The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,287,579 7,952 SH SOLE 7,952 0 0
ADVANCED MICRO DEVICES INC COM 007903107 356,097 613 SH SOLE 613 0 0
ALPHABET INC CAP STK CL A 02079K305 739,290 2,069 SH SOLE 2,069 0 0
ALPHABET INC CAP STK CL C 02079K107 622,253 1,761 SH SOLE 1,761 0 0
AMAZON COM INC COM 023135106 1,097,079 4,603 SH SOLE 4,603 0 0
APPLE INC COM 037833100 5,492,101 18,980 SH SOLE 18,980 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210 200,934 101 SH SOLE 101 0 0
ASTERA LABS INC COM 04626A103 386,415 800 SH SOLE 800 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 599,468 1,198 SH SOLE 1,198 0 0
CHEVRON CORPORATION COM 166764100 346,974 2,093 SH SOLE 2,093 0 0
CORNING INC COM 219350105 413,542 1,619 SH SOLE 1,619 0 0
CREDIT SUISSE HIGH YIELD CRE SH BEN INT 22544F103 46,739 26,258 SH SOLE 26,258 0 0
CURTISS WRIGHT CORP COM 231561101 208,384 275 SH SOLE 275 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 354,486 7,860 SH SOLE 7,860 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7,744,311 143,360 SH SOLE 143,360 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 217,321 3,109 SH SOLE 3,109 0 0
ELI LILLY & CO COM 532457108 431,200 360 SH SOLE 360 0 0
GE AEROSPACE COM NEW 369604301 210,410 563 SH SOLE 563 0 0
GE VERNOVA INC COM 36828A101 277,268 236 SH SOLE 236 0 0
HOME DEPOT INC COM 437076102 237,738 674 SH SOLE 674 0 0
INNODATA INC COM NEW 457642205 224,851 2,975 SH SOLE 2,975 0 0
INTEL CORP COM 458140100 298,388 2,137 SH SOLE 2,137 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 634,771 2,257 SH SOLE 2,257 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 538,459 1,354 SH SOLE 1,354 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 7,670,894 49,302 SH SOLE 49,302 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP STAP 46138E172 485,926 13,779 SH SOLE 13,779 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 561,393 11,042 SH SOLE 11,042 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,783,355 6,496 SH SOLE 6,496 0 0
ISHARES INC CORE MSCI EMKT 46434G103 405,997 4,901 SH SOLE 4,901 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 356,797 6,524 SH SOLE 6,524 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,156,944 30,902 SH SOLE 30,902 0 0
ISHARES TR CORE MSCI INTL 46435G326 390,220 4,384 SH SOLE 4,384 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,036,708 6,311 SH SOLE 6,311 0 0
ISHARES TR ESG AWARE MSCI 46435U663 444,083 7,940 SH SOLE 7,940 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,250,424 42,325 SH SOLE 42,325 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 943,238 13,788 SH SOLE 13,788 0 0
ISHARES TR RESIDENTIAL MULT 464288562 3,768,513 39,799 SH SOLE 39,799 0 0
ISHARES TR RUS TOP 200 ETF 464289446 6,382,628 34,510 SH SOLE 34,510 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 6,044,819 125,022 SH SOLE 125,022 0 0
JABIL INC COM 466313103 216,641 562 SH SOLE 562 0 0
JPMORGAN CHASE & CO COM 46625H100 407,527 1,245 SH SOLE 1,245 0 0
LAM RESEARCH CORP COM NEW 512807306 656,928 1,516 SH SOLE 1,516 0 0
MCKESSON CORP COM 58155Q103 208,546 276 SH SOLE 276 0 0
META PLATFORMS INC CL A 30303M102 433,169 769 SH SOLE 769 0 0
MICRON TECHNOLOGY INC COM 595112103 462,870 401 SH SOLE 401 0 0
MICROSOFT CORP COM 594918104 646,718 1,734 SH SOLE 1,734 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 372,946 3,880 SH SOLE 3,880 0 0
NOUVEAU MONDE GRAPHITE INC COM NEW 66979W842 19,187 12,791 SH SOLE 12,791 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 306,140 6,124 SH SOLE 6,124 0 0
NVIDIA CORPORATION COM 67066G104 3,522,265 17,603 SH SOLE 17,603 0 0
PACER FDS TR US CASH COWS 100 69374H881 8,136,323 130,809 SH SOLE 130,809 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 301,941 2,588 SH SOLE 2,588 0 0
PROGRESSIVE CORP COM 743315103 235,196 1,077 SH SOLE 1,077 0 0
SABA CAPITAL INCOME & OPPORT COM NEW 880198205 99,432 11,908 SH SOLE 11,908 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 3,109,844 81,709 SH SOLE 81,709 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 401,067 12,648 SH SOLE 12,648 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 284,699 1,537 SH SOLE 1,537 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 332,824 7,559 SH SOLE 7,559 0 0
SPDR SERIES TRUST ST STR MSCI GEN 78468R747 290,965 1,884 SH SOLE 1,884 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 339,033 454 SH SOLE 454 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 3,677,147 5,228 SH SOLE 5,228 0 0
STERLING INFRASTRUCTURE INC COM 859241101 482,630 575 SH SOLE 575 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 531,537 1,113 SH SOLE 1,113 0 0
TESLA INC COM 88160R101 1,777,034 4,225 SH SOLE 4,225 0 0
TORO CO COM 891092108 209,453 2,150 SH SOLE 2,150 0 0
TRUST FOR PROFESSIONAL MANAG MAIRS & PWR MINN 89834G836 231,316 10,329 SH SOLE 10,329 0 0
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 1,887,729 20,377 SH SOLE 20,377 0 0
UNITEDHEALTH GROUP INC COM 91324P102 430,768 1,037 SH SOLE 1,037 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 322,275 3,100 SH SOLE 3,100 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 332,107 4,524 SH SOLE 4,524 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 280,611 2,910 SH SOLE 2,910 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 391,482 570 SH SOLE 570 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,527,748 21,535 SH SOLE 21,535 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,118,017 5,723 SH SOLE 5,723 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,454,975 57,882 SH SOLE 57,882 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 276,380 4,686 SH SOLE 4,686 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 647,825 11,131 SH SOLE 11,131 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 727,788 9,209 SH SOLE 9,209 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 217,486 756 SH SOLE 756 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,155,669 48,610 SH SOLE 48,610 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 996,033 7,532 SH SOLE 7,532 0 0
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 18,001,286 355,616 SH SOLE 355,616 0 0
VISA INC COM CL A 92826C839 298,379 870 SH SOLE 870 0 0
WALMART INC COM 931142103 421,157 3,718 SH SOLE 3,718 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 2,261,220 23,648 SH SOLE 23,648 0 0