Exhibit 99.8 - Schedule 5

Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Subordinate Lien 2 Type

Subordinate Lien 2 Max Draw Amount (HELOC)

Subordinate Lien 3 Type

Subordinate Lien 3 Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Borrower 1 Trust Name

Borrower 2 Trust Name

Borrower 3 Trust Name

Borrower 4 Trust Name

XXXX

10160018

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.990%

$551.27

Yes

18.000%

$1,299.12

$108.26

$819.96

$68.33

$0.00

$727.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.855

N/A

XXXX

713

XXXX

Unknown

Foreign National

Yes - ITIN Card

Passport

XXXX

Passport

XXXX

Foreign National

Yes - ITIN Card

Passport

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

8484.65

11.7

8484.65

11.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160032

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$1,905.66

Yes

18.000%

$6,075.60

$506.30

$2,376.36

$198.03

$255.96

$21.33

$0.00

$2,631.32

N/A

XXXX

$21.33

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.002

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

668

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

Missing

XXXX

Fee Simple

XXXX

N/A

117945.46

44.8

146363.12

55.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160027

XXXX

ATR/QM: Exempt

N/A

11/06/2025

6.170%

Manual Underwriting

7.119%

6.875%

$1,678.45

Yes

18.000%

$1,566.36

$130.53

$1,713.00

$142.75

$0.00

$1,951.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.459

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

732

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38779.88

19.9

272525.60

139.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160036

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.125%

$2,613.59

Yes

18.000%

$1,908.48

$159.04

$2,636.04

$219.67

$0.00

$2,992.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.145

1.136

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

729

XXXX

Unknown

Foreign National

Yes - ITIN Letter/Certificate

Passport

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11546.34

3.9

11546.34

3.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160186

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

$1,605.42

Yes

18.000%

$3,850.80

$320.90

$966.00

$80.50

$0.00

$2,006.82

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.012

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

670

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1738296.29

866.2

1738296.29

866.2

74.74

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160194

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,509.94

Yes

18.000%

$4,151.64

$345.97

$1,055.04

$87.92

$0.00

$1,943.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.125

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

723

XXXX

Unknown

Foreign National

N/A

Passport

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

77745.30

40.0

77745.30

40.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160063

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,061.11

Yes

18.000%

$4,049.76

$337.48

$1,988.04

$165.67

$0.00

$1,564.26

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.406

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

755

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6667.01

4.3

145553.26

93.1

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160059

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.875%

$2,285.46

Yes

18.000%

$6,996.24

$583.02

$2,268.00

$189.00

$0.00

$3,057.48

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.177

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

803

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

27780.97

8.6

61963.16

19.1

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160098

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$480.23

$1,824.24

$152.02

$1,650.00

$137.50

$0.00

$769.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.754

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

606200.18

787.5

606200.18

787.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160191

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

7.625%

$3,468.19

Yes

18.000%

$5,026.32

$418.86

$1,017.96

$84.83

$0.00

$3,971.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.511

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

182610.12

46.0

649135.42

163.4

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160193

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$622.86

Yes

18.000%

$1,173.12

$97.76

$1,181.88

$98.49

$0.00

$819.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.587

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

729

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-151 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

12496.63

15.3

12496.63

15.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160109

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,494.57

Yes

18.000%

$3,062.28

$255.19

$1,410.60

$117.55

$0.00

$1,867.31

N/A

XXXX

$0.00

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.178

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

766

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

58122.68

31.1

58122.68

31.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160146

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,662.80

Yes

18.000%

$3,743.88

$311.99

$1,394.64

$116.22

$105.00

$8.75

$0.00

$2,099.76

N/A

XXXX

$8.75

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.186

1.191

N/A

XXXX

728

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

E-3 Visa

XXXX

Fee Simple

XXXX

N/A

46204.16

22.0

46204.16

22.0

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160130

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.990%

$525.54

Yes

18.000%

$1,871.04

$155.92

$1,067.04

$88.92

$0.00

$770.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.778

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

767

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3327.97

4.3

82351.86

106.9

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160152

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$908.15

Yes

18.000%

$521.52

$43.46

$590.04

$49.17

$0.00

$1,000.78

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.399

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

757

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11102.32

11.1

31326.76

31.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160068

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.125%

$2,099.41

Yes

18.000%

$3,051.96

$254.33

$1,157.04

$96.42

$0.00

$2,450.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.143

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

663

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

161735.56

66.0

161735.56

66.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160187

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.500%

$1,724.29

Yes

18.000%

$3,259.92

$271.66

$978.00

$81.50

$0.00

$2,077.45

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.071

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

670

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1728905.49

832.2

1728905.49

832.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160200

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,057.66

Yes

18.000%

$1,562.04

$130.17

$1,113.00

$92.75

$0.00

$1,280.58

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.328

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

732

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9048.14

7.1

160572.85

125.4

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160215

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$600.32

Yes

18.000%

$2,667.36

$222.28

$1,065.00

$88.75

$0.00

$911.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

4 - Verified 2+ Mos

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.085

2.08

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

767

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

9059.74

9.9

9059.74

9.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160203

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$523.91

Yes

18.000%

$2,202.60

$183.55

$1,674.36

$139.53

$0.00

$846.99

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.747

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

740

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

34235.66

40.4

34235.66

40.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160223

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$886.85

Yes

18.000%

$1,931.88

$160.99

$1,960.44

$163.37

$0.00

$1,211.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.981

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

721

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

42562.93

35.1

166522.06

137.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10084929

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9588.26

01/21/2026

6.060%

Manual Underwriting

7.393%

6.999%

$1,855.95

$5,821.80

$485.15

$1,404.96

$117.08

$516.00

$43.00

$0.00

$2,501.18

$3,699.49

N/A

XXXX

$43.00

XXXX

Annually

42.18%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2025

Borrower - 2025

XXXX

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

41683.59

18.1

41683.59

18.1

90.0

N/A

Borrower As Individual

N/A

XXXX

10160078

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$8,707.43

Yes

18.000%

$15,336.60

$1,278.05

$14,454.24

$1,204.52

$0.00

$11,190.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.354

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

758

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

325780.87

26.3

325780.87

26.3

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160137

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$1,168.06

Yes

18.000%

$1,463.04

$121.92

$816.00

$68.00

$0.00

$1,357.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.377

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

765

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

174250.05

128.3

60.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160110

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$803.04

Yes

18.000%

$1,959.84

$163.32

$1,008.96

$84.08

$0.00

$1,050.44

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.247

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

767

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

68175.97

64.9

68175.97

64.9

77.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160119

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.250%

$1,921.04

Yes

18.000%

$2,541.96

$211.83

$1,754.04

$146.17

$0.00

$2,279.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.009

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

803

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

497984.89

218.5

497984.89

218.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160159

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$948.28

Yes

18.000%

$3,183.96

$265.33

$2,382.00

$198.50

$0.00

$1,412.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.062

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

768

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

134827.62

95.5

134827.62

95.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160175

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$788.31

Yes

18.000%

$1,474.32

$122.86

$5,541.00

$461.75

$0.00

$1,372.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.203

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

756

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

E-2 Visa

XXXX

Fee Simple

XXXX

N/A

.00

0.0

11545.31

8.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160046

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$1,346.82

Yes

18.000%

$329.40

$27.45

$1,506.60

$125.55

$0.00

$1,499.82

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.333

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

660

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

15389.57

10.3

43264.23

28.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160140

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$697.86

Yes

18.000%

$1,932.00

$161.00

$783.96

$65.33

$0.00

$924.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.244

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

772

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

55080.98

59.6

69678.31

75.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160050

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$630.57

Yes

18.000%

$380.04

$31.67

$1,556.52

$129.71

$0.00

$791.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.263

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

77062.19

97.3

162356.17

205.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160051

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$445.75

Yes

18.000%

$428.52

$35.71

$2,686.92

$223.91

$0.00

$705.37

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.701

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14042.74

19.9

48717.93

69.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160058

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$972.90

Yes

18.000%

$1,416.00

$118.00

$1,542.00

$128.50

$0.00

$1,219.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.058

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

771

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

193938.21

159.0

193938.21

159.0

70.75

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160076

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,384.82

Yes

18.000%

$637.20

$53.10

$1,428.60

$119.05

$0.00

$1,556.97

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.911

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

733

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

100.00

0.1

180371.34

115.9

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160095

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$624.19

Yes

18.000%

$774.96

$64.58

$1,262.04

$105.17

$0.00

$793.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.789

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

85452.35

107.6

169408.34

213.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160116

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

6.990%

$778.14

Yes

18.000%

$1,383.72

$115.31

$911.04

$75.92

$0.00

$969.37

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.31

1.311

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

720

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2433.81

2.5

93889.79

96.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160016

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$1,944.94

Yes

18.000%

$5,221.20

$435.10

$1,413.00

$117.75

$0.00

$2,497.79

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.801

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

791

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5578.19

2.2

89010.44

35.6

67.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160139

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,231.74

Yes

18.000%

$4,439.88

$369.99

$1,254.00

$104.50

$0.00

$1,706.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.266

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

46655.48

27.3

46655.48

27.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160154

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$2,046.53

Yes

18.000%

$3,685.80

$307.15

$3,887.04

$323.92

$0.00

$2,677.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.12

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

731

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19434.23

7.3

104051.23

38.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160112

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$664.16

Yes

18.000%

$865.32

$72.11

$909.96

$75.83

$0.00

$812.10

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.736

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

733

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2946157.24

3627.8

2946157.24

3627.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160118

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$986.03

Yes

18.000%

$2,989.80

$249.15

$2,169.00

$180.75

$0.00

$1,415.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.236

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

I-551 Permanent Resident Card

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64496.90

45.6

64496.90

45.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160086

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.990%

$461.16

Yes

18.000%

$1,340.64

$111.72

$1,167.96

$97.33

$0.00

$670.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.328

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5634.71

8.4

74800.45

111.6

50.66

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160127

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$924.25

Yes

18.000%

$4,102.32

$341.86

$1,766.16

$147.18

$0.00

$1,413.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.061

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

731

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2000.00

1.4

21767.64

15.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160206

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$544.82

Yes

18.000%

$1,896.12

$158.01

$1,170.96

$97.58

$0.00

$800.41

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.249

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

767

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

89018.08

111.2

162331.77

202.8

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160237

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,096.64

Yes

18.000%

$3,498.96

$291.58

$1,344.00

$112.00

$0.00

$1,500.22

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.466

1.465

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

771

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1041.12

0.7

146812.48

97.9

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160192

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$518.88

Yes

18.000%

$597.72

$49.81

$2,898.96

$241.58

$0.00

$810.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.37

