The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 221,014 1,365 SH SOLE 0 0 1,365
ABBVIE INC COM 00287Y109 388,663 1,545 SH SOLE 0 0 1,545
ADOBE INC COM 00724F101 1,562,252 7,620 SH SOLE 0 0 7,620
ADVANCED MICRO DEVICES INC COM 007903107 1,051,447 1,810 SH SOLE 0 0 1,810
AIRBNB INC COM CL A 009066101 363,903 2,543 SH SOLE 0 0 2,543
ALPHABET INC CAP STK CL A 02079K305 9,385,769 26,263 SH SOLE 0 0 26,263
ALPHABET INC CAP STK CL C 02079K107 3,382,358 9,573 SH SOLE 0 0 9,573
AMAZON COM INC COM 023135106 4,609,257 19,339 SH SOLE 0 0 19,339
AMGEN INC COM 031162100 337,999 933 SH SOLE 0 0 933
APPLE INC COM 037833100 15,018,915 51,904 SH SOLE 0 0 51,904
ARK ETF TR INNOVATION ETF 00214Q104 1,766,887 21,862 SH SOLE 0 0 21,862
AT&T INC COM 00206R102 406,488 19,637 SH SOLE 0 0 19,637
BANK OF AMER CORP COM 060505104 1,852,598 32,513 SH SOLE 0 0 32,513
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,246,550 3 SH SOLE 0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,105,362 2,209 SH SOLE 0 0 2,209
BHP BILLITON LIMITED SPONSORED ADS 088606108 275,122 3,302 SH SOLE 0 0 3,302
BLACKROCK INC COM 09290D101 750,604 781 SH SOLE 0 0 781
BLACKSTONE INC COM 09260D107 664,789 5,650 SH SOLE 0 0 5,650
BRAZIL POTASH CORP COMMON SHARES 10586A108 23,650 11,000 SH SOLE 0 0 11,000
BROADCOM INC COM 11135F101 3,045,798 8,063 SH SOLE 0 0 8,063
CAPITAL ONE FINL CORP COM 14040H105 1,399,124 6,974 SH SOLE 0 0 6,974
CATERPILLAR INC COM 149123101 633,718 595 SH SOLE 0 0 595
CHEVRON CORPORATION COM 166764100 2,536,930 15,305 SH SOLE 0 0 15,305
CISCO SYS INC COM 17275R102 1,328,003 11,306 SH SOLE 0 0 11,306
CITIGROUP INC COM NEW 172967424 215,678 1,541 SH SOLE 0 0 1,541
COCA COLA CO COM 191216100 245,504 3,021 SH SOLE 0 0 3,021
COMCAST CORP NEW CL A 20030N101 344,256 14,023 SH SOLE 0 0 14,023
CORNING INC COM 219350105 1,424,789 5,578 SH SOLE 0 0 5,578
COSTCO WHOLESALE CORPORATION COM 22160K105 2,711,242 2,898 SH SOLE 0 0 2,898
CROWDSTRIKE HLDGS INC CL A 22788C105 343,413 450 SH SOLE 0 0 450
CSX CORP COM 126408103 370,734 7,800 SH SOLE 0 0 7,800
DEERE & CO COM 244199105 1,299,809 2,049 SH SOLE 0 0 2,049
DIODES INC COM 254543101 437,760 4,000 SH SOLE 0 0 4,000
DISNEY WALT CO COM 254687106 1,827,786 18,990 SH SOLE 0 0 18,990
EATON CORP PLC SHS G29183103 1,572,809 3,691 SH SOLE 0 0 3,691
ELI LILLY & CO COM 532457108 5,450,234 4,544 SH SOLE 0 0 4,544
EXXON MOBIL CORP COM 30231G102 549,502 4,019 SH SOLE 0 0 4,019
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 237,614 3,420 SH SOLE 0 0 3,420
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 238,745 836 SH SOLE 0 0 836
FIRST SOLAR INC COM 336433107 281,500 1,193 SH SOLE 0 0 1,193
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 1,873,378 37,730 SH SOLE 0 0 37,730
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 12,018,119 623,023 SH SOLE 0 0 623,023
FISERV INC COM 337738108 1,429,366 29,141 SH SOLE 0 0 29,141
GILEAD SCIENCES INC COM 375558103 578,258 4,577 SH SOLE 0 0 4,577
GLOBAL X FDS RATE PREFERRED 37954Y376 2,562,413 116,315 SH SOLE 0 0 116,315
GLOBAL X FDS US PFD ETF 37954Y657 682,022 36,491 SH SOLE 0 0 36,491
HOME DEPOT INC COM 437076102 1,036,527 2,939 SH SOLE 0 0 2,939
ILLINOIS TOOL WKS INC COM 452308109 255,053 943 SH SOLE 0 0 943
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 2,978,063 86,900 SH SOLE 0 0 86,900
INNOVATOR ETFS TRUST EQUITY 1YR JANUA 45784N817 219,758 7,850 SH SOLE 0 0 7,850
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756 481,548 12,250 SH SOLE 0 0 12,250
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 510,733 9,695 SH SOLE 0 0 9,695
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 15,995,913 300,336 SH SOLE 0 0 300,336
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 366,507 8,685 SH SOLE 0 0 8,685
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 1,722,910 32,384 SH SOLE 0 0 32,384
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 1,686,976 35,285 SH SOLE 0 0 35,285
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771 15,723,788 296,555 SH SOLE 0 0 296,555
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664 2,506,626 47,537 SH SOLE 0 0 47,537
INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433 1,741,769 33,087 SH SOLE 0 0 33,087
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 15,964,736 271,186 SH SOLE 0 0 271,186
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 15,862,575 292,075 SH SOLE 0 0 292,075
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 1,641,003 33,710 SH SOLE 0 0 33,710
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 1,749,856 30,365 SH SOLE 0 0 30,365
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326 1,774,583 37,478 SH SOLE 0 0 37,478
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 201,455 4,414 SH SOLE 0 0 4,414
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 248,199 5,085 SH SOLE 0 0 5,085
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 254,374 5,325 SH SOLE 0 0 5,325
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 238,315 5,135 SH SOLE 0 0 5,135
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 242,748 4,905 SH SOLE 0 0 4,905
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 1,681,190 31,357 SH SOLE 0 0 31,357
INTEL CORP COM 458140100 493,821 3,537 SH SOLE 0 0 3,537
INTERNATIONAL BUSINESS MACHS COM 459200101 411,521 1,463 SH SOLE 0 0 1,463
INTUITIVE SURGICAL INC COM NEW 46120E602 210,770 530 SH SOLE 0 0 530
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 1,343,878 10,989 SH SOLE 0 0 10,989
INVESCO QQQ TR UNIT SER 1 46090E103 18,102,180 24,582 SH SOLE 0 0 24,582
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 2,438,426 73,248 SH SOLE 0 0 73,248
ISHARES GOLD TR ISHARES NEW 464285204 505,313 6,692 SH SOLE 0 0 6,692
ISHARES TR 0-5YR INVT GR CP 46434V100 12,629,169 250,728 SH SOLE 0 0 250,728
ISHARES TR CORE S&P MCP ETF 464287507 326,175 4,230 SH SOLE 0 0 4,230
ISHARES TR CORE S&P SCP ETF 464287804 828,172 5,584 SH SOLE 0 0 5,584
ISHARES TR CORE S&P500 ETF 464287200 944,621 1,261 SH SOLE 0 0 1,261
ISHARES TR EAFE VALUE ETF 464288877 229,650 3,000 SH SOLE 0 0 3,000
ISHARES TR MSCI USA QLT FCT 46432F339 647,319 2,950 SH SOLE 0 0 2,950
ISHARES TR RUS 1000 ETF 464287622 266,994 652 SH SOLE 0 0 652
ISHARES TR RUS MID CAP ETF 464287499 215,124 1,950 SH SOLE 0 0 1,950
ISHARES TR RUSSELL 2000 ETF 464287655 651,050 2,167 SH SOLE 0 0 2,167
ISHARES TR ULTRA SHORT DUR 46434V878 4,284,227 84,702 SH SOLE 0 0 84,702
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,039,210 36,105 SH SOLE 0 0 36,105
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 5,619,692 111,127 SH SOLE 0 0 111,127
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 348,543 7,361 SH SOLE 0 0 7,361
