The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 135,169 23,185 SH SOLE 0 0 23,185
PROSHARES TR BITCOIN ETF 74347G440 174,185 21,828 SH SOLE 0 0 21,828
WATERS CORP COM 941848103 200,272 534 SH SOLE 0 0 534
UDR INC COM 902653104 202,435 5,071 SH SOLE 0 0 5,071
INTERNATIONAL BUSINESS MACHS COM 459200101 249,153 886 SH SOLE 0 0 886
GILEAD SCIENCES INC COM 375558103 260,387 2,061 SH SOLE 0 0 2,061
ISHARES INC CORE MSCI EMKT 46434G103 264,343 3,191 SH SOLE 0 0 3,191
META PLATFORMS INC CL A 30303M102 270,943 481 SH SOLE 0 0 481
STARBUCKS CORP COM 855244109 276,220 2,703 SH SOLE 0 0 2,703
BP PLC SPONSORED ADR 055622104 288,063 7,796 SH SOLE 0 0 7,796
TRUST FOR PROFESSIONAL MANAG MAIRS & PWR MINN 89834G836 293,644 13,112 SH SOLE 0 0 13,112
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 308,890 1,452 SH SOLE 0 0 1,452
FREEPORT MCMORAN INC CL B 35671D857 314,262 4,997 SH SOLE 0 0 4,997
DELTA AIR LINES INC COM NEW 247361702 315,166 3,365 SH SOLE 0 0 3,365
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 316,102 1,032 SH SOLE 0 0 1,032
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 317,994 463 SH SOLE 0 0 463
ISHARES TR MSCI EURO FL ETF 464289180 330,285 8,471 SH SOLE 0 0 8,471
DEERE & CO COM 244199105 333,024 525 SH SOLE 0 0 525
ISHARES TR BROAD USD HIGH 46435U853 346,434 9,358 SH SOLE 0 0 9,358
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 362,476 759 SH SOLE 0 0 759
HOME DEPOT INC COM 437076102 362,556 1,028 SH SOLE 0 0 1,028
ISHARES TR JPMORGAN USD EMG 464288281 370,812 3,845 SH SOLE 0 0 3,845
ISHARES TR MSCI USA QLT FCT 46432F339 377,640 1,721 SH SOLE 0 0 1,721
ORACLE CORP COM 68389X105 380,151 2,594 SH SOLE 0 0 2,594
MERCK & CO INC COM 58933Y105 391,668 3,048 SH SOLE 0 0 3,048
ISHARES TR RUS MID CAP ETF 464287499 396,932 3,598 SH SOLE 0 0 3,598
GOLDMAN SACHS GROUP INC COM 38141G104 401,514 397 SH SOLE 0 0 397
ISHARES TR MSCI EAFE ETF 464287465 402,535 3,875 SH SOLE 0 0 3,875
MARATHON PETE CORP COM 56585A102 402,681 1,575 SH SOLE 0 0 1,575
CARRIER GLOBAL CORPORATION COM 14448C104 408,413 5,568 SH SOLE 0 0 5,568
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 411,442 5,437 SH SOLE 0 0 5,437
EXXON MOBIL CORP COM 30231G102 463,468 3,390 SH SOLE 0 0 3,390
BROADCOM INC COM 11135F101 467,655 1,238 SH SOLE 0 0 1,238
ASML HLDG NV N Y REGISTRY SHS N07059210 469,508 236 SH SOLE 0 0 236
ARK ETF TR INNOVATION ETF 00214Q104 483,789 5,986 SH SOLE 0 0 5,986
BECTON DICKINSON & CO COM 075887109 490,310 3,240 SH SOLE 0 0 3,240
WALMART INC COM 931142103 494,380 4,365 SH SOLE 0 0 4,365
MORGAN STANLEY COM NEW 617446448 495,634 2,371 SH SOLE 0 0 2,371
AMERICAN EXPRESS CO COM 025816109 521,244 1,541 SH SOLE 0 0 1,541
ISHARES TR CORE MSCI EAFE 46432F842 524,140 5,427 SH SOLE 0 0 5,427
ISHARES TR INVT GRAD SY ETF 46435G219 548,538 12,160 SH SOLE 0 0 12,160
COSTCO WHOLESALE CORPORATION COM 22160K105 604,782 647 SH SOLE 0 0 647
PEPSICO INC COM 713448108 605,780 4,474 SH SOLE 0 0 4,474
CISCO SYS INC COM 17275R102 626,650 5,335 SH SOLE 0 0 5,335
CHEVRON CORPORATION COM 166764100 672,576 4,058 SH SOLE 0 0 4,058
INTEL CORP COM 458140100 684,187 4,900 SH SOLE 0 0 4,900
AMGEN INC COM 031162100 700,703 1,935 SH SOLE 0 0 1,935
VANGUARD INDEX FDS TOTAL STK MKT 922908769 704,557 1,904 SH SOLE 0 0 1,904
PROCTER & GAMBLE CO COM 742718109 719,270 4,905 SH SOLE 0 0 4,905
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 739,962 10,586 SH SOLE 0 0 10,586
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 743,476 996 SH SOLE 0 0 996
ALPS ETF TR ALERIAN MLP 00162Q452 799,735 15,424 SH SOLE 0 0 15,424
