The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 900,163 3,577 SH SOLE 3,577 0 0
ADVANCED MICRO DEVICES INC COM 007903107 230,041 396 SH SOLE 396 0 0
AGNC INVT CORP COM 00123Q104 823,986 75,595 SH SOLE 75,595 0 0
ALPHABET INC CAP STK CL A 02079K305 1,700,584 4,759 SH SOLE 4,759 0 0
ALPHABET INC CAP STK CL C 02079K107 1,129,482 3,197 SH SOLE 3,197 0 0
ALTRIA GROUP INC COM 02209S103 278,806 3,875 SH SOLE 3,875 0 0
AMAZON COM INC COM 023135106 2,305,466 9,673 SH SOLE 9,673 0 0
AMGEN INC COM 031162100 923,043 2,549 SH SOLE 2,549 0 0
APOLLO GLOBAL MGMT INC COM 03769M106 215,087 1,818 SH SOLE 1,818 0 0
APPLE INC COM 037833100 13,580,768 46,933 SH SOLE 46,933 0 0
APPLIED MATLS INC COM 038222105 1,511,793 2,091 SH SOLE 2,091 0 0
ASTRAZENECA PLC ORD G0593M107 549,709 2,899 SH SOLE 2,899 0 0
BANK OF NY MELLON CORP COM 064058100 251,767 1,741 SH SOLE 1,741 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 17,223,550 23 SH SOLE 23 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,516,303 11,024 SH SOLE 11,024 0 0
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 530,101 10,055 SH SOLE 10,055 0 0
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 263,695 7,205 SH SOLE 7,205 0 0
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 273,716 5,434 SH SOLE 5,434 0 0
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 3,653,635 130,254 SH SOLE 130,254 0 0
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 255,135 5,918 SH SOLE 5,918 0 0
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 277,247 8,724 SH SOLE 8,724 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 841,823 12,378 SH SOLE 12,378 0 0
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 215,010 4,108 SH SOLE 4,108 0 0
BLACKSTONE INC COM 09260D107 358,659 3,048 SH SOLE 3,048 0 0
BLUEROCK PVT REAL ESTATE FD COM 09631P102 1,834,517 141,008 SH SOLE 141,008 0 0
BROADCOM INC COM 11135F101 5,887,235 15,585 SH SOLE 15,585 0 0
CAPITAL GROUP CORE BALANCED SHS 14021D107 524,420 13,815 SH SOLE 13,815 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 30,390,978 1,160,847 SH SOLE 1,160,847 0 0
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 1,333,338 48,538 SH SOLE 48,538 0 0
CHEVRON CORPORATION COM 166764100 566,068 3,415 SH SOLE 3,415 0 0
CISCO SYS INC COM 17275R102 598,898 5,099 SH SOLE 5,099 0 0
COCA COLA CO COM 191216100 715,201 8,800 SH SOLE 8,800 0 0
CONOCOPHILLIPS COM 20825C104 206,153 1,983 SH SOLE 1,983 0 0
CONSTELLATION BRANDS INC CL A 21036P108 210,435 1,513 SH SOLE 1,513 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 224,518 240 SH SOLE 240 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 341,123 447 SH SOLE 447 0 0
CSX CORP COM 126408103 289,599 6,093 SH SOLE 6,093 0 0
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 653,915 15,492 SH SOLE 15,492 0 0
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 369,781 6,790 SH SOLE 6,790 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 52,027,267 1,261,262 SH SOLE 1,261,262 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 136,722,778 2,645,051 SH SOLE 2,645,051 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 311,788 3,805 SH SOLE 3,805 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 15,820,346 192,134 SH SOLE 192,134 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 3,218,373 38,873 SH SOLE 38,873 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,610,018 43,703 SH SOLE 43,703 0 0
DISNEY WALT CO COM 254687106 294,037 3,054 SH SOLE 3,054 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 797,960 6,304 SH SOLE 6,304 0 0
ELI LILLY & CO COM 532457108 567,567 473 SH SOLE 473 0 0
EXXON MOBIL CORP COM 30231G102 564,461 4,129 SH SOLE 4,129 0 0
FRANKLIN TEMPLETON HOLDINGS RESPBLY SRCD GLD 35473M105 328,813 6,161 SH SOLE 6,161 0 0
GE AEROSPACE COM NEW 369604301 224,325 600 SH SOLE 600 0 0
GE VERNOVA INC COM 36828A101 247,907 211 SH SOLE 211 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 2,335,319 31,704 SH SOLE 31,704 0 0
HERSHEY CO COM 427866108 437,177 2,492 SH SOLE 2,492 0 0
HONEYWELL AEROSPACE INC COM 43849R105 209,584 948 SH SOLE 948 0 0
HONEYWELL INTL INC COM 438516205 212,258 948 SH SOLE 948 0 0
INTEL CORP COM 458140100 232,903 1,668 SH SOLE 1,668 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 706,600 4,000 SH SOLE 4,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 556,393 2,615 SH SOLE 2,615 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 317,243 3,521 SH SOLE 3,521 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 221,638 300 SH SOLE 300 0 0
