v3.26.1
Bank Borrowing
 12 Months Ended
Mar. 31, 2026
Bank Borrowing [Abstract]  
BANK BORROWING

NOTE – 12 BANK BORROWING

 

Bank borrowing consisted of the following:

 

   Term of
repayments		  Annual interest rate   March 31,
2026		   March 31,
2025		 
                
Term loan  5 years   4.25%  $38,103   $83,552 
Term loan  5 years   7.75%   338,601    
-
 
           $376,704   $83,552 
Representing :-                  
Within 12 months          $108,059   $46,983 
Over 1 year           268,645    36,569 
                   
           $376,704   $83,552 

 

As of March 31, 2026 and March 31, 2025, bank borrowing was obtained from a financial institution in Singapore, which bear annual interest at fixed rate ranging from 4.25% to 7.75% and are repayable in 5 years.

 

The Company’s bank borrowing is guaranteed under personal guarantees from the directors, Eng Chye Koh and Joanna Hui Cheng Soh (resigned as a director on January 20, 2026), and a third party.