MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.4 - Schedule 1

 

Client Name:  
Client Project Name:    MSRM 2026-NQM8
Start - End Dates: 12/5/2025 - 4/24/2026
Deal Loan Count: 107
   
ATR QM Upload
   
Loans in Report: 107
Loan Number Deal Seller Loan Number Original Principal Balance State Loan Level ATR/QM Status Verification Safe Harbor (VSH)? Lender Provided ATR/QM Worksheet Initial Lender ATR/QM Status Application Date Borrower 1 Citizenship Borrower 2 Citizenship Borrowers Qualified Through a Non-Resident Alien Program Occupancy Property Type Number of Units Loan Type Exempt Loan Product Type Exempt Loan Housing Agency Community Housing Development Credit Under Economic Stabilization Act Of 2008 Refinance Of Non-Standard Mortgage Higher Priced Covered Transaction State Prepay Exceptions Loan Purpose Loan Term Exceeds 30 Years Interest Only Feature Negative Amortization Balloon Payment Prepay Penalty Flag Prepayment Penalty Type Prohibited Prepayment Penalty Exceeds Points And Fees Exceeds DTI Limit Lien Position APR QM Calculated DTI Adherence QM Lenders DTI Adherence QM Fee Adherence - Total Charges % QM Fee Adherence - Lenders Fee % Fannie Mae Eligible Freddie Mac Eligible VA Guaranty Eligible FHA Insured Eligible USDA Guarantee Eligible Rural Housing Service Insured Eligible QM - Expected Income Or Assets For DTI QM - Current Employment Status For DTI QM - Monthly Payment On Subject Loan For DTI QM - Monthly Payment On Additional Loan For DTI QM - Monthly Payment Mortgage Related Obligations QM - Current Debt Obligations Alimony and Child Support for DTI QM - Monthly DTI Ratio Or Residual Income One or more Verification Safe Harbor Guidelines used? Current/Reasonably Expected Income or Assets per Guideline used? Current Debt Obligations, Alimony & Child Support per Guideline used? Monthly DTI (includes monthly payment on subject loan and simultaneous loans) Monthly Residual Income per guideline used? Compensating Factors used for QM determination documented before closing? ATR - Guidelines Provided to Document Approach ATR - Current And Expected Income And Assets ATR - Current Employment Status ATR - Mortgage Payment Obligation ATR - Mortgage Payment on Simultaneous Transaction ATR - Payment For Mortgage Related Obligations ATR - Debt Obligations Including Alimony and Child Support ATR - Monthly DTI Ratio or Residual Income ATR - Consumer Credit History ATR Lenders - DTI (Back) ATR Calculated DTI (Back) QM Lender Value DTI (Back) QM Calculated DTI (Back) Initial DTI (Back) DTI Qualifying (Back) Residual Income Analysis in File Residual Income Guidelines Did Loan Meet Guidelines Residual Income Amount Asset Depletion Asset Depletion Months Amortized Asset Utilization Partial Asset Depletion Short Sale Short Sale Date Deed In Lieu Deed In Lieu Date QRM Flag Borrower 2 Guarantor Flag Borrower 2 Personal Guaranty Recourse to Borrower Borrower 3 Guarantor Flag Borrower 3 Personal Guaranty Recourse to Borrower Borrower 4 Guarantor Flag Borrower 4 Personal Guaranty Recourse to Borrower Borrower 1 Paystub Flag Borrower 1 Paystub Number of Months Borrower 2 Paystub Flag Borrower 2 Paystub Number of Months Borrower 3 Paystub Flag Borrower 3 Paystub Number of Months Borrower 4 Paystub Flag Borrower 4 Paystub Number of Months Borrower 1 W2 Flag Borrower 1 W2 Number of Months Borrower 2 W2 Flag Borrower 2 W2 Number of Months Borrower 3 W2 Flag Borrower 3 W2 Number of Months Borrower 4 W2 Flag Borrower 4 W2 Number of Months Borrower 1 Personal Tax Return Flag Borrower 1 Personal Tax Return Number of Months Borrower 2 Personal Tax Return Flag Borrower 2 Personal Tax Return Number of Months Borrower 3 Personal Tax Return Flag Borrower 3 Personal Tax Return Number of Months Borrower 4 Personal Tax Return Flag Borrower 4 Personal Tax Return Number of Months Borrower 1 Business Tax Return Flag Borrower 1 Business Tax Return Number of Months Borrower 2 Business Tax Return Flag Borrower 2 Business Tax Return Number of Months Borrower 3 Business Tax Return Flag Borrower 3 Business Tax Return Number of Months Borrower 4 Business Tax Return Flag Borrower 4 Business Tax Return Number of Months Borrower 1 Verbal VOE Flag Borrower 1 Verbal VOE Number of Months Borrower 2 Verbal VOE Flag Borrower 2 Verbal VOE Number of Months Borrower 3 Verbal VOE Flag Borrower 3 Verbal VOE Number of Months Borrower 4 Verbal VOE Flag Borrower 4 Verbal VOE Number of Months Borrower 1 Written VOE Flag Borrower 1 Written VOE Form Borrower 1 Written VOE Number of Months Borrower 2 Written VOE Flag Borrower 2 Written VOE Form Borrower 2 Written VOE Number of Months Borrower 3 Written VOE Flag Borrower 3 Written VOE Form Borrower 3 Written VOE Number of Months Borrower 4 Written VOE Flag Borrower 4 Written VOE Form Borrower 4 Written VOE Number of Months Borrower 1 P&L Flag Borrower 1 P&L Prepared By Borrower 1 P&L Number of Months Borrower 2 P&L Flag Borrower 2 P&L Prepared By Borrower 2 P&L Number of Months Borrower 3 P&L Flag Borrower 3 P&L Prepared By Borrower 3 P&L Number of Months Borrower 4 P&L Flag Borrower 4 P&L Prepared By Borrower 4 P&L Number of Months Borrower 1 Lease Agreement Flag Borrower 1 Lease Agreement Number of Months Borrower 2 Lease Agreement Flag Borrower 2 Lease Agreement Number of Months Borrower 3 Lease Agreement Flag Borrower 3 Lease Agreement Number of Months Borrower 4 Lease Agreement Flag Borrower 4 Lease Agreement Number of Months Equity Income Flag Equity Income Amount Equity Income Number of Months Cross Collateralized Loan? Is the Loan a Short-Term Rental? DSCR with Rent Schedule Flag DSCR with Rent Schedule Income Amount DSCR with Lease Agreement Flag DSCR with Lease Agreement Income Amount DSCR % DSCR Method Used Borrower 1 CPA Letter with Income Flag Borrower 1 CPA Letter with Income Number of Months Borrower 1 CPA Letter without Income Flag Borrower 1 CPA Letter without Income Number of Months Borrower 2 CPA Letter with Income Flag Borrower 2 CPA Letter with Income Number of Months Borrower 2 CPA Letter without Income Flag Borrower 2 CPA Letter without Income Number of Months Borrower 3 CPA Letter with Income Flag Borrower 3 CPA Letter with Income Number of Months Borrower 3 CPA Letter without Income Flag Borrower 3 CPA Letter without Income Number of Months