The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 299,476 838 SH SOLE 0 0 838
AMAZON COM INC COM 023135106 243,822 1,023 SH SOLE 0 0 1,023
AMERICAN CENTY ETF TR AVAN US VALU ETF 025072133 12,653,058 157,113 SH SOLE 0 0 157,113
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 13,493,150 139,840 SH SOLE 0 0 139,840
AMERICAN CENTY ETF TR AVANTIS US LARG 025072158 13,615,644 151,352 SH SOLE 0 0 151,352
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 4,967,268 64,160 SH SOLE 0 0 64,160
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,536,535 28,436 SH SOLE 0 0 28,436
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 19,080,298 185,156 SH SOLE 0 0 185,156
AMERICAN CENTY ETF TR US EQT ETF 025072885 7,310,812 57,080 SH SOLE 0 0 57,080
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 8,372,907 91,798 SH SOLE 0 0 91,798
AMERICAN CENTY ETF TR US SML CP VALU 025072877 10,376,913 83,175 SH SOLE 0 0 83,175
APPLE INC COM 037833100 3,372,976 11,657 SH SOLE 0 0 11,657
APPLIED MATLS INC COM 038222105 281,247 389 SH SOLE 0 0 389
BANK OF AMER CORP COM 060505104 282,393 4,956 SH SOLE 0 0 4,956
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,034,938 4,067 SH SOLE 0 0 4,067
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 256,874 3,777 SH SOLE 0 0 3,777
CBRE GROUP INC CL A 12504L109 5,185,700 38,501 SH SOLE 0 0 38,501
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 514,045 12,784 SH SOLE 0 0 12,784
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,047,124 19,384 SH SOLE 0 0 19,384
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,448,252 36,089 SH SOLE 0 0 36,089
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 3,224,609 72,692 SH SOLE 0 0 72,692
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 204,087 3,710 SH SOLE 0 0 3,710
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 17,399,492 472,299 SH SOLE 0 0 472,299
ELI LILLY & CO COM 532457108 609,310 508 SH SOLE 0 0 508
FIDELITY COVINGTON TRUST INT VL FCT ETF 316092717 226,844 5,889 SH SOLE 0 0 5,889
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 476,293 9,330 SH SOLE 0 0 9,330
FREEPORT MCMORAN INC CL B 35671D857 284,326 4,521 SH SOLE 0 0 4,521
IDEXX LABS INC COM 45168D104 368,508 700 SH SOLE 0 0 700
INVESCO QQQ TR UNIT SER 1 46090E103 729,753 991 SH SOLE 0 0 991
ISHARES INC CORE MSCI EMKT 46434G103 323,400 3,904 SH SOLE 0 0 3,904
ISHARES TR 0-3 MTH TREASURY 46436E718 2,849,848 28,309 PRN SOLE 0 0 28,309
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,583,480 15,500 PRN SOLE 0 0 15,500
ISHARES TR CORE 1 5 YR USD 46432F859 52,990,676 1,098,252 PRN SOLE 0 0 1,098,252
ISHARES TR CORE INTL AGGR 46435G672 2,157,239 42,633 PRN SOLE 0 0 42,633
ISHARES TR CORE MSCI EAFE 46432F842 200,350 2,074 SH SOLE 0 0 2,074
ISHARES TR CORE S&P MCP ETF 464287507 577,229 7,486 SH SOLE 0 0 7,486
ISHARES TR CORE S&P TTL STK 464287150 1,823,726 11,102 SH SOLE 0 0 11,102
ISHARES TR CORE S&P500 ETF 464287200 1,234,171 1,648 SH SOLE 0 0 1,648
