The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 551,621 2,166 SH SOLE 0 0 2,166
ADVANCED MICRO DEVICES INC COM 007903107 212,121 411 SH SOLE 0 0 411
AFLAC INC COM 001055102 1,165,434 9,593 SH SOLE 0 0 9,593
ALPHABET INC CAP STK CL C 02079K107 1,208,330 3,323 SH SOLE 0 0 3,323
ALPHABET INC CAP STK CL A 02079K305 2,439,771 6,647 SH SOLE 0 0 6,647
ALPS ETF TR SECTR DIV DOGS 00162Q858 274,765 3,925 SH SOLE 0 0 3,925
AMAZON COM INC COM 023135106 1,961,400 7,974 SH SOLE 0 0 7,974
AMERICAN ELEC PWR CO INC COM 025537101 614,594 4,469 SH SOLE 0 0 4,469
AMGEN INC COM 031162100 2,073,308 5,632 SH SOLE 0 0 5,632
APPLE INC COM 037833100 4,248,587 13,676 SH SOLE 0 0 13,676
AUTOZONE INC COM 053332102 744,116 242 SH SOLE 0 0 242
BANK OF AMER CORP COM 060505104 597,986 9,990 SH SOLE 0 0 9,990
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,450,512 2,878 SH SOLE 0 0 2,878
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 2,597,658 38,610 SH SOLE 0 0 38,610
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 277,719 3,451 SH SOLE 0 0 3,451
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 995,847 23,333 SH SOLE 0 0 23,333
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 503,191 10,215 SH SOLE 0 0 10,215
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 900,114 19,757 SH SOLE 0 0 19,757
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 2,002,394 55,777 SH SOLE 0 0 55,777
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 598,372 21,249 SH SOLE 0 0 21,249
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 303,163 6,056 SH SOLE 0 0 6,056
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 989,294 18,952 SH SOLE 0 0 18,952
BOEING CO COM 097023105 208,049 898 SH SOLE 0 0 898
BRISTOL-MYERS SQUIBB CO COM 110122108 331,905 5,725 SH SOLE 0 0 5,725
BROADCOM INC COM 11135F101 2,094,420 5,649 SH SOLE 0 0 5,649
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 310,870 23,113 SH SOLE 0 0 23,113
CATERPILLAR INC COM 149123101 637,070 678 SH SOLE 0 0 678
CHEVRON CORPORATION COM 166764100 431,978 2,482 SH SOLE 0 0 2,482
CISCO SYS INC COM 17275R102 334,845 2,995 SH SOLE 0 0 2,995
COCA COLA CO COM 191216100 252,519 3,004 SH SOLE 0 0 3,004
COSTCO WHOLESALE CORPORATION COM 22160K105 1,560,545 1,647 SH SOLE 0 0 1,647
CVS HEALTH CORP COM 126650100 539,860 5,175 SH SOLE 0 0 5,175
DUKE ENERGY CORP NEW COM NEW 26441C204 258,520 2,016 SH SOLE 0 0 2,016
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 292,296 2,493 SH SOLE 0 0 2,493
ECHOSTAR CORP CL A 278768106 216,087 2,207 SH SOLE 0 0 2,207
ELI LILLY & CO COM 532457108 208,842 169 SH SOLE 0 0 169
EXXON MOBIL CORP COM 30231G102 522,676 3,689 SH SOLE 0 0 3,689
FEDEX CORP COM 31428X106 662,993 2,119 SH SOLE 0 0 2,119
FLEXSHARES TR MORNSTAR USMKT 33939L100 231,729 839 SH SOLE 0 0 839
