The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 705,091 1,973 SH SOLE 0 0 0 1,973
ALPHABET INC CAP STK CL C 02079K107 439,896 1,245 SH SOLE 0 0 0 1,245
AMAZON COM INC COM 023135106 261,697 1,098 SH SOLE 0 0 0 1,098
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,038,754 21,129 SH SOLE 0 0 0 21,129
AMERICAN EXPRESS CO COM 025816109 354,265 1,047 SH SOLE 0 0 0 1,047
AMPHENOL CORP CL A 032095101 978,576 5,550 SH SOLE 0 0 0 5,550
ANALOG DEVICES INC COM 032654105 1,840,486 4,634 SH SOLE 0 0 0 4,634
APPLE INC COM 037833100 1,361,715 4,706 SH SOLE 0 0 0 4,706
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,390,083 2,778 SH SOLE 0 0 0 2,778
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 4,473,717 55,810 SH SOLE 0 0 0 55,810
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 14,195,840 446,691 SH SOLE 0 0 0 446,691
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 20,166,838 400,374 SH SOLE 0 0 0 400,374
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 24,271,216 865,284 SH SOLE 0 0 0 865,284
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 16,073,422 372,847 SH SOLE 0 0 0 372,847
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 19,563,395 534,519 SH SOLE 0 0 0 534,519
BLACKROCK ETF TRUST ISHA WORL EX ETF 09290C608 617,456 10,709 SH SOLE 0 0 0 10,709
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 24,957,565 473,398 SH SOLE 0 0 0 473,398
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 50,963,125 749,348 SH SOLE 0 0 0 749,348
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 15,885,303 315,874 SH SOLE 0 0 0 315,874
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 9,046,786 172,847 SH SOLE 0 0 0 172,847
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 461,498 10,125 SH SOLE 0 0 0 10,125
BROADCOM INC COM 11135F101 362,640 960 SH SOLE 0 0 0 960
CHEVRON CORPORATION COM 166764100 277,419 1,674 SH SOLE 0 0 0 1,674
CISCO SYS INC COM 17275R102 316,586 2,695 SH SOLE 0 0 0 2,695
COSTCO WHOLESALE CORPORATION COM 22160K105 438,412 469 SH SOLE 0 0 0 469
DELL TECHNOLOGIES INC CL C 24703L202 1,186,946 2,751 SH SOLE 0 0 0 2,751
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 549,481 6,706 SH SOLE 0 0 0 6,706
ELEVANCE HEALTH INC FORMERLY COM 036752103 241,320 624 SH SOLE 0 0 0 624
ELI LILLY & CO COM 532457108 203,955 170 SH SOLE 0 0 0 170
EXXON MOBIL CORP COM 30231G102 564,927 4,132 SH SOLE 0 0 0 4,132
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 1,415,626 35,276 SH SOLE 0 0 0 35,276
FRANKLIN TEMPLETON HOLDINGS RESPBLY SRCD GLD 35473M105 254,895 4,776 SH SOLE 0 0 0 4,776
GLOBAL X FDS US INFR DEV ETF 37954Y673 969,968 16,462 SH SOLE 0 0 0 16,462
GLOBAL X FDS S&P 500 QLT ETF 37954Y616 273,885 7,355 SH SOLE 0 0 0 7,355
GLOBAL X FDS DEFENSE TECH ETF 37960A529 6,750,115 113,048 SH SOLE 0 0 0 113,048
HOME DEPOT INC COM 437076102 429,547 1,218 SH SOLE 0 0 0 1,218
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,631,179 5,384 SH SOLE 0 0 0 5,384
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 3,545,157 21,946 SH SOLE 0 0 0 21,946
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,429,526 6,719 SH SOLE 0 0 0 6,719
INVESCO QQQ TR UNIT SER 1 46090E103 742,798 1,009 SH SOLE 0 0 0 1,009