NEXTERA ENERGY INC COM 65339F101 823,780 9,386 SH SOLE 0 0 9,386
ALPHABET INC CAP STK CL C 02079K107 980,845 2,776 SH SOLE 0 0 2,776
RTX CORPORATION COM 75513E101 990,012 5,218 SH SOLE 0 0 5,218
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 1,028,694 24,935 SH SOLE 0 0 24,935
DANAHER CORP DEL COM 235851102 1,063,069 5,581 SH SOLE 0 0 5,581
PNC FINL SVCS GROUP INC COM 693475105 1,074,751 4,365 SH SOLE 0 0 4,365
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 1,103,498 28,448 SH SOLE 0 0 28,448
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 1,147,732 23,290 SH SOLE 0 0 23,290
NVIDIA CORPORATION COM 67066G104 1,207,944 6,037 SH SOLE 0 0 6,037
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,247,946 4,117 SH SOLE 0 0 4,117
AMAZON COM INC COM 023135106 1,269,638 5,327 SH SOLE 0 0 5,327
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,315,633 8,325 SH SOLE 0 0 8,325
ISHARES TR S&P 100 ETF 464287101 1,356,952 3,709 SH SOLE 0 0 3,709
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 1,573,887 19,359 SH SOLE 0 0 19,359
ISHARES TR TIPS BD ETF 464287176 1,603,916 14,657 SH SOLE 0 0 14,657
VANGUARD MALVERN FDS GOVT ACTIV ETF 922020714 1,618,381 21,504 SH SOLE 0 0 21,504
ALPHABET INC CAP STK CL A 02079K305 1,633,539 4,571 SH SOLE 0 0 4,571
ECOLAB INC COM 278865100 1,649,372 5,920 SH SOLE 0 0 5,920
MICROSOFT CORP COM 594918104 1,750,070 4,692 SH SOLE 0 0 4,692
JOHNSON & JOHNSON COM 478160104 2,065,031 8,131 SH SOLE 0 0 8,131
JPMORGAN CHASE & CO COM 46625H100 2,474,980 7,561 SH SOLE 0 0 7,561
DIMENSIONAL ETF TRUST US COR EQU 1 ETF 25434V625 2,614,999 31,898 SH SOLE 0 0 31,898
MCDONALDS CORP COM 580135101 2,694,991 9,970 SH SOLE 0 0 9,970
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,737,206 33,405 SH SOLE 0 0 33,405
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,166,969 6,329 SH SOLE 0 0 6,329
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 3,805,552 111,518 SH SOLE 0 0 111,518
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 4,400,060 23,095 SH SOLE 0 0 23,095
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,439,228 18,761 SH SOLE 0 0 18,761
APPLE INC COM 037833100 4,600,078 15,897 SH SOLE 0 0 15,897
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 5,156,952 123,579 SH SOLE 0 0 123,579
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,081,139 73,854 SH SOLE 0 0 73,854
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,446,707 203,302 SH SOLE 0 0 203,302
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 8,112,422 205,170 SH SOLE 0 0 205,170
BERKSHIRE HATHAWAY INC DEL CL A 084670108 9,735,050 13 SH SOLE 0 0 13
CATERPILLAR INC COM 149123101 10,080,344 9,466 SH SOLE 0 0 9,466
INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222 10,667,170 176,931 SH SOLE 0 0 176,931
VANGUARD INDEX FDS MID CAP ETF 922908629 13,879,392 172,265 SH SOLE 0 0 172,265
ISHARES GOLD TR ISHARES NEW 464285204 18,192,625 240,930 SH SOLE 0 0 240,930
VANGUARD INDEX FDS GROWTH ETF 922908736 19,071,150 221,397 SH SOLE 0 0 221,397
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 19,681,159 477,119 SH SOLE 0 0 477,119
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 20,115,974 453,471 SH SOLE 0 0 453,471
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 23,011,175 395,381 SH SOLE 0 0 395,381
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 23,146,268 508,821 SH SOLE 0 0 508,821
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 27,165,153 675,582 SH SOLE 0 0 675,582
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 46,839,885 980,940 SH SOLE 0 0 980,940