FLEXSHARES TR QUALT DIVD IDX 33939L860 269,291 3,000 SH SOLE 0 0 3,000
GLOBAL X FDS DEFENSE TECH ETF 37960A529 639,378 10,023 SH SOLE 0 0 10,023
INTEL CORP COM 458140100 565,749 5,125 SH SOLE 0 0 5,125
INTERNATIONAL BUSINESS MACHS COM 459200101 321,906 1,052 SH SOLE 0 0 1,052
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 604,103 4,043 SH SOLE 0 0 4,043
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 635,386 2,959 SH SOLE 0 0 2,959
INVESCO QQQ TR UNIT SER 1 46090E103 2,186,590 3,082 SH SOLE 0 0 3,082
ISHARES INC CORE MSCI EMKT 46434G103 552,860 6,929 SH SOLE 0 0 6,929
ISHARES TR CORE MSCI EAFE 46432F842 324,498 3,345 SH SOLE 0 0 3,345
ISHARES TR CORE 1 5 YR USD 46432F859 2,857,407 59,455 SH SOLE 0 0 59,455
ISHARES TR MSCI USA MIN ETF 46429B697 438,686 4,460 SH SOLE 0 0 4,460
ISHARES TR SYSTEMATIC BD ET 46435U796 201,604 2,292 SH SOLE 0 0 2,292
ISHARES TR ESG AWR MSCI USA 46435G425 1,089,229 6,638 SH SOLE 0 0 6,638
ISHARES TR MSCI USA QLT FCT 46432F339 833,509 3,828 SH SOLE 0 0 3,828
ISHARES TR TRS FLT RT BD 46434V860 22,822,876 451,670 SH SOLE 0 0 451,670
ISHARES TR ESG MSCI LEADR 46435U218 414,957 3,130 SH SOLE 0 0 3,130
ISHARES TR IBONDS OCT 2026 46438G505 504,969 19,760 SH SOLE 0 0 19,760
ISHARES TR IBONDS OCT 2027 46438G604 484,844 18,880 SH SOLE 0 0 18,880
ISHARES TR IBONDS OCT 2029 46438G802 473,271 18,422 SH SOLE 0 0 18,422
ISHARES TR IBONDS OCT 2030 46438G885 622,403 24,265 SH SOLE 0 0 24,265
ISHARES TR IBONDS OCT 2028 46438G703 486,636 18,932 SH SOLE 0 0 18,932
ISHARES TR IBOND DEC 2030 46436E593 13,848,629 712,012 SH SOLE 0 0 712,012
ISHARES TR 0-5 YR TIPS ETF 46429B747 257,353 2,540 SH SOLE 0 0 2,540
ISHARES TR MSCI US GARP ETF 46436E403 580,526 7,243 SH SOLE 0 0 7,243
ISHARES TR IBONDS 29 TRM TS 46436E825 14,274,094 661,757 SH SOLE 0 0 661,757
ISHARES TR IBONDS 26 TRM TS 46436E858 18,490,731 809,577 SH SOLE 0 0 809,577
ISHARES TR IBONDS 27 TRM TS 46436E841 18,754,955 840,464 SH SOLE 0 0 840,464
ISHARES TR IBONDS 28 TRM TS 46436E833 18,570,118 841,610 SH SOLE 0 0 841,610
ISHARES TR PFD AND INCM SEC 464288687 231,479 7,587 SH SOLE 0 0 7,587
ISHARES TR EAFE VALUE ETF 464288877 281,623 3,605 SH SOLE 0 0 3,605
ISHARES TR SELECT DIVID ETF 464287168 1,102,381 6,898 SH SOLE 0 0 6,898
ISHARES TR MORNINGSTAR GRWT 464287119 662,991 5,810 SH SOLE 0 0 5,810
ISHARES TR S&P MC 400VL ETF 464287705 366,022 2,507 SH SOLE 0 0 2,507
ISHARES TR S&P MC 400GR ETF 464287606 441,055 3,874 SH SOLE 0 0 3,874
ISHARES TR S&P 500 VAL ETF 464287408 1,026,971 4,450 SH SOLE 0 0 4,450
ISHARES TR CORE S&P500 ETF 464287200 2,170,336 2,890 SH SOLE 0 0 2,890
ISHARES TR S&P 500 GRWT ETF 464287309 1,641,156 12,062 SH SOLE 0 0 12,062
ISHARES TR RUS 1000 GRW ETF 464287614 443,584 3,655 SH SOLE 0 0 3,655
ISHARES TR CORE S&P US GWT 464287671 272,932 1,465 SH SOLE 0 0 1,465
