The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 482,092 1,349 SH SOLE 1,349 0 0
AMAZON COM INC COM 023135106 260,506 1,093 SH SOLE 1,093 0 0
APPLE INC COM 037833100 833,357 2,880 SH SOLE 2,880 0 0
APPLIED MATLS INC COM 038222105 287,754 398 SH SOLE 398 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 748,850 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 244,190 488 SH SOLE 488 0 0
BROADCOM INC COM 11135F101 398,904 1,056 SH SOLE 1,056 0 0
CHEVRON CORPORATION COM 166764100 911,183 5,497 SH SOLE 5,497 0 0
CINTAS CORP COM 172908105 204,096 1,200 SH SOLE 1,200 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101 171,396 18,253 SH SOLE 18,253 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 738,698 18,371 SH SOLE 18,371 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,771,069 42,935 SH SOLE 42,935 0 0
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 1,383,663 34,994 SH SOLE 34,994 0 0
DIMENSIONAL ETF TRUST US REAL ESTA ETF 25434V823 1,521,152 58,148 SH SOLE 58,148 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 371,106 4,507 SH SOLE 4,507 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 479,444 12,360 SH SOLE 12,360 0 0
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 1,352,969 30,925 SH SOLE 30,925 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 184,300 10,000 SH SOLE 10,000 0 0
INVESCO EXCH TRD SLF IDX FD BUL 2033 COR ETF 46139W825 2,979,640 141,517 SH SOLE 141,517 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 3,688,066 198,550 SH SOLE 198,550 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429 3,318,503 202,533 SH SOLE 202,533 0 0
INVESCO EXCH TRD SLF IDX FD BULL 2034 CO ETF 46139W783 2,223,554 107,600 SH SOLE 107,600 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 46139W759 1,916,197 93,610 SH SOLE 93,610 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858 3,231,002 157,533 SH SOLE 157,533 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 3,536,720 181,138 SH SOLE 181,138 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 3,692,288 188,238 SH SOLE 188,238 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 3,496,099 210,039 SH SOLE 210,039 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 3,801,392 186,663 SH SOLE 186,663 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 525,542 2,470 SH SOLE 2,470 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,184,930 4,325 SH SOLE 4,325 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3,127,454 32,382 SH SOLE 32,382 0 0
ISHARES TR CORE S&P SCP ETF 464287804 353,274 2,382 SH SOLE 2,382 0 0
ISHARES TR CORE S&P500 ETF 464287200 5,606,003 7,486 SH SOLE 7,486 0 0
ISHARES TR FALN ANGLS USD 46435G474 312,170 11,460 SH SOLE 11,460 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,737,362 89,779 SH SOLE 89,779 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,841,230 8,109 SH SOLE 8,109 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,356,684 8,680 SH SOLE 8,680 0 0
ISHARES TR U.S. REAL ES ETF 464287739 522,498 5,110 SH SOLE 5,110 0 0
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 1,067,187 21,066 SH SOLE 21,066 0 0
KLA CORP COM NEW 482480100 229,300 760 SH SOLE 760 0 0
MICROSOFT CORP COM 594918104 355,488 953 SH SOLE 953 0 0
NVIDIA CORPORATION COM 67066G104 377,370 1,886 SH SOLE 1,886 0 0
PROCTER & GAMBLE CO COM 742718109 2,136,253 14,568 SH SOLE 14,568 0 0
SPDR INDEX SHS FDS ST S&P INTL ETF 78463X772 206,818 4,500 SH SOLE 4,500 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 327,223 2,750 SH SOLE 2,750 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,142,558 1,530 SH SOLE 1,530 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 201,721 2,630 SH SOLE 2,630 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,459,438 57,238 SH SOLE 57,238 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 672,370 13,507 SH SOLE 13,507 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,747,161 89,937 SH SOLE 89,937 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,566,871 16,187 SH SOLE 16,187 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,019,263 31,310 SH SOLE 31,310 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,335,154 3,400 SH SOLE 3,400 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,870,355 7,697 SH SOLE 7,697 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,760,957 9,108 SH SOLE 9,108 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,839,484 10,499 SH SOLE 10,499 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 3,706,011 17,006 SH SOLE 17,006 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,999,328 33,495 SH SOLE 33,495 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,896,176 24,918 SH SOLE 24,918 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 321,672 4,515 SH SOLE 4,515 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,697,375 29,725 SH SOLE 29,725 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,072,856 32,907 SH SOLE 32,907 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 876,828 8,929 SH SOLE 8,929 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 438,280 3,667 SH SOLE 3,667 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 640,303 15,740 SH SOLE 15,740 0 0