Angel Oak Mortgage Trust I, LLC ABS-15G
Exhibit 99.28
| TPR Firm: | Report Date: | XXX | ||
| Client Name: | XXX | Report: | XXX | |
| Deal Name: | XXX | Loans in report: | XXX | |
| INITIAL CREDIT GRADES | INITIAL COMPLIANCE GRADES | INITIAL PROPERTY GRADES | INITIAL OVERALL LOAN GRADES | FINAL CREDIT GRADES | FINAL COMPLIANCE GRADES | FINAL PROPERTY GRADES | FINAL OVERALL LOAN GRADES | |||||||||||||||||||||||||||||||||||||
| Incenter Loan ID | Client Loan ID | Seller Loan ID | Investor Loan ID | Original Loan Amount | DBRS | Fitch | Kroll | Moodys | S&P | DBRS | Fitch | Kroll | Moodys | S&P | DBRS | Fitch | Kroll | Moodys | S&P | DBRS | Fitch | Kroll | Moodys | S&P | DBRS | Fitch | Kroll | Moodys | S&P | DBRS | Fitch | Kroll | Moodys | S&P | DBRS | Fitch | Kroll | Moodys | S&P | DBRS | Fitch | Kroll | Moodys | S&P |
| XXX | 2026040712 | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026040717 | XXX | XXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026040894 | XXX | XXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| XXX | 2026040944 | XXX | XXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |