Angel Oak Mortgage Trust I, LLC ABS-15G
Exhibit 99.25
| Loan ID | Field Name | Verified Value | Bid Tape Value | Comment |
| 2026040008 | Qualifying Total Reserves Number of Months | XXX | XXX | The file does not include asset statements for XXX which is listed on the 1003. Please provide the asset statements for review. |
| 2026040008 | Qualifying Total Debt Income Ratio | XXX | XXX | Borrowers REO has a higher expense than listed on the borrowers 1003 |
| 2026040008 | Underwriting Exception in File? | XXX | XXX | |
| 2026040008 | Qualifying All Borrower Residual Income | XXX | XXX | Borrowers REO has a higher expense than listed on the borrowers 1003. |
| 2026040023 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040026 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on the Final Closing Disclosure dated XXX, the borrower required a total of XXX to close. This amount includes: XXX needed for closing (which includes the XXX gift sent directly to the XXX ), and XXX for three months of reserves. The borrower’s verified assets total XXX, resulting in a shortfall of XXX. |
| 2026040026 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040580 | Application Date | XXX | XXX | Per Tracking Disclosure Summary. |
| 2026040580 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX. |
| 2026040580 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX. |
| 2026040580 | Qualifying FICO | XXX | XXX | Per credit report dated XXX. |
| 2026040580 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX. |
| 2026040580 | Qualifying Total Reserves Number of Months | XXX | XXX | |
| 2026040580 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040580 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040015 | Qualifying Total Reserves Number of Months | XXX | XXX | XXX is a business account where borrower owns XXX%. Assets multiplied by XXX |
| 2026040015 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040015 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040006 | Borrower 1 Self-Employment Flag | XXX | XXX | B1 is not self-employed, works at XXX |
| 2026040006 | Qualifying Total Debt Income Ratio | XXX | XXX | broker v lender XXX. minor variance, no impact on qualification or guideline compliance |
| 2026040006 | Qualifying All Borrower Residual Income | XXX | XXX | broker v lender XXX. minor variance, no impact on qualification or guideline compliance |
| 2026040592 | Cash Disbursement Date | XXX | XXX | |
| 2026040592 | Qualifying Total Reserves Number of Months | XXX | XXX | verified assets at closing |
| 2026040592 | Qualifying Housing Debt Income Ratio | XXX | XXX | income and PITIA figures match 1008 |
| 2026040592 | Qualifying Total Debt Income Ratio | XXX | XXX | broker v lender XXX. minor variance, no impact on qualification or guideline compliance |
| 2026040592 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040591 | Property Address | XXX | XXX | Same data |
| 2026040591 | Application Date | XXX | XXX | Compliance entry |
| 2026040591 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is calculating an additional $XXX in liabilities that is not documented in the file. |
| 2026040591 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is calculating an additional $XXX in liabilities that is not documented in the file. |
| 2026040030 | Initial Monthly P&I Or XXX | XXX | XXX | QM payment calculation per XXX |
| 2026040030 | Property Type | XXX | XXX | Per appraisal |
| 2026040030 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file and XXX |
| 2026040030 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040030 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040578 | Property Address | XXX | XXX | Court is spelled out on the Note. |
| 2026040578 | Application Date | XXX | XXX | Disclosure Tracking Appl date is XXX. |
| 2026040578 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounded data |
| 2026040578 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040596 | Property Address | XXX | XXX | Taken from note |
| 2026040596 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves are based on the asset listed on the F1003 and cash-out amount. |
| 2026040596 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040574 | Application Date | XXX | XXX | Compliance entry |
| 2026040574 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender has separated the XXX loss and the XXX income. This calculation creates a discrepancy with the way XXX calculates REO properties |
| 2026040574 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender has separated the XXX loss and the XXX income. This calculation creates a discrepancy with the way XXX calculates REO properties |
| 2026040574 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040063 | Borrower 1 Origination TransUnion | XXX | XXX | Per credit report dated XXX |
| 2026040063 | Borrower 1 Origination Equifax | XXX | XXX | Per credit report dated XXX |
| 2026040063 | Borrower 1 Origination Experian | XXX | XXX | Per credit report dated XXX |
| 2026040063 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040063 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040082 | Qualifying Total Reserves Number of Months | XXX | XXX | Retirement assets used XXX% and stocks used XXX% of value. Assets are based on the most recent acct balances from the accts listed on the F1003. |
| 2026040082 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040082 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040044 | Borrower 1 Origination XXX | XXX | XXX | From origination credit report dated XXX. |
| 2026040044 | Borrower 1 Origination XXX | XXX | XXX | From origination credit report dated XXX. |
| 2026040044 | Borrower 1 Origination XXX | XXX | XXX | From origination credit report dated XXX. |
| 2026040044 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded down. |
| 2026040585 | Property Address | XXX | XXX | True Data has the Road spelled out on the Note. |
| 2026040585 | Application Date | XXX | XXX | Per Compliance |
| 2026040585 | Property Type | XXX | XXX | |
| 2026040585 | Qualifying Total Reserves Number of Months | XXX | XXX | Asset based on the most recent bk stmt balances documented in the file. |
| 2026040585 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender did not properly calculate student loan payments, all data in XXX matches final 1003, however total slightly varies from 1003/XXX. |
| 2026040585 | Qualifying All Borrower Residual Income | XXX | XXX | Lender did not properly calculate student loan payments, all data in XXX matches final 1003, however total slightly varies from 1003/XXX. |
| 2026040600 | Application Date | XXX | XXX | Compliance entry |
| 2026040600 | Qualifying Total Reserves Number of Months | XXX | XXX | Assets allowed at business ownership rate of XXX% |
| 2026040600 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040576 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040057 | Qualifying Total Debt Income Ratio | XXX | XXX | |
| 2026040057 | Underwriting Exception in File? | XXX | XXX | |
| 2026040057 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040045 | Borrower 1 Origination XXX | XXX | XXX | No other credit scores in the file |
| 2026040045 | Borrower 1 Origination XXX | XXX | XXX | No other credit scores in the file |
| 2026040045 | Borrower 1 Origination XXX | XXX | XXX | No other credit scores in the file |
| 2026040045 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040083 | Qualifying Total Reserves Number of Months | XXX | XXX | Using the verified most recent account balances in the file. Using cash-out per F1003 since proof of wire is missing. Verified earnest money. |
| 2026040083 | Qualifying Housing Debt Income Ratio | XXX | XXX | Using brokers credit |
| 2026040083 | Qualifying Total Debt Income Ratio | XXX | XXX | Using brokers credit |
| 2026040083 | Qualifying All Borrower Residual Income | XXX | XXX | Using brokers credit |
| 2026040040 | Qualifying FICO | XXX | XXX | |
| 2026040040 | Qualifying Total Reserves Number of Months | XXX | XXX | XXX assets at XXX% |
| 2026040040 | Qualifying Housing Debt Income Ratio | XXX | XXX | The lender is using positive net rental income based on leases that are not documented in the file and per XXX lease income can only wash PITIA payments. Audit is using negative rental income calculated from the XXX. |
| 2026040040 | Qualifying Total Debt Income Ratio | XXX | XXX | The lender is using positive net rental income based on leases that are not documented in the file and per XXX lease income can only wash PITIA payments. Audit is using negative rental income calculated from the XXX. |
| 2026040040 | Qualifying All Borrower Residual Income | XXX | XXX | The lender is using positive net rental income based on leases that are not documented in the file and per XXX lease income can only wash PITIA payments. Audit is using negative rental income calculated from the XXX. |
| 2026040641 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040066 | Initial Monthly P&I Or XXX | XXX | XXX | QM payment based on XXX year |
| 2026040066 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040066 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040595 | Borrower 1 Last Name | XXX | XXX | XXX Data and Note reflects correct info. XXX |
| 2026040595 | Qualifying Total Reserves Number of Months | XXX | XXX | Using XXX% of the XXX value. |
| 2026040595 | Qualifying All Borrower Residual Income | XXX | XXX | Tape Data is rounded down. |
| 2026040575 | Property Address | XXX | XXX | Same data |
| 2026040575 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040575 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040575 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040575 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040575 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040575 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040575 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file |
| 2026040575 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040575 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040643 | Borrower 1 Origination XXX | XXX | XXX | The credit score was verified with the broker's credit report |
| 2026040643 | Borrower 1 Origination XXX | XXX | XXX | The credit score was verified with the broker's credit report |
| 2026040643 | Qualifying FICO | XXX | XXX | The credit score was verified with the broker's credit report |
| 2026040643 | Borrower 1 Origination XXX | XXX | XXX | The credit score was verified with the broker's credit report |
| 2026040643 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves are based on the bank statements provided in the file. |
| 2026040643 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is supported by the credit report and liabilities and income documentation in the file. |
| 2026040643 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is supported by the income documentation and credit documents in the file. |
| 2026040054 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender included vacated/sold previous primary residence . Using debt from the origination credit report. |
| 2026040054 | Qualifying All Borrower Residual Income | XXX | XXX | Lender included vacated/sold previous primary residence . Using debt from the origination credit report. |
| 2026040644 | Qualifying Total Reserves Number of Months | XXX | XXX | Assets based on the most recent account statement balances listed on the F1003. Using XXX% of business acct balance. |
| 2026040644 | Qualifying Total Debt Income Ratio | XXX | XXX | The dti was verified and calculated by using the broker's credit report and income documentation. |
| 2026040644 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income variance-using debt from the origination credit report. |
| 2026040049 | Borrower 1 Self-Employment Flag | XXX | XXX | B1 is employed by XXX |
| 2026040049 | Qualifying FICO | XXX | XXX | Primary wage earner, per credit report dated XXX |
| 2026040049 | Qualifying All Borrower Residual Income | XXX | XXX | Same data rounded |
| 2026040014 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on verified assets as listed on the XXX. Earnest money is verified. |
| 2026040014 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounded up. |
| 2026040014 | Qualifying Total Debt Income Ratio | XXX | XXX | There is a XXX cent income variance, lender rounded the XXX and using debt payments from the origination credit report. |
| 2026040014 | Qualifying All Borrower Residual Income | XXX | XXX | There is a XXX cent income variance, lender rounded the XXX and using debt payments from the origination credit report. |
| 2026040068 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is supported by the income documentation and credit documents in the file. Tape Data is rounded. |
| 2026040078 | Index | XXX | XXX | Lmac calculated Index. |
| 2026040078 | Qualifying Total Debt Income Ratio | XXX | XXX | Using brokers credit, XXX new credit card payment, insurance payment and qualifying payment variance. |
| 2026040078 | Qualifying Housing Debt Income Ratio | XXX | XXX | Using brokers credit, XXX new credit card payment, insurance payment and qualifying payment variance. |
| 2026040078 | Qualifying All Borrower Residual Income | XXX | XXX | Using brokers credit, XXX new credit card payment, insurance payment and qualifying payment variance. |
| 2026040062 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040069 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040069 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040069 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040073 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040073 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040050 | Qualifying Total Reserves Number of Months | XXX | XXX | Audit used most recent bank statement. Minor variance. |
| 2026040050 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounded up. |
| 2026040050 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded down. |
| 2026040647 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040647 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040074 | Qualifying Total Reserves Number of Months | XXX | XXX | Lenders XXX is slightly different |
| 2026040074 | Qualifying Total Debt Income Ratio | XXX | XXX | Lenders XXX is slightly different |
| 2026040074 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lenders XXX is slightly different |
