The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 225,035 2,480 SH SOLE 0 0 2,480
ABBVIE INC COM 00287Y109 1,506,496 5,987 SH SOLE 0 0 5,987
ADOBE INC COM 00724F101 257,505 1,256 SH SOLE 0 0 1,256
ADVANCED MICRO DEVICES INC COM 007903107 837,672 1,442 SH SOLE 0 0 1,442
ALLEGION PLC ORD SHS G0176J109 339,283 2,415 SH SOLE 0 0 2,415
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 303,137 1,007 SH SOLE 0 0 1,007
ALPHABET INC CAP STK CL A 02079K305 3,518,566 9,846 SH SOLE 0 0 9,846
ALPHABET INC CAP STK CL C 02079K107 5,783,341 16,368 SH SOLE 0 0 16,368
ALTRIA GROUP INC COM 02209S103 490,123 6,812 SH SOLE 0 0 6,812
AMAZON COM INC COM 023135106 7,015,572 29,435 SH SOLE 0 0 29,435
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072166 329,582 3,993 SH SOLE 0 0 3,993
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 5,969,325 61,865 SH SOLE 0 0 61,865
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 684,113 9,090 SH SOLE 0 0 9,090
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 943,787 14,387 SH SOLE 0 0 14,387
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,488,480 16,687 SH SOLE 0 0 16,687
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,948,882 18,912 SH SOLE 0 0 18,912
AMERICAN CENTY ETF TR US SML CP VALU 025072877 520,000 4,168 SH SOLE 0 0 4,168
AMERICAN ELEC PWR CO INC COM 025537101 228,610 1,671 SH SOLE 0 0 1,671
AMERICAN EXPRESS CO COM 025816109 632,189 1,869 SH SOLE 0 0 1,869
AMGEN INC COM 031162100 780,369 2,155 SH SOLE 0 0 2,155
ANALOG DEVICES INC COM 032654105 496,860 1,251 SH SOLE 0 0 1,251
ANGEL OAK FUNDS TRUST HIGH YIE OPP ETF 03463K745 1,235,400 112,254 SH SOLE 0 0 112,254
APPLE INC COM 037833100 24,088,093 83,246 SH SOLE 0 0 83,246
APPLE INC COM 037833100 231,488 800 SH Put SOLE 0 0 800
APPLIED MATLS INC COM 038222105 1,130,049 1,563 SH SOLE 0 0 1,563
ARISTA NETWORKS INC COM SHS 040413205 782,977 4,609 SH SOLE 0 0 4,609
ASML HLDG NV N Y REGISTRY SHS N07059210 946,973 476 SH SOLE 0 0 476
ASTRAZENECA PLC ORD G0593M107 543,451 2,866 SH SOLE 0 0 2,866
AT&T INC COM 00206R102 1,051,935 50,818 SH SOLE 0 0 50,818
AURORA INNOVATION INC CLASS A COM 051774107 329,045 48,247 SH SOLE 0 0 48,247
BANK OF AMER CORP COM 060505104 2,201,037 38,628 SH SOLE 0 0 38,628
BANK OF NY MELLON CORP COM 064058100 485,022 3,354 SH SOLE 0 0 3,354
BARCLAYS BANK PLC IPATH SELCT MLP 06742C723 714,626 20,700 SH SOLE 0 0 20,700
BECTON DICKINSON & CO COM 075887109 241,069 1,593 SH SOLE 0 0 1,593
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,765,435 7,525 SH SOLE 0 0 7,525
BHP BILLITON LIMITED SPONSORED ADS 088606108 635,405 7,627 SH SOLE 0 0 7,627
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 17,458,296 333,556 SH SOLE 0 0 333,556
BLACKROCK ETF TRUST II ISHA TOTA RE ETF 092528876 2,178,972 43,298 SH SOLE 0 0 43,298
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 590,312 11,372 SH SOLE 0 0 11,372
BLACKROCK INC COM 09290D101 352,893 367 SH SOLE 0 0 367
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 2,954,351 239,996 SH SOLE 0 0 239,996
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 1,179,866 116,243 SH SOLE 0 0 116,243
BLACKROCK MUNIYIELD PA QUALI COM 09255G107 237,826 20,917 SH SOLE 0 0 20,917
BLACKSTONE INC COM 09260D107 276,878 2,353 SH SOLE 0 0 2,353
BOEING CO COM 097023105 713,052 3,294 SH SOLE 0 0 3,294
BOSTON SCIENTIFIC CORP COM 101137107 296,071 6,937 SH SOLE 0 0 6,937
BRISTOL-MYERS SQUIBB CO COM 110122108 210,371 3,651 SH SOLE 0 0 3,651
BROADCOM INC COM 11135F101 1,180,741 3,126 SH SOLE 0 0 3,126
