EXHIBIT 99.16

 

selene mortgage loan schedule report

 

 

 

 

Deal ID Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
438   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 760 754 768 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     10640 No Escrow 209.85 1010735.48 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Low Ratio - DSCR 6.5 6.5 3274.11 3274.11 0 4816.41 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 13010.00 2 7940 116 2 0.08791807386425536 6 No XXXX Manual Underwriting         XXXX XXXX No
439   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 723 723 738 701 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NV XXXX XXXX 1YR Full Doc Primary Residence Purchase NA 2.85 3.5 833333.34 .00 .00 .00 833333.34 Employed               2 YRS 804170.73 29162.61 Taxes and Insurance 181.39 4301111.72 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.625 7.625 20922.38 20922.38 2402.05 23712.43 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 15844.16 1 50222 44 4 0.1869111111111111 2.75 No XXXX Manual Underwriting 89744.16 7.724 No No XXXX XXXX No
440   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen     XXXX 670 650 691 670 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     9996 No Escrow 21.38 48036.03 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 6.875 6.875 1658.92 1658.92 0 2246.56 XXXX Fixed 480 480 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 2084.97 4123.10 4 27500 88 11 0.48027561247216033 2.08 No XXXX Manual Underwriting         XXXX XXXX No
441   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 790 790 794 788 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 749 766 749 732 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AL XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 16.56 16.76 17582.67 .00 .00 .00 17582.67 Employed Not Employed     8.33 2.33     NA 14636.2 2946.47 Taxes and Insurance 25.55 74374.15 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 6.875 6.875 2464.8 2464.8 446.67 2911.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 1595.00 1 7216 86 3 0.09199168294373386 0.25 No XXXX Manual Underwriting 1595.0 6.962 No No XXXX XXXX No
442   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 767 767 800 754 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 773 767 800 773 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Asset Utilization (DTI) Primary Residence Purchase NA 16.09 23.76 29417.31 .00 .00 .00 29417.31 Not Employed Not Employed             2 YRS 22427.47 6989.84 No Escrow 343.7 1627165.4 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.375 7.375 3535.7 3535.7 0 4734.27 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 1595.00 1 28690 389 5 0.3551708001871783 28.67 No XXXX Manual Underwriting 1595.0 7.484 No No XXXX XXXX No
443   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 627 627 662 623 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 31.63 40.25 9461.34 .00 .00 .00 9461.34 Employed       3.25       NA 5653.14 3808.2 Taxes and Insurance 5.33 15942.02 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed A 8.25 8.25 2692.54 2692.54 299.66 2992.2 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 3815.53 1 26700 115 5 0.3239398998330551 4.58 No XXXX Manual Underwriting 11879.53 8.714 Yes No XXXX XXXX No
444   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 762 762 795 694 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4341 Taxes and Insurance 45.77 77933.62 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.25 7.25 1473.5 1473.5 229.26 1702.76 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 68882.62 .00 2 35000 343 5 0.36988674067325755 16 No XXXX Manual Underwriting         XXXX XXXX No
445   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 814 816 814 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 782 799 764 782 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Rate and Term 31.17 40.32 15340.00 6645.06 .00 .00 21985.06 Employed Employed     2.67 11.5     2 YRS 13120.25 8864.81 Taxes and Insurance 3.59 24634.21 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.0 7.0 5413.33 5413.33 1439.48 6852.81 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 1425.00 1 50563 231 7 0.08494269828662203   No XXXX Manual Underwriting 15345.0 7.056 No No XXXX XXXX No
446   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 718 718 725 684 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     26758 Taxes and Insurance 25.23 66390.41 XXXX XXXX 74.94 74.94 74.94 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.25 7.25 1924.27 1924.27 707.54 2399.64 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 11 34235 359 10 0.3265785123966942 1 No XXXX Manual Underwriting         XXXX XXXX No
447   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 808 808 816 799 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 32.22 37.29 15668.72 .00 .00 .00 15668.72 Employed       11.42       3 YRS 9826.14 5842.58 Taxes and Insurance 22.7 114596.13 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.625 6.625 3636.97 3636.97 1410.71 5048.58 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1425.00 1 28800 233 3 0.0011871227364185111 3 No XXXX Manual Underwriting 9615.0 6.841 No No XXXX XXXX No
448   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes   XXXX 724 706 742 724 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 19.54 47.87 16882.30 .00 .00 .00 16882.30 Employed       1.67       2 YRS 8800.78 8081.52 Taxes and Insurance 14.83 48922.15 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.375 7.375 2928.46 2928.46 370.91 3299.37 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 16.96 3 18900 67 4 0.1493258426966292 3.25 No XXXX Manual Underwriting 11146.96 7.447 No No XXXX XXXX No
449   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 759 774 759 738 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     11968.32 No Escrow 1351.97 3604598.71 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.25 7.25 2401.56 2401.56 0 2666.19 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3906.10 4 40000 172 6 0.19830584707646176 1.42 No XXXX Manual Underwriting         XXXX XXXX No
450   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 801 811 801 765 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 39.44 39.89 14854.13 .00 .00 .00 14854.13 Employed       3.58       3 YRS 8928.85 5925.28 Taxes and Insurance 19.89 116520.64 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.25 6.25 4679.45 4679.45 1178.83 5858.28 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX 2000 One Unit Appraisal Field Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1425.00 1 19000 158 20 0.009261576971214018 6 No XXXX Manual Underwriting 2175.0 6.337 No No XXXX XXXX No
451   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 787 794 787 777 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 30.08 39.41 21002.74 .00 .00 .00 21002.74 Employed       20.25       Yes 12725.62 8277.12 No Escrow 45.66 288459.66 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 6.25 6.25 5073.51 5073.51 0 6318.12 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 7970.00 1 52069 181 4 0.05808571428571429 1.25 No XXXX Manual Underwriting 7970.0 6.416 No No XXXX XXXX No
452   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 786 786 793 773 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     568 Taxes and Insurance 118.7 269898.67 XXXX XXXX 69.62 69.62 69.62 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 6.75 6.75 1659.23 1659.23 614.57 2273.8 XXXX Fixed 480 480 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 264416.49 1307.20 2 4528 423 2 0 0.08 No XXXX Manual Underwriting         XXXX XXXX No
453   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 713 719 693 713 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MS XXXX XXXX 24 Month Bank Statement Primary Residence Purchase NA 21.73 42.24 5942.28 .00 .00 .00 5942.28 Employed       14.33       Yes 3432.18 2510.1 No Escrow 77.7 100312.95 XXXX XXXX 73.53 73.53 73.53 XXXX XXXX XXXX Conventional Fixed A+ 7.625 7.625 884.74 884.74 0 1291.1 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1267.50 1 45916 341 21 0.08812435233160622 22 No XXXX Manual Underwriting 3937.5 7.841 No No XXXX XXXX No
454   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 737 737 755 720 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX HI XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 23.95 24.78 23765.65 .00 .00 .00 23765.65 Employed       3.58       Yes 17875.62 5890.03 Taxes and Insurance 3.61 20552.86 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 6.75 6.75 4929.35 4929.35 763.68 5693.03 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AO XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 12445.00 1 16500 75 5 0.01100126742712294 2 No XXXX Manual Underwriting 16625.0 6.956 No No XXXX XXXX No
455   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 792 787 792 819 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 802 802 787 812 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     116 No Escrow 167.99 1234639.9 XXXX XXXX 53.18 53.18 53.18 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 6.875 6.875 5551.05 5551.05 0 7349.43 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 828008.82 20750.25 9 10909 268 1 0.08866850223208318 14 No XXXX Manual Underwriting         XXXX XXXX No