Exhibit 99.3
Exception Grades
Run Date
- 7/6/2026 12:55:40 PM
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | Loan Exception ID | Exception ID | Exception Date | Exception Type | Exception Category | Exception Subcategory | 15E Category | Exception | Exception Detail | Exception Information | Compensating Factors | Compensating Factor Information | Applying Party | Follow-up Comments | Cleared Date | Cured Date | Waived Date | Waived with Regrade | Exception Level Grade | DBRS Initial Exception Rating | DBRS Final Exception Rating | Fitch Initial Exception Rating | Fitch Final Exception Rating | Kroll Initial Exception Rating | Kroll Final Exception Rating | Moody's Initial Exception Rating | Moody's Final Exception Rating | S&P Initial Exception Rating | S&P Final Exception Rating | Note Date | Property State | Occupancy | Purpose | Exception Remediation | Overall Initial Loan Grade |
Overall Final Loan Grade |
Credit Initial Loan Grade |
Credit Final Loan Grade |
Compliance Initial Loan Grade |
Compliance Final Loan Grade |
Property Initial Loan Grade |
Property Final Loan Grade |
Originator QM ATR Status | TPR QM ATR Status | Is Curable |
| [redacted] | RCKT26CES700211 | 36118962 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 04/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700211 | 36118965 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-04-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
04/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES700211 | 36118966 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-04-03): Seller acknowledges exception, no change to grading. |
04/03/2026 | No | 2 | A | A | A | A | A | A | B | B | FL | Primary | Refinance - Cash-out - Other | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700211 | 36144960 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The AVM indicates the subject is in a [redacted]. [redacted] Rider was attached to the mortgage; however, HOA dues were not verified. Please provide supporting documentation for review. | Reviewer Comment (2026-04-15): Proof of HOA payment was provided and added to DTI. DTI exceeds[redacted]. Client requests downgrade of DTI exceptions. Buyer Comment (2026-04-13): Please see attached, confirmation of HOA dues. The DTI is no longer in line. Please downgrade the resulting DTI exceptions with the following compensating factors: 1. [redacted]- FICO 2. [redacted]- LTV 3. [redacted] monthly residual income |
04/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700211 | 36292007 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and[redacted] moderately exceeds the guideline maximum [redacted] (DTI Exception is eligible to be regraded with compensating factors.) | Result of HOA not included into DTI. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. Borrower has verified disposable income of at least [redacted]. |
Downgrading for following comp factors: 1. FICO [redacted] 2. Residual Income of [redacted] |
SitusAMC SitusAMC,Originator |
Reviewer Comment (2026-04-15): Waiving exception at clients request Reviewer Comment (2026-04-15): Downgrading for following comp factors: 1. FICO [redacted] 2. Residual Income of [redacted] |
04/15/2026 | Yes | 2 | B | B | B | B | B | FL | Primary | Refinance - Cash-out - Other | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES700211 | 36292008 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | DTI exceeds [redacted] | Reviewer Comment (2026-04-15): Exception no longer valid after downgrade of DTI exception |
04/15/2026 | No | 1 | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||||||
| [redacted] | RCKT26CES700211 | 36292068 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | HOA exceptions was not included in DTI | Borrower has verified disposable income of at least [redacted]. The representative FICO score exceeds the guideline minimum by at least [redacted] points. |
Downgrading for following comp factors: 1. FICO [redacted] 2. Residual Income of [redacted] |
SitusAMC,Originator SitusAMC |
Reviewer Comment (2026-04-15): Waiving at clients request Reviewer Comment (2026-04-15): Downgrading for following comp factors: 1. FICO [redacted] 2. Residual Income of [redacted] |
04/15/2026 | Yes | 2 | B | B | B | B | B | FL | Primary | Refinance - Cash-out - Other | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES700211 | 36292102 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Reviewer Comment (2026-04-15): Exception no longer valid due to downgrading of DTI exceptions. |
04/15/2026 | No | 1 | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | B | C | B | A | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT26CES700365 | 36121856 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 04/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | B | C | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700365 | 36121866 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-03-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
03/27/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | B | C | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700365 | 36121965 | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | FNMA guidelines required cash to close in excess of [redacted] must be documented. Please provide asset documentation to support the [redacted] funds required to close. | Borrower has verified disposable income of at least [redacted]. | [redacted] monthly residual income | SitusAMC,Originator,Aggregator | Reviewer Comment (2026-04-20): Client elects to waive with compensating factor. |
04/20/2026 | Yes | 2 | C | B | C | B | C | B | C | B | C | B | CA | Primary | Refinance - Cash-out - Other | C | B | C | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||
| [redacted] | RCKT26CES700365 | 36166271 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Buyer Comment (2026-04-03): Seller acknowledges exception, no change to grading. |
04/03/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES700051 | 36447038 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700051 | 36447078 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700051 | 36447091 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700071 | 36444656 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700071 | 36444664 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700071 | 36444676 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700159 | 36452287 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700159 | 36627291 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700174 | 36445609 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700174 | 36445610 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700174 | 36445611 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700249 | 36447095 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700249 | 36447099 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700249 | 36447101 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700280 | 36445707 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700280 | 36445710 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700280 | 36445711 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700310 | 36445463 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700310 | 36445464 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700310 | 36445465 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700315 | 36445795 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700315 | 36445803 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700315 | 36445807 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700424 | 36446975 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700424 | 36447100 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700518 | 36445966 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700518 | 36445969 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700518 | 36445971 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700565 | 36452816 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700565 | 36452817 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700565 | 36452818 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700565 | 36611329 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification for the borrower's [redacted] business was not timestamped. Please provide evidence of when this was obtained by the lender for review. | Reviewer Comment (2026-06-01): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-01): Please see attached, document with our internal timestamp confirming when it was obtained. |
06/01/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700565 | 36611349 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-01): Third party verification received with Time stamp. Exception cleared. |
06/01/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700565 | 36611395 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Result of missing timestamped document. | Reviewer Comment (2026-06-01): Third party verification received with Time stamp. Exception cleared. |
06/01/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | MI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES700569 | 36452325 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700569 | 36627349 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700584 | 36445482 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700584 | 36445643 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or[redacted]. Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-04): Evidence the Early Disclosure Package was provided to the borrower on [redacted] has been documented. Exception cleared. Reviewer Comment (2026-06-04): Client attestation is required stating the Government Disclosure containing the Right to Receive Appraisal Disclosure was included in the Early Disclosure Package on[redacted] as per the LOS Screenshot. Exception remains. Buyer Comment (2026-06-02): Please see the attached confirmation borrower received the right to receive appraisal verbiage. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700584 | 36445644 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-04): Evidence the Early Disclosure Package was provided to the borrower on [redacted] has been documented. Exception cleared. Reviewer Comment (2026-06-04): Client attestation is required stating the Government Disclosure containing the Right to Receive Appraisal Disclosure was included in the Early Disclosure Package on[redacted] as per the LOS Screenshot. Exception remains. Buyer Comment (2026-06-02): Please see the attached confirmation borrower received the right to receive appraisal verbiage. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES700584 | 36445646 | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) Massachusetts Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant [redacted] HPML - Refer to Federal HPML Exceptions for more details) | [redacted] Higher-Priced Mortgage Loan: Federal HPML Not Compliant. Refer to failed messages for Federal HPML for more details. | Reviewer Comment (2026-06-04): Evidence the Early Disclosure Package was provided to the borrower on [redacted] has been documented. Exception cleared. Reviewer Comment (2026-06-04): Client attestation is required stating the Government Disclosure containing the Right to Receive Appraisal Disclosure was included in the Early Disclosure Package on[redacted] as per the LOS Screenshot. Exception remains. Buyer Comment (2026-06-02): Please see the attached confirmation borrower received the right to receive appraisal verbiage. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700584 | 36445647 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-04): Evidence the Early Disclosure Package was provided to the borrower on [redacted] has been documented. Government Disclosures doc within that package contains the required verbiage and was also provided. Exception cleared. Reviewer Comment (2026-06-04): Client attestation is required stating the Government Disclosure containing the Right to Receive Appraisal Disclosure was included in the Early Disclosure Package on[redacted] as per the LOS Screenshot. Exception remains. Buyer Comment (2026-06-02): Please see the attached confirmation borrower received the right to receive appraisal verbiage. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | No obvious cure | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES700584 | 36627392 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700584 | 36661660 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-04): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/04/2026 | No | 1 | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||||
| [redacted] | RCKT26CES700621 | 36448838 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700621 | 36448840 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700648 | 36445541 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700648 | 36445543 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700648 | 36445544 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700693 | 36448705 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700693 | 36448707 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700693 | 36627562 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NM | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES700749 | 36446981 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700749 | 36627570 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700754 | 36448919 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700754 | 36448920 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700754 | 36448921 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700773 | 36448753 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700773 | 36603871 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700798 | 36445681 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700798 | 36445692 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700798 | 36445693 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-28): Seller acknowledges exception, no change to grading. |
05/28/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700833 | 36447029 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700833 | 36447055 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700833 | 36447058 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-28): Seller acknowledges exception, no change to grading. |
05/28/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700861 | 36446857 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700861 | 36871409 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | 07/02/2026 | No | 1 | N/A | A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||||||
| [redacted] | RCKT26CES700878 | 36445347 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700878 | 36604204 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700915 | 36453103 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700915 | 36604287 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700989 | 36446821 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700989 | 36446825 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700989 | 36446826 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701102 | 36444975 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701102 | 36627635 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701143 | 36453279 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701143 | 36638023 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701150 | 36446817 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701150 | 36446827 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701175 | 36463936 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701175 | 36604433 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701177 | 36452774 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701177 | 36452775 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701177 | 36452776 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-28): Seller acknowledges exception, no change to grading. |
05/28/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701186 | 36453076 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-28): Seller acknowledges exception, no change to grading. |
05/28/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701186 | 36453077 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701186 | 36453078 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701213 | 36448455 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701213 | 36605398 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701218 | 36452964 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701218 | 36452969 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701218 | 36452970 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-28): Seller acknowledges exception, no change to grading. |
05/28/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701221 | 36448862 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701221 | 36448865 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701221 | 36448866 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-28): Seller acknowledges exception, no change to grading. |
05/28/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701251 | 36461582 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701251 | 36461585 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701251 | 36461586 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-28): Seller acknowledges exception, no change to grading. |
05/28/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701348 | 36452876 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701348 | 36452890 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701348 | 36452891 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701380 | 36448944 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701380 | 36448945 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701380 | 36448947 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701388 | 36448831 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701388 | 36627771 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701412 | 36452769 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701412 | 36452798 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701412 | 36452799 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701412 | 36627784 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701443 | 36446973 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file was missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701443 | 36446974 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701443 | 36446977 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701444 | 36463182 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701444 | 36463217 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701444 | 36463218 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701454 | 36446038 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file was missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701454 | 36446039 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701454 | 36446041 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701493 | 36453785 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701493 | 36453792 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701493 | 36453794 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701546 | 36452815 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701546 | 36452820 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701546 | 36452821 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701546 | 36452830 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES701549 | 36463547 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701549 | 36628048 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES701549 | 36871462 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
