v3.26.1
Bank loans
12 Months Ended
Dec. 31, 2025
Debt Disclosure [Abstract]  
Bank loans

 

11 Bank loans

 

The Company has a five-year S$100,000 unsecured fixed rate bank loan which expires in January 2026. The bank loan carries an interest rate of 2.5% per annum. The bank loan has been fully repaid in January 2026.

 

In November 2024, the Company has secured another five-year S$200,000 unsecured fixed rate bank loan which expires in November 2029. The bank loan carries an interest rate of 8.0% per annum.

 

At December 31, 2024 and 2025, the carrying amount of the bank loans were S$218,978 and S$164,929 (US$128,220), respectively. Interest expenses for the years ended December 31, 2023, 2024 and 2025 are S$727, S$1,783 and S$14,724 (US$11,447), respectively.

 

The maturities schedule is as follows:

 Schedule of maturities

   Maturities schedule 
   2025   2025 
Year ending December 31,  S$   US$ 
2026   38,728    30,108 
2027   40,022    31,114 
2028   43,344    33,697 
2029   42,835    33,301 
           
Total   164,929    128,220 
Less: current portion   (38,728)   (30,108)
Long-term portion   126,201    98,112 

 

 

CUPRINA HOLDINGS (CAYMAN) LIMITED

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS