Exhibit 99.3

 
Exception Detail
Run Date - 06/29/2026 12:37:51 PM

Evolve Loan ID Customer Loan ID Seller Loan ID Loan Exception ID Exception ID Exception Date Exception Type Exception Category Exception Subcategory Exception Exception Detail Exception Information Exception Remediation Compensating Factors Follow-up Comments Cleared Date Cured Date Waived Date Exception Level Grade Exception Level Rating Note Date Property State Occupancy Purpose Overall Initial Loan Grade Overall Final Loan Grade Credit Initial Loan Grade Credit Final Loan Grade Compliance Initial Loan Grade Compliance Final Loan Grade Property Initial Loan Grade Property Final Loan Grade Originator QM ATR Status TPR QM ATR Status Is Curable
1398014 XXXXXXXXXXXXX XXXXXXXXXXXXX 6836737 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is
required.		   CU XXXXX exceeds X.X tolerance CDA provided      07/08/2022     A 1 XXXXXXXXXX AZ 1 1 C   A   A   A   A   A   C   A     Exempt 1
1398029 XXXXXXXXXXXXX XXXXXXXXXXXXX 6846749 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   LCA XXXX XXXXX exceeds X.X tolerance CDA received within tolerance       07/07/2022     A 1 XXXXXXXXXX WA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1398043 XXXXXXXXXXXXX XXXXXXXXXXXXX 6848349 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU XXXXX over X.X provide secondary property valuation. CDA provided      07/19/2022     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1398043 XXXXXXXXXXXXX XXXXXXXXXXXXX 6854855 336 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Income Other   Per guidelines-XXXX recent paystubs covering a XX day period- is required. XXXXXXXX one paystub period beginning XX/XX/XXXX period ending XX/XX/XXXX. XXXXXXXXXX consecutive paystub is required. received     08/02/2022     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1398089 XXXXXXXXXXXXX XXXXXXXXXXXXX 6842776 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing XXX XXXX-out letter signed  by borrowers. XXXX proceeds at closing exceeds $X,XXX       07/07/2022     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1398089 XXXXXXXXXXXXX XXXXXXXXXXXXX 6842778 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU XXXXX exceeds X.X tolerance. CDA provided      07/28/2022     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1398097 XXXXXXXXXXXXX XXXXXXXXXXXXX 6853651 437 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing/Incomplete Verbal VOE   Provide verbal voe for XXXXXXX XXXX from XXXXXXXXXX XXXXX XXXXXX XXXXXXXX dated within XX business days of note date (X/XX/XX) VVOE dated X/X/XX provided      06/23/2022     A 1 XXXXXXXXXX WA 1 13 D   A   D   A   A   A   C   A     Exempt 1
1398148 XXXXXXXXXXXXX XXXXXXXXXXXXX 6852978 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU XXXXX exceeds X.X tolerance document provided     07/15/2022     A 1 XXXXXXXXXX NV 1 13 C   A   A   A   A   A   C   A     Exempt 1
1431196 XXXXXXXXXXXXX XXXXXXXXXXXXX 6957481 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU score exceeds X.X tolerance. received     09/22/2022     A 1 XXXXXXXXXX CO 1 13 C   A   A   A   A   A   C   A     Exempt 1
1442131 XXXXXXXX XXXXXXXX 7009317 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Pending Pay History review. Information Provided     12/07/2022     A 1 XXXXXXXXXX MI 1 13 C   A   C   A   C   A   C   A     Exempt 1
1442131 XXXXXXXX XXXXXXXX 7009104 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   AVM Required (Internal condition only - No action required) Information Provided     11/25/2022     A 1 XXXXXXXXXX MI 1 13 C   A   C   A   C   A   C   A     Exempt 1
1442131 XXXXXXXX XXXXXXXX 7009720 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   XXXXXXX the XXXXX XXXXXXX "XXXX you should know about XXXX XXXXXX lines of credit", issued within X days of initial application date of XX/X/XX. Information provided     12/08/2022     A 1 XXXXXXXXXX MI 1 13 C   A   C   A   C   A   C   A     Exempt 1
1472395 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070333 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Freddie XXX XXXX/XXX reflected no XX XXXXX. LCA score is X second valuation condition added    Client 06/02/2023 12:04 PM; This finding appears to be incorrect, as the file appears to include both XXXX XX and XXXXX XXX sheets with scores in the file. XXX XXXXX XXX does reflect a score and the score is X.  XXXX loan should have a condition for XXXX XXXXXX required, but there should not be a condtion for XX XX or XX XXX because both are in file.

 Reviewer 06/02/2023 12:24 PM;
06/02/2023     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1472395 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070334 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing XXX XXXX-out XXXXXXXXXXX XXXX. received   Reviewer 06/21/2023 07:06 PM; Subject transaction is a cash out refinance.
 06/22/2023     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1472395 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070227 901 XXXXXXXXXX Compliance Compliance   Compliance - TRID Other   Missing XXXXXXX XXXXXXXXXXXX. XXXX of page X is a blank image. Information provided     06/21/2023     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1472395 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070228 902 XXXXXXXXXX Compliance Compliance   Compliance - Pending internal completion of TRID compliance review for disclosure timing and or fee tolerance comparisons.  Additional conditions may apply.     Information provided     06/21/2023     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1472395 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070916 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   LCA score is X received     07/09/2023     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1472431 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070301 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing desk review received     07/07/2023     A 1 XXXXXXXXXX OR 1 13 C   A   C   A   A   A   C   A     Exempt 1
1472431 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070309 379 XXXXXXXXXX Credit UW Other   UW Other - UW - Letter of Explanation   Missing letter of explanation for cash out. received     06/21/2023     A 1 XXXXXXXXXX OR 1 13 C   A   C   A   A   A   C   A     Exempt 1
1472441 XXXXXXXXXXXXX XXXXXXXXXXXXX 7070335 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   missing desk review received     07/09/2023     A 1 XXXXXXXXXX NC 2 1 C   A   A   A   A   A   C   A     Exempt 1
1473193 XXXXXXXXXXXXX XXXXXXXXXXXXX 7072087 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing XXXXXX desk review received     07/19/2023     A 1 XXXXXXXXXX TN 3 13 C   A   A   A   A   A   C   A     Exempt 1
1613117 XXXXXXXXXXXXX XXXXXXXXXXXXX 7087487 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   NO XXXXX XXXXX- satisfactory second evaluation required received     01/30/2024     A 1 XXXXXXXXXX MD 1 13 C   A   A   A   A   A   C   A     Exempt 1
1615544 XXXXXXXXXXXXX XXXXXXXXXXXXX 7093880 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing XXXXX XXX, so second evaluation is required. FHLMC XXX score is X/XX XXX evaluation is required.     04/01/2024     A 1 XXXXXXXXXX WA 1 1 C   A   A   A   A   A   C   A     Exempt 1
1615670 XXXXXXXXXXXXX XXXXXXXXXXXXX 7093476 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU XXXXX above X.X- satisfactory second evaluation required. received     03/25/2024     A 1 XXXXXXXXXX OH 3 13 C   A   A   A   A   A   C   A     Exempt 1
1615780 XXXXXXXXXXXXX XXXXXXXXXXXXX 7093923 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Xnd valuation/XXX required due to XXXXX in file did not return a score. received     03/25/2024     A 1 XXXXXXXXXX PA 3 1 C   A   C   A   A   A   C   A     Exempt 1
1615780 XXXXXXXXXXXXX XXXXXXXXXXXXX 7093924 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Verification of XXX dues for primary residence XXX XXXX XXXXXX missing from file. XXX provided.     04/09/2024     A 1 XXXXXXXXXX PA 3 1 C   A   C   A   A   A   C   A     Exempt 1
1625158 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7111970 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.     received XXX     10/07/2024     A 1 XXXXXXXXXX CO 1 1 C   A   C   A   A   A   C   A     Exempt 1
1625158 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7111971 904 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Closing Disclosure  from sale of existing property/source of funds   Missing XXXXXX closing disclosure for sale of previous residence property located at XXXXX XXXXXXXX XXXXX XXXXXXXXXXX XXX XXXXXX for approximately XXXXXXXXXXXXXXX received XXX for XXXXX XXXXXXXX XXXXX XXXXXXXXXXX XX     10/04/2024     A 1 XXXXXXXXXX CO 1 1 C   A   C   A   A   A   C   A     Exempt 1
1630751 XXXXXXXXXXXXX XXXXXXXXXXXXX 7125365 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   No XXXXXX score provided, satisfactory second evaluation required Received desk review     03/21/2025     A 1 XXXXXXXXXX WA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1630776 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126887 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing second collateral evaluation. XXXXXXXXX when only one XXX score is provided. Received desk review     03/21/2025     A 1 XXXXXXXXXX OK 3 13 C   A   C   A   A   A   C   A     Exempt 1
1630776 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126888 327 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Satisfactory 12 mth Rental   Need exception for incomplete verification of the borrower''''s current rental history for the last XXX months. XXXXXXXXXXXXXX in the file is not translated. XXXX not coincide with the final XXXXX listing the current rent paid of XXXXXXX per month. The borrower lives overseas and rents XXXXXXXXX and other short-term living spaces. XXXXXXXXXXXXXX in file. XXX discretion and did not require formal exception     02/20/2025     A 1 XXXXXXXXXX OK 3 13 C   A   C   A   A   A   C   A     Exempt 1
1630776 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126889 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing XXXXXX for the subject property at XXXXX XXXXXXX XXXXXX XXXXXXXXX XXXXXX XXXXX This is the subject property. XXX rental income was used for qualifying for the subject. XX lease agreement is not required."   Client 02/20/2025 12:14 PM; Per XXXX XXXXXX is the subject property. XXX rental income was used for qualifying for the subject.  XX lease agreement should not be required."

 Reviewer 02/20/2025 01:00 PM;
02/20/2025     A 1 XXXXXXXXXX OK 3 13 C   A   C   A   A   A   C   A     Exempt 1
1630779 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126596 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU XXXXXX > XXXXX or was not provided. XXXXXXX collateral evaluation is required. received desk review     01/21/2025     A 1 XXXXXXXXXX CO 3 1 C   A   A   A   C   A   C   A     Exempt 1
1630779 XXXXXXXXXXXXX XXXXXXXXXXXXX 7125285 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXX XXXXXXXXXXXXX for review. Information provided     02/19/2025     A 1 XXXXXXXXXX CO 3 1 C   A   A   A   C   A   C   A     Exempt 1
1630794 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126129 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   FNMA score not provided. received desk review     01/21/2025     A 1 XXXXXXXXXX NC 2 13 C   B   C   B   A   A   C   A     Exempt 1
1630794 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126206 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   CD from purchase XXXXXXXXXX XXXXXXXXX missing from file Received XXXX from purchase     02/12/2025     A 1 XXXXXXXXXX NC 2 13 C   B   C   B   A   A   C   A     Exempt 1
1630794 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126208 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Exception XXXXXXXXX for cash out on property free and clear per loan approval   Exception approval received for cash out on delayed financing. XXXXX XXXXXXXX - XXXXXXXXX - XXXXXXXX XXXXXXXXX XXXXX same as current value, XXXX XXXXX Reviewer 01/13/2025 03:29 PM; Listed as a condition and cleared on loan approval.
     02/12/2025 B 2 XXXXXXXXXX NC 2 13 C   B   C   B   A   A   C   A     Exempt 1
1630805 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126829 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU XXXXXX > XXXXX or was not provided. XXXXXXX collateral evaluation is required. received desk review     01/21/2025     A 1 XXXXXXXXXX TX 1 13 C   A   C   A   A   A   C   A     Exempt 1
1630805 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126710 187 XXXXXXXXXX Credit Flood Certificate   Flood Certificate - is missing.   The XXXXXX XXXXXXXXXXXX was not found in the file. XXXXXXXX copy of XXXXXX XXXXXXXXXXXXX Information provided     02/18/2025     A 1 XXXXXXXXXX TX 1 13 C   A   C   A   A   A   C   A     Exempt 1
1630827 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126800 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   X tradelines in XXX months not provided- exception needed Guideline requires a min of XX tradeline reporting activity in the last XXX months as XXXX as XXXXXXXXX has XX tradelines with at least a XXX of months rating on the tradeline. XXXXXXXX both borrowers there are XXX tradelines that have reported for XXX months or more.   Client 02/13/2025 04:37 PM; Per XXXXX XXXXX only require a min of XX tradeline reporting activity in the last XXX months as XXXX as we have XX tradelines with at least a XXX of months rating on the tradeline. XXXXXXXX the XX borrs, we have XXX tradelines that have reported for XXX mths or more.

 Reviewer 02/13/2025 06:16 PM;
02/13/2025     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1630827 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126801 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Free and XXXXXX properties are not eligible for purchase UW has discretion to make the exception to allow cash out on XXXXX and clear as XXXX as there is a disbursement at the closing.    Client 02/13/2025 04:03 PM; UW has discretion to make the exception to allow cash out on XXXXX and clear as XXXX as there is a disbursement at the closing. XXX made this exception since borrower received cash out at closing.  

 Reviewer 02/13/2025 04:19 PM;
02/13/2025     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1630827 XXXXXXXXXXXXX XXXXXXXXXXXXX 7126802 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   No XXXX score provided- satisfactory second evaluation requried received desk review     01/21/2025     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1640767 XXXXXXXXXXXXX XXXXXXXXXXXXX 7143289 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     06/27/2025     A 1 XXXXXXXXXX OR 3 13 C   A   C   A   C   A   C   A     Exempt 1
1640767 XXXXXXXXXXXXX XXXXXXXXXXXXX 7143290 336 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Income Other   Provide evidence of receipt of distribution income. XXXX letter from the borrowers'''' financial advisor reflect an amount of XXXXXXXXXXXXX but did not indicate if it was a monthly or annual amount. XXXXXXXXXXXXXX the XXXX statements provided did not reflect any amount of XXXXXXXXXXXXX was received. Received income doc     06/23/2025     A 1 XXXXXXXXXX OR 3 13 C   A   C   A   C   A   C   A     Exempt 1
1640767 XXXXXXXXXXXXX XXXXXXXXXXXXX 7143842 884 XXXXXXXXXX Compliance Compliance   Compliance - Pending Internal completion of compliance fee tests.  Additional conditions may apply.     Information provided     06/20/2025     A 1 XXXXXXXXXX OR 3 13 C   A   C   A   C   A   C   A     Exempt 1
1640767 XXXXXXXXXXXXX XXXXXXXXXXXXX 7143843 209 XXXXXXXXXX Compliance Heloc Note   Heloc Note - HELOC Addendum is not signed and dated    Missing the XXXXXX note Information provided     06/20/2025     A 1 XXXXXXXXXX OR 3 13 C   A   C   A   C   A   C   A     Exempt 1
1640850 XXXXXXXXXXXXX XXXXXXXXXXXXX 7143346 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Second collateral evaluation is required. XXX second XXX score was provided. Received desk review     06/30/2025     A 1 XXXXXXXXXX NC 1 13 C   A   A   A   A   A   C   A     Exempt 1
1640875 XXXXXXXXXXXXX XXXXXXXXXXXXX 7142621 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Need XXXX collateral evaluation only XX XXX score provided. Received XXXXX XXXXXX   Reviewer 06/05/2025 07:23 PM; Received XXXXXX XXX score of XXXX  XXXXXXXX desk review to support value.
 06/12/2025     A 1 XXXXXXXXXX TX 3 3 C   A   A   A   A   A   C   A     Exempt 1
1640897 XXXXXXXXXXXXX XXXXXXXXXXXXX 7143404 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX Received XXX     06/15/2025     A 1 XXXXXXXXXX TN 1 13 C   A   A   A   C   A   C   A     Exempt 1
1642748 XXXXXXXXXXXXX XXXXXXXXXXXXX 7144857 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXX score was not determined. Received XXX     08/19/2025     A 1 XXXXXXXXXX CA 1 1 C   A   A   A   A   A   C   A     Exempt 1
1642752 XXXXXXXXXXXXX XXXXXXXXXXXXX 7144755 201 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - is missing.   Please provide the hazard policy. Information provided     07/01/2025     A 1 XXXXXXXXXX WA 3 13 C   A   C   A   A   A   C   A     Exempt 1
1642752 XXXXXXXXXXXXX XXXXXXXXXXXXX 7144849 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXX score was not determined. received XXX     08/19/2025     A 1 XXXXXXXXXX WA 3 13 C   A   C   A   A   A   C   A     Exempt 1
1642752 XXXXXXXXXXXXX XXXXXXXXXXXXX 7144851 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Rent loss insurance was not provided. The XXXX guidelines do not require rent loss coverage as its not called out in guidelines   Client 07/01/2025 02:58 PM; UW XXXXXXXXXX XXXX XXXX guidelines do not require rent loss coverage as its not called out in guidelines, and therefore we would revert to XXXXXXX XXXX guides and XXXXXXX XXXX does not require

 Reviewer 07/01/2025 04:08 PM;
07/01/2025     A 1 XXXXXXXXXX WA 3 13 C   A   C   A   A   A   C   A     Exempt 1
1642769 XXXXXXXXXXXXX XXXXXXXXXXXXX 7145919 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Need second collateral evaluation. XXXXXX was not a second XXX score. received XXX     08/19/2025     A 1 XXXXXXXXXX TX 3 13 C   B   C   B   A   A   C   A     Exempt 1
1642769 XXXXXXXXXXXXX XXXXXXXXXXXXX 7145920 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The loan is a cash out refinance of a property that is free and clear.   Compensating XXXXXXXXX XXXX XXXX where the maximum is XXXXX XXXXX is XXXX where the min is XXXXXX with no lates on the mortgage. XXXXXXXXX post closing XXXXXXXXXXXXXX exceed required guideline of XXXX of XXXXXX XXXXXXXXXXXXXX       07/01/2025 B 2 XXXXXXXXXX TX 3 13 C   B   C   B   A   A   C   A     Exempt 1
1642906 XXXXXXXXXXXXX XXXXXXXXXXXXX 7409583 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX   Reviewer 12/22/2025 04:39 PM; FHLMC XXXXXX was XXXXXXX XXXXXXXX XXX
 01/08/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   A   A   C   A     Exempt 1
1674472 XXXXXXXXXXXXX XXXXXXXXXXXXX 7158396 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Please provide secondary valuation as XXX score was not determined. Received XXX     09/25/2025     A 1 XXXXXXXXXX CA 3 13 C   A   A   A   C   A   C   A     Exempt 1
1674472 XXXXXXXXXXXXX XXXXXXXXXXXXX 7157836 125 XXXXXXXXXX Compliance Deed of Trust/Mortgage   Deed of Trust/Mortgage - Signed by all parties on title & spouse, if required    Please provide updated XXXXX of XXXXXX that is executed by all parties including XXXXXXXX XXXXXXXX XXXXXXXXX XXXXXXX also include a XXXX to re-record. XXXXXXX is co-signer not co-borrower   Client 09/15/2025 01:23 PM; Hi team - XXXXXXXX XXXXXXX is a co-signer only and is not on title.  XXXXXXXXX XXX XXXXXXX to XXXXXXXXXX as confirmation.  XXXXXX you!

 Reviewer 09/15/2025 03:19 PM;

 Reviewer 09/16/2025 10:04 AM; Disclosure provided will not clear def.  XXXXXXXXXXX remains open

 Reviewer 09/16/2025 11:53 AM; Hello, XXXX has been cleared.
XXXXXX
 09/16/2025     A 1 XXXXXXXXXX CA 3 13 C   A   A   A   C   A   C   A     Exempt 1
1674503 XXXXXXXXXXXXX XXXXXXXXXXXXX 7158908 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Please provide secondary valuation as XXX score was not determined. Received XXX     09/26/2025     A 1 XXXXXXXXXX HI 1 13 C   A   A   A   A   A   C   A     Exempt 1
1674508 XXXXXXXXXXXXX XXXXXXXXXXXXX 7158870 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Please provide secondary valuation as XXX score was not determined. Received XXX     09/24/2025     A 1 XXXXXXXXXX VA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1674514 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7157785 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXX XXXXXXXXXXXXXX Information provided     09/17/2025     A 1 XXXXXXXXXX TN 1 1 C   A   A   A   C   A   C   A     Exempt 1
1674514 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7158680 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   The XXXXXX XXXXXXXXX XXX XXXXXX was not available. XX XXXX is required. received XXX     09/24/2025     A 1 XXXXXXXXXX TN 1 1 C   A   A   A   C   A   C   A     Exempt 1
1679107 XXXXXXXXXXXXX XXXXXXXXXXXXX 7185053 323 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Requirements for Program   The primary wage earner must have a minimum of three open tradelines with a minimum rating of XXX months. XXXX primary wage earner has only two of three open tradelines with a minimum rating of XXX months.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX XXXXX XXXXXX where the minimum required is XXXXX XXXXXXX months of reserves XXXXXXXXXXXXXXXXXX where XXXXXXXXX XXXXXX of line of credit) is required; XXXXXXXX XXXX where the guideline maximum is XXXXXX XXXXXXXXXX with full XXXXXX on departing property, XXXXXX departing property will be sold after the close of subject purchase.       10/27/2025 B 2 XXXXXXXXXX MN 1 1 C   B   C   B   A   A   A   A     Exempt 1
1679130 XXXXXXXXXXXXX XXXXXXXXXXXXX 7186271 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX Received XXX     11/10/2025     A 1 XXXXXXXXXX VA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1679198 XXXXXXXXXXXXX XXXXXXXXXXXXX 7175613 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Need the XXXXXXXXXX XXXXXX of the XXXX XXXX in one line of credit disclosure.       10/31/2025     A 1 XXXXXXXXXX TX 1 1 C   A   A   A   C   A   A   A     Exempt 1
1679198 XXXXXXXXXXXXX XXXXXXXXXXXXX 7174919 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXX XXXXXXXXXXXXXX       10/31/2025     A 1 XXXXXXXXXX TX 1 1 C   A   A   A   C   A   A   A     Exempt 1
1679222 XXXXXXXXXXXXX XXXXXXXXXXXXX 7189289 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     11/10/2025     A 1 XXXXXXXXXX TX 3 13 C   A   C   A   A   A   C   A     Exempt 1
1679222 XXXXXXXXXXXXX XXXXXXXXXXXXX 7189302 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Per guidelines XXXXX and XXXXXX properties are not eligible. Guidelines: XXX has discretion to make the exception to allow cash out on XXXXX and clear as XXXX as there is a disbursement at the closing.   Client 10/31/2025 08:39 AM; UW has discretion to make the exception to allow cash out on XXXXX and clear as XXXX as there is a disbursement at the closing.

 Reviewer 10/31/2025 09:10 AM;
10/31/2025     A 1 XXXXXXXXXX TX 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680448 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216617 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Received final approval with conditions cleared.   Client 11/13/2025 10:57 AM; Hi team - XXXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXXX XXXXXXXXX with all cond showing cleared has been uploaded. XXXXXX you!

 Reviewer 11/13/2025 11:43 AM;
11/13/2025     A 1 XXXXXXXXXX CA 1 3 C   A   C   A   A   A   C   A     Exempt 1
1680448 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216489 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     12/22/2025     A 1 XXXXXXXXXX CA 1 3 C   A   C   A   A   A   C   A     Exempt 1
1680450 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7216675 868 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - Other:   Please provide updated hazard policy with the full property address that matched the legal description. XXXXXXXXXX XXXXXX XXXX Information provided     11/18/2025     A 1 XXXXXXXXXX CO 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680450 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7219572 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     12/21/2025     A 1 XXXXXXXXXX CO 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680454 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219645 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final loan approval was not provided. XXXXXXXX signed and date final loan approval. Received final approval with all conditions cleared.     11/13/2025     A 1 XXXXXXXXXX TN 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680454 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219647 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The loan file included an XXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXX for a XXXXXXXXX loan.  XXXX subject transaction was a XXXXXXXXX XXXXXXXXXXXX XXXXXXXX XXXX XXXXXXXXXX results for a XXXXXXXXX XXXXXXXXXXX Received XXXX for XXXXX out     11/16/2025     A 1 XXXXXXXXXX TN 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680459 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219412 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     02/11/2026     A 1 XXXXXXXXXX TX 1 13 C   A   A   A   A   A   C   A     Exempt 1
1680460 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219819 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. received XXX     02/11/2026     A 1 XXXXXXXXXX FL 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680460 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219820 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final loan approval was not provided. XXXXXXXX signed and dated final loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXXX XXXXXXXXX uploaded showing all conditions cleared   Client 11/13/2025 05:58 PM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXXX XXXXXXXXX uploaded showing all cond cleared. XXXXXX you

 Reviewer 11/14/2025 05:23 AM;
11/14/2025     A 1 XXXXXXXXXX FL 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680467 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219523 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. XXX XXXXXXXXX provided      11/13/2025     A 1 XXXXXXXXXX GA 1 3 C   A   C   A   A   A   A   A     Exempt 1
1680470 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219431 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Exception needed for borrower having only XX open trade reported XXX months and guidelines require XX open tradelines reported for XXX months.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXXXXXXX verified reserves > XXXXXXXXXXXXX minimum required reserves, XXXXXXXXX has XXX years employment history with same employer, XXXXXXXXX is joint/auth user on XXXXXXXXXXXX accounts, XXXX XXXX < XXXX XXXX maximum and XXXX XXXXX > XXXX minimum required XXXXXX       11/12/2025 B 2 XXXXXXXXXX FL 1 13 C   B   C   B   A   A   C   A     Exempt 1
1680470 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219408 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/11/2026     A 1 XXXXXXXXXX FL 1 13 C   B   C   B   A   A   C   A     Exempt 1
1680470 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219409 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Received approval with all conditions cleared     11/13/2025     A 1 XXXXXXXXXX FL 1 13 C   B   C   B   A   A   C   A     Exempt 1
1680474 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219410 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX was not provided. Received XXX     12/22/2025     A 1 XXXXXXXXXX WI 2 1 C   A   C   A   A   A   C   A     Exempt 1
1680476 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219843 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Need the XXXXXX booklet within XX days of XXXXX application date. Information provided     11/13/2025     A 1 XXXXXXXXXX CO 1 13 C   B   C   B   C   A   C   A     Exempt 1
1680476 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219844 875 XXXXXXXXXX Compliance Disclosure   Disclosure - Other:   Need the XXXX booklet within XX days of XXXXX application date. Information provided     11/13/2025     A 1 XXXXXXXXXX CO 1 13 C   B   C   B   C   A   C   A     Exempt 1
1680476 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219987 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX was not provided. Received XXX     12/22/2025     A 1 XXXXXXXXXX CO 1 13 C   B   C   B   C   A   C   A     Exempt 1
1680476 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219988 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Per guidelines, minimum draw for a property owned free   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXX of XXXX where the guideline minimum is XXXXX XXXXXXXXX of XXXXXXXXXXXXXX where the minimum requirement is XXXXXXXXX and XXXX of XXXX where the guideline maximum is XXXXX       11/12/2025 B 2 XXXXXXXXXX CO 1 13 C   B   C   B   C   A   C   A     Exempt 1
1680483 XXXXXXXXXXXXX XXXXXXXXXXXXX 7220177 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final approval from the original file. Please submit.  XXXXX of XXXXX XXXXXXXXX showing all conditions cleared provided    Client 11/13/2025 01:32 PM; XXX does not require XXXXXX XXXXX XXXXXXXXX to be signed/dated by branch. XXXXX of XXXXX XXXXXXXXX showing all cond cleared has been updated. XXXXXX you!

 Reviewer 11/13/2025 02:04 PM;
11/13/2025     A 1 XXXXXXXXXX TN 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680483 XXXXXXXXXXXXX XXXXXXXXXXXXX 7220178 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as CU score was not determined. Received XXX     12/21/2025     A 1 XXXXXXXXXX TN 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680483 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219948 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The subject property is a refinance of a property that is free and clear which is not allowed under the XXXX XXXXXX program.   Client waived with compensating factors: XXXXX is XXXX with a minimum score of XXXXXX XXXX XXXX is XXXXXX with a max of XXXXXX XXXX reserves are XXXXXXXXXX or XXXXXX mos) and required reserves are XXXXXXXXX or XXXX of XXXXXXX       11/12/2025 B 2 XXXXXXXXXX TN 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680491 XXXXXXXXXXXXX XXXXXXXXXXXXX 7205115 1058 XXXXXXXXXX Compliance Compliance   Compliance - Need Evidence of Borrower Intent to Proceed     Information provided     11/13/2025     A 1 XXXXXXXXXX FL 1 13 C   A   A   A   C   A   A   A     Exempt 1
1680491 XXXXXXXXXXXXX XXXXXXXXXXXXX 7205116 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Need the XXXXXX XXXXXXXX within XX days of XXXXXX Information provided     11/13/2025     A 1 XXXXXXXXXX FL 1 13 C   A   A   A   C   A   A   A     Exempt 1
1680491 XXXXXXXXXXXXX XXXXXXXXXXXXX 7205117 875 XXXXXXXXXX Compliance Disclosure   Disclosure - Other:   Need the XXXX XXXXXXXX within XX days of XXXXXX Information provided     11/13/2025     A 1 XXXXXXXXXX FL 1 13 C   A   A   A   C   A   A   A     Exempt 1
1680500 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7222954 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final loan approval from the original file. XXXXXXX submit. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 09:50 AM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 10:02 AM;
11/17/2025     A 1 XXXXXXXXXX FL 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680505 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7216598 22 XXXXXXXXXX Valuation Appraisal   Appraisal - does not reflect property as PUD.   Please provide updated appraisal that reflect the property as XXXXX       11/18/2025     A 1 XXXXXXXXXX FL 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680505 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7222336 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     12/21/2025     A 1 XXXXXXXXXX FL 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680505 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7222356 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   Need an updated appraisal with XXXX information completed. XXXX legal description states XXXXX however, the sections for XXXX information was not filled in. XXXXXXX submit received revised appraisal     11/18/2025     A 1 XXXXXXXXXX FL 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680505 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7222357 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final approval from the original file. XXXXXXX submit. Received approval with conditions cleared.     11/17/2025     A 1 XXXXXXXXXX FL 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680506 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217224 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final signed and dated loan approval was not provided. XXX does not require a XXXXXX XXXXX XXXXXXXXX to be signed/dated by branch. XXXXX XXXXXXXXX showing all conditions cleared has been provided.   Client 11/13/2025 10:59 AM; XXX does not require a XXXXXX XXXXX XXXXXXXXX to be signed/dated by branch. XXXXX XXXXXXXXX showing all cond cleared has been provided. XXXXXX you!

 Reviewer 11/13/2025 11:43 AM;
11/13/2025     A 1 XXXXXXXXXX WA 3 1 C   A   C   A   A   A   A   A     Exempt 1
1680507 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217103 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     02/11/2026     A 1 XXXXXXXXXX TX 1 13 C   A   A   A   A   A   C   A     Exempt 1
1680510 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7212763 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The loan approval has not been provided. XXXXXXXX signed final loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX XXXXX with all conditions cleared has been uploaded.   Client 11/13/2025 11:37 AM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX XXXXX with all cond cleared has been uploaded. XXXXXX you!

 Reviewer 11/13/2025 12:43 PM;
11/13/2025     A 1 XXXXXXXXXX CO 1 1 C   A   C   A   A   A   A   A     Exempt 1
1680510 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7212764 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A rate lock was not provided. XXXXXXXX final rate lock. Received rate lock     11/12/2025     A 1 XXXXXXXXXX CO 1 1 C   A   C   A   A   A   A   A     Exempt 1
1680514 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216869 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. Received loan approval with conditions cleared     11/12/2025     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680515 XXXXXXXXXXXXX XXXXXXXXXXXXX 7213719 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Received approval with conditions cleared     11/12/2025     A 1 XXXXXXXXXX NJ 1 13 C   B   C   B   A   A   A   A     Exempt 1
1680515 XXXXXXXXXXXXX XXXXXXXXXXXXX 7213720 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Per guidelines XXXXX and clear properties are not eligible.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX fico score where the minimum required is XXXXX XXXXXXXXXXXXX reserves when only XXXXXXXXXXXXX was required and XXXX of XXXXXXXX where the maximum allowed is XXXXX       11/10/2025 B 2 XXXXXXXXXX NJ 1 13 C   B   C   B   A   A   A   A     Exempt 1
1680516 XXXXXXXXXXXXX XXXXXXXXXXXXX 7213589 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/11/2026     A 1 XXXXXXXXXX ID 1 13 C   B   C   B   A   A   C   A     Exempt 1
1680516 XXXXXXXXXXXXX XXXXXXXXXXXXX 7213591 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Loan approval received with all conditions cleared.     11/12/2025     A 1 XXXXXXXXXX ID 1 13 C   B   C   B   A   A   C   A     Exempt 1
1680516 XXXXXXXXXXXXX XXXXXXXXXXXXX 7213611 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Exception required for use of projected retirement income to qualify> XXXXXXXXX currently on temporary leave/disability from employment and upon completion of leave borrower will be retiring.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXX XXXX where the max allowed is XXXXX XXXX fico score where the minimum required is XXXX and borrower credit history since XXXXXXXX with zero late payments.       11/10/2025 B 2 XXXXXXXXXX ID 1 13 C   B   C   B   A   A   C   A     Exempt 1
1680518 XXXXXXXXXXXXX XXXXXXXXXXXXX 7213675 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX was not provided. Received XXX     12/22/2025     A 1 XXXXXXXXXX TN 1 1 C   A   A   A   A   A   C   A     Exempt 1
1680526 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217774 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX could not be assessed. Received XXX     12/21/2025     A 1 XXXXXXXXXX TN 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680526 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217775 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. Received approval with all conditions cleared     11/13/2025     A 1 XXXXXXXXXX TN 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217104 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX was not provided. Received XXX     12/21/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217105 437 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing/Incomplete Verbal VOE   Missing verification of self-employment dated within XXX days of the XXXXX XXXXX for XXXXXXXXX XXXX XXXX XXXXXXXXXXXXXXXX XXXXXXXXXXXXX form indicates that verification was completed using the XXXXXXXXXX of XXXXXXX however, supporting documentation was not included in the loan file. XXXX verification methods utilized must be uploaded to the loan file, including third-party verification of XXXXX business license, business reference, and business phone. Received XXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXXX and XXXXXXXXX XXXXXXX   Reviewer 11/13/2025 10:48 AM; Received XXXXXXX XXXX for business. XXXXXXX provide XXXX party lookup of XXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXXX and XXXXXXXXX XXXXXXX
 11/16/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217106 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. Received approval with all conditions cleared      11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217107 998 XXXXXXXXXX Credit UW Other   UW Other - UW - Title Commitment is missing or requires correction.   Loan XXXXXXX on XXXXXX XXXXXXX XXXXXXXXXX does not match the approved XXXXX XXXXXXX of XXXXXXXXXXXX received revised title     11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217245 438 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing pay stub   Missing consecutive paystubs for the XXXXXXXXXXXX to support the pay cycle and year-to-date earnings. XXXX guidelines, the most recent paystubs covering a XXXXXXX period are required for all wage earners. Received XXXXXXXX pay stubs     11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216884 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Need XXXXXX XXXXXXXXX       11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216886 875 XXXXXXXXXX Compliance Disclosure   Disclosure - Other:   Need XXXX XXXXXXXXX informaiton provided     11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216905 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Need the XXXXXXXXXX XXXXXX of the XXXX XXXX in one line of credit disclosure.       11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216906 7 XXXXXXXXXX Credit Application   Application - Completed, signed, initial application for all applicant not in file           11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680528 XXXXXXXXXXXXX XXXXXXXXXXXXX 7216907 1058 XXXXXXXXXX Compliance Compliance   Compliance - Need Evidence of Borrower Intent to Proceed           11/13/2025     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1680529 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217577 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXXXXX XXXXXX     02/20/2026     A 1 XXXXXXXXXX VT 3 3 C   A   C   A   A   A   C   A     Exempt 1
1680529 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217578 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. Received approval with cleared conditions     11/13/2025     A 1 XXXXXXXXXX VT 3 3 C   A   C   A   A   A   C   A     Exempt 1
1680530 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217305 417 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Private Road Maintenance Agreement   Missing the XXXXXXXX XXXXX XXXXXXXXXXXX XXXXXXXXXXX Title XXXXXX has confirmed there is not a separate XXXXX XXXXXXXXXXXX XXXXXXXXXXXX XXXXXXX see email confirmation from title uploaded today.   Reviewer 11/13/2025 11:09 AM; Received the plat for the roads. XXXXXXX provide the recorded XXXXXXXX XXXXX XXXXXXXXXXXX XXXXXXXXX

 Reviewer 11/18/2025 09:28 PM; The private road XXXXXXXXXXXX agreement was not received.

 Client 11/19/2025 10:40 AM; Hi XXXXX - XXXXXX XXXXXX has confirmed there is not a separate XXXXX XXXXXXXXXXXX XXXXXXXXXXXX  XXXXXXX see email confirmation from title uploaded today.  XXXXXX you

 Reviewer 11/19/2025 11:38 AM;
11/19/2025     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680530 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217306 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval; only the conditional approval was provided in the loan file. Received loan approval with conditions cleared.     11/13/2025     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680533 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7211607 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXX XXXXXXXXXXXXXXX Information provided     11/14/2025     A 1 XXXXXXXXXX LA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1680533 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7222260 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. received XXX     12/22/2025     A 1 XXXXXXXXXX LA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1680533 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7222261 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Received approval with conditions cleared     11/16/2025     A 1 XXXXXXXXXX LA 1 13 C   A   C   A   C   A   C   A     Exempt 1
1680535 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222885 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     12/21/2025     A 1 XXXXXXXXXX ID 2 13 C   A   C   A   A   A   C   A     Exempt 1
1680535 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222886 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Received loan approval with conditions cleared     11/16/2025     A 1 XXXXXXXXXX ID 2 13 C   A   C   A   A   A   C   A     Exempt 1
1680537 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222376 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/11/2026     A 1 XXXXXXXXXX NE 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680537 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222377 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Received approval with conditions cleared     11/16/2025     A 1 XXXXXXXXXX NE 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680538 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222793 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/11/2026     A 1 XXXXXXXXXX WY 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680538 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222794 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. Received loan approval with conditions cleared     11/16/2025     A 1 XXXXXXXXXX WY 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680550 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222223 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     02/11/2026     A 1 XXXXXXXXXX MI 1 3 C   A   C   A   A   A   C   A     Exempt 1
1680551 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222280 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     12/21/2025     A 1 XXXXXXXXXX NC 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680551 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222281 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Guidelines reflect properties owned free and clear are not eligible. XXXXXXXX property is owned free and clear.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX XXXX XXXXXXXXX XXXXXXXXX post close XXXXXXXXX XXXXX months ) where XXXXXXXXX was required.       11/13/2025 B 2 XXXXXXXXXX NC 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680551 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222301 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final loan approval was not provided. XXXXXXXX signed and dated final loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 08:56 AM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 09:31 AM;
11/17/2025     A 1 XXXXXXXXXX NC 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680552 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222473 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     12/22/2025     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   A   A   C   A     Exempt 1
1680553 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222746 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX was not provided. received XXX     02/11/2026     A 1 XXXXXXXXXX ID 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680553 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222792 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. Received approval with conditions cleared     11/17/2025     A 1 XXXXXXXXXX ID 1 1 C   A   C   A   A   A   C   A     Exempt 1
1680555 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222953 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXXX XXXXX XXX XXXXXX is XX and a XXXXXX XXXX XXXXXX could not be accessed. Received XXX     12/22/2025     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   A   A   C   A     Exempt 1
1680556 XXXXXXXXXXXXX XXXXXXXXXXXXX 7223411 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX was not provided. Received XXX   Reviewer 11/17/2025 08:40 PM; documents received did not include a desk review
 02/20/2026     A 1 XXXXXXXXXX HI 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680556 XXXXXXXXXXXXX XXXXXXXXXXXXX 7223434 418 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Client Condo Warranty Requirements   The project type is a condotel, which is ineligible per guidelines. XXXX guidelines, condotels are ineligible and non-warrantable projects are reviewed on a case-by-case basis.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX of XXXX is XXX below maximum of XXXXX XXXXXXXXX of XXXXXXXXXXXXXX more than the required minimum of XXXXXXXXX and greater than the loan amount of XXXXXXXXXXX XXXXXXXXX has been employed at current job for XXX years, XXXXXXXXXXX XXXXXXX of XXXXXXXXXXXXX and XXXXXXXXX income of XXXXXXXXXXXXXX       11/13/2025 B 2 XXXXXXXXXX HI 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680556 XXXXXXXXXXXXX XXXXXXXXXXXXX 7223435 418 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Client Condo Warranty Requirements   Single-entity ownership of XXXXXXX exceeds program guidelines. XXXX guidelines, a single entity may not own more than XXXX of the total units.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX of XXXX is XXX below maximum of XXXXX XXXXXXXXX of XXXXXXXXXXXXXX more than the required minimum of XXXXXXXXX and greater than the loan amount of XXXXXXXXXXX XXXXXXXXX has been employed at current job for XXX years, XXXXXXXXXXX XXXXXXX of XXXXXXXXXXXXX and XXXXXXXXX income of XXXXXXXXXXXXXX       11/13/2025 B 2 XXXXXXXXXX HI 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680557 XXXXXXXXXXXXX XXXXXXXXXXXXX 7223271 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Loan application indicates both borrowers as XXX XXXXXXXXXX however identification documentation shows the borrowers are perm resident. received revised XXXX     11/18/2025     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680558 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7222978 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXXX XXX XXXXXX is XXX received XXX     12/22/2025     A 1 XXXXXXXXXX AZ 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680558 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7223148 320 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Asset Other   The internet printout provided to evidence the current balance of the retirement account does not meet guidelines, as it does not include the website XXXX and period covered. Received statement XXXXXXX     11/22/2025     A 1 XXXXXXXXXX AZ 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680559 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225319 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 12:08 PM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 01:03 PM;
11/17/2025     A 1 XXXXXXXXXX FL 1 1 C   A   C   A   A   A   A   A     Exempt 1
1680561 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7226056 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   The loan closed with a XXXX XXXXXXX however page XX of the appraisal report does not show the property as being in a XXXX and the XXXX dues were not disclosed or included in the qualifying ratios. Received XXXXXXXXXXXXXXX XXXXXXXXXX to remove XXXX XXXXX     12/02/2025     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680561 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7226057 392 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Debt Clarification   The loan closed with a XXXX XXXXXXX and the XXXX dues were not disclosed nor included in the qualifying ratios. Received XXXXXXXXXXXXXXX XXXXXXXXXX to remove XXXX XXXXX     12/02/2025     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680561 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7210132 22 XXXXXXXXXX Valuation Appraisal   Appraisal - does not reflect property as PUD.   Please provide updated appraisal that reflects the property as XXXXX     Client 12/01/2025 05:14 PM; Prop is not a XXXXXX  XXXXXXXX XXXXX showing prop as XXXXXXXXX XXXX uploaded along with XXXXXXXXXXXX XXXX showing XXXX XXXXXX removed.

 Reviewer 12/02/2025 04:47 AM;

 Reviewer 12/02/2025 12:22 PM; Hello&#x0D;
XXXXX has been cleared.&#x0D;
&#x0D;
XXXXXX
 12/02/2025     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680565 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225819 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX     Reviewer 02/11/2026 09:42 PM; The XXXX provided reflects a value of XXXXXXXXXXXX and the original appraised value is considered a high risk.
       C 3 XXXXXXXXXX CO 1 13 C   C   C   B   A   A   C   C     Exempt 1
1680565 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225822 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines reflect the primary wage earner must have a minimum three open tradelines with a minimum rating of XXX months. XXXX borrower only has XX open tradelines.   Compensating XXXXXXXXX XXXXXXXXXX have over XXXXXXXXX in assets; additional income from royalty, dividend, and interest income reflected on tax returns-none was utilized to qualify       11/14/2025 B 2 XXXXXXXXXX CO 1 13 C   C   C   B   A   A   C   C     Exempt 1
1680567 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225691 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines require XXXX XXXXXXXXXX XXXXXXXX to be provide. XXX results were included in the loan file. Received XXXX XXXXXXXXXX XXXXXXXX      11/17/2025     A 1 XXXXXXXXXX NJ 1 3 C   A   C   A   A   A   A   A     Exempt 1
1680570 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225591 1006 XXXXXXXXXX Credit UW Approval   UW Approval - UW Approval - 1008 or 92900 LT missing   A XXXXX was not provided. XXXXXXXX final XXXXXXX Received XXXX     11/17/2025     A 1 XXXXXXXXXX AZ 1 13 D   A   D   A   C   A   A   A     Exempt 1
1680570 XXXXXXXXXXXXX XXXXXXXXXXXXX 7210187 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the lender''''s approval.       11/17/2025     A 1 XXXXXXXXXX AZ 1 13 D   A   D   A   C   A   A   A     Exempt 1
1680574 XXXXXXXXXXXXX XXXXXXXXXXXXX 7243387 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     12/21/2025     A 1 XXXXXXXXXX FL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680574 XXXXXXXXXXXXX XXXXXXXXXXXXX 7243388 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines require the XXXX XXXXXXXXXX XXXXXXXX for the specific loan type be provided.  XXXX subject loan closed as a XXXXXXXXX refinance.  XXXX XXXX XXXXXXXXXX results provided are for a XXXXXXXXXX refinance. Received revised XXXX for cash out     11/20/2025     A 1 XXXXXXXXXX FL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680579 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225617 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX could not be assessed. Received XXX     02/11/2026     A 1 XXXXXXXXXX ID 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680579 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225618 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 12:20 PM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 01:04 PM;
11/17/2025     A 1 XXXXXXXXXX ID 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680579 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225619 374 XXXXXXXXXX Credit UW Other   UW Other - UW - Evidence of legal residency   Missing a copy of the borrower''''s photo identification to confirm residency status as indicated on the loan application. XXXX reflects borrower is XXX citizen. XXXXXXXXX real XXX XX     11/17/2025     A 1 XXXXXXXXXX ID 3 13 C   A   C   A   A   A   C   A     Exempt 1
1680580 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225249 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX XXXXXX was not provided received XXX     12/22/2025     A 1 XXXXXXXXXX NH 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680580 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225250 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval reflecting clear to close. XXXXXXXXX in file was conditional. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 11:56 AM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 01:03 PM;
11/17/2025     A 1 XXXXXXXXXX NH 1 13 C   A   C   A   A   A   C   A     Exempt 1
1684132 XXXXXXXXXXXXX XXXXXXXXXXXXX 7425004 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guideline requires primary wage earner to have XX open/active tradelines with XXX months history reporting.  XXXXXXXX wage earner has XX of required XX open/active tradelines.   Compensating XXXXXXXXX XXXXXXXXX has additional income including XXXX income not considered to qualify; XXXX XXXX XXXXXXXXX stable and steady income flow       12/24/2025 B 2 XXXXXXXXXX MN 1 13 C   B   C   B   A   A   C   A     Exempt 1
1684132 XXXXXXXXXXXXX XXXXXXXXXXXXX 7425007 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Provide updated XXXX XXX XXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXX reflecting loan as a XXXXXXXXX refinance as indicated on the loan approval.  XXXX XXXXXXXXXX results in file are for a rate/term refinance. Received updated XXXX XXX XXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXX reflecting loan as a XXXXXXXXX refinance     12/26/2025     A 1 XXXXXXXXXX MN 1 13 C   B   C   B   A   A   C   A     Exempt 1
1684132 XXXXXXXXXXXXX XXXXXXXXXXXXX 7425008 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. received XXX     02/13/2026     A 1 XXXXXXXXXX MN 1 13 C   B   C   B   A   A   C   A     Exempt 1
1684141 XXXXXXXXXXXXX XXXXXXXXXXXXX 7426461 423 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Appraisal Correction/Clarification   Page XX of the XXXXXXXXXX XXXXXXX shows the subject property as XXXXXX XXXXXXXXXX however the subject closed as a refinance of an investment property. Received revised appraisal     12/31/2025     A 1 XXXXXXXXXX AZ 3 13 C   A   C   A   A   A   C   A     Exempt 1
1684141 XXXXXXXXXXXXX XXXXXXXXXXXXX 7426462 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as the XXXXXX XXXX score was not provided. Received XXX     02/13/2026     A 1 XXXXXXXXXX AZ 3 13 C   A   C   A   A   A   C   A     Exempt 1
1684142 XXXXXXXXXXXXX XXXXXXXXXXXXX 7415857 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX XXX score was not provided. Received XXX     01/09/2026     A 1 XXXXXXXXXX NC 3 1 C   A   C   A   A   A   C   A     Exempt 1
1684142 XXXXXXXXXXXXX XXXXXXXXXXXXX 7415858 389 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Fraud Alert documentation   A fraud report with all high and medium alerts cleared was not provided. XXX XXXXXXX provided XXXX parties in XXXXXXXXX XXXXXXXXXX area are cleared   Client 12/26/2025 09:39 AM; Can you confirm if this cond can be waived? XXXX parties in XXXXXXXXX XXXXXXXXXX area are cleared.  XXXXX cond has been waived on previous trades. XXXXXX you!

 Reviewer 12/26/2025 10:53 AM;
12/26/2025     A 1 XXXXXXXXXX NC 3 1 C   A   C   A   A   A   C   A     Exempt 1
1684150 XXXXXXXXXXXXX XXXXXXXXXXXXX 7409675 7 XXXXXXXXXX Credit Application   Application - Completed, signed, initial application for all applicant not in file   Need the initial application dated by the XXXX       12/29/2025     A 1 XXXXXXXXXX FL 1 3 C   A   C   A   A   A   C   A     Exempt 1
1684150 XXXXXXXXXXXXX XXXXXXXXXXXXX 7424124 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     02/14/2026     A 1 XXXXXXXXXX FL 1 3 C   A   C   A   A   A   C   A     Exempt 1
1684151 XXXXXXXXXXXXX XXXXXXXXXXXXX 7423684 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Guidelines reflect free and clear properties are ineligible unless a cash advance is disbursed at closing.  XXXXXXXXXX received XXXXXXXXXXXXXX at close.   Compensating XXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX post close of XXXXXXX  not including cash-out; XXXXXX XXXXXXX       12/24/2025 B 2 XXXXXXXXXX FL 1 13 C   B   C   B   A   A   A   A     Exempt 1
1684152 XXXXXXXXXXXXX XXXXXXXXXXXXX 7423315 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/13/2026     A 1 XXXXXXXXXX WA 1 3 C   A   C   A   A   A   C   A     Exempt 1
1684152 XXXXXXXXXXXXX XXXXXXXXXXXXX 7423316 320 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Asset Other   Provide final settlement statement signed by the borrowers. Received XXXXXX XXX signed by borrowers     12/26/2025     A 1 XXXXXXXXXX WA 1 3 C   A   C   A   A   A   C   A     Exempt 1
1684153 XXXXXXXXXXXXX XXXXXXXXXXXXX 7423622 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA is required due to XXX score > XXXXXXX XXXX is missing from the file. Received XXX     02/13/2026     A 1 XXXXXXXXXX WA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1684157 XXXXXXXXXXXXX XXXXXXXXXXXXX 7423939 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA is required as XXX score is > XXXXXXX XXXX missing from the file. received XXX     02/12/2026     A 1 XXXXXXXXXX NC 1 1 C   A   A   A   A   A   C   A     Exempt 1
1684159 XXXXXXXXXXXXX XXXXXXXXXXXXX 7424314 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXX score is greater than XXXXXXX XXXX is missing from the file. Received XXX     02/12/2026     A 1 XXXXXXXXXX FL 1 3 C   A   A   A   A   A   C   A     Exempt 1
1684162 XXXXXXXXXXXXX XXXXXXXXXXXXX 7444671 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/14/2026     A 1 XXXXXXXXXX RI 3 13 C   A   A   A   A   A   C   A     Exempt 1
1684166 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7425642 317 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Hud-1 from sale   Missing the signed copy of the settlement statement for the sale of XXXXXXX XXX to evidence net proceeds of XXXXXXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX provided was not signed. Received the signed XXX for XXXXXXX XXX with proceeds of XXXXXXXXX     12/26/2025     A 1 XXXXXXXXXX VA 1 1 C   A   C   A   A   A   A   A     Exempt 1
1684166 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7425643 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Settlement XXXXXXXXXX for the subject transaction was missing the signature page, and the addendum reflecting the itemized payoffs totaling XXXXXXXXXXX Received signed XXX with itemized payoffs.     12/30/2025     A 1 XXXXXXXXXX VA 1 1 C   A   C   A   A   A   A   A     Exempt 1
1684173 XXXXXXXXXXXXX XXXXXXXXXXXXX 7416988 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. Received XXX     02/13/2026     A 1 XXXXXXXXXX GA 3 13 C   A   A   A   A   A   C   A     Exempt 1
1684174 XXXXXXXXXXXXX XXXXXXXXXXXXX 7421116 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as CU score is > 2.5. Score is 3.5 Received XXX     02/14/2026     A 1 XXXXXXXXXX AL 1 1 C   A   A   A   A   A   C   A     Exempt 1
1684175 XXXXXXXXXXXXX XXXXXXXXXXXXX 7424249 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as the XXXXXX XXXX score was not determined. Received XXX     02/14/2026     A 1 XXXXXXXXXX RI 1 13 C   A   A   A   A   A   C   A     Exempt 1
1684176 XXXXXXXXXXXXX XXXXXXXXXXXXX 7444047 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined Received XXX     03/23/2026     A 1 XXXXXXXXXX NC 1 1 C   A   A   A   A   A   C   A     Exempt 1
1684177 XXXXXXXXXXXXX XXXXXXXXXXXXX 7420869 22 XXXXXXXXXX Valuation Appraisal   Appraisal - does not reflect property as PUD.   Please provide update appraisal the correctly reflects the property as XXXXX Received revised appraisal reflecting XXX     01/07/2026     A 1 XXXXXXXXXX CO 2 13 C   A   C   A   A   A   C   A     Exempt 1
1684177 XXXXXXXXXXXXX XXXXXXXXXXXXX 7473089 351 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW - DTI exceeds maximum limit   Maximum XXXX allowed per guidelines is XXXXXX XXXXXXXX data of XXXXXXXX XXXX is verified per the XXX income calculation. XXXXXX debt XXXXXXXXXXXXX / XXXXXX qualifying XXXXXXX XXXXXXXXXXXXXXX XXXXXX for negative rental income in the amount of XXXXXXXXXXXX were not included in the total debts. Information provided   Reviewer 01/04/2026 01:27 PM; Documents received. XXXXX returned to XXXXXXX XXX for review.
 01/05/2026     A 1 XXXXXXXXXX CO 2 13 C   A   C   A   A   A   C   A     Exempt 1
1684177 XXXXXXXXXXXXX XXXXXXXXXXXXX 7443838 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final loan approval with a XXXX date was not provided. XXXXXXXX final loan approval. Received XXXX date XXXXXXXX     12/30/2025     A 1 XXXXXXXXXX CO 2 13 C   A   C   A   A   A   C   A     Exempt 1
1684177 XXXXXXXXXXXXX XXXXXXXXXXXXX 7443839 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided and a XXXXX XXX XXXXXX was > XXXXXX Received XXX     02/20/2026     A 1 XXXXXXXXXX CO 2 13 C   A   C   A   A   A   C   A     Exempt 1
1684178 XXXXXXXXXXXXX XXXXXXXXXXXXX 7443480 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided and the XXXXX XXX XXXXXX was > XXXXXX received XXX     02/13/2026     A 1 XXXXXXXXXX CO 1 1 C   A   A   A   A   A   C   A     Exempt 1
1684182 XXXXXXXXXXXXX XXXXXXXXXXXXX 7443340 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     02/13/2026     A 1 XXXXXXXXXX WA 1 1 C   A   A   A   A   A   C   A     Exempt 1
1684185 XXXXXXXXXXXXX XXXXXXXXXXXXX 7420011 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final closing disclosure. Signed and dated by borrower. Information provided   Reviewer 12/23/2025 09:48 PM; Please return to original XXX upon receipt.

 Reviewer 12/24/2025 12:44 PM; Received XXXXX XXXXX returned to XXXXXXX XXX for review
 12/24/2025     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1684185 XXXXXXXXXXXXX XXXXXXXXXXXXX 7420135 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXXX XXX score   is XXXXXX Received XXX     02/12/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1684191 XXXXXXXXXXXXX XXXXXXXXXXXXX 7417544 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as the LCA score was not determined. Received XXX     02/13/2026     A 1 XXXXXXXXXX MD 1 1 D   A   D   A   A   A   C   A     Exempt 1
1684191 XXXXXXXXXXXXX XXXXXXXXXXXXX 7417607 431 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Verification of assets (statements/VOD) incomplete/missing   Missing the full statement covering XXX for the borrowers accounts with XXX. Last full statement was dated XXX and the balance printout dated XXX does not reflect a full transaction history only a balance summary. Per XXXX XXXX XX XXXXXXXXX accounts XXXXXXXX XXXXXXXX    Client 12/30/2025 11:56 AM; Hi team - XXXX uw does not believe addt stms should be needed.  XXXX XXXX XXXXXXXXX XX XXXXXXXXX accounts XXXXXXXX XXXXXXXX

 Reviewer 12/30/2025 01:55 PM;
12/30/2025     A 1 XXXXXXXXXX MD 1 1 D   A   D   A   A   A   C   A     Exempt 1
1686559 XXXXXXXXXXXXX XXXXXXXXXXXXX 7877266 108 XXXXXXXXXX Compliance Deed of Trust/Mortgage   Deed of Trust/Mortgage - is missing.     Information provided     01/30/2026     A 1 XXXXXXXXXX AZ 1 13 D   A   C   A   D   A   A   A     Exempt 1
1686559 XXXXXXXXXXXXX XXXXXXXXXXXXX 7877267 186 XXXXXXXXXX Credit Flood Certificate   Flood Certificate - Certificate is not “Life of Loan “       Information provided     01/30/2026     A 1 XXXXXXXXXX AZ 1 13 D   A   C   A   D   A   A   A     Exempt 1
1686560 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8015408 9 XXXXXXXXXX Credit Application   Application - is missing   Provide the XXXXXXX XXXX in order to determine the application date.       02/10/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   C   A   A   A     Exempt 1
1686560 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8015409 902 XXXXXXXXXX Compliance Compliance   Compliance - Pending internal completion of TRID compliance review for disclosure timing and or fee tolerance comparisons.  Additional conditions may apply.           02/10/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   C   A   A   A     Exempt 1
1686560 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8056224 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing corrected Title Policy reflecting the loan amount of $XXX. Received XXXXXX with correct loan amount of XXXXXXXXX     02/09/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   C   A   A   A     Exempt 1
1686567 XXXXXXXXXXXXX XXXXXXXXXXXXX 7898393 110 XXXXXXXXXX Compliance Deed of Trust/Mortgage   Deed of Trust/Mortgage - legal description is missing.     Information provided     02/04/2026     A 1 XXXXXXXXXX CO 3 13 C   B   C   B   C   A   A   A     Exempt 1
1686567 XXXXXXXXXXXXX XXXXXXXXXXXXX 7898394 219 XXXXXXXXXX Compliance HUD1   HUD1 - Final HUD-1 is missing     Information provided   Reviewer 02/04/2026 10:31 AM; Need final XXXX or final XXX XXXXX uploaded is not final as it reflects a closing date of XXXXX and it did not close until XXXXXX

 Reviewer 02/06/2026 10:56 AM; Received XXX with cross out dates. this will not clear the condition. XXXXXXX provide the final XXX with correct closing and disbursement dates  
 02/10/2026     A 1 XXXXXXXXXX CO 3 13 C   B   C   B   C   A   A   A     Exempt 1
1686567 XXXXXXXXXXXXX XXXXXXXXXXXXX 7918668 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Final or estimated XXX from purchase of XXXXX XXXXXX XXXX XXX missing from the file. Signed XXXX provided      02/03/2026     A 1 XXXXXXXXXX CO 3 13 C   B   C   B   C   A   A   A     Exempt 1
1686567 XXXXXXXXXXXXX XXXXXXXXXXXXX 7918930 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Max cash out for investment properties is XXXXXXXXXXXX XXXXXXXX cash out is XXXXXXXXXXXXXX which includes cash in hand XXXXXXXXXXXXXX and debt payoff XXXXXXXXXXXXXX   Exception approval received for loan amount over XXXXXXXXXXXX and cash out over XXXXXXXXXXXX . compensating factors - XXXX XXXX with over XXXX of XXXX in reserves- max XXXXX reserves= XXXX - minimum XXXXX XXXX XXXX - max for XXX XXXXXXXX = XXXXX XXXXXX XXXX - min XXXXX Client 02/11/2026 12:57 PM; Exception XXXXXXXX from XXXX uploaded for XXXXXXX to review and approve

 Reviewer 02/12/2026 04:41 AM;
    02/11/2026 B 2 XXXXXXXXXX CO 3 13 C   B   C   B   C   A   A   A     Exempt 1
1686567 XXXXXXXXXXXXX XXXXXXXXXXXXX 7918933 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   DTI exceed guidelines. XXXXXXXXXXX allow for max XXXX XXXXXXX XXXXXXXX XXXX XXXXXXXXXX XXX income XXXXXXXXXXXXX XXX income XXXXXXXXXXXXXX XXXXXXXX XXXXX XXXXXXXXXXXXX XXXX rent XXXXXXXXXXX subject negative rent XXXXXXXXXXXXX other debt XXXXXXX = total debt XXXXXXXXXXXXXX Review completed. XXXX is XXXXXXXXXX XXXXXXXXX XXXX income has been omitted for the XXXXX XX subject rental months corrected to XX months. XXX income XXXXXXXXXXXXX XXX income XXXXXXXXXXXX = XXXXXXXXXXX XXXXXXXXX rent XXXXXXXXXXXX XXXXXXXX negative rent XXXXXXXXXXXXX XXXXXX liabilities XXXXXXX - XXXXXX debt XXXXXXXXXXXXXXXXXXX XXXXXXXXXXXX = XXXXXXXXX XXXX exceeds guidelines XXXXXX XXXXXXXXXX XXXX income worksheet provided XXXX XXXXXXX   Client 02/03/2026 10:11 AM; Hi XXXXX - XXXX you provide a XXXX breakdown bc the uw has a different calculation.  &#x0D;
XXX is asking: XXXXX is the subject negative rent XXXXXXXXXXXXXX  XXXXXXX only be XXXXXXXXXXXX  XXXXX why is the other rent so low at XXXXXXXXXX  XXXXXXXXXX were paid off, are they taking this income account? XXXXXXXXX other rent should be XXXXXXXXX &#x0D;
XXXX they also using XXXXXX depletion in the total income for the XXXXXXXXXXX  &#x0D;


 Reviewer 02/03/2026 02:49 PM; I have emailed the XXXX worksheet.  XXX appears the original XXX did deduct the XXXXX from the calculation.

 Client 02/05/2026 11:06 AM; Hi there - can you re-email the XXXX XXXXXXXXXX to XXX? XXXXXX you

 Reviewer 02/05/2026 11:55 AM; Hello, XXXX income workbook emailed XXX

 Reviewer 02/06/2026 12:19 PM; Documents received. XXXXX returned to XXXXXXX XXX for review of income rebuttal.

 Client 02/09/2026 08:56 AM; Hi team - XXXX XXX reviewed the updated XXXX breakdown and does not see asset depletion included/applied.  XXXX you include asset depletion and update XXXXXX  XXX if asset depletion was included already, can you clarify how it was applied?  XXXXXX you!

 Client 02/09/2026 10:29 AM; Hi team - XXXX XXX provided some addt XXXX details.  XXXXXX uploaded their response and some supporting docs to the file.  XXXXXX you!

 Reviewer 02/09/2026 11:59 AM;

 Reviewer 02/09/2026 01:57 PM;
02/09/2026     A 1 XXXXXXXXXX CO 3 13 C   B   C   B   C   A   A   A     Exempt 1
1686570 XXXXXXXXXXXXX XXXXXXXXXXXXX 7881700 389 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Fraud Alert documentation   Missing XXXXXX XXXXXX documentation from original loan file. XXXXXXX submit the full report, addressing all medium and high alerts. Received fraud report with XX medium alert for written XXXX which is in the file.     01/29/2026     A 1 XXXXXXXXXX IA 1 1 C   A   C   A   A   A   A   A     Exempt 1
1686573 XXXXXXXXXXXXX XXXXXXXXXXXXX 7921529 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX XXXXX missing from the file Received XXX     02/12/2026     A 1 XXXXXXXXXX FL 3 13 C   A   A   A   A   A   C   A     Exempt 1
1686582 XXXXXXXXXXXXX XXXXXXXXXXXXX 7923080 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Provide evidence XXXXXXXXXX XXXXXX of the XXXX XXXX in one line of credit disclosure was delivered to the borrower within XX days of application date of XXXXXXXXXXX     Reviewer 02/04/2026 10:42 AM; documents/tracking uploaded does not show documents were disclosed within XX days of XXXXX application date
 02/05/2026     A 1 XXXXXXXXXX ID 1 13 C   A   C   A   C   A   C   A     Exempt 1
1686582 XXXXXXXXXXXXX XXXXXXXXXXXXX 7923081 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Provide evidence XXXXXX XXXXXXXX XXXXXX you should know about XXXXX XXXXXXX lines of credit" (similar to home loan toolkit) was delivered to the borrower within XX days of application date of XXXXXXXXXXXX     Reviewer 02/04/2026 10:42 AM; documents/tracking uploaded does not show documents were disclosed within XX days of XXXXX application date
 02/05/2026     A 1 XXXXXXXXXX ID 1 13 C   A   C   A   C   A   C   A     Exempt 1
1686582 XXXXXXXXXXXXX XXXXXXXXXXXXX 7919975 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXX score is > XXXX Received XXX     02/14/2026     A 1 XXXXXXXXXX ID 1 13 C   A   C   A   C   A   C   A     Exempt 1
1686582 XXXXXXXXXXXXX XXXXXXXXXXXXX 7919976 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Fraud report with all high and medium alerts clear required. XXX report provided      02/03/2026     A 1 XXXXXXXXXX ID 1 13 C   A   C   A   C   A   C   A     Exempt 1
1686583 XXXXXXXXXXXXX XXXXXXXXXXXXX 7924505 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   XXXXXXXX secondary valuation as XXX score was not determined. received XXX     02/12/2026     A 1 XXXXXXXXXX OK 1 13 C   A   A   A   A   A   C   A     Exempt 1
1686584 XXXXXXXXXXXXX XXXXXXXXXXXXX 7923212 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. received XXX     02/13/2026     A 1 XXXXXXXXXX NY 1 13 C   B   C   B   A   A   C   A     Exempt 1
1686584 XXXXXXXXXXXXX XXXXXXXXXXXXX 7923213 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The loan is a cash out refinance of a primary residence that is owned free and clear which is not eligible under the guideline for the XXXX XXXXXXX   Client waived with compensating factors: XXXX XXXX is XXXXXXXX with a maximum of XXXXXX XXXX XXXXX is XXXX with a minimum of XXXXXX XXXX borrowers have residual income of XXXXXXXXXXXXXXX XXXX borrowers have owned the primary residence for XXX years.       01/30/2026 B 2 XXXXXXXXXX NY 1 13 C   B   C   B   A   A   C   A     Exempt 1
1686591 XXXXXXXXXXXXX XXXXXXXXXXXXX 8045625 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required. XXXX XXXXXX XXXX was not provided Received XXX     02/13/2026     A 1 XXXXXXXXXX IL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686591 XXXXXXXXXXXXX XXXXXXXXXXXXX 8045762 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Verification the XXXX lien XXXXXXXXXXXXXX XXXXX XXXXXX XXXXXXX was closed or requested to be closed is missing from the file. Received request to close     02/09/2026     A 1 XXXXXXXXXX IL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686594 XXXXXXXXXXXXX XXXXXXXXXXXXX 8046713 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX score XXXXXXX received XXX     02/12/2026     A 1 XXXXXXXXXX VA 1 1 C   A   C   A   C   A   C   A     Exempt 1
1686594 XXXXXXXXXXXXX XXXXXXXXXXXXX 7986676 219 XXXXXXXXXX Compliance HUD1   HUD1 - Final HUD-1 is missing   Need the final XXXXXXXXXXX XXXXXXXXXXX Information provided     02/10/2026     A 1 XXXXXXXXXX VA 1 1 C   A   C   A   C   A   C   A     Exempt 1
1686594 XXXXXXXXXXXXX XXXXXXXXXXXXX 8052706 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Final XXX missing from the file. CD provided.    Reviewer 02/06/2026 06:14 PM; ****Return file to auditor for review****

 Reviewer 02/10/2026 09:05 AM; Received XXXXX file returned to XXXXXXX XXX for review.
 02/10/2026     A 1 XXXXXXXXXX VA 1 1 C   A   C   A   C   A   C   A     Exempt 1
1686596 XXXXXXXXXXXXX XXXXXXXXXXXXX 8010230 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/13/2026     A 1 XXXXXXXXXX IL 3 13 C   A   A   A   A   A   C   A     Exempt 1
1686600 XXXXXXXXXXXXX XXXXXXXXXXXXX 8052434 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX XXX missing from the file. received XXX     02/12/2026     A 1 XXXXXXXXXX NC 1 13 C   A   A   A   A   A   C   A     Exempt 1
1686605 XXXXXXXXXXXXX XXXXXXXXXXXXX 7976761 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as CU score was not determined. Field review provided    Reviewer 02/13/2026 09:18 AM; The XXXX received supports a value of XXXXXXXXXX and is considered a high XXXXXXXXXX XXXX with value of XXXXXXXXXX is XXXXXX

 Reviewer 02/20/2026 11:29 AM; The field review provided does not have accurate sales info and adjusted values for the XX comps.

 Reviewer 03/18/2026 12:07 PM; comp XXXX provided on XXXXX XXXXXXX does not reflect correct sales XXXXX and the date of signature and report is XXXXXXXXXX
 06/29/2026     B   2 XXXXXXXXXX NY 1 13 C   B   C   A   A   A   C   B     Exempt 1
1686605 XXXXXXXXXXXXX XXXXXXXXXXXXX 7911849 201 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - is missing.   The XXXXXXX XXXXXXXXXX XXXXXXX was not found in the file. XXXXXXXX evidence of XXXXXXX XXXXXXXXXXX Information provided     02/04/2026     A 1 XXXXXXXXXX NY 1 13 C   B   C   A   A   A   C   B     Exempt 1
1686610 XXXXXXXXXXXXX XXXXXXXXXXXXX 8018581 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXX XXXXXXXXXXXX. Information provided     02/10/2026     A 1 XXXXXXXXXX TX 1 1 C   A   A   A   C   A   C   A     Exempt 1
1686610 XXXXXXXXXXXXX XXXXXXXXXXXXX 8026386 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XX score was not determined. A XXXXX XXX/XXXX was not provided. Received XXX     02/14/2026     A 1 XXXXXXXXXX TX 1 1 C   A   A   A   C   A   C   A     Exempt 1
1686612 XXXXXXXXXXXXX XXXXXXXXXXXXX 8008623 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     02/13/2026     A 1 XXXXXXXXXX FL 1 13 C   A   A   A   A   A   C   A     Exempt 1
1686618 XXXXXXXXXXXXX XXXXXXXXXXXXX 8016334 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   XXXXXXX secondary valuation as XX score was not determined. Received XXX     02/13/2026     A 1 XXXXXXXXXX TX 1 13 C   A   A   A   A   A   C   A     Exempt 1
1686624 XXXXXXXXXXXXX XXXXXXXXXXXXX 8006036 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXX XXX score not available due to XXXX unit property. Received XXX     02/13/2026     A 1 XXXXXXXXXX CA 3 13 C   A   A   A   A   A   C   A     Exempt 1
1686625 XXXXXXXXXXXXX XXXXXXXXXXXXX 7997186 868 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - Other:   Hazard XXXXXXX is missing the policy expiration date.       02/10/2026     A 1 XXXXXXXXXX TN 1 1 C   A   C   A   A   A   C   A     Exempt 1
1686625 XXXXXXXXXXXXX XXXXXXXXXXXXX 8008773 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/12/2026     A 1 XXXXXXXXXX TN 1 1 C   A   C   A   A   A   C   A     Exempt 1
1686629 XXXXXXXXXXXXX XXXXXXXXXXXXX 7969821 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XXXX XXXXXX XXXXXXX did not contain a valid score. received XXX     02/14/2026     A 1 XXXXXXXXXX TN 3 1 C   B   C   B   A   A   C   A     Exempt 1
1686629 XXXXXXXXXXXXX XXXXXXXXXXXXX 7969822 319 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Seller Credit exceeds limit   Seller contributions in the amount of XXXXXXXXXXXXX exceed the actual closing costs of XXXXXXXXXXXXXX The XXXXXXXXXXX XXXXX reviewed the XXX and identified that the XXXXXX credit was for a XXXXX XXXXXXXXXX not remaining with the property and not for closing costs. XXXX and XXX uploaded to file.   Client 02/04/2026 10:25 AM; Hi XXXXX - XXX appears the branch does have excess seller credit on this file but i wanted to confirm the correct actual closing cost we can apply seller credit to.  XXX do have XXXX XXXXXXXX XXXXX XXXXXXX and XXXXXX XXXXXX all paid outside of closing.  XXX also have a few XXXXXXXXXXXX for items paid in advance by XXXXXXX XXXXX XXXX XXXXXXXX XXXXXXX XXXXXX XXXXXXXX and XXXXX XXXX XXXXXXXX that we can also apply XXX too.  &#x0D;
XXXXX calculating total closing cost in the a

 Reviewer 02/04/2026 11:01 AM; Confirming excess is XXXXXXXXXX based off XXXX XXXXXXXX XXXXX XXXXXXX and XXXXXX XXXXXX all paid outside of closing. XXXXXXXXXXXX for items paid in advance by XXXXXXX XXXXX XXXX XXXXXXXX XXXXXXX XXXXXX XXXXXXXX and XXXXX XXXX XXXXXXXX that can also apply XXX too. XXXXXXXXXXXX total closing cost in the amount of XXXXXXXXXXXXXXX XXXXXXX XXXXXXXXXX in excess XXXXXXX XXXXXXXX

 Reviewer 02/04/2026 11:01 AM;

 Client 02/05/2026 11:38 AM; Hi XXXXX - XXXX XXXXXXXXXXX XXXXX would like to confirm if we can reduce XXXXXXX XXXXXXX to XXXXXXXXXXXX and if XXXX can provide a cure for XXXXXXXXXX so the borrower will not have to come in with any addt funds.  XXXXXX that be acceptable to resolve this issue?  

 Reviewer 02/05/2026 12:00 PM; Provide revised XXXX and proof the XXXXXXXXXX was refunded to the seller.

 Reviewer 02/05/2026 12:01 PM; Provide revised XXXX and proof the XXXXXXXXXX was refunded to the seller.

 Client 02/09/2026 08:34 AM; Hi team!  XXXX XXXXXXXXXXX XXXXX reviewed the XXX and identified that the XXXXXX credit was for a XXXXX XXXXXXXXXX not remaining with the property and not for closing costs.  XXXX and XXX uploaded to file.  XXXXXX you!

 Reviewer 02/09/2026 11:59 AM;
02/09/2026     A 1 XXXXXXXXXX TN 3 1 C   B   C   B   A   A   C   A     Exempt 1
1686629 XXXXXXXXXXXXX XXXXXXXXXXXXX 7970233 323 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Requirements for Program   Guidelines require the primary wage earner have three open tradelines with a minimum rating of XXX months. XXXX primary wage earner has only XX of XX required.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXX XXXXXX XXXXXXX income and employment since XXXXXX qualified with no benefit of rental income; bonus and XXXX income not used for qualifying.       02/02/2026 B 2 XXXXXXXXXX TN 3 1 C   B   C   B   A   A   C   A     Exempt 1
1686630 XXXXXXXXXXXXX XXXXXXXXXXXXX 7920106 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the Signature page from the final closing disclosure. Signed certified XXXX provided      02/03/2026     A 1 XXXXXXXXXX WA 1 3 C   A   C   A   C   A   A   A     Exempt 1
1686630 XXXXXXXXXXXXX XXXXXXXXXXXXX 7899040 110 XXXXXXXXXX Compliance Deed of Trust/Mortgage   Deed of Trust/Mortgage - legal description is missing.     Information provided   Reviewer 02/04/2026 10:23 AM; legal uploaded is page XX of title and does not appear that it was recorded with the XXXXXX  XXXXXXX provide XXXX to re-record to include legal description
 02/04/2026     A 1 XXXXXXXXXX WA 1 3 C   A   C   A   C   A   A   A     Exempt 1
1686638 XXXXXXXXXXXXX XXXXXXXXXXXXX 7914080 847 XXXXXXXXXX Compliance Disclosure   Disclosure - ECOA- missing Notice to Applicant of Right to Receive Copy of Appraisal Report, required within 3 days of application     Information provided     02/04/2026     A 1 XXXXXXXXXX AZ 1 1 C   A   A   A   C   A   C   A     Exempt 1
1686638 XXXXXXXXXXXXX XXXXXXXXXXXXX 7988400 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     02/13/2026     A 1 XXXXXXXXXX AZ 1 1 C   A   A   A   C   A   C   A     Exempt 1
1686640 XXXXXXXXXXXXX XXXXXXXXXXXXX 8025854 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines require an XXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXXX XXXXXXX to be completed for all files with the specific type of loan. XXX loan closed as a XXXX-out refinance but the XXX XXXXXXXXXXX XXXXXXXXX XXXXXXX provided are for a XXXX AIO XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXX received      02/12/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686641 XXXXXXXXXXXXX XXXXXXXXXXXXX 7979542 9 XXXXXXXXXX Credit Application   Application - is missing   Provide initial XXXXXXXXXXXX in order to determine application date. Information provided   Reviewer 02/03/2026 10:41 PM; Initial application must be signed and dated by both the borrower and the XXXX
 02/06/2026     A 1 XXXXXXXXXX VT 1 1 C   A   C   A   A   A   A   A     Exempt 1
1686644 XXXXXXXXXXXXX XXXXXXXXXXXXX 8017788 6 XXXXXXXXXX Credit Application   Application - Completed, signed, final application for all applicant not in file   Please provide the final application signed       02/10/2026     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686644 XXXXXXXXXXXXX XXXXXXXXXXXXX 8033441 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as CU score was not determined. Received XXX     02/13/2026     A 1 XXXXXXXXXX WA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686648 XXXXXXXXXXXXX XXXXXXXXXXXXX 8031411 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXXX XXXX XXX score on the subject property was XXXX Received XXX     02/13/2026     A 1 XXXXXXXXXX AZ 2 3 C   A   A   A   C   A   C   A     Exempt 1
1686648 XXXXXXXXXXXXX XXXXXXXXXXXXX 8016467 986 XXXXXXXXXX Compliance Compliance   Compliance - E-Consent- missing evidence of borrower’s e-consent prior to earliest e-signature event   Provide e-consent dated on or before earliest e-signature /event date of XX/XX/XXXX. Information provided     02/10/2026     A 1 XXXXXXXXXX AZ 2 3 C   A   A   A   C   A   C   A     Exempt 1
1686649 XXXXXXXXXXXXX XXXXXXXXXXXXX 7987870 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX with score was not provided. received XXX     02/13/2026     A 1 XXXXXXXXXX WA 1 3 C   A   A   A   A   A   C   A     Exempt 1
1686650 XXXXXXXXXXXXX XXXXXXXXXXXXX 8049578 317 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Hud-1 from sale   Missing the final signed and dated closing disclosure from the sale of the previous residence at XXXXX XXXX XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXX XXXXXXXX XXXX copy in file is not signed or dated. Received signed and dated final XX     02/09/2026     A 1 XXXXXXXXXX AZ 1 1 C   B   C   B   A   A   A   A     Exempt 1
1686650 XXXXXXXXXXXXX XXXXXXXXXXXXX 8109783 321 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit - Insufficient   The borrower does not meet the minimum tradeline requirements. XXXX borrower must have a cumulative total (all borrowers combined) of XX tradelines with a minimum rating of XXX months. XXX least XX of the tradelines must be reported in the last XXX months.   Client waived with compensating factors: XXXX XXXXX is XXXX and the minimum XXXXX is XXXXXX XXXX XXXXX to income ratio is XXXXXXXX and the max debt ratio requirement is XXXXXX XXXX borrower has XXXXXXXXXXXXX in reserves and the required reserves are XXXXXXXXXX       02/09/2026 B 2 XXXXXXXXXX AZ 1 1 C   B   C   B   A   A   A   A     Exempt 1
1686651 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8103219 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX received XXX     02/12/2026     A 1 XXXXXXXXXX FL 2 3 D   B   D   B   A   A   C   A     Exempt 1
1686651 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8103355 378 XXXXXXXXXX Credit UW Other   UW Other - UW - Initial/Final 1003 incomplete/missing   A signed final loan application was not provided.  XXXXXXXX signed and dated loan application for all borrowers. Received final signed and dated final XXXX     02/10/2026     A 1 XXXXXXXXXX FL 2 3 D   B   D   B   A   A   C   A     Exempt 1
1686651 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8103492 321 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit - Insufficient   Guidelines require a cumulative total (all borrowers combined)  of four tradelines with a minimum rating of XXX months. XXXX primary wage earner does not have sufficient number of tradelines open. XXXXX two are currently open reporting over XXX months.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX XXXX XXXXXXXX XXXXXX XXXXXXX XXXXXXXXXXX income with XXXX and XXX        02/09/2026 B 2 XXXXXXXXXX FL 2 3 D   B   D   B   A   A   C   A     Exempt 1
1686652 XXXXXXXXXXXXX XXXXXXXXXXXXX 8104305 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Guidelines reflect properties owned free and clear are not eligible.  XXXX subject property was owned free and clear of any liens.   Exception approval received. compensating XXXXXXXX - XXXX XXXX minimum XXXXX XXXXXXXXXXX minimum XXXXX XXXX XXXXXX - max XXXXX reserves XXXXXXXXXX minimum XXXX of loan amount = XXXXXXXXXXX XXX years XX       02/10/2026 B 2 XXXXXXXXXX ID 2 13 C   B   C   B   A   A   A   A     Exempt 1
1686654 XXXXXXXXXXXXX XXXXXXXXXXXXX 7916454 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final loan approval. Received final approval     02/01/2026     A 1 XXXXXXXXXX IL 1 13 C   A   C   A   A   A   A   A     Exempt 1
1686656 XXXXXXXXXXXXX XXXXXXXXXXXXX 8005902 219 XXXXXXXXXX Compliance HUD1   HUD1 - Final HUD-1 is missing   Need the final XXXXXXXXXXX XXXXXXXXXXXX  XXXXXXXXXXX in file show XXXXXXXXXXXXX Information provided   Reviewer 02/09/2026 07:45 AM; Return file to original XXX for review XXXXXXXXXXX statement does not indicate settlement date or disbursement date.

 Reviewer 02/10/2026 06:54 PM; File returned to XXXXXXX XXX for review.

 Reviewer 02/11/2026 08:35 AM; UW reviewed. XXXXX returned to XXXXXXXXXXXX
 02/11/2026     A 1 XXXXXXXXXX VA 1 13 C   A   A   A   C   A   C   A     Exempt 1
1686656 XXXXXXXXXXXXX XXXXXXXXXXXXX 8102408 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     02/12/2026     A 1 XXXXXXXXXX VA 1 13 C   A   A   A   C   A   C   A     Exempt 1
1686657 XXXXXXXXXXXXX XXXXXXXXXXXXX 8047405 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     02/13/2026     A 1 XXXXXXXXXX ME 1 13 C   B   C   B   A   A   C   A     Exempt 1
1686657 XXXXXXXXXXXXX XXXXXXXXXXXXX 8047541 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The borrowers loan is a cash out refinance on a property that is free and clear which is prohibited per guideline.   Client waived with compensating factors: XXXX XXXX is XXXXXXXX and the max XXXX is XXXXXX XXXX XXXXX is XXXX with the minimum XXXXX of XXXXXX XXXX borrowers has XXXXX of the XXXXXX in reserves and the required percentage of reserves is XXX       02/06/2026 B 2 XXXXXXXXXX ME 1 13 C   B   C   B   A   A   C   A     Exempt 1
1686660 XXXXXXXXXXXXX XXXXXXXXXXXXX 7896567 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines require an XXXX XXXXXX XXXXXXXXX XXXXXXXXXXXX XXXXX be completed on all cash-out refinances.  XXXXXXXX completed and signed form. Received XXX     01/30/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   C   A   A   A     Exempt 1
1686660 XXXXXXXXXXXXX XXXXXXXXXXXXX 7896569 389 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Fraud Alert documentation   A fraud report with all high and medium alerts cleared was not provided. XXXXXXX provide fraud report. All parties in XXXXXXXXX XXXXXXXXXX area are cleared. XXXXX alert for subject: value was supported, XXXXX XXXXXX for income: income was supported    Client 01/30/2026 12:44 PM; Hi team - XXXX you confirm if this cond can be waived? XXXX parties in XXXXXXXXX XXXXXXXXXX area are cleared. XXXXXX you!

 Reviewer 01/30/2026 01:09 PM;
01/30/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   C   A   A   A     Exempt 1
1686660 XXXXXXXXXXXXX XXXXXXXXXXXXX 7878045 884 XXXXXXXXXX Compliance Compliance   Compliance - Pending Internal completion of compliance fee tests.  Additional conditions may apply.     Information provided     02/02/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   C   A   A   A     Exempt 1
1686660 XXXXXXXXXXXXX XXXXXXXXXXXXX 7878046 901 XXXXXXXXXX Compliance Compliance   Compliance - TRID Other   Need the final XXXXXX fee sheet. Information provided     02/02/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   C   A   A   A     Exempt 1
1686661 XXXXXXXXXXXXX XXXXXXXXXXXXX 7899173 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXX XXX score was not provided. received XXX     02/13/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686661 XXXXXXXXXXXXX XXXXXXXXXXXXX 7899304 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the signature page to the XXXXXXXXXXX XXXXXXXXXX for the subject transaction. XXXXX pages XXXX were provided. Received signed XX     01/30/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686667 XXXXXXXXXXXXX XXXXXXXXXXXXX 7916314 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX with score was not provided. Received XXX     02/14/2026     A 1 XXXXXXXXXX ID 1 13 C   A   A   A   A   A   C   A     Exempt 1
1686669 XXXXXXXXXXXXX XXXXXXXXXXXXX 7915790 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Guidelines reflect property owned free and clear of any liens is not eligible for a cash-out refinance.  XXXXXXXX property is owned free and clear.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX XXXXXX XXXXXXXXX has access to over XXXXXXXX which are being used for asset depletion income; also has access to XXXXXXXXXX annual XXXX income from inherited XXXX with a balance of XXXXXXXX which is not being used in qualifying; XXX rental income from subject used for qualifying.        01/30/2026 B 2 XXXXXXXXXX WA 3 13 C   B   C   B   A   A   C   A     Exempt 1
1686669 XXXXXXXXXXXXX XXXXXXXXXXXXX 7915791 454 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW - Seasoning Requirement Not Met   Guidelines require a minimum XX months waiting period for cash out refinances. XXXXXXXX property currently vested in XXXXXXXXXXXX XXXXXX (deceased father''''s).   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX XXXXXX XXXXXXXXX has access to over XXXXXXXX which are being used for asset depletion income; also has access to XXXXXXXXXX annual XXXX income from inherited XXXX with a balance of XXXXXXXX which is not being used in qualifying; XXX rental income from subject used for qualifying.        01/30/2026 B 2 XXXXXXXXXX WA 3 13 C   B   C   B   A   A   C   A     Exempt 1
1686669 XXXXXXXXXXXXX XXXXXXXXXXXXX 7915921 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX score was not provided. Received XXX     02/13/2026     A 1 XXXXXXXXXX WA 3 13 C   B   C   B   A   A   C   A     Exempt 1
1686675 XXXXXXXXXXXXX XXXXXXXXXXXXX 7994801 65 XXXXXXXXXX Compliance Right to Cancel   Right to Cancel - is missing.   Please provide the right to cancel. Information provided     02/06/2026     A 1 XXXXXXXXXX TX 1 13 C   A   A   A   C   A   A   A     Exempt 1
1686676 XXXXXXXXXXXXX XXXXXXXXXXXXX 7897744 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXXX score was not provided. Received XXX     02/13/2026     A 1 XXXXXXXXXX NY 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688696 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8606217 1006 XXXXXXXXXX Credit UW Approval   UW Approval - UW Approval - 1008 or 92900 LT missing   A final XXXXX with the correct interest rate and XXXXX mortgage X Received final XXXX     03/10/2026     A 1 XXXXXXXXXX HI 1 13 D   A   D   A   A   A   A   A     Exempt 1
1688699 XXXXXXXXXXXXX XXXXXXXXXXXXX 8609526 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   Verification XXXX for subject property is XXXXXXXXXXX XXXX appraisal reflects the XXXX is XXXXXXXXX resulting in XXXX > XXXXXX XXX XXXX is XXXXXXXXXX exception will be required for XXXX > XXXXXX Received XXXXX XXXXX     03/10/2026     A 1 XXXXXXXXXX CA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688699 XXXXXXXXXXXXX XXXXXXXXXXXXX 8609374 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXX XXXX not provided. Received XXX     03/18/2026     A 1 XXXXXXXXXX CA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8606966 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing credit report for both XXXXXXXXX XXXX and XXXXXXXXX XXXXX loan to be returned to XXX upon receipt. Document XXXXXXXX   Reviewer 03/10/2026 07:09 PM; Received documents. XXXXX returned to XXXXXXX XXX for review.
 03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8606967 320 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Asset Other   Missing XX months XXXX statements to verify assets as stated on XXXXXX loan to be returned to XXX upon receipt. Document XXXXXXXX   Reviewer 03/10/2026 07:09 PM; Received documents. XXXXX returned to XXXXXXX XXX for review.
 03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8606969 437 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing/Incomplete Verbal VOE   Missing XXXXXXXXX XXXX XXXXXXX XXXX from current employer. Document XXXXXXXX   Reviewer 03/10/2026 07:10 PM; Received documents. XXXXX returned to XXXXXXX XXX for review.
 03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8606970 378 XXXXXXXXXX Credit UW Other   UW Other - UW - Initial/Final 1003 incomplete/missing   Missing XXXXXX signed XXXXXX loan to be returned to XXX upon receipt. Document XXXXXXXX   Reviewer 03/10/2026 07:06 PM; Received XXXXXXX XXXXX returned to XXXXXXX XXX for review.
 03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8607122 389 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Fraud Alert documentation   Missing fraud report with all high and medium alerts cleared,  loan to be returned to XXX upon receipt. Document XXXXXXXX     03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8607273 998 XXXXXXXXXX Credit UW Other   UW Other - UW - Title Commitment is missing or requires correction.   Provide title commitment, tax certification/verification of subject property tax amount to include due date(s) and a closing protection letter, loan to be returned to XXX upon receipt. Document XXXXXXXX   Reviewer 03/10/2026 07:10 PM; Received documents. XXXXX returned to XXXXXXX XXX for review.
 03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8592750 7 XXXXXXXXXX Credit Application   Application - Completed, signed, initial application for all applicant not in file   Please provide the initial application for proof of initial application date.       03/11/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8592751 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the lender''''s approval.       03/11/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8736025 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX Received XXXXXX XXXXXXX with value supported.   Reviewer 03/19/2026 11:28 AM; The XXXXX XXXXXXX received reflects a value of XXXXXXXXXXXX and is not within XXXX of the appraised value XXXXXXXXXXX

 Reviewer 03/31/2026 10:55 AM; The field review provided reflects a value of XXXXXXXXXXX
 05/18/2026     B   2 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688704 XXXXXXXXXXXXX XXXXXXXXXXXXX 8853196 336 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Income Other   Income declined in XXXXX from XXXXXX   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXX of XXXX where the minimum requirement is XXXX and XXXXXX credit payment history with no lates on departure residence.        03/17/2026 B 2 XXXXXXXXXX TX 1 13 C   B   C   B   A   A   A   A     Exempt 1
1688704 XXXXXXXXXXXXX XXXXXXXXXXXXX 8853350 434 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Shorts Funds for Reserves   Verified assets of XXXXXXXXXXXXX does not meet the minimum reserves of XXXXXXXXXX XXXXXX of the XXXXX of XXXXXXXXXX   Received exception approval for reserves. XXXXXXXXXXXXX XXXXXXXXX XXXXX of XXXX where the minimum requirement is XXXX and XXXXXX credit payment history with no lates on departure residence.  Client 03/20/2026 12:00 PM; Hi team!  XXXX you provide a calculation breakdown of verified assets for our u/w to review?  XXXX system shows the borrower''s XXXXXXXX XXXXX having total of XXXXXXXXXXXXXX and XXXXXX acct has balance in XX accts for XXXXXXXXXXXXX and XXXXXXXXXXXXXXXXXXXXXXXXX a total assets of XXXXXXXXXXXXXX
thank you!

 Reviewer 03/20/2026 12:58 PM;

 Reviewer 03/20/2026 12:58 PM; Borrower''''s XXXXXXXX XXXXX dated XXXXXXXX XXXXXXXXXXXXX and XXXXXX acct has balance in XX accts for XXXXXXXXXXXXX and XXXXXXXXXXXX XXXXXXXXXXXXXX

 Reviewer 05/07/2026 11:04 AM; The exception approval received did not address the lack of reserves of XXXXXXXXX

 Client 05/20/2026 09:05 AM; Evolve XXXXXXXXXX XXXXXXXXXX form does address botht he XXXXXXX and reserve exception that was evaluated by the team at originatino and gratned based on compensating factors. XXXXXXXXXX form states XXXXXXXXXXXXXXXXXX limit:  XXXXXXX declined in XXXXX from XXXXX and XXXX XXXXXXXXXX .  XXXX reserve exception was identified and accepted by the exception team at origination who reviewed this finding, based on the factors of XXXXXXX XXXXXXXX (no derogs historically on any

 Reviewer 05/20/2026 10:58 AM;
    05/20/2026 B 2 XXXXXXXXXX TX 1 13 C   B   C   B   A   A   A   A     Exempt 1
1688711 XXXXXXXXXXXXX XXXXXXXXXXXXX 8585819 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   The XXXXXXXXXX XXXXXX of the XXXX XXXXXX of XXXXXXX disclosure is dated XXXX which is more than XX days from application date of XXXXXXX  XXXXXXX provide evidence this disclosure was issued within XX days of application date. Information provided     03/11/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   C   A   A   A     Exempt 1
1688712 XXXXXXXXXXXXX XXXXXXXXXXXXX 8717127 258 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal - Completion Certification   Appraisal was completed XXXXXXXXXXXXX completion of construction. XXXXXXXX a XXXXXX completion cert from appraiser to evidence all XXXXXXXXX XXXX items have been completed. Received XXXXX     05/13/2026     B   2 XXXXXXXXXX NE 1 1 C   B   A   A   A   A   C   B     Exempt 1
1688712 XXXXXXXXXXXXX XXXXXXXXXXXXX 8717128 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   Escrow holdback on XXXXXXXX XXXXXXXXXXXXX XXXXXXX holdback for outdoor items to be completed. XXXX guidelines, XXXXXXX XXXXXXXXXX are not permitted.   Exception approval received for escrow holdback/ XXXXXXXXXXXXX XXXXXXXX - reserves XXXXXXXXXX - XXXX minimum XXXXX XXXXXX XXXXX minimum XXX       03/17/2026 B 2 XXXXXXXXXX NE 1 1 C   B   A   A   A   A   C   B     Exempt 1
1688712 XXXXXXXXXXXXX XXXXXXXXXXXXX 8717129 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXX XXXXXX is XXXXX and XXXXXX XXXX score was not assessed. Received XXX     03/18/2026     B   2 XXXXXXXXXX NE 1 1 C   B   A   A   A   A   C   B     Exempt 1
1688714 XXXXXXXXXXXXX XXXXXXXXXXXXX 8611184 321 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit - Insufficient   Guidelines require a cumulative total of XX tradelines with a minimum rating of XXX months. XXXXXXXXX has XX tradelines with XXX month history, XX open tradelines - XX with over XXX month history and XX with a XX month history.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX XXXXX XXXX (min XXXXXXX XXXX XXXX XXXXXXXX (max XXXXXXX XXXXXXXXX post close XXXXXXXXXXXXXXXX months when XXX months required.       03/06/2026 B 2 XXXXXXXXXX TX 1 13 C   B   C   B   A   A   A   A     Exempt 1
1688724 XXXXXXXXXXXXX XXXXXXXXXXXXX 8672807 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     03/18/2026     A 1 XXXXXXXXXX TX 1 1 C   A   A   A   A   A   C   A     Exempt 1
1688727 XXXXXXXXXXXXX XXXXXXXXXXXXX 8759992 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined, missing XXXXXX XXXXXX Received XXX     03/18/2026     A 1 XXXXXXXXXX FL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1688727 XXXXXXXXXXXXX XXXXXXXXXXXXX 8760303 1017 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Profit and Loss required   Provide signed and dated X Received signed X     03/25/2026     A 1 XXXXXXXXXX FL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1688728 XXXXXXXXXXXXX XXXXXXXXXXXXX 8828828 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     04/23/2026     A 1 XXXXXXXXXX CA 1 13 D   A   D   A   A   A   C   A     Exempt 1
1688728 XXXXXXXXXXXXX XXXXXXXXXXXXX 8828830 437 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing/Incomplete Verbal VOE   Guidelines require a verbal XXXX be completed within XXX business days of the XXXXX date. XX XXXXX form for the XXXXXXXXXXXX was provided but was not completed to reflect the employment was verified. Received XXX day XXXXX for XX     03/17/2026     A 1 XXXXXXXXXX CA 1 13 D   A   D   A   A   A   C   A     Exempt 1
1688728 XXXXXXXXXXXXX XXXXXXXXXXXXX 8828984 336 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Income Other   Guidelines require verification self-employment is currently active prior to closing. XXXX the XXXXX the XXXXXXXXXX of XXXXX for the business is past due. Received XXXXXXX XXXX search as of XXXXXXX     03/17/2026     A 1 XXXXXXXXXX CA 1 13 D   A   D   A   A   A   C   A     Exempt 1
1688737 XXXXXXXXXXXXX XXXXXXXXXXXXX 8612249 906 XXXXXXXXXX Credit UW Other   UW Other - UW – Closing Disclosure to showing the following debts being paid off   Missing the final signed XXXXXXXX XXXXXXXXXXX signed by the borrowers. XXXX XXXXXXXX XXXXXXXXXXX provided was only signed by title. need copy signed by borrowers. Received signed XX     03/10/2026     A 1 XXXXXXXXXX AZ 1 13 C   B   C   B   A   A   A   A     Exempt 1
1688737 XXXXXXXXXXXXX XXXXXXXXXXXXX 8612251 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The subject property closed as a cash out refinance of on property owned free and clear.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXX of XXXX where the minimum required is XXXXX XXXXXXXXX of XXXXXXXXXXXXXX where the minimum required is XXXXXXXXXXX and XXXXXXXXX XXXXXXX of XXXXXXXXXXXXXX       03/06/2026 B 2 XXXXXXXXXX AZ 1 13 C   B   C   B   A   A   A   A     Exempt 1
1688739 XXXXXXXXXXXXX XXXXXXXXXXXXX 8716509 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     03/18/2026     A 1 XXXXXXXXXX CA 1 3 C   A   A   A   A   A   C   A     Exempt 1
1688741 XXXXXXXXXXXXX XXXXXXXXXXXXX 8715881 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXXX XXXXX could not be assessed. Received XXX     03/18/2026     A 1 XXXXXXXXXX OR 1 3 C   A   A   A   A   A   C   A     Exempt 1
1688742 XXXXXXXXXXXXX XXXXXXXXXXXXX 8609375 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXXX score was not provided. Received XXX     03/18/2026     A 1 XXXXXXXXXX FL 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688748 XXXXXXXXXXXXX XXXXXXXXXXXXX 8914645 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     04/23/2026     A 1 XXXXXXXXXX NJ 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688751 XXXXXXXXXXXXX XXXXXXXXXXXXX 8595016 201 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - is missing.   Please provide the hazard policy. Information provided     03/11/2026     A 1 XXXXXXXXXX WA 3 1 C   A   C   A   A   A   A   A     Exempt 1
1688756 XXXXXXXXXXXXX XXXXXXXXXXXXX 8674186 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Addendum to title commitment reflecting loan amount XXXXXXXXX missing from the file. Received revised title     03/10/2026     A 1 XXXXXXXXXX CA 1 3 C   A   C   A   A   A   A   A     Exempt 1
1688757 XXXXXXXXXXXXX XXXXXXXXXXXXX 8741422 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     03/18/2026     A 1 XXXXXXXXXX AZ 1 3 C   A   A   A   A   A   C   A     Exempt 1
1688762 XXXXXXXXXXXXX XXXXXXXXXXXXX 8672809 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX score not provided. Received XXX     03/18/2026     A 1 XXXXXXXXXX NV 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688765 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8713430 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CU XXXXXX XXXXX > XXXXX XXXX is required. CDA received      03/19/2026     A 1 XXXXXXXXXX CO 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688770 XXXXXXXXXXXXX XXXXXXXXXXXXX 8629144 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required. XXXXXX score not provided. Received XXX     03/18/2026     A 1 XXXXXXXXXX TN 3 13 C   B   C   B   A   A   C   A     Exempt 1
1688770 XXXXXXXXXXXXX XXXXXXXXXXXXX 8629145 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   P   Client waived with compensating factors: XXXXX XXXX when the minimum requirement is XXXXXX XXXX XXXXXXX when the maximum allowed is XXXXX XXXXXXX million in reserves when the minimum requirement is XXXXXXXXX experienced investors.        03/07/2026 B 2 XXXXXXXXXX TN 3 13 C   B   C   B   A   A   C   A     Exempt 1
1688771 XXXXXXXXXXXXX XXXXXXXXXXXXX 8608925 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. received XXX     03/18/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   C   A     Exempt 1
1688771 XXXXXXXXXXXXX XXXXXXXXXXXXX 8608926 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   An XXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX results is required on all loans. XXXX results provided were for a rate/term refinance, but the loan was approved as a XXXXX XXXX XXXXXXXXXXXX XXXXXXXX results for a XXXXX XXXX refinance. Received XXXX for cash out refinance.     03/10/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   C   A     Exempt 1
1688772 XXXXXXXXXXXXX XXXXXXXXXXXXX 8676174 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX score is missing from the file. received XXX     03/18/2026     A 1 XXXXXXXXXX CA 3 1 C   A   A   A   A   A   C   A     Exempt 1
1688774 XXXXXXXXXXXXX XXXXXXXXXXXXX 8621387 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as CU score was not determined. Received XXX     03/18/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688775 XXXXXXXXXXXXX XXXXXXXXXXXXX 8921799 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXXX score was not provided. Received XXX     06/08/2026     A 1 XXXXXXXXXX SC 1 13 D   A   D   A   A   A   C   A     Exempt 1
1688775 XXXXXXXXXXXXX XXXXXXXXXXXXX 8921958 424 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Appraisal Report invalid or expired   Appraisal XXXXXXX dated XXXXXXXXXXX was > XXXX days from the XXXXX date of XXXXXXXXXXX and a recertification of value was not provided in the loan file. Received recert of value XXXXXX     04/26/2026     A 1 XXXXXXXXXX SC 1 13 D   A   D   A   A   A   C   A     Exempt 1
1688776 XXXXXXXXXXXXX XXXXXXXXXXXXX 8670510 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     03/18/2026     A 1 XXXXXXXXXX MN 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688784 XXXXXXXXXXXXX XXXXXXXXXXXXX 9186855 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Primary XXXXXXXXX must have a minimum of three open tradelines with a minimum of XXX months. XXXXXXXXX in file does not meet minimum tradeline requirements.   Client waived with compensating factors: XXXXXXX XXXXXX XXXX when the minimum requirement is XXXXX XXXXX XXXXXXXXXX more than XXX years at employers, XXXXXXXXX reserves when the minimum requirement is XXXXXXXXX       04/01/2026 B 2 XXXXXXXXXX WA 1 13 C   B   C   B   A   A   C   A     Exempt 1
1688784 XXXXXXXXXXXXX XXXXXXXXXXXXX 9213290 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     04/23/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   A   A   C   A     Exempt 1
1688786 XXXXXXXXXXXXX XXXXXXXXXXXXX 8983633 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The subject transaction closed as a cash out refinance on a free and clear property.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXX of XXXX where the guideline minimum is XXXXX XXXXXXXXX of XXXXXXXXXXXXXX where the guideline requirement is XXXXXXXXX and XXXX of XXXXXXXX where the maximum is XXXXX       03/23/2026 B 2 XXXXXXXXXX FL 1 13 C   B   C   B   C   A   A   A     Exempt 1
1688786 XXXXXXXXXXXXX XXXXXXXXXXXXX 8894200 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the closing instructions. Information provided     03/24/2026     A 1 XXXXXXXXXX FL 1 13 C   B   C   B   C   A   A   A     Exempt 1
1688787 XXXXXXXXXXXXX XXXXXXXXXXXXX 9175589 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. received XXX     04/23/2026     A 1 XXXXXXXXXX MN 1 3 C   A   A   A   C   A   C   A     Exempt 1
1688794 XXXXXXXXXXXXX XXXXXXXXXXXXX 8845861 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the full fraud report. XXXXX the alert summary was provided. Received complete fraud report     03/17/2026     A 1 XXXXXXXXXX CO 1 3 C   A   C   A   A   A   A   A     Exempt 1
1688795 XXXXXXXXXXXXX XXXXXXXXXXXXX 8678660 998 XXXXXXXXXX Credit UW Other   UW Other - UW - Title Commitment is missing or requires correction.   Loan amount on XXXXXX of XXXXXXXXXX does not match the final note amount of XXXXXXXXXXX Received title with XXXXXXXXXX coverage.     03/10/2026     A 1 XXXXXXXXXX MN 1 13 D   A   D   A   A   A   A   A     Exempt 1
1688797 XXXXXXXXXXXXX XXXXXXXXXXXXX 8813302 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXX XXXXXXXXXXXXXX Information provided     03/17/2026     A 1 XXXXXXXXXX NJ 1 1 C   A   A   A   C   A   A   A     Exempt 1
1688799 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8814374 870 XXXXXXXXXX Compliance Appraisal   Appraisal - Other:   Please provide updated appraisal that reflects the correct XXXXXXXXX XXXXXXXX XXXXXXX     Reviewer 03/17/2026 08:23 AM; corrected appraisal with the county reflected as XXXXXX XXXXXXX has not been provided.  XXXXXX description reflects XXXXXX XXXXX

 Client 03/18/2026 04:21 PM; Hi team! XX apologize by XXXX not seeing a document in our system call XXXXXXXXXX XXXXX XXXXXXXXX  XXXX you needing either the XXXXX or the XXXX updated?  