07/02/2026 | No | 1 | N/A | A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT26CES701565 | 36455554 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701565 | 36455557 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701565 | 36455559 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701619 | 36451420 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701619 | 36451423 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701619 | 36451424 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701630 | 36448968 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701630 | 36628096 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701712 | 36453026 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701712 | 36453031 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701712 | 36453032 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701738 | 36453091 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701738 | 36453098 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701738 | 36453099 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701744 | 36453042 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701744 | 36611847 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701782 | 36453189 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701782 | 36611892 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701796 | 36451658 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701796 | 36451663 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701796 | 36451664 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701815 | 36453015 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701815 | 36611956 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701844 | 36451570 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701844 | 36451575 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701844 | 36451577 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701867 | 36457378 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701867 | 36612077 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701876 | 36457621 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701876 | 36457623 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701876 | 36457625 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701960 | 36454737 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | 06/01/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES701960 | 36454747 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701960 | 36454754 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701960 | 36454755 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702029 | 36453080 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702029 | 36453081 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702029 | 36453082 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702061 | 36459110 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702061 | 36612368 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702075 | 36459609 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Reviewer Comment (2026-06-12): LOE, proof of delivery [redacted], and new RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-10): Please see the attached [redacted] |
06/12/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES702075 | 36459612 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702075 | 36612445 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702168 | 36458056 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702168 | 36458079 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702168 | 36458112 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702175 | 36462196 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702175 | 36462197 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702175 | 36462206 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702217 | 36452661 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702217 | 36452670 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702217 | 36452672 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702241 | 36453034 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702241 | 36612685 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702246 | 36453850 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702246 | 36453858 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702246 | 36453860 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702345 | 36453821 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702345 | 36453823 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702345 | 36453827 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702366 | 36458905 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702366 | 36612965 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702388 | 36451836 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702388 | 36451843 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702388 | 36451845 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702390 | 36453114 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702390 | 36453115 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702390 | 36453116 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702400 | 36461767 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702400 | 36461769 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702400 | 36461770 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702443 | 36453883 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702443 | 36453888 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702443 | 36453890 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702443 | 36453938 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file is missing the HOA Verification documentation for this property. Please provide for review. | Reviewer Comment (2026-06-02): HOA document received. Exception cleared. Buyer Comment (2026-06-02): Please see the attached HOA verification. |
06/02/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CT | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702448 | 36459880 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702448 | 36459884 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702448 | 36459887 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702499 | 36453094 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES702499 | 36628266 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702534 | 36453159 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702534 | 36453161 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702534 | 36453162 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702635 | 36452873 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702635 | 36460935 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted]. | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702635 | 36628109 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702675 | 36459511 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES702675 | 36628417 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702692 | 36453652 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702692 | 36453654 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702692 | 36453657 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702698 | 36454537 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702698 | 36628514 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702732 | 36455071 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702732 | 36455076 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702732 | 36455077 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702749 | 36453270 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES702749 | 36628588 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702769 | 36455806 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702769 | 36628633 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702777 | 36448843 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): [redacted] RTC, proof of delivery [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-15): Please see the attached redisclosure package. |
06/17/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES702777 | 36448850 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702777 | 36448854 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702777 | 36448855 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702811 | 36451851 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SD | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702811 | 36451852 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SD | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702819 | 36453213 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702819 | 36453215 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702819 | 36453217 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702821 | 36454886 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702821 | 36454889 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702821 | 36454890 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702831 | 36453846 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702831 | 36628715 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702849 | 36453212 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702849 | 36453214 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702849 | 36453216 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702880 | 36453581 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702880 | 36628952 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702911 | 36453191 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702911 | 36453192 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702911 | 36453194 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702935 | 36458826 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702935 | 36458839 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702935 | 36458848 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702947 | 36453227 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702947 | 36453228 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702947 | 36453229 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702951 | 36454413 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702951 | 36454414 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702951 | 36454416 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702966 | 36457681 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702966 | 36457682 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702966 | 36457683 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702971 | 36458386 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES702971 | 36458389 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702971 | 36458390 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702971 | 36458392 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702978 | 36453742 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702978 | 36453753 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702978 | 36453755 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702989 | 36458378 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702989 | 36458381 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702989 | 36458383 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703006 | 36453168 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703006 | 36453169 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703006 | 36453170 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703006 | 36453197 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted]. | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MI | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703006 | 36453202 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | The third-party verification of employment for[redacted] business was not time-stamped. Please provide evidence of when the lender obtained the verification for review. | Reviewer Comment (2026-06-01): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-01): Please see the attached screenshots from our document system. The first shows the third-party [redacted] verification was uploaded on [redacted] (you may need to adjust the zoom). The [redacted] screen shot was taken from the SE verification itself and reflects the same date/time stamp, confirming it's the same file and the business is active. The verification would not have been completed prior to the application on [redacted] and should be sufficient to confirm it was completed within [redacted] days prior to closing on [redacted]. Buyer Comment (2026-06-01): Please see the attached screenshots from our document system. The first shows the third-party SE verification was uploaded on [redacted] (you may need to adjust the zoom). The [redacted] screen shot was taken from the [redacted] itself and reflects the same date/time stamp, confirming it's the same file and the business is active. The verification would not have been completed prior to the application on [redacted] and should be sufficient to confirm it was completed within [redacted] days prior to closing on [redacted]. |
06/01/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703006 | 36545619 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | HOA verification was missing from the file. Please provide for review. | Reviewer Comment (2026-06-01): Received HOA verification document subject property does not have any HOA dues. Exception cleared Buyer Comment (2026-06-01): Please see the link and screen shot attached from [redacted] confirming [redacted] in HOA dues [redacted] |
06/01/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703015 | 36453230 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703015 | 36453256 | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Signed) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not signed by borrower(s). | Buyer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | OH | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703015 | 36606937 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703022 | 36454107 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703022 | 36454127 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | [redacted] was not present in the file. Evidence of tax return extension was not provided. | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES703022 | 36606948 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703025 | 36454438 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703025 | 36454439 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703025 | 36454441 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703026 | 36454074 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703026 | 36454076 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703026 | 36454077 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703033 | 36452955 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703033 | 36452957 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703033 | 36452958 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703077 | 36460398 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703077 | 36460401 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703077 | 36460402 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703080 | 36457737 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703080 | 36606983 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703081 | 36453701 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703081 | 36453704 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703081 | 36453706 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703082 | 36452990 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703082 | 36452991 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703082 | 36452992 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703082 | 36453010 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | OK | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES703084 | 36454583 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703084 | 36454587 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703084 | 36454589 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703150 | 36459530 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703150 | 36607044 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703159 | 36454122 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703159 | 36607052 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703164 | 36459017 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703164 | 36607066 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703173 | 36456124 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703173 | 36456126 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703173 | 36456128 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703173 | 36456175 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Home Loan Toolkit Status | [redacted] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | The Government Disclosure indicates the disclosure would only be provided on purchase transactions. Please provide evidence the borrower received the Home Loan Toolkit disclosure. | Buyer Comment (2026-06-01): seller accepts; no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703202 | 36459550 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703202 | 36459551 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703202 | 36459553 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703228 | 36453247 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703228 | 36453249 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703228 | 36453251 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703235 | 36458989 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703235 | 36458994 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file was missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703235 | 36458996 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703281 | 36454472 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703281 | 36454474 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703281 | 36454475 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703393 | 36455040 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703393 | 36629151 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703440 | 36452045 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703440 | 36452048 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703440 | 36452060 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703523 | 36454183 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703523 | 36454184 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703523 | 36454186 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703567 | 36454574 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703567 | 36454576 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703567 | 36454577 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703577 | 36454614 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703577 | 36608012 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703590 | 36454658 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703590 | 36454670 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703590 | 36454675 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703629 | 36455240 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703629 | 36455245 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703629 | 36455246 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703648 | 36453584 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703648 | 36608208 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703714 | 36453280 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703714 | 36608259 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703718 | 36454340 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703718 | 36454345 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
