The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 332,416 1,321 SH SOLE 1,321 0 0
ADVANCED MICRO DEVICES INC COM 007903107 566,968 976 SH SOLE 976 0 0
ALPHABET INC CAP STK CL A 02079K305 2,092,044 5,854 SH SOLE 5,854 0 0
ALPHABET INC CAP STK CL C 02079K107 1,336,294 3,782 SH SOLE 3,782 0 0
ALTRIA GROUP INC COM 02209S103 216,661 3,011 SH SOLE 3,011 0 0
AMAZON COM INC COM 023135106 2,231,816 9,364 SH SOLE 9,364 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 362,416 3,756 SH SOLE 3,756 0 0
APPLE INC COM 037833100 3,832,641 13,245 SH SOLE 13,245 0 0
APPLIED MATLS INC COM 038222105 240,759 333 SH SOLE 333 0 0
BANK OF AMER CORP COM 060505104 449,116 7,882 SH SOLE 7,882 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,056,323 2,111 SH SOLE 2,111 0 0
BOOKING HOLDINGS INC COM 09857L108 245,080 1,375 SH SOLE 1,375 0 0
BROADCOM INC COM 11135F101 1,010,859 2,676 SH SOLE 2,676 0 0
CATERPILLAR INC COM 149123101 417,441 392 SH SOLE 392 0 0
CISCO SYS INC COM 17275R102 261,349 2,225 SH SOLE 2,225 0 0
COCA COLA CO COM 191216100 270,954 3,334 SH SOLE 3,334 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 357,350 382 SH SOLE 382 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 207,959 4,874 SH SOLE 4,874 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 207,644 5,164 SH SOLE 5,164 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 281,820 9,728 SH SOLE 9,728 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 201,960 4,896 SH SOLE 4,896 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 750,349 16,915 SH SOLE 16,915 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 836,703 11,970 SH SOLE 11,970 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 493,803 13,404 SH SOLE 13,404 0 0
ELI LILLY & CO COM 532457108 885,179 738 SH SOLE 738 0 0
EXXON MOBIL CORP COM 30231G102 352,464 2,578 SH SOLE 2,578 0 0
FLEX LTD ORD Y2573F102 486,210 3,000 SH SOLE 3,000 0 0
GE AEROSPACE COM NEW 369604301 394,659 1,056 SH SOLE 1,056 0 0
HOME DEPOT INC COM 437076102 272,269 772 SH SOLE 772 0 0
INTEL CORP COM 458140100 255,942 1,833 SH SOLE 1,833 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 204,719 278 SH SOLE 278 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,163,163 38,184 SH SOLE 38,184 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,073,603 18,626 SH SOLE 18,626 0 0
ISHARES TR CORE MSCI EAFE 46432F842 4,373,239 45,281 SH SOLE 45,281 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,594,947 72,558 SH SOLE 72,558 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,290,297 8,700 SH SOLE 8,700 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,134,311 1,515 SH SOLE 1,515 0 0
ISHARES TR MSCI EAFE ETF 464287465 843,609 8,121 SH SOLE 8,121 0 0
ISHARES TR MSCI USA VALUE 46432F388 345,671 1,730 SH SOLE 1,730 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 276,414 920 SH SOLE 920 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 4,430,707 87,598 SH SOLE 87,598 0 0
JOHNSON & JOHNSON COM 478160104 392,130 1,544 SH SOLE 1,544 0 0
JPMORGAN CHASE & CO COM 46625H100 729,619 2,229 SH SOLE 2,229 0 0
LAM RESEARCH CORP COM NEW 512807306 293,364 677 SH SOLE 677 0 0
LOWES COS INC COM 548661107 208,363 945 SH SOLE 945 0 0
MERCK & CO INC COM 58933Y105 268,694 2,091 SH SOLE 2,091 0 0
META PLATFORMS INC CL A 30303M102 855,074 1,518 SH SOLE 1,518 0 0
MICRON TECHNOLOGY INC COM 595112103 2,080,031 1,802 SH SOLE 1,802 0 0
MICROSOFT CORP COM 594918104 1,856,148 4,976 SH SOLE 4,976 0 0
MORGAN STANLEY COM NEW 617446448 221,164 1,058 SH SOLE 1,058 0 0
NETFLIX INC. COM 64110L106 256,183 3,588 SH SOLE 3,588 0 0
NVIDIA CORPORATION COM 67066G104 4,699,543 23,487 SH SOLE 23,487 0 0
PROSHARES TR II ULSHT BLOOMB OIL 74347Y656 350,200 10,000 SH SOLE 10,000 0 0
ROCKET LAB CORP COM 773121108 426,930 4,200 SH SOLE 4,200 0 0
RTX CORPORATION COM 75513E101 261,638 1,379 SH SOLE 1,379 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 238,264 6,571 SH SOLE 6,571 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,854,490 258,660 SH SOLE 258,660 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 865,332 5,454 SH SOLE 5,454 0 0
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 1,059,977 9,038 SH SOLE 9,038 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 322,909 6,080 SH SOLE 6,080 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 1,164,570 21,723 SH SOLE 21,723 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 1,452,574 7,842 SH SOLE 7,842 0 0
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 290,138 5,708 SH SOLE 5,708 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 245,511 5,576 SH SOLE 5,576 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 443,677 5,341 SH SOLE 5,341 0 0
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 1,213,033 11,323 SH SOLE 11,323 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 4,881,122 25,620 SH SOLE 25,620 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 383,123 8,450 SH SOLE 8,450 0 0
SPDR GOLD TR GOLD SHS 78463V107 368,380 1,000 SH SOLE 1,000 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,251,711 2,621 SH SOLE 2,621 0 0
TESLA INC COM 88160R101 929,526 2,210 SH SOLE 2,210 0 0
TOWER SEMICONDUCTOR LTD SHS NEW M87915274 248,390 953 SH SOLE 953 0 0
UNITED RENTALS INC COM 911363109 344,399 304 SH SOLE 304 0 0
UNITEDHEALTH GROUP INC COM 91324P102 354,117 852 SH SOLE 852 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,084,057 22,384 SH SOLE 22,384 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,121,005 26,325 SH SOLE 26,325 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 375,402 3,893 SH SOLE 3,893 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,005,773 2,920 SH SOLE 2,920 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,443,761 4,763 SH SOLE 4,763 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,867,962 5,048 SH SOLE 5,048 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,948,375 13,529 SH SOLE 13,529 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 921,250 11,000 SH SOLE 11,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,719,138 95,814 SH SOLE 95,814 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 366,902 2,378 SH SOLE 2,378 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 584,639 3,725 SH SOLE 3,725 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,022,628 12,373 SH SOLE 12,373 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 3,405,710 28,049 SH SOLE 28,049 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,382,070 39,561 SH SOLE 39,561 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 23,653,646 331,981 SH SOLE 331,981 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 255,816 515 SH SOLE 515 0 0
VISA INC COM CL A 92826C839 863,214 2,516 SH SOLE 2,516 0 0
WALMART INC COM 931142103 331,739 2,929 SH SOLE 2,929 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 220,332 4,376 SH SOLE 4,376 0 0