JOHNSON & JOHNSON COM 478160104 4,262,860 16,785 SH SOLE 0 0 16,785
JPMORGAN CHASE & CO COM 46625H100 5,214,310 15,930 SH SOLE 0 0 15,930
KIMBERLY-CLARK CORP COM 494368103 408,125 3,718 SH SOLE 0 0 3,718
KINDER MORGAN INC DEL COM 49456B101 355,219 11,111 SH SOLE 0 0 11,111
L3HARRIS TECHNOLOGIES INC COM 502431109 314,480 1,082 SH SOLE 0 0 1,082
LAM RESEARCH CORP COM NEW 512807306 1,289,157 2,975 SH SOLE 0 0 2,975
LOWES COS INC COM 548661107 1,501,331 6,809 SH SOLE 0 0 6,809
MASTERCARD INCORPORATED CL A 57636Q104 505,896 985 SH SOLE 0 0 985
MCDONALDS CORP COM 580135101 1,655,266 6,124 SH SOLE 0 0 6,124
MERCK & CO INC COM 58933Y105 277,432 2,159 SH SOLE 0 0 2,159
META PLATFORMS INC CL A 30303M102 3,014,576 5,352 SH SOLE 0 0 5,352
MICRON TECHNOLOGY INC COM 595112103 1,483,263 1,285 SH SOLE 0 0 1,285
MICROSOFT CORP COM 594918104 7,447,396 19,965 SH SOLE 0 0 19,965
MILESTONE PHARMACEUTICALS IN COM 59935V107 13,400 10,000 SH SOLE 0 0 10,000
MYR GROUP INC COM 55405W104 250,200 500 SH SOLE 0 0 500
NETFLIX INC. COM 64110L106 689,795 9,661 SH SOLE 0 0 9,661
NEXTERA ENERGY INC COM 65339F101 490,283 5,586 SH SOLE 0 0 5,586
NVIDIA CORPORATION COM 67066G104 8,426,294 42,113 SH SOLE 0 0 42,113
ORACLE CORP COM 68389X105 1,249,850 8,528 SH SOLE 0 0 8,528
PALANTIR TECHNOLOGIES INC CL A 69608A108 514,981 4,414 SH SOLE 0 0 4,414
PALO ALTO NETWORKS INC COM 697435105 5,033,114 14,759 SH SOLE 0 0 14,759
PARKER-HANNIFIN CORP COM 701094104 409,832 419 SH SOLE 0 0 419
PEPSICO INC COM 713448108 690,125 5,097 SH SOLE 0 0 5,097
PFIZER INC COM 717081103 251,347 10,438 SH SOLE 0 0 10,438
PHILIP MORRIS INTL INC COM 718172109 352,775 1,950 SH SOLE 0 0 1,950
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 221,488 2,055 SH SOLE 0 0 2,055
PROCTER & GAMBLE CO COM 742718109 1,683,544 11,481 SH SOLE 0 0 11,481
QUALCOMM INC COM 747525103 2,345,610 12,693 SH SOLE 0 0 12,693
QUANTA SVCS INC COM 74762E102 461,019 640 SH SOLE 0 0 640
RECURSION PHARMACEUTICALS IN CL A 75629V104 47,160 12,850 SH SOLE 0 0 12,850
RTX CORPORATION COM 75513E101 253,546 1,336 SH SOLE 0 0 1,336
SALESFORCE INC COM 79466L302 286,898 1,831 SH SOLE 0 0 1,831
SCHWAB CHARLES CORP COM 808513105 798,930 8,659 SH SOLE 0 0 8,659
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 1,773,044 78,315 SH SOLE 0 0 78,315
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 243,280 6,392 SH SOLE 0 0 6,392
SCHWAB STRATEGIC TR HIGH YIEL BD ETF 808524631 595,045 22,729 SH SOLE 0 0 22,729
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 234,770 7,399 SH SOLE 0 0 7,399
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 848,728 30,640 SH SOLE 0 0 30,640
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 673,320 23,250 SH SOLE 0 0 23,250
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,166,669 383,686 SH SOLE 0 0 383,686
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,526,773 45,117 SH SOLE 0 0 45,117
SCHWAB STRATEGIC TR US REIT ETF 808524847 518,000 21,875 SH SOLE 0 0 21,875
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 900,232 24,916 SH SOLE 0 0 24,916
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 1,070,533 6,747 SH SOLE 0 0 6,747
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 811,980 6,923 SH SOLE 0 0 6,923
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 512,060 9,552 SH SOLE 0 0 9,552
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 330,807 1,786 SH SOLE 0 0 1,786
