The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 263,753 729 SH SOLE 0 0 729
ALPHABET INC CAP STK CL C 02079K107 478,730 1,335 SH SOLE 0 0 1,335
AMAZON COM INC COM 023135106 425,501 1,747 SH SOLE 0 0 1,747
APPLE INC COM 037833100 825,849 2,635 SH SOLE 0 0 2,635
APPLIED MATLS INC COM 038222105 253,873 445 SH SOLE 0 0 445
BROADCOM INC COM 11135F101 215,121 553 SH SOLE 0 0 553
CATERPILLAR INC COM 149123101 201,941 213 SH SOLE 0 0 213
COSTCO WHOLESALE CORPORATION COM 22160K105 220,910 232 SH SOLE 0 0 232
INTEL CORP COM 458140100 1,427,412 12,948 SH SOLE 0 0 12,948
INVESCO QQQ TR UNIT SER 1 46090E103 6,437,069 9,048 SH SOLE 0 0 9,048
ISHARES TR RUS 1000 ETF 464287622 10,722,337 26,264 SH SOLE 0 0 26,264
ISHARES TR MSCI EMG MKT ETF 464287234 7,778,955 117,454 SH SOLE 0 0 117,454
ISHARES TR RUS MID CAP ETF 464287499 2,414,978 22,166 SH SOLE 0 0 22,166
ISHARES TR RUSSELL 2000 ETF 464287655 6,040,562 20,583 SH SOLE 0 0 20,583
ISHARES TR IBOXX INV CP ETF 464287242 4,625,248 42,958 SH SOLE 0 0 42,958
ISHARES TR CORE INTL AGGR 46435G672 2,438,732 48,961 SH SOLE 0 0 48,961
ISHARES TR IBOXX HI YD ETF 464288513 3,775,172 47,391 SH SOLE 0 0 47,391
ISHARES TR CORE US AGGBD ET 464287226 12,099,503 123,414 SH SOLE 0 0 123,414
ISHARES TR USD GRN BOND ETF 46435U440 287,215 6,097 SH SOLE 0 0 6,097
ISHARES TR SP SMCP600VL ETF 464287879 202,427 1,526 SH SOLE 0 0 1,526
ISHARES TR CORE S&P US VLU 464287663 6,349,074 57,271 SH SOLE 0 0 57,271
ISHARES TR ESG AWR US AGRGT 46435U549 210,807 4,490 SH SOLE 0 0 4,490
ISHARES TR ESG OPTIMIZED 464288802 529,088 3,441 SH SOLE 0 0 3,441
ISHARES TR ESG AW MSCI EAFE 46435G516 264,703 2,586 SH SOLE 0 0 2,586
ISHARES TR EAFE SML CP ETF 464288273 227,260 2,749 SH SOLE 0 0 2,749
ISHARES TR CORE 80 20 ETF 464289859 221,967 2,300 SH SOLE 0 0 2,300
ISHARES TR TIPS BD ETF 464287176 507,187 4,694 SH SOLE 0 0 4,694
ISHARES TR 0-5 YR TIPS ETF 46429B747 579,765 5,720 SH SOLE 0 0 5,720
ISHARES TR MSCI EAFE ETF 464287465 12,370,771 119,686 SH SOLE 0 0 119,686
ISHARES TR EAFE VALUE ETF 464288877 5,995,997 77,248 SH SOLE 0 0 77,248
ISHARES TR CORE 1 5 YR USD 46432F859 6,767,091 140,922 SH SOLE 0 0 140,922
ISHARES TR CORE S&P500 ETF 464287200 49,242,512 65,739 SH SOLE 0 0 65,739
JOHNSON & JOHNSON COM 478160104 510,733 1,939 SH SOLE 0 0 1,939
META PLATFORMS INC CL A 30303M102 230,995 383 SH SOLE 0 0 383
MICRON TECHNOLOGY INC COM 595112103 1,023,687 1,079 SH SOLE 0 0 1,079
MICROSOFT CORP COM 594918104 525,559 1,371 SH SOLE 0 0 1,371
NEOS ETF TRUST NASDAQ 100 HIGH 78433H675 241,493 4,364 SH SOLE 0 0 4,364
NVIDIA CORPORATION COM 67066G104 1,180,431 5,783 SH SOLE 0 0 5,783
PIMCO ETF TR ENHANCD SHORT 72201R643 359,897 3,647 SH SOLE 0 0 3,647
SPDR GOLD TR GOLD SHS 78463V107 9,273,339 24,765 SH SOLE 0 0 24,765
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 266,709 358 SH SOLE 0 0 358
TESLA INC COM 88160R101 314,349 798 SH SOLE 0 0 798
VANGUARD INDEX FDS GROWTH ETF 922908736 439,581 5,112 SH SOLE 0 0 5,112
VANGUARD INDEX FDS VALUE ETF 922908744 690,463 3,173 SH SOLE 0 0 3,173
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 341,180 2,876 SH SOLE 0 0 2,876
VANGUARD WORLD FD ESG US STK ETF 921910733 527,200 4,000 SH SOLE 0 0 4,000