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

739

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

174262.55

215.1

174262.55

215.1

66.67

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160198

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$729.67

Yes

18.000%

$615.96

$51.33

$1,328.04

$110.67

$0.00

$891.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.682

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

102400.45

114.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160219

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$1,188.47

Yes

18.000%

$2,689.08

$224.09

$1,017.96

$84.83

$0.00

$1,497.39

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.429

1.414

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

104014.50

69.5

104014.50

69.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160220

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$1,056.51

Yes

18.000%

$715.08

$59.59

$1,089.24

$90.77

$0.00

$1,206.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.491

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

764

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23577.76

19.5

65862.66

54.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160227

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$742.41

Yes

18.000%

$2,118.96

$176.58

$1,131.84

$94.32

$0.00

$1,013.31

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.48

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

165162.49

163.0

178870.78

176.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160065

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$4,494.00

Yes

18.000%

$8,414.76

$701.23

$5,572.80

$464.40

$2,208.00

$184.00

$0.00

$5,843.63

N/A

XXXX

$184.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.276

N/A

XXXX

804

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26622.03

4.2

244458.32

38.8

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160111

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$3,813.32

Yes

18.000%

$3,835.92

$319.66

$5,979.24

$498.27

$0.00

$4,631.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.524

N/A

XXXX

793

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64685.01

12.6

64685.01

12.6

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160122

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.990%

$4,810.27

Yes

18.000%

$2,855.40

$237.95

$6,870.36

$572.53

$0.00

$5,620.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.471

N/A

XXXX

793

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64685.01

10.4

364661.96

58.9

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160150

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$518.01

Yes

18.000%

$4,576.44

$381.37

$1,215.96

$101.33

$0.00

$1,000.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.249

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

120743.84

120.7

120743.84

120.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160190

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,807.80

Yes

18.000%

$2,258.52

$188.21

$3,097.68

$258.14

$0.00

$2,254.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.331

1.33

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

710

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

60502.44

29.8

60502.44

29.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160234

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.500%

$2,214.47

Yes

18.000%

$2,781.96

$231.83

$4,320.96

$360.08

$0.00

$2,806.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.418

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

730

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

32905.89

11.7

32905.89

11.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160238

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.250%

$1,039.02

Yes

18.000%

$3,202.08

$266.84

$2,126.04

$177.17

$0.00

$1,483.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.551

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

758

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

37016.55

25.0

37016.55

25.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160199

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$666.26

Yes

18.000%

$1,249.08

$104.09

$930.96

$77.58

$0.00

$847.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.722

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

730

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7516.01

8.9

11123.26

13.1

68.89

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160208

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$2,093.96

Yes

18.000%

$8,436.12

$703.01

$1,110.00

$92.50

$0.00

$2,889.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.246

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10865.08

3.8

314154.62

108.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160054

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,073.06

Yes

18.000%

$2,738.76

$228.23

$1,257.00

$104.75

$0.00

$1,406.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.28

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5739.74

4.1

5739.74

4.1

68.99

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160079

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,562.49

Yes

18.000%

$2,172.84

$181.07

$1,239.96

$103.33

$0.00

$1,846.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.083

1.082

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

767

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

18188.82

9.9

18188.82

9.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160120

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,530.65

Yes

18.000%

$4,235.16

$352.93

$1,445.04

$120.42

$0.00

$2,004.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.115

1.106

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

816

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

19301.58

9.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160213

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.250%

$9,235.76

Yes

18.000%

$6,701.64

$558.47

$4,434.12

$369.51

$0.00

$10,163.74

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.479

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

804

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

66222.89

6.5

66222.89

6.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160218

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,055.59

Yes

18.000%

$3,245.16

$270.43

$689.04

$57.42

$0.00

$1,383.44

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.373

1.375

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

805

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

102569.24

74.1

173566.21

125.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160243

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$1,208.83

Yes

18.000%

$4,641.84

$386.82

$1,428.00

$119.00

$0.00

$1,714.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.05

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

175626.60

102.4

175626.60

102.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160211

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

9.125%

$618.36

Yes

18.000%

$1,306.92

$108.91

$1,611.96

$134.33

$0.00

$861.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.567

1.393

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

708

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

57986.79

67.3

57986.79

67.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160231

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,321.52

Yes

18.000%

$4,390.32

$365.86

$657.96

$54.83

$0.00

$1,742.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.025

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3252.86

1.9

66136.40

38.0

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160232

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$2,233.03

Yes

18.000%

$5,681.76

$473.48

$1,863.24

$155.27

$0.00

$2,861.78

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.013

XXXX

787

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

22971.44

8.0

22971.44

8.0

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160101

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$985.39

Yes

18.000%

$2,867.40

$238.95

$981.96

$81.83

$0.00

$1,306.17

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.455

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

769

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

73613.22

56.4

73613.22

56.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160147

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$547.06

Yes

18.000%

$2,747.64

$228.97

$1,096.68

$91.39

$0.00

$867.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.239

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

757

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

503.80

0.6

29991.55

34.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160167

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$6,181.07

Yes

18.000%

$7,772.40

$647.70

$3,047.52

$253.96

$0.00

$7,082.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.2

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

56620.61

9.0

56620.61

9.0

74.4

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160239

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,395.73

Yes

18.000%

$3,725.76

$310.48

$4,662.72

$388.56

$158.04

$13.17

$0.00

$2,107.94

N/A

XXXX

$13.17

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.423

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

731

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

937.50

0.4

75653.00

35.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160062

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$618.84

Yes

18.000%

$1,060.44

$88.37

$1,032.96

$86.08

$0.00

$793.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.878

1.876

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

684

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6873.32

8.7

84908.68

107.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160100

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$822.48

Yes

18.000%

$944.88

$78.74

$1,017.60

$84.80

$0.00

$986.02

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.471

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

710

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23338.06

23.7

135240.63

137.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160104

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,076.27

Yes

18.000%

$989.28

$82.44

$735.96

$61.33

$0.00

$1,220.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.239

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

722

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1746.83

1.4

151539.16

124.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160105

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,906.66

Yes

18.000%

$2,018.28

$168.19

$1,098.96

$91.58

$0.00

$2,166.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.2

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

722

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1746.83

0.8

150209.46

69.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160106

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$949.84

Yes

18.000%

$2,050.32

$170.86

$1,627.68

$135.64

$0.00

$1,256.34

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.409

XXXX

762

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

51150.81

40.7

51150.81

40.7

76.89

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10196884

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

18567.5

01/04/2026

6.250%

Manual Underwriting

7.314%

6.875%

$3,325.70

$8,437.44

$703.12

$690.96

$57.58

$0.00

$4,086.40

$138,539.78

N/A

XXXX

$0.00

XXXX

6.26%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025

Borrower - Executed 4506T Verified - 2025

XXXX

721

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

133550.82

32.7

133550.82

32.7

75.0

N/A

Borrower As Individual

N/A

XXXX

10196886

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$8,509.61

$21,875.04

$1,822.92

$13,914.00

$1,159.50

$0.00

$11,492.03

$208,987.44

N/A

XXXX

$0.00

XXXX

7.31%

Yes

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

394998.11

34.4

394998.11

34.4

74.97

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10196892

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

3380.0

11/06/2025

6.170%

Manual Underwriting

6.911%

6.875%

$8,612.34

$21,744.24

$1,812.02

$2,585.64

$215.47

$0.00

$10,639.83

$28,653.84

N/A

XXXX

$0.00

XXXX

49.43%

48.64%

Employed

1YR Full Doc

1 YR W2

2+ Months

N/A

Yes

0.00%

Stocks/Bonds

N/A

Yes

Work Number

Yes

Work Number

N/A

Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus - 1 YR W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2025, 2026

Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026

XXXX

755

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

119352.20

11.2

288603.00

27.1

72.43

N/A

Borrower As Individual

N/A

XXXX

10196891

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$8,277.03

$13,983.00

$1,165.25

$846.00

$70.50

$0.00

$9,512.78

$153,794.65

N/A

XXXX

$0.00

XXXX

39.37%

Yes

Self-Employed

2YR Business P&L

N/A

Yes

0.00%

100.00%

Audited

CPA

N/A

Borrower - SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, Executed 4506T Verified - 2023, 2024, 2025