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 5,540,705 70,058 SH SOLE 0 0 70,058
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 221,473 9,936 SH SOLE 0 0 9,936
CAPITAL ONE FINL CORP COM 14040H105 395,748 1,973 SH SOLE 0 0 1,973
CARRIER GLOBAL CORPORATION COM 14448C104 267,434 3,646 SH SOLE 0 0 3,646
CATERPILLAR INC COM 149123101 2,072,770 1,946 SH SOLE 0 0 1,946
CHEVRON CORPORATION COM 166764100 905,878 5,465 SH SOLE 0 0 5,465
CHUBB LIMITED COM H1467J104 393,895 1,156 SH SOLE 0 0 1,156
CISCO SYS INC COM 17275R102 1,324,949 11,280 SH SOLE 0 0 11,280
CITIGROUP INC COM NEW 172967424 2,346,023 16,762 SH SOLE 0 0 16,762
COCA COLA CO COM 191216100 591,289 7,276 SH SOLE 0 0 7,276
COHEN & STEERS QUALITY INCOM COM 19247L106 228,929 18,597 SH SOLE 0 0 18,597
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 8,324,843 157,429 SH SOLE 0 0 157,429
CONOCOPHILLIPS COM 20825C104 236,613 2,276 SH SOLE 0 0 2,276
CONSOLIDATED EDISON INC COM 209115104 850,272 7,686 SH SOLE 0 0 7,686
CONSTELLATION ENERGY CORP COM 21037T109 450,543 1,814 SH SOLE 0 0 1,814
CORCEPT THERAPEUTICS INC COM 218352102 246,242 2,832 SH SOLE 0 0 2,832
CORNING INC COM 219350105 707,286 2,769 SH SOLE 0 0 2,769
COSTCO WHOLESALE CORPORATION COM 22160K105 941,083 1,006 SH SOLE 0 0 1,006
CUMMINS INC COM 231021106 203,265 285 SH SOLE 0 0 285
CYTOKINETICS INC COM NEW 23282W605 335,734 3,941 SH SOLE 0 0 3,941
DANAHER CORP DEL COM 235851102 305,339 1,603 SH SOLE 0 0 1,603
DEERE & CO COM 244199105 1,276,933 2,013 SH SOLE 0 0 2,013
DELTA AIR LINES INC COM NEW 247361702 289,128 3,087 SH SOLE 0 0 3,087
DENALI THERAPEUTICS INC COM 24823R105 401,258 15,601 SH SOLE 0 0 15,601
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,230,689 54,889 SH SOLE 0 0 54,889
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 6,392,068 149,813 SH SOLE 0 0 149,813
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,684,885 91,641 SH SOLE 0 0 91,641
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,422,386 100,377 SH SOLE 0 0 100,377
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5,629,732 136,478 SH SOLE 0 0 136,478
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,476,555 43,269 SH SOLE 0 0 43,269
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 585,697 14,595 SH SOLE 0 0 14,595
DISNEY WALT CO COM 254687106 701,948 7,293 SH SOLE 0 0 7,293
DOUBLELINE ETF TRUST ASSE BA SECS ETF 25861R808 530,854 10,475 SH SOLE 0 0 10,475
DUKE ENERGY CORP NEW COM NEW 26441C204 511,890 4,044 SH SOLE 0 0 4,044
EATON CORP PLC SHS G29183103 1,661,868 3,900 SH SOLE 0 0 3,900
ELI LILLY & CO COM 532457108 3,287,638 2,741 SH SOLE 0 0 2,741
ENTERGY CORP NEW COM 29364G103 210,883 1,836 SH SOLE 0 0 1,836
ENTERPRISE PRODS PARTNERS L COM 293792107 282,280 7,679 SH SOLE 0 0 7,679
EXXON MOBIL CORP COM 30231G102 3,877,106 28,358 SH SOLE 0 0 28,358
FEDEX CORP COM 31428X106 314,383 1,004 SH SOLE 0 0 1,004
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 486,427 11,987 SH SOLE 0 0 11,987
FIDELITY COVINGTON TRUST ENHA HIGH YI ETF 316092618 730,841 14,906 SH SOLE 0 0 14,906
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 2,414,311 60,162 SH SOLE 0 0 60,162
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 218,870 5,459 SH SOLE 0 0 5,459
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 5,653,890 117,082 SH SOLE 0 0 117,082
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 252,495 4,188 SH SOLE 0 0 4,188
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 456,757 5,966 SH SOLE 0 0 5,966