| 2026040074 | Qualifying All Borrower Residual Income | XXX | XXX | Lenders XXX is slightly different |
| 2026040064 | Borrower 1 Origination Experian | XXX | XXX | Per credit report dated XXX |
| 2026040064 | Borrower 1 Origination Equifax | XXX | XXX | Per credit report dated XXX |
| 2026040064 | Borrower 1 Origination TransUnion | XXX | XXX | Per credit report dated XXX |
| 2026040064 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040582 | Property Address | XXX | XXX | Address per Note. |
| 2026040582 | Application Date | XXX | XXX | Application date per Disclosure Tracking Details. |
| 2026040582 | Qualifying All Borrower Residual Income | XXX | XXX | Tape Data is rounded down. |
| 2026040052 | Borrower 1 Self-Employment Flag | XXX | XXX | Borrower XXX is not self employed. |
| 2026040052 | Qualifying Total Reserves Number of Months | XXX | XXX | Audit reduced XXX acct by XXX%. |
| 2026040052 | Qualifying Total Debt Income Ratio | XXX | XXX | Added re-verified marked XXX accts paid per XXX-day report, added new XXX and XXX from 1003, using debt from origination credit report. |
| 2026040052 | Qualifying All Borrower Residual Income | XXX | XXX | Variance is due to re-verified marked XXX accts paid per XXX-day report, added new XXX and XXX from 1003, using debt from origination credit report. |
| 2026040653 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040639 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040639 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040636 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040084 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040084 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040039 | Qualifying Total Reserves Number of Months | XXX | XXX | |
| 2026040039 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040114 | Qualifying Total Reserves Number of Months | XXX | XXX | UW reserves verified per assets in file |
| 2026040114 | Qualifying All Borrower Residual Income | XXX | XXX | Tape data doesn't include the cents. |
| 2026040075 | Qualifying Total Debt Income Ratio | XXX | XXX | Using broker's credit report debts. |
| 2026040075 | Qualifying All Borrower Residual Income | XXX | XXX | Using broker's credit report debts. |
| 2026040152 | Qualifying FICO | XXX | XXX | Primary borrower is B2, making XXX more that B1 |
| 2026040152 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040152 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040154 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040154 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040662 | Qualifying Total Debt Income Ratio | XXX | XXX | Due to XXX difference from departure property |
| 2026040662 | Qualifying All Borrower Residual Income | XXX | XXX | difference of XXX. |
| 2026040116 | Qualifying Total Debt Income Ratio | XXX | XXX | Using brokers credit |
| 2026040116 | Qualifying All Borrower Residual Income | XXX | XXX | Using brokers credit |
| 2026040123 | Qualifying Total Reserves Number of Months | XXX | XXX | Assets are verified based on the most recent account statement from the accts listed on the XXX. Earnest money is verified. Gift funds are used but not eligible for reserves. XXX are at XXX% of the acct value. |
| 2026040123 | Qualifying Total Debt Income Ratio | XXX | XXX | Using the debt from the origination credit report. |
| 2026040123 | Qualifying All Borrower Residual Income | XXX | XXX | Using the debt from the origination credit report. |
| 2026040659 | Qualifying Total Reserves Number of Months | XXX | XXX | Earnest Money is not verified. |
| 2026040659 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040659 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040048 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040048 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040048 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding difference |
| 2026040132 | Qualifying FICO | XXX | XXX | Primary Wage Earner Score is XXX |
| 2026040132 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves are based on the documented cash after closing.. |
| 2026040132 | Qualifying Housing Debt Income Ratio | XXX | XXX | DTI variance is due to using the actual PITI for the primary. |
| 2026040132 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance is due to using the actual PITI for the primary. |
| 2026040132 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income variance is due to using the actual PITI for the primary residence. |
| 2026040194 | Qualifying Total Reserves Number of Months | XXX | XXX | Using assets located in the file |
| 2026040194 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040194 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040145 | Qualifying Total Reserves Number of Months | XXX | XXX | Business assets used at the ownership percentage of XXX% |
| 2026040145 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040129 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040088 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040088 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040649 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040649 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040047 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040134 | Application Date | XXX | XXX | Compliance entry |
| 2026040134 | Qualifying Total Reserves Number of Months | XXX | XXX | Borrowers XXX asset taken at XXX% |
| 2026040060 | Qualifying Total Reserves Number of Months | XXX | XXX | Rounding figures no issue |
| 2026040060 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding figures no issues |
| 2026040060 | Qualifying Total Debt Income Ratio | XXX | XXX | child support order was added per 1003; however supported documentation was provided to support omission of payment, missing 1008, all to be updated upon receipt of it. Also PITI difference from current 1008 or approval provided. |
| 2026040060 | Qualifying All Borrower Residual Income | XXX | XXX | since Credit risk and other liabilities were changed , residual income will change, child support and other labilities were added however supported documentation was provided to support omitted, all to be updated upon receipt of 1008 and credit risk. |
| 2026040180 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded difference |
| 2026040061 | Qualifying Total Debt Income Ratio | XXX | XXX | nominal variance with no material effect |
| 2026040061 | Qualifying All Borrower Residual Income | XXX | XXX | nominal variance with no material effect |
| 2026040150 | Borrower 1 Last Name | XXX | XXX | per note and ID |
| 2026040150 | Qualifying Total Debt Income Ratio | XXX | XXX | nominal variance with no material effect |
| 2026040150 | Qualifying Housing Debt Income Ratio | XXX | XXX | nominal variance with no material effect |
| 2026040150 | Qualifying All Borrower Residual Income | XXX | XXX | nominal variance with no material effect |
| 2026040182 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender included a self-report utility account with a payment of $XXX per month. |
| 2026040182 | Underwriting Exception in File? | XXX | XXX | |
| 2026040182 | Qualifying All Borrower Residual Income | XXX | XXX | Lender included a self-report utility account with a payment of $XXX per month. |
| 2026040098 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040098 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040053 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040053 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040583 | Qualifying Total Reserves Number of Months | XXX | XXX | verified reserves at closing |
| 2026040583 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is based on re-verified income, debt from XXX credit report and the subject transaction.. CRSE DTI is XXX% |
| 2026040583 | Qualifying Housing Debt Income Ratio | XXX | XXX | DTI is based on re-verified income, debt from XXX credit report and the subject transaction.. CRSE DTI is XXX% |
| 2026040583 | Qualifying All Borrower Residual Income | XXX | XXX | calculated using borrower's qualifying income. all ratios agree with the 1008 |
| 2026040124 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded difference |
| 2026040164 | Sales Price | XXX | XXX | Lenders 1008 does not match the CD and the contract sales price |
| 2026040164 | Qualifying LTV | XXX | XXX | Lenders 1008 does not match the CD and the contract sales price |
| 2026040164 | Qualifying CLTV | XXX | XXX | Lenders 1008 does not match the CD and the contract sales price |
| 2026040164 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets in file. |
| 2026040164 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040164 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040140 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040140 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040232 | Initial Monthly P&I Or XXX | XXX | XXX | Per guidelines XXX YR term qualified at XXX YR AM full PITIA Payment |
| 2026040232 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040232 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040232 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040232 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file |
| 2026040232 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040232 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040645 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040645 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040017 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040017 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040017 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040017 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040017 | Qualifying Total Reserves Number of Months | XXX | XXX | Rounded difference |
| 2026040017 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report. |
| 2026040017 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report. |
| 2026040196 | Qualifying Total Reserves Number of Months | XXX | XXX | nominal variance with no material effect |
| 2026040196 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt payments from the origination credit report and there is a variance in net rental income. Washed rent for XXX to $XXX since the property has been owned since XXX. |
| 2026040196 | Qualifying All Borrower Residual Income | XXX | XXX | nominal variance with no material effect |
| 2026040100 | Qualifying Total Debt Income Ratio | XXX | XXX | Re-calculated DTI matches 1008. XXX source of Tape Data. |
| 2026040100 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is the verified debts and income. DTI matches 1008. |
| 2026040113 | Property Type | XXX | XXX | Per appraisal and XXX. |
| 2026040113 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is based on the debt payments from the origination credit report and rental income recalculation.. |
| 2026040113 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is based on the debt payments from the origination credit report and the calculated primary PITIA and properties net rental income. |
| 2026040018 | Qualifying Total Reserves Number of Months | XXX | XXX | nominal variance with no material effect |
| 2026040018 | Qualifying Total Debt Income Ratio | XXX | XXX | undisclosed mortgage payment on a rental property. Using positive rental income for owned property XXX using leases-audit washed PITI. |
| 2026040018 | Qualifying All Borrower Residual Income | XXX | XXX | undisclosed mortgage payment on a rental property. Using positive rental income for owned property XXX using leases-audit washed PITI. |
| 2026040033 | Qualifying All Borrower Residual Income | XXX | XXX | Brokers credit and lender rounded down on P&I for REOs |
| 2026040137 | Qualifying Total Reserves Number of Months | XXX | XXX | Rounding |
| 2026040137 | Qualifying Total Debt Income Ratio | XXX | XXX | There is a slight variance with the REO income and using the debt payments from the origination credit report. |
| 2026040137 | Qualifying All Borrower Residual Income | XXX | XXX | nominal variance with no material effect |
| 2026040178 | Qualifying Total Debt Income Ratio | XXX | XXX | Using brokers credit and variance in XXX PITI. |
| 2026040178 | Qualifying All Borrower Residual Income | XXX | XXX | Using brokers credit and variance in XXX PITI. |
| 2026040171 | Index | XXX | XXX | Calculated by the Note Date |
| 2026040171 | Borrower 1 Origination XXX | XXX | XXX | Sourced from B1 origination credit report |
| 2026040171 | Borrower 1 Origination XXX | XXX | XXX | Confirmed on the B1 credit report |
| 2026040171 | Borrower 1 Origination XXX | XXX | XXX | Sourced from B1 origination credit report |
| 2026040171 | Qualifying CLTV | XXX | XXX | Subject was listed in the past XXX months, using the list price which is lower than the appraised value. |
| 2026040171 | Qualifying LTV | XXX | XXX | Subject was listed in the past XXX months, using the list price which is lower than the appraised value. |
| 2026040171 | Qualifying Housing Debt Income Ratio | XXX | XXX | Housing payment is combined B1 and B2 primary housing expenses. |
| 2026040171 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is based on the debt payments from the origination credit report and the calculated primary PITIA and properties net rental income. |
| 2026040171 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is based on the debt payments from the origination credit report and the calculated primary PITIA and properties net rental income. |
| 2026040108 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040108 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040166 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040166 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040656 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040656 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040162 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040228 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040667 | Borrower 1 Origination XXX | XXX | XXX | Using brokers credit |
| 2026040667 | Borrower 1 Origination XXX | XXX | XXX | using brokers credit |
| 2026040667 | Borrower 1 Origination XXX | XXX | XXX | using brokers credit |
| 2026040667 | Qualifying Total Reserves Number of Months | XXX | XXX | |
| 2026040667 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt payments from the broker's credit report. |