Borrower - Executed 4506T Verified - 2023, 2024, 2025

XXXX

760

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

229272.47

30.9

449455.26

60.6

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10196894

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$8,717.45

$19,867.20

$1,655.60

$2,316.96

$193.08

$0.00

$10,566.13

$248,888.18

N/A

XXXX

$0.00

XXXX

10.73%

Yes

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

118909.81

11.3

118909.81

11.3

67.05

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10196888

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$3,821.68

$5,480.28

$456.69

$1,766.40

$147.20

$0.00

$4,425.57

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.847

0.84

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

710

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

Yes

N/A

113508.73

25.6

227017.46

51.3

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10196885

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

2344.0

01/27/2026

6.140%

Manual Underwriting

7.042%

6.990%

$3,888.09

$10,423.92

$868.66

$1,341.96

$111.83

$23,976.00

$1,998.00

$0.00

$6,866.58

$39,734.48

Yes

XXXX

$1,998.00

XXXX

Monthly

34.64%

Yes

Self-Employed

2YR Business P&L

N/A

0.00%

100.00%

Audited

CPA

Yes

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2023, 2024, 2025

Borrower - 2023, 2024, 2025

XXXX

768

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

170086.98

24.8

64.93

Yes

Borrower As Individual

N/A

XXXX

10149955

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.790%

$2,589.04

Yes

45.000%

$6,131.16

$510.93

$3,059.64

$254.97

$0.00

$3,354.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.52

N/A

XXXX

755

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

28215.17

8.4

28215.17

8.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149958

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.920%

$2,673.00

Yes

23.000%

$3,479.64

$289.97

$3,762.96

$313.58

$0.00

$3,276.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.16

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

715

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

32673.78

10.0

45533.33

13.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149853

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.980%

$3,041.93

Yes

23.000%

$11,884.92

$990.41

$9,709.32

$809.11

$0.00

$4,841.45

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.133

2.118

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

20171.61

3.6

194323.03

34.4

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160052

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$1,005.62

Yes

18.000%

$4,737.36

$394.78

$1,194.96

$99.58

$0.00

$1,499.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.333

1.44

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

732

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

19221.38

12.8

19221.38

12.8

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160053

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,045.33

Yes

18.000%

$4,926.84

$410.57

$1,220.04

$101.67

$0.00

$1,557.57

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.29

1.292

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

732

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

Missing

XXXX

Fee Simple

XXXX

N/A

20076.69

12.9

20076.69

12.9

73.28

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160064

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,290.05

Yes

18.000%

$4,014.00

$334.50

$2,366.04

$197.17

$0.00

$1,821.72

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.131

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

808.91

0.4

49843.92

27.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160072

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.990%

$503.08

Yes

18.000%

$756.00

$63.00

$951.00

$79.25

$0.00

$645.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.007

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23001.07

35.6

23001.07

35.6

53.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160103

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,034.66

Yes

18.000%

$412.92

$34.41

$1,302.00

$108.50

$0.00

$1,177.57

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.038

1.851

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

724

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

22784.34

19.3

98515.41

83.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160114

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

7.625%

$743.18

$991.20

$82.60

$1,478.64

$123.22

$0.00

$949.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.791

XXXX

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4913.66

5.2

99410.27

104.8

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160117

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,118.77

Yes

18.000%

$2,783.04

$231.92

$4,160.76

$346.73

$0.00

$1,697.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.826

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

757

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

104068.55

61.5

104068.55

61.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160145

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$592.87

Yes

18.000%

$1,782.96

$148.58

$1,538.04

$128.17

$0.00

$869.62

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.524

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

746

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

117998.09

135.7

117998.09

135.7

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160148

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$969.68

Yes

18.000%

$2,554.44

$212.87

$1,168.44

$97.37

$0.00

$1,279.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.32

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

675

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

60390.30

47.2

60390.30

47.2

69.54

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160151

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,075.25

Yes

18.000%

$2,767.20

$230.60

$884.04

$73.67

$0.00

$1,379.52

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.631

1.642

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

785

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12223.26

8.9

157204.64

114.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160155

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$491.31

Yes

18.000%

$1,668.48

$139.04

$1,181.40

$98.45

$0.00

$728.80

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.017

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7332.15

10.1

7332.15

10.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160157

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$729.19

Yes

18.000%

$3,457.44

$288.12

$815.04

$67.92

$0.00

$1,085.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.382

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

792

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

62931.94

58.0

168013.05

154.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160161

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$762.04

Yes

18.000%

$1,854.72

$154.56

$1,329.00

$110.75

$0.00

$1,027.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.188

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

739

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

48623.94

47.3

48623.94

47.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160164

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$960.47

Yes

18.000%

$4,737.36

$394.78

$2,167.08

$180.59

$0.00

$1,535.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.367

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

333868.71

217.4

333868.71

217.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160168

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$970.15

Yes

18.000%

$590.16

$49.18

$1,431.36

$119.28

$0.00

$1,138.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.256

1.177

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

700

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30499.97

26.8

30499.97

26.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160178

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,100.01

Yes

18.000%

$3,694.20

$307.85

$1,350.96

$112.58

$0.00

$1,520.44

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.283

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

710

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

365140.56

240.2

365140.56

240.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160196

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,435.60

Yes

18.000%

$6,677.88

$556.49

$1,786.08

$148.84

$0.00

$2,140.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.144

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

796

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

167745.39

78.4

167745.39

78.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160201

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,064.19

Yes

18.000%

$692.28

$57.69

$839.04

$69.92

$0.00

$1,191.80

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.703

1.705

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

789

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

287936.52

241.6

291258.45

244.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160229

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,202.18

Yes

18.000%

$1,601.04

$133.42

$1,857.00

$154.75

$0.00

$1,490.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.342

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

728

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

268274.34

180.0

276044.10

185.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160235

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$616.45

Yes

18.000%

$1,070.88

$89.24

$672.96

$56.08

$0.00

$761.77

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.575

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

158.86

0.2

68847.38

90.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160240