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 503,546 6,062 SH SOLE 0 0 6,062
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 8,575,190 45,009 SH SOLE 0 0 45,009
SERVICENOW INC COM 81762P102 539,587 5,435 SH SOLE 0 0 5,435
SOUTHWEST AIRLS CO COM 844741108 277,668 5,400 SH SOLE 0 0 5,400
SPDR GOLD TR GOLD SHS 78463V107 380,537 1,033 SH SOLE 0 0 1,033
SPDR SERIES TRUST ST INTER BD ETF 78464A375 13,917,550 415,946 SH SOLE 0 0 415,946
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 381,600 15,000 SH SOLE 0 0 15,000
SPDR SERIES TRUST ST STR SP BIOT 78464A870 443,100 2,800 SH SOLE 0 0 2,800
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,489,674 4,673 SH SOLE 0 0 4,673
STRYKER CORPORATION COM 863667101 766,816 2,436 SH SOLE 0 0 2,436
TESLA INC COM 88160R101 2,547,154 6,056 SH SOLE 0 0 6,056
TEXAS INSTRS INC COM 882508104 366,328 1,229 SH SOLE 0 0 1,229
THERMO FISHER SCIENTIFIC INC COM 883556102 1,368,222 2,729 SH SOLE 0 0 2,729
TWILIO INC CL A 90138F102 444,228 2,153 SH SOLE 0 0 2,153
UNION PAC CORP COM 907818108 567,664 2,087 SH SOLE 0 0 2,087
UNITEDHEALTH GROUP INC COM 91324P102 325,668 784 SH SOLE 0 0 784
US BANCORP COM NEW 902973304 457,832 7,580 SH SOLE 0 0 7,580
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 470,808 4,680 SH SOLE 0 0 4,680
VANGUARD INDEX FDS GROWTH ETF 922908736 16,337,591 189,663 SH SOLE 0 0 189,663
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 680,794 3,445 SH SOLE 0 0 3,445
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 42,979,049 62,578 SH SOLE 0 0 62,578
VANGUARD INDEX FDS SM CP VAL ETF 922908611 300,519 1,237 SH SOLE 0 0 1,237
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,191,330 46,818 SH SOLE 0 0 46,818
VANGUARD INDEX FDS SML CP GRW ETF 922908595 408,780 1,118 SH SOLE 0 0 1,118
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,890,705 21,324 SH SOLE 0 0 21,324
VANGUARD INDEX FDS VALUE ETF 922908744 533,711 2,449 SH SOLE 0 0 2,449
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 251,250 3,000 SH SOLE 0 0 3,000
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 349,903 5,862 SH SOLE 0 0 5,862
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 874,024 10,575 SH SOLE 0 0 10,575
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17,142,172 72,446 SH SOLE 0 0 72,446
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 749,386 10,518 SH SOLE 0 0 10,518
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,396,920 8,840 SH SOLE 0 0 8,840
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,216,512 22,571 SH SOLE 0 0 22,571
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 222,498 561 SH SOLE 0 0 561
VANGUARD WORLD FD ESG US STK ETF 921910733 650,753 4,921 SH SOLE 0 0 4,921
VANGUARD WORLD FD FINANCIALS ETF 92204A405 373,086 2,835 SH SOLE 0 0 2,835
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,103,958 3,692 SH SOLE 0 0 3,692
VANGUARD WORLD FD INF TECH ETF 92204A702 883,285 7,390 SH SOLE 0 0 7,390
VERIZON COMMUNICATIONS INC COM 92343V104 341,544 8,067 SH SOLE 0 0 8,067
VISA INC COM CL A 92826C839 2,846,845 8,298 SH SOLE 0 0 8,298
WALMART INC COM 931142103 932,474 8,233 SH SOLE 0 0 8,233
WELLS FARGO & CO COM 949746101 425,809 5,153 SH SOLE 0 0 5,153
WISDOMTREE TR US SMALLCAP DIVD 97717W604 471,074 11,580 SH SOLE 0 0 11,580
ZOETIS INC CL A 98978V103 504,098 7,015 SH SOLE 0 0 7,015