ISHARES GOLD TR ISHARES NEW 464285204 459,584 6,086 SH SOLE 6,086 0 0
ISHARES INC CORE MSCI EMKT 46434G103 591,820 7,144 SH SOLE 7,144 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 696,764 6,921 SH SOLE 6,921 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 323,027 3,219 SH SOLE 3,219 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,457,082 25,279 SH SOLE 25,279 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,153,084 2,875 SH SOLE 2,875 0 0
ISHARES TR CORE UNIVRSL USD 46434V613 857,240 18,575 SH SOLE 18,575 0 0
ISHARES TR EAFE GRWTH ETF 464288885 381,227 3,064 SH SOLE 3,064 0 0
ISHARES TR EAFE VALUE ETF 464288877 302,782 3,955 SH SOLE 3,955 0 0
ISHARES TR GLB INFRASTR ETF 464288372 258,541 3,882 SH SOLE 3,882 0 0
ISHARES TR IBOND 1 5 YR ETF 46438G539 632,471 25,113 SH SOLE 25,113 0 0
ISHARES TR IBONDS 1-5 YR TR 46438G521 1,410,701 56,192 SH SOLE 56,192 0 0
ISHARES TR ISHARES BIOTECH 464287556 322,371 1,695 SH SOLE 1,695 0 0
ISHARES TR MSCI USA MMENTM 46432F396 333,570 973 SH SOLE 973 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,981,288 27,702 SH SOLE 27,702 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 772,648 5,618 SH SOLE 5,618 0 0
ISHARES TR S&P 500 VAL ETF 464287408 650,092 2,863 SH SOLE 2,863 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 278,544 5,507 SH SOLE 5,507 0 0
ISHARES TR US TREAS BD ETF 46429B267 227,391 9,982 SH SOLE 9,982 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,756,633 31,102 SH SOLE 31,102 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773 14,039,476 269,007 SH SOLE 269,007 0 0
JOHNSON & JOHNSON COM 478160104 1,847,991 7,276 SH SOLE 7,276 0 0
JPMORGAN CHASE & CO COM 46625H100 1,763,833 5,389 SH SOLE 5,389 0 0
KKR & CO INC COM 48251W104 288,833 3,147 SH SOLE 3,147 0 0
KLARNA GROUP PLC SHS G5279N105 240,917 11,903 SH SOLE 11,903 0 0
LOCKHEED MARTIN CORP COM 539830109 285,998 561 SH SOLE 561 0 0
MCDONALDS CORP COM 580135101 361,944 1,339 SH SOLE 1,339 0 0
MERCK & CO INC COM 58933Y105 343,167 2,671 SH SOLE 2,671 0 0
META PLATFORMS INC CL A 30303M102 680,006 1,207 SH SOLE 1,207 0 0
MICRON TECHNOLOGY INC COM 595112103 868,026 752 SH SOLE 752 0 0
MICROSOFT CORP COM 594918104 13,972,030 37,457 SH SOLE 37,457 0 0
MONDELEZ INTL INC CL A 609207105 358,376 6,196 SH SOLE 6,196 0 0
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 531,484 10,011 SH SOLE 10,011 0 0
NEXTERA ENERGY INC COM 65339F101 243,307 2,772 SH SOLE 2,772 0 0
NVIDIA CORPORATION COM 67066G104 6,190,222 30,937 SH SOLE 30,937 0 0
OCEAN PWR TECHNOLOGIES INC COM NEW 674870506 272,805 1,041,240 SH SOLE 1,041,240 0 0
PACER FDS TR DATA & DIGI REVO 69374H386 201,022 1,884 SH SOLE 1,884 0 0
PACER FDS TR METAURUS CAP 400 69374H436 2,630,917 58,374 SH SOLE 58,374 0 0
PALO ALTO NETWORKS INC COM 697435105 390,810 1,146 SH SOLE 1,146 0 0
PEPSICO INC COM 713448108 761,758 5,626 SH SOLE 5,626 0 0
PFIZER INC COM 717081103 549,250 22,810 SH SOLE 22,810 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 277,381 5,598 SH SOLE 5,598 0 0
PGIM ETF TR ULTR SHO MUN ETF 69344A768 400,093 7,936 SH SOLE 7,936 0 0
PHILIP MORRIS INTL INC COM 718172109 873,436 4,828 SH SOLE 4,828 0 0
PHILLIPS 66 COM 718546104 344,186 2,036 SH SOLE 2,036 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,207,906 11,982 SH SOLE 11,982 0 0
PROCTER & GAMBLE CO COM 742718109 913,616 6,230 SH SOLE 6,230 0 0
RBB FD INC F/M US TREASURY 74933W452 7,491,743 150,256 SH SOLE 150,256 0 0
RBB FD INC FM ULTRASHORT TR 74933W213 209,633 4,202 SH SOLE 4,202 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460 4,342,650 86,853 SH SOLE 86,853 0 0
ROYCE MICRO-CAP TR INC COM 780915104 232,440 15,877 SH SOLE 15,877 0 0
RTX CORPORATION COM 75513E101 480,968 2,535 SH SOLE 2,535 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 216,500 4,103 SH SOLE 4,103 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 1,281,543 40,389 SH SOLE 40,389 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,355,640 48,940 SH SOLE 48,940 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 462,353 19,153 SH SOLE 19,153 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,962,547 516,662 SH SOLE 516,662 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 61,314,637 1,933,604 SH SOLE 1,933,604 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 17,418,822 472,438 SH SOLE 472,438 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,033,946 56,295 SH SOLE 56,295 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 212,300 220 SH SOLE 220 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 3,716,545 23,425 SH SOLE 23,425 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,284,841 24,192 SH SOLE 24,192 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 446,733 8,333 SH SOLE 8,333 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 522,261 6,287 SH SOLE 6,287 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 397,425 2,086 SH SOLE 2,086 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 2,007,654 44,280 SH SOLE 44,280 0 0