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 2,409,397 72,376 SH SOLE 0 0 0 72,376
ISHARES GOLD TR ISHARES NEW 464285204 7,843,299 103,871 SH SOLE 0 0 0 103,871
ISHARES INC MSCI EMRG CHN 46434G764 242,144 2,367 SH SOLE 0 0 0 2,367
ISHARES INC MSCI EQUAL WEITE 464286681 1,138,931 9,974 SH SOLE 0 0 0 9,974
ISHARES INC ESG AWR MSCI EM 46434G863 1,603,543 29,321 SH SOLE 0 0 0 29,321
ISHARES INC CORE MSCI EMKT 46434G103 20,581,982 248,455 SH SOLE 0 0 0 248,455
ISHARES TR S&P 100 ETF 464287101 1,214,024 3,318 SH SOLE 0 0 0 3,318
ISHARES TR CORE MSCI TOTAL 46432F834 3,153,338 33,040 SH SOLE 0 0 0 33,040
ISHARES TR SYSTEMATIC BD ET 46435U796 3,127,427 35,252 SH SOLE 0 0 0 35,252
ISHARES TR CORE S&P SCP ETF 464287804 1,077,027 7,262 SH SOLE 0 0 0 7,262
ISHARES TR US TREAS BD ETF 46429B267 29,915,858 1,313,251 SH SOLE 0 0 0 1,313,251
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,703,618 68,172 SH SOLE 0 0 0 68,172
ISHARES TR ESG AWR US AGRGT 46435U549 4,777,400 100,768 SH SOLE 0 0 0 100,768
ISHARES TR ESG MSCI KLD ETF 464288570 2,980,206 20,930 SH SOLE 0 0 0 20,930
ISHARES TR GL CLEAN ENE ETF 464288224 354,825 17,317 SH SOLE 0 0 0 17,317
ISHARES TR HDG MSCI EAFE 46434V803 226,695 4,831 SH SOLE 0 0 0 4,831
ISHARES TR NATIONAL MUN ETF 464288414 3,479,166 32,328 SH SOLE 0 0 0 32,328
ISHARES TR ESG MSCI USA ETF 46436E767 2,475,575 35,645 SH SOLE 0 0 0 35,645
ISHARES TR CORE UNIVRSL USD 46434V613 55,360,027 1,199,567 SH SOLE 0 0 0 1,199,567
ISHARES TR 10-20 YR TRS ETF 464288653 10,043,422 100,084 SH SOLE 0 0 0 100,084
ISHARES TR 0-5 YR TIPS ETF 46429B747 770,899 7,546 SH SOLE 0 0 0 7,546
ISHARES TR MSCI USA QLT FCT 46432F339 17,071,838 77,801 SH SOLE 0 0 0 77,801
ISHARES TR ESG AW MSCI EAFE 46435G516 483,126 4,699 SH SOLE 0 0 0 4,699
ISHARES TR MSCI ACWI EX US 464288240 5,665,877 74,443 SH SOLE 0 0 0 74,443
ISHARES TR JPMORGAN USD EMG 464288281 427,263 4,430 SH SOLE 0 0 0 4,430
ISHARES TR U.S. TECH ETF 464287721 2,003,037 7,941 SH SOLE 0 0 0 7,941
ISHARES TR MSCI USA VALUE 46432F388 315,100 1,577 SH SOLE 0 0 0 1,577
ISHARES TR MSCI EAFE ETF 464287465 309,251 2,977 SH SOLE 0 0 0 2,977
ISHARES TR MBS ETF 464288588 20,342,035 215,214 SH SOLE 0 0 0 215,214
ISHARES TR 20 YR TR BD ETF 464287432 7,180,542 83,089 SH SOLE 0 0 0 83,089
ISHARES TR ESG AWR MSCI USA 46436E221 1,324,085 37,712 SH SOLE 0 0 0 37,712
ISHARES TR EAFE VALUE ETF 464288877 12,511,103 163,437 SH SOLE 0 0 0 163,437
ISHARES TR RUS MD CP GR ETF 464287481 747,130 5,103 SH SOLE 0 0 0 5,103
ISHARES TR CORE MSCI EAFE 46432F842 272,067 2,817 SH SOLE 0 0 0 2,817
ISHARES TR RUSSELL 2000 ETF 464287655 457,532 1,523 SH SOLE 0 0 0 1,523
ISHARES TR S&P 500 GRWT ETF 464287309 50,864,789 369,845 SH SOLE 0 0 0 369,845
ISHARES TR RUS 1000 ETF 464287622 1,849,571 4,517 SH SOLE 0 0 0 4,517
ISHARES TR MSCI ACWI ETF 464288257 1,947,511 12,407 SH SOLE 0 0 0 12,407
ISHARES TR RUS 1000 GRW ETF 464287614 3,348,020 26,963 SH SOLE 0 0 0 26,963
ISHARES TR CORE S&P MCP ETF 464287507 1,023,327 13,271 SH SOLE 0 0 0 13,271
ISHARES TR S&P 500 VAL ETF 464287408 35,967,546 158,405 SH SOLE 0 0 0 158,405
ISHARES TR U.S. UTILITS ETF 464287697 785,867 6,857 SH SOLE 0 0 0 6,857
ISHARES TR ESG ADVAN ETF 46436E619 896,828 20,640 SH SOLE 0 0 0 20,640