 Reviewer 03/18/2026 04:35 PM;

 Reviewer 03/19/2026 09:26 AM; Hello&#x0D;
XXXXX has been cleared the corrected appraisal was provided.&#x0D;
&#x0D;
XXXXXX
 03/19/2026     A 1 XXXXXXXXXX CO 2 1 C   A   A   A   C   A   A   A     Exempt 1
1688805 XXXXXXXXXXXXX XXXXXXXXXXXXX 8827425 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX score missing from the file. Received XXX     04/23/2026     A 1 XXXXXXXXXX MI 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688807 XXXXXXXXXXXXX XXXXXXXXXXXXX 8597711 201 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - is missing.   Please provide the hazard policy. Information provided     03/11/2026     A 1 XXXXXXXXXX NY 1 13 C   A   C   A   A   A   A   A     Exempt 1
1688810 XXXXXXXXXXXXX XXXXXXXXXXXXX 8677249 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXXX score was not provided. received XXX     03/18/2026     A 1 XXXXXXXXXX WA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1688813 XXXXXXXXXXXXX XXXXXXXXXXXXX 9034482 868 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - Other:   Please provide updated hazard policy with the annual policy amount listed.       03/30/2026     A 1 XXXXXXXXXX RI 3 13 C   A   C   A   A   A   C   A     Exempt 1
1688813 XXXXXXXXXXXXX XXXXXXXXXXXXX 9058236 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     04/23/2026     A 1 XXXXXXXXXX RI 3 13 C   A   C   A   A   A   C   A     Exempt 1
1688814 XXXXXXXXXXXXX XXXXXXXXXXXXX 8854423 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXX XXX and XXXXXX XXXX score was not provided. received XXX     03/18/2026     A 1 XXXXXXXXXX WA 3 13 C   A   C   A   A   A   C   A     Exempt 1
1688814 XXXXXXXXXXXXX XXXXXXXXXXXXX 8837584 201 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - is missing.   Please provide correct hazard policy.       03/18/2026     A 1 XXXXXXXXXX WA 3 13 C   A   C   A   A   A   C   A     Exempt 1
1688815 XXXXXXXXXXXXX XXXXXXXXXXXXX 8675712 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXX XXX score and XXXXXX XXXX score was not assessed. Received XXX     03/18/2026     A 1 XXXXXXXXXX ID 3 13 C   A   C   A   A   A   C   A     Exempt 1
1688815 XXXXXXXXXXXXX XXXXXXXXXXXXX 8675713 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final signed XXXXXXXX XXXXXXXXXXX signed by the borrower. XXXXX provided was only signed by title agent. Signed XXXX provided      03/10/2026     A 1 XXXXXXXXXX ID 3 13 C   A   C   A   A   A   C   A     Exempt 1
1688815 XXXXXXXXXXXXX XXXXXXXXXXXXX 8675714 455 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW - Does not meet requirement for Financed Prop   Per guidelines, the max number of financed properties on an investment transaction is ten XXXXXXXXX XXXX borrower currently owns XXX financed properties. Updated XXXXX reflects XXXX refi for primary residence removed.   Client 03/10/2026 01:42 PM; Updated XXXXX reflects XXXX refi for primary residence removed.  

 Reviewer 03/10/2026 02:12 PM;
03/10/2026     A 1 XXXXXXXXXX ID 3 13 C   A   C   A   A   A   C   A     Exempt 1
1688815 XXXXXXXXXXXXX XXXXXXXXXXXXX 8675867 388 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Evidence of Contingent Liability   Missing documentation evidencing the terms of the new loan on the borrower''''s primary residence of XXXXXXXXXXX and a new loan amount of XXXXXXXXXXXXXXX Updated XXXXX reflects XXXX refi for primary residence removed.     03/10/2026     A 1 XXXXXXXXXX ID 3 13 C   A   C   A   A   A   C   A     Exempt 1
1691492 XXXXXXXXXXXXX XXXXXXXXXXXXX 9803710 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/25/2026     A 1 XXXXXXXXXX ID 1 13 C   A   A   A   A   A   C   A     Exempt 1
1691494 XXXXXXXXXXXXX XXXXXXXXXXXXX 9895691 868 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - Other:   Binder is missing the policy number. Information provided     05/07/2026     A 1 XXXXXXXXXX MA 2 1 C   A   C   A   A   A   C   A     Exempt 1
1691494 XXXXXXXXXXXXX XXXXXXXXXXXXX 9905784 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   Provide secondary valuation as XXX score was not determined. XXXXXXXX XXXXXX XXXXXX only XXXXX XXXXX in file. FHLMC XXXXX provided      05/06/2026     A 1 XXXXXXXXXX MA 2 1 C   A   C   A   A   A   C   A     Exempt 1
1691494 XXXXXXXXXXXXX XXXXXXXXXXXXX 9905785 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing XXXX XXXXXXXXXX XXXXXXXX reflecting the subject loan occupancy type as XXXXXXX XXXXXXX XXXX XXXX XXXXXXXXXX provided in file reflects the occupancy type as XXXXXXXX XXXXXXXXXX which is not accurate. Received XXXX for XXXX home     05/14/2026     A 1 XXXXXXXXXX MA 2 1 C   A   C   A   A   A   C   A     Exempt 1
1691494 XXXXXXXXXXXXX XXXXXXXXXXXXX 9905967 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Provide final XXXXXX to XXXXXX XXXXXXXX XXXXX XXXXXXXXXXX Approval provided reflects XXXXX signed off      05/06/2026     A 1 XXXXXXXXXX MA 2 1 C   A   C   A   A   A   C   A     Exempt 1
1691506 XXXXXXXXXXXXX XXXXXXXXXXXXX 9535671 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX CDA provided      06/08/2026     A 1 XXXXXXXXXX CO 1 1 C   A   A   A   A   A   C   A     Exempt 1
1691507 XXXXXXXXXXXXX XXXXXXXXXXXXX 9802660 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX CA 1 13 C   B   C   B   A   A   C   A     Exempt 1
1691507 XXXXXXXXXXXXX XXXXXXXXXXXXX 9802661 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Guidelines reflect properties owned free and clear of liens are not eligible for a cash-out refinance.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX of XXXXXXXX where XXXX allowed; XXXXXXXXX post close XXX  months       04/27/2026 B 2 XXXXXXXXXX CA 1 13 C   B   C   B   A   A   C   A     Exempt 1
1691512 XXXXXXXXXXXXX XXXXXXXXXXXXX 9679636 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines require XXXX XXXXXXXXXX XXXXXXXX to be provided on all transactions. XXXX subject transaction is a XXXXXXXXX refinance per loan XXXXXXXXXXXXXXXX XXXX XXXX XXXXXXXXXX results are for a XXXXX AIO XXXXXXXXXX XXXXXXXX provided      04/27/2026     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   A   A     Exempt 1
1691528 XXXXXXXXXXXXX XXXXXXXXXXXXX 9542572 824 XXXXXXXXXX Credit Title Policy   Title Policy - is missing.  Final ALTA title policy required.   Please provide the title policy. Information provided     05/14/2026     A 1 XXXXXXXXXX AZ 3 13 C   A   B   A   A   A   C   A     Exempt 1
1691528 XXXXXXXXXXXXX XXXXXXXXXXXXX 9555192 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   Subject property located in a XXXXXX XXXXXXXX updated appraisal to reflect property has a XXXX and located in a XXXXXX Subject property is an XXXX and not a XXXXXX XXXX XXXXXXXXXX confirmed this property is not a XXXX and the legal description has no mention of XXXXXXXXX XXXXX XXXXXXXXXXXX   Client 04/27/2026 04:20 PM; This property is an XXXX and not a XXXXXX  XXXX XXXXXXXXXX confirmed this property is not a XXXX and the legal description has no mention of XXXXXXXXX XXXXX XXXXXXXXXXXX

 Reviewer 04/27/2026 05:03 PM;
04/27/2026     A 1 XXXXXXXXXX AZ 3 13 C   A   B   A   A   A   C   A     Exempt 1
1691529 XXXXXXXXXXXXX XXXXXXXXXXXXX 9923113 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. CDA provided      06/08/2026     A 1 XXXXXXXXXX OR 1 13 C   A   A   A   A   A   C   A     Exempt 1
1691531 XXXXXXXXXXXXX XXXXXXXXXXXXX 9983196 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX WA 1 1 C   A   A   A   A   A   C   A     Exempt 1
1691532 XXXXXXXXXXXXX XXXXXXXXXXXXX 9652708 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined, missing XXXXXX XXXXX only XXXXX XXXXX in file. Received XXX     06/08/2026     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1691532 XXXXXXXXXXXXX XXXXXXXXXXXXX 9652709 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing XXXX XXXXXXXXXX XXXXXXXX for XXXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXXXXXXXX XXXXXXXX in file reflect the subject loan as a XXXXX XXXXX XXXXXXXXXX and the final settlement statement reflects the borrowers received XXXXXXXXXXXX cash back at closing which is > the lessor of XXX of the loan amount/or XXXXXXXX cash back per guidelines for a rate/term refinance. Received XXXX XXXXXXXXXX XXXXXXXX for XXXXX XXXX XXXXXXXXXXX     04/27/2026     A 1 XXXXXXXXXX CA 1 13 C   A   C   A   A   A   C   A     Exempt 1
1691533 XXXXXXXXXXXXX XXXXXXXXXXXXX 10282040 328 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Satisfactory 12 mth Mortgage   Provide evidence the XXXXXXXXX current primary housing payment of XXXXXXXX was paid on time as required per guidelines no delinquencies permitted in the past XXX months and the subject loan closed XXXXXXXXXX Mortgage statement provided reflects next payment due XXXXXXXXX      05/21/2026     A 1 XXXXXXXXXX VA 1 13 C   A   C   A   A   A   A   A     Exempt 1
1691533 XXXXXXXXXXXXX XXXXXXXXXXXXX 10282238 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing XXXX XXXXXXXXXX XXXXXXXX reflecting the subject property as a XXXXXXXX XXXXXXXXXXX Received XXXX XXXXXXXXXX XXXXXXXX reflecting the subject property as a XXXXXXXX XXXXXXXXXXX     05/20/2026     A 1 XXXXXXXXXX VA 1 13 C   A   C   A   A   A   A   A     Exempt 1
1691536 XXXXXXXXXXXXX XXXXXXXXXXXXX 9511091 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX UT 2 1 C   A   A   A   A   A   C   A     Exempt 1
1691537 XXXXXXXXXXXXX XXXXXXXXXXXXX 9509766 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX CA 1 1 C   A   A   A   A   A   C   A     Exempt 1
1691541 XXXXXXXXXXXXX XXXXXXXXXXXXX 9985024 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XXXX full XXXXXXXXXXX XXXXXXXXX was not provided. Received XXX     06/08/2026     A 1 XXXXXXXXXX FL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1691541 XXXXXXXXXXXXX XXXXXXXXXXXXX 9985207 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final loan approval with a XXXXXX to XXXXXX was not provided. Approval received with all conditions signed off.     05/17/2026     A 1 XXXXXXXXXX FL 1 13 C   A   C   A   A   A   C   A     Exempt 1
1691543 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 10629633 961 XXXXXXXXXX Valuation Appraisal   Appraisal - FEMA Disaster Re-certification Required   Disaster XXXXX is required. Information provided     06/26/2026     A 1 XXXXXXXXXX HI 1 3 C   A   A   A   A   A   C   A     Exempt 1
1691546 XXXXXXXXXXXXX XXXXXXXXXXXXX 9555701 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/08/2026     A 1 XXXXXXXXXX IN 1 13 C   A   A   A   A   A   C   A     Exempt 1
1691547 XXXXXXXXXXXXX XXXXXXXXXXXXX 9540718 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXXXXXX XXXXXXXXXX Information provided     04/22/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   C   A   A   A     Exempt 1
1691548 XXXXXXXXXXXXX XXXXXXXXXXXXX 9494133 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the lender''''s approval. Information provided     04/22/2026     A 1 XXXXXXXXXX NE 1 3 D   A   D   A   C   A   A   A     Exempt 1
1691548 XXXXXXXXXXXXX XXXXXXXXXXXXX 9513255 1006 XXXXXXXXXX Credit UW Approval   UW Approval - UW Approval - 1008 or 92900 LT missing   A XXXXX was not provided. Received XXXX     04/22/2026     A 1 XXXXXXXXXX NE 1 3 D   A   D   A   C   A   A   A     Exempt 1
1691550 XXXXXXXXXXXXX XXXXXXXXXXXXX 9676669 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX TX 1 1 C   A   A   A   A   A   C   A     Exempt 1
1691551 XXXXXXXXXXXXX XXXXXXXXXXXXX 9668518 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Provide XXXXX or verify fully amortized payment to calculate final XXXXX to XXXXXXX XXXXXXXX XXXX provided XXXX XXXXXXX     04/27/2026     A 1 XXXXXXXXXX PA 3 13 C   A   C   A   C   A   C   A     Exempt 1
1691551 XXXXXXXXXXXXX XXXXXXXXXXXXX 9668519 336 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Income Other   Please clarify source of other income as listed on the final XXXXX for XXXXXXXXXXXXXX XXX verification was provided. Asset depletion with portion of XXXXXXXX XXXXXXX account at XXXXXX      04/27/2026     A 1 XXXXXXXXXX PA 3 13 C   A   C   A   C   A   C   A     Exempt 1
1691551 XXXXXXXXXXXXX XXXXXXXXXXXXX 9680690 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXX was not provided. Received XXX   Reviewer 04/27/2026 11:28 AM; Did not receive the XXXXXX XXXX
06/08/2026     A 1 XXXXXXXXXX PA 3 13 C   A   C   A   C   A   C   A     Exempt 1
1691551 XXXXXXXXXXXXX XXXXXXXXXXXXX 9637622 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXXXXXX XXXXXXXXXX Information provided     04/27/2026     A 1 XXXXXXXXXX PA 3 13 C   A   C   A   C   A   C   A     Exempt 1
1691552 XXXXXXXXXXXXX XXXXXXXXXXXXX 9807059 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXX score is > XXXX Received XXX     06/25/2026     A 1 XXXXXXXXXX CA 3 13 C   A   A   A   A   A   C   A     Exempt 1
1691556 XXXXXXXXXXXXX XXXXXXXXXXXXX 9804590 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX XXXXXX is XXXXX and a XXXX score was not determined / provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX WA 2 1 C   A   A   A   A   A   C   A     Exempt 1
1691557 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 9982647 319 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Seller Credit exceeds limit   Seller contributions provided in the amount of XXXXXXXXXXXXX exceed actual closing costs of XXXXXXXXXXXXXX LOE and copy of cashier''''s check provided    Client 05/14/2026 09:35 AM; Good morning team!  XX
do see that this file has excess seller credit but XXXXX
calculating the total closing cost at XXXXXXXXXXXXXXX  
XXXXXX was an appraisal fee of XXXXXX paid outside of
closing that can also be applied to total closing cost.  
XXXX you confirm you agree with total closing cost at
XXXXXXXXXXXXX and XXXXXX go back to the branch to
correct?  :) XXXXXX XXXXX

 Client 05/14/2026 09:44 AM; One more question.  
XXXXX XXXXX all XXXX to resolve the excess credit by
applying a XXXXXXXXXX XXXXXXXXXX to the loan?  
XXXXXX you!

 Reviewer 05/14/2026 10:11 AM;

 Reviewer 05/14/2026 10:11 AM;

 Reviewer 05/14/2026 10:11 AM; Provide a revised
settlement statement and proof the funds
XXXXXXXXXXXXXXX were sent back to the seller. XX XXX
would not be allowed since it benefits the borrower.

 Client 05/14/2026 10:41 AM; Final XXXXX XXXXX
uploaded to confirm excess seller credit totals
XXXXXXXXXXXX  XXXXXXX confirm we balance with that
amt.  XXXXXX you!

 Reviewer 05/14/2026 11:36 AM; Seller XXXXXXX
XXXXXXXXXXXX - XXXXXXXXXXXXXXXXXXXXXX excess

 Reviewer 05/14/2026 11:36 AM; Revised XXXXXXXXXXX
XXXXXXXXXX XXXXXXX XXXXXXX XXXXXXXXXXXX -
XXXXXXXXXXXXXXXXXXXXXX excess

 Client 05/18/2026 12:35 PM; Hi team! XXXX more
question....to avoid having to ask the borrower come
back in with funds, can the XXXXXXXXXXX issue a
refund directly to the XXXXXXXXX  XXXXXX a copy of a
refund check and letter of explanation be sufficient to
clear this condition?

