The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 484,069 2,031 SH SOLE 0 0 2,031
INVESCO QQQ TR UNIT SER 1 46090E103 1,004,749 1,364 SH SOLE 0 0 1,364
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 2,201,304 11,554 SH SOLE 0 0 11,554
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 216,920 8,500 SH SOLE 0 0 8,500
ISHARES GOLD TR ISHARES NEW 464285204 1,947,252 25,788 SH SOLE 0 0 25,788
SPDR SERIES TRUST ST INTER ETF 78464A672 3,445,552 121,365 SH SOLE 0 0 121,365
JOHNSON & JOHNSON COM 478160104 274,921 1,082 SH SOLE 0 0 1,082
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 258,620 268 SH SOLE 0 0 268
WILLIAMS SONOMA INC COM 969904101 325,408 1,396 SH SOLE 0 0 1,396
ISHARES TR LATN AMER 40 ETF 464287390 814,763 24,141 SH SOLE 0 0 24,141
ISHARES TR SYSTEMATIC BD ET 46435U796 771,388 8,695 SH SOLE 0 0 8,695
NUVEEN CALIF AMT FREE MUNI I COM 670651108 299,442 23,898 SH SOLE 0 0 23,898
EDWARDS LIFESCIENCES CORP COM 28176E108 691,160 7,640 SH SOLE 0 0 7,640
ISHARES TR S&P 100 ETF 464287101 759,544 2,076 SH SOLE 0 0 2,076
VERIZON COMMUNICATIONS INC COM 92343V104 218,893 5,170 SH SOLE 0 0 5,170
MARVELL TECHNOLOGY INC COM 573874104 202,267 679 SH SOLE 0 0 679
ISHARES TR CALIF MUN BD ETF 464288356 3,662,420 63,540 SH SOLE 0 0 63,540
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 3,105,586 139,202 SH SOLE 0 0 139,202
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 892,106 32,206 SH SOLE 0 0 32,206
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 573,690 16,953 SH SOLE 0 0 16,953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 425,332 850 SH SOLE 0 0 850
ISHARES TR CORE MSCI INTL 46435G326 2,256,314 25,349 SH SOLE 0 0 25,349
ALPHABET INC CAP STK CL A 02079K305 368,448 1,031 SH SOLE 0 0 1,031
MICROSOFT CORP COM 594918104 487,934 1,308 SH SOLE 0 0 1,308
GRANITESHARES GOLD TR SHS BEN INT 38748G101 522,587 13,220 SH SOLE 0 0 13,220
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 202,154 1,887 SH SOLE 0 0 1,887
ISHARES TR FUTU AI TECH ETF 46435U556 264,428 3,472 SH SOLE 0 0 3,472
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 694,808 9,613 SH SOLE 0 0 9,613
ISHARES INC MSCI EMRG CHN 46434G764 1,575,189 15,398 SH SOLE 0 0 15,398
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 283,949 11,109 SH SOLE 0 0 11,109
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,359,445 26,920 SH SOLE 0 0 26,920
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 749,917 19,443 SH SOLE 0 0 19,443
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 404,531 589 SH SOLE 0 0 589
BLACKROCK ETF TRUST II ISHA SH TERM ETF 092528884 320,847 6,349 SH SOLE 0 0 6,349
GLOBAL X FDS GLOBAL X COPPER 37954Y830 702,813 9,131 SH SOLE 0 0 9,131
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 9,247,446 135,972 SH SOLE 0 0 135,972
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 903,460 4,246 SH SOLE 0 0 4,246
ISHARES TR 0-5 YR TIPS ETF 46429B747 525,102 5,140 SH SOLE 0 0 5,140
ISHARES TR EAFE GRWTH ETF 464288885 311,050 2,500 SH SOLE 0 0 2,500
ELI LILLY & CO COM 532457108 283,065 236 SH SOLE 0 0 236
AMERICAN CENTY ETF TR US EQT ETF 025072885 16,364,196 127,765 SH SOLE 0 0 127,765
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 10,042,229 45,811 SH SOLE 0 0 45,811
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 8,720,458 105,549 SH SOLE 0 0 105,549
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3,013,946 53,363 SH SOLE 0 0 53,363
VANGUARD INDEX FDS SM CP VAL ETF 922908611 279,438 1,150 SH SOLE 0 0 1,150
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,336,319 26,467 SH SOLE 0 0 26,467
ISHARES TR EAFE VALUE ETF 464288877 2,089,234 27,292 SH SOLE 0 0 27,292
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,301,775 4,250 SH SOLE 0 0 4,250
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,621,722 51,142 SH SOLE 0 0 51,142
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 260,039 3,244 SH SOLE 0 0 3,244
VISA INC COM CL A 92826C839 290,234 846 SH SOLE 0 0 846
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 661,060 11,176 SH SOLE 0 0 11,176
UNITED STS OIL FD LP UNITS 91232N207 678,129 6,371 SH SOLE 0 0 6,371
VANGUARD INDEX FDS VALUE ETF 922908744 1,258,151 5,773 SH SOLE 0 0 5,773
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 340,770 7,400 SH SOLE 0 0 7,400
NUVEEN MUN VALUE FD INC COM 670928100 3,285,870 356,385 SH SOLE 0 0 356,385
ISHARES INC EURO HIGH YIELD 464286210 278,348 5,168 SH SOLE 0 0 5,168
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 634,820 10,329 SH SOLE 0 0 10,329
BROADCOM INC COM 11135F101 524,616 1,389 SH SOLE 0 0 1,389