ISHARES TR U.S. TECH ETF 464287721 1,388,399 5,707 SH SOLE 0 0 5,707
ISHARES TR MSCI EAFE ETF 464287465 449,138 4,312 SH SOLE 0 0 4,312
ITT INC COM 45073V108 203,082 1,100 SH SOLE 0 0 1,100
JEFFERIES FINANCIAL GROUP IN COM 47233W109 278,573 5,275 SH SOLE 0 0 5,275
JOHNSON & JOHNSON COM 478160104 431,057 1,613 SH SOLE 0 0 1,613
JPMORGAN CHASE & CO COM 46625H100 854,851 2,520 SH SOLE 0 0 2,520
MCDONALDS CORP COM 580135101 990,583 3,510 SH SOLE 0 0 3,510
MCKESSON CORP COM 58155Q103 436,766 541 SH SOLE 0 0 541
MERCK & CO INC COM 58933Y105 633,848 4,919 SH SOLE 0 0 4,919
META PLATFORMS INC CL A 30303M102 444,414 722 SH SOLE 0 0 722
MICRON TECHNOLOGY INC COM 595112103 253,363 270 SH SOLE 0 0 270
MICROSOFT CORP COM 594918104 2,975,061 7,651 SH SOLE 0 0 7,651
NETFLIX INC. COM 64110L106 234,558 3,079 SH SOLE 0 0 3,079
NEXTERA ENERGY INC COM 65339F101 516,009 5,833 SH SOLE 0 0 5,833
NUVEEN CA DIVI ADV MUN COM 67066Y105 150,258 12,418 SH SOLE 0 0 12,418
NUVEEN CALIF AMT FREE MUNI I COM 670651108 222,425 17,709 SH SOLE 0 0 17,709
NVIDIA CORPORATION COM 67066G104 1,567,781 7,961 SH SOLE 0 0 7,961
ONEOK INC NEW COM 682680103 357,602 3,944 SH SOLE 0 0 3,944
OREILLY AUTOMOTIVE INC COM 67103H107 284,732 3,286 SH SOLE 0 0 3,286
PFIZER INC COM 717081103 257,032 10,679 SH SOLE 0 0 10,679
PHILIP MORRIS INTL INC COM 718172109 543,322 2,893 SH SOLE 0 0 2,893
PPL CORP COM 69351T106 395,798 10,877 SH SOLE 0 0 10,877
PROCTER & GAMBLE CO COM 742718109 445,229 2,915 SH SOLE 0 0 2,915
PROSHARES TR PSHS ULT S&P 500 74347R107 431,936 6,400 SH SOLE 0 0 6,400
QUALCOMM INC COM 747525103 1,272,058 6,952 SH SOLE 0 0 6,952
RTX CORPORATION COM 75513E101 472,151 2,351 SH SOLE 0 0 2,351
SCHEIN HENRY INC COM 806407102 342,497 3,944 SH SOLE 0 0 3,944
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 256,298 8,691 SH SOLE 0 0 8,691
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 905,701 8,158 SH SOLE 0 0 8,158
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 280,456 5,445 SH SOLE 0 0 5,445
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 254,529 4,658 SH SOLE 0 0 4,658
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 1,409,816 25,153 SH SOLE 0 0 25,153
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 1,105,232 6,060 SH SOLE 0 0 6,060
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 6,085,941 33,966 SH SOLE 0 0 33,966
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 688,016 8,108 SH SOLE 0 0 8,108
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 1,078,956 6,561 SH SOLE 0 0 6,561
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 1,467,452 12,501 SH SOLE 0 0 12,501
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 202,987 4,442 SH SOLE 0 0 4,442
SEMPRA COM 816851109 2,068,912 21,872 SH SOLE 0 0 21,872