 Reviewer 05/18/2026 01:28 PM;

 Reviewer 05/18/2026 01:28 PM; Escalation response:
yes, the XXXXXXXXXXX may issue a refund directly to the
XXXXXXX since it does not benefit the borrower.
 05/21/2026     A 1 XXXXXXXXXX ID 1 1 C   A   C   A   A   A   A   A     Exempt 1
1691559 XXXXXXXXXXXXX XXXXXXXXXXXXX 9737029 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was XXXXX and XXX XXXXXX was not determined. Received XXX     06/08/2026     A 1 XXXXXXXXXX NC 2 1 C   A   A   A   A   A   C   A     Exempt 1
1691563 XXXXXXXXXXXXX XXXXXXXXXXXXX 9905968 439 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing W2s   Guidelines required for full documentation self-employed individuals who receive XXXX income, a copy of the XXXXX are required. XXX XXXXX were provided. XXXXXXXXXX tax returns reflect the borrower receives XXXX income. Received XXXXXX XXXX XXXXXXXXX XXXXXXXXXXX for XXXXX reflects - XXXXXXX salaries, tips, etc. XXXXXXX    Reviewer 05/14/2026 10:32 AM; Documents provided did not include XXX
 05/17/2026     A 1 XXXXXXXXXX CO 1 3 D   A   D   A   A   A   A   A     Exempt 1
1691563 XXXXXXXXXXXXX XXXXXXXXXXXXX 9905966 438 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing pay stub   Guidelines required for full documentation self-employed individuals who receive XXXX income, a copy of the most recent paystub is required. XXX paystubs were provided. XXXXXXXXXX tax returns reflect the borrower receives XXXX income. Received pay stubs     05/14/2026     A 1 XXXXXXXXXX CO 1 3 D   A   D   A   A   A   A   A     Exempt 1
1691574 XXXXXXXXXXXXX XXXXXXXXXXXXX 9819189 317 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Hud-1 from sale   Missing executed settlement statement for the sale of XXXXX XX XXXXXXX XXXX evidencing net proceeds of XXXXXXXXXXXXXXX XXXXX in file was not signed by borrower(s) or stamped by title company. Received signed XX     05/07/2026     A 1 XXXXXXXXXX AZ 1 1 C   A   C   A   A   A   A   A     Exempt 1
1691577 XXXXXXXXXXXXX XXXXXXXXXXXXX 9557414 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   taxes and insurance for XXX XXXXXX XXXXXX XXXXXX XXXXXXXXXXXX missing from the file. Taxes provided XXX XXXX XXXXX only     04/24/2026     A 1 XXXXXXXXXX TX 1 13 C   A   C   A   A   A   A   A     Exempt 1
1691581 XXXXXXXXXXXXX XXXXXXXXXXXXX 9678938 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XXXXXXXX XXXXXX XXXXXX only XXXXX XXXXX in file. Received XXX     06/08/2026     A 1 XXXXXXXXXX CA 1 3 C   A   A   A   A   A   C   A     Exempt 1
1691584 XXXXXXXXXXXXX XXXXXXXXXXXXX 9510261 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. CDA provided      06/08/2026     A 1 XXXXXXXXXX WA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1691587 XXXXXXXXXXXXX XXXXXXXXXXXXX 10256153 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXXXX XXXX score was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX CA 1 1 C   A   C   A   A   A   C   A     Exempt 1
1691587 XXXXXXXXXXXXX XXXXXXXXXXXXX 10256154 434 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Shorts Funds for Reserves   Missing XXXXXXXXXXX XXXXXXXX XXXXXXXXXX with an available balance of XXXXXXXXXXXXXX to support funds needed for reserves. XXXXXXXX was listed on loan application, however statement was not provided in images. Received XXXXXXXX XXXXXX statement     05/14/2026     A 1 XXXXXXXXXX CA 1 1 C   A   C   A   A   A   C   A     Exempt 1
1691588 XXXXXXXXXXXXX XXXXXXXXXXXXX 10423867 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX MO 1 13 C   B   C   B   A   A   C   A     Exempt 1
1691588 XXXXXXXXXXXXX XXXXXXXXXXXXX 10424068 350 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW - LTV/CLTV does not meet parameters   Guidelines reflect the maximum XXXXX is XXXXXX  XXXXXXXX loan closed at XXXXXXXX XXXXXX   Client waived with compensating factors: XXXXXX due to subordination of solar; XXXXX XXX months reserves; XXXX XXXXX where XXXX minimum required       05/20/2026 B 2 XXXXXXXXXX MO 1 13 C   B   C   B   A   A   C   A     Exempt 1
1691591 XXXXXXXXXXXXX XXXXXXXXXXXXX 9560292 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX CA 3 13 C   A   C   A   A   A   C   A     Exempt 1
1691592 XXXXXXXXXXXXX XXXXXXXXXXXXX 9912546 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX IL 1 3 C   A   A   A   A   A   C   A     Exempt 1
1691594 XXXXXXXXXXXXX XXXXXXXXXXXXX 9710292 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined.             C 3 XXXXXXXXXX AK 1 13 C   C   A   A   A   A   C   C     Exempt 1
1691599 XXXXXXXXXXXXX XXXXXXXXXXXXX 9511256 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was XXXXXX received XXX     06/23/2026     A 1 XXXXXXXXXX HI 3 1 C   A   A   A   A   A   C   A     Exempt 1
1691604 XXXXXXXXXXXXX XXXXXXXXXXXXX 9666613 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX UT 1 1 C   A   A   A   A   A   C   A     Exempt 1
1691606 XXXXXXXXXXXXX XXXXXXXXXXXXX 9667479 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/08/2026     A 1 XXXXXXXXXX TN 1 3 C   A   A   A   A   A   C   A     Exempt 1
1691609 XXXXXXXXXXXXX XXXXXXXXXXXXX 9535007 1006 XXXXXXXXXX Credit UW Approval   UW Approval - UW Approval - 1008 or 92900 LT missing   A XXXXX was not provided. Received XXXX     04/22/2026     A 1 XXXXXXXXXX CA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1691609 XXXXXXXXXXXXX XXXXXXXXXXXXX 9535174 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX CDA provided      06/08/2026     A 1 XXXXXXXXXX CA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1691609 XXXXXXXXXXXXX XXXXXXXXXXXXX 9525456 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the XXXXXXXXXXXX XXXXXXXXXX Information provided     04/22/2026     A 1 XXXXXXXXXX CA 1 1 D   A   D   A   C   A   C   A     Exempt 1
1691612 XXXXXXXXXXXXX XXXXXXXXXXXXX 9808853 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX WA 1 3 C   A   A   A   A   A   C   A     Exempt 1
1691614 XXXXXXXXXXXXX XXXXXXXXXXXXX 9557752 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing secondary evaluation. XXXXXXXX secondary valuation as XXX and XXXX scores were not determined. CDA provided      06/08/2026     A 1 XXXXXXXXXX ID 3 1 C   A   C   A   A   A   C   A     Exempt 1
1691614 XXXXXXXXXXXXX XXXXXXXXXXXXX 9557753 455 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW - Does not meet requirement for Financed Prop   Borrower currently has three XXXX loans, including two secured by properties with the same occupancy type. XXXX program guidelines, borrowers are eligible for a maximum of three XXXX loans, limited to one per occupancy type. XXXX borrower has closed on two XXXX loans, both were investment properties. Loan number XXXXXXXXXXXXXX have been withdrawn from XXXXX trade. XXXXX XX XXXX XXXXX is being sold to XXXXXXX XXXXX borrower now meets guidelines.   Client 05/19/2026 05:12 PM; Loan number XXXXXXXXXXXXXX have been withdrawn from XXXXX trade. XXXXX XX XXXX XXXXX is being sold to XXXXXXX  XXXXX borrower now meets guidelines.  XXXXXX you!

 Reviewer 05/20/2026 05:31 AM;
05/20/2026     A 1 XXXXXXXXXX ID 3 1 C   A   C   A   A   A   C   A     Exempt 1
1691618 XXXXXXXXXXXXX XXXXXXXXXXXXX 10186931 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     06/23/2026     A 1 XXXXXXXXXX WA 1 13 C   A   A   A   A   A   C   A     Exempt 1
1691620 XXXXXXXXXXXXX XXXXXXXXXXXXX 9590573 187 XXXXXXXXXX Credit Flood Certificate   Flood Certificate - is missing.   Please provide the flood certificate. Information provided     04/23/2026     A 1 XXXXXXXXXX WA 2 1 C   A   C   A   A   A   A   A     Exempt 1
1691620 XXXXXXXXXXXXX XXXXXXXXXXXXX 9644314 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final closing disclosure signed and dated by both borrowers. XXXX final in the file was signed by the XXXXXX XXXXXX and indicated XX debts were paid at closing. XXXXXXX clarify debts paid and provide missing final closing disclosure. XXX is a dry state funding. XXXXXX paid off are reflected on final XXXX     04/27/2026     A 1 XXXXXXXXXX WA 2 1 C   A   C   A   A   A   A   A     Exempt 1
1691623 XXXXXXXXXXXXX XXXXXXXXXXXXX 9534331 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX was not provided. CDA provided      06/08/2026     A 1 XXXXXXXXXX ID 1 13 C   A   A   A   A   A   C   A     Exempt 1
1694567 XXXXXXXXXXXXX XXXXXXXXXXXXX 10619324 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required. XXXXXX score missing from the file. Received XXX     06/23/2026     A 1 XXXXXXXXXX TX 1 1 C   C   C   C   A   A   C   A     Exempt 1
1694567 XXXXXXXXXXXXX XXXXXXXXXXXXX 10619325 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Title commitment reflecting correct loan amount XXXXXXXXXXXX missing from the file. Title commitment XXXXXXXXX XX c. XXXXXXX amount XXXXXXXXXXXXXXXX provided      06/11/2026     A 1 XXXXXXXXXX TX 1 1 C   C   C   C   A   A   C   A     Exempt 1
1694568 XXXXXXXXXXXXX XXXXXXXXXXXXX 10645010 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX PA 1 1 C   A   A   A   A   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10645823 9 XXXXXXXXXX Credit Application   Application - is missing   Provide initial loan application in order to determine the application date. Information provided     06/05/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10645825 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Provide evidence XXXXXXXXXX XXXXXX of the XXXX XXXX in one line of credit disclosure was delivered to borrower within XX days of loan application date. Information provided   Reviewer 06/05/2026 10:07 AM; No documentation provided
 06/09/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10645826 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Provide evidence XXXXXX XXXXXXXX XXXXXX you should know about XXXXX XXXXXXX lines of credit" (similar to home loan toolkit) was delivered to the borrower within XX days of application date. Information provided   Reviewer 06/05/2026 10:07 AM; No documentation provided
 06/09/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10674635 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Subject property is a cash out refinance owned free and clear.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXX of XXXX where the guideline minimum is XXXXX XXXX of XXXXXXXXX where the guideline maximum is XXXXX XXXX XXXXXXXXX XXXXXXX of XXXXXXXXXXXXX where there is no minimum requirement and XXXXX XXXXXXXX XXXXXXXXX of XXXXXXXXXXXXXXXX all from borrower''''s own funds.        05/29/2026 B 2 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10674637 423 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Appraisal Correction/Clarification   Addendum to the XXXXXXXXXX indicates the subject is not a part of a XXXXX and does not have XXXX XXXXXX however the loan closed with a XXXX XXXXXXX Received revised appraisal with XXXX XXXX XXXXX mo     06/24/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10674638 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. CDA provided      06/22/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10674639 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the copy of fraud report for the subject transaction. XXX XXXXXXX provided    Client 06/05/2026 12:13 PM; Can you confirm if this cond can be cleared with report provided? XXXX parties in XXXXXXXXX XXXXXXXXXX area are cleared and XXXX typically does not individually address each XXXXXXXXXXXX finding. XXXXXX you!

 Reviewer 06/05/2026 01:40 PM;
06/05/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10674845 417 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Private Road Maintenance Agreement   Appraiser noted the subject to be located on a public road, however XXXXXX XXXXXXXXX XX XXXXX XXX XXXXX XXXXX indicates a XXXXX XXXXXXXXXXXX XXXXXXXXXXXX XX copy of the agreement was not provided in the file XXX evidence the roads are maintained by the XXXXX Private XXXXX XXXXXXXXXXXX XXXXXXXXXX provided      06/09/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10594099 22 XXXXXXXXXX Valuation Appraisal   Appraisal - does not reflect property as PUD.   Please provide updated appraisal that reflects the property as XXXXX Information provided   Reviewer 06/05/2026 10:07 AM; No documentation provided

 Reviewer 06/09/2026 10:08 AM; No documentation provided

 Reviewer 06/22/2026 10:26 AM; DOT reflets property is a XXXXX however appraisal reflects XXXXXX  XXXXXXX provide either an updated XXXX removing the XXXX rider or provide corrected appraisal reflecting XXX

 Reviewer 06/24/2026 01:27 PM; Appraisal review reflects property is a XXXXXX  XX updated XXXX removing the XXXX rider is required
 06/25/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694577 XXXXXXXXXXXXX XXXXXXXXXXXXX 10592112 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX TN 1 13 C   A   A   A   A   A   C   A     Exempt 1
1694579 XXXXXXXXXXXXX XXXXXXXXXXXXX 10591713 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX Received XXX     06/23/2026     A 1 XXXXXXXXXX AL 1 1 C   A   A   A   A   A   C   A     Exempt 1
1694582 XXXXXXXXXXXXX XXXXXXXXXXXXX 10643183 323 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Requirements for Program   The primary wage earner must have a minimum of three open tradelines with a minimum rating of XXX months   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXX of XXXX where the guideline minimum is XXXXX XXXX of XXXXXXXX where the guideline maximum is XXXXX XXXXXXXXX XXXXXXX of XXXXXXXXXXXXX where there is no guideline minimum and post closing reserves of XXXXXXXXXXXXXX where the guideline requirement is XXXX of the XXXX XXXXXXXXXXXX       05/28/2026 B 2 XXXXXXXXXX CO 1 1 C   B   C   B   A   A   A   A     Exempt 1
1694582 XXXXXXXXXXXXX XXXXXXXXXXXXX 10643184 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final settlement statement signed by the borrower or correct settlement statement signed by the title agent. XXXX file contained two settlement statements dated XXXXXXXXXXXX both signed by the settlement agent but not the borrower, with different due from borrower amounts. Signed settlement statement provided      06/02/2026     A 1 XXXXXXXXXX CO 1 1 C   B   C   B   A   A   A   A     Exempt 1
1694585 XXXXXXXXXXXXX XXXXXXXXXXXXX 10590918 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX TN 1 3 C   B   C   B   A   A   C   A     Exempt 1
1694585 XXXXXXXXXXXXX XXXXXXXXXXXXX 10590919 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines require the primary wage earner to have a minimum of three open tradelines with a minimum rating of XXX months.   Client waived with compensating factors: XXXX equity; good reserves over XXXX months; stable employment for borrower over XX years with additional earnings not used to qualify.       05/26/2026 B 2 XXXXXXXXXX TN 1 3 C   B   C   B   A   A   C   A     Exempt 1
1694587 XXXXXXXXXXXXX XXXXXXXXXXXXX 10646639 323 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Requirements for Program   BX is the primary wage earner and does not have XX open tradelines with XXX month history.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX of XXXXXXXX where the guideline maximum is XXXXX XXXX XXXXXXXXX income of XXXXXXXXXXXXX where residual income is not required and XXXXX XXXXXXXX XXXXXXXXX of XXXXXXXXXXXXXXX       05/28/2026 B 2 XXXXXXXXXX TX 1 1 C   B   C   B   A   A   A   A     Exempt 1
1694591 XXXXXXXXXXXXX XXXXXXXXXXXXX 10595292 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX WA 3 13 C   A   A   A   A   A   C   A     Exempt 1
1694595 XXXXXXXXXXXXX XXXXXXXXXXXXX 10596091 868 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - Other:   Hazard policy has expired as of XXXXXXXXXXXX XXXXXXX provide updated hazard policy.     Client 06/01/2026 04:59 PM; Hi team! XXXX XXXX was valid at time of funding. XXXXX funded XXXXXXXX and XXXX will be expiring XXXXXXXXXX XXXXXXXX XXXX should not be required since XXXX was valid at funding. XXXXXX you!

 Reviewer 06/01/2026 05:17 PM;

 Reviewer 06/02/2026 10:48 AM; Hello&#x0D;
XXXXX has been cleared.&#x0D;
&#x0D;
XXXXXX
 06/02/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   A   A     Exempt 1
1694596 XXXXXXXXXXXXX XXXXXXXXXXXXX 10591118 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX XXXX not provided Received XXX     06/23/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   A   A   C   A     Exempt 1
1694602 XXXXXXXXXXXXX XXXXXXXXXXXXX 10647252 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   CDA required as XXXXXX score > XXXX Received XXX     06/23/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   A   A   A   A   C   A     Exempt 1
1694606 XXXXXXXXXXXXX XXXXXXXXXXXXX 10648273 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing the secondary valuation as XXX score was XXXXXX Received XXX     06/23/2026     A 1 XXXXXXXXXX TX 1 13 C   A   A   A   A   A   C   A     Exempt 1
1694607 XXXXXXXXXXXXX XXXXXXXXXXXXX 10647457 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX AZ 1 3 C   A   A   A   A   A   C   A     Exempt 1
1694608 XXXXXXXXXXXXX XXXXXXXXXXXXX 10595692 998 XXXXXXXXXX Credit UW Other   UW Other - UW - Title Commitment is missing or requires correction.   Loan XXXXXXX on the XXXXXX XXXXXXXXXXX of XXXXXXXXXXXX does not match the XXXXX amount of XXXXXXXXXXXXX Revised XXXXXXXXXXX provided      06/09/2026     A 1 XXXXXXXXXX CA 1 3 D   A   D   A   A   A   A   A     Exempt 1
1694609 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 10590719 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX VA 1 1 C   A   A   A   C   A   C   A     Exempt 1
1694609 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 10504748 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the closing instructions. Information provided     06/02/2026     A 1 XXXXXXXXXX VA 1 1 C   A   A   A   C   A   C   A     Exempt 1
1694612 XXXXXXXXXXXXX XXXXXXXXXXXXX 10592110 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX XXXXXX XXXX Received XXX     06/23/2026     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   A   A   C   A     Exempt 1
1694612 XXXXXXXXXXXXX XXXXXXXXXXXXX 10592111 439 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing W2s   Missing the XXXXX XXXX XXXX for XXXX Received XXXXX XXX     06/01/2026     A 1 XXXXXXXXXX VA 1 1 D   A   D   A   A   A   C   A     Exempt 1
1694614 XXXXXXXXXXXXX XXXXXXXXXXXXX 10661050 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     06/23/2026     A 1 XXXXXXXXXX NC 1 1 C   A   A   A   A   A   C   A     Exempt 1
1694615 XXXXXXXXXXXXX XXXXXXXXXXXXX 10596489 868 XXXXXXXXXX Credit Hazard Insurance   Hazard Insurance - Other:   Hazard XXXXXXXXXXXX is not an acceptable form of coverage. XXXXXXX provide hazard policy for review. Information provided     06/08/2026     A 1 XXXXXXXXXX AZ 1 1 C   B   C   B   A   A   A   A     Exempt 1
1694615 XXXXXXXXXXXXX XXXXXXXXXXXXX 10630039 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   The primary wage earner must have a minimum of three open tradelines with a minimum rating of XXX months.   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXX XXXXXXXX XXXXXX the guideline maximum is XXXXX XXXXXXXXX XXXXXXX of XXXXXXXXXXXX and XXXXX XXXXXXXX XXXXXXXXX of XXXXXXXXXXXXXX where the guideline minimum is XXXXXXXXXX       05/27/2026 B 2 XXXXXXXXXX AZ 1 1 C   B   C   B   A   A   A   A     Exempt 1
1694615 XXXXXXXXXXXXX XXXXXXXXXXXXX 10630041 387 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Taxes and Insurance documentation   Missing final XXXXXXX XXXXXXXXXX XXXXXXXX only the insurance application was provided in the loan file. HOI XXXXXXXXXXXX provided      06/05/2026     A 1 XXXXXXXXXX AZ 1 1 C   B   C   B   A   A   A   A     Exempt 1
1694617 XXXXXXXXXXXXX XXXXXXXXXXXXX 10598277 187 XXXXXXXXXX Credit Flood Certificate   Flood Certificate - is missing.   Please provide the flood certificate. Information provided     06/02/2026     A 1 XXXXXXXXXX TX 1 1 C   A   C   A   A   A   A   A     Exempt 1
1694620 XXXXXXXXXXXXX XXXXXXXXXXXXX 10922784 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided. Received XXX     06/26/2026     A 1 XXXXXXXXXX AR 2 1 C   A   A   A   A   A   C   A     Exempt 1
1694629 XXXXXXXXXXXXX XXXXXXXXXXXXX 10589921 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing secondary valuation as XXXXX XXX XXXXXX XXXXX and XXXXXX XXXX score was not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX FL 3 13 C   A   A   A   A   A   C   A     Exempt 1
1694637 XXXXXXXXXXXXX XXXXXXXXXXXXX 10606209 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   UW Credit UW - Credit Other COMMENT: Title XXXXXXXXXXX in file reflects loan amount of XXXXXXXXXXX Received revised title     06/01/2026     A 1 XXXXXXXXXX TN 1 13 C   A   C   A   A   A   A   A     Exempt 1
1694637 XXXXXXXXXXXXX XXXXXXXXXXXXX 10606606 389 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Fraud Alert documentation   Missing XXXXXX report. XXXXXX all medium and high alerts must be addressed. Received fraud report with alerts cleared.     06/01/2026     A 1 XXXXXXXXXX TN 1 13 C   A   C   A   A   A   A   A     Exempt 1
1694638 XXXXXXXXXXXXX XXXXXXXXXXXXX 10650920 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Missing secondary valuation as XXX XXXXXX > XXXXX and XXXX score not provided. Received XXX     06/23/2026     A 1 XXXXXXXXXX VA 3 13 C   A   A   A   A   A   C   A     Exempt 1
1694639 XXXXXXXXXXXXX XXXXXXXXXXXXX 10597084 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. Received XXX     06/23/2026     A 1 XXXXXXXXXX WA 1 1 C   A   A   A   A   A   C   A     Exempt 1
1694645 XXXXXXXXXXXXX XXXXXXXXXXXXX 10912892 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score is > XXXXXX Received XXX     06/26/2026     A 1 XXXXXXXXXX TN 1 1 D   A   D   A   A   A   C   A     Exempt 1
1694645 XXXXXXXXXXXXX XXXXXXXXXXXXX 10912893 1006 XXXXXXXXXX Credit UW Approval   UW Approval - UW Approval - 1008 or 92900 LT missing   A final loan approval was not provided. Approval provided    Reviewer 06/08/2026 09:23 PM; Received the XXXXXXX XXXXXXX provide the final loan approval signed and dated with all conditions met
 06/09/2026     A 1 XXXXXXXXXX TN 1 1 D   A   D   A   A   A   C   A     Exempt 1
1694646 XXXXXXXXXXXXX XXXXXXXXXXXXX 10615722 9 XXXXXXXXXX Credit Application   Application - is missing   Need the initial application dated by the XXXX Information provided     06/03/2026     A 1 XXXXXXXXXX FL 3 3 C   C   C   C   C   A   A   A     Exempt 1
1694646 XXXXXXXXXXXXX XXXXXXXXXXXXX 10615921 219 XXXXXXXXXX Compliance HUD1   HUD1 - Final HUD-1 is missing   Need the final XXXXXXXXXXX XXXXXXXXXXXX  XXXXXXXXXX in file shows XXXXXXXXXXXXX Information provided     06/03/2026     A 1 XXXXXXXXXX FL 3 3 C   C   C   C   C   A   A   A     Exempt 1
1694646 XXXXXXXXXXXXX XXXXXXXXXXXXX 10512867 72 XXXXXXXXXX Compliance Closing Package   Closing Package -    Please provide the lender''''s approval. Information provided     06/03/2026     A 1 XXXXXXXXXX FL 3 3 C   C   C   C   C   A   A   A     Exempt 1
1694646 XXXXXXXXXXXXX XXXXXXXXXXXXX 10585944 455 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW - Does not meet requirement for Financed Prop   The subject loan is an investment property XXXX loan, the borrower currently has XX XXXX loans one for their primary residence and one for an investment property. XXXX subject loan is an investment property XXXX which per guidelines is not permitted XXXXXXXXXX are eligible for up to three XXXX loans, one per occupancy type.             C 3 XXXXXXXXXX FL 3 3 C   C   C   C   C   A   A   A     Exempt 1
1694646 XXXXXXXXXXXXX XXXXXXXXXXXXX 10586143 320 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Asset Other   Provide documentation to verify the existing XXXX loan equity available of XXXXXXXXXXXXXX being used to meet the XXXX reserve asset requirement meets the guideline requirements of XXXX XXXX current principal loan balance is lower than the original principal balance (initial draw) and XXXX only the difference between the original principal loan balance (initial draw) and the current principal loan balance is = or > XXXXXXXXXXXXXXX     Reviewer 06/26/2026 01:19 PM;
06/26/2026     A 1 XXXXXXXXXX FL 3 3 C   C   C   C   C   A   A   A     Exempt 1
1694646 XXXXXXXXXXXXX XXXXXXXXXXXXX 10586144 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Provide the final transmittal XXXXXXXXXXXXXX XXXX provided      06/03/2026     A 1 XXXXXXXXXX FL 3 3 C   C   C   C   C   A   A   A     Exempt 1
1696170 XXXXXXXXXX XXXXXXXXXX 11360340 961 XXXXXXXXXX Valuation Appraisal   Appraisal - FEMA Disaster Re-certification Required   Please provide the XXXXXXXXX XXXXXXXXXXXXXXXXXXX Information provided     06/29/2026     A 1 XXXXXXXXXX TN 1 3 C   A   A   A   A   A   C   A     Exempt 1
1696183 XXXXXXXXXX XXXXXXXXXX 11402500 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   Per XXXXX XXXXXXXXXXXX for properties with age-related deed restrictions, the XXXX mortgage must be a fixed-rate, or an XXXX with an initial fixed period of XX years or more. XXXX subject is a XXXXXXX   Client XXXXXXX with XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXX of XXXX where the guideline minimum is XXXXX XXXXX XXXXXXXX XXXXXXXXX of XXXXXXXXXXXXX where the guideline minimum is XXXXXXXXX and XXXX XXXXXXXXX XXXXXXX of XXXXXXXXXX       06/21/2026 B 2 XXXXXXXXXX FL 1 1 C   B   A   A   A   A   C   B     Non-QM 1
1696194 XXXXXXXXXX XXXXXXXXXX 11446817 1055 XXXXXXXXXX Credit Missing Images   Missing Images - Loan Review is not Final. On Hold for Missing Critical Documentation   HUDX XXXXXX XXXXXX is missing XXXXXXXXX XXXXXXX provide the settlement statement.       06/25/2026     A 1 XXXXXXXXXX NC 1 13 A   A   A   A   A   A   A   A     Exempt 1
1640897 XXXXXXXXXXXXX XXXXXXXXXXXXX 7143370 862 XXXXXXXXXX Compliance Deed of Trust/Mortgage   Deed of Trust/Mortgage - Other:   Please provide updated XXXXX of XXXXXX with the county corrected to XXXXXXXXXXX per legal description. XXXXXX include a XXXX to re-record. Information provided   Client 06/17/2025 11:10 AM; Hi XXXXXX  XXXX XXXX recorded in the correct county, it's just the name on the XXXX itself is incorrect.  XXXX XXXX provide a recorded XXXXXXXXXXXX XXXXXXXXXX to resolve this cond? XXXXXX you!