ISHARES TR ESG AWRE USD ETF 46435G193 3,284,805 141,884 SH SOLE 0 0 0 141,884
ISHARES TR CORE US AGGBD ET 464287226 560,425 5,662 SH SOLE 0 0 0 5,662
ISHARES TR ESG AWR MSCI USA 46435G425 16,235,038 99,194 SH SOLE 0 0 0 99,194
ISHARES TR CORE INTL AGGR 46435G672 1,561,292 30,856 SH SOLE 0 0 0 30,856
ISHARES TR LONG TERM MUNI 46438G448 671,648 13,113 SH SOLE 0 0 0 13,113
ISHARES TR RUS 1000 VAL ETF 464287598 1,259,656 5,196 SH SOLE 0 0 0 5,196
ISHARES TR CONV BD ETF 46435G102 269,898 2,217 SH SOLE 0 0 0 2,217
ISHARES TR ESG EAFE ETF 46436E759 1,176,429 13,906 SH SOLE 0 0 0 13,906
ISHARES TR CORE S&P TTL STK 464287150 681,392 4,148 SH SOLE 0 0 0 4,148
ISHARES TR EAFE GRWTH ETF 464288885 16,220,610 130,370 SH SOLE 0 0 0 130,370
ISHARES TR MSCI USA MMENTM 46432F396 16,664,294 48,608 SH SOLE 0 0 0 48,608
ISHARES TR US INFRASTRUC 46435U713 329,762 5,231 SH SOLE 0 0 0 5,231
ISHARES TR GLOBAL TECH ETF 464287291 2,443,735 16,914 SH SOLE 0 0 0 16,914
ISHARES TR CORE S&P500 ETF 464287200 124,150,783 165,780 SH SOLE 0 0 0 165,780
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 569,155 11,297 SH SOLE 0 0 0 11,297
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 314,026 5,002 SH SOLE 0 0 0 5,002
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 373,688 5,170 SH SOLE 0 0 0 5,170
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 2,750,629 33,345 SH SOLE 0 0 0 33,345
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 766,354 16,678 SH SOLE 0 0 0 16,678
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 2,191,017 43,395 SH SOLE 0 0 0 43,395
JOHNSON & JOHNSON COM 478160104 295,113 1,162 SH SOLE 0 0 0 1,162
JPMORGAN CHASE & CO COM 46625H100 408,835 1,249 SH SOLE 0 0 0 1,249
LINCOLN ELEC HLDGS INC COM 533900106 2,366,756 8,914 SH SOLE 0 0 0 8,914
MICROSOFT CORP COM 594918104 1,664,008 4,461 SH SOLE 0 0 0 4,461
MOODYS CORP COM 615369105 227,366 502 SH SOLE 0 0 0 502
NVIDIA CORPORATION COM 67066G104 226,302 1,131 SH SOLE 0 0 0 1,131
PACER FDS TR GLOBL CASH ETF 69374H709 770,783 17,801 SH SOLE 0 0 0 17,801
PROCTER & GAMBLE CO COM 742718109 232,278 1,584 SH SOLE 0 0 0 1,584
QUANTA SVCS INC COM 74762E102 1,531,525 2,127 SH SOLE 0 0 0 2,127
QUANTA SVCS INC COM 74762E102 864,048 1,200 SH Put SOLE 0 0 0 1,200
READY CAPITAL CORP COM 75574U101 28,382 16,218 SH SOLE 0 0 0 16,218
RTX CORPORATION COM 75513E101 542,480 2,859 SH SOLE 0 0 0 2,859
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,535,563 294,736 SH SOLE 0 0 0 294,736
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,060,811 45,863 SH SOLE 0 0 0 45,863
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,889,428 132,159 SH SOLE 0 0 0 132,159
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 213,384 6,725 SH SOLE 0 0 0 6,725
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 658,390 20,763 SH SOLE 0 0 0 20,763
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 597,222 17,648 SH SOLE 0 0 0 17,648
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,567,639 42,518 SH SOLE 0 0 0 42,518
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 2,799,933 14,696 SH SOLE 0 0 0 14,696
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 352,309 3,004 SH SOLE 0 0 0 3,004
