The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 446,139 768 SH SOLE 0 0 0 768
ALPHABET INC CAP STK CL C 02079K107 491,343 1,391 SH SOLE 0 0 0 1,391
ALPHABET INC CAP STK CL A 02079K305 531,379 1,487 SH SOLE 0 0 0 1,487
ALTRIA GROUP INC COM 02209S103 1,038,760 14,437 SH SOLE 0 0 0 14,437
AMAZON COM INC COM 023135106 1,513,384 6,350 SH SOLE 0 0 0 6,350
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281 15,494,718 175,042 SH SOLE 0 0 0 175,042
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 6,412,960 80,278 SH SOLE 0 0 0 80,278
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315 2,534,231 30,967 SH SOLE 0 0 0 30,967
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 204,128 2,238 SH SOLE 0 0 0 2,238
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 24,628,176 594,740 SH SOLE 0 0 0 594,740
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 11,169,972 115,763 SH SOLE 0 0 0 115,763
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 36,134,265 405,093 SH SOLE 0 0 0 405,093
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 11,147,022 108,171 SH SOLE 0 0 0 108,171
AMERICAN CENTY ETF TR US SML CP VALU 025072877 24,885,993 199,471 SH SOLE 0 0 0 199,471
AMERICAN CENTY ETF TR US EQT ETF 025072885 42,456,432 331,484 SH SOLE 0 0 0 331,484
APPLE INC COM 037833100 2,222,050 7,679 SH SOLE 0 0 0 7,679
BANK AMERICA CORP COM 060505104 233,048 4,090 SH SOLE 0 0 0 4,090
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 560,437 1,120 SH SOLE 0 0 0 1,120
THE CIGNA GROUP COM 125523100 274,274 995 SH SOLE 0 0 0 995
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 10,078,889 190,599 SH SOLE 0 0 0 190,599
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 41,066,772 794,482 SH SOLE 0 0 0 794,482
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 274,478 6,654 SH SOLE 0 0 0 6,654
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,337,224 33,256 SH SOLE 0 0 0 33,256
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 1,042,078 12,587 SH SOLE 0 0 0 12,587
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 568,119 12,807 SH SOLE 0 0 0 12,807
EXXON MOBIL CORP COM 30231G102 836,266 6,117 SH SOLE 0 0 0 6,117
META PLATFORMS INC CL A 30303M102 496,258 881 SH SOLE 0 0 0 881
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,127,439 22,085 SH SOLE 0 0 0 22,085
GOLDMAN SACHS ETF TR INNOVAT EQ ETF 38149W820 3,655,873 46,412 SH SOLE 0 0 0 46,412
INVESCO QQQ TR UNIT SER 1 46090E103 664,392 902 SH SOLE 0 0 0 902
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 45,241,607 149,327 SH SOLE 0 0 0 149,327
ISHARES GOLD TR ISHARES NEW 464285204 9,328,354 123,538 SH SOLE 0 0 0 123,538
ISHARES TR CORE S&P500 ETF 464287200 633,561 846 SH SOLE 0 0 0 846
ISHARES TR RUS 1000 GRW ETF 464287614 12,967,558 104,434 SH SOLE 0 0 0 104,434
ISHARES TR CORE 80/20 AGGRE 464289859 224,279 2,298 SH SOLE 0 0 0 2,298
ISHARES TR MSCI INDIA SM CP 46429B614 3,987,616 56,378 SH SOLE 0 0 0 56,378
ISHARES U S ETF TR SHORT MATURITY M 46431W838 2,090,266 41,490 SH SOLE 0 0 0 41,490
ISHARES TR CORE MSCI EAFE 46432F842 1,959,715 20,291 SH SOLE 0 0 0 20,291
ISHARES INC CORE MSCI EMKT 46434G103 309,017 3,730 SH SOLE 0 0 0 3,730
ISHARES TR IBONDS DEC2026 46435GAA0 256,232 10,575 SH SOLE 0 0 0 10,575
ISHARES TR IBONDS 27 ETF 46435UAA9 256,877 10,606 SH SOLE 0 0 0 10,606
ISHARES TR IBDS DEC28 ETF 46435U515 256,590 10,162 SH SOLE 0 0 0 10,162
ISHARES TR ESG AWR US AGRGT 46435U549 370,082 7,806 SH SOLE 0 0 0 7,806
ISHARES TR IBONDS DEC 29 46436E205 257,308 11,110 SH SOLE 0 0 0 11,110
ISHARES TR ESG SELECT SCREE 46436E544 3,032,526 57,493 SH SOLE 0 0 0 57,493
ISHARES TR ESG SELECT SCRE 46436E569 811,245 14,285 SH SOLE 0 0 0 14,285
ISHARES TR 0-3 MNTH TREASRY 46436E718 11,394,394 113,186 SH SOLE 0 0 0 113,186
ISHARES TR ESG MSCI USA ETF 46436E767 5,379,041 77,452 SH SOLE 0 0 0 77,452
ISHARES TR IBONDS 29 TRM TS 46436E825 253,262 11,698 SH SOLE 0 0 0 11,698
ISHARES TR IBONDS 28 TRM TS 46436E833 253,060 11,430 SH SOLE 0 0 0 11,430
ISHARES TR IBONDS 27 TRM TS 46436E841 252,915 11,306 SH SOLE 0 0 0 11,306
ISHARES TR IBONDS 26 TRM TS 46436E858 252,408 11,027 SH SOLE 0 0 0 11,027
JPMORGAN CHASE & CO COM 46625H100 1,598,194 4,883 SH SOLE 0 0 0 4,883
JOHNSON & JOHNSON COM 478160104 438,254 1,726 SH SOLE 0 0 0 1,726
MICROSOFT CORP COM 594918104 686,370 1,840 SH SOLE 0 0 0 1,840
NVIDIA CORPORATION COM 67066G104 531,962 2,659 SH SOLE 0 0 0 2,659
PHILIP MORRIS INTL INC COM 718172109 1,952,345 10,792 SH SOLE 0 0 0 10,792
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 326,338 437 SH SOLE 0 0 0 437
SPDR GOLD TR GOLD SHS 78463V107 355,118 964 SH SOLE 0 0 0 964
SPDR SERIES TRUST STATE STREET SPD 78464A300 1,328,851 12,179 SH SOLE 0 0 0 12,179
SPDR SERIES TRUST STATE STREET SPD 78464A854 46,445,643 528,512 SH SOLE 0 0 0 528,512
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,269,756 96,624 SH SOLE 0 0 0 96,624
TESLA INC COM 88160R101 451,304 1,073 SH SOLE 0 0 0 1,073
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 261,844 3,675 SH SOLE 0 0 0 3,675
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,444,140 9,138 SH SOLE 0 0 0 9,138
VANGUARD WORLD FD INF TECH ETF 92204A702 1,497,825 12,532 SH SOLE 0 0 0 12,532
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 38,296,861 299,639 SH SOLE 0 0 0 299,639
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 694,376 2,050 SH SOLE 0 0 0 2,050
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 567,992 827 SH SOLE 0 0 0 827
VANGUARD INDEX FDS VALUE ETF 922908744 599,743 2,752 SH SOLE 0 0 0 2,752
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,943,588 26,872 SH SOLE 0 0 0 26,872
VISA INC COM CL A 92826C839 354,766 1,034 SH SOLE 0 0 0 1,034
WALMART INC COM 931142103 237,280 2,095 SH SOLE 0 0 0 2,095