The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 203,424 1,256 SH SOLE 0 0 1,256
ABBVIE INC COM 00287Y109 312,619 1,242 SH SOLE 0 0 1,242
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 656,172 5,273 SH SOLE 0 0 5,273
ADOBE INC COM 00724F101 230,853 1,126 SH SOLE 0 0 1,126
ADVANCED MICRO DEVICES INC COM 007903107 2,994,010 5,154 SH SOLE 0 0 5,154
AIR PRODUCTS AND CHEMICALS I COM 009158106 646,462 2,205 SH SOLE 0 0 2,205
AKEBIA THREAPEUTICS INC COM 00972D105 11,400 10,000 SH SOLE 0 0 10,000
ALPHABET INC CAP STK CL A 02079K305 590,609 1,653 SH SOLE 0 0 1,653
ALPHABET INC CAP STK CL C 02079K107 1,649,238 4,668 SH SOLE 0 0 4,668
AMAZON COM INC COM 023135106 4,476,979 18,784 SH SOLE 0 0 18,784
AMERICAN CENTY ETF TR US SML CP VALU 025072877 32,335,869 259,185 SH SOLE 0 0 259,185
APPLE INC COM 037833100 2,558,880 8,843 SH SOLE 0 0 8,843
APPLIED MATLS INC COM 038222105 687,138 950 SH SOLE 0 0 950
ARCH CAP GROUP LTD ORD G0450A105 588,572 6,064 SH SOLE 0 0 6,064
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 348,126 2,633 SH SOLE 0 0 2,633
ARK ETF TR NEXT GNRTN INTER 00214Q401 275,826 1,904 SH SOLE 0 0 1,904
ARK ETF TR GENOMIC REV ETF 00214Q302 250,836 5,964 SH SOLE 0 0 5,964
ASML HLDG NV N Y REGISTRY SHS N07059210 203,191 102 SH SOLE 0 0 102
AT&T INC COM 00206R102 552,880 26,709 SH SOLE 0 0 26,709
AUTOZONE INC COM 053332102 258,871 81 SH SOLE 0 0 81
BANK OF AMER CORP COM 060505104 511,522 8,977 SH SOLE 0 0 8,977
BECTON DICKINSON & CO COM 075887109 242,431 1,602 SH SOLE 0 0 1,602
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 228,178 456 SH SOLE 0 0 456
BLACKROCK ENHANCED EQUITY DI COM 09251A104 144,411 15,090 SH SOLE 0 0 15,090
BLACKSTONE INC COM 09260D107 368,660 3,133 SH SOLE 0 0 3,133
BOSTON SCIENTIFIC CORP COM 101137107 337,727 7,913 SH SOLE 0 0 7,913
BRISTOL-MYERS SQUIBB CO COM 110122108 227,772 3,953 SH SOLE 0 0 3,953
BROADCOM INC COM 11135F101 980,695 2,596 SH SOLE 0 0 2,596
CAMECO CORP COM 13321L108 606,576 5,955 SH SOLE 0 0 5,955
CARNIVAL CORP LTD COMMON SHARES G2004J103 764,143 26,746 SH SOLE 0 0 26,746
CATERPILLAR INC COM 149123101 1,251,035 1,175 SH SOLE 0 0 1,175
CHENIERE ENERGY INC COM NEW 16411R208 455,285 1,905 SH SOLE 0 0 1,905
CHEVRON CORPORATION COM 166764100 1,724,752 10,405 SH SOLE 0 0 10,405
COCA COLA CO COM 191216100 480,609 5,914 SH SOLE 0 0 5,914
COHERENT CORP COM 19247G107 1,340,015 3,397 SH SOLE 0 0 3,397
CONSTELLATION ENERGY CORP COM 21037T109 455,880 1,835 SH SOLE 0 0 1,835
CORNING INC COM 219350105 305,912 1,198 SH SOLE 0 0 1,198
CROWDSTRIKE HLDGS INC CL A 22788C105 315,940 414 SH SOLE 0 0 414
CSX CORP COM 126408103 415,960 8,752 SH SOLE 0 0 8,752
CVS HEALTH CORP COM 126650100 340,094 3,288 SH SOLE 0 0 3,288