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$923.84

Yes

18.000%

$1,208.04

$100.67

$1,653.96

$137.83

$0.00

$1,162.34

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.17

1.169

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

722

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16172.67

13.9

16172.67

13.9

75.96

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160246

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$573.24

Yes

18.000%

$977.28

$81.44

$1,164.48

$97.04

$0.00

$751.72

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.596

1.595

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

817

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

77979.28

103.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160247

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$505.91

Yes

18.000%

$1,225.80

$102.15

$1,257.12

$104.76

$0.00

$712.82

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.978

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

169434.81

237.7

169434.81

237.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160248

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$761.32

Yes

18.000%

$3,671.40

$305.95

$1,751.04

$145.92

$0.00

$1,213.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.319

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

12706.95

10.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160253

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$623.09

Yes

18.000%

$1,236.60

$103.05

$666.48

$55.54

$0.00

$781.68

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.778

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

751

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11670.45

14.9

11670.45

14.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160254

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$942.69

Yes

18.000%

$3,027.84

$252.32

$696.96

$58.08

$0.00

$1,253.09

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.516

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

751

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11670.45

9.3

116479.20

93.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160257

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$747.71

Yes

18.000%

$2,327.16

$193.93

$1,826.04

$152.17

$0.00

$1,093.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.348

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

720

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

.00

0.0

14648.17

13.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160258

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$5,799.98

Yes

18.000%

$797.88

$66.49

$2,340.96

$195.08

$0.00

$6,061.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.32

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

741

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

134746.78

22.2

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160081

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$3,887.22

Yes

18.000%

$11,280.96

$940.08

$6,236.16

$519.68

$0.00

$5,346.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.117

N/A

XXXX

749

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

491679.53

83.8

491679.53

83.8

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160099

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$3,919.07

Yes

18.000%

$11,280.96

$940.08

$6,320.88

$526.74

$0.00

$5,385.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.099

N/A

XXXX

749

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

61593.12

10.4

61593.12

10.4

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160143

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$6,240.89

Yes

18.000%

$6,932.52

$577.71

$7,997.04

$666.42

$0.00

$7,485.02

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.319

1.313

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

66696.23

8.2

292878.11

35.9

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160171

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.250%

$4,317.72

Yes

18.000%

$13,033.56

$1,086.13

$11,874.84

$989.57

$0.00

$6,393.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.904

N/A

XXXX

799

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

694624.45

94.1

694624.45

94.1

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160180

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.250%

$2,844.61

Yes

18.000%

$4,579.44

$381.62

$1,773.96

$147.83

$0.00

$3,374.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.197

1.17

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

767

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9989589.93

2836.4

9989589.93

2836.4

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160181

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.250%

$2,881.56

Yes

18.000%

$5,517.60

$459.80

$1,773.96

$147.83

$0.00

$3,489.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.155

1.176

N/A

XXXX

786

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

282054.61

77.6

282054.61

77.6

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10196895

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$8,859.38

$13,917.60

$1,159.80

$3,039.24

$253.27

$0.00

$10,272.45

$116,022.91

N/A

XXXX

$0.00

XXXX

38.99%

Yes

Self-Employed

2YR Business P&L

N/A

Yes

0.00%

100.00%

Audited

CPA

Yes

N/A

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

100015.93

9.7

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160144

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$4,323.29

Yes

18.000%

$8,271.48

$689.29

$9,138.00

$761.50

$0.00

$5,774.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.026

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

705

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8203.33

1.3

537403.63

82.2

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160132

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$9,838.45

Yes

18.000%

$11,736.00

$978.00

$4,260.00

$355.00

$2,772.00

$231.00

$0.00

$11,047.45

N/A

XXXX

$231.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.214

1.172

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

233668.50

24.2

435960.56

45.2

Yes

54.37

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160149

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$3,934.45

Yes

18.000%

$10,650.84

$887.57

$7,810.08

$650.84

$0.00

$5,472.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.012

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18833.80

3.1

54196.35

8.9

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160173

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$875.61

Yes

18.000%

$2,046.84

$170.57

$1,502.04

$125.17

$0.00

$1,171.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.4

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

55734.89

47.6

182408.84

155.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160255

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$640.51

Yes

18.000%

$1,515.12

$126.26

$1,110.00

$92.50

$0.00

$859.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.629

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

760

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

965.26

1.1

89240.39

103.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160256

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,231.74

Yes

18.000%

$3,651.72

$304.31

$1,806.00

$150.50

$0.00

$1,686.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.779

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

706

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

59837.76

35.5

59837.76

35.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160156

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$540.28

Yes

18.000%

$1,730.88

$144.24

$861.96

$71.83

$0.00

$756.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.772

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

706

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

51014.75

67.5

51014.75

67.5

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10160221

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$2,598.15

Yes

18.000%

$401.16

$33.43

$4,520.64

$376.72

$0.00

$3,008.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.197

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31081.51

10.3

406829.96

135.2

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160230

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$793.88

Yes

18.000%

$2,303.64

$191.97

$2,422.92

$201.91

$0.00

$1,187.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.03

XXXX

785

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9680.86

8.2

9680.86

8.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160264

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$966.14

Yes

18.000%

$3,680.64

$306.72

$1,050.96

$87.58

$0.00

$1,360.44

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.025

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

127253.43

93.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160270

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$1,042.38

Yes

18.000%

$2,295.84

$191.32

$1,022.04

$85.17

$0.00

$1,318.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.118

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

136222.26

103.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160069

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.125%

$656.22

Yes

18.000%

$2,231.16

$185.93

$869.28

$72.44

$0.00

$914.59

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.148

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

742

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21668.25

23.7

21668.25

23.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160094

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$818.61

Yes

18.000%

$1,502.40

$125.20

$860.04

$71.67

$0.00

$1,015.48

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.615

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

733

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act(Driver License)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

111023.47

109.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160134

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.500%

$922.70

Yes

18.000%

$2,486.04

$207.17

$1,419.00

$118.25

$0.00

$1,248.12

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.522

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

730

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

28387.29

22.7

28387.29

22.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160177

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$663.05

Yes

18.000%

$947.52

$78.96

$2,052.36

$171.03

$0.00

$913.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.763

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

158252.42

173.3

158252.42

173.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160241

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.125%

$698.75

Yes

18.000%

$857.52

$71.46

$741.96

$61.83

$0.00

$832.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.322

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

758

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

107374.43

129.1

66.86

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10160249

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$974.01

Yes

18.000%

$305.28

$25.44

$2,653.20

$221.10

$0.00

$1,220.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.413

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

125812.76

103.1

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10194934

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.250%

$2,932.05

$4,442.16

$370.18

$2,355.72

$196.31

$0.00

$3,498.54

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.0

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

706

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

24833.10

7.1

24833.10

7.1

74.7

N/A

Yes

Borrower As Individual

N/A

XXXX

10194937

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.375%

$3,776.99

$4,403.52

$366.96

$1,632.00

$136.00

$1,824.00

$152.00

$0.00

$4,431.95

N/A

XXXX

$152.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.015

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

95310.83

21.5

95310.83

21.5

69.99

N/A

Yes

Borrower As Individual

N/A

XXXX

10194945

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.875%

$1,019.79

$5,187.48

$432.29

$1,550.28

$129.19

$0.00

$1,581.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.028

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

781

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

99138.42

62.7

99138.42

62.7

70.36

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10194950

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,805.57

$6,792.48

$566.04

$1,633.08

$136.09

$2,268.00

$189.00

$0.00

$2,696.70

Yes

XXXX

$189.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

XXXX

720

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

17010.73

6.3

17010.73

6.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10194928

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

13994.18

02/18/2026

6.100%

Manual Underwriting

8.032%

7.750%

$4,318.35

$8,376.00

$698.00

$1,014.96

$84.58

$576.00

$48.00

$0.00

$5,148.93

$44,179.22

N/A

XXXX

$48.00

XXXX

Monthly

14.09%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025

Borrower - Executed 4506T Verified - 2024, 2025

XXXX

702

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

133497.32

25.9

113497.32

22.0

90.0

N/A

Borrower As Individual

N/A

XXXX

10194944

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.375%

$1,289.46

$2,525.40

$210.45

$834.00

$69.50

$0.00

$1,569.41

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.402

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

680

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

161402.08

102.8

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10200578

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.890%

$1,208.95

Yes

23.000%

$4,885.56

$407.13

$2,317.08

$193.09

$350.04

$29.17

$0.00

$1,838.34

N/A

XXXX

$29.17

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.061

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13141.24

7.1

18568.72

10.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200581

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.900%

$4,070.11

Yes

23.000%

$4,180.44

$348.37

$1,021.68

$85.14

$0.00

$4,503.62

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.155

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

720

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33592.58

7.5

47103.44

10.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200583

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

7.340%

$691.73

Yes

23.000%

$673.08

$56.09

$877.44

$73.12

$0.00

$820.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.157

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

708

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

58623.78

71.4

72582.05

88.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200584

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.630%

$582.98

Yes

23.000%

$632.76

$52.73

$1,278.00

$106.50

$0.00

$742.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.021

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

815

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12897.93

17.4

12897.93

17.4

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200585

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.800%

$3,557.07

Yes

23.000%

$11,658.72

$971.56

$2,376.96

$198.08

$0.00

$4,726.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.142

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

785

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

57207.69

12.1

71387.82

15.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200591

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.920%

$544.45

Yes

23.000%

$809.88

$67.49

$2,511.48

$209.29

$0.00

$821.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.522

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

700

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16169.24

19.7

27327.34

33.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200593

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$3,813.76

Yes

45.000%

$9,909.00

$825.75

$3,046.92

$253.91

$0.00

$4,893.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

4 - Verified 2+ Mos

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.144

1.092

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

35993.50

7.4

50673.76

10.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200596

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.910%

$849.72

Yes

23.000%

$1,820.76

$151.73

$951.60

$79.30

$0.00

$1,080.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.295

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

723

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31822.38

29.4

33268.20

30.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200597

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.140%

$4,215.72

Yes

24.000%

$2,468.04

$205.67

$2,703.00

$225.25

$0.00

$4,646.64

N/A

XXXX

$0.00

XXXX

0.00%

Yes

3 - Verified<2Mos

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.291

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

703

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

269290.37

58.0

283230.29

61.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200598

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.660%

$1,124.60

Yes

23.000%

$3,214.56

$267.88

$1,679.76

$139.98

$0.00

$1,532.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.138

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

717

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

36905.02

24.1

118473.45

77.3

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200599

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.550%

$1,477.21

Yes

23.000%

$6,114.60

$509.55

$1,755.96

$146.33

$0.00

$2,133.09

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.266

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

786

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16709.48

7.8

23720.00

11.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200600

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.450%

$532.28

Yes

23.000%

$1,025.52

$85.46

$703.08

$58.59

$0.00

$676.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.626

1.627

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

793

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31091.34

46.0

33120.21

49.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200601

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.230%

$953.15

Yes

23.000%

$9,521.52

$793.46

$2,070.72

$172.56

$0.00

$1,919.17

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.303

N/A

XXXX

776

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

24229.71

12.6

24229.71

12.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200603

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.813%

6.812%

$930.18

Yes

23.000%

$1,108.44

$92.37

$2,034.96

$169.58

$0.00

$1,192.13

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.049

1.048

N/A

XXXX

749

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14867.42

12.5

26829.59

22.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200604

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.210%

$764.40

Yes

23.000%

$1,257.24

$104.77

$1,979.88

$164.99

$0.00

$1,034.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.45

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

737

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

43125.45

41.7

94090.70

91.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200608

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.430%

$692.69

Yes

24.000%

$819.60

$68.30

$1,173.96

$97.83

$0.00

$858.82

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.572

1.577

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

751

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7276.73

8.5

7276.73

8.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200609

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.170%

$817.19

Yes

24.000%

$1,362.60

$113.55

$1,877.04

$156.42

$0.00

$1,087.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.484

2.503

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

751

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7944.56

7.3

60025.51

55.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200611

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.600%

$990.00

Yes

23.000%

$2,056.32

$171.36

$2,026.20

$168.85

$0.00

$1,330.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.654

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

60530.33

45.5

60530.33

45.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200613

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.600%

$1,320.00

Yes

23.000%

$2,385.24

$198.77

$1,720.44

$143.37

$0.00

$1,662.14

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.703

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

59009.35

35.5

65110.60

39.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200614

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.600%

$1,196.25

Yes

23.000%

$2,705.76

$225.48

$2,162.04

$180.17

$0.00

$1,601.90

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.405

1.484

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

60142.80

39.7

65593.73

43.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200615

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.470%

$2,425.87

Yes

23.000%

$5,994.12

$499.51

$1,755.96

$146.33

$0.00

$3,071.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.172

XXXX

727

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

74336.60

24.2

105673.69

34.4

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200616

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.550%

$1,172.24

Yes

24.000%

$4,273.92

$356.16

$2,889.96

$240.83

$0.00

$1,769.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

2.137

2.108

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

808

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19616.26

11.1

107171.93

60.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200617

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.350%

$764.76

Yes

23.000%

$1,327.80

$110.65

$1,623.96

$135.33

$0.00

$1,010.74

N/A

XXXX

$0.00

XXXX

0.00%

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.484

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

789

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7859.35

7.8

22650.37

22.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200618

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.440%

$3,388.75

Yes

45.000%

$9,720.24

$810.02

$3,804.96

$317.08

$0.00

$4,515.85

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.373

1.329

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

717

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

79663.99