05/29/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703718 | 36454353 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 05/29/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703753 | 36453044 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703753 | 36453049 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703753 | 36453050 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703753 | 36453062 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted]. | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703800 | 36455283 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703800 | 36455294 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703800 | 36455303 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703828 | 36454247 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703828 | 36454250 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703828 | 36454253 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703842 | 36454826 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703842 | 36454831 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703842 | 36454832 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703930 | 36458610 | Compliance | Compliance | State Compliance | Compliance | [redacted] Appraisal Management Company Service Fee | [redacted] Points and Fees: Alternate points and fees testing methodology utilized under [redacted] treating Appraisal Management Company service fees paid to unaffiliated third party as[redacted] and excluded from [redacted] points and fees calculations. | 06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES703930 | 36458630 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703930 | 36458636 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703948 | 36457525 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703948 | 36457529 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703948 | 36457530 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703952 | 36455606 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703952 | 36455607 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703952 | 36455609 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703967 | 36455595 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): [redacted] RTC, proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-10): Please see the updated [redacted] package attached |
06/12/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES703967 | 36455610 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703967 | 36455612 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703967 | 36455616 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703978 | 36458312 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703978 | 36458314 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703978 | 36458316 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703978 | 36543139 | Credit | Income | Income Error | Income | Documentation indicates that borrower is on temporary leave of absence. File is missing the date in which borrower began leave. | - | A letter was provided in the file that is dated after the date of the paystub, confirming the borrower was receiving disability as of the week [redacted]. The VVOE form additionally states the borrower is currently on LOA. No leave documentation was provided confirming start date, return to work date, or borrower intent to return. Please provide all leave of absence supporting documentation. | Reviewer Comment (2026-06-03): Received Letter of Explanation for the Leave of Absence. Exception Cleared Buyer Comment (2026-06-02): Please see the attached confirmation that borrower is returning to work prior to the first payment date and full time earnings can be used to qualify per guidelines. The income calculation is included in the loan file and the monthly qualifying income is supported by the past [redacted]. |
06/03/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703978 | 36543165 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Temporary Leave | General QM: Insufficient evidence that borrower has right to return to employment following temporary leave. | No leave documentation was provided confirming start date, return to work date, or borrower intent to return. Please provide all leave of absence supporting documentation, income to be further reviewed upon receipt. | Reviewer Comment (2026-06-03): Received Letter of Explanation for the Leave of Absence. Exception Cleared Buyer Comment (2026-06-02): Please see the attached confirmation that borrower is returning to work prior to the first payment date and full time earnings can be used to qualify per guidelines. The income calculation is included in the loan file and the monthly qualifying income is supported by the past [redacted]. |
06/03/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703978 | 36543167 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-03): Received Letter of Explanation for the Leave of Absence. Exception Cleared Buyer Comment (2026-06-02): Please see the attached confirmation that borrower is returning to work prior to the first payment date and full time earnings can be used to qualify per guidelines. The income calculation is included in the loan file and the monthly qualifying income is supported by the past [redacted]. |
06/03/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | IN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES703978 | 36629812 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The VVOE does not reflect the telephone number used to call the employer. Please provide a completed VVOE form with all required fields. | Reviewer Comment (2026-06-03): Received internal Screenshot of phone number for VVOE. Exception Cleared Buyer Comment (2026-06-02): Please see attached internal screenshot of the phone number used to complete the VOE. |
06/03/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703978 | 36629921 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-03): Received Letter of Explanation for the Leave of Absence. Exception Cleared Buyer Comment (2026-06-02): Please see the attached confirmation that borrower is returning to work prior to the first payment date and full time earnings can be used to qualify per guidelines. The income calculation is included in the loan file and the monthly qualifying income is supported by the past [redacted]. |
06/03/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703995 | 36459476 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703995 | 36629943 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704023 | 36458325 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704023 | 36458327 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704023 | 36458334 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704023 | 36630113 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | The lender approved the loan with SSI for[redacted] month, however, the only income provided was from the [redacted] benefits. Total gross income from per the award letter is [redacted], which does not align with lender's calc between SSI and [redacted]. Please confirm the income considered, and if SSI was used, provide the income documentation considered at origination. | Reviewer Comment (2026-06-04): Per [redacted] board and the award letter provided, [redacted] benefits are affected by the current SSI benefit, but is not the SSI benefit. [redacted] is a separate retirement benefit paid simultaneously. Both [redacted] and [redacted] are paid in a single gross monthly sum, which is also confirmed on the award letter. Diligence has not changed [redacted] to SSI nor grossed it up, however, DTI is in line. Variance remains for the income type considered of SSI vs Pension for [redacted], but overall DTI is within [redacted] of client and nothing further is required. Exception cleared. Buyer Comment (2026-06-02): The SSI is the [redacted] [redacted] benefits, and the [redacted] [redacted] benefits are the individual employment benefits. [redacted] of the [redacted] was grossed up as SSi is allowed. SSI is substituted for additional [redacted] benefits for [redacted] employees and is taxed as Social Security. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704055 | 36455132 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704055 | 36630151 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704079 | 36463578 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704079 | 36463584 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704079 | 36463588 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704129 | 36458812 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704129 | 36458813 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704129 | 36458815 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704143 | 36461169 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704143 | 36461171 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704143 | 36461172 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704143 | 36461207 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): LOE, proof of delivery [redacted], and new RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-10): Please see attached |
06/12/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES704145 | 36459042 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704145 | 36459043 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704145 | 36459044 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704153 | 36463582 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704153 | 36463587 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704153 | 36463591 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704163 | 36462838 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704163 | 36462839 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704163 | 36462840 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704170 | 36461649 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704170 | 36461650 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704170 | 36461651 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704170 | 36461714 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-01): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/01/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704238 | 36459922 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704238 | 36459923 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704238 | 36459926 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704327 | 36457393 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704327 | 36457395 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704327 | 36457397 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704341 | 36460417 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704341 | 36460418 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-05-29): Seller acknowledges exception, no change to grading. |
05/29/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704341 | 36460426 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704389 | 36458730 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704389 | 36458733 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704389 | 36458734 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704494 | 36458340 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704494 | 36458344 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704494 | 36458345 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704508 | 36459603 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704508 | 36459604 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704508 | 36459605 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704531 | 36463685 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704531 | 36463691 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704531 | 36463693 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704541 | 36461531 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704541 | 36630824 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704680 | 36463071 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/01/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704680 | 36463073 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704680 | 36463074 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704708 | 36461465 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704708 | 36461476 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704708 | 36461477 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704735 | 36458764 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704735 | 36458768 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704735 | 36458772 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704765 | 36462120 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704765 | 36462126 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT26CES704765 | 36671134 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704810 | 36454876 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704810 | 36454878 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704810 | 36454880 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704922 | 36456158 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704922 | 36456163 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704922 | 36456166 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704976 | 36462324 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704976 | 36462325 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704976 | 36462326 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705005 | 36458217 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES705005 | 36458224 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705005 | 36458228 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705005 | 36458229 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705129 | 36456212 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705129 | 36456215 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705129 | 36456218 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705157 | 36461210 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705157 | 36671281 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705178 | 36463254 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most recent available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES705178 | 36463639 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705178 | 36463641 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705178 | 36463642 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705179 | 36461458 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705179 | 36673887 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705277 | 36462297 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705277 | 36673919 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705368 | 36461754 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705368 | 36461757 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705368 | 36461758 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705438 | 36458283 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705438 | 36458285 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705438 | 36458311 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705448 | 36460339 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705448 | 36460340 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705448 | 36460343 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705460 | 36462981 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705460 | 36462982 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705460 | 36462983 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705608 | 36458211 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705608 | 36458212 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705608 | 36458215 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705783 | 36461209 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705783 | 36461212 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705783 | 36461214 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705812 | 36458689 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705812 | 36458696 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705812 | 36458697 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705850 | 36463687 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705850 | 36463692 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705888 | 36457414 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705888 | 36457415 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705888 | 36457418 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705896 | 36463636 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705896 | 36463719 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705896 | 36463721 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705896 | 36463858 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Home Loan Toolkit Status | [redacted] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | Buyer Comment (2026-06-09): Seller acknowledges exception, no change to grading. |
