MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.7 - Schedule 1

 

ALT ID Seller Loan ID Seller Loan ID Investor Loan ID Queue Created Date Last Modified Date Finding Status Event Level Finding Category Finding Sub Category Finding Name Reviewer Comments Seller Comments Finding Resolution Finding Document Reviewer Comp Factors Originator Comp Factors State Occupancy Loan Purpose Refinance Purpose Unique Finding ID Acknowledged / Waived By Waiver in File?
10228506 XXXXXXXX XXXXXXXX     Closed 2026-03-19 06:47 2026-03-30 08:51 Resolved 1 - Information Compliance Missing Doc RESPA: IEADS Required - Missing or Incomplete Resolved-Documentation provided - cleared - Due Diligence Vendor-03/30/2026

Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

Open- - Due Diligence Vendor-03/30/2026

Acknowledged-Document Uploaded. IEADS attached. - Buyer-03/20/2026

Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies.
  - Due Diligence Vendor-03/19/2026
  Resolved-Documentation provided - cleared - Due Diligence Vendor-03/30/2026

 Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

 Acknowledged-Document Uploaded. IEADS attached. - Buyer-03/20/2026

 Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies.
  - Due Diligence Vendor-03/19/2026

XXXXXXXXXX IEADS.pdf     XX Primary Residence Refinance Cash Out - Other 8207020 N/A N/A
10228509 XXXXXXXX XXXXXXXX     Closed 2026-03-19 06:13 2026-03-30 10:55 Resolved 1 - Information Compliance Missing Doc RESPA: IEADS Required - Missing or Incomplete Resolved-Documentation provided - cleared - Due Diligence Vendor-03/30/2026

Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

Ready for Review-Document Uploaded.  - Buyer-03/30/2026

Ready for Review-Document Uploaded.  - Buyer-03/30/2026

Open- - Due Diligence Vendor-03/30/2026

Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies.
 - Due Diligence Vendor-03/19/2026
  Resolved-Documentation provided - cleared - Due Diligence Vendor-03/30/2026

 Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

 Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies.
 - Due Diligence Vendor-03/19/2026

ESC - XX - Initial Escrow Acct Discl Stmt.pdf
IEADS.pdf
    XX Primary Residence Purchase NA 8206676 N/A N/A
10228511 XXXXXXXX XXXXXXXX     Closed 2026-03-19 12:33 2026-04-29 13:51 Acknowledged 2 - Non-Material Credit Eligibility Transaction Ineligible Acknowledged- - Due Diligence Vendor-04/29/2026

Acknowledged-First Time Homebuyer purchase on investment property is not eligible per guidelines.  Credit exception in file approving the exception for a First Time Home Buyer on investment property with compensating factors of Low DTI, High Reserves, not using rental income to qualify and high FICO 20+ above minimum required. - Due Diligence Vendor-03/19/2026
  Acknowledged-First Time Homebuyer purchase on investment property is not eligible per guidelines.  Credit exception in file approving the exception for a First Time Home Buyer on investment property with compensating factors of Low DTI, High Reserves, not using rental income to qualify and high FICO 20+ above minimum required. - Due Diligence Vendor-03/19/2026

    Exception documented in file - Low DTI - 22.43%, FICO 20+ min required - 812, High Reserves - $47,954.03 XX Investment Purchase NA 8217672 Investor Post-Close No
10228513 XXXXXXXX XXXXXXXX     Closed 2026-03-19 14:10 2026-04-29 13:58 Acknowledged 2 - Non-Material Credit Income/Employment Income documentation does not meet guidelines Acknowledged- - Due Diligence Vendor-04/29/2026
Acknowledged- - Due Diligence Vendor-03/30/2026
Waived-Guideline Section 17.7 1099 Income requires the borrower to be with same 1099 provider for the past 2 years. The borrower has only been with provider on 1099 since XX/XXXX, which is only 17 months. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-03/19/2026
  Waived-Guideline Section 17.7 1099 Income requires the borrower to be with same 1099 provider for the past 2 years. The borrower has only been with provider on 1099 since XX/XXXX, which is only 17 months. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-03/19/2026
    Exception documented in file - FICO 20+ min required - 764, High Reserves - $367,805.10, LTV/CLTV 64/64 XX Primary Residence Purchase NA 8221421 Investor Post-Close No
10228513 XXXXXXXX XXXXXXXX     Closed 2026-03-18 14:27 2026-03-25 07:44 Resolved 1 - Information Compliance Missing Doc Missing evidence of rate lock Resolved-Documentation provided - cleared - Due Diligence Vendor-03/25/2026

Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-03/25/2026

Ready for Review-Document Uploaded. Please see the attached Rate Lock. Thank you. - Buyer-03/20/2026

Open-Evidence of Rate Lock Missing - Due Diligence Vendor-03/18/2026
  Resolved-Documentation provided - cleared - Due Diligence Vendor-03/25/2026

 Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-03/25/2026

XXXXXXX Rate Lock.pdf     XX Primary Residence Purchase NA 8193446 N/A N/A
10228514 XXXXXXXX XXXXXXXX     Closed 2026-03-24 14:42 2026-04-22 11:29 Resolved 1 - Information Compliance Missing Doc ECOA: Most Recent Primary Appraisal Not Provided to Applicant Resolved- - Due Diligence Vendor-03/30/2026
Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. XX - Due Diligence Vendor-03/30/2026
Open- - Due Diligence Vendor-03/30/2026
Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. The appraisal is not considered complete until it is signed by the Appraiser and should not be provided to borrowers until after the signature date. This finding is non-material and will be rated a B for all agencies.  - Due Diligence Vendor-03/24/2026
  Resolved-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. The appraisal is not considered complete until it is signed by the Appraiser and should not be provided to borrowers until after the signature date. This finding is non-material and will be rated a B for all agencies.  - Due Diligence Vendor-03/24/2026
      XX Primary Residence Purchase NA 8298229 N/A N/A
10228514 XXXXXXXX XXXXXXXX     Closed 2026-03-20 15:20 2026-03-30 10:54 Resolved 1 - Information Compliance Missing Doc RESPA: IEADS Required - Missing or Incomplete Resolved-Documentation provided - cleared - Due Diligence Vendor-03/30/2026

Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

Ready for Review-Document Uploaded.  - Seller-03/30/2026

Open- - Due Diligence Vendor-03/30/2026

Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/20/2026
Ready for Review-Document Uploaded.  - Seller-03/30/2026

Resolved-Documentation provided - cleared - Due Diligence Vendor-03/30/2026

 Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

 Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/20/2026

XXXXX.pdf     XX Primary Residence Purchase NA 8248242 N/A N/A
10228514 XXXXXXXX XXXXXXXX     Closed 2026-03-30 10:01 2026-03-30 10:02 Resolved 1 - Information Compliance Disclosure ECOA: Appraisal Disclosure Not Provided Timely Resolved- - Due Diligence Vendor-03/30/2026

Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ok - Due Diligence Vendor-03/30/2026
          XX Primary Residence Purchase NA 8384409 N/A N/A
10228514 XXXXXXXX XXXXXXXX     Closed 2026-03-24 14:42 2026-03-30 10:02 Resolved 1 - Information Compliance Missing Doc HPML: Most Recent Primary Appraisal Not Provided to Applicant Resolved- - Due Diligence Vendor-03/30/2026
Open-HPML Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. XX - Due Diligence Vendor-03/30/2026
Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026
Ready for Review-Document Uploaded. Please see comments for appraisal. On clerical revisions, we are not required to send the revised appraisal to borrower.   - Seller-03/25/2026
Open-HPML Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. HPML: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX.  The appraisal is not considered complete until it is signed by the Appraiser and should not be provided to borrowers until after the signature date.  - Due Diligence Vendor-03/24/2026
Ready for Review-Document Uploaded. Please see comments for appraisal. On clerical revisions, we are not required to send the revised appraisal to borrower.   - Seller-03/25/2026

Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026

XXXXX appraisal response.pdf     XX Primary Residence Purchase NA 8298228 N/A N/A
10228515 XXXXXXXX XXXXXXXX     Closed 2026-03-20 12:47 2026-03-20 12:50 Acknowledged 1 - Information Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/20/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/20/2026

      XX Primary Residence Refinance Cash Out - Other 8244457 Investor Post-Close No
10228516 XXXXXXXX XXXXXXXX     Closed 2026-03-23 13:59 2026-03-23 13:59 Acknowledged 1 - Information Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/23/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/23/2026