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 4,600,112 106,706 SH SOLE 0 0 106,706
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 1,760,735 33,919 SH SOLE 0 0 33,919
NVIDIA CORPORATION COM 67066G104 572,486 2,861 SH SOLE 0 0 2,861
ISHARES TR TRUST ISHARE 0-1 464288679 4,733,145 42,892 SH SOLE 0 0 42,892
ISHARES INC CORE MSCI EMKT 46434G103 1,361,897 16,440 SH SOLE 0 0 16,440
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 3,283,765 62,739 SH SOLE 0 0 62,739
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 2,795,253 61,326 SH SOLE 0 0 61,326
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 329,523 690 SH SOLE 0 0 690
PIMCO ETF TR MULTISECTOR BD 72201R585 2,614,925 98,602 SH SOLE 0 0 98,602
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174 234,618 2,848 SH SOLE 0 0 2,848
BLACKROCK ETF TRUST ISHARES US LARG 09290C863 644,732 19,058 SH SOLE 0 0 19,058
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 769,614 11,388 SH SOLE 0 0 11,388
CISCO SYS INC COM 17275R102 206,380 1,757 SH SOLE 0 0 1,757
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,839,548 58,632 SH SOLE 0 0 58,632
GLOBAL X FDS DEFENSE TECH ETF 37960A529 6,086,434 101,933 SH SOLE 0 0 101,933
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 341,855 8,982 SH SOLE 0 0 8,982
ISHARES TR MSCI USA QLT FCT 46432F339 2,828,602 12,891 SH SOLE 0 0 12,891
ISHARES TR MSCI USA MMENTM 46432F396 1,210,056 3,530 SH SOLE 0 0 3,530
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 608,165 11,527 SH SOLE 0 0 11,527
AMERICAN CENTY ETF TR CALIF MUN BD ETF 025072117 1,075,226 21,389 SH SOLE 0 0 21,389
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 779,206 2,729 SH SOLE 0 0 2,729
ISHARES TR S&P 500 VAL ETF 464287408 2,595,923 11,433 SH SOLE 0 0 11,433
ISHARES TR S&P 500 GRWT ETF 464287309 4,848,820 35,256 SH SOLE 0 0 35,256
ISHARES TR CORE S&P500 ETF 464287200 1,713,493 2,288 SH SOLE 0 0 2,288
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 4,592,070 87,103 SH SOLE 0 0 87,103
BLACKROCK ETF TRUST ISHARES INTL DIV 09290C848 1,831,370 61,005 SH SOLE 0 0 61,005
ISHARES TR MBS ETF 464288588 1,027,425 10,870 SH SOLE 0 0 10,870
ISHARES TR PFD AND INCM SEC 464288687 628,856 20,625 SH SOLE 0 0 20,625
JPMORGAN CHASE & CO COM 46625H100 979,755 2,993 SH SOLE 0 0 2,993
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 256,407 5,149 SH SOLE 0 0 5,149
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 3,662,936 70,740 SH SOLE 0 0 70,740
CHEVRON CORPORATION COM 166764100 209,376 1,263 SH SOLE 0 0 1,263
ISHARES TR NATIONAL MUN ETF 464288414 792,514 7,364 SH SOLE 0 0 7,364
SPDR SERIES TRUST ST STR SP DIV 78464A763 805,003 5,290 SH SOLE 0 0 5,290
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 232,851 3,901 SH SOLE 0 0 3,901
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 263,910 1,670 SH SOLE 0 0 1,670
ISHARES TR IBOXX INV CP ETF 464287242 827,514 7,587 SH SOLE 0 0 7,587
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 10,377,637 283,542 SH SOLE 0 0 283,542
BLACKROCK ETF TRUST ISHARES MAN FUTU 09290C731 716,850 25,643 SH SOLE 0 0 25,643
ALPHABET INC CAP STK CL C 02079K107 474,267 1,342 SH SOLE 0 0 1,342
AMERICAN EXPRESS CO COM 025816109 386,620 1,143 SH SOLE 0 0 1,143
ARISTA NETWORKS INC COM SHS 040413205 214,728 1,264 SH SOLE 0 0 1,264
ISHARES TR CORE S&P US GWT 464287671 266,712 1,418 SH SOLE 0 0 1,418
SPDR SERIES TRUST SP O&G EXPL PRO 78468R556 675,505 4,379 SH SOLE 0 0 4,379
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,006,302 21,158 SH SOLE 0 0 21,158
ISHARES TR 7-10 YR TRSY BD 464287440 1,930,741 20,416 SH SOLE 0 0 20,416
ISHARES TR 20 YR TR BD ETF 464287432 896,246 10,371 SH SOLE 0 0 10,371
ISHARES TR CORE DIV GRWTH 46434V621 1,310,788 17,295 SH SOLE 0 0 17,295
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 1,215,725 51,689 SH SOLE 0 0 51,689
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 2,534,458 90,355 SH SOLE 0 0 90,355
BLACKROCK ETF TRUST II ISHA SECU IN ETF 092528819 281,908 5,654 SH SOLE 0 0 5,654
ISHARES U S ETF TR STRATEGIC METALS 46431W515 234,257 8,158 SH SOLE 0 0 8,158
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 234,699 7,728 SH SOLE 0 0 7,728
SPDR INDEX SHS FDS ST STR INFRA ETF 78463X855 213,199 2,816 SH SOLE 0 0 2,816
DEERE & CO COM 244199105 352,687 556 SH SOLE 0 0 556
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 444,798 9,232 SH SOLE 0 0 9,232
GLAUKOS CORP COM 377322102 1,399,557 10,014 SH SOLE 0 0 10,014
ISHARES TR GL CLEAN ENE ETF 464288224 752,639 36,732 SH SOLE 0 0 36,732
APPLE INC COM 037833100 1,818,330 6,284 SH SOLE 0 0 6,284
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 724,721 7,908 SH SOLE 0 0 7,908