06/09/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706038 | 36463881 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706038 | 36463887 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706038 | 36463888 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706163 | 36462321 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706163 | 36462322 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706294 | 36463930 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706294 | 36463932 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706294 | 36463952 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-08): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/08/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706384 | 36462237 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706384 | 36462282 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706384 | 36462292 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700003 | 36523844 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700003 | 36674270 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700010 | 36521692 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700010 | 36521694 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700010 | 36521695 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700089 | 36523497 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700089 | 36523500 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700089 | 36523503 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700090 | 36522418 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700090 | 36674500 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700110 | 36523740 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700110 | 36523741 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700110 | 36523742 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700139 | 36522110 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700139 | 36522112 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700139 | 36522120 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700158 | 36522315 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700158 | 36522317 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700222 | 36522088 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700222 | 36674699 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700222 | 36674739 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Excessive DTI due to the income calculation. | Reviewer Comment (2026-06-16): Income has been calculated as per [redacted] basis as per provided Employer letter. Exception cleared. Buyer Comment (2026-06-11): We respectfully disagree with the conclusion that the paystub supports a monthly salary of only [redacted] or suggests that the borrower may have taken a pay cut. The paystub reflects a current pay-period amount and should not be interpreted in isolation as the borrower's full monthly base compensation without consideried. the employer's payroll structure, year-to-date earnings, and employment verification documentation. The lender's calculation of[redacted] monthly base income was derived from the borrower's verified compensation and earnings history. The conclusion that [redacted] represents the borrower's current monthly salary, or that a pay reduction may have occurred, is speculative and is not supported by any documentation provided in the file. No employer documentation indicates a reduction in salary, change in compensation structure, or decrease in earnings. Furthermore, the presence of additional earnings on the pay records supports the conclusion that compensation cannot be evaluated solely from a single pay-period salary line item. The income analysis considered the borrower's verified earnings and compensation structure as documented by the employer and supporting income documentation. Unless there is employer documentation evidencing a salary reduction, the assumption that the borrower took a pay cut should not be used as a basis to challenge the income calculation. The lender's income determination remains supported by the available documentation and reflects the borrower's actual verified compensation |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700222 | 36674753 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTIs calculated in accordance with the Lenders Guidelines of [redacted] and based on [redacted] of[redacted] moderately exceed the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.) | The only paystub provided to diligence shows a monthly salary of [redacted]. Lender considered [redacted]month in base pay. There were no additional pay types such as [redacted]. Please provide additional documentation that supports considering [redacted]/month and confirmation of how this was allocated. If the borrower's salaried earnings are not consistent monthly, please provide supporting documentation from the employer for the same. It is noted there appears to be additional earnings, however, it is also possible the borrower took a pay cut and [redacted] is the new salary. Diligence needs additional supporting documentation. | Reviewer Comment (2026-06-16): Income has been calculated as per [redacted] basis as per provided Employer letter. Exception cleared. Buyer Comment (2026-06-11): We respectfully disagree with the conclusion that the paystub supports a monthly salary of only [redacted] or suggests that the borrower may have taken a pay cut. The paystub reflects a current pay-period amount and should not be interpreted in isolation as the borrower's full monthly base compensation without consideried. the employer's payroll structure, year-to-date earnings, and employment verification documentation. The lender's calculation of[redacted] monthly base income was derived from the borrower's verified compensation and earnings history. The conclusion that [redacted] represents the borrower's current monthly salary, or that a pay reduction may have occurred, is speculative and is not supported by any documentation provided in the file. No employer documentation indicates a reduction in salary, change in compensation structure, or decrease in earnings. Furthermore, the presence of additional earnings on the pay records supports the conclusion that compensation cannot be evaluated solely from a single pay-period salary line item. The income analysis considered the borrower's verified earnings and compensation structure as documented by the employer and supporting income documentation. Unless there is employer documentation evidencing a salary reduction, the assumption that the borrower took a pay cut should not be used as a basis to challenge the income calculation. The lender's income determination remains supported by the available documentation and reflects the borrower's actual verified compensation |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700222 | 36674754 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-16): Income has been calculated as per [redacted] basis as per provided Employer letter. Exception cleared. Buyer Comment (2026-06-11): We respectfully disagree with the conclusion that the paystub supports a monthly salary of only [redacted] or suggests that the borrower may have taken a pay cut. The paystub reflects a current pay-period amount and should not be interpreted in isolation as the borrower's full monthly base compensation without consideried. the employer's payroll structure, year-to-date earnings, and employment verification documentation. The lender's calculation of[redacted] monthly base income was derived from the borrower's verified compensation and earnings history. The conclusion that [redacted] represents the borrower's current monthly salary, or that a pay reduction may have occurred, is speculative and is not supported by any documentation provided in the file. No employer documentation indicates a reduction in salary, change in compensation structure, or decrease in earnings. Furthermore, the presence of additional earnings on the pay records supports the conclusion that compensation cannot be evaluated solely from a single pay-period salary line item. The income analysis considered the borrower's verified earnings and compensation structure as documented by the employer and supporting income documentation. Unless there is employer documentation evidencing a salary reduction, the assumption that the borrower took a pay cut should not be used as a basis to challenge the income calculation. The lender's income determination remains supported by the available documentation and reflects the borrower's actual verified compensation |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700222 | 36674755 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-16): Income has been calculated as per [redacted] basis as per provided Employer letter. Exception cleared. Buyer Comment (2026-06-11): We respectfully disagree with the conclusion that the paystub supports a monthly salary of only [redacted] or suggests that the borrower may have taken a pay cut. The paystub reflects a current pay-period amount and should not be interpreted in isolation as the borrower's full monthly base compensation without consideried. the employer's payroll structure, year-to-date earnings, and employment verification documentation. The lender's calculation of[redacted] monthly base income was derived from the borrower's verified compensation and earnings history. The conclusion that [redacted] represents the borrower's current monthly salary, or that a pay reduction may have occurred, is speculative and is not supported by any documentation provided in the file. No employer documentation indicates a reduction in salary, change in compensation structure, or decrease in earnings. Furthermore, the presence of additional earnings on the pay records supports the conclusion that compensation cannot be evaluated solely from a single pay-period salary line item. The income analysis considered the borrower's verified earnings and compensation structure as documented by the employer and supporting income documentation. Unless there is employer documentation evidencing a salary reduction, the assumption that the borrower took a pay cut should not be used as a basis to challenge the income calculation. The lender's income determination remains supported by the available documentation and reflects the borrower's actual verified compensation |
06/16/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES700371 | 36531266 | Compliance | Compliance | State Compliance | Compliance | [redacted] Appraisal Management Company Service Fee | [redacted] Points and Fees: Alternate points and fees testing methodology utilized under [redacted] treating Appraisal Management Company service fees paid to unaffiliated third party as[redacted] and excluded from [redacted] points and fees calculations. | 06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||||
| [redacted] | RCKT26CES700371 | 36531311 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700371 | 36674862 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700411 | 36523337 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700411 | 36523338 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700411 | 36523340 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700473 | 36521204 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700473 | 36674882 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700487 | 36521179 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700487 | 36521181 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700487 | 36521182 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700508 | 36522911 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700508 | 36522914 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700508 | 36522916 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700508 | 36522947 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | 06/08/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES700548 | 36523152 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700548 | 36523159 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-11): Evidence of Early Disclosure Package inclusive of the Government Disclosures containing the appraisal language has been provided. Borrower received the disclosure timely, exception cleared. Buyer Comment (2026-06-09): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700548 | 36523160 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-11): Evidence of Early Disclosure Package inclusive of the Government Disclosures containing the appraisal language has been provided. Borrower received the disclosure timely, exception cleared. Buyer Comment (2026-06-09): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES700548 | 36675134 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700558 | 36522879 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700558 | 36522885 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700558 | 36522886 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700585 | 36522742 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700585 | 36522743 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700585 | 36522744 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700639 | 36523699 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700639 | 36675278 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700692 | 36521532 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700692 | 36675266 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700698 | 36523311 | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | SC | Primary | Refinance - Cash-out - Other | B | B | B | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700698 | 36523314 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | B | B | B | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700698 | 36523331 | Compliance | Compliance | State Compliance | State Defect | [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | [redacted] Home Loan: Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction. | Buyer Comment (2026-06-09): Seller acknowledges exception, no change to grading. |
06/09/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | SC | Primary | Refinance - Cash-out - Other | "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80 Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation." |
B | B | B | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES700698 | 36675761 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | B | B | B | B | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700851 | 36523185 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700851 | 36523192 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700907 | 36522682 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700907 | 36522694 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted]. | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700907 | 36675783 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700965 | 36521867 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700965 | 36521870 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700965 | 36521873 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700965 | 36521905 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/08/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES700984 | 36521993 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700984 | 36522057 | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. | - | The[redacted] indicates a verification was obtained from [redacted] on [redacted]. Please provide for review. | Reviewer Comment (2026-06-15): Received updated paystub dated within [redacted] days of closing. Exception cleared. Buyer Comment (2026-06-15): Please see attached, final paystub obtained prior to close confirms employment is active. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES700984 | 36522064 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared | Reviewer Comment (2026-06-15): Received updated paystub dated within [redacted] days of closing. Exception cleared. Buyer Comment (2026-06-15): Please see attached, final paystub obtained prior to close confirms employment is active. |
06/15/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes | ||||||||||
| [redacted] | RCKT26CES700984 | 36522071 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General Ability to Repay Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | The[redacted] indicates a verification was obtained from [redacted] on [redacted]. Please provide for review. | Reviewer Comment (2026-06-15): Received updated paystub dated within [redacted] days of closing. Exception cleared. Buyer Comment (2026-06-15): Please see attached, final paystub obtained prior to close confirms employment is active. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES700984 | 36673097 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700994 | 36525908 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700994 | 36525919 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701003 | 36521557 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701003 | 36521558 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701003 | 36521559 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701014 | 36522865 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701014 | 36522866 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701014 | 36522867 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701025 | 36522830 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701025 | 36629550 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701050 | 36521779 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701050 | 36521808 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701050 | 36521814 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701050 | 36521835 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The AVM indicates the subject is in a [redacted]. [redacted] Rider was attached to the mortgage; however, HOA dues were not verified. Please provide supporting documentation for review. | Reviewer Comment (2026-06-03): Received HOA verification document subject property does not have any HOA dues. Exception cleared Buyer Comment (2026-06-03): [redacted] Buyer Comment (2026-06-03): Please see the screen shot and link below confirming [redacted] in HOA dues for the subject property |
06/03/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701096 | 36523305 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701096 | 36523307 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701096 | 36523308 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701129 | 36523399 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701129 | 36523435 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701129 | 36523436 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701145 | 36522618 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701145 | 36522621 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701145 | 36522623 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701153 | 36522065 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701153 | 36522072 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701153 | 36522073 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701160 | 36521935 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most recent available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES701160 | 36523355 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701160 | 36523356 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701181 | 36530076 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701181 | 36530080 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701181 | 36530083 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701188 | 36533730 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701188 | 36533928 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with [redacted] of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701188 | 36533929 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701188 | 36630856 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES701211 | 36523523 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701211 | 36523528 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701211 | 36523530 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701238 | 36522846 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701238 | 36522860 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701238 | 36522861 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | DC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701248 | 36520925 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701248 | 36520926 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701248 | 36520927 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701248 | 36548015 | Compliance | Compliance | State Compliance | State Defect | [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | [redacted] Home Loan: Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction. | Buyer Comment (2026-06-09): Seller acknowledges exception, no change to grading. |
06/09/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | SC | Primary | Refinance - Cash-out - Other | "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80 Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation." |
B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES701259 | 36530031 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701259 | 36673167 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701262 | 36522756 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701262 | 36673180 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701271 | 36521930 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701271 | 36673210 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701457 | 36523430 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701457 | 36523434 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT26CES701457 | 36673228 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701457 | 36673264 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | Documentation was not found to verify the P&I payment of the senior lien. Please provide for review. | Reviewer Comment (2026-06-09): Received Mortgage Statement. Exception Cleared. Buyer Comment (2026-06-09): Please see attached confirmation of P&I. |
