MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.5 - Schedule 7

 

Loan Number Seller Loan Number ULI Settlement Date QM Type Guideline Name UW Guideline Author UW Guideline Version Date UW Guideline Matrix Name UW Guideline Matrix Date QM Regulation Failures Bedroom Count Approval Status Correspondent Name Pool Application Date Note Date Maturity Date Loan Status Loan Type Product Type Agency ID TRID ARM Hybrid Period Number of Borrowers Borrower 1 First Name Borrower 1 Middle Name Borrower 1 Last Name Borrower 2 First Name Borrower 2 Middle Name Borrower 2 Last Name Borrower 3 First Name Borrower 3 Middle Name Borrower 3 Last Name Borrower 4 First Name Borrower 4 Middle Name Borrower 4 Last Name Borrower Employment Indicator Co Borrower Employment Indicator Borrower 1 Job Job Yrs Borrower 1 Borrower 2 Job Job Yrs Borrower 2 Borrower 3 Job Job Yrs Borrower 3 Borrower 4 Job Job Yrs Borrower 4 Borrower 1 Occupation Borrower 1 Years In Field Borrower 2 Occupation Borrower 2 Years In Field Borrower 3 Occupation Borrower 3 Years In Field Borrower 4 Occupation Borrower 4 Years In Field Borrower 3 Income Verification Level Borrower 4 Income Verification Level Borrower 3 Employment Verification Level Borrower 4 Employment Verification level Borrower 1 First Time Buyer Borrower 2 First Time Buyer Borrower 3 First Time Buyer Borrower 4 First Time Buyer Representative Decision FICO Score Borrower 3 Original FICO Equifax Borrower 3 Original FICO Experian Borrower 3 Original FICO Transunion Borrower 4 Original FICO Equifax Borrower 4 Original FICO Experian Borrower 4 Original FICO Transunion Borrower 1 Citizenship Borrower 2 Citizenship Borrower 3 Citizenship Borrower 4 Citizenship Documentation Type Delayed Financing Flag Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Months of Personal Bank Statements Months of Business Bank Statements Months of Business & Personal Bank Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Months of Profit and Loss Statements CPA Letter Flag Expense letter Flag Number of Months CPA Verified Income WVOE Flag Number of Months WVOE Borrower Years of W2s CoBorrower Years of W2s 1- year Tax Return Flag Years of Tax Transcripts Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Front HTI Ratio Back DTI Ratio Borrower 3 Asset Verification Level Borrower 4 Asset Verification Level Liquid Assets Total Assets Reserves Property Street Address City State County Zip MI Company Name Mortgage Insurance MI Coverage Amount MI Certificate Number Flood Insurance Provided Flood Policy Amount Flood Expiration Date Name of Flood Insurer Flood Policy Number Monthly Flood Payment Flood Coverage Amount Flood Policy Active Flood Coverage Adeq Flood Map Panel Flood Mapped Date Flood Certificate Number Flood Certificate Date Flood Vendor Name Flood Zone Flood Community Flood Contract Type Flood Program Type Hazard Policy Amount Hazard Expiration Date Hazard Insurer Name Hazard Policy Number Hazard Coverage Amount Hazard Coverage Active Hazard Coverage Adeq Times 30 Days DQ on Prior Mortgage Times 60 Days DQ on Prior Mortgage Times 90 Days DQ on Prior Mortgage Prior Bankruptcy Flag Bankruptcy Filing Date Prior Bankruptcy Chapter Prior bankruptcy Discharge Date Ever In Foreclosure Most Recent Foreclosure Date Number of Foreclosure Events Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC) Origination Lender Late Charge Type Late Charges Percent APR Temporary Buydown Flag T4506 Income Supported Total Subject Housing Fully Indexed Qualifying Fully Indexed P&I Total Subject Housing Original P&I PITI T&I HOA Primary Housing Payment Second Mortgage Payment Months Reserves Other Liens Payment Silent Second Lien Flag Second Lien Amount Lease in Place 1007/Lease in file Market Rents Subject Rental Income Approved DSCR Investment/No Ratio DSCR LLC Flag LLC Name Short Term Rental Declining Market Guarantor Units Borrower SSN Co Borrower SSN Tax Payment Residual Income Times 30 Days DQ on 12 Prior Months of Current Mortgage History Times 60 Days DQ on 12 Prior Months of Current Mortgage History Times 90 Days DQ on 12 Prior Months of Current Mortgage History Condo Project Classification Default Note Rate Provision MERS Number Final DSCR Fusion 
10179424 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed   No   XXX XXX   XXXXX XXX   XXXXX             XXX                                           XXX       XXX             XXX       DSCR No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX   XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
9979523 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed   No   XXX XXX   XXXXX XXX   XXXXX             XXX                                           XXX       XXX             XXX       DSCR No No No             XXX       No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       No $XXX $XXX XXX   XXX XXX XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
10084853 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed   No   XXX XXX   XXXXX XXX   XXXXX             XXX                                           XXX       XXX             XXX       DSCR No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX   XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
10110089 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.02 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX   XXX XXX   XXX XXX   $XXX $XXX 0 0 0   No XXX  
10161213 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No             XXX       No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.04 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX XXX XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
10161259 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No             XXX       No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       No $XXX $XXX XXX   XXX XXX XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
10161261 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       No $XXX $XXX XXX   XXX   XXX XXX   XXX XXX   $XXX $XXX 0 0 0   No XXX  
10161205 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No             XXX       No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX XXX XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
10161328 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX   XXX XXX   XXX XXX   $XXX $XXX 0 0 0   No XXX  
10110027 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed IO   No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No             XXX       No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX XXX XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
10161325 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.02 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX   XXX XXX   XXX XXX   $XXX $XXX 0 0 0   No XXX  
10161255 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No             XXX       No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       Yes $XXX $XXX XXX   XXX XXX XXX XXX XXX XXX XXX   $XXX $XXX 0 0 0   No XXX  
10220330 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX       XXX       No $XXX $XXX XXX   XXX   XXX XXX   XXX XXX   $XXX $XXX 0 0 0   No XXX  
10220333 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   XXX Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   XXX XXX   XXXXX                   XXX                                           XXX       XXX             XXX       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 XXX XXX     $XXX $XXX $XXX XXX XXX XXX XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 XXX       XXX   XXX   XXX     0   XXX Percent 0.05 XXX No Not Applicable $XXX $XXX $XXX $XXX $XXX $XXX $XXX     XXX       No $XXX $XXX XXX   XXX   XXX XXX   XXX XXX   $XXX $XXX 0 0 0   No XXX