<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019f42b8-00d8-7657-8b5b-78ee2191c12a,g:26268872-9e97-461a-8d54-350ea6d19b21-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.universalinsuranceholdings.com/role/CoverPage" xlink:type="simple" xlink:href="uve-20260708.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.universalinsuranceholdings.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019f42b8-00d8-7ac8-a0f1-17a30dcefc0a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_DocumentType_019f42b8-00d8-7ac8-a0f1-17a30dcefc0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019f42b8-00d8-73d7-ba60-5152a17e7454" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_DocumentPeriodEndDate_019f42b8-00d8-73d7-ba60-5152a17e7454" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019f42b8-00d8-7ee1-9d51-dc5f71cb6f3a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityRegistrantName_019f42b8-00d8-7ee1-9d51-dc5f71cb6f3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019f42b8-00d8-7692-a9ec-54137378dec3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019f42b8-00d8-7692-a9ec-54137378dec3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019f42b8-00d8-7f08-ac13-fefc64b065a9" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityFileNumber_019f42b8-00d8-7f08-ac13-fefc64b065a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019f42b8-00d8-73d2-90b3-bea5b266d39c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityTaxIdentificationNumber_019f42b8-00d8-73d2-90b3-bea5b266d39c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019f42b8-00d8-798e-9e1c-dc9e75299ba1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityAddressAddressLine1_019f42b8-00d8-798e-9e1c-dc9e75299ba1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019f42b8-00d8-7b24-a108-5fbf5618e76a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityAddressCityOrTown_019f42b8-00d8-7b24-a108-5fbf5618e76a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019f42b8-00d8-7035-af3f-a0e01154541c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityAddressStateOrProvince_019f42b8-00d8-7035-af3f-a0e01154541c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019f42b8-00d8-78d6-9869-c51f2b516803" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityAddressPostalZipCode_019f42b8-00d8-78d6-9869-c51f2b516803" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019f42b8-00d8-7ef5-a926-33c92f7b706a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_CityAreaCode_019f42b8-00d8-7ef5-a926-33c92f7b706a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019f42b8-00d8-79fc-a41a-37a0c5570be6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_LocalPhoneNumber_019f42b8-00d8-79fc-a41a-37a0c5570be6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_019f42b8-00d8-74f3-bbd7-04ff41c1caa4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_WrittenCommunications_019f42b8-00d8-74f3-bbd7-04ff41c1caa4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_019f42b8-00d8-7af8-98a8-5b0b5bb81428" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_SolicitingMaterial_019f42b8-00d8-7af8-98a8-5b0b5bb81428" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_019f42b8-00d8-7a26-999b-5a3aaf8436b8" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_PreCommencementTenderOffer_019f42b8-00d8-7a26-999b-5a3aaf8436b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_019f42b8-00d8-7b99-b927-cba48a8b38b3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_019f42b8-00d8-7b99-b927-cba48a8b38b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019f42b8-00d8-766d-b947-599f2e65ed25" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_Security12bTitle_019f42b8-00d8-766d-b947-599f2e65ed25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019f42b8-00d8-703f-973a-ff50960e4560" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_TradingSymbol_019f42b8-00d8-703f-973a-ff50960e4560" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019f42b8-00d8-7f2e-816d-cb8e47bb54fb" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_SecurityExchangeName_019f42b8-00d8-7f2e-816d-cb8e47bb54fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019f42b8-00d8-793f-a65f-5b8e72414e62" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityEmergingGrowthCompany_019f42b8-00d8-793f-a65f-5b8e72414e62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019f42b8-00d8-77be-926d-ecef8936b3f7" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_EntityCentralIndexKey_019f42b8-00d8-77be-926d-ecef8936b3f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019f42b8-00d8-7814-9077-c5af8375383c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f42b8-00d8-74be-955d-0fdbd05a0fbb" xlink:to="loc_dei_AmendmentFlag_019f42b8-00d8-7814-9077-c5af8375383c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