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 361,427 2,278 SH SOLE 0 0 0 2,278
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 485,110 9,049 SH SOLE 0 0 0 9,049
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 453,814 2,450 SH SOLE 0 0 0 2,450
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 243,478 2,931 SH SOLE 0 0 0 2,931
SPDR GOLD TR GOLD SHS 78463V107 665,663 1,807 SH SOLE 0 0 0 1,807
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 1,171,971 23,258 SH SOLE 0 0 0 23,258
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,407,122 27,175 SH SOLE 0 0 0 27,175
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 257,197 6,324 SH SOLE 0 0 0 6,324
SPDR SERIES TRUST ST STR P500VAL 78464A508 7,429,777 122,220 SH SOLE 0 0 0 122,220
SPDR SERIES TRUST ST STR USD ETF 78468R515 668,461 26,276 SH SOLE 0 0 0 26,276
SPDR SERIES TRUST ST LONG BD ETF 78464A367 660,218 29,474 SH SOLE 0 0 0 29,474
SPDR SERIES TRUST ST STR P400MID 78464A847 1,268,777 18,780 SH SOLE 0 0 0 18,780
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 472,481 21,178 SH SOLE 0 0 0 21,178
SPDR SERIES TRUST ST STR P500GRW 78464A409 498,449 4,189 SH SOLE 0 0 0 4,189
SPDR SERIES TRUST ST STR MSCI USAQ 78468R812 3,022,675 16,176 SH SOLE 0 0 0 16,176
SPDR SERIES TRUST ST STR P500ETF 78464A854 2,643,167 30,077 SH SOLE 0 0 0 30,077
SPDR SERIES TRUST STATE STRET SPDR 78468R861 495,228 26,161 SH SOLE 0 0 0 26,161
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,184,542 20,540 SH SOLE 0 0 0 20,540
SPDR SERIES TRUST STATE STRET SPDR 78468R440 1,183,790 35,411 SH SOLE 0 0 0 35,411
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 400,843 15,707 SH SOLE 0 0 0 15,707
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 450,553 17,177 SH SOLE 0 0 0 17,177
SPDR SERIES TRUST SST SPDR BLOOMBE 78464A391 336,749 16,097 SH SOLE 0 0 0 16,097
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 3,209,898 81,325 SH SOLE 0 0 0 81,325
SSGA ACTIVE TR ST STR BLACK ETF 78470P846 1,206,713 43,174 SH SOLE 0 0 0 43,174
SSGA ACTIVE TR STATE STREET US 78470P408 2,256,479 34,790 SH SOLE 0 0 0 34,790
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5,420,543 7,259 SH SOLE 0 0 0 7,259
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 3,011,109 73,263 SH SOLE 0 0 0 73,263
TESLA INC COM 88160R101 278,437 662 SH SOLE 0 0 0 662
THERMO FISHER SCIENTIFIC INC COM 883556102 263,715 526 SH SOLE 0 0 0 526
UNION PAC CORP COM 907818108 419,152 1,541 SH SOLE 0 0 0 1,541
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,867,846 7,088 SH SOLE 0 0 0 7,088
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,291,658 6,193 SH SOLE 0 0 0 6,193
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 366,947 6,148 SH SOLE 0 0 0 6,148
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 846,274 5,392 SH SOLE 0 0 0 5,392
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 248,131 3,483 SH SOLE 0 0 0 3,483
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,171,199 47,449 SH SOLE 0 0 0 47,449
VANGUARD WORLD FD EXTENDED DUR 921910709 222,183 3,414 SH SOLE 0 0 0 3,414
WISDOMTREE TR INTL QULTY DIV 97717X131 487,795 11,323 SH SOLE 0 0 0 11,323
XCEL ENERGY INC COM 98389B100 200,408 2,496 SH SOLE 0 0 0 2,496