The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 355,688 1,396 SH SOLE 0 0 1,396
ADOBE INC COM 00724F101 1,075,957 4,934 SH SOLE 0 0 4,934
ALPHABET INC CAP STK CL A 02079K305 240,936 657 SH SOLE 0 0 657
ALTRIA GROUP INC COM 02209S103 1,363,823 18,974 SH SOLE 0 0 18,974
AMERICAN CENTY ETF TR US SML CP VALU 025072877 18,584,864 150,096 SH SOLE 0 0 150,096
AMERICAN CENTY ETF TR US EQT ETF 025072885 3,014,253 23,562 SH SOLE 0 0 23,562
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 15,964,730 150,938 SH SOLE 0 0 150,938
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 7,104,258 74,538 SH SOLE 0 0 74,538
APOLLO GLOBAL MGMT INC COM 03769M106 729,554 5,972 SH SOLE 0 0 5,972
APPLE INC COM 037833100 1,404,947 4,494 SH SOLE 0 0 4,494
BANK OF NY MELLON CORP COM 064058100 692,233 4,616 SH SOLE 0 0 4,616
CAESARS ENTERTAINMENT INC NE COM 12769G100 412,496 13,686 SH SOLE 0 0 13,686
CARDINAL HEALTH INC COM 14149Y108 1,293,624 5,446 SH SOLE 0 0 5,446
CHEVRON CORPORATION COM 166764100 256,494 1,526 SH SOLE 0 0 1,526
COLGATE PALMOLIVE CO COM 194162103 1,024,890 10,974 SH SOLE 0 0 10,974
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 215,558 3,090 SH SOLE 0 0 3,090
DOMINOS PIZZA INC COM 25754A201 920,298 3,008 SH SOLE 0 0 3,008
EOG RES INC COM 26875P101 884,018 6,832 SH SOLE 0 0 6,832
EQT CORP COM 26884L109 953,233 18,434 SH SOLE 0 0 18,434
HERSHEY CO COM 427866108 260,048 1,465 SH SOLE 0 0 1,465
INVESCO EXCH TRD SLF IDX FD BULLETSHS 32 MUN 46139W833 410,518 16,316 SH SOLE 0 0 16,316
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 252,782 10,688 SH SOLE 0 0 10,688
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486 2,664,679 113,415 SH SOLE 0 0 113,415
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478 388,568 16,869 SH SOLE 0 0 16,869
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 441,521 8,000 SH SOLE 0 0 8,000
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 26,491,998 123,219 SH SOLE 0 0 123,219
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 584,189 6,600 SH SOLE 0 0 6,600
ISHARES TR CORE S&P US VLU 464287663 563,063 5,032 SH SOLE 0 0 5,032
ISHARES TR CORE US AGGBD ET 464287226 1,144,539 11,601 SH SOLE 0 0 11,601
ISHARES TR 1 3 YR TREAS BD 464287457 8,771,402 106,994 SH SOLE 0 0 106,994
ISHARES TR 7-10 YR TRSY BD 464287440 26,224,782 278,454 SH SOLE 0 0 278,454
ISHARES TR MSCI USA MIN ETF 46429B697 5,076,872 51,863 SH SOLE 0 0 51,863
ISHARES TR MSCI EAFE MIN VL 46429B689 265,667 2,976 SH SOLE 0 0 2,976
ISHARES TR MBS ETF 464288588 1,883,328 19,976 SH SOLE 0 0 19,976
ISHARES TR 0-3 MTH TREASURY 46436E718 5,998,980 59,727 SH SOLE 0 0 59,727
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,914,504 77,592 SH SOLE 0 0 77,592
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2,898,003 56,902 SH SOLE 0 0 56,902
JOHNSON & JOHNSON COM 478160104 694,994 2,680 SH SOLE 0 0 2,680
LENNOX INTL INC COM 526107107 672,553 1,184 SH SOLE 0 0 1,184
LOWES COS INC COM 548661107 694,121 3,102 SH SOLE 0 0 3,102
LULULEMON ATHLETICA INC COM 550021109 743,796 6,432 SH SOLE 0 0 6,432
MASTERCARD INCORPORATED CL A 57636Q104 1,083,625 2,033 SH SOLE 0 0 2,033
MCKESSON CORP COM 58155Q103 1,054,457 1,345 SH SOLE 0 0 1,345
MICROSOFT CORP COM 594918104 378,588 979 SH SOLE 0 0 979
NETAPP INC COM 64110D104 843,137 5,155 SH SOLE 0 0 5,155
NVIDIA CORPORATION COM 67066G104 1,082,283 5,535 SH SOLE 0 0 5,535
OREILLY AUTOMOTIVE INC COM 67103H107 860,617 10,216 SH SOLE 0 0 10,216
PHILIP MORRIS INTL INC COM 718172109 430,048 2,328 SH SOLE 0 0 2,328
PPL CORP COM 69351T106 318,117 8,810 SH SOLE 0 0 8,810
PROCTER & GAMBLE CO COM 742718109 280,366 1,878 SH SOLE 0 0 1,878
SPDR GOLD TR GOLD SHS 78463V107 386,333 1,011 SH SOLE 0 0 1,011
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 857,199 9,375 SH SOLE 0 0 9,375
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 498,634 15,875 SH SOLE 0 0 15,875
TESLA INC COM 88160R101 685,904 1,634 SH SOLE 0 0 1,634
TRANSDIGM GROUP INC COM 893641100 335,468 249 SH SOLE 0 0 249
ULTA BEAUTY INC COM 90384S303 809,844 1,790 SH SOLE 0 0 1,790
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 338,849 13,241 SH SOLE 0 0 13,241
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 275,483 3,767 SH SOLE 0 0 3,767
VANGUARD INDEX FDS VALUE ETF 922908744 200,788 915 SH SOLE 0 0 915
VANGUARD INDEX FDS TOTAL STK MKT 922908769 474,191 1,276 SH SOLE 0 0 1,276
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,103,939 11,734 SH SOLE 0 0 11,734
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 244,131 4,064 SH SOLE 0 0 4,064
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 359,162 4,555 SH SOLE 0 0 4,555
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 222,452 3,828 SH SOLE 0 0 3,828
VICTORY PORTFOLIOS II VICSHS DV AC ETF 92647N667 304,669 5,160 SH SOLE 0 0 5,160
VISA INC COM CL A 92826C839 1,310,908 3,669 SH SOLE 0 0 3,669
WABASH NATL CORP COM 929566107 156,668 12,051 SH SOLE 0 0 12,051
WW GRAINGER INC COM 384802104 1,142,220 834 SH SOLE 0 0 834