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 1,245,438 15,308 SH SOLE 0 0 15,308
FIDELITY COVINGTON TRUST SML MID MLTFCT 316092527 745,872 14,113 SH SOLE 0 0 14,113
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745 270,882 8,226 SH SOLE 0 0 8,226
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 449,259 9,876 SH SOLE 0 0 9,876
FIFTH THIRD BANCORP COM 316773100 545,193 9,672 SH SOLE 0 0 9,672
FIRSTENERGY CORP COM 337932107 420,576 8,847 SH SOLE 0 0 8,847
FORD MTR CO COM 345370860 787,074 56,624 SH SOLE 0 0 56,624
FREEPORT MCMORAN INC CL B 35671D857 991,791 15,770 SH SOLE 0 0 15,770
GE AEROSPACE COM NEW 369604301 2,807,833 7,513 SH SOLE 0 0 7,513
GE VERNOVA INC COM 36828A101 2,047,781 1,743 SH SOLE 0 0 1,743
GENERAL DYNAMICS CORP COM 369550108 2,401,747 6,780 SH SOLE 0 0 6,780
GMO ETF TRUST US QUALITY ETF 90139K100 1,187,793 28,539 SH SOLE 0 0 28,539
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 318,007 3,368 SH SOLE 0 0 3,368
GOLDMAN SACHS ETF TR MUNI INCOME ETF 38149W549 332,148 6,457 SH SOLE 0 0 6,457
GOLDMAN SACHS GROUP INC COM 38141G104 956,756 946 SH SOLE 0 0 946
HOME DEPOT INC COM 437076102 1,761,284 4,994 SH SOLE 0 0 4,994
INGERSOLL RAND INC COM 45687V106 1,256,989 15,331 SH SOLE 0 0 15,331
INTEL CORP COM 458140100 1,389,836 9,954 SH SOLE 0 0 9,954
INTERCONTINENTAL EXCHANGE IN COM 45866F104 300,635 2,442 SH SOLE 0 0 2,442
INTERNATIONAL BUSINESS MACHS COM 459200101 1,200,485 4,269 SH SOLE 0 0 4,269
INTUIT COM 461202103 223,731 857 SH SOLE 0 0 857
INVESCO EXCH TRADED FD TR II FNDMNTL IG CRP 46138E693 992,010 41,472 SH SOLE 0 0 41,472
INVESCO EXCH TRADED FD TR II INTL BUYBACK 46138E644 8,392,799 148,995 SH SOLE 0 0 148,995
INVESCO EXCH TRADED FD TR II NASDAQ BIOTECH 46138G599 230,678 7,063 SH SOLE 0 0 7,063
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E743 8,978,499 118,700 SH SOLE 0 0 118,700
INVESCO EXCH TRADED FD TR II RAFI EMRGNG MRKT 46138E727 733,467 26,308 SH SOLE 0 0 26,308
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 1,098,447 18,538 SH SOLE 0 0 18,538
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 2,858,459 65,396 SH SOLE 0 0 65,396
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 6,762,789 139,859 SH SOLE 0 0 139,859
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 1,644,222 25,072 SH SOLE 0 0 25,072
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 2,960,346 20,898 SH SOLE 0 0 20,898
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 904,028 40,722 SH SOLE 0 0 40,722
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 24,100,741 446,062 SH SOLE 0 0 446,062
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 3,286,582 58,931 SH SOLE 0 0 58,931
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 2,952,884 24,147 SH SOLE 0 0 24,147
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 4,940,398 29,037 SH SOLE 0 0 29,037
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 937,468 8,305 SH SOLE 0 0 8,305
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 1,264,291 17,827 SH SOLE 0 0 17,827
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 1,220,093 13,031 SH SOLE 0 0 13,031
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 20,872,470 98,099 SH SOLE 0 0 98,099
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 2,049,159 18,004 SH SOLE 0 0 18,004
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,635,675 18,154 SH SOLE 0 0 18,154
INVESCO QQQ TR UNIT SER 1 46090E103 2,315,978 3,145 SH SOLE 0 0 3,145
IQVIA HLDGS INC COM 46266C105 400,545 2,073 SH SOLE 0 0 2,073
