MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.7 - Schedule 5

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
10228498 XXXXXXXX     0763-001 Qualifying CLTV propertyValuationPage 61.97 61.98 Audit Value of 1st + 2nd lien / Qualifying Value.
10228498 XXXXXXXX     0763-001 Qualifying LTV propertyValuationPage 61.97 61.98 Audit Value of Subject Lien / Qualifying Value
10228498 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.29 48.82 DTI difference is less than 1% and within lender tolerance.
10228503 XXXXXXXX     0763-001 Property Type propertyValuationPage Single Family Detached PUD Audit Value Pulled From Appraisal.
10228503 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 21.14 20.78 Audit liabilities were based on the most recent credit report in the loan file.
10228506 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 28.27 25.64 1008 DTI is 28.270 Audit value based on documents located in the loan file.
10228507 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.91 49.92 Audit reflects difference in qualifying P & I than the approval.
10228508 XXXXXXXX     0763-001 Borrower 2 Self-Employment Flag employmentIncomePage Yes No Audit Value Pulled From Final 1003.
10228511 XXXXXXXX     0763-001 Originator QM Status diligenceFinalLookPage ATR/QM: Exempt Non-QM: Lender documented all ATR UW factors Audit value pulled from documents located in the loan file.
10228511 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 22.43 22.44 DTI difference is less than 1% and within lender tolerance.
10228513 XXXXXXXX     0763-001 Qualifying CLTV propertyValuationPage 64.46 64.47 Rounding.
10228513 XXXXXXXX     0763-001 Qualifying LTV propertyValuationPage 64.46 64.47 Rounding
10228513 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.99 49.00 Rounding
10228514 XXXXXXXX     0763-001 Borrower 2 Self-Employment Flag employmentIncomePage Yes No  
10228499 XXXXXXXX     0763-001 Qualifying CLTV propertyValuationPage 36.36 36.37 Rounding
10228499 XXXXXXXX     0763-001 Qualifying LTV propertyValuationPage 36.36 36.37 Rounding
10228499 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.84 27.85 Rounding
10228517 XXXXXXXX     0763-001 Borrower 1 Last Name notePage XXXXX XXXXX Audit Value Pulled From Note.
10228519 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.32 38.43 DTI difference is less than 1% and within lender tolerance.
10228521 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.9 45.44 DTI difference is less than 1% and within lender tolerance.
10228523 XXXXXXXX     0763-001 Borrower 1 Last Name notePage XXXXX XXXXX Audit Value Pulled From Note.
10228523 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 13.95 13.94 Rounding
10228525 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.08 31.00 Audit reflects difference in negative rental income per documents in the loan file.
10228526 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 23.65 23.64 Rounding
10228527 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 20.17 19.46 Audit reflects difference in subject property taxes per documents in the loan file.
10228530 XXXXXXXX     0763-001 Qualifying LTV propertyValuationPage 62.42 62.43 Rounding
10228530 XXXXXXXX     0763-001 Qualifying CLTV propertyValuationPage 62.42 62.43 Rounding
10228530 XXXXXXXX     0763-001 Interest Only Flag notePage Yes No Audit Value Pulled From Note.
10228530 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 3.76 2.93  
10228531 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.78 38.79 DTI difference is less than 1% and within lender tolerance.
10228532 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.11 47.12 Audit DTI matches 1008
10228533 XXXXXXXX     0763-001 Borrower 2 Self-Employment Flag employmentIncomePage Yes No Audit value pulled from documents located in the loan file.
10228533 XXXXXXXX     0763-001 Qualifying Loan Amount propertyValuationPage $XXX,XXX.XX $XXX,XXX.XX Audit Value Pulled From Note.
10228497 XXXXXXXX     0763-001 Borrower 2 Self-Employment Flag employmentIncomePage Yes No Audit value pulled from documents located in the loan file.
10228497 XXXXXXXX     0763-001 Originator QM Status diligenceFinalLookPage ATR/QM: Exempt Non-QM: Lender documented all ATR UW factors Audit value pulled from documents located in the loan file.
10228497 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.71 40.72 Rounding.
10228535 XXXXXXXX     0763-001 Qualifying CLTV propertyValuationPage 63.01 63.02 Audit Value of 1st + 2nd lien / Qualifying Value
10228535 XXXXXXXX     0763-001 Qualifying LTV propertyValuationPage 63.01 63.02 Audit Value of Subject Lien / Qualifying Value
10228537 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.78 27.79 Audit reflects difference in qualifying P & I than the approval.
10228538 XXXXXXXX     0763-001 Originator QM Status diligenceFinalLookPage ATR/QM: Exempt Non-QM: Lender documented all ATR UW factors Audit value pulled from documents located in the loan file.
10228538 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 25.67 25.65 DTI difference is less than 1% and within lender tolerance.
10228539 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.77 27.67 DTI difference is less than 1% and within lender tolerance.
10228540 XXXXXXXX     0763-001 Borrower 2 Self-Employment Flag employmentIncomePage Yes No Audit value pulled from documents located in the loan file.
10228540 XXXXXXXX     0763-001 Qualifying Total Debt Income Ratio diligenceFinalLookPage 48 48.03 DTI difference is less than 1% and within lender tolerance.