17.6

268636.92

59.5

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200620

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

6.270%

$888.51

Yes

23.000%

$754.56

$62.88

$660.12

$55.01

$0.00

$1,006.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.64

1.639

XXXX

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

43704.55

43.4

110446.88

109.7

73.85

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200623

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.700%

$2,326.23

Yes

24.000%

$6,984.96

$582.08

$1,050.00

$87.50

$0.00

$2,995.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.202

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

730

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

82087.54

27.4

247382.89

82.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200625

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.690%

$1,353.69

Yes

24.000%

$1,398.60

$116.55

$5,173.68

$431.14

$0.00

$1,901.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.104

1.105

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

769

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

66036.61

34.7

71740.72

37.7

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200627

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.150%

$1,864.12

Yes

23.000%

$1,911.00

$159.25

$3,406.08

$283.84

$0.00

$2,307.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.474

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8436.45

3.7

15358.08

6.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200632

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.980%

$1,641.31

Yes

24.000%

$5,673.12

$472.76

$2,076.96

$173.08

$0.00

$2,287.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.181

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

702

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23645.41

10.3

30506.86

13.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200638

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.930%

$1,486.37

Yes

45.000%

$5,489.76

$457.48

$1,425.96

$118.83

$0.00

$2,062.68

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.188

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

708

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14435.63

7.0

124984.06

60.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200640

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.320%

6.460%

$1,163.02

Yes

45.000%

$3,297.72

$274.81

$2,154.00

$179.50

$0.00

$1,617.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.855

N/A

XXXX

732

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

93683.96

57.9

98810.93

61.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200643

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,094.89

Yes

23.000%

$1,557.96

$129.83

$1,366.92

$113.91

$0.00

$1,338.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.345

N/A

XXXX

710

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

169584.40

126.7

188191.68

140.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200644

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.280%

$853.90

Yes

23.000%

$1,693.80

$141.15

$1,101.00

$91.75

$0.00

$1,086.80

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.219

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4185.80

3.9

7703.24

7.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200645

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.810%

$504.13

Yes

23.000%

$438.00

$36.50

$1,188.00

$99.00

$0.00

$639.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.602

1.603

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

243740.28

381.1

245659.17

384.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200646

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$833.81

Yes

23.000%

$1,990.08

$165.84

$705.96

$58.83

$0.00

$1,058.48

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.11

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

750

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4014.23

3.8

23014.98

21.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200650

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.710%

$449.67

Yes

23.000%

$954.48

$79.54

$1,131.00

$94.25

$0.00

$623.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.845

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

240805.30

386.2

242675.68

389.2

73.11

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200652

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.930%

$966.14

Yes

23.000%

$1,551.12

$129.26

$1,086.00

$90.50

$0.00

$1,185.90

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.265

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

785

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

158939.85

134.0

229375.16

193.4

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200653

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.730%

$828.50

Yes

23.000%

$2,000.76

$166.73

$1,866.84

$155.57

$0.00

$1,150.80

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.108

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

776

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

15591.62

13.5

19163.99

16.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200654

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.890%

$1,204.01

Yes

23.000%

$753.36

$62.78

$2,262.00

$188.50

$0.00

$1,455.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.065

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11806.02

8.1

102756.02

70.6

70.93

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200655

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.800%

$651.93

Yes

23.000%

$6,180.00

$515.00

$1,596.00

$133.00

$0.00

$1,299.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.692

XXXX

778

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19881.83

15.3

19881.83

15.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200657

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.570%

$725.81

Yes

23.000%

$983.16

$81.93

$1,011.00

$84.25

$0.00

$891.99

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.626

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

800

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

795264.16

891.6

850419.41

953.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200658

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.850%

$819.07

Yes

23.000%

$2,164.80

$180.40

$962.04

$80.17

$0.00

$1,079.64

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.25

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

720

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

738.84

0.7

10873.42

10.1

65.79

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200659

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.450%

$815.85

Yes

23.000%

$1,351.92

$112.66

$830.04

$69.17

$0.00

$997.68

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.398

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

750

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

78230.58

78.4

83130.87

83.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200661

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.800%

$593.89

Yes

23.000%

$2,314.44

$192.87

$2,192.04

$182.67

$3,240.00

$270.00

$0.00

$1,239.43

Yes

XXXX

$270.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.291

N/A

XXXX

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4004.96

3.2

41521.29

33.5

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10200664

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.750%

$1,838.25

Yes

23.000%

$4,507.08

$375.59

$3,024.36

$252.03

$0.00

$2,465.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.58

1.553

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

44906.55

18.2

198988.41

80.7

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200665

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.910%

$2,149.22

Yes

45.000%

$4,256.88

$354.74

$3,008.16

$250.68

$0.00

$2,754.64

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.706

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

62741.04

22.8

71359.70

25.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200666

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.150%

$835.82

Yes

23.000%

$3,169.56

$264.13

$2,338.08

$194.84

$0.00

$1,294.79

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.12

1.122

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

721

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

7152.17

5.5

23397.69

18.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200667

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.600%

$720.20

Yes

23.000%

$1,322.40

$110.20

$2,134.56

$177.88

$0.00

$1,008.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.785

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8126.69

8.1

11151.53

11.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200668

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.620%

$891.39

Yes

23.000%

$2,808.00

$234.00

$2,088.36

$174.03

$0.00

$1,299.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.916

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4533.76

3.5

16258.87

12.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200669

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.610%

$530.07

Yes

23.000%

$1,702.08

$141.84

$1,460.64

$121.72

$0.00

$793.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.638

1.692

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6438.52

8.1

6438.52

8.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200670

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.730%

$1,368.97

Yes

24.000%

$6,090.84

$507.57

$2,462.64

$205.22

$0.00

$2,081.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.489

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

764

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21008.20

10.1

58346.05

28.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200671

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.140%

$791.16

Yes

23.000%

$2,969.04

$247.42

$546.00

$45.50

$5,820.00

$485.00

$0.00

$1,569.08

Yes

XXXX

$485.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.243

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

774

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

167186.20

106.6

232436.98

148.1

65.0

Yes

Member on Behalf of Entity

N/A

XXXX

10200672

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.490%

$1,302.28

Yes

45.000%

$11,768.64

$980.72

$2,242.32

$186.86

$0.00

$2,469.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.267

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26241.18

10.6

76694.21

31.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200673

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.350%

$1,063.77

Yes

23.000%

$2,021.64

$168.47

$1,687.20

$140.60

$0.00

$1,372.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.53

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

88761.83

64.7

135143.96

98.4

77.2

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200674

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.350%

$4,953.00

Yes

24.000%

$6,556.80

$546.40

$3,669.00

$305.75

$0.00

$5,805.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.266

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

73121.06

12.6

90536.51

15.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200676

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.700%

$537.19

Yes

23.000%

$1,159.68

$96.64

$689.88

$57.49

$0.00

$691.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.627

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11463.56

16.6

34327.37

49.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200677

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.580%

$1,294.89

Yes

23.000%

$681.72

$56.81

$1,742.88

$145.24

$0.00

$1,496.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.837

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

719

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

59388.13

39.7

143628.20

96.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200680

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.480%

$1,334.63

Yes

23.000%

$1,521.60

$126.80

$1,489.44

$124.12

$0.00

$1,585.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.041

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

58876.01

37.1

73752.37

46.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200683

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.740%

$702.20

Yes

23.000%

$1,135.92

$94.66

$3,123.00

$260.25

$0.00

$1,057.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.182

1.172

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26266.16

24.8

37071.48

35.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200684

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.620%

$875.47

Yes

23.000%

$1,622.88

$135.24

$1,769.04

$147.42

$0.00

$1,158.13

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.029

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6909.29

