The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 301,620 844 SH SOLE 0 0 0 844
AMAZON COM INC COM 023135106 206,879 868 SH SOLE 0 0 0 868
APPLE INC COM 037833100 473,972 1,638 SH SOLE 0 0 0 1,638
BRAND ENGAGEMENT NETWORK INC COM 104932207 290,921 17,003 SH SOLE 0 0 0 17,003
CATERPILLAR INC COM 149123101 222,564 209 SH SOLE 0 0 0 209
CHEVRON CORPORATION COM 166764100 336,990 2,033 SH SOLE 0 0 0 2,033
CSX CORP COM 126408103 349,963 7,363 SH SOLE 0 0 0 7,363
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 8,296,450 58,471 SH SOLE 0 0 0 58,471
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,402,807 30,696 SH SOLE 0 0 0 30,696
ISHARES SILVER TR ISHARES 46428Q109 212,490 3,974 SH SOLE 0 0 0 3,974
ISHARES TR SP SMCP600VL ETF 464287879 1,959,171 14,334 SH SOLE 0 0 0 14,334
ISHARES TR RUS 2000 GRW ETF 464287648 232,042 589 SH SOLE 0 0 0 589
ISHARES TR CORE S&P SCP ETF 464287804 6,360,571 42,887 SH SOLE 0 0 0 42,887
ISHARES TR RUS MDCP VAL ETF 464287473 351,421 2,135 SH SOLE 0 0 0 2,135
ISHARES TR RUS 1000 ETF 464287622 408,272 997 SH SOLE 0 0 0 997
ISHARES TR RUS 1000 GRW ETF 464287614 3,440,254 27,706 SH SOLE 0 0 0 27,706
ISHARES TR CORE S&P MCP ETF 464287507 12,790,081 165,868 SH SOLE 0 0 0 165,868
ISHARES TR RUS 1000 VAL ETF 464287598 504,497 2,081 SH SOLE 0 0 0 2,081
ISHARES TR S&P 500 GRWT ETF 464287309 12,734,865 92,597 SH SOLE 0 0 0 92,597
ISHARES TR S&P MC 400GR ETF 464287606 4,604,120 39,184 SH SOLE 0 0 0 39,184
ISHARES TR S&P MC 400VL ETF 464287705 261,778 1,772 SH SOLE 0 0 0 1,772
ISHARES TR CORE MSCI EAFE 46432F842 2,309,904 23,917 SH SOLE 0 0 0 23,917
ISHARES TR RUSSELL 2000 ETF 464287655 201,302 670 SH SOLE 0 0 0 670
ISHARES TR RUS MID CAP ETF 464287499 2,656,175 24,077 SH SOLE 0 0 0 24,077
ISHARES TR S&P 500 VAL ETF 464287408 852,383 3,754 SH SOLE 0 0 0 3,754
ISHARES TR RUS MD CP GR ETF 464287481 1,008,033 6,885 SH SOLE 0 0 0 6,885
ISHARES TR CORE S&P500 ETF 464287200 36,920,277 49,300 SH SOLE 0 0 0 49,300
ISHARES TR S&P SML 600 GWT 464287887 3,008,874 16,847 SH SOLE 0 0 0 16,847
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,574,692 70,688 SH SOLE 0 0 0 70,688
JPMORGAN CHASE & CO COM 46625H100 201,308 615 SH SOLE 0 0 0 615
MICROSOFT CORP COM 594918104 239,479 642 SH SOLE 0 0 0 642
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 205,762 1,080 SH SOLE 0 0 0 1,080
SPDR SERIES TRUST ST STR CONV ETF 78464A359 1,024,290 9,500 SH SOLE 0 0 0 9,500
SPDR SERIES TRUST ST STR SP400GRW 78464A821 234,492 2,092 SH SOLE 0 0 0 2,092
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,398,382 24,248 SH SOLE 0 0 0 24,248
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 13,512,803 18,095 SH SOLE 0 0 0 18,095
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 272,742 1,983 SH SOLE 0 0 0 1,983
VANGUARD INDEX FDS MID CAP ETF 922908629 1,235,944 15,340 SH SOLE 0 0 0 15,340
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,430,053 6,567 SH SOLE 0 0 0 6,567
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,637,346 5,296 SH SOLE 0 0 0 5,296
VANGUARD INDEX FDS GROWTH ETF 922908736 346,714 4,025 SH SOLE 0 0 0 4,025
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 243,509 795 SH SOLE 0 0 0 795
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 982,475 7,687 SH SOLE 0 0 0 7,687
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 2,403,244 22,606 SH SOLE 0 0 0 22,606
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 416,243 5,842 SH SOLE 0 0 0 5,842
VANGUARD WORLD FD INF TECH ETF 92204A702 240,952 2,016 SH SOLE 0 0 0 2,016
WISDOMTREE TR US MIDCAP DIVID 97717W505 12,601,207 222,951 SH SOLE 0 0 0 222,951
WISDOMTREE TR US LARGECAP DIVD 97717W307 36,726,952 381,301 SH SOLE 0 0 0 381,301
WISDOMTREE TR US SMALLCAP DIVD 97717W604 6,596,185 162,148 SH SOLE 0 0 0 162,148