| 2026040667 | Qualifying All Borrower Residual Income | XXX | XXX | Using debt payment from the broker's credit report. |
| 2026040163 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040055 | Qualifying Total Reserves Number of Months | XXX | XXX | XXX XXX not documented as cleared. |
| 2026040055 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040156 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file |
| 2026040156 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040247 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040247 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040247 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040247 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance is due to a slight variance in the property tax amount and using the debt payments from the origination credit report. |
| 2026040247 | Qualifying All Borrower Residual Income | XXX | XXX | Minor variance, no impact on qualification or guideline compliance |
| 2026040093 | Qualifying Total Reserves Number of Months | XXX | XXX | verified assets match 1003. Lender used the incorrect payment amount for qualification purposes. |
| 2026040093 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender used XXX as the qualifying payment. The fully amortized payment is XXX. Also, there is a slight variance with the property taxes and debt payments from the origination credit report. |
| 2026040093 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used XXX as the qualifying payment. The fully amortized payment is XXX. Also, there is a slight variance with the property taxes and debt payments from the origination credit report. |
| 2026040093 | Qualifying All Borrower Residual Income | XXX | XXX | Lender used XXX as the qualifying payment. The fully amortized payment is XXX. Also, there is a slight variance with the property taxes and debt payments from the origination credit report. |
| 2026040188 | Cash Disbursement Date | XXX | XXX | Per CD. |
| 2026040188 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender using assets from a previous transaction history |
| 2026040188 | Qualifying Total Debt Income Ratio | XXX | XXX | Using brokers credit |
| 2026040188 | Qualifying All Borrower Residual Income | XXX | XXX | Using brokers credit |
| 2026040604 | Initial Monthly P&I Or XXX | XXX | XXX | Initial IO payment |
| 2026040604 | Application Date | XXX | XXX | Initial 1003 |
| 2026040604 | Borrower 2 Origination XXX | XXX | XXX | Brokers credit |
| 2026040604 | Borrower 2 Origination XXX | XXX | XXX | Brokers credit |
| 2026040604 | Borrower 2 Origination XXX | XXX | XXX | Brokers credit |
| 2026040604 | Cash Disbursement Date | XXX | XXX | |
| 2026040604 | Qualifying Total Reserves Number of Months | XXX | XXX | Missing source of XXX non liquid assets, exceucted CD for funds from sale and proof of funds access for XXX. |
| 2026040604 | Qualifying Total Debt Income Ratio | XXX | XXX | The variation is in the debts used by the lender vs. audit used. Requested explanation from the lender for what debts they are excluding. |
| 2026040604 | Qualifying All Borrower Residual Income | XXX | XXX | The variation is in the debts used by the lender vs. audit used. Requested explanation from the lender for what debts they are excluding. |
| 2026040646 | Borrower 1 Last Name | XXX | XXX | Per Mortgage |
| 2026040646 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding difference |
| 2026040646 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040646 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040118 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040652 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040609 | Qualifying Total Debt Income Ratio | XXX | XXX | Using the broker's credit report for the debt payments. |
| 2026040609 | Qualifying All Borrower Residual Income | XXX | XXX | Using the broker's credit report for the debt payments. |
| 2026040077 | Initial Monthly P&I Or XXX | XXX | XXX | Based on the XXX, verified income and debt payments from the origination credit report and verified REO income. |
| 2026040077 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on the most recent account balance with earnest money verified deducted. |
| 2026040077 | Qualifying Total Debt Income Ratio | XXX | XXX | Based on the XXX, verified income and debt payments from the origination credit report and verified REO income. |
| 2026040077 | Qualifying All Borrower Residual Income | XXX | XXX | Based on the XXX, verified income and debt payments from the origination credit report and verified REO income. |
| 2026040106 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040106 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040106 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040106 | Qualifying Total Reserves Number of Months | XXX | XXX | Borrowers asset statements for XXX and XXX are not in the file |
| 2026040106 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040106 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040011 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040635 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on the most recent bank statement balance documented from the acct listed on the XXX. |
| 2026040635 | Qualifying Total Debt Income Ratio | XXX | XXX | Using the debt payments from the origination credit report. |
| 2026040635 | Qualifying All Borrower Residual Income | XXX | XXX | Using the debt payments from the origination credit report. |
| 2026040205 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040671 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lower income calc due to transfers not excluded by Lender |
| 2026040671 | Qualifying Total Debt Income Ratio | XXX | XXX | Lower income calc due to transfers not excluded by Lender |
| 2026040671 | Qualifying All Borrower Residual Income | XXX | XXX | Lower income calc due to transfers not excluded by Lender |
| 2026040101 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt payments from the origination credit report. |
| 2026040101 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040579 | Property Address | XXX | XXX | Same data |
| 2026040579 | MIN No | XXX | XXX | Correct per Mortgage |
| 2026040579 | Qualifying Total Reserves Number of Months | XXX | XXX | Rounded figure |
| 2026040579 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040201 | Property Type | XXX | XXX | |
| 2026040201 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves are based on the verified assets in the file, including the cash-out from the sale noted on the unsigned Settlement Agreement from the XXX. |
| 2026040201 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040165 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040165 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040080 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040141 | Borrower 1 Origination XXX | XXX | XXX | per credit report dated XXX |
| 2026040141 | Borrower 1 Origination XXX | XXX | XXX | per credit report dated XXX |
| 2026040141 | Borrower 1 Origination XXX | XXX | XXX | per credit report dated XXX |
| 2026040141 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040141 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040658 | Qualifying CLTV | XXX | XXX | Rounding discrepancy |
| 2026040658 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040658 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding discrepancy |
| 2026040658 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040219 | Index | XXX | XXX | Start rate is XXX, margin is XXX. Index XXX |
| 2026040219 | Qualifying Total Reserves Number of Months | XXX | XXX | verified assets agree with final 1003 |
| 2026040219 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt from the origination credit report and using Note rate to qualify the P&I. |
| 2026040219 | Qualifying Housing Debt Income Ratio | XXX | XXX | Qualified XXX by using the Note rate per XXX. |
| 2026040219 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040237 | Loan Purpose | XXX | XXX | Borrower purchased home less than XXX months ago with no financing |
| 2026040237 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding discrepancy |
| 2026040237 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040237 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040202 | Qualifying Total Reserves Number of Months | XXX | XXX | XXX used XXX%. |
| 2026040202 | Qualifying Total Debt Income Ratio | XXX | XXX | Used debt from the origination credit report. |
| 2026040202 | Qualifying All Borrower Residual Income | XXX | XXX | Used debt from the origination credit report. |
| 2026040072 | Initial Monthly P&I Or XXX | XXX | XXX | Lender did not use correct qualifying Note payment. |
| 2026040072 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender did not use correct qualifying Note payment. |
| 2026040072 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender did not use correct qualifying Note payment. |
| 2026040072 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender did not use correct qualifying Note payment. In addition, discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040072 | Qualifying All Borrower Residual Income | XXX | XXX | Lender did not use correct qualifying Note payment. In addition, discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040187 | Qualifying Total Reserves Number of Months | XXX | XXX | Using debt from the origination credit report. The changes on the XXX-day report do not warrant significant issues. |
| 2026040187 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt from the origination credit report. The changes on the XXX-day report do not warrant significant issues. |
| 2026040187 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040168 | Qualifying Total Reserves Number of Months | XXX | XXX | verified assets at closing |
| 2026040168 | Qualifying Total Debt Income Ratio | XXX | XXX | PITIA variance between the XXX and 1008 for the primary @ time of application. Audit is using the more conservative figure based on the XXX Section 3a. |
| 2026040168 | Qualifying All Borrower Residual Income | XXX | XXX | PITIA variance between the XXX and 1008 for the primary @ time of application. Audit is using the more conservative figure based on the XXX Section 3a. |
| 2026040173 | Borrower 1 Origination XXX | XXX | XXX | Using scores from full report obtained by Lender on XXX due to a significant change in eligibility reported on that report that required an exception from the lender. |
| 2026040173 | Borrower 1 Origination XXX | XXX | XXX | Using scores from full report obtained by Lender on XXX due to a significant change in eligibility reported on that report that required an exception from the lender. |
| 2026040173 | Borrower 1 Origination XXX | XXX | XXX | Using scores from full report obtained by Lender on XXX due to a significant change in eligibility reported on that report that required an exception from the lender. |
| 2026040173 | Qualifying Total Reserves Number of Months | XXX | XXX | Using debt from report dated XXX. |
| 2026040173 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt from report dated XXX. |
| 2026040173 | Qualifying All Borrower Residual Income | XXX | XXX | Using debt from report dated XXX. |
| 2026040065 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040065 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040065 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040065 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040022 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040022 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040022 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040022 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040207 | Borrower 1 Last Name | XXX | XXX | Per mortgage and license. |
| 2026040207 | Qualifying Total Debt Income Ratio | XXX | XXX | The variance is due audit using the debt payments from the origination credit report. |
| 2026040207 | Qualifying All Borrower Residual Income | XXX | XXX | Verified income. The variance is due audit using the debt payments from the origination credit report. |
| 2026040234 | Qualifying Total Reserves Number of Months | XXX | XXX | Using the actual proceeds from sale of XXX. |
| 2026040234 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded down - Income and total liabilities matches 1008 |
| 2026040158 | Property Type | XXX | XXX | Per Appraisal |
| 2026040158 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender used positive rental income to qualify. Removing positive rent increased ratio. |
| 2026040158 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used positive rental income to qualify. Removing positive rent increased ratio. |
| 2026040158 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040657 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040657 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040115 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report and no negative rental income. Audit calculated XXX. |
| 2026040115 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report and no negative rental income. Audit calculated XXX. |
| 2026040270 | Qualifying Total Reserves Number of Months | XXX | XXX | Business assets calculated at XXX% and gift not included |
| 2026040270 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender is using an incorrect P&I payment calculated for a XXX yr I/O loan and there is a slight variation in the XXX. |
| 2026040270 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an incorrect P&I payment calculated for a XXX yr I/O loan, using debt payments from the origination credit report and there is a slight variation in the XXX. |
| 2026040270 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an incorrect P&I payment calculated for a XXX yr I/O loan, using debt payments from the origination credit report and there is a slight variation in the XXX. |
| 2026040263 | Qualifying FICO | XXX | XXX | Per credit report dated XXX |
| 2026040263 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report and not rounding figures. |
| 2026040263 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report and not rounding figures. |
| 2026040235 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report. |
| 2026040235 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040668 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040668 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040220 | Borrower 1 Origination XXX | XXX | XXX | Score is from XXX credit report. |