ISHARES INC CORE MSCI EMKT 46434G103 676,306 8,164 SH SOLE 0 0 8,164
ISHARES INC MSCI EMRG CHN 46434G764 1,300,642 12,714 SH SOLE 0 0 12,714
ISHARES INC MSCI JAPAN ETF 46434G822 2,072,926 22,225 SH SOLE 0 0 22,225
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,341,130 32,705 SH SOLE 0 0 32,705
ISHARES TR 7-10 YR TRSY BD 464287440 715,895 7,570 SH SOLE 0 0 7,570
ISHARES TR CORE DIV GRWTH 46434V621 585,239 7,722 SH SOLE 0 0 7,722
ISHARES TR CORE DIVID ETF 46435U861 6,203,982 100,714 SH SOLE 0 0 100,714
ISHARES TR CORE MSCI EAFE 46432F842 1,250,228 12,945 SH SOLE 0 0 12,945
ISHARES TR CORE MSCI TOTAL 46432F834 1,407,672 14,749 SH SOLE 0 0 14,749
ISHARES TR CORE S&P MCP ETF 464287507 5,360,638 69,519 SH SOLE 0 0 69,519
ISHARES TR CORE S&P SCP ETF 464287804 4,181,329 28,193 SH SOLE 0 0 28,193
ISHARES TR CORE S&P US VLU 464287663 4,942,761 44,873 SH SOLE 0 0 44,873
ISHARES TR CORE S&P500 ETF 464287200 19,087,173 25,487 SH SOLE 0 0 25,487
ISHARES TR EAFE GRWTH ETF 464288885 5,161,580 41,485 SH SOLE 0 0 41,485
ISHARES TR EAFE SML CP ETF 464288273 2,705,778 32,889 SH SOLE 0 0 32,889
ISHARES TR EAFE VALUE ETF 464288877 2,293,897 29,966 SH SOLE 0 0 29,966
ISHARES TR EXPANDED TECH 464287515 250,418 2,764 SH SOLE 0 0 2,764
ISHARES TR FALN ANGLS USD 46435G474 10,508,167 385,762 SH SOLE 0 0 385,762
ISHARES TR HIGH YLD SYSTM B 46435G250 452,313 9,671 SH SOLE 0 0 9,671
ISHARES TR IBOXX INV CP ETF 464287242 237,554 2,178 SH SOLE 0 0 2,178
ISHARES TR INTERNATIONAL SL 46434V266 1,771,254 40,916 SH SOLE 0 0 40,916
ISHARES TR INVT GRAD SY ETF 46435G219 6,126,745 135,818 SH SOLE 0 0 135,818
ISHARES TR ISHARES SEMICDTR 464287523 406,242 634 SH SOLE 0 0 634
ISHARES TR ISHS 5-10YR INVT 464288638 4,422,255 83,172 SH SOLE 0 0 83,172
ISHARES TR MBS ETF 464288588 245,516 2,598 SH SOLE 0 0 2,598
ISHARES TR MRGSTR MD CP GRW 464288307 232,480 2,365 SH SOLE 0 0 2,365
ISHARES TR MRGSTR SM CP GR 464288604 372,988 5,691 SH SOLE 0 0 5,691
ISHARES TR MSCI ACWI EX US 464288240 245,379 3,224 SH SOLE 0 0 3,224
ISHARES TR MSCI EAFE ETF 464287465 1,121,904 10,800 SH SOLE 0 0 10,800
ISHARES TR MSCI EAFE MIN VL 46429B689 1,671,139 19,053 SH SOLE 0 0 19,053
ISHARES TR MSCI INTL MOMENT 46434V449 213,107 3,996 SH SOLE 0 0 3,996
ISHARES TR MSCI INTL QUALTY 46434V456 15,205,234 306,866 SH SOLE 0 0 306,866
ISHARES TR MSCI INTL VLU FT 46435G409 2,091,806 50,019 SH SOLE 0 0 50,019
ISHARES TR MSCI JP VALUE 46435U374 812,628 18,485 SH SOLE 0 0 18,485
ISHARES TR MSCI US GARP ETF 46436E403 969,167 11,740 SH SOLE 0 0 11,740
ISHARES TR MSCI USA MIN ETF 46429B697 210,186 2,179 SH SOLE 0 0 2,179
ISHARES TR MSCI USA MMENTM 46432F396 572,247 1,669 SH SOLE 0 0 1,669
ISHARES TR MSCI USA QLT FCT 46432F339 6,570,612 29,944 SH SOLE 0 0 29,944
ISHARES TR MSCI USA VALUE 46432F388 1,007,435 5,042 SH SOLE 0 0 5,042
ISHARES TR NATIONAL MUN ETF 464288414 1,977,302 18,373 SH SOLE 0 0 18,373
ISHARES TR RUS 1000 ETF 464287622 7,925,672 19,355 SH SOLE 0 0 19,355
ISHARES TR RUS 1000 GRW ETF 464287614 23,484,315 189,130 SH SOLE 0 0 189,130
ISHARES TR RUS 1000 VAL ETF 464287598 14,913,158 61,515 SH SOLE 0 0 61,515
ISHARES TR RUS MD CP GR ETF 464287481 379,641 2,593 SH SOLE 0 0 2,593
ISHARES TR RUS MDCP VAL ETF 464287473 500,219 3,039 SH SOLE 0 0 3,039
ISHARES TR RUS MID CAP ETF 464287499 1,097,684 9,950 SH SOLE 0 0 9,950
ISHARES TR RUS TOP 200 ETF 464289446 1,208,580 6,535 SH SOLE 0 0 6,535
ISHARES TR RUSSELL 2000 ETF 464287655 1,064,802 3,544 SH SOLE 0 0 3,544
ISHARES TR S&P 500 GRWT ETF 464287309 4,227,895 30,742 SH SOLE 0 0 30,742