06/09/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WA | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES701498 | 36521133 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701498 | 36673297 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701582 | 36523541 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701582 | 36523542 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701582 | 36523543 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701587 | 36521719 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most recent available index value used for bona fide discount point testing. | 06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701587 | 36522734 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701587 | 36522740 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701596 | 36530561 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701596 | 36530607 | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided | Reviewer Comment (2026-06-11): Received Flood Insurance document. Exception Cleared. Buyer Comment (2026-06-10): Please see attached, flood policy information as requested. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Non QM | Non QM | No | |||||||||||||
| [redacted] | RCKT26CES701596 | 36673306 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701623 | 36529638 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701623 | 36529821 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701720 | 36530498 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701720 | 36530504 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701720 | 36530506 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701739 | 36523362 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701739 | 36523366 | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-10): Client provided the executed Certificate of Compliance, exception cleared. Buyer Comment (2026-06-08): Please see attached, cert of compliance as requested. |
06/10/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701739 | 36668145 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701786 | 36525494 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/09/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701786 | 36668654 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/09/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701794 | 36522164 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701794 | 36522166 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701794 | 36522169 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701794 | 36522200 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): LOE, proof of delivery [redacted], and new RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-15): Please see the attached redisclosure package. |
06/17/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES701843 | 36522963 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701843 | 36522964 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701843 | 36522966 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701859 | 36522619 | Credit | Insurance | Insurance Analysis | Insurance | Flood Insurance Policy expires within [redacted] days of the Note Date. | Reviewer Comment (2026-06-11): Received Updated Flood Insurance document. Exception Cleared. Buyer Comment (2026-06-10): Please see the attached flood policy. |
06/11/2026 | No | 1 | B | A | B | A | B | A | B | A | B | A | FL | Primary | Refinance - Cash-out - Other | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES701859 | 36522634 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/09/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701859 | 36522641 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/09/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701859 | 36522643 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702067 | 36530258 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702067 | 36669035 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702150 | 36525138 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702150 | 36525150 | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-11): Client provided the certificate of exemption, exception cleared. Buyer Comment (2026-06-09): Please see the attached [redacted] cert. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702150 | 36669312 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702202 | 36523758 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702202 | 36523759 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702202 | 36523760 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702228 | 36533982 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702228 | 36533985 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702228 | 36533987 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702239 | 36522783 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702239 | 36522784 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702239 | 36522785 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702323 | 36534153 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702323 | 36534157 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702323 | 36534160 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702338 | 36523585 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702338 | 36628691 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702359 | 36522375 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702359 | 36522384 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702359 | 36522385 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702389 | 36523811 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702389 | 36523814 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702389 | 36523815 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702393 | 36522098 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES702393 | 36628799 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702404 | 36525980 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702404 | 36525981 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702404 | 36525982 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702458 | 36531624 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702458 | 36531625 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702458 | 36531626 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702544 | 36533118 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702544 | 36629021 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702552 | 36521880 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702552 | 36629056 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702575 | 36522758 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702575 | 36522760 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702575 | 36522761 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702596 | 36523614 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES702596 | 36629212 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702702 | 36522392 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702702 | 36629364 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702730 | 36522759 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702730 | 36522763 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702730 | 36522765 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702741 | 36533162 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702741 | 36533176 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702741 | 36533177 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702754 | 36521567 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702754 | 36521572 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702754 | 36521573 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702758 | 36522374 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702758 | 36522376 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702758 | 36522377 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702768 | 36531084 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702768 | 36531087 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file was missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702768 | 36531091 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702783 | 36533210 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702783 | 36533211 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702783 | 36533212 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702792 | 36531031 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702792 | 36632212 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702794 | 36523074 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES702794 | 36523076 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES702794 | 36523077 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702837 | 36523336 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702837 | 36523341 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702837 | 36523344 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702841 | 36522746 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702841 | 36522747 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702841 | 36522749 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702841 | 36522754 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES702903 | 36521223 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702903 | 36521225 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702903 | 36521226 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702908 | 36526060 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702908 | 36526066 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702908 | 36526068 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702942 | 36523721 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702942 | 36523722 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702942 | 36523723 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702969 | 36534190 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702969 | 36534195 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702969 | 36534197 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703032 | 36523446 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703032 | 36632560 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703035 | 36521687 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703035 | 36521689 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703035 | 36521693 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703051 | 36525246 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703051 | 36525251 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703051 | 36525252 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703065 | 36523447 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703065 | 36523449 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703065 | 36523452 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703137 | 36525890 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703137 | 36632608 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703179 | 36523141 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703179 | 36523142 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703179 | 36523144 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703245 | 36523096 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703245 | 36632402 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703256 | 36523212 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703256 | 36523213 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703256 | 36523214 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703256 | 36523218 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/02/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES703260 | 36528067 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703260 | 36528083 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703260 | 36528101 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703260 | 36552701 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES703293 | 36525710 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703293 | 36525713 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703293 | 36525714 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703293 | 36561939 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see attached, SOS search with timestamp as requseted. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703293 | 36561947 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see attached, SOS search with timestamp as requseted. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703293 | 36561955 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see attached, SOS search with timestamp as requseted. |
06/04/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES703350 | 36534234 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703350 | 36632981 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703354 | 36534258 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703354 | 36534261 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703354 | 36534262 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703382 | 36525901 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703382 | 36525902 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703382 | 36525903 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703382 | 36638498 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification of employment for[redacted] business was not time-stamped. Please provide evidence of when the lender obtained the verification for review. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see the attached self-employment timestamp. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703382 | 36638512 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+[redacted], or [redacted] Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please remove this exception as loan is QM rebuttable presumption and is exempt from this requirement per regulation. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703382 | 36638513 | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | This exception will be further reviewed upon receipt of the missing income documentation. | Reviewer Comment (2026-06-08): Exception was tied to the missing third-party verification which has been obtained. Exception cleared. Reviewer Comment (2026-06-08): Re-open to clear. Buyer Comment (2026-06-04): seller accepts; no change to grading. |
06/08/2026 | No | 1 | B | A | B | A | B | A | B | A | B | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703382 | 36638514 | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | This exception will be further reviewed upon receipt of the missing income documentation. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please remove this exception as loan is QM rebuttable presumption and is exempt from this requirement per regulation. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703382 | 36638515 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see the attached self-employment timestamp. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703382 | 36638528 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to missing income documentation. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see the attached self-employment timestamp. |
06/04/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES703404 | 36522949 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/02/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703404 | 36522950 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/02/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703404 | 36522951 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703404 | 36522969 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES703462 | 36521275 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703462 | 36521276 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703462 | 36521277 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703496 | 36531278 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703496 | 36638815 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703545 | 36529947 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703545 | 36529948 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703545 | 36529955 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703587 | 36522639 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703587 | 36522642 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703587 | 36522645 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703622 | 36525423 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703622 | 36657485 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703691 | 36533983 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703691 | 36657534 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703743 | 36533774 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703743 | 36657557 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703768 | 36534393 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703768 | 36534395 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703768 | 36534397 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703784 | 36523957 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703784 | 36630592 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703851 | 36534183 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES703851 | 36657596 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES703915 | 36525973 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703915 | 36671574 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704060 | 36524793 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | UT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES704060 | 36524824 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704060 | 36524828 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704060 | 36524840 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704136 | 36525383 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704136 | 36525387 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704151 | 36531557 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704151 | 36531581 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | The file was missing the [redacted] 1040 and 1120S. The tax return extensions were not provided. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES704151 | 36665943 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704231 | 36523565 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704231 | 36666047 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704236 | 36524867 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704236 | 36666256 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704334 | 36532179 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704334 | 36532183 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704334 | 36532190 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704428 | 36532226 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704428 | 36532227 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704428 | 36532228 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704452 | 36523555 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704452 | 36523561 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704452 | 36523562 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704452 | 36523671 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/04/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES704524 | 36525199 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704524 | 36661465 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704539 | 36523622 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704539 | 36523625 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704539 | 36523626 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704540 | 36532250 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704540 | 36532251 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704540 | 36532252 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704540 | 36532271 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/04/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES704571 | 36532580 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704571 | 36661661 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704588 | 36523181 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-15): LOE, proof of delivery [redacted], and new RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-12): Please see attached, ROR re-opened as requested |
