The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 356,679 614 SH SOLE NONE 614 0 0
ALPHABET INC CAP STK CL A 02079K305 318,417 891 SH SOLE NONE 891 0 0
APPLE INC COM 037833100 378,483 1,308 SH SOLE NONE 1,308 0 0
BIOGEN INC COM 09062X103 151,242 700 SH DFND NONE 0 0 700
BIOGEN INC COM 09062X103 76,701 355 SH SOLE NONE 355 0 0
COLGATE PALMOLIVE CO COM 194162103 403,392 4,400 SH DFND NONE 0 0 4,400
EXCHANGE LISTED FDS TR BANCREEK INT LC 30151E541 72,525 2,419 SH DFND NONE 2,419 0 0
EXCHANGE LISTED FDS TR BANCREEK INT LC 30151E541 2,223,713 74,170 SH SOLE NONE 74,170 0 0
EXCHANGE LISTED FDS TR BANCREEK US LARG 30151E558 25,671 693 SH DFND NONE 693 0 0
EXCHANGE LISTED FDS TR BANCREEK US LARG 30151E558 577,588 15,592 SH SOLE NONE 15,592 0 0
EXXON MOBIL CORP COM 30231G102 403,597 2,952 SH DFND NONE 0 0 2,952
EXXON MOBIL CORP COM 30231G102 54,415 398 SH SOLE NONE 398 0 0
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 61,382 2,208 SH DFND NONE 2,208 0 0
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 1,333,649 47,973 SH SOLE NONE 47,973 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 254,136 3,393 SH DFND NONE 3,393 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 5,242,401 69,992 SH SOLE NONE 69,992 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,753,012 8,239 SH SOLE NONE 8,239 0 0
ISHARES INC MSCI ISRAEL ETF 464286632 473,183 3,920 SH SOLE NONE 3,920 0 0
ISHARES INC MSCI PAC JP ETF 464286665 30,784 578 SH DFND NONE 578 0 0
ISHARES INC MSCI PAC JP ETF 464286665 869,150 16,319 SH SOLE NONE 16,319 0 0
ISHARES INC MSCI JAPAN ETF 46434G822 62,304 668 SH DFND NONE 668 0 0
ISHARES INC MSCI JAPAN ETF 46434G822 1,834,994 19,674 SH SOLE NONE 19,674 0 0
ISHARES TR CORE S&P500 ETF 464287200 59,911 80 SH DFND NONE 80 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,007,025 2,680 SH SOLE NONE 2,680 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 33,316 487 SH DFND NONE 487 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,166,613 31,671 SH SOLE NONE 31,671 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 49,649 525 SH DFND NONE 525 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 1,757,867 18,588 SH SOLE NONE 18,588 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 98,860 1,204 SH DFND NONE 1,204 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,959,391 23,863 SH SOLE NONE 23,863 0 0
ISHARES TR RUS MID CAP ETF 464287499 306,138 2,775 SH SOLE NONE 2,775 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 219,629 731 SH SOLE NONE 731 0 0
ISHARES TR INTL TREA BD ETF 464288117 180,983 4,411 SH DFND NONE 4,411 0 0
ISHARES TR INTL TREA BD ETF 464288117 3,213,839 78,329 SH SOLE NONE 78,329 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 149,408 2,810 SH DFND NONE 2,810 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,418,618 64,296 SH SOLE NONE 64,296 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 73,112 1,395 SH DFND NONE 1,395 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,892,473 36,109 SH SOLE NONE 36,109 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 77,400 659 SH DFND NONE 659 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 1,629,384 13,873 SH SOLE NONE 13,873 0 0
ISHARES TR 10+ YR INVST GRD 464289511 345,076 6,896 SH SOLE NONE 6,896 0 0
ISHARES TR CORE MSCI EURO 46434V738 82,161 1,093 SH DFND NONE 1,093 0 0
ISHARES TR CORE MSCI EURO 46434V738 3,088,660 41,089 SH SOLE NONE 41,089 0 0
ISHARES TR BROAD USD HIGH 46435U853 28,431 768 SH DFND NONE 768 0 0
ISHARES TR BROAD USD HIGH 46435U853 764,463 20,650 SH SOLE NONE 20,650 0 0
JOHNSON & JOHNSON COM 478160104 241,272 950 SH DFND NONE 0 0 950
JOHNSON & JOHNSON COM 478160104 69,334 273 SH SOLE NONE 273 0 0
JPMORGAN CHASE & CO COM 46625H100 163,665 500 SH DFND NONE 0 0 500
JPMORGAN CHASE & CO COM 46625H100 149,917 458 SH SOLE NONE 458 0 0
MICROSOFT CORP COM 594918104 267,082 716 SH SOLE NONE 716 0 0
NEXTERA ENERGY INC COM 65339F101 245,756 2,800 SH DFND NONE 0 0 2,800
NEXTERA ENERGY INC COM 65339F101 39,233 447 SH SOLE NONE 447 0 0
PROCTER & GAMBLE CO COM 742718109 661,640 4,512 SH DFND NONE 0 0 4,512
PROCTER & GAMBLE CO COM 742718109 36,367 248 SH SOLE NONE 248 0 0
S&P GLOBAL INC COM 78409V104 692,342 1,700 SH DFND NONE 0 0 1,700
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308 400,480 4,821 SH SOLE NONE 4,821 0 0
SHELL PLC SPON ADS 780259305 1,504,974 19,409 SH DFND NONE 0 0 19,409
SPDR SERIES TRUST BLOOMBERG INTL 78464A151 283,644 9,097 SH DFND NONE 9,097 0 0
SPDR SERIES TRUST BLOOMBERG INTL 78464A151 6,123,128 196,380 SH SOLE NONE 196,380 0 0
UNILEVER PLC SPON ADR NEW 904767803 688,254 11,448 SH DFND NONE 0 0 11,448
ALPHABET INC CAP STK CL C 02079K107 237,438 672 SH SOLE NONE 672 0 0
AMAZON COM INC COM 023135106 225,470 946 SH SOLE NONE 946 0 0
BROADCOM INC COM 11135F101 207,385 549 SH SOLE NONE 549 0 0
DISNEY WALT CO COM 254687106 230,519 2,395 SH SOLE NONE 2,395 0 0
INTEL CORP COM 458140100 527,383 3,777 SH SOLE NONE 3,777 0 0
MICROSOFT CORP COM 594918104 236,122 633 SH SOLE NONE 633 0 0
NVIDIA CORPORATION COM 67066G104 226,502 1,132 SH SOLE NONE 1,132 0 0