ISHARES TR S&P 500 VAL ETF 464287408 393,041 1,731 SH SOLE 0 0 1,731
ISHARES TR S&P MC 400GR ETF 464287606 1,119,945 9,531 SH SOLE 0 0 9,531
ISHARES TR S&P MC 400VL ETF 464287705 2,406,297 16,288 SH SOLE 0 0 16,288
ISHARES TR S&P SML 600 GWT 464287887 528,299 2,958 SH SOLE 0 0 2,958
ISHARES TR SELECT DIVID ETF 464287168 590,345 3,777 SH SOLE 0 0 3,777
ISHARES TR SELECT US REIT 464287564 325,436 4,812 SH SOLE 0 0 4,812
ISHARES TR SP SMCP600VL ETF 464287879 644,562 4,716 SH SOLE 0 0 4,716
ISHARES TR SYSTEMATIC BD ET 46435U796 1,041,884 11,744 SH SOLE 0 0 11,744
ISHARES TR US REGNL BKS ETF 464288778 345,390 5,552 SH SOLE 0 0 5,552
ISHARES TR USD INV GRDE ETF 464288620 541,417 10,556 SH SOLE 0 0 10,556
ITT INC COM 45073V108 212,988 1,077 SH SOLE 0 0 1,077
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 872,931 12,917 SH SOLE 0 0 12,917
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 601,597 13,064 SH SOLE 0 0 13,064
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 2,425,066 47,874 SH SOLE 0 0 47,874
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118 322,732 4,136 SH SOLE 0 0 4,136
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 32,099,573 444,100 SH SOLE 0 0 444,100
JAMES HARDIE INDS PLC ORD SHS G4253H101 273,057 10,430 SH SOLE 0 0 10,430
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 3,441,765 33,997 SH SOLE 0 0 33,997
JANUS DETROIT STR TR HENDERSON MTG 47103U852 387,454 8,612 SH SOLE 0 0 8,612
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 4,070,150 80,613 SH SOLE 0 0 80,613
JOHNSON & JOHNSON COM 478160104 1,532,963 6,036 SH SOLE 0 0 6,036
JOHNSON CONTROLS INTERNATION SHS G51502105 234,507 1,605 SH SOLE 0 0 1,605
JPMORGAN CHASE & CO COM 46625H100 4,583,929 14,004 SH SOLE 0 0 14,004
KIMBERLY-CLARK CORP COM 494368103 559,717 5,099 SH SOLE 0 0 5,099
KLA CORP COM NEW 482480100 319,813 1,060 SH SOLE 0 0 1,060
LAM RESEARCH CORP COM NEW 512807306 613,595 1,416 SH SOLE 0 0 1,416
LINDE PLC SHS G54950103 504,929 973 SH SOLE 0 0 973
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 122,465 21,006 SH SOLE 0 0 21,006
LOCKHEED MARTIN CORP COM 539830109 503,346 988 SH SOLE 0 0 988
LOWES COS INC COM 548661107 813,829 3,691 SH SOLE 0 0 3,691
M & T BK CORP COM 55261F104 490,539 2,061 SH SOLE 0 0 2,061
MARSH & MCLENNAN COS INC COM 571748102 253,838 1,523 SH SOLE 0 0 1,523
MARTIN MARIETTA MATLS INC COM 573284106 241,061 418 SH SOLE 0 0 418
MARVELL TECHNOLOGY INC COM 573874104 2,625,305 8,813 SH SOLE 0 0 8,813
MASTERCARD INCORPORATED CL A 57636Q104 581,401 1,132 SH SOLE 0 0 1,132
MATSON INC COM 57686G105 384,460 2,000 SH SOLE 0 0 2,000
MCDONALDS CORP COM 580135101 258,416 956 SH SOLE 0 0 956
MCKESSON CORP COM 58155Q103 419,358 555 SH SOLE 0 0 555
MERCK & CO INC COM 58933Y105 1,368,525 10,650 SH SOLE 0 0 10,650
META PLATFORMS INC CL A 30303M102 1,820,278 3,232 SH SOLE 0 0 3,232
MICRON TECHNOLOGY INC COM 595112103 1,783,378 1,545 SH SOLE 0 0 1,545
MICROSOFT CORP COM 594918104 8,645,571 23,177 SH SOLE 0 0 23,177
MICROSOFT CORP COM 594918104 223,812 600 SH Put SOLE 0 0 600
MORGAN STANLEY COM NEW 617446448 1,587,868 7,596 SH SOLE 0 0 7,596
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 449,037 8,855 SH SOLE 0 0 8,855
NETFLIX INC. COM 64110L106 549,066 7,690 SH SOLE 0 0 7,690
NEXTERA ENERGY INC COM 65339F101 1,499,024 17,079 SH SOLE 0 0 17,079
NISOURCE INC COM 65473P105 215,497 4,532 SH SOLE 0 0 4,532
NU HLDGS LTD ORD SHS CL A G6683N103 284,114 21,266 SH SOLE 0 0 21,266
NUVEEN AMT FREE QLTY MUN INC COM 670657105 1,628,549 138,718 SH SOLE 0 0 138,718