Borrower 4 CPA Letter with Income Flag Borrower 4 CPA Letter with Income Number of Months Borrower 4 CPA Letter without Income Flag Borrower 4 CPA Letter without Income Number of Months Borrower 1 Personal Bank Statements Flag Borrower 1 Personal Bank Statements Number of Months Borrower 2 Personal Bank Statements Flag Borrower 2 Personal Bank Statements Number of Months Borrower 3 Personal Bank Statements Flag Borrower 3 Personal Bank Statements Number of Months Borrower 4 Personal Bank Statements Flag Borrower 4 Personal Bank Statements Number of Months Borrower 1 Business Bank Statements Flag Borrower 1 Business Bank Statements Number of Months Borrower 2 Business Bank Statements Flag Borrower 2 Business Bank Statements Number of Months Borrower 3 Business Bank Statements Flag Borrower 3 Business Bank Statements Number of Months Borrower 4 Business Bank Statements Flag Borrower 4 Business Bank Statements Number of Months Borrower 1 Award Letter Flag Borrower 1 Award Letter Number of Months Borrower 2 Award Letter Flag Borrower 2 Award Letter Number of Months Borrower 3 Award Letter Flag Borrower 3 Award Letter Number of Months Borrower 4 Award Letter Flag Borrower 4 Award Letter Number of Months Borrower 1 Offer Letter Flag Borrower 1 Offer Letter Number of Months Borrower 2 Offer Letter Flag Borrower 2 Offer Letter Number of Months Borrower 3 Offer Letter Flag Borrower 3 Offer Letter Number of Months Borrower 4 Offer Letter Flag Borrower 4 Offer Letter Number of Months Borrower 1 IRS Transcripts - Tax Returns Flag Borrower 1 IRS Transcripts - Tax Returns Number of Months Borrower 1 IRS Transcripts - W2s Flag Borrower 1 IRS Transcripts - W2s Number of Months Borrower 2 IRS Transcripts - Tax Returns Flag Borrower 2 IRS Transcripts - Tax Returns Number of Months Borrower 2 IRS Transcripts - W2s Flag Borrower 2 IRS Transcripts - W2s Number of Months Borrower 3 IRS Transcripts - Tax Returns Flag Borrower 3 IRS Transcripts - Tax Returns Number of Months Borrower 3 IRS Transcripts - W2s Flag Borrower 3 IRS Transcripts - W2s Number of Months Borrower 4 IRS Transcripts - Tax Returns Flag Borrower 4 IRS Transcripts - Tax Returns Number of Months Borrower 4 IRS Transcripts - W2s Flag Borrower 4 IRS Transcripts - W2s Number of Months Borrower 1 Income Doc Type Summary Borrower 2 Income Doc Type Summary Borrower 3 Income Doc Type Summary Borrower 4 Income Doc Type Summary Borrower 1 Documentation Used to Determine Legal Residency Borrower 2 Documentation Used to Determine Legal Residency Borrower 3 Documentation Used to Determine Legal Residency Borrower 4 Documentation Used to Determine Legal Residency
10284740 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 6.8807 Yes Yes 2.348 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 6.73 7.02 6.73 7.02 7.02 7.02 No No (No Data) 521103.05 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10284714 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 6.8750 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.66 0 37.66 37.66 37.66 (No Data) (No Data) (No Data) 31859.57 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10284719 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 6 mos interest on amt prepd in 12 mos that is >20% of OPB (No Data) No Yes 1 7.1251 No No 2.85 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -7363.1 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 3200.00 1.333 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 12 Months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10284721 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen U.S. Citizen (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) Yes Yes 1 6.5430 No No 3.144 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 45.19 48.41 45.19 48.41 48.41 48.41 No No (No Data) 4158.99 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 4 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Personal Bank Statements - 4 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10284722 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 Yes No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.92 0 33.92 33.92 33.92 (No Data) (No Data) (No Data) 20728.22 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Business Bank Statements - 24 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data)
10284744 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX Permanent Resident Alien (No Data) (No Data) Primary Attached PUD 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) Yes No 1 8.5253 Yes Yes 3.59 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 16.93 17.55 16.93 17.55 17.55 17.55 Yes Yes Yes 10167.89 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data) Green Card (No Data) (No Data) (No Data)
10110827 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1003.58 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1300.00 No (No Data) 1.2954 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10110915 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -950.76 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 1.6829 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10110832 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Permanent Resident Alien (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 6 mos interest on amt prepd (No Data) Yes Yes 1 6.9900 No No 3.495 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3129.95 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3350.00 No (No Data) 1.0703 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data) (No Data)
10110835 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No No (No Data) (No Data) No Yes 1 6.8750 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1885.16 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1950.00 No (No Data) 1.0344 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10110872 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No No (No Data) (No Data) No Yes 1 6.6250 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1635.81 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.3449 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10110914 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3447.82 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 3750.00 1.0876 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10110923 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1949.99 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 1.2821 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10110863 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5118.56 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 9600.00 No (No Data) 1.8755 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101418 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 7.3750 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1426.34 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2033.00 No (No Data) 1.4253 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101248 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.9991 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3015.44 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3300.00 No (No Data) 1.0943 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101384 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2221.57 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3000.00 No (No Data) 1.3503 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101226 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2262.4 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.0608 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101299 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1727.92 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2000.00 No (No Data) 1.1574 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101399 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3460 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4750.00 No (No Data) 1.3728 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101176 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2535.08 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2600.00 No (No Data) 1.0256 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101373 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4908.82 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse Yes Full Recourse No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6400.00 No (No Data) 1.3037 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data)
10101322 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2163.48 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2600.00 No (No Data) 1.2017 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101002 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) Yes No Cashout Refi No No No No No (No Data) (No Data) Yes No 1 9.5863 Yes Yes 4.741 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 38.33 37.44 38.33 37.44 37.44 37.44 No No (No Data) 4072.62 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes 2 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes FMNA 1005 34 No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 2 months;
Written VOE - 34 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101311 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.9991 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -927.69 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1100.00 No (No Data) 1.1857 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101499 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.27 0 43.27 43.27 43.27 (No Data) (No Data) (No Data) 22120.68 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Business Bank Statements - 12 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101252 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 1% of amt prepd (No Data) No Yes 1 8.3750 No No 1 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1316.66 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1450.00 No (No Data) 1.1012 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101433 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3385.92 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5000.00 No (No Data) 1.4767 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101227 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2055.96 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.0700 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101329 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1477.78 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1800.00 No (No Data) 1.2180 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101428 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3019.93 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4400.00 No (No Data) 1.4569 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101010 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) No No 1 7.8987 Yes Yes 1.123 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 34.51 34.41 34.51 34.41 34.41 34.41 No No (No Data) 3660.52 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101502 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2499 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.08 0 45.08 45.08 46.87 (No Data) (No Data) (No Data) 11289.13 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) Yes 96 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Business Bank Statements - 12 months;
CPA Letter - 96 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101296 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1542.71 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1775.00 No (No Data) 1.1505 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10100953 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX Permanent Resident Alien (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Cashout Refi Yes Yes No No No (No Data) (No Data) No No 1 7.2708 Yes Yes 1.492 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 23.35 23.35 23.35 22.5 22.5 22.89 No Yes Yes 90953.51 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data) (No Data)