 Reviewer 06/17/2025 12:24 PM;

 Reviewer 06/17/2025 12:25 PM; Hello&#x0D;
XXXX a XXXXXXXXXXXX XXXXXXXXXX will suffice for this.&#x0D;
&#x0D;
XXXXXX
 06/27/2025     A 1 XXXXXXXXXX TN 1 13 C   A   A   A   C   A   C   A     Exempt 1
1680474 XXXXXXXXXXXXX XXXXXXXXXXXXX 7219411 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the underwriting final loan approval. XXX does not require XXXXXX XXXXX XXXXXXXXX to be signed/dated by branch. XXXXX of XXXXX XXXXXXXXX with all conditions cleared have been uploaded   Client 11/13/2025 11:16 AM; XXX does not require XXXXXX XXXXX XXXXXXXXX to be signed/dated by branch. XXXXX of XXXXX XXXXXXXXX with all cond cleared have been uploaded

 Reviewer 11/13/2025 12:43 PM;
11/13/2025     A 1 XXXXXXXXXX WI 2 1 C   A   C   A   A   A   C   A     Exempt 1
1680478 XXXXXXXXXXXXX XXXXXXXXXXXXX 7220410 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing approvals in the file. XXX preliminary or final approval in the original file. XXXXXXX provide the final approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXXX XXXXXXXXX showing all conditions cleared has been uploaded   Client 11/13/2025 11:14 AM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXXX XXXXXXXXX showing all conds cleared has been uploaded. XXXXXX you!

 Reviewer 11/13/2025 11:52 AM;
11/13/2025     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   A   A     Exempt 1
1680526 XXXXXXXXXXXXX XXXXXXXXXXXXX 7217777 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the fraud report documenting that all XXXXX All parties in XXXXXXXXX XXXXXXXXXX area are cleared.    Reviewer 11/13/2025 10:52 AM; the XXXXXX report received did not include documentation that all XXXXX

 Client 11/20/2025 04:38 PM; Hi team - XXXX you confirm if this cond can be waived?  XXXX parties in XXXXXXXXX XXXXXXXXXX area are cleared. XXXXXX you!

 Reviewer 11/21/2025 09:27 AM;
11/20/2025     A 1 XXXXXXXXXX TN 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680550 XXXXXXXXXXXXX XXXXXXXXXXXXX 7222222 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final loan approval was not provided. XXXXXXXX signed and dated final loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 09:33 AM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 10:02 AM;
11/17/2025     A 1 XXXXXXXXXX MI 1 3 C   A   C   A   A   A   C   A     Exempt 1
1680556 XXXXXXXXXXXXX XXXXXXXXXXXXX 7223436 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 10:34 AM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 11:01 AM;
11/17/2025     A 1 XXXXXXXXXX HI 3 13 C   B   C   B   A   A   C   A     Exempt 1
1680561 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 7226058 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing the final underwriting loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 12:24 PM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 01:04 PM;
11/17/2025     A 1 XXXXXXXXXX CO 1 13 C   A   C   A   A   A   C   A     Exempt 1
1680573 XXXXXXXXXXXXX XXXXXXXXXXXXX 7225477 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   A final loan approval was not provided. XXXXXXXX signed and dated final loan approval. XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX XXXXX of XXXX reflected all conditions cleared has been uploaded   Client 11/17/2025 01:37 PM; XXX does not require branch to sign/date XXXXXX XXXXX XXXXXXXXXXX  XXXXX of XXXX reflected all conds cleared has been uploaded

 Reviewer 11/17/2025 03:25 PM;
11/17/2025     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   A   A     Exempt 1
1684143 XXXXXXXXXXXXX XXXXXXXXXXXXX 7416365 320 XXXXXXXXXX Credit UW Assets   UW Assets - UW - Asset Other   A final settlement statement which included the payoff amount was not included in the file.  XXXXXXXX final signed settlement statement. Signed XXXX provided    Reviewer 12/23/2025 10:44 PM; File to be returned to underwriter upon receipt of requested document.

 Reviewer 12/24/2025 12:30 PM; Signed XXX was received. XXXXX returned to XXXXXXX XXX for review.

 Client 12/31/2025 10:18 AM; Hi team!  XXXX you provide status of this cond?  XXXX was uploaded and loan was sent back to XXX for addt review....but cond now appears to have a system glitch in the details.  XXX anything else needed to clear?  XXXXXX you!

 Reviewer 12/31/2025 11:55 AM;
12/31/2025     A 1 XXXXXXXXXX TX 1 3 C   A   C   A   A   A   A   A     Exempt 1
1686567 XXXXXXXXXXXXX XXXXXXXXXXXXX 7918800 851 XXXXXXXXXX Credit UW Qualifications   UW Qualifications - UW – Exception needed   Max loan amount for investment properties is XXXXXXXXXXXXXX XXXXXXXX loan is XXXXXXXXXXXXX   Exception approval received for loan amount over XXXXXXXXXXXXXX compensating factors -  XXXX XXXX with over XXXX of XXXX in reserves- max XXXXX reserves= XXXX - minimum XXXXX XXXX XXXX - max for XXX XXXXXXXX = XXXXX XXXXXX XXXX - min XXXXX Client 02/11/2026 12:57 PM; Exception XXXXXXXX from XXXX uploaded for XXXXXXX to review and approve

 Reviewer 02/11/2026 03:38 PM;

 Client 02/11/2026 04:11 PM; Exception form with XXXXX XXX completed has been uploaded!  XXXXXX you!

 Reviewer 02/12/2026 04:41 AM;
    02/11/2026 B 2 XXXXXXXXXX CO 3 13 C   B   C   B   C   A   A   A     Exempt 1
1686582 XXXXXXXXXXXXX XXXXXXXXXXXXX 7923082 846 XXXXXXXXXX Compliance Disclosure   Disclosure - Missing initial disclosure within 3 days of application   Provide evidence XXXXXXXX booklet (similar to home loan tool kit) was delivered to the borrower within XX days of application date of XXXXXXXXXXX     Reviewer 02/04/2026 10:42 AM; documents/tracking uploaded does not show documents were disclosed within XX days of XXXXX application date
 02/05/2026     A 1 XXXXXXXXXX ID 1 13 C   A   C   A   C   A   C   A     Exempt 1
1686640 XXXXXXXXXXXXX XXXXXXXXXXXXX 8026520 272 XXXXXXXXXX Valuation UW Collateral   UW Collateral - UW - Appraisal Other   Appraisal dated XX/XX/XXXX contained photos of X missing smoke detectors in the subject property.  XXXXXXX a XXXXX reflecting the smoke detectors were repaired/replaced and are functioning as required. The XXXXXXXXXX report is "as-is" therefore a XXXXXX was not ordered. XXXXXX and photos have been provided.    Client 02/12/2026 03:10 PM; Hi team - XXXX XXXXXXXXXX report is "as-is" therefore a XXXXXX was not ordered. XXXX broker reached out to borrower to provide photo evidence that all smoke detectors have been installed.  XXXXXX and photos have been uploaded. XXXXXX you

 Reviewer 02/12/2026 04:45 PM;
02/12/2026     A 1 XXXXXXXXXX AZ 1 13 C   A   C   A   A   A   C   A     Exempt 1
1686651 XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX 8103491 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Guidelines require an XXXX XXX XXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXX be provided for the subject loan.  XXXX XXXX XXXXXXXXXX results provided were for a XXXXXXXXX XXXXXXXXXXX however, the subject loan closed as a XXXXXXXXXX refinance. XXXXXXXX updated XXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXXX The XXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXX were received for a no cash out refi   Reviewer 02/10/2026 05:36 PM; The document received was a XXXXX with the loan purpose of "cash out refinance" highlighted. XXXX loan amount is XXXXXXXXXX and the pay off of the mortgage is XXXXXXXXXXXX XXXXXXXXX had to pay XXXXXXXXXX at closing. XXXXXXX explain how this transaction is a "cash out".
 02/17/2026     A 1 XXXXXXXXXX FL 2 3 D   B   D   B   A   A   C   A     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8606968 336 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Income Other   Missing all income documentation for XXXXXXXXX XXXX and XXXXXXXXX XXXX to include current y-t-d paystub(s), XX years XXXXX XXXX award letter(s), and XXXX statement(s) to document sufficient assets used for asset depletion, loan to be returned to XXX upon receipt. Document XXXXXXXX   Reviewer 03/10/2026 07:08 PM; Received documents. XXXXX returned to XXXXXXX XXX for review.
 03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688700 XXXXXXXXXXXXX XXXXXXXXXXXXX 8606971 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing final XXXXXXXXXX XXXXXXXXXXXX XXXXXXXXX loan to be returned to XXX upon receipt. Document XXXXXXXX   Reviewer 03/10/2026 07:09 PM; Received documents. XXXXX returned to XXXXXXX XXX for review.
 03/12/2026     A 1 XXXXXXXXXX CO 1 1 D   B   D   A   C   A   C   B     Exempt 1
1688787 XXXXXXXXXXXXX XXXXXXXXXXXXX 9169033 83 XXXXXXXXXX Compliance Compliance   Compliance - Section 32 - HOEPA High Flag   Loan exceeds XXXXXX points and fees by XXXXXXXXXX (appears to be due to XXXX not included in testing)  XXXXXXX provide evidence of refund along with XXXX to borrower. Information provided   Client 04/08/2026 11:43 AM; Hi XXXXXX  XXXXXX you please provide a copy of your XXXXXXXXXXX XXXXXXX so our XXXXXXXXXXX XXXXX can review and compare the data against our figures? XXX are looking to identify the source of the discrepancy between our calculations and XXXXXXXXXXXXXXXXX
&#x0D;
XXXX can send it directly to me at XXX&#x0D;
&#x0D;
XXXXXX you! &#x0D;


 Reviewer 04/08/2026 12:14 PM;

 Reviewer 04/08/2026 12:53 PM; Hello&#x0D;
XXXX test has been uploaded to the loan for your review.  XXXX should be able to view this via the client site.  XXXX test is indexed as RNTXXXXXXXXXX_XXX.  XXXXXXX let us know if you need anything further on this one.&#x0D;
&#x0D;
XXXXXX

 Reviewer 04/14/2026 09:17 AM; Escalated for review
 04/14/2026     A 1 XXXXXXXXXX MN 1 3 C   A   A   A   C   A   C   A     Exempt 1
1691530 XXXXXXXXXXXXX XXXXXXXXXXXXX 9628935 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Free and clear properties are not eligible per guidelines. UW has discretion to make the exception to allow cash out on XXXXX and clear as XXXX as there is a disbursement at the closing   Client 04/22/2026 01:28 PM; UW has discretion to make the exception to allow cash out on XXXXX and clear as XXXX as there is a disbursement at the closing.  XXXXXX you!

 Reviewer 04/22/2026 02:42 PM;
04/22/2026     A 1 XXXXXXXXXX ID 1 13 C   A   C   A   A   A   A   A     Exempt 1
1691545 XXXXXXXXXXXXX XXXXXXXXXXXXX 9832218 1108 XXXXXXXXXX Valuation UW Collateral TPR   UW Collateral TPR - UW - Second collateral evaluation is required.   Provide secondary valuation as XXX score was not determined. XX XXXXXX XXXXXXXXX was not provided.     Reviewer 06/08/2026 02:23 PM; The XXXX has a review value of XXXXXXXXXX which has a variance of XXXXXXXX and is considered high risk
       C 3 XXXXXXXXXX AR 1 13 D   C   D   A   A   A   C   C     Exempt 1
1691545 XXXXXXXXXXXXX XXXXXXXXXXXXX 9805116 437 XXXXXXXXXX Credit UW Income/Employment   UW Income/Employment - UW - Missing/Incomplete Verbal VOE   VVOE within XXX days of close missing from the file. Everway formerly XXXXXXXX   Reviewer 05/07/2026 11:15 AM; The XXXXXXXXX provided is a XXXX from XXXXXXXXX systems, XXXXXX XXXX borrower''''s employment is with XXXXXXXXX XXXXXX XXXXXXXX explanation for discrepancy.
 05/13/2026     A 1 XXXXXXXXXX AR 1 13 D   C   D   A   A   A   C   C     Exempt 1
1691591 XXXXXXXXXXXXX XXXXXXXXXXXXX 9560293 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Missing XXXXXX XXXXXXXXXXX XXXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXX in file was not signed by the borrower. The property is located in a dry state. XXX dry states, the borrower signs a XXXXX XXXXXXXXXX and closing and then a XXXXXXXX XXXXX XXXXXXXXXX is issued after disbursement. XXXXX XXXXXX XXXXX XXXXXXXXXX is not required to be signed by the borrower.    Client 04/22/2026 12:39 PM; Hi team - XXXXX property is located in a dry state.  XXX dry states, the borrower signs a XXXXX XXXXX and closing and then a XXXXXXXX XXXXX XXXXX is issued after disbursement.  XXXXX XXXXXX XXXXX XXXXX is not required to be signed by the borrower.  XXXXXX you!

 Reviewer 04/22/2026 02:40 PM;
04/22/2026     A 1 XXXXXXXXXX CA 3 13 C   A   C   A   A   A   C   A     Exempt 1
1691612 XXXXXXXXXXXXX XXXXXXXXXXXXX 9742082 961 XXXXXXXXXX Valuation Appraisal   Appraisal - FEMA Disaster Re-certification Required   Please provide XXXXXXXXX XXXXXXXXXXXXX Information provided   Reviewer 05/07/2026 11:56 AM; Escalated for review

 Reviewer 05/07/2026 12:16 PM;  
 05/07/2026     A 1 XXXXXXXXXX WA 1 3 C   A   A   A   A   A   C   A     Exempt 1
1694567 XXXXXXXXXXXXX XXXXXXXXXXXXX 10619326 330 XXXXXXXXXX Credit UW Credit   UW Credit - UW - Credit Other   Seller credit XXXXXXXXXXXX exceeds closing costs XXXXXXXXXXXXXX     Client 06/22/2026 05:12 PM; Hi team - XX ran this condition by XXXXXXX compliance team and they responded with XXXXXX what XX understand, if we follow the XXXXXXXXX rules there is no process to reimburse the seller for the additional credits the borrower couldn’t use.  XXXX us know what XXXXX wants us to do on this one."&#x0D;
XXXX you clarify exactly what XXXX will need to do to resolve this condition? XXXXXX just to confirm, are excess credit totals XXXXXXXXXXXXXXX  XXXXXX you!   

 Reviewer 06/23/2026 09:19 AM;

 Reviewer 06/23/2026 09:19 AM; Seller credits are capped and can only be applied toward the actual closing costs and prepaid items. XXXXXXXX a XXXXX and proof the excess funds were paid to the seller.  XXXXXXXXXXXXXX borrower''''s deposits XXXXXXX XXXXXX XXXXXXXXXXXXXX XXXXXXXXX deposit XXXXXXXXXXXXXXX XXXXXXXXXXXXXXX cash back to borrower XXXXXXXXXXXXXXXXX from borrower XXXXXXXXXXXXXX which is less than the XXXX down net of XXXXXXXXXXXXXX required. XXXXXXXXX XXXXX XXXXXXXXXXXXXXXX xXX%= XXXXXXXX
       C 3 XXXXXXXXXX TX 1 1 C   C   C   C   A   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10645824 839 XXXXXXXXXX Compliance Disclosure   Disclosure - RESPA- need evidence of disclosure of Housing Counseling Organizations within 3 days of application     Information provided   Reviewer 06/05/2026 10:07 AM; No documentation provided
 06/09/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694572 XXXXXXXXXXXXX XXXXXXXXXXXXX 10645827 1058 XXXXXXXXXX Compliance Compliance   Compliance - Need Evidence of Borrower Intent to Proceed     Information provided   Reviewer 06/05/2026 10:07 AM; No documentation provided
 06/09/2026     A 1 XXXXXXXXXX WA 1 13 C   B   C   B   C   A   C   A     Exempt 1
1694608 XXXXXXXXXXXXX XXXXXXXXXXXXX 10596092 418 XXXXXXXXXX Credit UW Collateral   UW Collateral - UW - Client Condo Warranty Requirements   Missing condo warranty form reflecting the correct project designation. XXXX current warranty form identifies the condo project as exempt; however, the exemption applies only to projects with XXXX condo units. XXXX subject project contains XX condo units and therefore should not be classified as exempt. The XXXXXX XXXXXXXX XXXXXXXXXXXX updated the form to show the exemption applies to projects with XXXXX condo units.    Client 06/01/2026 05:10 PM; Hi team!  XXXX XXXXXX XXXXXXXX XXXXXXXXXXXX updated the form to show the exemption applies to projects with XXXXX condo units.  XXXXXX you!

 Reviewer 06/01/2026 06:33 PM;
06/01/2026     A 1 XXXXXXXXXX CA 1 3 D   A   D   A   A   A   A   A     Exempt 1