The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,195,636 4,132 SH SOLE 0 0 4,132
ABBVIE INC COM 00287Y109 222,198 883 SH SOLE 0 0 883
ADVANCED MICRO DEVICES INC COM 007903107 268,070 1,108 SH SOLE 0 0 1,108
LOVESAC CO COM 54738L109 238,340 1,000 SH SOLE 0 0 1,000
BANK OF AMER CORP COM 060505104 224,045 3,932 SH SOLE 0 0 3,932
CHECK POINT SOFTWARE TECH LT ORD M22465104 257,603 1,960 SH SOLE 0 0 1,960
DISNEY WALT CO COM 254687106 211,750 2,200 SH SOLE 0 0 2,200
EMERSON ELEC CO COM 291011104 373,765 2,611 SH SOLE 0 0 2,611
ALPHABET INC CAP STK CL C 02079K107 220,831 625 SH SOLE 0 0 625
INTERNATIONAL BUSINESS MACHS COM 459200101 214,282 762 SH SOLE 0 0 762
ELI LILLY & CO COM 532457108 239,886 200 SH SOLE 0 0 200
MANULIFE FINL CORP COM 56501R106 278,182 6,867 SH SOLE 0 0 6,867
MICROSOFT CORP COM 594918104 388,687 1,042 SH SOLE 0 0 1,042
NEXTERA ENERGY INC COM 65339F101 653,360 7,444 SH SOLE 0 0 7,444
PROCTER & GAMBLE CO COM 742718109 374,665 2,555 SH SOLE 0 0 2,555
EXXON MOBIL CORP COM 30231G102 459,106 3,358 SH SOLE 0 0 3,358
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 1,464,796 56,469 SH SOLE 0 0 56,469
LITMAN GREGORY FDS TR IMGP DBI MAN ETF 53700T827 7,362,374 240,522 SH SOLE 0 0 240,522
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 507,808 11,607 SH SOLE 0 0 11,607
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 283,708 7,077 SH SOLE 0 0 7,077
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 7,235,385 180,299 SH SOLE 0 0 180,299
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 4,191,294 86,794 SH SOLE 0 0 86,794
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 3,549,151 87,461 SH SOLE 0 0 87,461
ISHARES TR RUS 1000 VAL ETF 464287598 11,478,663 47,348 SH SOLE 0 0 47,348
ISHARES TR RUS 1000 GRW ETF 464287614 11,688,828 94,136 SH SOLE 0 0 94,136
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 14,489,303 308,677 SH SOLE 0 0 308,677
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,760,727 48,880 SH SOLE 0 0 48,880
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 6,102,526 81,410 SH SOLE 0 0 81,410
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 3,440,450 67,919 SH SOLE 0 0 67,919
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 12,541,611 272,348 SH SOLE 0 0 272,348
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773 12,188,383 233,539 SH SOLE 0 0 233,539
KRANESHARES TRUST MOUNT LUCAS ETF 500767652 626,502 22,765 SH SOLE 0 0 22,765
SPDR SERIES TRUST ST STR R1K YLD 78468R770 4,856,968 37,915 SH SOLE 0 0 37,915
HARBOR ETF TRUST INTERNATNAL COMP 41151J885 4,470,000 146,365 SH SOLE 0 0 146,365
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,636,999 83,160 SH SOLE 0 0 83,160
ISHARES TR US SML CAP EQT 46434V290 6,607,483 74,125 SH SOLE 0 0 74,125
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,724,144 18,990 SH SOLE 0 0 18,990
CAPITOL SER TR FAIR TA SECT ETF 14064D550 1,619,274 51,196 SH SOLE 0 0 51,196
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 1,232,873 29,997 SH SOLE 0 0 29,997
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 18,057,670 253,441 SH SOLE 0 0 253,441
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,060,915 17,162 SH SOLE 0 0 17,162
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,166,417 86,554 SH SOLE 0 0 86,554