06/15/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES704588 | 36523197 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704588 | 36523200 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704588 | 36523202 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704596 | 36523996 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704596 | 36523997 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704596 | 36524000 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704607 | 36526266 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704607 | 36526267 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704607 | 36526277 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704657 | 36532262 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704657 | 36532263 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704657 | 36532264 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704662 | 36526035 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704662 | 36526037 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704662 | 36526050 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704726 | 36524023 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704726 | 36524028 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704726 | 36524030 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704739 | 36523372 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704739 | 36523373 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704739 | 36523374 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704786 | 36533119 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704786 | 36533120 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704786 | 36533121 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704791 | 36530950 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704791 | 36530951 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704791 | 36530952 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704875 | 36525055 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/04/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704875 | 36525059 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704875 | 36525062 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/04/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704876 | 36526132 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704876 | 36526135 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704876 | 36526136 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704892 | 36533130 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704892 | 36533133 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704892 | 36533135 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704892 | 36533204 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with [redacted] of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704892 | 36533205 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704929 | 36526014 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704929 | 36868403 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-01): Seller acknowledges exception; secondary valuation not required per product guidelines. |
07/01/2026 | No | 1 | N/A | A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT26CES704933 | 36523470 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704933 | 36523516 | Compliance | Compliance | State Compliance | State HPML | [redacted] Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-04): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/05/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES704933 | 36523524 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted] Days) | [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | Counseling disclosure was provided on [redacted]. | Buyer Comment (2026-06-05): Seller acknowledges exception, no change in grading |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||
| [redacted] | RCKT26CES704933 | 36661927 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704980 | 36533644 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704980 | 36533651 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704980 | 36533653 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704992 | 36533238 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704992 | 36533240 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704992 | 36533241 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705021 | 36533117 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705021 | 36533134 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705021 | 36533136 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705065 | 36529613 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705065 | 36529615 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705065 | 36529616 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705104 | 36532130 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705104 | 36532141 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file was missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705104 | 36532142 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705104 | 36532181 | Compliance | Compliance | State Compliance | State Defect | [redacted] | [redacted Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-08): Anti-Predatory Lending Certificate of Exemption provided. Exception cleared. Buyer Comment (2026-06-05): Please see the attached predatory lending cert. |
06/08/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705305 | 36532879 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705305 | 36532880 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705305 | 36532881 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705310 | 36523252 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705310 | 36523254 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705310 | 36523255 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705483 | 36528154 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705483 | 36528163 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705483 | 36528167 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705518 | 36530347 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705518 | 36530356 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705518 | 36530361 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705572 | 36531992 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES705572 | 36662603 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES705579 | 36530746 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705579 | 36530749 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705579 | 36530751 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705657 | 36533148 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705657 | 36533159 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705657 | 36533163 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705685 | 36532860 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705685 | 36532861 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705685 | 36532862 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705689 | 36533643 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES705689 | 36534530 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | [redacted] was not present in the file. Evidence of tax return extension was not provided. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NJ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES705689 | 36534574 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | [redacted] was not present in the file. Evidence of tax return extension was not provided. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NJ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES705689 | 36662727 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES705728 | 36525557 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-05): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/05/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705728 | 36525575 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705728 | 36525576 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705728 | 36525577 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705874 | 36531228 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705874 | 36531229 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705874 | 36531230 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705898 | 36530161 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705898 | 36530171 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705898 | 36530172 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705932 | 36533521 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705932 | 36533524 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705932 | 36533526 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705940 | 36533699 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705940 | 36533701 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705940 | 36533705 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706030 | 36533352 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706030 | 36533355 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706030 | 36533357 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706041 | 36534770 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706041 | 36534771 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706041 | 36534772 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706107 | 36532477 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with [redacted] of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706107 | 36532478 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706107 | 36532513 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706107 | 36532518 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706107 | 36532519 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706170 | 36530669 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706170 | 36530671 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706170 | 36530672 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading. |
06/04/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706180 | 36532020 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706180 | 36532021 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706180 | 36532022 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706186 | 36534412 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706186 | 36534413 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706186 | 36534414 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706186 | 36534452 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES706254 | 36534636 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706254 | 36534642 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706254 | 36534643 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706341 | 36533946 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706341 | 36533948 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706341 | 36533950 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706341 | 36533959 | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-11): Client provided the Certificate of Exemption, exception cleared. Buyer Comment (2026-06-09): Please see the attached [redacted] cert. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706368 | 36533405 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706368 | 36533408 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706368 | 36533409 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706390 | 36530692 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706390 | 36530694 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706390 | 36530707 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706465 | 36523697 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706465 | 36523702 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706465 | 36523704 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706611 | 36534398 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706611 | 36534403 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706611 | 36534405 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706840 | 36530858 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706840 | 36530860 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706840 | 36530864 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706894 | 36530397 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706894 | 36530398 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706894 | 36530399 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706926 | 36534296 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706926 | 36534299 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706926 | 36534301 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706986 | 36533710 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706986 | 36533714 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706986 | 36533715 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES707024 | 36533316 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES707024 | 36533318 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES707024 | 36533319 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700044 | 36560647 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700044 | 36560650 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700044 | 36560656 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700074 | 36564513 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700074 | 36564517 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700074 | 36564518 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700257 | 36563106 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700257 | 36563165 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with [redacted] of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700257 | 36563166 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700257 | 36632928 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700275 | 36561556 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700275 | 36561569 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700275 | 36561571 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700275 | 36561583 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-18): LOE, proof of delivery [redacted], and new RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-16): Please see attached package mailed to the borrower, along with proof of delivery. Recission period has ended as of [redacted] at [redacted]. |
06/18/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES700534 | 36561673 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700534 | 36561687 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700534 | 36561689 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700638 | 36561478 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700638 | 36561480 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700638 | 36561481 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700728 | 36559912 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700728 | 36559915 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700728 | 36559917 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700746 | 36564733 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700746 | 36564737 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700746 | 36564738 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700880 | 36562340 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700880 | 36562347 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700880 | 36562357 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700880 | 36579143 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification of employment for[redacted] business was not time-stamped. Please provide evidence of when the lender obtained the verification for review. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see the attached confirmation of when the [redacted] verification was obtained. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700880 | 36579158 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see the attached confirmation of when the [redacted] verification was obtained. |
06/04/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | MS | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES700880 | 36579168 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see the attached confirmation of when the [redacted] verification was obtained. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700880 | 36579169 | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Reviewer Comment (2026-06-05): Client provided screenshot of LOS system confirming the receipt date of the third-party verification for borrower's [redacted]. Exception cleared. Buyer Comment (2026-06-04): Please see the attached confirmation of when the [redacted] verification was obtained. |
06/05/2026 | No | 1 | B | A | B | A | B | A | B | A | B | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700880 | 36579170 | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Reviewer Comment (2026-06-05): Client provided screenshot of LOS system confirming the receipt date of the third-party verification for borrower's [redacted]. Exception cleared. Buyer Comment (2026-06-04): Please see the attached confirmation of when the [redacted] verification was obtained. |
06/05/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700880 | 36579171 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-04): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-04): Please see the attached confirmation of when the [redacted] verification was obtained. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700885 | 36564591 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES700885 | 36564706 | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Buyer Comment (2026-06-04): seller accepts; no change to grading. |
06/04/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700885 | 36633196 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES700895 | 36558475 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700895 | 36558487 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700895 | 36558488 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700895 | 36558503 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES700904 | 36558515 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700904 | 36558541 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700956 | 36558772 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES700956 | 36558791 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES700956 | 36558806 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES700956 | 36558816 | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Policy expires within [redacted] days of the Note Date or is already expired. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Reviewer Comment (2026-06-10): The renewal date extends past closing and the borrower is not escrowing. The dec page current at closing is all that is required per guidelines. Exception cleared. Buyer Comment (2026-06-09): Please see attached guideline for HOI policy, the HOI policy in the loan file meets guidelines as the renewal date extends past closing and the borrower is not escrowing. The dec page current at closing is all that is required. |