DANAHER CORP DEL COM 235851102 228,766 1,201 SH SOLE 0 0 1,201
DEERE & CO COM 244199105 270,851 427 SH SOLE 0 0 427
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 20,637,968 483,697 SH SOLE 0 0 483,697
DISNEY WALT CO COM 254687106 338,779 3,520 SH SOLE 0 0 3,520
ELI LILLY & CO COM 532457108 4,923,063 4,105 SH SOLE 0 0 4,105
EOG RES INC COM 26875P101 219,244 1,690 SH SOLE 0 0 1,690
ETF SER SOLUTIONS DEFIANCE SPACE A 26922A289 245,450 2,583 SH SOLE 0 0 2,583
EXELON CORP COM 30161N101 273,438 5,865 SH SOLE 0 0 5,865
EXXON MOBIL CORP COM 30231G102 4,069,302 29,764 SH SOLE 0 0 29,764
F5 INC COM 315616102 295,332 710 SH SOLE 0 0 710
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 245,601 2,733 SH SOLE 0 0 2,733
FORD MTR CO COM 345370860 154,248 11,097 SH SOLE 0 0 11,097
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884 27,308,906 471,779 SH SOLE 0 0 471,779
FULTON FINL CORP PA COM 360271100 2,095,040 86,608 SH SOLE 0 0 86,608
GABELLI EQUITY TR INC COM 362397101 105,412 18,624 SH SOLE 0 0 18,624
GABELLI UTIL TR COM 36240A101 119,529 18,138 SH SOLE 0 0 18,138
GALLAGHER ARTHUR J & CO COM 363576109 1,270,900 5,536 SH SOLE 0 0 5,536
GE AEROSPACE COM NEW 369604301 270,986 725 SH SOLE 0 0 725
GE VERNOVA INC COM 36828A101 392,408 334 SH SOLE 0 0 334
GLOBAL X FDS US INFR DEV ETF 37954Y673 461,659 7,835 SH SOLE 0 0 7,835
HCA HEALTHCARE INC COM 40412C101 202,353 519 SH SOLE 0 0 519
ILLINOIS TOOL WKS INC COM 452308109 637,768 2,358 SH SOLE 0 0 2,358
ISHARES TR RUS 1000 ETF 464287622 1,570,036 3,834 SH SOLE 0 0 3,834
ISHARES TR RUSSELL 2000 ETF 464287655 740,309 2,464 SH SOLE 0 0 2,464
ISHARES TR CORE MSCI EAFE 46432F842 575,614 5,960 SH SOLE 0 0 5,960
ISHARES TR FUTU AI TECH ETF 46435U556 257,517 3,381 SH SOLE 0 0 3,381
JOHNSON & JOHNSON COM 478160104 526,958 2,075 SH SOLE 0 0 2,075
JPMORGAN CHASE & CO COM 46625H100 2,666,983 8,148 SH SOLE 0 0 8,148
LUMENTUM HLDGS INC COM 55024U109 453,056 528 SH SOLE 0 0 528
MARVELL TECHNOLOGY INC COM 573874104 1,548,730 5,199 SH SOLE 0 0 5,199
MCDONALDS CORP COM 580135101 328,178 1,214 SH SOLE 0 0 1,214
MERCK & CO INC COM 58933Y105 1,336,930 10,404 SH SOLE 0 0 10,404
META PLATFORMS INC CL A 30303M102 706,330 1,254 SH SOLE 0 0 1,254
MICRON TECHNOLOGY INC COM 595112103 1,926,510 1,669 SH SOLE 0 0 1,669
MICROSOFT CORP COM 594918104 2,861,850 7,672 SH SOLE 0 0 7,672
NEXTERA ENERGY INC COM 65339F101 983,979 11,211 SH SOLE 0 0 11,211
NORTHROP GRUMMAN CORP COM 666807102 509,819 1,001 SH SOLE 0 0 1,001
NORWOOD FINANCIAL CORP COM 669549107 756,425 23,528 SH SOLE 0 0 23,528
NVIDIA CORPORATION COM 67066G104 3,163,257 15,809 SH SOLE 0 0 15,809
OCEANFIRST FINL CORP COM 675234108 519,127 26,581 SH SOLE 0 0 26,581