| 2026040220 | Qualifying Total Reserves Number of Months | XXX | XXX | Rounding |
| 2026040220 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040252 | Note Date | XXX | XXX | note is dated XXX |
| 2026040252 | Qualifying Total Reserves Number of Months | XXX | XXX | Verified assets based on the most recent bank statements balances for the accts listed on the final 1003. Earnest money is verified. |
| 2026040252 | Qualifying Total Debt Income Ratio | XXX | XXX | Using the debt payments from the origination credit report. |
| 2026040252 | Qualifying All Borrower Residual Income | XXX | XXX | Using the debt payments from the origination credit report. |
| 2026040605 | Application Date | XXX | XXX | per 1003 |
| 2026040605 | Borrower 1 Origination XXX | XXX | XXX | From the original credit report |
| 2026040605 | Qualifying FICO | XXX | XXX | From the original credit report |
| 2026040605 | Borrower 1 Origination XXX | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040605 | Qualifying Housing Debt Income Ratio | XXX | XXX | PITIA on primary not properly verified |
| 2026040605 | Qualifying Total Debt Income Ratio | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040605 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040239 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender has included a gift of XXX from the spouse. The funds are in a XXX and proof of marriage is in the file. |
| 2026040239 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040239 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040245 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on the most recent bank statement balances. Using XXX% of the business assets. Earnest Money is verified. |
| 2026040245 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040245 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040223 | Qualifying Total Reserves Number of Months | XXX | XXX | Using the most recent asset balances from the accounts listed with the required percentages for XXX and XXX per the Lender's guidelines. |
| 2026040223 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding |
| 2026040223 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt payments from the origination credit report and there is a slight variance in XXX. |
| 2026040223 | Qualifying All Borrower Residual Income | XXX | XXX | Using debt payments from the origination credit report and there is a slight variance in XXX. |
| 2026040615 | Property Address | XXX | XXX | Address per Note. |
| 2026040615 | Qualifying Total Reserves Number of Months | XXX | XXX | Gift funds are verified. XXX withdrawl is verified. Using the most recent bank statement balance. |
| 2026040615 | Qualifying Total Debt Income Ratio | XXX | XXX | Using Lenders XXX which is more conservative and debt from the origination credit report. |
| 2026040615 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040035 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040035 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040035 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040035 | Qualifying Total Reserves Number of Months | XXX | XXX | The file only documents XXX months reserves due to audit being unable to verify/source XXX in earnest money deposits. |
| 2026040035 | Qualifying Housing Debt Income Ratio | XXX | XXX | Hazard insurance, REO Income and hazard insurance variance. |
| 2026040035 | Qualifying Total Debt Income Ratio | XXX | XXX | Hazard insurance, REO Income and hazard insurance variance. |
| 2026040035 | Qualifying All Borrower Residual Income | XXX | XXX | Hazard insurance, REO Income and hazard insurance variance. |
| 2026040138 | Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040138 | Qualifying All Borrower Residual Income | XXX | XXX | Discrepancy resulting from variance between consumer debt on Broker and XXX-Day credit reports. |
| 2026040105 | Borrower 1 Origination XXX | XXX | XXX | |
| 2026040105 | Qualifying FICO | XXX | XXX | |
| 2026040105 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040105 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040105 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040105 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040107 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040107 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040264 | Index | XXX | XXX | tape value is the qualifying margin |
| 2026040264 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX |
| 2026040264 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX |
| 2026040264 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX |
| 2026040264 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves are based on the cash-out amount. There is a variance in the qualifying payment. |
| 2026040264 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance in qualifying payment. |
| 2026040264 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040029 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file. XXX taken at XXX% |
| 2026040214 | Initial Monthly P&I Or XXX | XXX | XXX | Review value is initial XXX. Tape value is fully amortized payment |
| 2026040214 | Cash Disbursement Date | XXX | XXX | per 1003 |
| 2026040214 | Qualifying Total Reserves Number of Months | XXX | XXX | Proceeds from secured loan are estimated, not verified |
| 2026040214 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender's qualifying payment is XXX, which is the loan amount amortized at the note rate over the XXX month term of the loan. Guidelines state that qualification should be at XXX months full PITIA. |
| 2026040214 | Qualifying Total Debt Income Ratio | XXX | XXX | Actual payment on new XXX on XXX has not been verified |
| 2026040214 | Qualifying All Borrower Residual Income | XXX | XXX | Actual payment on new XXX on XXX has not been verified |
| 2026040153 | Cash Disbursement Date | XXX | XXX | Per final CD |
| 2026040153 | Qualifying Total Reserves Number of Months | XXX | XXX | Per cash back and matches lenders XXX |
| 2026040153 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated liability figure that is undocumented |
| 2026040153 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated liability figure that is undocumented |
| 2026040637 | Qualifying All Borrower Residual Income | XXX | XXX | The Qualifying All Borrower Residual Income is XXX and the Tape Data is XXX The Tape Data is not able to identify the remaining change of XXX. |
| 2026040254 | Borrower 1 Last Name | XXX | XXX | Per note |
| 2026040254 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040254 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040218 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender did not use most recent account balances. |
| 2026040218 | Qualifying Housing Debt Income Ratio | XXX | XXX | Audit income less than Lender's amount; P&L dated from XXX to XXX, which was XXX day greater than XXX year. Lender's calculation based on exactly XXX year. |
| 2026040218 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit income less than Lender's amount; P&L dated from XXX to XXX, which was XXX day greater than XXX year. Lender's calculation based on exactly XXX year. |
| 2026040218 | Qualifying All Borrower Residual Income | XXX | XXX | Audit income less than Lender's amount; P&L dated from XXX to XXX, which was XXX day greater than XXX year. Lender's calculation based on exactly XXX year. |
| 2026040009 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040009 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040009 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040009 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040009 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040009 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040009 | Qualifying All Borrower Residual Income | XXX | XXX | Income variance-audit is not using rental income from properties owned in the previous tax year. Leases income washed the income to $XXX, per guidelines. |
| 2026040261 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender used XXX/mo for property taxes, whereas Audit used XXX/mo, based on XXX of the sales price, per Guidelines. |
| 2026040261 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used XXX/mo for property taxes, whereas Audit used XXX/mo, based on XXX of the sales price, per Guidelines. |
| 2026040261 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender used XXX/mo for property taxes, whereas Audit used XXX/mo, based on XXX of the sales price, per Guidelines. |
| 2026040261 | Qualifying All Borrower Residual Income | XXX | XXX | Lender used XXX/mo for property taxes, whereas Audit used XXX/mo, based on XXX of the sales price, per Guidelines. |
| 2026040183 | Initial Monthly P&I Or XXX | XXX | XXX | Tape value is the fully amortized payment |
| 2026040183 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX |
| 2026040183 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX |
| 2026040183 | Borrower 1 Origination XXX | XXX | XXX | cash in hand used for reserves |
| 2026040183 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit is using the debt from the origination credit report. |
| 2026040183 | Qualifying All Borrower Residual Income | XXX | XXX | broker v lender XXX. minor variance, no impact on qualification or guideline compliance |
| 2026040275 | Qualifying FICO | XXX | XXX | Using brokers credit |
| 2026040275 | Qualifying Total Reserves Number of Months | XXX | XXX | Using cash out as reserves - bank statements match assets used on 1003 |
| 2026040275 | Qualifying Total Debt Income Ratio | XXX | XXX | Using brokers credit debt and there is slight variance in the primary residence payment. |
| 2026040275 | Qualifying All Borrower Residual Income | XXX | XXX | Using brokers credit |
| 2026040251 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file |
| 2026040251 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report which is substantially higher |
| 2026040251 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report which is substantially higher |
| 2026040265 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI is based on the verified income, verified debt from the origination credit report minus the installment acct w/< XXX payments, negative XXX income and new PITIA |
| 2026040265 | Qualifying All Borrower Residual Income | XXX | XXX | Residua income is based on the verified income, verified debt from the origination credit report minus the installment acct w/< XXX payments, negative XXX income and new PITIA |
| 2026040103 | Borrower 1 Last Name | XXX | XXX | Note |
| 2026040103 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance is due to using the debt payments from the origination credit report. |
| 2026040103 | Qualifying All Borrower Residual Income | XXX | XXX | Variance is due to using the debt payments from the origination credit report. |
| 2026040160 | Initial Monthly P&I Or XXX | XXX | XXX | Initial Monthly P&I was confirmed using the note. |
| 2026040160 | Qualifying Total Reserves Number of Months | XXX | XXX | Qualifying reserves was confirmed using the final CD. |
| 2026040160 | Qualifying All Borrower Residual Income | XXX | XXX | Tape Data is rounded. |
| 2026040185 | Qualifying Total Reserves Number of Months | XXX | XXX | cash in hand at closing used for reserves |
| 2026040185 | Qualifying Housing Debt Income Ratio | XXX | XXX | Income documentation is so incomplete that one source cannot even be calculated. |
| 2026040185 | Qualifying Total Debt Income Ratio | XXX | XXX | Income documentation is so incomplete that one source cannot even be calculated. |
| 2026040185 | Qualifying All Borrower Residual Income | XXX | XXX | Income documentation is so incomplete that one source cannot even be calculated. |
| 2026040032 | Borrower 1 Origination XXX | XXX | XXX | Per credit report comparison dated XXX |
| 2026040032 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040032 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040227 | Borrower 1 Last Name | XXX | XXX | B1 last name was confirmed using the note. |
| 2026040227 | Qualifying FICO | XXX | XXX | Qualifying FICO score was confirmed using per credit report. |
| 2026040227 | Borrower 1 Origination XXX | XXX | XXX | Origination XXX score was confirmed using per credit report. |
| 2026040227 | Qualifying All Borrower Residual Income | XXX | XXX | Qualifying residual Income confirmed using lender guidelines and income documentation. |
| 2026040339 | Qualifying Total Reserves Number of Months | XXX | XXX | business and personal checking balances as of closing |
| 2026040339 | Qualifying Total Debt Income Ratio | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040339 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040614 | Property Address | XXX | XXX | True Date is sourced from the Note. |
| 2026040614 | Borrower 1 Self-Employment Flag | XXX | XXX | B1 is not self-employed. B2 is self-employed |
| 2026040614 | Qualifying Total Reserves Number of Months | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040614 | Qualifying Housing Debt Income Ratio | XXX | XXX | Using XXX of the purchase price to estimate taxes per Guidelines. Using lenders more conservative XXX XXX. |
| 2026040614 | Qualifying Total Debt Income Ratio | XXX | XXX | Using XXX of the purchase price to estimate taxes per Guidelines. Using lenders more conservative XXX XXX. |
| 2026040614 | Qualifying All Borrower Residual Income | XXX | XXX | Using XXX of the purchase price to estimate taxes per Guidelines. Using lenders more conservative XXX XXX. |
| 2026040120 | Borrower 1 Origination XXX | XXX | XXX | per credit report dated XXX |
| 2026040120 | Borrower 1 Origination XXX | XXX | XXX | per credit report dated XXX |
| 2026040120 | Qualifying Total Reserves Number of Months | XXX | XXX | Assets in the file are from the XXX which the borrower is XXX% owner. Assets taken at XXX% by XXX |
| 2026040120 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using a different credit report than the credit report available |
| 2026040120 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using a different credit report than the credit report available |
| 2026040139 | Qualifying FICO | XXX | XXX | Per credit report dated XXX |