      XX Primary Residence Refinance Cash Out - Other 8271255 Investor Post-Close No
10228499 XXXXXXXX XXXXXXXX     Closed 2026-03-20 11:25 2026-04-29 14:05 Acknowledged 2 - Non-Material Credit Income/Employment Residual Income does not meet guideline minimum Acknowledged- - Due Diligence Vendor-04/29/2026
Waived-Lender provided approved exception dated post consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-03/26/2026
Ready for Review-Document Uploaded. XXXXX Exception Approval - RESIDUAL INCOME - Buyer-03/25/2026
Open-As per GL section 22.2, Residual income of $X,XXX is required however calculated residual income is $X,XXX.XX and does not meet GL requirement.  - Due Diligence Vendor-03/20/2026
  Waived-Lender provided approved exception dated post consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-03/26/2026

XXXXXXXX XXXXXX - XXXXX Exception Approval - RESIDUAL INCOME.pdf   Exception documented in file - Low DTI 27.84%, Low LTV/CLTV 36/36, FICO 20+ above min required at 802 XX Primary Residence Purchase NA 8242526 Investor Post-Close No
10228499 XXXXXXXX XXXXXXXX     Closed 2026-03-20 15:16 2026-03-30 11:31 Resolved 1 - Information Compliance Missing Doc RESPA: IEADS Required - Missing or Incomplete Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

Ready for Review-Document Uploaded.  - Seller-03/30/2026

Open- - Due Diligence Vendor-03/30/2026

Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/20/2026
Ready for Review-Document Uploaded.  - Seller-03/30/2026

Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-03/30/2026

 Acknowledged-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/20/2026

XXXXXX.pdf     XX Primary Residence Purchase NA 8248192 N/A N/A
10228499 XXXXXXXX XXXXXXXX     Closed 2026-03-20 09:48 2026-03-26 09:41 Resolved 1 - Information Property Value Missing Valuation Review Product - 1 Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026
Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-03/26/2026
Ready for Review-Document Uploaded. Request a Re-review
Secondary Evaluation used:  FHLMC Loan Collateral Advisor Review with a score of 2.5.  See copy of the Submission Summary Report.   Please advise
 - Buyer-03/25/2026
Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-03/20/2026
  Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026

 Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-03/26/2026

XXXXXXXX XXXXXX - SSR - FHLMC 2.5 SCORE.pdf     XX Primary Residence Purchase NA 8237358 N/A N/A
10228499 XXXXXXXX XXXXXXXX     Closed 2026-03-20 07:46 2026-03-26 09:41 Resolved 1 - Information Credit Missing Doc Borrower 1 Gap Credit Report is Missing Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026

Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-03/26/2026

Ready for Review-Document Uploaded. PRE-CLOSE CREDIT REPORT - Buyer-03/25/2026

Open-Borrower 1 Gap Credit Report is Missing As per GL Section 12.1.6, A gap credit report from at least one of three major national credit repositories (Transunion, Equifax, or Experian) is required within 10 business days of closing or Evidence of an active Debt Monitoring Service within 10 days of closing in lieu of a pre-close credit report is required however same is missing in file. - Due Diligence Vendor-03/20/2026
  Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026

 Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-03/26/2026

XXXXXXXX XXXXXX - PRE-CLOSE CREDIT REPORT.pdf     XX Primary Residence Purchase NA 8233916 N/A N/A
10228521 XXXXXXXX XXXXXXXX     Closed 2026-03-23 16:17 2026-03-23 16:17 Acknowledged 1 - Information Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/23/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/23/2026

      XX Second Home Purchase NA 8274853 Investor Post-Close No
10228522 XXXXXXXX XXXXXXXX     Closed 2026-03-25 14:01 2026-04-22 11:30 Waived 2 - Non-Material Credit Income/Employment Borrower 1 Total Years Employment Verified is Less Than 24 Months Waived- - Due Diligence Vendor-04/22/2026

Acknowledged-Exception approval for less than 2 year history at current employer.  Lender guidelines require a 2 year employment history with current employer on the 1 year 1099 income program. - Due Diligence Vendor-03/25/2026
  Acknowledged-Exception approval for less than 2 year history at current employer.  Lender guidelines require a 2 year employment history with current employer on the 1 year 1099 income program. - Due Diligence Vendor-03/25/2026

