The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 205,800 1,271 SH SOLE 1,271 0 0
ALPHABET INC CAP STK CL A 02079K305 444,123 1,243 SH SOLE 1,243 0 0
APPLE INC COM 037833100 2,278,849 7,875 SH SOLE 7,875 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 234,183 468 SH SOLE 468 0 0
CATERPILLAR INC COM 149123101 234,354 220 SH SOLE 220 0 0
DTE ENERGY CO COM 233331107 261,178 1,714 SH SOLE 1,714 0 0
FIRST TR EXCHANGE-TRADED FD HLTH CARE ALPH 33734X143 2,322,853 18,978 SH SOLE 18,978 0 0
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 215,989 3,292 SH SOLE 3,292 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 2,161,197 24,420 SH SOLE 24,420 0 0
HUNTINGTON BANCSHARES INC COM 446150104 443,909 25,037 SH SOLE 25,037 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 203,613 512 SH SOLE 512 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,339,813 6,297 SH SOLE 6,297 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 463,166 5,141 SH SOLE 5,141 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 36,421,323 1,591,146 SH SOLE 1,588,826 0 2,320
ISHARES TR TRS FLT RT BD 46434V860 80,504,718 1,590,060 SH SOLE 1,588,157 0 1,903
ISHARES TR IBONDS 28 TRM TS 46436E833 29,826,977 1,347,199 SH SOLE 1,346,107 0 1,092
ISHARES TR IBONDS 27 TRM TS 46436E841 29,795,680 1,331,948 SH SOLE 1,329,413 0 2,535
ISHARES TR RUS MD CP GR ETF 464287481 108,921,428 743,948 SH SOLE 742,911 0 1,037
ISHARES TR RUS 1000 VAL ETF 464287598 266,003 1,097 SH SOLE 1,097 0 0
ISHARES TR EAFE SML CP ETF 464288273 45,263,607 550,184 SH SOLE 549,193 0 991
ISHARES TR GLOBAL ENERG ETF 464287341 11,108,686 226,108 SH SOLE 226,108 0 0
ISHARES TR S&P MC 400GR ETF 464287606 204,920 1,744 SH SOLE 1,744 0 0
ISHARES TR CORE S&P500 ETF 464287200 133,352,493 178,067 SH SOLE 177,686 0 381
ISHARES TR IBONDS 29 TRM TS 46436E825 34,606,628 1,598,459 SH SOLE 1,598,459 0 0
ISHARES TR RUS MID CAP ETF 464287499 223,178 2,023 SH SOLE 2,023 0 0
ISHARES TR CORE S&P MCP ETF 464287507 228,839 2,968 SH SOLE 2,968 0 0
ISHARES TR MSCI EAFE ETF 464287465 572,483 5,511 SH SOLE 5,511 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 314,197 12,443 SH SOLE 12,443 0 0
ISHARES TR IBONDS DEC 29 46436E205 306,764 13,245 SH SOLE 13,245 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 345,348 14,253 SH SOLE 14,253 0 0
ISHARES TR IBOND DEC 2030 46436E593 304,635 15,590 SH SOLE 15,590 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 391,553 16,166 SH SOLE 16,166 0 0
ISHARES TR IBONDS DEC 2029 46436E163 661,842 26,067 SH SOLE 26,067 0 0
ISHARES TR IBONDS DEC 26 46435U259 714,770 27,877 SH SOLE 27,877 0 0
ISHARES TR IBONDS DEC 27 46435U283 746,332 29,360 SH SOLE 29,360 0 0
ISHARES TR IBONDS DEC 28 46435U325 754,892 29,511 SH SOLE 29,511 0 0
ISHARES TR U.S. REAL ES ETF 464287739 15,638,084 152,940 SH SOLE 152,610 0 330
JPMORGAN CHASE & CO COM 46625H100 252,772 772 SH SOLE 772 0 0
MICROSOFT CORP COM 594918104 367,670 986 SH SOLE 986 0 0
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641 984,764 19,696 SH SOLE 19,696 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 284,964 9,683 SH SOLE 9,682 0 1
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 229,029 6,339 SH SOLE 6,339 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 26,447,205 166,691 SH SOLE 166,437 0 254
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 218,189 1,277 SH SOLE 1,277 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,269,142 1,700 SH SOLE 1,700 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 208,892 297 SH SOLE 297 0 0
STRYKER CORPORATION COM 863667101 273,613 869 SH SOLE 869 0 0
TESLA INC COM 88160R101 478,643 1,138 SH SOLE 1,138 0 0
TIMOTHY PLAN US LRGMD CP CORE 887432359 1,169,648 23,230 SH SOLE 23,230 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 39,213,837 179,938 SH SOLE 179,938 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 62,812,735 258,499 SH SOLE 258,068 0 431
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 742,117 1,081 SH SOLE 1,081 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,725,462 121,596 SH SOLE 121,596 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,501,647 41,811 SH SOLE 41,811 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,567,947 43,021 SH SOLE 43,021 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 9,803,293 50,160 SH SOLE 50,160 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 49,074,482 688,765 SH SOLE 687,510 0 1,255
WINTRUST FINL CORP COM 97650W108 259,017 1,612 SH SOLE 1,612 0 0