NUVEEN AMT-FREE MUN VALUE FD COM 670695105 908,888 63,205 SH SOLE 0 0 63,205
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 1,170,892 110,775 SH SOLE 0 0 110,775
NUVEEN MUN VALUE FD INC COM 670928100 1,750,583 189,868 SH SOLE 0 0 189,868
NUVEEN N Y MUN VALUE FD COM 67062M105 257,008 29,406 SH SOLE 0 0 29,406
NUVEEN NY AMT FREE COM 670656107 472,602 44,086 SH SOLE 0 0 44,086
NUVEEN NY DIVI ADV COM 67066X107 153,698 13,103 SH SOLE 0 0 13,103
NUVEEN QUALITY MUNCP INCOME COM 67066V101 1,519,848 125,400 SH SOLE 0 0 125,400
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 720,322 50,337 SH SOLE 0 0 50,337
NVIDIA CORPORATION COM 67066G104 6,096,863 30,471 SH SOLE 0 0 30,471
ORACLE CORP COM 68389X105 4,056,357 27,679 SH SOLE 0 0 27,679
PEPSICO INC COM 713448108 536,199 3,960 SH SOLE 0 0 3,960
PFIZER INC COM 717081103 1,611,217 66,911 SH SOLE 0 0 66,911
PGIM ETF TR AAA CLO ETF 69344A834 2,475,469 48,283 SH SOLE 0 0 48,283
PGIM ETF TR ACTV HY BD ETF 69344A206 2,815,888 80,731 SH SOLE 0 0 80,731
PHILIP MORRIS INTL INC COM 718172109 334,684 1,850 SH SOLE 0 0 1,850
PHILLIPS 66 COM 718546104 406,058 2,402 SH SOLE 0 0 2,402
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,097,057 39,868 SH SOLE 0 0 39,868
PIMCO ETF TR MULTISECTOR BD 72201R585 11,922,385 449,562 SH SOLE 0 0 449,562
PIMCO ETF TR MUNI INCOME OPP 72201R635 539,648 11,793 SH SOLE 0 0 11,793
PNC FINL SVCS GROUP INC COM 693475105 1,173,977 4,768 SH SOLE 0 0 4,768
PROCTER & GAMBLE CO COM 742718109 481,347 3,283 SH SOLE 0 0 3,283
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 258,113 4,853 SH SOLE 0 0 4,853
PROLOGIS INC. COM 74340W103 217,971 1,609 SH SOLE 0 0 1,609
PROSHARES TR S&P 500 DV ARIST 74348A467 2,172,690 38,687 SH SOLE 0 0 38,687
PUBLIC SVC ENTERPRISE GROUP COM 744573106 597,175 7,358 SH SOLE 0 0 7,358
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 2,303,755 45,216 SH SOLE 0 0 45,216
QUALCOMM INC COM 747525103 1,063,282 5,754 SH SOLE 0 0 5,754
QUALCOMM INC COM 747525103 18,479 100 SH Put SOLE 0 0 100
QUANTA SVCS INC COM 74762E102 554,431 770 SH SOLE 0 0 770
QUEST DIAGNOSTICS INC COM 74834L100 1,160,002 5,473 SH SOLE 0 0 5,473
RECURSION PHARMACEUTICALS IN CL A 75629V104 37,027 10,089 SH SOLE 0 0 10,089
REPLIMUNE GROUP INC COM 76029N106 220,293 19,900 SH SOLE 0 0 19,900
ROCKWELL AUTOMATION INC COM 773903109 301,999 610 SH SOLE 0 0 610
RPM INTL INC COM 749685103 333,450 3,000 SH SOLE 0 0 3,000
RTX CORPORATION COM 75513E101 958,516 5,052 SH SOLE 0 0 5,052
S&P GLOBAL INC COM 78409V104 237,840 584 SH SOLE 0 0 584
SAFEHOLD INC COM 78646V107 236,353 15,054 SH SOLE 0 0 15,054
SALESFORCE INC COM 79466L302 541,597 3,457 SH SOLE 0 0 3,457
SCHEIN HENRY INC COM 806407102 200,448 2,400 SH SOLE 0 0 2,400
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 1,595,374 40,206 SH SOLE 0 0 40,206
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 9,274,205 190,984 SH SOLE 0 0 190,984
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 10,142,551 326,127 SH SOLE 0 0 326,127
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 3,310,269 86,975 SH SOLE 0 0 86,975
SCHWAB STRATEGIC TR MUN BD ETF 808524649 291,998 11,309 SH SOLE 0 0 11,309
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 805,053 25,388 SH SOLE 0 0 25,388
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 217,364 1,370 SH SOLE 0 0 1,370
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 1,326,358 24,741 SH SOLE 0 0 24,741
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 648,675 3,502 SH SOLE 0 0 3,502