ISHARES TR CORE UNIVRSL USD 46434V613 607,980 13,174 PRN SOLE 0 0 13,174
ISHARES TR CORE US AGGBD ET 464287226 3,211,511 32,446 PRN SOLE 0 0 32,446
ISHARES TR CRE U S REIT ETF 464288521 5,168,852 77,786 SH SOLE 0 0 77,786
ISHARES TR EAFE SML CP ETF 464288273 2,476,903 30,107 SH SOLE 0 0 30,107
ISHARES TR EAFE VALUE ETF 464288877 319,443 4,173 SH SOLE 0 0 4,173
ISHARES TR ESG AWARE MSCI 46436E239 236,250 4,044 SH SOLE 0 0 4,044
ISHARES TR ESG SELECT SCRE 46436E569 220,686 3,886 SH SOLE 0 0 3,886
ISHARES TR GLOBAL REIT ETF 46434V647 200,715 7,267 PRN SOLE 0 0 7,267
ISHARES TR GNMA BOND ETF 46429B333 15,077,095 340,879 PRN SOLE 0 0 340,879
ISHARES TR IBDS DEC28 ETF 46435U515 839,952 33,265 PRN SOLE 0 0 33,265
ISHARES TR IBOND DEC 2030 46436E593 303,206 15,517 PRN SOLE 0 0 15,517
ISHARES TR IBONDS 26 TRM TS 46436E858 728,912 31,844 PRN SOLE 0 0 31,844
ISHARES TR IBONDS 27 ETF 46435UAA9 599,458 24,751 PRN SOLE 0 0 24,751
ISHARES TR IBONDS 27 TRM TS 46436E841 691,860 30,928 PRN SOLE 0 0 30,928
ISHARES TR IBONDS 28 TRM TS 46436E833 771,597 34,851 PRN SOLE 0 0 34,851
ISHARES TR IBONDS 29 TRM TS 46436E825 387,301 17,889 PRN SOLE 0 0 17,889
ISHARES TR IBONDS DEC 2030 46436E726 430,561 19,751 PRN SOLE 0 0 19,751
ISHARES TR IBONDS DEC 2031 46436E486 288,631 13,850 PRN SOLE 0 0 13,850
ISHARES TR IBONDS DEC 2031 46436E460 351,996 17,434 PRN SOLE 0 0 17,434
ISHARES TR IBONDS DEC 29 46436E205 463,363 20,007 PRN SOLE 0 0 20,007
ISHARES TR IBONDS DEC2026 46435GAA0 820,604 33,867 PRN SOLE 0 0 33,867
ISHARES TR INTL DEV RE ETF 464288489 319,871 14,344 SH SOLE 0 0 14,344
ISHARES TR ISHS 1-5YR INVS 464288646 16,618,962 317,095 SH SOLE 0 0 317,095
ISHARES TR MSCI EAFE ETF 464287465 26,526,768 255,360 SH SOLE 0 0 255,360
ISHARES TR MSCI EMG MKT ETF 464287234 2,168,129 31,693 SH SOLE 0 0 31,693
ISHARES TR MSCI INDIA ETF 46429B598 289,327 5,858 SH SOLE 0 0 5,858
ISHARES TR MSCI INTL VLU FT 46435G409 5,110,019 122,191 SH SOLE 0 0 122,191
ISHARES TR NATIONAL MUN ETF 464288414 2,559,993 23,787 PRN SOLE 0 0 23,787
ISHARES TR RUS 1000 GRW ETF 464287614 1,086,162 8,747 SH SOLE 0 0 8,747
ISHARES TR RUS 1000 VAL ETF 464287598 1,753,495 7,233 SH SOLE 0 0 7,233
ISHARES TR RUS 2000 GRW ETF 464287648 1,184,303 3,006 SH SOLE 0 0 3,006
ISHARES TR RUS 2000 VAL ETF 464287630 3,969,478 17,945 SH SOLE 0 0 17,945
ISHARES TR RUS MD CP GR ETF 464287481 319,796 2,184 SH SOLE 0 0 2,184
ISHARES TR RUS MDCP VAL ETF 464287473 1,001,756 6,086 SH SOLE 0 0 6,086
ISHARES TR RUSSELL 2000 ETF 464287655 357,047 1,188 SH SOLE 0 0 1,188
ISHARES TR RUSSELL 3000 ETF 464287689 972,192 2,280 SH SOLE 0 0 2,280
ISHARES TR S&P 500 GRWT ETF 464287309 2,723,507 19,803 SH SOLE 0 0 19,803
ISHARES TR S&P 500 VAL ETF 464287408 11,998,958 52,845 SH SOLE 0 0 52,845
ISHARES TR S&P MC 400GR ETF 464287606 785,605 6,686 SH SOLE 0 0 6,686
ISHARES TR S&P MC 400VL ETF 464287705 3,452,746 23,372 SH SOLE 0 0 23,372
ISHARES TR S&P SML 600 GWT 464287887 399,707 2,238 SH SOLE 0 0 2,238
ISHARES TR SHRT NAT MUN ETF 464288158 3,996,499 37,536 PRN SOLE 0 0 37,536