6.0

25805.61

22.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200686

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.400%

$797.52

Yes

45.000%

$2,193.36

$182.78

$567.00

$47.25

$2,640.00

$220.00

$0.00

$1,247.55

Yes

XXXX

$220.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.242

1.482

N/A

XXXX

789

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11533.75

9.2

73484.57

58.9

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10200688

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.980%

$1,160.27

Yes

23.000%

$1,023.60

$85.30

$1,072.92

$89.41

$0.00

$1,334.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.273

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

795

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

51606.14

38.7

136474.10

102.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200691

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.800%

$1,494.21

Yes

23.000%

$3,080.64

$256.72

$5,844.60

$487.05

$0.00

$2,237.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.05

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

721

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

484104.05

216.3

491588.15

219.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200692

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$3,635.92

Yes

23.000%

$6,952.68

$579.39

$5,530.68

$460.89

$0.00

$4,676.20

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.39

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

701

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

168155.45

36.0

182184.05

39.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200694

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.600%

$2,988.92

Yes

24.000%

$14,524.80

$1,210.40

$3,011.88

$250.99

$0.00

$4,450.31

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.056

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

118891.76

26.7

343891.21

77.3

67.83

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200695

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.250%

$3,520.03

Yes

24.000%

$7,075.08

$589.59

$1,429.08

$119.09

$0.00

$4,228.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.147

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

135005.42

31.9

147691.55

34.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200696

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$3,274.45

Yes

24.000%

$5,479.92

$456.66

$1,419.12

$118.26

$0.00

$3,849.37

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.208

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

45969.84

11.9

57517.95

14.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200698

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.990%

$1,467.32

Yes

23.000%

$4,419.96

$368.33

$1,997.04

$166.42

$0.00

$2,002.07

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.648

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

774

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

120311.02

60.1

126700.90

63.3

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200699

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.100%

$1,790.11

Yes

24.000%

$4,545.72

$378.81

$3,411.00

$284.25

$0.00

$2,453.17

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.834

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2208901.77

900.4

2354049.87

959.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200610

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.860%

$2,226.87

Yes

23.000%

$3,140.64

$261.72

$3,350.04

$279.17

$0.00

$2,767.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.403

2.093

N/A

XXXX

807

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30575.76

11.0

190238.84

68.7

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200624

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$2,972.30

Yes

23.000%

$6,856.44

$571.37

$3,306.96

$275.58

$0.00

$3,819.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.206

1.202

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

750

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

23313.20

6.1

87607.22

22.9

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200637

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.690%

$2,119.00

Yes

23.000%

$7,117.56

$593.13

$4,542.00

$378.50

$0.00

$3,090.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.077

2.076

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

812

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

15946.76

5.2

157152.71

50.9

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200663

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,010.19

Yes

23.000%

$1,033.44

$86.12

$4,391.04

$365.92

$0.00

$1,462.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.154

2.161

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

747

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13212.62

9.0

17599.31

12.0

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10194939

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.875%

$1,970.79

$2,428.32

$202.36

$1,656.96

$138.08

$0.00

$2,311.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

1 - Not Stated Not Verified

1 - Not Stated, Not Verified

Unknown

.00

Debt Service Coverage Ratio

0.00%

Yes

1.823

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

747

813

764

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

32366.91

14.0

32366.91

14.0

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10194932

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$2,106.62

$5,194.32

$432.86

$2,376.96

$198.08

$1,304.04

$108.67

$0.00

$2,846.23

N/A

XXXX

$108.67

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.017

1.021

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

68462.95

24.1

68462.95

24.1

78.33

N/A

Yes

Borrower As Individual

N/A

XXXX

10194942

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$4,540.19

$8,347.68

$695.64

$6,201.96

$516.83

$0.00

$5,752.66

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.077

1.07

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

747

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

234915.13

40.8

69.86

N/A

Yes

Borrower As Individual

N/A

XXXX

10232430

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$2,740.33

Yes

18.000%

$4,917.96

$409.83

$705.00

$58.75

$1,992.00

$166.00

$0.00

$3,374.91

N/A

XXXX

$166.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.8

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

808

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

65897.50

19.5

65897.50

19.5

73.48

N/A

Yes

Borrower As Individual

N/A

XXXX

10232719

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,208.34

Yes

18.000%

$3,164.28

$263.69

$3,270.96

$272.58

$0.00

$1,744.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.802

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1356858.00

777.7

1531133.15

877.6

69.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232695

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$1,174.92

Yes

18.000%

$4,449.48

$370.79

$2,303.88

$191.99

$174.96

$14.58

$0.00

$1,752.28

N/A

XXXX

$14.58

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.999

1.027

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

724

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11319.12

6.5

11319.12

6.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232804

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$6,019.23

Yes

18.000%

$2,210.64

$184.22

$6,006.84

$500.57

$0.00

$6,704.02

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.973

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

714

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

83484.90

12.5

924690.85

137.9

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200433

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7238.34

02/18/2026

6.100%

Manual Underwriting

6.862%

6.625%

$2,413.97

$4,550.04

$379.17

$2,621.16

$218.43

$0.00

$3,011.57

$16,582.78

N/A

XXXX

$0.00

XXXX

35.39%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

0.00%

Stocks/Bonds

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

221632.95

73.6

221632.95

73.6

71.54

N/A

Borrower As Individual

N/A

XXXX

10232638

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$1,461.59

Yes

10.000%

$4,153.68

$346.14

$1,274.04

$106.17

$0.00

$1,913.90

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.94

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

670

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14007.85

7.3

71478.42

37.4

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232870

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$1,890.72

Yes

18.000%

$2,040.00

$170.00

$1,658.04

$138.17

$0.00

$2,198.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.955

XXXX

716

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

34710.22

15.8

34710.22

15.8

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10232934

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$1,391.30

$4,286.52

$357.21

$2,999.64

$249.97

$0.00

$1,998.48

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.801

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

550000.00

275.2

757760.95

379.2

63.72

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232466

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.375%

$1,900.18

Yes

18.000%

$4,750.20

$395.85

$1,833.96

$152.83

$0.00

$2,448.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.817

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

738

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

100330.91

41.0

331425.11

135.3

60.98

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200432

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12500.0

02/24/2026

5.990%

Manual Underwriting

6.506%

6.375%

$7,810.85

$12,567.84

$1,047.32

$8,802.00

$733.50

$4,200.00

$350.00

$0.00

$9,941.67

$25,855.67

N/A

XXXX

$350.00

XXXX

Monthly

31.12%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

Proceeds from Sale

N/A

Borrower - SECorporation - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

750

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

328975.16

33.1

328975.16

33.1

80.0

N/A

Borrower As Individual

N/A

XXXX

10232618

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.990%

$1,781.88

Yes

18.000%

$5,924.52

$493.71

$1,541.04

$128.42

$0.00

$2,404.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.894

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

47132.02

19.6

47132.02

19.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232718

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$4,884.90

Yes

18.000%

$21,243.00

$1,770.25

$2,649.00

$220.75

$11,952.00

$996.00

$0.00

$7,871.90

N/A

XXXX

$996.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.818

0.794

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

772

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

288423.73

36.6

352131.37

44.7

34.03

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232449

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$3,069.01

Yes

18.000%

$2,198.16

$183.18

$2,213.04

$184.42

$0.00

$3,436.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.829

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

766

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2940.91

0.9

285224.75

83.0

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10200497

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10000.0

02/25/2026

5.990%

Manual Underwriting

6.268%

6.250%

$6,529.68

$9,241.44

$770.12

$1,389.00

$115.75

$0.00

$7,415.55

$9,856.35

N/A

XXXX

$0.00

XXXX

44.45%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

797

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

158925.49

21.4

158925.49

21.4

70.0

N/A

Borrower As Individual

N/A

XXXX

10232489

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

670.000%

$3,326.48

Yes

18.000%

$4,728.48

$394.04

$1,902.60

$158.55

$1,640.04

$136.67

$0.00

$4,015.74

N/A

XXXX

$136.67

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.872

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

806858.75

200.9

1295155.16

322.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232748

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$2,689.31

Yes

18.000%

$8,840.16

$736.68

$3,030.96

$252.58

$1,656.00

$138.00

$0.00

$3,816.57

N/A

XXXX

$138.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.891

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38528.29

10.1

38528.29

10.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10232862

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,596.29

Yes

18.000%

$2,298.72

$191.56

$1,526.76

$127.23

$0.00

$1,915.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.992

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

706

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

239657.50

125.1

315625.60

164.8

74.29

N/A

Yes

Member on Behalf of Entity

N/A