10101313 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 8.6250 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1489.72 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1770.00 No (No Data) 1.1881 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101494 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3766.16 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 8880.00 No (No Data) 2.3578 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101487 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2185.4 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4400.00 No (No Data) 2.0133 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101457 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1477.73 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2300.00 No (No Data) 1.5564 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101199 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.1250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1297.35 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1350.00 No (No Data) 1.0405 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101253 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1622.54 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1800.00 No (No Data) 1.1093 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101279 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1588.08 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1799.00 No (No Data) 1.1328 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) Green Card (No Data) (No Data)
10101504 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.62 0 46.62 46.62 48.12 (No Data) (No Data) (No Data) 17858.83 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101505 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.34 0 46.34 46.34 46.34 (No Data) (No Data) (No Data) 38317.24 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) Yes 36 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Business Bank Statements - 12 months;
CPA Letter - 36 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101396 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3592.81 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4900.00 No (No Data) 1.3638 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101289 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 5+ Units 8 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4588.41 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4946.25 No (No Data) 1.0779 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101507 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.21 0 45.21 45.21 45.73 (No Data) (No Data) (No Data) 19518.55 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) Yes 216 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 216 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101439 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.1250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4013.76 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6000.00 No (No Data) 1.4948 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101032 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) Yes Yes 1 8.0007 No No 3.941 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 45.76 45.74 45.76 45.74 45.74 45.74 No No (No Data) 4365.37 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) Work Visa (No Data) (No Data) (No Data)
10101348 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1760.89 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.2493 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101306 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.9991 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1436.86 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1685.00 No (No Data) 1.1726 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101107 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2599.63 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2285.00 No (No Data) 0.8789 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101240 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3918.22 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 4250.00 1.0846 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101035 XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) No Present QM: Safe Harbor (APOR) XXXXXX U.S. Citizen U.S. Citizen (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 6.3382 Yes Yes 0 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No Yes Yes Yes No No (No Data) (No Data) (No Data) (No Data) Not Applicable (No Data) (No Data) (No Data) (No Data) 38.48 38.48 38.48 38.48 38.48 38.48 No Yes Yes 12380.42 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 44 No (No Data) Yes 44 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 44 months		 Business Bank Statements - 12 months;
CPA Letter - 44 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101307 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -6913.74 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 8149.19 No (No Data) 1.1787 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101440 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.1250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2275.4 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3400.00 No (No Data) 1.4942 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101259 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1906.96 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2100.00 No (No Data) 1.1012 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101470 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -858.44 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1450.00 No (No Data) 1.6891 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101459 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1149.67 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1800.00 No (No Data) 1.5656 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101130 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4694.05 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 4706.40 No (No Data) 1.0026 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101365 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3377.76 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4000.00 No (No Data) 1.1842 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101267 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 6.6250 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2184.88 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 2600.00 No (No Data) 1.1899 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101463 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2454.62 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4000.00 No (No Data) 1.6295 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101132 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1899.89 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1900.00 No (No Data) 1.0000 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101381 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Non-Permanent Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2402.31 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3200.00 No (No Data) 1.3320 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) Work Visa Work Visa (No Data)
10101483 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2123.57 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4000.00 No (No Data) 1.8836 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101341 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.1250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2455.8 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3000.00 No (No Data) 1.2215 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101169 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2375.7 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.0102 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101473 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2529.34 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4400.00 No (No Data) 1.7395 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101134 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2760.74 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2775.00 No (No Data) 1.0051 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101135 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2788.34 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2800.00 No (No Data) 1.0041 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101261 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Non-Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1580.16 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1750.00 No (No Data) 1.1074 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101358 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1752.92 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse Yes Full Recourse No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.2550 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data)
10101139 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4193.42 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4200.00 No (No Data) 1.0015 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101140 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5244.88 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5250.00 No (No Data) 1.0009 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101412 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 6.1250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5965.09 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 8400.00 No (No Data) 1.4081 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101325 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2822.17 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 3400.00 No (No Data) 1.2047 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101387 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2598.55 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3500.00 No (No Data) 1.3469 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101264 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1407.42 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1550.00 No (No Data) 1.1013 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101469 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2378.08 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 3973.34 No (No Data) 1.6708 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10100985 XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) No Present QM: Safe Harbor (APOR) XXXXXX Permanent Resident Alien (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.5598 Yes Yes 0.923 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No Yes Yes Yes No No (No Data) (No Data) (No Data) (No Data) Not Applicable (No Data) (No Data) (No Data) (No Data) 20.65 20.65 20.65 20.65 20.65 20.65 No Yes Yes 50006.29 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data) (No Data)
10100988 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) Yes No 1 7.2076 Yes Yes 3.191 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 16.55 16.55 16.55 16.55 16.55 16.55 No Yes Yes 14041.49 Yes 60 Yes No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 6 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Personal Bank Statements - 6 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10100989 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.6679 Yes Yes 2.272 Not Applicable No No No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 37.97 37.97 37.97 37.97 37.97 37.97 No No (No Data) 22579.04 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10100990 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX Permanent Resident Alien (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) Yes No 1 7.0073 Yes Yes 3.413 Not Applicable No No No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 28.43 28.43 28.43 28.43 28.43 28.43 No No (No Data) 23504.77 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data) (No Data)
10101058 XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) No Present QM: Safe Harbor (APOR) XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No Yes 1 7.6161 No No 2.079 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No Yes Yes Yes No Yes (No Data) (No Data) (No Data) (No Data) Not Applicable (No Data) (No Data) (No Data) (No Data) 43.57 44.69 43.57 44.69 44.69 44.69 No No (No Data) 22200.9 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101150 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1544 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1550.00 No (No Data) 1.0038 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101187 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 7.7501 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2199.82 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 2250.00 1.0228 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101188 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Attached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1630.33 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1675.00 No (No Data) 1.0273 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101154 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -13583.41 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 13600.00 No (No Data) 1.0012 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101061 XXXXXX XXXXXX XXXXXX XXXXXX QM: Rebuttable Presumption (APOR) No Present QM: Safe Harbor (APOR) XXXXXX U.S. Citizen (No Data) (No Data) Second Home SFR 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) No No 1 7.7697 Yes Yes 2.423 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Yes Yes Yes Not Applicable No (No Data) (No Data) (No Data) (No Data) Not Applicable (No Data) (No Data) (No Data) (No Data) 35.94 35.87 35.94 35.87 35.87 35.87 No No (No Data) 39047.76 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101345 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 7.1251 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1636.16 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2025.00 No (No Data) 1.2376 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101218 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1421.63 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1500.00 No (No Data) 1.0551 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10100995 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR-Attached 1 Conventional No No No No (No Data) No No Purchase Yes Yes No No No (No Data) (No Data) No No 1 6.7463 Yes Yes 1.595 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 4.43 4.43 4.43 4.24 4.24 4.24 No No (No Data) 437885.17 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101521 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.47 0 47.47 47.47 47.47 (No Data) (No Data) (No Data) 56916.22 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Personal Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101522 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 Yes No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.87 0 20.87 20.87 20.87 (No Data) (No Data) (No Data) 180776.99 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101523 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 Yes No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.79 0 20.79 20.79 20.79 (No Data) (No Data) (No Data) 180968.71 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101302 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1116.93 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1300.00 No (No Data) 1.1639 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Employment Authorization Document (No Data) (No Data) (No Data)
10101066 XXXXXX XXXXXX XXXXXX XXXXXX QM: Rebuttable Presumption (APOR) No Present QM: Safe Harbor (APOR) XXXXXX U.S. Citizen (No Data) (No Data) Primary Attached PUD 1 Conventional No No No No (No Data) Yes No Cashout Refi No No No No No (No Data) (No Data) No No 1 8.1930 Yes Yes 2.811 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No Yes Yes Yes No Yes (No Data) (No Data) (No Data) (No Data) Not Applicable (No Data) (No Data) (No Data) (No Data) 39.63 39.63 39.63 39.63 39.63 39.63 No No (No Data) 9588.33 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes 1 No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 24 months;
IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101389 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 1% of amt prepd (No Data) No Yes 1 7.5000 No No 1 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1105.03 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1500.00 No (No Data) 1.3574 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
10101247 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1687.24 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1825.00 No (No Data) 1.0816 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101235 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2556.69 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2750.00 No (No Data) 1.0756 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101390 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 7.3750 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3825.42 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4800.00 No (No Data) 1.2547 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101160 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 5+ Units 6 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 8.1250 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -6938.7 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6975.00 No (No Data) 1.0052 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10101304 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -861.24 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1000.00 No (No Data) 1.1611 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10217419 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 2% of amt prepd in 12 mos that is >20% of OPB (No Data) No Yes 1 6.9900 Yes No 1.6 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.26 0 40.26 40.26 40.26 (No Data) (No Data) (No Data) 13602.11 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 14 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Business Bank Statements - 14 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9976781 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No No (No Data) (No Data) No Yes 1 7.2500 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -12651.53 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3300.00 No (No Data) 1.303 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
10217425 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Rowhouse 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 6 mos interest if amt prepd in 12 mos that is >20% of OPB (No Data) Yes Yes 1 6.8750 No No 3.438 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.39 0 43.39 43.39 43.39 (No Data) (No Data) (No Data) 7823.33 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
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