    Exception documented in file - FICO 20+ min required - 810, High Reserves - $150,681.94, Low DTI – 28.64% XX Primary Residence Purchase NA 8318507 Investor Post-Close No
10228523 XXXXXXXX XXXXXXXX     Closed 2026-03-20 13:45 2026-03-25 07:49 Resolved 1 - Information Credit Closing Borrower 1 Photo ID is expired Resolved-Updated documentation provided - cleared - Due Diligence Vendor-03/25/2026
Resolved-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-03/25/2026
Ready for Review-Document Uploaded. Please see the corrected Patriot Act, along with the copy of the Photo IDs. Thank you. - Buyer-03/23/2026
Open-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-03/20/2026
  Resolved-Updated documentation provided - cleared - Due Diligence Vendor-03/25/2026
 Resolved-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-03/25/2026
XXXXXXXX XXXXXXXXX Patriot Act.pdf
XXXXXXXX XXXXXXXXX Photo ID.pdf
    XX Primary Residence Purchase NA 8245881 N/A N/A
10228526 XXXXXXXX XXXXXXXX     Closed 2026-03-20 08:25 2026-03-26 09:15 Resolved 1 - Information Compliance Rescission:Disbursement Federal - Right of Rescission (Loan Disbursement Violation) (TILA) Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026
Resolved-Resolved - Due Diligence Vendor-03/26/2026
Ready for Review-Document Uploaded.  - Buyer-03/25/2026
Open-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Right to Cancel provided in the loan file reflects a transaction date of XX/XX/XXXX with an expiration date of XX/XX/XXXX. The loan disbursed on XX/XX/XXXX per the final CD, which did not give the Borrower a full 3 days rescission. Provide Letter of Explanation, Re-Disclose Correct Information, Proof of Borrower Receipt, and Re-open Rescission. - Due Diligence Vendor-03/20/2026
Open- - Due Diligence Vendor-03/20/2026
Open- - Due Diligence Vendor-03/20/2026
  Resolved-The lender provided the required documentation.  Condition resolved. - Due Diligence Vendor-03/26/2026

 Resolved-Resolved - Due Diligence Vendor-03/26/2026

PCCD.PDF     XX Primary Residence Refinance No Cash Out - Borrower Initiated 8234679 N/A N/A
10228497 XXXXXXXX XXXXXXXX     Closed 2026-03-20 14:53 2026-03-20 14:55 Acknowledged 1 - Information Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/20/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/20/2026

      XX Investment Purchase NA 8247624 Investor Post-Close No
10228537 XXXXXXXX XXXXXXXX     Closed 2026-03-19 10:29 2026-03-30 08:19 Resolved 1 - Information Compliance Missing Doc Homeownership Counseling Organizations Disclosure Missing or Incomplete Resolved-Documentation provided - condition cleared - Due Diligence Vendor-03/30/2026
Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-03/30/2026
Resolved- - Due Diligence Vendor-03/30/2026
Acknowledged-Document Uploaded. Please see the attached Homeownership Counseling Disclosure. Thank you. - Buyer-03/26/2026
Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/19/2026
  Resolved-Documentation provided - condition cleared - Due Diligence Vendor-03/30/2026

 Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-03/30/2026

 Acknowledged-Document Uploaded. Please see the attached Homeownership Counseling Disclosure. Thank you. - Buyer-03/26/2026

 Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/19/2026

XXXXXXXXX Homeownership Counseling Disclosure.pdf     XX Primary Residence Purchase NA 8212379 N/A N/A
10228537 XXXXXXXX XXXXXXXX     Closed 2026-03-19 10:29 2026-03-30 08:18 Resolved 1 - Information Compliance Missing Doc RESPA: Toolkit Missing or Incomplete Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-03/30/2026
Ready for Review-Document Uploaded.  - Buyer-03/30/2026
Open- - Due Diligence Vendor-03/30/2026
Acknowledged-Please see the attached Home Loan Toolkit. Thank you. - Buyer-03/27/2026
Acknowledged-RESPA: Toolkit Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/19/2026
  Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-03/30/2026

 Acknowledged-Please see the attached Home Loan Toolkit. Thank you. - Buyer-03/27/2026

 Acknowledged-RESPA: Toolkit Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/19/2026

XXXXXXXXXX_XXXXXXXXX_Home_Loan_Toolkit.pdf     XX Primary Residence Purchase NA 8212380 N/A N/A
10228538 XXXXXXXX XXXXXXXX     Closed 2026-03-19 15:37 2026-03-19 15:37 Acknowledged 1 - Information Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/19/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/19/2026

      XX Investment Purchase NA 8223362 Investor Post-Close No