SNOWFLAKE INC COM SHS 833445109 373,862 1,469 SH SOLE 1,469 0 0
SPDR GOLD TR GOLD SHS 78463V107 273,338 742 SH SOLE 742 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 481,246 9,294 SH SOLE 9,294 0 0
SPDR INDEX SHS FDS ST STR NAT ETF 78463X541 433,812 6,445 SH SOLE 6,445 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 471,747 9,362 SH SOLE 9,362 0 0
SPDR SERIES TRUST ST STR MSCI USAQ 78468R812 760,145 4,068 SH SOLE 4,068 0 0
SPDR SERIES TRUST ST STR P400MID 78464A847 450,355 6,666 SH SOLE 6,666 0 0
SPDR SERIES TRUST ST STR SP AERO 78464A631 3,199,467 11,274 SH SOLE 11,274 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468R853 539,096 9,348 SH SOLE 9,348 0 0
SPDR SERIES TRUST STATE STRET SPDR 78468R440 263,163 7,872 SH SOLE 7,872 0 0
SPINNAKER ETF SERIES SELE STO EUR ETF 84858T772 509,155 12,071 SH SOLE 12,071 0 0
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 641,862 16,262 SH SOLE 16,262 0 0
SSGA ACTIVE TR ST STR TOTAL ETF 78470P200 13,999,860 297,491 SH SOLE 297,491 0 0
SSGA ACTIVE TR STATE STREET US 78470P408 886,053 13,661 SH SOLE 13,661 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,483,306 6,004 SH SOLE 6,004 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 462,288 968 SH SOLE 968 0 0
TCW ETF TRUST FLEXIBLE INCOME 29287L700 2,061,701 52,581 SH SOLE 52,581 0 0
TESLA INC COM 88160R101 689,934 1,640 SH SOLE 1,640 0 0
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203 19,622 23,830 SH SOLE 23,830 0 0
TRUST FOR PROFESSIONAL MANAG ACTIVEPASSIVE US 89834G729 224,761 4,865 SH SOLE 4,865 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,002,972 2,413 SH SOLE 2,413 0 0
USCF ETF TR MIDS ENE INC ETF 90290T882 495,609 8,423 SH SOLE 8,423 0 0
VANECK ETF TRUST URANI NUCLE ETF 92189F601 769,875 6,638 SH SOLE 6,638 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 234,031 3,188 SH SOLE 3,188 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,932,360 22,433 SH SOLE 22,433 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 251,742 1,274 SH SOLE 1,274 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 243,643 3,024 SH SOLE 3,024 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,313,204 1,912 SH SOLE 1,912 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 944,260 3,886 SH SOLE 3,886 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,763,755 12,874 SH SOLE 12,874 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 225,181 1,033 SH SOLE 1,033 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 479,493 8,033 SH SOLE 8,033 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 233,657 2,639 SH SOLE 2,639 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 259,535 1,654 SH SOLE 1,654 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 206,721 4,087 SH SOLE 4,087 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,223,283 9,396 SH SOLE 9,396 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 306,521 3,585 SH SOLE 3,585 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,100,738 15,449 SH SOLE 15,449 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 547,716 2,429 SH SOLE 2,429 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 708,356 2,369 SH SOLE 2,369 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801 951,310 4,158 SH SOLE 4,158 0 0
VICTORY PORTFOLIOS II SHS FR CA FL ETF 92647X830 957,643 20,932 SH SOLE 20,932 0 0
VISA INC COM CL A 92826C839 419,393 1,222 SH SOLE 1,222 0 0
WALKER & DUNLOP INC COM 93148P102 698,902 12,777 SH SOLE 12,777 0 0
WALMART INC COM 931142103 970,436 8,568 SH SOLE 8,568 0 0
WELLS FARGO & CO COM 949746101 229,575 2,778 SH SOLE 2,778 0 0
WISDOMTREE TR EFFICIENT GLD PL 97717Y568 1,502,756 24,597 SH SOLE 24,597 0 0
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 220,876 5,407 SH SOLE 5,407 0 0
WISDOMTREE TR EUROP OPPOR FD 97717X552 2,495,936 44,722 SH SOLE 44,722 0 0
WISDOMTREE TR JAPAN OPPOR FD 97717W521 748,728 12,984 SH SOLE 12,984 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 61,420,624 642,340 SH SOLE 642,340 0 0