The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 2,665,669 29,377 SH SOLE 0 0 29,377
ADVANCED MICRO DEVICES INC COM 007903107 1,517,918 2,613 SH SOLE 0 0 2,613
AGNICO EAGLE MINES LTD COM 008474108 400,080 2,579 SH SOLE 0 0 2,579
ALPHABET INC CAP STK CL A 02079K305 4,168,008 11,663 SH SOLE 0 0 11,663
ALPHABET INC CAP STK CL C 02079K107 1,314,349 3,720 SH SOLE 0 0 3,720
AMAZON COM INC COM 023135106 4,202,888 17,634 SH SOLE 0 0 17,634
AMERICAN EXPRESS CO COM 025816109 6,121,649 18,098 SH SOLE 0 0 18,098
AMGEN INC COM 031162100 5,805,508 16,032 SH SOLE 0 0 16,032
APPLE INC COM 037833100 9,002,468 31,112 SH SOLE 0 0 31,112
ARM HOLDINGS PLC SPONSORED ADS 042068205 291,811 823 SH SOLE 0 0 823
ASTRAZENECA PLC ORD G0593M107 632,193 3,334 SH SOLE 0 0 3,334
BANK OF AMER CORP COM 060505104 518,461 9,099 SH SOLE 0 0 9,099
BANK OF NY MELLON CORP COM 064058100 5,241,534 36,246 SH SOLE 0 0 36,246
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,487,498 8,968 SH SOLE 0 0 8,968
BLACKROCK INC COM 09290D101 258,660 269 SH SOLE 0 0 269
BOEING CO COM 097023105 1,308,778 6,046 SH SOLE 0 0 6,046
BROADCOM INC COM 11135F101 5,330,556 14,111 SH SOLE 0 0 14,111
CAMECO CORP COM 13321L108 566,749 5,564 SH SOLE 0 0 5,564
CAPITAL ONE FINL CORP COM 14040H105 212,085 1,057 SH SOLE 0 0 1,057
CENCORA INC COM 03073E105 912,045 3,223 SH SOLE 0 0 3,223
CHEVRON CORPORATION COM 166764100 4,093,775 24,697 SH SOLE 0 0 24,697
CISCO SYS INC COM 17275R102 3,663,449 31,189 SH SOLE 0 0 31,189
CME GROUP INC COM 12572Q105 615,453 2,787 SH SOLE 0 0 2,787
COCA COLA CO COM 191216100 3,564,368 43,858 SH SOLE 0 0 43,858
CORNING INC COM 219350105 515,971 2,020 SH SOLE 0 0 2,020
COSTCO WHOLESALE CORPORATION COM 22160K105 786,733 841 SH SOLE 0 0 841
CROWDSTRIKE HLDGS INC CL A 22788C105 3,036,534 3,979 SH SOLE 0 0 3,979
CVS HEALTH CORP COM 126650100 3,789,994 36,636 SH SOLE 0 0 36,636
DUKE ENERGY CORP NEW COM NEW 26441C204 5,188,388 40,989 SH SOLE 0 0 40,989
EATON CORP PLC SHS G29183103 693,297 1,627 SH SOLE 0 0 1,627
ELI LILLY & CO COM 532457108 836,023 697 SH SOLE 0 0 697
EMERSON ELEC CO COM 291011104 4,748,528 33,172 SH SOLE 0 0 33,172
GE VERNOVA INC COM 36828A101 882,329 751 SH SOLE 0 0 751
GENERAC HLDGS INC COM 368736104 307,451 1,050 SH SOLE 0 0 1,050
GOLDMAN SACHS GROUP INC COM 38141G104 1,340,124 1,325 SH SOLE 0 0 1,325
HCA HEALTHCARE INC COM 40412C101 221,847 569 SH SOLE 0 0 569
HONEYWELL AEROSPACE INC COM 43849R105 1,565,467 7,081 SH SOLE 0 0 7,081
HONEYWELL INTL INC COM 438516205 1,600,050 7,146 SH SOLE 0 0 7,146
INTEL CORP COM 458140100 2,956,526 21,174 SH SOLE 0 0 21,174
INTERNATIONAL BUSINESS MACHS COM 459200101 3,710,183 13,194 SH SOLE 0 0 13,194
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 270,856 1,273 SH SOLE 0 0 1,273
INVESCO QQQ TR UNIT SER 1 46090E103 513,649 698 SH SOLE 0 0 698
ISHARES INC MSCI EMRG CHN 46434G764 291,044 2,845 SH SOLE 0 0 2,845
ISHARES TR CORE 60 BALA ETF 464289867 505,196 7,269 SH SOLE 0 0 7,269
ISHARES TR CORE 80 20 ETF 464289859 655,774 6,719 SH SOLE 0 0 6,719
ISHARES TR CORE S&P MCP ETF 464287507 895,914 11,619 SH SOLE 0 0 11,619
ISHARES TR CORE S&P SCP ETF 464287804 208,672 1,407 SH SOLE 0 0 1,407
ISHARES TR CORE S&P500 ETF 464287200 1,387,831 1,853 SH SOLE 0 0 1,853
ISHARES TR FLTG RATE NT ETF 46429B655 11,887,605 232,862 SH SOLE 0 0 232,862
ISHARES TR MSCI ACWI ETF 464288257 940,407 5,991 SH SOLE 0 0 5,991
ISHARES TR RUS MD CP GR ETF 464287481 1,399,219 9,557 SH SOLE 0 0 9,557
ISHARES TR RUS MDCP VAL ETF 464287473 1,854,669 11,268 SH SOLE 0 0 11,268
ISHARES TR S&P 100 ETF 464287101 214,400 586 SH SOLE 0 0 586
JOHNSON & JOHNSON COM 478160104 3,680,542 14,492 SH SOLE 0 0 14,492
JPMORGAN CHASE & CO COM 46625H100 6,901,263 21,084 SH SOLE 0 0 21,084
KLA CORP COM NEW 482480100 1,899,868 6,297 SH SOLE 0 0 6,297
L3HARRIS TECHNOLOGIES INC COM 502431109 217,361 748 SH SOLE 0 0 748
LINDE PLC SHS G54950103 5,501,808 10,602 SH SOLE 0 0 10,602
LOCKHEED MARTIN CORP COM 539830109 4,710,250 9,246 SH SOLE 0 0 9,246
LOWES COS INC COM 548661107 5,180,544 23,496 SH SOLE 0 0 23,496
MCDONALDS CORP COM 580135101 3,228,312 11,943 SH SOLE 0 0 11,943
MCKESSON CORP COM 58155Q103 4,361,323 5,772 SH SOLE 0 0 5,772
META PLATFORMS INC CL A 30303M102 1,863,927 3,309 SH SOLE 0 0 3,309
MICRON TECHNOLOGY INC COM 595112103 289,727 251 SH SOLE 0 0 251
MICROSOFT CORP COM 594918104 5,920,951 15,873 SH SOLE 0 0 15,873
MORGAN STANLEY COM NEW 617446448 5,491,864 26,272 SH SOLE 0 0 26,272
NETFLIX INC. COM 64110L106 898,355 12,582 SH SOLE 0 0 12,582
NORFOLK SOUTHN CORP COM 655844108 321,196 1,021 SH SOLE 0 0 1,021
NVIDIA CORPORATION COM 67066G104 5,499,551 27,485 SH SOLE 0 0 27,485
PALO ALTO NETWORKS INC COM 697435105 1,803,996 5,290 SH SOLE 0 0 5,290
PROCTER & GAMBLE CO COM 742718109 4,181,940 28,518 SH SOLE 0 0 28,518
ROBINHOOD MKTS INC COM CL A 770700102 601,379 5,997 SH SOLE 0 0 5,997
RTX CORPORATION COM 75513E101 1,016,763 5,359 SH SOLE 0 0 5,359
SCHWAB CHARLES CORP COM 808513105 1,242,828 13,469 SH SOLE 0 0 13,469
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 459,974 8,580 SH SOLE 0 0 8,580
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 385,278 2,080 SH SOLE 0 0 2,080
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 249,184 2,326 SH SOLE 0 0 2,326
SHELL PLC SPON ADS 780259305 1,145,111 14,768 SH SOLE 0 0 14,768
SHOPIFY INC CL A SUB VTG SHS 82509L107 284,879 2,495 SH SOLE 0 0 2,495
SIMON PPTY GROUP INC NEW COM 828806109 4,913,991 21,972 SH SOLE 0 0 21,972
SPDR SERIES TRUST ST STR P500GRW 78464A409 8,817,956 74,107 SH SOLE 0 0 74,107
SPDR SERIES TRUST ST STR P500VAL 78464A508 12,145,077 199,787 SH SOLE 0 0 199,787
SPDR SERIES TRUST ST STR SP BIOT 78464A870 226,614 1,432 SH SOLE 0 0 1,432
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 5,905,184 146,567 SH SOLE 0 0 146,567
STARBUCKS CORP COM 855244109 2,594,298 25,387 SH SOLE 0 0 25,387
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 387,309 519 SH SOLE 0 0 519
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,740,743 3,645 SH SOLE 0 0 3,645
TESLA INC COM 88160R101 395,785 941 SH SOLE 0 0 941
TJX COS INC NEW COM 872540109 4,493,187 29,658 SH SOLE 0 0 29,658
UBER TECHNOLOGIES INC COM 90353T100 1,399,688 19,397 SH SOLE 0 0 19,397
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 329,913 503 SH SOLE 0 0 503
VANGUARD BD INDEX FDS INTERMED TERM 921937819 15,019,380 195,820 SH SOLE 0 0 195,820
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,868,968 190,848 SH SOLE 0 0 190,848
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 214,609 2,923 SH SOLE 0 0 2,923
VANGUARD INDEX FDS GROWTH ETF 922908736 2,413,126 28,014 SH SOLE 0 0 28,014
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 480,459 700 SH SOLE 0 0 700
VANGUARD INDEX FDS VALUE ETF 922908744 2,765,096 12,688 SH SOLE 0 0 12,688
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 3,566,792 47,130 SH SOLE 0 0 47,130
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 13,169,605 262,186 SH SOLE 0 0 262,186
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,271,845 21,853 SH SOLE 0 0 21,853
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,830,840 25,696 SH SOLE 0 0 25,696
WALMART INC COM 931142103 6,023,626 53,184 SH SOLE 0 0 53,184
WASTE MGMT INC DEL COM 94106L109 4,557,227 20,447 SH SOLE 0 0 20,447