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,311,967 6,886 SH SOLE 0 0 6,886
SHELL PLC SPON ADS 780259305 360,419 4,648 SH SOLE 0 0 4,648
SHOPIFY INC CL A SUB VTG SHS 82509L107 629,246 5,511 SH SOLE 0 0 5,511
SIMON PPTY GROUP INC NEW COM 828806109 380,876 1,703 SH SOLE 0 0 1,703
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525 4,680,836 95,391 SH SOLE 0 0 95,391
SNOWFLAKE INC COM SHS 833445109 785,896 3,088 SH SOLE 0 0 3,088
SOUTHERN CO COM 842587107 892,275 9,323 SH SOLE 0 0 9,323
SPDR SERIES TRUST ST INTER BD ETF 78464A375 5,308,483 158,652 SH SOLE 0 0 158,652
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 1,451,021 57,037 SH SOLE 0 0 57,037
SPDR SERIES TRUST ST STR CONV ETF 78464A359 346,102 3,210 SH SOLE 0 0 3,210
SPDR SERIES TRUST ST STR CORPO ETF 78464A144 4,072,823 140,249 SH SOLE 0 0 140,249
SPDR SERIES TRUST ST STR P400MID 78464A847 3,394,533 50,245 SH SOLE 0 0 50,245
SPDR SERIES TRUST ST STR P500GRW 78464A409 10,655,286 89,548 SH SOLE 0 0 89,548
SPDR SERIES TRUST ST STR P500VAL 78464A508 2,831,173 46,573 SH SOLE 0 0 46,573
SPDR SERIES TRUST ST STR SP BIOT 78464A870 3,110,562 19,656 SH SOLE 0 0 19,656
SPDR SERIES TRUST ST STR SP600 SML 78468R853 3,792,515 65,762 SH SOLE 0 0 65,762
SPDR SERIES TRUST STATE STRET SPDR 78468R861 1,144,072 60,437 SH SOLE 0 0 60,437
SPHERE ENTERTAINMENT CO CL A 55826T102 256,950 1,485 SH SOLE 0 0 1,485
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,188,633 5,609 SH SOLE 0 0 5,609
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 5,132,082 7,297 SH SOLE 0 0 7,297
STRYKER CORPORATION COM 863667101 637,551 2,025 SH SOLE 0 0 2,025
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,012,448 2,120 SH SOLE 0 0 2,120
TCW ETF TRUST FLEXIBLE INCOME 29287L700 328,305 8,373 SH SOLE 0 0 8,373
TEMPLETON EMERGING MKTS INCO COM 880192109 114,580 17,000 SH SOLE 0 0 17,000
TESLA INC COM 88160R101 1,076,736 2,560 SH SOLE 0 0 2,560
THE CIGNA GROUP COM 125523100 309,037 1,121 SH SOLE 0 0 1,121
THERMO FISHER SCIENTIFIC INC COM 883556102 285,600 570 SH SOLE 0 0 570
TJX COS INC NEW COM 872540109 1,320,777 8,718 SH SOLE 0 0 8,718
T-MOBILE US INC COM 872590104 397,688 2,371 SH SOLE 0 0 2,371
TORONTO DOMINION BK ONT COM NEW 891160509 235,938 1,943 SH SOLE 0 0 1,943
TRANE TECHNOLOGIES PLC SHS G8994E103 6,209,736 12,643 SH SOLE 0 0 12,643
TRAVELERS COMPANIES INC COM 89417E109 355,539 1,077 SH SOLE 0 0 1,077
UBER TECHNOLOGIES INC COM 90353T100 502,883 6,969 SH SOLE 0 0 6,969
UNILEVER PLC SPON ADR NEW 904767803 395,770 6,583 SH SOLE 0 0 6,583
UNION PAC CORP COM 907818108 431,936 1,588 SH SOLE 0 0 1,588
UNITED PARCEL SVCS INC CL B 911312106 319,705 2,974 SH SOLE 0 0 2,974
UNITEDHEALTH GROUP INC COM 91324P102 808,400 1,945 SH SOLE 0 0 1,945
VALERO ENERGY CORP COM 91913Y100 310,072 1,191 SH SOLE 0 0 1,191
VALLEY NATL BANCORP COM 919794107 221,757 15,137 SH SOLE 0 0 15,137
VANECK ETF TRUST CLO ETF 92189H748 2,048,530 38,688 SH SOLE 0 0 38,688
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 3,581,885 122,499 SH SOLE 0 0 122,499
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 679,365 13,189 SH SOLE 0 0 13,189
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 1,218,285 53,200 SH SOLE 0 0 53,200
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 298,731 1,947 SH SOLE 0 0 1,947
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 257,539 2,195 SH SOLE 0 0 2,195
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 2,014,910 14,650 SH SOLE 0 0 14,650
