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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 259,667 447 SH SOLE 0 0 447
ALPHABET INC CAP STK CL A 02079K305 207,632 581 SH SOLE 231 0 350
APPLE INC COM 037833100 1,142,220 3,948 SH SOLE 3,249 0 699
CARDINAL HEALTH INC COM 14149Y108 244,162 1,028 SH SOLE 1,028 0 0
DIREXION SHARES ETF TRUST DA TE BU 3X ETF 25459W102 253,836 1,100 SH SOLE 0 0 1,100
INVESCO QQQ TR UNIT SER 1 46090E103 350,539 476 SH SOLE 228 0 248
ISHARES INC MSCI EMRG CHN 46434G764 321,324 3,141 SH SOLE 3,141 0 0
ISHARES INC CORE MSCI EMKT 46434G103 595,143 7,184 SH SOLE 7,184 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 10,010,394 121,914 PRN SOLE 121,914 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 3,159,681 33,411 PRN SOLE 33,411 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,290,526 13,362 SH SOLE 13,362 0 0
ISHARES TR ESG MSCI KLD ETF 464288570 619,681 4,352 SH SOLE 4,352 0 0
ISHARES TR ESG AWARE MSCI 46435U663 382,226 6,834 SH SOLE 6,834 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,926,527 36,000 PRN SOLE 36,000 0 0
ISHARES TR MSCI ACWI ETF 464288257 427,429 2,723 SH SOLE 2,723 0 0
ISHARES TR MSCI EAFE ETF 464287465 14,522,423 139,800 SH SOLE 139,800 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,880,197 100,573 SH SOLE 100,573 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 26,038,587 209,701 SH SOLE 209,701 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 30,906,714 127,487 SH SOLE 127,487 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 9,124,310 23,160 SH SOLE 23,010 0 150
ISHARES TR RUS 2000 VAL ETF 464287630 8,516,237 38,500 SH SOLE 38,500 0 0
ISHARES TR RUS MD CP GR ETF 464287481 4,619,296 31,550 SH SOLE 31,550 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 5,176,013 31,446 SH SOLE 31,446 0 0
ISHARES TR ISHARES SEMICDTR 464287523 231,064 361 SH SOLE 0 0 361
NVIDIA CORPORATION COM 67066G104 307,778 1,538 SH SOLE 0 0 1,538
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 315,762 9,331 SH SOLE 9,331 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 401,310 11,529 SH SOLE 11,529 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 251,316 1,319 SH SOLE 0 0 1,319
SPDR SERIES TRUST ST STR NYSE TECH 78464A102 560,192 1,434 SH SOLE 1,434 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 272,693 571 SH SOLE 0 0 571
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 375,061 1,224 SH SOLE 1,224 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 371,178 1,878 SH SOLE 1,878 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 311,211 851 SH SOLE 851 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 366,671 1,509 SH SOLE 1,509 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 330,815 3,950 SH SOLE 3,950 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 521,042 5,927 SH SOLE 5,927 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 519,771 3,180 SH SOLE 3,180 0 0