| 2026040139 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040139 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040274 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040274 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040682 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040281 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender had incorrect asset balances reflected on final 1003 |
| 2026040281 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt payments from the comparison report. |
| 2026040281 | Qualifying Housing Debt Income Ratio | XXX | XXX | Income matches, PITIA is off by XXX cent. XXX source of Tape Data. |
| 2026040281 | Qualifying All Borrower Residual Income | XXX | XXX | Using debt payments from the Comparison report. |
| 2026040076 | Qualifying Total Reserves Number of Months | XXX | XXX | Assets to close are dependent upon an additional secured loan, the details for which are not included in the produced file. |
| 2026040076 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040076 | Borrower 1 Origination XXX | XXX | XXX | Sourced from Comparison Report XXX. |
| 2026040076 | Borrower 1 Origination XXX | XXX | XXX | Sourced from Comparison Report XXX. |
| 2026040076 | Borrower 1 Origination XXX | XXX | XXX | Sourced from Comparison Report XXX. |
| 2026040589 | Application Date | XXX | XXX | Compliance entry per initial 1003 |
| 2026040589 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040267 | Qualifying Total Debt Income Ratio | XXX | XXX | |
| 2026040267 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income variance due to rounding issue. |
| 2026040305 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040305 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040306 | Index | XXX | XXX | Start rate of XXX is index value XXX%. The index value should be XXX%. Both entries are incorrect |
| 2026040306 | Qualifying Total Reserves Number of Months | XXX | XXX | verified assets at closing |
| 2026040306 | Qualifying Total Debt Income Ratio | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040306 | Qualifying Housing Debt Income Ratio | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040306 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040197 | Borrower 1 Origination XXX | XXX | XXX | Missing Broker Report; Audit scores taken from Credit Comparison Report. The loan file contains no credit report with scores. |
| 2026040197 | Qualifying FICO | XXX | XXX | Missing Broker Report; Audit scores taken from Credit Comparison Report. The loan file contains no credit report with scores. |
| 2026040197 | Borrower 1 Origination XXX | XXX | XXX | Missing Broker Report; Audit scores taken from Credit Comparison Report. The loan file contains no credit report with scores. |
| 2026040197 | Borrower 1 Origination XXX | XXX | XXX | Missing Broker Report; Audit scores taken from Credit Comparison Report. The loan file contains no credit report with scores. |
| 2026040197 | Qualifying Total Reserves Number of Months | XXX | XXX | Tape reserves reflect use of an earlier bank account balance, and not the latest balance documented in the loan file. |
| 2026040197 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040661 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040221 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040221 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040221 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040221 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on cash-out amount and most current bank acct balance from account #XXX. |
| 2026040221 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040221 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040170 | Cash Disbursement Date | XXX | XXX | Per Final CD |
| 2026040170 | Qualifying Total Reserves Number of Months | XXX | XXX | asset balances verified in file. expired assets not included |
| 2026040170 | Qualifying Total Debt Income Ratio | XXX | XXX | there is a slight variance in the insurance payments |
| 2026040170 | Qualifying Housing Debt Income Ratio | XXX | XXX | rounding |
| 2026040170 | Qualifying All Borrower Residual Income | XXX | XXX | there is a slight variance in the insurance payment. |
| 2026040170 | Borrower 1 Origination XXX | XXX | XXX | Obtained from comparison report XXX |
| 2026040332 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040146 | Borrower 1 Origination XXX | XXX | XXX | XXX per credit report |
| 2026040146 | Borrower 1 Origination XXX | XXX | XXX | XXX per credit report |
| 2026040146 | Qualifying Total Debt Income Ratio | XXX | XXX | Missing brokers credit using most recent credit from lender - Lender using tradelines from both credit report |
| 2026040146 | Qualifying All Borrower Residual Income | XXX | XXX | Missing brokers credit using most recent credit from lender - Lender using tradelines from both credit report |
| 2026040618 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on the most recent account balances verified. Using XXX% of XXX balance and earnest money withdrawl is verified. |
| 2026040618 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040670 | Qualifying Total Reserves Number of Months | XXX | XXX | cash out plus business checking balance |
| 2026040670 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040034 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040034 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040034 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040034 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040034 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040034 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040034 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040681 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded number |
| 2026040328 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt from originating credit report and some figures are rounded. |
| 2026040328 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040665 | Qualifying Total Reserves Number of Months | XXX | XXX | The XXX is from unsourced funds and not included in my asset calculations |
| 2026040665 | Qualifying Housing Debt Income Ratio | XXX | XXX | |
| 2026040665 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender did not include the P&I from the XXX XXX. The file is missing proof of the rental income to support using the Net Rent loss per Final 1003. |
| 2026040292 | Borrower 1 Last Name | XXX | XXX | per note and ID |
| 2026040292 | Qualifying Total Debt Income Ratio | XXX | XXX | Using debt payments from the credit report dated XXX. |
| 2026040292 | Qualifying All Borrower Residual Income | XXX | XXX | broker v lender XXX Nominal variance, no impact on qualification or guideline compliance |
| 2026040355 | Qualifying All Borrower Residual Income | XXX | XXX | Liabilities taken from the 1003 with no credit report available |
| 2026040226 | Qualifying FICO | XXX | XXX | Primary wage earner is used |
| 2026040226 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040226 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040341 | Borrower 1 Self-Employment Flag | XXX | XXX | B1 is not employed. B2 is 3elf-employed |
| 2026040341 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040341 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040341 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040341 | Qualifying Housing Debt Income Ratio | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040341 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance in using debt from the origination credit report and slight variance in XXX. |
| 2026040341 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040344 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender transposed asset numbers on the 1003 |
| 2026040344 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040344 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040212 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender used incorrect subject PITI. Guidelines required use of XXX of the sales price for property taxes on a XXX . Lender used XXX%. |
| 2026040212 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used incorrect subject PITI. Guidelines required use of XXX of the sales price for property taxes on a XXX . Lender used XXX%. |
| 2026040212 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender used incorrect subject PITI. Guidelines required use of XXX of the sales price for property taxes on a XXX . Lender used XXX%. |
| 2026040212 | Qualifying All Borrower Residual Income | XXX | XXX | Lender used incorrect subject PITI. Guidelines required use of XXX of the sales price for property taxes on a XXX . Lender used XXX%. |
| 2026040393 | Initial Monthly P&I Or XXX | XXX | XXX | Lender is using a P&I payment that is incorrect. The guidelines state a XXX XXX to be qualified at the Note Rate. There is also a slight variance with the negative rental income. |
| 2026040393 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender is using a P&I payment that is incorrect. The guidelines state a XXX XXX to be qualified at the Note Rate |
| 2026040393 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender is using a P&I payment that is incorrect. The guidelines state a XXX XXX to be qualified at the Note Rate |
| 2026040393 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using a P&I payment that is incorrect. The guidelines state a XXX XXX to be qualified at the Note Rate |
| 2026040393 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using a P&I payment that is incorrect. The guidelines state a XXX XXX to be qualified at the Note Rate |
| 2026040389 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040679 | Qualifying Total Reserves Number of Months | XXX | XXX | verified balances as of closing |
| 2026040679 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040638 | Initial Monthly P&I Or XXX | XXX | XXX | True data is initial XXX payment. |
| 2026040638 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender's qualifying PI payment was based on original Note rate of XXX% and not the final rate of XXX%. |
| 2026040638 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender's qualifying PI payment was based on original Note rate of XXX% and not the final rate of XXX%. In addition, discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040638 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender's qualifying PI payment was based on original Note rate of XXX% and not the final rate of XXX%. |
| 2026040638 | Qualifying All Borrower Residual Income | XXX | XXX | Lender's qualifying PI payment was based on original Note rate of XXX% and not the final rate of XXX%. In addition, discrepancy resulting from variance between consumer debt on early and XXX-Day credit reports. |
| 2026040031 | Borrower 1 Origination XXX | XXX | XXX | Sourced from origination credit report XXX. |
| 2026040031 | Borrower 1 Origination XXX | XXX | XXX | Sourced from origination credit report XXX. |
| 2026040031 | Borrower 1 Origination XXX | XXX | XXX | Sourced from origination credit report XXX. |
| 2026040031 | Qualifying Total Reserves Number of Months | XXX | XXX | Verified assets as of XXX with appropriate usage percentages applied |
| 2026040431 | Index | XXX | XXX | calculated field outside of the scope of the credit review |
| 2026040431 | Borrower 1 Origination XXX | XXX | XXX | Sourced origination report dated XXX. |
| 2026040431 | Qualifying FICO | XXX | XXX | Sourced origination report dated XXX. |
| 2026040431 | Borrower 1 Origination XXX | XXX | XXX | Sourced origination report dated XXX. |
| 2026040431 | Qualifying Total Debt Income Ratio | XXX | XXX | Re-calculated income does not support the income from business XXX and Other income. Audit is unable to determine how the lender calculated the other income. |
| 2026040431 | Qualifying Housing Debt Income Ratio | XXX | XXX | Re-calculated income does not support the income from business XXX and Other income. Audit is unable to determine how the lender calculated the other income. |
| 2026040431 | Qualifying All Borrower Residual Income | XXX | XXX | Re-calculated income does not support the income from business XXX and Other income. Audit is unable to determine how the lender calculated the other income. |
| 2026040259 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040259 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040259 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040259 | Qualifying Total Reserves Number of Months | XXX | XXX | Lenders verified assets are incorrect. Guidelines state business assets are calculated at ownership percentage. |
| 2026040259 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040593 | Property Address | XXX | XXX | Per note |
| 2026040593 | Property County | XXX | XXX | Per mortgage |
| 2026040257 | Qualifying FICO | XXX | XXX | Origination credit report XXX |
| 2026040257 | Qualifying Total Debt Income Ratio | XXX | XXX | broker v lender XXX Nominal variance, no impact on qualification or guideline compliance |
| 2026040257 | Qualifying All Borrower Residual Income | XXX | XXX | broker v lender XXX Nominal variance, no impact on qualification or guideline compliance |
| 2026040371 | Borrower 1 Origination XXX | XXX | XXX | No credit report in the file. Using XXX for FICO scores |
| 2026040371 | Borrower 1 Origination XXX | XXX | XXX | No credit report in the file. Using XXX for FICO scores |
| 2026040371 | Borrower 1 Origination XXX | XXX | XXX | No credit report in the file. Using XXX for FICO scores |
| 2026040371 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040380 | Qualifying Housing Debt Income Ratio | XXX | XXX | PITIA matches 1008 |
| 2026040380 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit is using debt from the origination credit report. It appears the Lender using partial payment for collection account or is using an updated credit report. |
| 2026040380 | Qualifying All Borrower Residual Income | XXX | XXX | Audit is using debt from the origination credit report. It appears the Lender using partial payment for collection account or is using an updated credit report. |
| 2026040684 | Borrower 1 Last Name | XXX | XXX | Per note and ID |
| 2026040684 | Qualifying Total Debt Income Ratio | XXX | XXX | broker v lender XXX |
| 2026040684 | Qualifying All Borrower Residual Income | XXX | XXX | broker v lender XXX |
| 2026040686 | Qualifying Total Reserves Number of Months | XXX | XXX | Business assets have to be used at ownership % |