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,197,334 28,648 SH SOLE 0 0 28,648
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 550,841 2,237 SH SOLE 0 0 2,237
VANGUARD INDEX FDS GROWTH ETF 922908736 2,022,412 23,478 SH SOLE 0 0 23,478
VANGUARD INDEX FDS LARGE CAP ETF 922908637 989,773 2,878 SH SOLE 0 0 2,878
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 465,941 2,358 SH SOLE 0 0 2,358
VANGUARD INDEX FDS MID CAP ETF 922908629 1,037,637 12,879 SH SOLE 0 0 12,879
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,973,584 15,978 SH SOLE 0 0 15,978
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,072,483 8,529 SH SOLE 0 0 8,529
VANGUARD INDEX FDS SMALL CP ETF 922908751 379,963 1,254 SH SOLE 0 0 1,254
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,925,688 5,204 SH SOLE 0 0 5,204
VANGUARD INDEX FDS VALUE ETF 922908744 16,449,074 75,479 SH SOLE 0 0 75,479
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 507,883 5,736 SH SOLE 0 0 5,736
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 796,544 5,163 SH SOLE 0 0 5,163
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 550,323 7,094 SH SOLE 0 0 7,094
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,199,401 143,329 SH SOLE 0 0 143,329
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 791,504 10,360 SH SOLE 0 0 10,360
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 679,248 8,864 SH SOLE 0 0 8,864
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,153,527 22,806 SH SOLE 0 0 22,806
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,838,927 46,448 SH SOLE 0 0 46,448
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 215,885 1,778 SH SOLE 0 0 1,778
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 575,831 2,434 SH SOLE 0 0 2,434
VANGUARD STAR FDS VG TL INTL STK F 921909768 514,564 6,019 SH SOLE 0 0 6,019
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,128,887 29,879 SH SOLE 0 0 29,879
VANGUARD WELLINGTON FD US MOMENTUM 921935508 776,475 3,112 SH SOLE 0 0 3,112
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 454,336 2,875 SH SOLE 0 0 2,875
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,699,435 28,908 SH SOLE 0 0 28,908
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 269,461 2,744 SH SOLE 0 0 2,744
VANGUARD WORLD FD FINANCIALS ETF 92204A405 355,452 2,701 SH SOLE 0 0 2,701
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 25,966,753 158,867 SH SOLE 0 0 158,867
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,737,317 53,888 SH SOLE 0 0 53,888
VERIZON COMMUNICATIONS INC COM 92343V104 705,931 16,673 SH SOLE 0 0 16,673
VERTEX PHARMACEUTICALS INC COM 92532F100 989,486 1,992 SH SOLE 0 0 1,992
VISA INC COM CL A 92826C839 1,831,071 5,337 SH SOLE 0 0 5,337
WALMART INC COM 931142103 1,783,510 15,747 SH SOLE 0 0 15,747
WASTE MGMT INC DEL COM 94106L109 236,476 1,061 SH SOLE 0 0 1,061
WATSCO INC COM 942622200 216,700 520 SH SOLE 0 0 520
WELLS FARGO & CO COM 949746101 1,589,167 19,230 SH SOLE 0 0 19,230
WISDOMTREE TR EMER MKT HIGH FD 97717W315 238,935 4,442 SH SOLE 0 0 4,442
WISDOMTREE TR GLOB EX US QU FD 97717W844 2,135,225 46,237 SH SOLE 0 0 46,237
WISDOMTREE TR INTK MLTIFACTR 97717Y774 507,647 14,953 SH SOLE 0 0 14,953
WISDOMTREE TR INTL QULTY DIV 97717X131 268,690 6,237 SH SOLE 0 0 6,237
WISDOMTREE TR ITL HIGH DIV FD 97717W802 1,630,767 30,138 SH SOLE 0 0 30,138
WISDOMTREE TR US MIDCAP FUND 97717W570 5,894,940 77,786 SH SOLE 0 0 77,786
WISDOMTREE TR US QTLY DIV GRT 97717X669 206,635 2,161 SH SOLE 0 0 2,161
YUM BRANDS INC COM 988498101 309,649 1,937 SH SOLE 0 0 1,937