06/10/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701059 | 36559042 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701059 | 36559047 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701059 | 36559050 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701077 | 36563768 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701077 | 36563770 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701077 | 36563803 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES701172 | 36559489 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701172 | 36559491 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701172 | 36559492 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701204 | 36559642 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701204 | 36559644 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701204 | 36559645 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701209 | 36558449 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701209 | 36558521 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or[redacted]. Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-10): Rate Set Date moved to [redacted] based on lender exercising discretion in setting rate at same level upon lock expiration. |
06/10/2026 | No | 1 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701209 | 36558523 | Compliance | Compliance | State Compliance | State HPML | [redacted] Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-05): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/05/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES701209 | 36558542 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-10): Rate Set Date moved to [redacted] based on lender exercising discretion in setting rate at same level upon lock expiration. Buyer Comment (2026-06-08): Please see the attached attestation. Reviewer Comment (2026-06-05): The rate lock on [redacted] did not reflect a change in rate from the initial rate lock on [redacted] and there were no documented changes in between. Please provide evidence of a change in rate between the initial rate lock and the final lock on [redacted] based on the [redacted] approach. If relying on the [redacted]approach, in the event there is a re-lock or extension with no change in rate, please provide information including a written attestation indicating the lender exercised discretion in setting or re-setting the rate at a later time before consummation, albeit at the same rate. |
06/10/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES701209 | 36666974 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted Days) | [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | [redacted]Subprime Counseling Disclosure was provided on [redacted]. | Reviewer Comment (2026-06-05): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||
| [redacted] | RCKT26CES701209 | 36667000 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701309 | 36563192 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701309 | 36563292 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - [redacted] | General QM: Unable to verify current [redacted] status using reasonably reliable third-party records. | Reviewer Comment (2026-06-09): Received post close third party verification of business entity for the borrower. Exception cleared. Buyer Comment (2026-06-09): Please see attached, confirmation business is still active. |
06/09/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701309 | 36563299 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | The third-party verification for the borrower's [redacted] was missing. Please provide the third-party verification obtained by the lender for review. | Reviewer Comment (2026-06-09): Loan is SHQM (APOR). |
06/09/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES701309 | 36667059 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701349 | 36558363 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701349 | 36558364 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701349 | 36558365 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701421 | 36559848 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701421 | 36559851 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701421 | 36559852 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701429 | 36560076 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701429 | 36667646 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701449 | 36562934 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701449 | 36562936 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701453 | 36567606 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701453 | 36667836 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701552 | 36559411 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701552 | 36559415 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701562 | 36560675 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701562 | 36673353 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701592 | 36559031 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701592 | 36559040 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701592 | 36559041 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701692 | 36559138 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701692 | 36673472 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701773 | 36562116 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES701773 | 36673478 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES701778 | 36559910 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701778 | 36559918 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701778 | 36671111 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review. | Reviewer Comment (2026-06-09): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-09): Please see the attached timestamp for both [redacted] businesses. |
06/09/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701778 | 36671123 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-09): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-09): Please see the attached timestamp for both [redacted] businesses. |
06/09/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701778 | 36671138 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-09): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-09): Please see the attached timestamp for both [redacted] businesses. |
06/09/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES701827 | 36564078 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701827 | 36673510 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701923 | 36560483 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701923 | 36670145 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701943 | 36561366 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701943 | 36670215 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES701943 | 36670241 | Compliance | Compliance | State Compliance | State HPML | [redacted] Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-05): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/08/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES701968 | 36559824 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701968 | 36670281 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES701974 | 36562029 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES701974 | 36562030 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702052 | 36561228 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702052 | 36561233 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702052 | 36561236 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702052 | 36561576 | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-11): Client provided the Certificate of Exemption, exception cleared. Buyer Comment (2026-06-09): please see attached |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702164 | 36567458 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702164 | 36670763 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702200 | 36563088 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES702200 | 36563114 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-11): Client provided screenshot of LOS system confirming the receipt date of the third-party verification for borrower's [redacted]. Exception cleared. Buyer Comment (2026-06-09): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702200 | 36563130 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file is missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-11): Client provided screenshot of LOS system confirming the receipt date of the third-party verification for borrower's [redacted]. Exception cleared. Buyer Comment (2026-06-09): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES702200 | 36670828 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES702269 | 36564536 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702269 | 36670866 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702542 | 36563666 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702542 | 36563667 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702542 | 36563670 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702642 | 36563048 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES702642 | 36563049 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702642 | 36563050 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES702656 | 36563916 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES702656 | 36563923 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703004 | 36568804 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703004 | 36571639 | Compliance | Compliance | State Compliance | State HPML | [redacted] Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-08): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/08/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES703004 | 36571640 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted] Days) | [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | Counseling disclosure was provided on [redacted]. | Reviewer Comment (2026-06-08): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||
| [redacted] | RCKT26CES703004 | 36673551 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703039 | 36558562 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703039 | 36558563 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703039 | 36558565 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703058 | 36561300 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703058 | 36561302 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703058 | 36561304 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703140 | 36568099 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703140 | 36568103 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703140 | 36568107 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703160 | 36561521 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703160 | 36664933 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703243 | 36559571 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703243 | 36559575 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703243 | 36559598 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703243 | 36559603 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-18): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-16): Please see attached package mailed to the borrower, along with proof of delivery. Recission period has ended as of [redacted] at [redacted]. |
06/18/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES703243 | 36559613 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | APR was calculated [redacted] and threshold is calculated at [redacted] ([redacted] Index + [[redacted]] Margin). | Reviewer Comment (2026-06-15): Loan calculated using odd days interest. Buyer Comment (2026-06-11): Please be advised [redacted] does not include odd days interest, it appears the [redacted] calculation includes odd days interest. Please review the attached confirmation that our APR is supported when removing the odd days interest. Reviewer Comment (2026-06-10): Addition to original exception comment: APR calculated by Diligence is [redacted] which is below the threshold. Exception remains. Buyer Comment (2026-06-08): Please be advised the APR of [redacted] exceeds the threshold stated in the exception of [redacted] by [redacted] and does not qualify for Safe Harbor. The loan is correctly designated as Rebuttable Presumption. |
06/15/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES703342 | 36560265 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703342 | 36560267 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703342 | 36560295 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703342 | 36560387 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/05/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES703377 | 36561898 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703377 | 36664987 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703423 | 36564436 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703423 | 36564442 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703423 | 36564444 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703569 | 36559102 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703569 | 36559103 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703569 | 36559106 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703574 | 36565938 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703574 | 36566969 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Home Loan Toolkit Status | [redacted] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | The Government Disclosure indicates the Toolkit is only given if the loan is a purchase transaction. | Buyer Comment (2026-06-08): seller accepts; no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703574 | 36665564 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703599 | 36567547 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703599 | 36567549 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703599 | 36567551 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703620 | 36559237 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703620 | 36559238 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703620 | 36559239 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703722 | 36568096 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703722 | 36568130 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703744 | 36567610 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703744 | 36567617 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703744 | 36567618 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES703782 | 36568025 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/05/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES703782 | 36568038 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES703782 | 36568041 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES703782 | 36568045 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704057 | 36564190 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704057 | 36564200 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES704057 | 36564276 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Reviewer Comment (2026-06-18): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-16): Please see attached package mailed to the borrower, along with proof of delivery. Recission period has ended as of [redacted] at [redacted]. |
06/18/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT26CES704105 | 36564296 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704105 | 36564309 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704105 | 36564317 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704166 | 36563527 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704166 | 36563531 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704166 | 36563533 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704181 | 36559861 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704181 | 36559862 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704181 | 36559865 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704342 | 36559847 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704342 | 36559849 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704342 | 36559850 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704373 | 36562326 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704373 | 36562330 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704373 | 36562331 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704400 | 36561958 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | B | B | B | B | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704400 | 36561986 | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | UT | Primary | Refinance - Cash-out - Other | B | B | B | B | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704400 | 36562024 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | UT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | B | B | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT26CES704400 | 36562150 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | [redacted] was not present in the file. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | UT | Primary | Refinance - Cash-out - Other | B | B | B | B | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES704400 | 36665578 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | B | B | B | B | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704464 | 36563155 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most recent available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||||
| [redacted] | RCKT26CES704464 | 36569005 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704464 | 36569006 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704464 | 36665307 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704685 | 36561387 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704685 | 36561396 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704685 | 36561398 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704692 | 36562100 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704692 | 36562101 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704692 | 36562104 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704722 | 36561601 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704722 | 36561605 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704730 | 36561114 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704730 | 36561115 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704730 | 36561117 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704730 | 36561145 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-11): SHQM (APOR) Buyer Comment (2026-06-09): Please see the attached self-employment verification, please note this has a timestamp and post-close verification is allowed on QM loans. |