| 2026040686 | Qualifying Housing Debt Income Ratio | XXX | XXX | Matches lenders 1008 |
| 2026040686 | Qualifying Total Debt Income Ratio | XXX | XXX | Matches lenders docs in the file |
| 2026040686 | Qualifying All Borrower Residual Income | XXX | XXX | Matches lenders docs in the file |
| 2026040348 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file and matches the 1003 |
| 2026040348 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using a different credit report that is not in the file |
| 2026040348 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using a different credit report that is not in the file |
| 2026040387 | Qualifying Total Reserves Number of Months | XXX | XXX | Approved assets match 1003 and 1008 |
| 2026040387 | Qualifying Total Debt Income Ratio | XXX | XXX | Missing credit report |
| 2026040387 | Qualifying All Borrower Residual Income | XXX | XXX | Missing credit reprot |
| 2026040345 | Qualifying All Borrower Residual Income | XXX | XXX | Income and total liabilities match 1003 and 1008 |
| 2026040683 | Initial Monthly P&I Or XXX | XXX | XXX | Lender using payment after XXX IO payments |
| 2026040683 | Qualifying Total Reserves Number of Months | XXX | XXX | Total assets match 1003 and 1008 |
| 2026040683 | Qualifying All Borrower Residual Income | XXX | XXX | property taxes are slightly higher than lenders |
| 2026040294 | Initial Monthly P&I Or XXX | XXX | XXX | Tape value is the qualifying payment |
| 2026040294 | Qualifying Total Reserves Number of Months | XXX | XXX | Verified assets at the time of closing were less than what the lender used for qualifyiing |
| 2026040294 | Qualifying All Borrower Residual Income | XXX | XXX | No income allowed. See comments |
| 2026040379 | Borrower 1 Last Name | XXX | XXX | Same data |
| 2026040379 | Qualifying Total Debt Income Ratio | XXX | XXX | Documents in the file do not support borrowers stated income on the 1003/1008. |
| 2026040379 | Qualifying Housing Debt Income Ratio | XXX | XXX | Documents in the file do not support borrowers stated income on the 1003/1008. |
| 2026040379 | Qualifying All Borrower Residual Income | XXX | XXX | Documents in the file do not support borrowers stated income on the 1003/1008. |
| 2026040406 | Qualifying Total Debt Income Ratio | XXX | XXX | The 1003 states previous primary residence is pending sale. There is no evidence in the file that the property has sold. Underwriter has included the full PITI as a liability |
| 2026040406 | Qualifying Housing Debt Income Ratio | XXX | XXX | |
| 2026040406 | Qualifying All Borrower Residual Income | XXX | XXX | The 1003 states previous primary residence is pending sale. There is no evidence in the file that the property has sold. Underwriter has included the full PITI as a liability |
| 2026040370 | Qualifying Total Debt Income Ratio | XXX | XXX | Full origination credit report is missing. Using debts from ten-day report. |
| 2026040370 | Qualifying All Borrower Residual Income | XXX | XXX | Full origination credit report is missing. Using debts from ten-day report. |
| 2026040623 | Property Address | XXX | XXX | Same data |
| 2026040623 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040058 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report and the XXX loss is slightly less than the lenders figure |
| 2026040058 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report and the XXX loss is slightly less than the lenders figure |
| 2026040091 | Qualifying FICO | XXX | XXX | Per credit report dated XXX |
| 2026040091 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040091 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040091 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040091 | Qualifying Total Debt Income Ratio | XXX | XXX | Lenders XXX is slightly higher than the documents presented |
| 2026040091 | Borrower 2 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040091 | Qualifying All Borrower Residual Income | XXX | XXX | Lenders XXX income is slightly higher than the documents presented |
| 2026040169 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040169 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040169 | Qualifying Total Debt Income Ratio | XXX | XXX | borrowers negative income attached to the XXX is a lesser value than the lender used. |
| 2026040169 | Qualifying All Borrower Residual Income | XXX | XXX | borrowers negative income attached to the XXX is a lesser value than the lender used. |
| 2026040358 | Initial Monthly P&I Or XXX | XXX | XXX | Confirmed Monthly PI XXX for the XXX months, then XXX thereafter |
| 2026040358 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves are based on the most recent bank statement balances from the accounts listed on the XXX with qualifying percentages per GL's. |
| 2026040358 | Qualifying Housing Debt Income Ratio | XXX | XXX | Using the qualifying payment for XXX Yr XXX loans. |
| 2026040358 | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed the Total Debt to Income base on the payment after the interest only XXX month is XXX% |
| 2026040358 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is based on the the PITIA and debt from the origination credit report. |
| 2026040617 | Application Date | XXX | XXX | Compliance entry |
| 2026040617 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file, and matches 1008. |
| 2026040617 | Qualifying Housing Debt Income Ratio | XXX | XXX | Matches the lenders 1008 even with a slight difference of final payment. |
| 2026040617 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an adjusted credit report |
| 2026040617 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an adjusted credit report |
| 2026040364 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040323 | Qualifying Total Reserves Number of Months | XXX | XXX | Using the most recent balances from the accts listed on the XXX. Using XXX% for the borrower's retirement acct balances. Earnest money is verified. |
| 2026040323 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used the debt from the XXX-day report, and Audit used the debt from the origination credit report. |
| 2026040323 | Qualifying All Borrower Residual Income | XXX | XXX | Lender used the debt from the XXX-day report, and Audit used the debt from the origination credit report. |
| 2026040383 | Qualifying Total Reserves Number of Months | XXX | XXX | cash in hand plus account balances at closing |
| 2026040383 | Qualifying Total Debt Income Ratio | XXX | XXX | Unable to determine, credit report missing |
| 2026040383 | Qualifying All Borrower Residual Income | XXX | XXX | Unable to determine, credit report missing |
| 2026040216 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040216 | Borrower 2 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040216 | Borrower 1 Origination XXX | XXX | XXX | broker v lender XXX middle score of highest wage earner used to qualify |
| 2026040216 | Qualifying Total Reserves Number of Months | XXX | XXX | Used all current assets verified in file in review as 1003 did not show specifically which assets had been included in lender's qualification |
| 2026040464 | Qualifying Total Debt Income Ratio | XXX | XXX | |
| 2026040464 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040405 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040622 | Property Address | XXX | XXX | Same data |
| 2026040622 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file and matches the 1008 |
| 2026040622 | Qualifying Housing Debt Income Ratio | XXX | XXX | Per docs in the file and matches the 1008 |
| 2026040622 | Qualifying Total Debt Income Ratio | XXX | XXX | Per docs in the file and matches the 1008 |
| 2026040622 | Qualifying All Borrower Residual Income | XXX | XXX | Per docs in the file and matches the 1008 |
| 2026040424 | Qualifying Total Reserves Number of Months | XXX | XXX | Earnest Money is not sourced/verified withdrawn. |
| 2026040424 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040436 | Initial Monthly P&I Or XXX | XXX | XXX | Tape value is lender's qualifying payment |
| 2026040436 | Index | XXX | XXX | calculated value outside of the scope of this review |
| 2026040436 | Qualifying Total Debt Income Ratio | XXX | XXX | rounding |
| 2026040436 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040423 | Initial Monthly P&I Or XXX | XXX | XXX | Lender is using an incorrect XXX payment for a XXX. |
| 2026040423 | Borrower 1 Last Name | XXX | XXX | Per Mortgage |
| 2026040423 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender is using an incorrect XXX payment for a XXX. |
| 2026040423 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an incorrect XXX payment for a XXX. |
| 2026040423 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender is using an incorrect XXX payment for a XXX. |
| 2026040423 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an incorrect XXX payment for a XXX. |
| 2026040422 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender is using XXX% of borrowers stock assets. Guidelines require an XXX% reduction |
| 2026040422 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040363 | Qualifying Total Reserves Number of Months | XXX | XXX | CRSE reflects XXX months, which is same as the Audit total. |
| 2026040363 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040432 | Qualifying Total Debt Income Ratio | XXX | XXX | Borrowers XXX loss is slightly higher than lenders figure. |
| 2026040432 | Qualifying All Borrower Residual Income | XXX | XXX | Borrowers XXX loss is slightly higher than lenders figure. |
| 2026040449 | Initial Monthly P&I Or XXX | XXX | XXX | Tape value is qualifying, true data is XXX |
| 2026040449 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040403 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets in the file and matches lenders 1008 |
| 2026040403 | Qualifying Total Debt Income Ratio | XXX | XXX | Debt from credit report do not match what the Lender used. |
| 2026040403 | Qualifying All Borrower Residual Income | XXX | XXX | Debt from credit report do not match what the Lender used. |
| 2026040435 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report |
| 2026040435 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report |
| 2026040388 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040402 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file and matches lenders 1003 |
| 2026040402 | Qualifying Total Debt Income Ratio | XXX | XXX | . |
| 2026040402 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040694 | Initial Monthly P&I Or XXX | XXX | XXX | Subject Note is XXX YR FR XXX; Tape payment is P&I amount. |
| 2026040694 | Qualifying Total Reserves Number of Months | XXX | XXX | |
| 2026040694 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040397 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender used XXX/mo for subject property HOA, whereas the Audit amount is XXX/mo. |
| 2026040397 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used XXX/mo for subject property HOA, whereas the Audit amount is XXX/mo. |
| 2026040397 | Qualifying All Borrower Residual Income | XXX | XXX | Lender used XXX/mo for subject property HOA, whereas the Audit amount is XXX/mo. |
| 2026040451 | Property Address | XXX | XXX | Same data |
| 2026040451 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets listed in the file and matches the lenders 1003 |
| 2026040451 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report that is not available |
| 2026040451 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report that is not available |
| 2026040410 | Qualifying Total Reserves Number of Months | XXX | XXX | Net proceeds from sale of departure slightly lower than what was on 1003. Not material |
| 2026040410 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040489 | Qualifying Housing Debt Income Ratio | XXX | XXX | Ratio higher due to qualifying income lower/removal of child support |
| 2026040489 | Qualifying Total Debt Income Ratio | XXX | XXX | Ratio higher due to qualifying income lower/removal of child support |
| 2026040489 | Qualifying All Borrower Residual Income | XXX | XXX | Removal of child support income since it will not continue for XXX years. |
| 2026040439 | Qualifying Total Reserves Number of Months | XXX | XXX | Using cash out only as reserves |
| 2026040439 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender using a lower PITIA that mortgage statement provided for primary residence |
| 2026040439 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender using a lower PITIA that mortgage statement provided for primary residence |
| 2026040439 | Qualifying All Borrower Residual Income | XXX | XXX | Lender using a lower PITIA that mortgage statement provided for primary residence |
| 2026040426 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040467 | Qualifying LTV | XXX | XXX | Rounding. 1008 LTV is XXX%. |
| 2026040467 | Qualifying CLTV | XXX | XXX | Rounding. 1008 CLTV is XXX%. |
| 2026040467 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040468 | Underwriting Exception in File? | XXX | XXX | XXX shows no logged exceptions |
| 2026040468 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040391 | Qualifying Total Reserves Number of Months | XXX | XXX | last statement balances at closing |
| 2026040391 | Qualifying Total Debt Income Ratio | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040391 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040357 | Initial Monthly P&I Or XXX | XXX | XXX | tape value is qualifying, fully amortized payment |
| 2026040357 | Borrower 1 Self-Employment Flag | XXX | XXX | Self-employment is not primary source of income |
| 2026040357 | Qualifying Total Reserves Number of Months | XXX | XXX | retirement funds plus cash in hand used to calculate reserves |
| 2026040357 | Qualifying Total Debt Income Ratio | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040357 | Qualifying All Borrower Residual Income | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040375 | Application Date | XXX | XXX | Initial 1003 |
| 2026040375 | Qualifying Total Reserves Number of Months | XXX | XXX | Not all statements provided that were used on 1003/1008 for assets |
| 2026040375 | Qualifying Total Debt Income Ratio | XXX | XXX | |
| 2026040375 | Qualifying All Borrower Residual Income | XXX | XXX | Cents were removed from calc |
| 2026040409 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file |
| 2026040409 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040438 | Qualifying Total Reserves Number of Months | XXX | XXX | |
| 2026040438 | Qualifying All Borrower Residual Income | XXX | XXX | Lender exclude auto paid by business-not allowed per guidelines |
| 2026040427 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using a different liability report |
| 2026040427 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using a different liability report |
| 2026040385 | Maturity Date | XXX | XXX | the XXX is correct per the note |
| 2026040385 | First Payment Date | XXX | XXX | per the note, the due date is the XXX of the month |
| 2026040385 | Qualifying Total Reserves Number of Months | XXX | XXX | Nominal variance, no impact on qualification or guideline compliance |
| 2026040385 | Qualifying Total Debt Income Ratio | XXX | XXX | borrowers have another refinance in process with XXX that has not been fully documented. |
| 2026040385 | Qualifying Housing Debt Income Ratio | XXX | XXX | borrowers have another refinance in process with XXX that has not been fully documented. overall income is impacted |
| 2026040385 | Qualifying All Borrower Residual Income | XXX | XXX | borrowers have another refinance in process with XXX that has not been fully documented. |
| 2026040469 | Qualifying Total Reserves Number of Months | XXX | XXX | Most recent bk stmts values from accts listed on the XXX. XXX is sourced from the borrower's XXX. |
| 2026040469 | Qualifying Total Debt Income Ratio | XXX | XXX | The DTI in the 1008 is XXX% but the our DTI is XXX%. The lender has considered the expense factor as XXX%, but as per the guideline the expense factor for the busines is XXX%. The Auditors income is lower due to the expense factor. Hence there is a mismatch in the DTI from the lender XXX. |
| 2026040469 | Qualifying Housing Debt Income Ratio | XXX | XXX | The lender has considered the expense factor as XXX%, but as per the guideline the expense factor for the busines is XXX%. The Auditors income is lower due to the expense factor. Hence there is a mismatch in the DTI from the lender XXX. |
| 2026040469 | Qualifying All Borrower Residual Income | XXX | XXX | True Data is actual figures and not rounded. |
| 2026040479 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040482 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040448 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040471 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040511 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040441 | Qualifying All Borrower Residual Income | XXX | XXX | True data is actual figures, Tape Data is rounded. |
| 2026040472 | Qualifying Total Reserves Number of Months | XXX | XXX | Qualifying Total Reserves Number of Months confirmed using Asset Docs available in the file. |
| 2026040472 | Qualifying All Borrower Residual Income | XXX | XXX | True Data is the actual figures and not rounded. |
| 2026040692 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance is due to using XXX of the student loan balances from the XXX credit report to determine the monthly payments. |
| 2026040692 | Qualifying All Borrower Residual Income | XXX | XXX | DTI variance is due to using XXX of the student loan balances from the XXX credit report to determine the monthly payments. |
| 2026040540 | Qualifying Total Reserves Number of Months | XXX | XXX | Lender did not use a XXX% calculation for XXX assets |
| 2026040540 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040533 | Borrower 1 Self-Employment Flag | XXX | XXX | Primary Borrower Self employed but ownership not revealed |
| 2026040533 | Qualifying Total Reserves Number of Months | XXX | XXX | per Assets listed in the file and matches lenders 1003 |
| 2026040533 | Qualifying All Borrower Residual Income | XXX | XXX | Lenders XXX is slightly different than what the documents indicate |
| 2026040501 | Borrower 1 Last Name | XXX | XXX | Borrower last name captured as per Note |
| 2026040501 | Initial Monthly P&I Or XXX | XXX | XXX | XXX payment used |
| 2026040501 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040699 | Borrower 1 Last Name | XXX | XXX | Updated as per Note document |
| 2026040699 | Qualifying Total Debt Income Ratio | XXX | XXX | Rounding difference on the XXX |
| 2026040699 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040430 | Qualifying Total Reserves Number of Months | XXX | XXX | The Auditor has confirmed the reserves as per the guidelines |
| 2026040430 | Qualifying All Borrower Residual Income | XXX | XXX | Income calc by auditor slightly lower. Not material. |
| 2026040491 | Qualifying Total Debt Income Ratio | XXX | XXX | There is a slight variance in XXX income. |
| 2026040491 | Qualifying All Borrower Residual Income | XXX | XXX | There is a slight variance in XXX income. |
| 2026040537 | Initial Monthly P&I Or XXX | XXX | XXX | True data is the initial payment. |
| 2026040537 | Qualifying All Borrower Residual Income | XXX | XXX | Tape Data is rounded. True Data is actual figures. |
| 2026040312 | Initial Monthly P&I Or XXX | XXX | XXX | Lender is using the wrong XXX payment on the 1008/XXX. Guidelines state a XXX YR term qualified at XXX YR AM full PITIA Payment. Lender is also using an updated credit report. |
| 2026040312 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using the wrong XXX payment on the 1008/XXX. Guidelines state a XXX YR term qualified at XXX YR AM full PITIA Payment. Lender is also using an updated credit report. |
| 2026040312 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender is using the wrong XXX payment on the 1008/XXX. Guidelines state a XXX YR term qualified at XXX YR AM full PITIA Payment. Lender is also using an updated credit report. |
| 2026040312 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using the wrong XXX payment on the 1008/XXX. Guidelines state a XXX YR term qualified at XXX YR AM full PITIA Payment. Lender is also using an updated credit report. |
| 2026040376 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding. |
| 2026040376 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using a different credit report |
| 2026040376 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using a different credit report |
| 2026040524 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040289 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding. |
| 2026040289 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040546 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040483 | Index | XXX | XXX | . |
| 2026040483 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets in the file |
| 2026040483 | Qualifying All Borrower Residual Income | XXX | XXX | Using QM payment |
| 2026040700 | Initial Monthly P&I Or XXX | XXX | XXX | Lender is using an incorrect P&I payment |
| 2026040700 | Qualifying Housing Debt Income Ratio | XXX | XXX | Lender is using an incorrect P&I payment |
| 2026040700 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an incorrect P&I payment |
| 2026040700 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an incorrect P&I payment |
| 2026040377 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender calculated XXX liabilities twice |
| 2026040377 | Qualifying All Borrower Residual Income | XXX | XXX | Lender calculated XXX liabilities twice |
| 2026040445 | Qualifying FICO | XXX | XXX | Based on Primary |
| 2026040445 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an different credit report |
| 2026040445 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an different credit report |
| 2026040461 | Qualifying All Borrower Residual Income | XXX | XXX | Tape Data is rounded. |
| 2026040361 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040554 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040544 | Qualifying Total Debt Income Ratio | XXX | XXX | |
| 2026040544 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040392 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040392 | Borrower 1 Origination XXX | XXX | XXX | Per credit report dated XXX |
| 2026040392 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets in the file |
| 2026040392 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040529 | Qualifying Total Reserves Number of Months | XXX | XXX | Using XXX payment |
| 2026040529 | Qualifying Total Debt Income Ratio | XXX | XXX | Using XXX payment |
| 2026040529 | Qualifying All Borrower Residual Income | XXX | XXX | Using XXX payment |
| 2026040499 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using a different credit report than available |
| 2026040499 | Qualifying Housing Debt Income Ratio | XXX | XXX | Rounding difference on the XXX |
| 2026040499 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using a different credit report than available |
| 2026040693 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040509 | Qualifying Total Reserves Number of Months | XXX | XXX | Per verified assets in file |
| 2026040509 | Qualifying All Borrower Residual Income | XXX | XXX | rounding |
| 2026040085 | Borrower 1 Origination XXX | XXX | XXX | Per missing credit report dated XXX and used on the XXX |
| 2026040085 | Borrower 1 Origination XXX | XXX | XXX | Per missing credit report dated XXX and used on the XXX |
| 2026040085 | Borrower 1 Origination XXX | XXX | XXX | Per missing credit report dated XXX and used on the XXX |
| 2026040085 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040415 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is counting more income than is allowed per guidelines |
| 2026040415 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is counting more income than is allowed per guidelines |
| 2026040497 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender included an additional XXX in debts (T&I from departure residence the borrower rented). |
| 2026040497 | Qualifying All Borrower Residual Income | XXX | XXX | Lender included an additional XXX in debts (T&I from departure residence the borrower rented). |
| 2026040632 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets in the file |
| 2026040632 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using an updated credit report and a lower primary housing than the documents show |
| 2026040632 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using an updated credit report and a lower primary housing than the documents show |
| 2026040003 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets in the file. XXX asset is at XXX% |
| 2026040003 | Qualifying Total Debt Income Ratio | XXX | XXX | Borrowers XXX has a slightly higher liability amount. |
| 2026040003 | Qualifying All Borrower Residual Income | XXX | XXX | Borrowers XXX has a slightly higher liability amount. |
| 2026040564 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040352 | Initial Monthly P&I Or XXX | XXX | XXX | Qualifying payment- |
| 2026040352 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on the most recent acct balances from XXX and XXX. Did not add the XXX since the most recent balance after the $XXX withdrawal is not documented. The funds are not needed for closing or reserve. |
| 2026040352 | Qualifying Housing Debt Income Ratio | XXX | XXX | |
| 2026040352 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender using XXX amount and divided by XXX,. Audit is using the amount on the payment coupon because it does not verify if this is monthly or quarterly. |
| 2026040352 | Qualifying All Borrower Residual Income | XXX | XXX | Lender using XXX amount and divided by XXX,. Audit is using the amount on the payment coupon because it does not verify if this is monthly or quarterly. |
| 2026040543 | Qualifying Housing Debt Income Ratio | XXX | XXX | |
| 2026040543 | Qualifying Total Debt Income Ratio | XXX | XXX | |
| 2026040543 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040440 | Application Date | XXX | XXX | Confirmed the application date as XXX with the initial 1003 |
| 2026040440 | Qualifying All Borrower Residual Income | XXX | XXX | confirmed the residual income is XXX which meets lender guidelines |
| 2026040527 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file. They do not match lenders 1003 |
| 2026040527 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using a higher liability figure |
| 2026040527 | Qualifying All Borrower Residual Income | XXX | XXX | Lender is using a higher liability figure |
| 2026040547 | Cash Disbursement Date | XXX | XXX | Updated per XXX |
| 2026040547 | Qualifying Total Debt Income Ratio | XXX | XXX | Due to credit liabilities Updated per credit report |
| 2026040547 | Qualifying All Borrower Residual Income | XXX | XXX | Assets updated per statements |
| 2026040550 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding. |
| 2026040398 | Borrower 1 Origination XXX | XXX | XXX | Qualifying mid score. |
| 2026040398 | Borrower 1 Origination XXX | XXX | XXX | XXX score verified. |
| 2026040398 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040706 | Qualifying All Borrower Residual Income | XXX | XXX | Borrowers XXX are slightly different than reported |
| 2026040705 | Initial Monthly P&I Or XXX | XXX | XXX | XXX IS XXX. FULLY PAYMENT IS XXX - g/l's required XXX YR term qualified at XXX YR AM full PITIA Payment. The payment should have been XXX. |
| 2026040705 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves from XXX will be used for transaction and is allowed, per g/l. Lender's approval listed XXX reserves |
| 2026040705 | Qualifying Housing Debt Income Ratio | XXX | XXX | variance due to XXX. Lender used XXX, actual is XXX |
| 2026040705 | Qualifying Total Debt Income Ratio | XXX | XXX | variance due to XXX. Lender used XXX, actual is XXX |
| 2026040705 | Qualifying All Borrower Residual Income | XXX | XXX | XXX residual income, per lender's approval |
| 2026040569 | Qualifying All Borrower Residual Income | XXX | XXX | Income is slightly less than listed on the 1008 |
| 2026040494 | Borrower 1 Last Name | XXX | XXX | Per Mortgage |
| 2026040494 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs in the file. All assets match the lenders 1003 except the XXX is calculated at XXX% |
| 2026040494 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040500 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender miscalculated Borrower's income. |
| 2026040500 | Qualifying All Borrower Residual Income | XXX | XXX | Lender miscalculated Borrower's income. |
| 2026040534 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on cash-out amount. |
| 2026040534 | Qualifying Total Debt Income Ratio | XXX | XXX | The DTI does not align with the lender’s calculation due to a difference in rental loss figures. The lender calculated a rental loss of XXX, whereas our calculation results in XXX, causing the variance in DTI. |
| 2026040534 | Qualifying All Borrower Residual Income | XXX | XXX | XXX income variatation. |
| 2026040567 | Qualifying Total Reserves Number of Months | XXX | XXX | Total assets XXX - cash to close XXX / XXX for XXX months reserves |
| 2026040567 | Qualifying Total Debt Income Ratio | XXX | XXX | XXX letter states consolidation of business account into XXX. Lender did not deduct the deposits from these account on the XXX statement. Total check transfer deposit XXX. Auditor income is less than the lenders. |
| 2026040567 | Qualifying Housing Debt Income Ratio | XXX | XXX | XXX letter states consolidation of business account into XXX. Lender did not deduct the deposits from these account on the XXX statement. Total check transfer deposit XXX. Auditor income is less than the lenders. |
| 2026040567 | Qualifying All Borrower Residual Income | XXX | XXX | Total income XXX total debts XXX lease XXX residual income |
| 2026040002 | Borrower 1 Origination XXX | XXX | XXX | Qualifying credit score. Credit report dated XXX. |
| 2026040002 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding |
| 2026040560 | Borrower 1 Last Name | XXX | XXX | Per mortgage |
| 2026040560 | Cash Disbursement Date | XXX | XXX | Compliance entry |
| 2026040560 | Qualifying Total Reserves Number of Months | XXX | XXX | Guidelines do not allow for gift funds to be used for reserves. |
| 2026040560 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040551 | Qualifying All Borrower Residual Income | XXX | XXX | Verified Qualifying All Borrower Residual Income XXX |
| 2026040561 | Qualifying Housing Debt Income Ratio | XXX | XXX | Audit is using actual figures. |
| 2026040561 | Qualifying All Borrower Residual Income | XXX | XXX | Audit is using actual figures. |
| 2026040514 | Qualifying Total Reserves Number of Months | XXX | XXX | XXX statement included. This was the source of the down payment |
| 2026040514 | Qualifying All Borrower Residual Income | XXX | XXX | XXX difference |
| 2026040276 | Mo. Tax | XXX | XXX | XXX off |
| 2026040378 | Mo. Hazard | XXX | XXX | Hazard insurance premium is XXX |
| 2026040378 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040399 | Mo. Tax | XXX | XXX | Tax certificate in file reflects XXX annual taxes. |
| 2026040552 | Mo. Hazard | XXX | XXX | XXX off |
| 2026040351 | Mo. Tax | XXX | XXX | Taxes taken from appraisal. |
| 2026040351 | Months Reserves | XXX | XXX | XXX reflects XXX and CD reflects XXX cash to borrower. |
| 2026040476 | Qualifying FICO | XXX | XXX | FICO XXX per credit report in file dated XXX. |
| 2026040626 | Months Reserves | XXX | XXX | XXX cash out from CD. |
| 2026040557 | Mo. Tax | XXX | XXX | XXX off |
| 2026040616 | STR | XXX | XXX | |
| 2026040616 | Months Reserves | XXX | XXX | |
| 2026040655 | Mo. Hazard | XXX | XXX | Adding property and XXX insurance. |
| 2026040144 | Months Reserves | XXX | XXX | XXX reflects XXX and utilizing XXX% of XXX. |
| 2026040325 | Qualifying FICO | XXX | XXX | FICO XXX per credit report in file dated XXX |
| 2026040675 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040536 | Mo. Tax | XXX | XXX | XXX off |
| 2026040536 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040634 | Gross Rent | XXX | XXX | XXX off |
| 2026040634 | P&I | XXX | XXX | Note in file reflects XXX |
| 2026040634 | Months Reserves | XXX | XXX | Cash out from CD. |
| 2026040620 | Gross Rent | XXX | XXX | Utilizing XXX value in file |
| 2026040620 | Months Reserves | XXX | XXX | XXX reflects XXX, XXX reflects XXX, XXX reflects XXX |
| 2026040412 | Mo. Tax | XXX | XXX | XXX off |
| 2026040412 | Months Reserves | XXX | XXX | XXX reflects XXX and utilizing XXX proceeds from secured loan |
| 2026040444 | Months Reserves | XXX | XXX | Taking XXX from XXX exchange |
| 2026040650 | Mo. Hazard | XXX | XXX | Hazard premium is XXX annually |
| 2026040650 | Months Reserves | XXX | XXX | |
| 2026040695 | Months Reserves | XXX | XXX | XXX XXX reflects XXX |
| 2026040672 | Borrower Last Name | XXX | XXX | |
| 2026040525 | Gross Rent | XXX | XXX | Rental Avm in file reflects XXX |
| 2026040304 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes. |
| 2026040304 | Months Reserves | XXX | XXX | |
| 2026040627 | Months Reserves | XXX | XXX | XXX reflects XXX and XXX reflects XXX |
| 2026040411 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes. |
| 2026040411 | Months Reserves | XXX | XXX | Cash out from CD. |
| 2026040242 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes |
| 2026040231 | Gross Rent | XXX | XXX | Using market rents from appraisal |
| 2026040457 | Months Reserves | XXX | XXX | Cash out from CD. |
| 2026040131 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes |
| 2026040317 | Loan Purpose | XXX | XXX | CD reflects cash to close. |
| 2026040384 | Months Reserves | XXX | XXX | XXX reflects XXX and XXX XXX reflects XXX reflects XXX, XXX reflects XXX |
| 2026040368 | Months Reserves | XXX | XXX | Utilizing XXX% of the funds in the XXX. |
| 2026040279 | Gross Rent | XXX | XXX | 1007 in file reflects XXX |
| 2026040279 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes |
| 2026040279 | Months Reserves | XXX | XXX | XXX reflects XXX, XXX reflects XXX and XXX reflects XXX |
| 2026040446 | Foreign National | XXX | XXX | |
| 2026040488 | Mo. Tax | XXX | XXX | Taxes are taken from appraisal. |
| 2026040505 | Postal Code | XXX | XXX | |
| 2026040096 | Months Reserves | XXX | XXX | Taking XXX% of XXX |
| 2026040330 | Gross Rent | XXX | XXX | Missing 1007. |
| 2026040390 | Mo. Tax | XXX | XXX | Adding property, XXX and XXX. |
| 2026040697 | Gross Rent | XXX | XXX | Taking 1007 rents per email exchange |
| 2026040456 | Gross Rent | XXX | XXX | XXX |
| 2026040642 | Months Reserves | XXX | XXX | |
| 2026040619 | LTV | XXX | XXX | XXX |
| 2026040512 | Mo. Hazard | XXX | XXX | XXX |
| 2026040001 | Mo. Hazard | XXX | XXX | Adding wind & hail |
| 2026040506 | LTV | XXX | XXX | XXX |
| 2026040290 | Qualifying FICO | XXX | XXX | FICO XXX per credit report in file dated XXX. |
| 2026040690 | Property Type | XXX | XXX | |
| 2026040690 | Months Reserves | XXX | XXX | XXX reflects XXX, XXX reflects XXX, XXX reflects XXX and utilizing XXX% of XXX (XXX). |
| 2026040428 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040520 | Mo. Hazard | XXX | XXX | XXX |
| 2026040687 | Gross Rent | XXX | XXX | XXX |
| 2026040687 | Mo. Tax | XXX | XXX | XXX |
| 2026040404 | Months Reserves | XXX | XXX | XXX reflecting XXX, XXX reflecting XXX, XXX reflecting XXX, XXX reflecting XXX, XXX reflecting XXX |
| 2026040372 | LTV | XXX | XXX | XXX |
| 2026040394 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040233 | Months Reserves | XXX | XXX | Cash out in the amount of XXX |
| 2026040450 | Gross Rent | XXX | XXX | Lease reflects XXX |
| 2026040674 | Gross Rent | XXX | XXX | Lease agreement in fiel reflects XXX montly rent. |
| 2026040674 | Mo. Tax | XXX | XXX | XXX |
| 2026040269 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes |
| 2026040327 | Loan Purpose | XXX | XXX | Verified payoff in file for subject property |
| 2026040291 | Mo. Tax | XXX | XXX | Tax report in file reflects XXX annual taxes. |
| 2026040291 | Months Reserves | XXX | XXX | XXX #XXX reflects XXX and utilizing XXX% of XXX. |
| 2026040407 | Months Reserves | XXX | XXX | XXX reflects XXX |
| 2026040347 | Mo. Tax | XXX | XXX | Title reflects XXX annual taxes. |
| 2026040347 | Months Reserves | XXX | XXX | XXX reflects XXX |
| 2026040362 | Months Reserves | XXX | XXX | Cash out from CD. |
| 2026040452 | Mo. Tax | XXX | XXX | Adding XXX and XXX taxes. |
| 2026040324 | Months Reserves | XXX | XXX | XXX |
| 2026040460 | LTV | XXX | XXX | XXX |
| 2026040314 | Months Reserves | XXX | XXX | Cash out from CD. |
| 2026040099 | Cash Out Amount | XXX | XXX | |
| 2026040099 | Months Reserves | XXX | XXX | |
| 2026040302 | Gross Rent | XXX | XXX | 1007 reflects XXX market rent |
| 2026040302 | Months Reserves | XXX | XXX | XXX reflects XXX, XXX reflects XXX. XXX reflects XXX |
| 2026040566 | STR | XXX | XXX | Missing XXX |
| 2026040698 | Postal Code | XXX | XXX | |
| 2026040698 | Mo. Tax | XXX | XXX | XXX |
| 2026040463 | Mo. Tax | XXX | XXX | XXX |
| 2026040316 | Qualifying FICO | XXX | XXX | FICO XXX per credit report in file dated XXX |
| 2026040418 | Mo. Tax | XXX | XXX | XXX |
| 2026040492 | Mo. Tax | XXX | XXX | Adding XXX and XXX. |
| 2026040519 | Mo. Hazard | XXX | XXX | XXX |
| 2026040110 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes |
| 2026040110 | Months Reserves | XXX | XXX | Utilizing XXX% of XXX (XXX) and XXX, and XXX (XXX) |
| 2026040478 | Mo. Tax | XXX | XXX | Adding property, XXX and XXX. |
| 2026040356 | Months Reserves | XXX | XXX | Cash out from CD. |
| 2026040477 | Mo. Hazard | XXX | XXX | Hazard insurance in file reflects XXX annual premium. |
| 2026040477 | Cash Out Amount | XXX | XXX | |
| 2026040477 | Months Reserves | XXX | XXX | |
| 2026040307 | Months Reserves | XXX | XXX | |
| 2026040284 | Qualifying FICO | XXX | XXX | FICO XXX per credit report in file dated XXX |
| 2026040470 | Mo. Hazard | XXX | XXX | Added insurance impound. |
| 2026040470 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040470 | Months Reserves | XXX | XXX | Cash out from CD. |
| 2026040213 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040425 | Mo. Tax | XXX | XXX | XXX |
| 2026040200 | Months Reserves | XXX | XXX | |
| 2026040664 | Loan Purpose | XXX | XXX | CD reflects cash out |
| 2026040664 | LTV | XXX | XXX | |
| 2026040161 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040601 | Qualifying FICO | XXX | XXX | Credit report dated XXX reflects higher middle score of XXX |
| 2026040036 | Months Reserves | XXX | XXX | |
| 2026040059 | Mo. Hazard | XXX | XXX | Hazard insurance in file reflects XXX |
| 2026040059 | Mo. Tax | XXX | XXX | Including property and school taxes |
| 2026040059 | DSCR | XXX | XXX | Hazard insurance differs |
| 2026040020 | STR | XXX | XXX | Not an XXX underwritten as a long term |
| 2026040338 | Months Reserves | XXX | XXX | XXX reflects XXX |
| 2026040038 | Qualifying FICO | XXX | XXX | |
| 2026040086 | Months Reserves | XXX | XXX | XXX reflects XXX, XXX reflects XXX, XXX #XXX reflects XXX |
| 2026040577 | P&I | XXX | XXX | |
| 2026040577 | DSCR | XXX | XXX | |
| 2026040172 | Gross Rent | XXX | XXX | Tape reflects XXX |
| 2026040172 | DSCR | XXX | XXX | tape is XXX |
| 2026040654 | DSCR | XXX | XXX | Matches the DSCR in file. |
| 2026040654 | Months Reserves | XXX | XXX | Using cash out amount from CD |
| 2026040195 | Months Reserves | XXX | XXX | XXX reflects XXX and cahs out of XXX |
| 2026040010 | Mo. Hazard | XXX | XXX | XXX |
| 2026040584 | Mo. Tax | XXX | XXX | |
| 2026040027 | Mo. Hazard | XXX | XXX | XXX |
| 2026040027 | Mo. Tax | XXX | XXX | Taxes taken from XXX tax sheet |
| 2026040143 | Months Reserves | XXX | XXX | Taking XXX from 1008 in file from XXX |
| 2026040157 | Months Reserves | XXX | XXX | Using cash out amount from CD |
| 2026040608 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes |
| 2026040608 | DSCR | XXX | XXX | Tax amount differs |
| 2026040608 | Months Reserves | XXX | XXX | XXX reflects XXX |
| 2026040203 | STR | XXX | XXX | XXX in file |
| 2026040203 | Mo. Tax | XXX | XXX | off by XXX |
| 2026040104 | Months Reserves | XXX | XXX | XXX Reflects XXX and #XXX reflects XXX |
| 2026040193 | Months Reserves | XXX | XXX | XXX reflects XXX, #XXX reflects XXX, and #XXX reflects XXX |
| 2026040663 | Property Type | XXX | XXX | |
| 2026040125 | Months Reserves | XXX | XXX | |
| 2026040225 | Mo. Tax | XXX | XXX | XXX |
| 2026040594 | Gross Rent | XXX | XXX | Using market rents from appraisal |
| 2026040266 | Mo. Tax | XXX | XXX | XXX |
| 2026040230 | P&I | XXX | XXX | Note dated XXX reflects XXX |
| 2026040230 | DSCR | XXX | XXX | Monthly breakdown: XXX Income/ XXX P&I + XXX Insurance + XXX |
| 2026040230 | Months Reserves | XXX | XXX | XXX reflect XXX and #XXX reflect XXX |
| 2026040142 | Months Reserves | XXX | XXX | XXX reflect XXX and #XXX reflect XXX |
| 2026040112 | Cash Out Amount | XXX | XXX | |
| 2026040046 | Mo. Tax | XXX | XXX | XXX |
| 2026040111 | Mo. Hazard | XXX | XXX | Hazard insurance in file reflects $XXX |
| 2026040111 | Months Reserves | XXX | XXX | Using cash out amount from CD |
| 2026040243 | Qualifying FICO | XXX | XXX | Using credit report dated XXX |
| 2026040581 | Mo. Tax | XXX | XXX | Taken from title |
| 2026040224 | Mo. Tax | XXX | XXX | Tax record in file reflects XXX annual taxes |
| 2026040209 | Cash Out Amount | XXX | XXX | CD dated XXX reflects XXX |
| 2026040181 | Months Reserves | XXX | XXX | XXX reflects XXX, #XXX reflects XXX and #XXX reflects $XXX |
| 2026040599 | Months Reserves | XXX | XXX | XXX reflects XXX, XXX reflects XXX and utillizing XXX% of retirement savings |
| 2026040299 | Months Reserves | XXX | XXX | Taking XXX from 1031 exchange |
| 2026040923 | Borrower 1 Last Name | XXX | XXX | Audited data is last name only vs tape listing full name. |
| 2026040923 | Loan Program | XXX | XXX | XXX per guidelines. |
| 2026040923 | Property Type | XXX | XXX | Property type per appraisal. |
| 2026040056 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded figure |
| 2026040708 | Qualifying All Borrower Residual Income | XXX | XXX | Rounded data |
| 2026040709 | Qualifying Total Reserves Number of Months | XXX | XXX | per bank statements in file |
| 2026040709 | Qualifying Total Debt Income Ratio | XXX | XXX | Slightly less XXX income created the variance. |
| 2026040709 | Qualifying Housing Debt Income Ratio | XXX | XXX | Slightly less XXX income created the variance. |
| 2026040709 | Qualifying All Borrower Residual Income | XXX | XXX | Slightly less XXX income created the variance. |
| 2026040711 | Qualifying Total Reserves Number of Months | XXX | XXX | Verified assets match 1008 |
| 2026040711 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI matches 1008 |
| 2026040711 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is slightly lower than 1008 as lender is using a higher income (rounded up income) and removed cents from XXX property |
| 2026040571 | Cash Out Amount | XXX | XXX |