OCUGEN INC COM 67577C105 21,420 14,000 SH SOLE 0 0 14,000
ORACLE CORP COM 68389X105 658,723 4,495 SH SOLE 0 0 4,495
PALO ALTO NETWORKS INC COM 697435105 213,138 625 SH SOLE 0 0 625
PEOPLES FINL SVCS CORP COM 711040105 1,901,832 28,655 SH SOLE 0 0 28,655
PEPSICO INC COM 713448108 359,381 2,654 SH SOLE 0 0 2,654
PHILIP MORRIS INTL INC COM 718172109 208,829 1,154 SH SOLE 0 0 1,154
PNC FINL SVCS GROUP INC COM 693475105 3,269,703 13,280 SH SOLE 0 0 13,280
PROCTER & GAMBLE CO COM 742718109 289,241 1,972 SH SOLE 0 0 1,972
PROSHARES TR PSHS ULT S&P 500 74347R107 309,473 4,593 SH SOLE 0 0 4,593
PUBLIC SVC ENTERPRISE GROUP COM 744573106 265,596 3,273 SH SOLE 0 0 3,273
QUALCOMM INC COM 747525103 325,137 1,759 SH SOLE 0 0 1,759
ROCKWELL AUTOMATION INC COM 773903109 845,102 1,707 SH SOLE 0 0 1,707
ROYAL CARIBBEAN GROUP COM V7780T103 243,017 765 SH SOLE 0 0 765
RTX CORPORATION COM 75513E101 284,493 1,499 SH SOLE 0 0 1,499
SCHWAB CHARLES CORP COM 808513105 438,744 4,755 SH SOLE 0 0 4,755
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 12,091,327 76,209 SH SOLE 0 0 76,209
SOUTHERN CO COM 842587107 302,990 3,166 SH SOLE 0 0 3,166
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 767,845 4,494 SH SOLE 0 0 4,494
SPDR GOLD TR GOLD SHS 78463V107 591,618 1,606 SH SOLE 0 0 1,606
SPX TECHNOLOGIES INC COM 78473E103 288,075 1,175 SH SOLE 0 0 1,175
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,790,988 5,077 SH SOLE 0 0 5,077
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 418,467 1,674 SH SOLE 0 0 1,674
TESLA INC COM 88160R101 485,372 1,154 SH SOLE 0 0 1,154
UNITEDHEALTH GROUP INC COM 91324P102 362,271 872 SH SOLE 0 0 872
URANIUM ENERGY CORP COM 916896103 164,612 15,442 SH SOLE 0 0 15,442
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 835,648 6,076 SH SOLE 0 0 6,076
VANGUARD INDEX FDS MID CAP ETF 922908629 1,588,549 19,716 SH SOLE 0 0 19,716
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 59,963,139 87,307 SH SOLE 0 0 87,307
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 215,241 2,431 SH SOLE 0 0 2,431
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 521,588 4,081 SH SOLE 0 0 4,081
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 556,113 5,231 SH SOLE 0 0 5,231
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 507,156 7,118 SH SOLE 0 0 7,118
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 426,126 2,696 SH SOLE 0 0 2,696
VERIZON COMMUNICATIONS INC COM 92343V104 425,957 10,060 SH SOLE 0 0 10,060
VISA INC COM CL A 92826C839 600,254 1,750 SH SOLE 0 0 1,750
WALMART INC COM 931142103 377,674 3,335 SH SOLE 0 0 3,335
WELLS FARGO & CO COM 949746101 271,886 3,290 SH SOLE 0 0 3,290
WISDOMTREE TR US QTLY DIV GRT 97717X669 19,012,295 198,832 SH SOLE 0 0 198,832