SIERRA BANCORP COM 82620P102 502,040 12,320 SH SOLE 0 0 12,320
SOUTHERN CO COM 842587107 360,168 3,702 SH SOLE 0 0 3,702
SPDR GOLD TR GOLD SHS 78463V107 679,105 1,799 SH SOLE 0 0 1,799
SPDR SERIES TRUST ST STR SP DIV 78464A763 802,414 5,156 SH SOLE 0 0 5,156
SPDR SERIES TRUST ST STR P500ETF 78464A854 19,560,399 222,277 SH SOLE 0 0 222,277
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 5,887,030 203,633 SH SOLE 0 0 203,633
SPDR SERIES TRUST ST STR P500VAL 78464A508 1,563,232 25,295 SH SOLE 0 0 25,295
SPDR SERIES TRUST ST STR P500GRW 78464A409 2,429,344 20,623 SH SOLE 0 0 20,623
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 569,034 18,350 SH SOLE 0 0 18,350
STARBUCKS CORP COM 855244109 655,203 6,324 SH SOLE 0 0 6,324
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 16,062,913 30,396 SH SOLE 0 0 30,396
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 34,727,070 46,445 SH SOLE 0 0 46,445
SYSCO CORP COM 871829107 434,050 5,129 SH SOLE 0 0 5,129
TRAVELERS COMPANIES INC COM 89417E109 379,478 1,104 SH SOLE 0 0 1,104
TESLA INC COM 88160R101 355,761 883 SH SOLE 0 0 883
TARGET CORP COM 87612E106 308,007 2,415 SH SOLE 0 0 2,415
UNITED PARCEL SVCS INC CL B 911312106 337,384 3,013 SH SOLE 0 0 3,013
US BANCORP COM NEW 902973304 294,514 4,683 SH SOLE 0 0 4,683
VANGUARD BD INDEX FDS INTERMED TERM 921937819 379,206 4,983 SH SOLE 0 0 4,983
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 295,407 4,055 SH SOLE 0 0 4,055
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 25,623,707 37,294 SH SOLE 0 0 37,294
VANGUARD INDEX FDS VALUE ETF 922908744 591,741 2,695 SH SOLE 0 0 2,695
VANGUARD INDEX FDS MID CAP ETF 922908629 336,479 4,174 SH SOLE 0 0 4,174
VANGUARD INDEX FDS GROWTH ETF 922908736 1,492,765 17,382 SH SOLE 0 0 17,382
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 416,646 1,725 SH SOLE 0 0 1,725
VANGUARD INDEX FDS TOTAL STK MKT 922908769 562,828 1,523 SH SOLE 0 0 1,523
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 219,302 1,953 SH SOLE 0 0 1,953
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,312,315 9,680 SH SOLE 0 0 9,680
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 353,592 4,996 SH SOLE 0 0 4,996
VANGUARD WORLD FD INF TECH ETF 92204A702 425,110 3,727 SH SOLE 0 0 3,727
VANGUARD WORLD FD UTILITIES ETF 92204A876 224,458 1,138 SH SOLE 0 0 1,138
VERIZON COMMUNICATIONS INC COM 92343V104 353,934 8,310 SH SOLE 0 0 8,310
VISA INC COM CL A 92826C839 330,613 939 SH SOLE 0 0 939
WALMART INC COM 931142103 693,200 6,215 SH SOLE 0 0 6,215
WELLS FARGO & CO COM 949746101 259,750 2,979 SH SOLE 0 0 2,979
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 1,229,609 24,397 SH SOLE 0 0 24,397
WORLD GOLD TR SPDR GLD MINIS 98149E303 294,216 3,614 SH SOLE 0 0 3,614
WP CAREY INC COM 92936U109 320,153 4,494 SH SOLE 0 0 4,494