The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 413,608 712 SH SOLE 0 0 712
ALPHABET INC CAP STK CL A 02079K305 403,114 1,128 SH SOLE 0 0 1,128
AMAZON COM INC COM 023135106 1,333,036 5,593 SH SOLE 0 0 5,593
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 8,821,709 91,426 SH SOLE 0 0 91,426
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,932,608 21,666 SH SOLE 0 0 21,666
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,197,626 60,142 SH SOLE 0 0 60,142
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 834,835 17,620 SH SOLE 0 0 17,620
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,888,412 14,744 SH SOLE 0 0 14,744
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,468,779 35,819 SH SOLE 0 0 35,819
APPLE INC COM 037833100 3,049,303 10,538 SH SOLE 0 0 10,538
AVISTA CORP COM 05379B107 331,331 8,099 SH SOLE 0 0 8,099
BANK MONTREAL MEDIUM COM 063671101 735,072 4,160 SH SOLE 0 0 4,160
BROADCOM INC COM 11135F101 260,648 690 SH SOLE 0 0 690
CISCO SYS INC COM 17275R102 259,000 2,205 SH SOLE 0 0 2,205
CLOUDFLARE INC CL A COM 18915M107 380,184 1,550 SH SOLE 0 0 1,550
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5,569,766 137,051 SH SOLE 0 0 137,051
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 2,496,461 86,174 SH SOLE 0 0 86,174
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,084,722 20,080 SH SOLE 0 0 20,080
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 4,184,841 112,315 SH SOLE 0 0 112,315
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 5,377,308 133,997 SH SOLE 0 0 133,997
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,568,296 35,354 SH SOLE 0 0 35,354
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 5,996,915 73,187 SH SOLE 0 0 73,187
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 515,059 9,363 SH SOLE 0 0 9,363
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 387,359 4,704 SH SOLE 0 0 4,704
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 14,033,286 361,776 SH SOLE 0 0 361,776
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,946,185 42,149 SH SOLE 0 0 42,149
FIDELITY NATL INFORMATION SV COM 31620M106 515,122 13,249 SH SOLE 0 0 13,249
HOME DEPOT INC COM 437076102 244,760 694 SH SOLE 0 0 694
INVESCO QQQ TR UNIT SER 1 46090E103 735,935 999 SH SOLE 0 0 999
ISHARES TR 0-5 YR TIPS ETF 46429B747 823,512 8,061 SH SOLE 0 0 8,061
ISHARES TR CORE INTL AGGR 46435G672 236,758 4,679 SH SOLE 0 0 4,679
ISHARES TR CORE MSCI EAFE 46432F842 302,972 3,137 SH SOLE 0 0 3,137
ISHARES TR CORE S&P SCP ETF 464287804 261,026 1,760 SH SOLE 0 0 1,760
ISHARES TR CORE S&P500 ETF 464287200 918,140 1,226 SH SOLE 0 0 1,226
ISHARES TR GLOBAL REIT ETF 46434V647 488,930 17,702 SH SOLE 0 0 17,702
ISHARES TR ISHS 1-5YR INVS 464288646 679,182 12,959 SH SOLE 0 0 12,959
ISHARES TR MSCI EAFE ETF 464287465 263,336 2,535 SH SOLE 0 0 2,535
ISHARES TR NATIONAL MUN ETF 464288414 4,593,114 42,679 SH SOLE 0 0 42,679
ISHARES TR RUS 1000 ETF 464287622 701,474 1,713 SH SOLE 0 0 1,713
ISHARES TR RUSSELL 3000 ETF 464287689 2,884,170 6,764 SH SOLE 0 0 6,764
ISHARES TR SHRT NAT MUN ETF 464288158 2,489,056 23,378 SH SOLE 0 0 23,378
LAM RESEARCH CORP COM NEW 512807306 253,067 584 SH SOLE 0 0 584
MCKESSON CORP COM 58155Q103 460,916 610 SH SOLE 0 0 610
MERCADOLIBRE INC COM 58733R102 315,715 186 SH SOLE 0 0 186
META PLATFORMS INC CL A 30303M102 353,292 627 SH SOLE 0 0 627
MICROSOFT CORP COM 594918104 1,377,713 3,693 SH SOLE 0 0 3,693
NVIDIA CORPORATION COM 67066G104 405,397 2,026 SH SOLE 0 0 2,026
PFIZER INC COM 717081103 301,145 12,506 SH SOLE 0 0 12,506
PIMCO ETF TR INTER MUN BD ACT 72201R866 7,042,772 133,893 SH SOLE 0 0 133,893
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 807,974 22,283 SH SOLE 0 0 22,283
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,368,768 49,414 SH SOLE 0 0 49,414
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 452,432 18,742 SH SOLE 0 0 18,742
SCHWAB STRATEGIC TR US TIPS ETF 808524870 321,260 12,123 SH SOLE 0 0 12,123
SPDR SERIES TRUST ST INTER ETF 78464A672 4,466,501 157,327 SH SOLE 0 0 157,327
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 434,372 9,056 SH SOLE 0 0 9,056
SPDR SERIES TRUST ST STR SP DIV 78464A763 314,252 2,065 SH SOLE 0 0 2,065
SPDR SERIES TRUST ST STR SP600SM C 78464A300 1,623,230 14,877 SH SOLE 0 0 14,877
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 873,721 1,170 SH SOLE 0 0 1,170
TESLA INC COM 88160R101 417,236 992 SH SOLE 0 0 992
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,706,306 76,529 SH SOLE 0 0 76,529
VANGUARD INDEX FDS SM CP VAL ETF 922908611 733,344 3,018 SH SOLE 0 0 3,018
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,792,568 42,678 SH SOLE 0 0 42,678
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,164,837 36,268 SH SOLE 0 0 36,268
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 242,236 1,570 SH SOLE 0 0 1,570
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,243,502 64,573 SH SOLE 0 0 64,573
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,638,016 56,116 SH SOLE 0 0 56,116
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 328,656 5,647 SH SOLE 0 0 5,647
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,383,275 42,810 SH SOLE 0 0 42,810
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 13,122,001 184,168 SH SOLE 0 0 184,168