ISHARES TR TIPS BD ETF 464287176 1,681,640 15,367 PRN SOLE 0 0 15,367
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 726,598 23,925 SH SOLE 0 0 23,925
LOWES COS INC COM 548661107 219,388 995 SH SOLE 0 0 995
NEWELL BRANDS INC COM 651229106 796,825 129,776 SH SOLE 0 0 129,776
REALTY INCOME CORP COM 756109104 1,782,713 28,772 SH SOLE 0 0 28,772
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 933,233 19,457 PRN SOLE 0 0 19,457
SPDR SERIES TRUST ST STR P500GRW 78464A409 1,142,103 9,598 SH SOLE 0 0 9,598
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 200,972 7,826 SH SOLE 0 0 7,826
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 414,778 794 SH SOLE 0 0 794
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,425,904 5,927 SH SOLE 0 0 5,927
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 987,489 1,404 SH SOLE 0 0 1,404
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,454,167 70,006 PRN SOLE 0 0 70,006
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,505,982 34,137 PRN SOLE 0 0 34,137
VANGUARD INDEX FDS GROWTH ETF 922908736 25,430,759 295,226 SH SOLE 0 0 295,226
VANGUARD INDEX FDS LARGE CAP ETF 922908637 409,941 1,192 SH SOLE 0 0 1,192
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 10,474,986 34,198 SH SOLE 0 0 34,198
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,096,686 46,036 SH SOLE 0 0 46,036
VANGUARD INDEX FDS MID CAP ETF 922908629 372,072 4,618 SH SOLE 0 0 4,618
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 318,605 3,304 SH SOLE 0 0 3,304
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,995,149 41,134 SH SOLE 0 0 41,134
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,886,621 18,831 SH SOLE 0 0 18,831
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,156,566 3,126 SH SOLE 0 0 3,126
VANGUARD INDEX FDS VALUE ETF 922908744 3,891,358 17,856 SH SOLE 0 0 17,856
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 981,346 16,441 SH SOLE 0 0 16,441
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 510,371 3,308 SH SOLE 0 0 3,308
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,217,137 49,434 SH SOLE 0 0 49,434
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 425,275 2,710 SH SOLE 0 0 2,710
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 19,304,274 384,318 PRN SOLE 0 0 384,318
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,355,518 26,799 PRN SOLE 0 0 26,799
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 751,443 9,092 PRN SOLE 0 0 9,092
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,199,132 25,617 SH SOLE 0 0 25,617
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 851,706 10,777 PRN SOLE 0 0 10,777
VANGUARD STAR FDS VG TL INTL STK F 921909768 643,957 7,533 SH SOLE 0 0 7,533
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,694,539 23,783 SH SOLE 0 0 23,783
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 208,218 1,318 SH SOLE 0 0 1,318
WALMART INC COM 931142103 221,310 1,954 SH SOLE 0 0 1,954
YUM BRANDS INC COM 988498101 203,822 1,275 SH SOLE 0 0 1,275