06/11/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES704730 | 36561147 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - [redacted] | General QM: Unable to verify current [redacted] status using reasonably reliable third-party records. | The file is missing the third party verification for the borrower's business. Please provide the third party verification for the business obtained within calendar [redacted] days of the Note date for review. | Reviewer Comment (2026-06-11): Received post close internet business entity search. Exception cleared. Buyer Comment (2026-06-09): Please see the attached self-employment verification, please note this has a timestamp and post-close verification is allowed on QM loans. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704730 | 36714770 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file is missing the third party verification for the borrower's business dated within 120 calendar days. | Reviewer Comment (2026-06-11): Received post close internet business entity search. Exception cleared. |
06/11/2026 | No | 1 | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||||
| [redacted] | RCKT26CES704798 | 36561905 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704798 | 36673660 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704850 | 36562589 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704850 | 36673678 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704917 | 36562611 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES704917 | 36673770 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES704927 | 36562596 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704927 | 36562597 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704935 | 36563415 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-15): Business Insurance received along with Time stamp. Exception cleared. Buyer Comment (2026-06-12): Please see the business insurance used as[redacted], along with the screen shots(adjust zoomed if needed) showing it was uploaded [redacted] Buyer Comment (2026-06-12): Please see attached |
06/15/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | MA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES704935 | 36563416 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - [redacted] | General QM: Unable to verify current [redacted] status using reasonably reliable third-party records. | The file is missing the third-party verification of the borrower's [redacted] business obtained within [redacted] days of the Note date. | Reviewer Comment (2026-06-15): Business Insurance received along with Time stamp. Exception cleared. Buyer Comment (2026-06-12): Please see attached |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704935 | 36563428 | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | [redacted] Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable | Buyer Comment (2026-06-12): Seller acknowledges exception, no change in grading |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704935 | 36563435 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704935 | 36563444 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file is missing the third-party verification of the borrower's [redacted] business obtained within [redacted] days of the Note date. | Reviewer Comment (2026-06-15): Business Insurance received along with Time stamp. Exception cleared. Buyer Comment (2026-06-12): Please see attached |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES704935 | 36563472 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-15): Business Insurance received along with Time stamp. Exception cleared. Buyer Comment (2026-06-12): Please see attached |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704935 | 36675676 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES704998 | 36562888 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES704998 | 36562909 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705062 | 36567726 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705062 | 36567727 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705064 | 36561604 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES705064 | 36561620 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES705073 | 36563945 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705073 | 36563946 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705073 | 36563947 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705102 | 36562694 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705102 | 36562698 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705102 | 36562701 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705327 | 36561796 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705327 | 36561804 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705327 | 36561806 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705334 | 36563675 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705334 | 36563680 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705334 | 36563682 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705397 | 36560943 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705397 | 36560945 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705397 | 36560948 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705610 | 36561950 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705610 | 36561957 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705610 | 36575535 | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. | - | The file was missing the verbal verification of employment obtained within [redacted] business days of closing. There was a [redacted] form in the file reflecting a VVOE from [redacted] was obtained on [redacted]; however, it is missing from the file. | Reviewer Comment (2026-06-05): Received VVOE from [redacted] for borrower's employment. Exception cleared. Buyer Comment (2026-06-05): Please see attached [redacted] confirming borrower is still active, please note [redacted] paystub is dated within [redacted] days of closing, Loan closed on [redacted] |
06/05/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705610 | 36575549 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file was missing the verbal verification of employment obtained within ten business days of closing. There was a [redacted] VVOE form in the file reflecting a VVOE from [redacted] was obtained on [redacted]; however, it is missing from the file. | Reviewer Comment (2026-06-05): Received VVOE from [redacted] for borrower's employment. Exception cleared. Buyer Comment (2026-06-05): Please see attached [redacted] confirming borrower is still active, please note [redacted] paystub is dated within [redacted] days of closing, Loan closed on [redacted] |
06/05/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705610 | 36575576 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-05): Received VVOE from [redacted] for borrower's employment. Exception cleared. Buyer Comment (2026-06-05): Please see attached [redacted] confirming borrower is still active, please note [redacted] paystub is dated within [redacted] days of closing, Loan closed on [redacted] |
06/05/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705610 | 36575577 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-05): Received VVOE from [redacted] for borrower's employment. Exception cleared. Buyer Comment (2026-06-05): Please see attached [redacted] confirming borrower is still active, please note [redacted] paystub is dated within [redacted] days of closing, Loan closed on [redacted] |
06/05/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES705610 | 36637385 | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. | - | The file was missing the verbal verification of employment obtained within [redacted] business days of closing. There was a [redacted] form in the file reflecting a VVOE from [redacted] was obtained on [redacted]; however, it is missing from the file. | Reviewer Comment (2026-06-05): Received VVOE from [redacted] for borrower's employment. Exception cleared. Buyer Comment (2026-06-05): Please see attached [redacted] confirming borrower is still active, please note [redacted] paystub is dated within [redacted] days of closing, Loan closed on [redacted] |
06/05/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705610 | 36637386 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | The file was missing the verbal verification of employment obtained within [redacted business days of closing. There was a [redacted] VVOE form in the file reflecting a VVOE from [redacted] was obtained on [redacted]; however, it is missing from the file. | Reviewer Comment (2026-06-05): Received VVOE from [redacted] for borrower's employment. Exception cleared. Buyer Comment (2026-06-05): Please see attached [redacted] confirming borrower is still active, please note [redacted] paystub is dated within [redacted] days of closing, Loan closed on [redacted] |
06/05/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705644 | 36562615 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705644 | 36562623 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES705644 | 36562624 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES705788 | 36561923 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES705788 | 36637398 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706004 | 36561672 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706004 | 36561674 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706004 | 36561676 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706035 | 36562732 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706035 | 36562738 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706035 | 36562749 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review. | Reviewer Comment (2026-06-04): Received the W-2 for 2025, Exception cleared. Buyer Comment (2026-06-04): Please see the attached W-2. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706035 | 36562753 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706035 | 36562826 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all other QM related exceptions are cleared. | Reviewer Comment (2026-06-04): Received the W-2 for 2025, Exception cleared. Buyer Comment (2026-06-04): Please see the attached W-2. |
06/04/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT26CES706035 | 36562827 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-04): Received the W-2 for 2025, Exception cleared. Buyer Comment (2026-06-04): Please see the attached W-2. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706040 | 36564341 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706040 | 36564344 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706040 | 36564349 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706040 | 36564468 | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-04): Received [redacted] Recert of Compliance. Exception cleared. Buyer Comment (2026-06-04): Please see attached, cert of compliance as requested. |
06/04/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706040 | 36564469 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES706068 | 36567356 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706068 | 36567358 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706068 | 36567360 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706103 | 36564743 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with [redacted] of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706103 | 36564744 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706103 | 36567274 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706103 | 36567284 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706103 | 36567287 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706112 | 36568556 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706112 | 36568568 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706112 | 36568575 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706123 | 36563224 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706123 | 36563243 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706123 | 36563245 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706134 | 36567014 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706134 | 36567030 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706134 | 36567046 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706145 | 36568774 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706145 | 36568783 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706145 | 36568785 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706166 | 36563359 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706166 | 36563368 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706166 | 36563373 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706166 | 36563477 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/03/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES706218 | 36560186 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most recent available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES706218 | 36560268 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706218 | 36560281 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file was missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706218 | 36560283 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706258 | 36573809 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706258 | 36573810 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706258 | 36573812 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-02): Seller acknowledges exception, no change to grading. |
06/02/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706387 | 36573839 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706387 | 36573840 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/08/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706387 | 36573841 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706387 | 36573844 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-08): Seller acknowledges exception, no change to grading. |
06/08/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES706421 | 36573758 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/08/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706421 | 36573762 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706435 | 36573356 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706435 | 36667201 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706460 | 36573396 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706460 | 36573397 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706460 | 36573398 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706460 | 36573400 | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-10): Client provided the executed certificate of compliance, exception cleared. Buyer Comment (2026-06-08): Please see the attached [redacted] cert. |
06/10/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706480 | 36579345 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706480 | 36579359 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706480 | 36579361 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706500 | 36573067 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706500 | 36573068 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706500 | 36573069 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706553 | 36574508 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706553 | 36574511 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706553 | 36574512 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706609 | 36579089 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | UT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT26CES706609 | 36579100 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706609 | 36579102 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706609 | 36579103 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706610 | 36574175 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706610 | 36574178 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706610 | 36574179 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-05): Seller acknowledges exception, no change to grading. |
06/05/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706668 | 36573746 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/05/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706668 | 36667899 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/05/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706688 | 36573213 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706688 | 36573214 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706688 | 36573215 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706714 | 36576714 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706714 | 36576716 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706714 | 36576718 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706769 | 36578463 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT26CES706769 | 36578464 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT26CES706769 | 36578466 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT26CES706810 | 36573755 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706810 | 36578070 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706810 | 36578071 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706864 | 36573474 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706864 | 36573475 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706864 | 36573476 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706864 | 36578377 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | 06/03/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT26CES706898 | 36573046 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706898 | 36573047 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706898 | 36573048 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706954 | 36574155 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706954 | 36574156 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706954 | 36574157 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706957 | 36574108 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706957 | 36574112 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706957 | 36574115 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES706967 | 36573117 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES706967 | 36573118 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES706967 | 36573119 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES707055 | 36573870 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES707055 | 36573873 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES707055 | 36573874 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES707162 | 36573848 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES707162 | 36573859 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES707162 | 36573860 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-01): Seller acknowledges exception, no change to grading. |
06/01/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES707225 | 36573461 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES707225 | 36573462 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES707225 | 36573463 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES707236 | 36578382 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT26CES707236 | 36578384 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES707236 | 36578385 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES707359 | 36573147 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading. |
06/03/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT26CES707359 | 36573148 | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-07-02): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/03/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT26CES707359 | 36573149 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/03/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |