The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 93,378 4,511 SH SOLE 4,511 0 0
AT&T Inc Com 00206R102 47,776 2,308 SH DFND 2,308 0 0
Abbot Laboratories Com 002824100 1,162,198 12,808 SH SOLE 12,732 76 0
Abbot Laboratories Com 002824100 155,438 1,713 SH DFND 1,713 0 0
Abbvie Inc Com 00287Y109 2,168,634 8,618 SH SOLE 8,118 500 0
Abbvie Inc Com 00287Y109 168,599 670 SH DFND 670 0 0
Adobe Systems Inc Com 00724F101 4,305 21 SH SOLE 21 0 0
Advanced Micro Devices Com 007903107 82,489 142 SH SOLE 142 0 0
Air Products & Chemicals Inc Com 009158106 2,932 10 SH SOLE 10 0 0
The Allstate Corp. Com 020002101 177,979 748 SH SOLE 748 0 0
The Allstate Corp. Com 020002101 11,897 50 SH DFND 50 0 0
Ally Financial Inc Com 02005N100 15,715 342 SH SOLE 342 0 0
Alphabet Inc - C Com 02079K107 446,962 1,265 SH SOLE 1,265 0 0
Alphabet Inc - A Com 02079K305 1,959,817 5,484 SH SOLE 5,484 0 0
Alphabet Inc - A Com 02079K305 714,740 2,000 SH DFND 2,000 0 0
Altria Group Inc Com 02209S103 281,109 3,907 SH SOLE 3,907 0 0
Altria Group Inc Com 02209S103 4,821 67 SH DFND 67 0 0
Amazon.Com Inc Com 023135106 2,266,137 9,508 SH SOLE 9,462 46 0
Amazon.Com Inc Com 023135106 127,035 533 SH DFND 533 0 0
Avantis US Small Cap Com 025072877 1,011,305 8,106 SH SOLE 7,307 799 0
Avantis US Small Cap Com 025072877 25,701 206 SH DFND 206 0 0
American Express Co Com 025816109 227,304 672 SH SOLE 672 0 0
American Tower Corp Com 03027X100 505,268 3,089 SH SOLE 3,067 22 0
American Tower Corp Com 03027X100 18,156 111 SH DFND 111 0 0
Ameriprise Financial Inc Com 03076C106 41,288 90 SH SOLE 90 0 0
Amgen Inc Com 031162100 62,647 173 SH SOLE 173 0 0
Analog Devices Inc Com 032654105 39,320 99 SH SOLE 99 0 0
Elevance Health Inc Com 036752103 375,515 971 SH SOLE 971 0 0
Apple Inc Com 037833100 4,821,895 16,664 SH SOLE 16,611 53 0
Apple Inc Com 037833100 813,970 2,813 SH DFND 2,813 0 0
Applied Materials Inc Com 038222105 98,328 136 SH SOLE 136 0 0
Atmos Energy Corp Com 049560105 34,454 200 SH SOLE 200 0 0
Automatic Data Processing Inc Com 053015103 99,434 444 SH SOLE 444 0 0
Autozone Inc Com 053332102 19,176 6 SH SOLE 6 0 0
AvalonBay Communities Inc Com 053484101 47,173 250 SH SOLE 250 0 0
BP P.L.C. Com 055622104 337,760 9,141 SH SOLE 9,141 0 0
BP P.L.C. Com 055622104 48,848 1,322 SH DFND 1,322 0 0
Bank of America Corp Com 060505104 602,962 10,582 SH SOLE 10,582 0 0
Baxter International Corp Com 071813109 21,320 1,000 SH DFND 1,000 0 0
Berkshire Hathaway Inc Class B Com 084670702 58,045 116 SH SOLE 116 0 0
Berkshire Hathaway Inc Class B Com 084670702 75,059 150 SH DFND 150 0 0
BHP Billiton Ltd ADR Com 088606108 628,324 7,542 SH SOLE 7,483 59 0
BHP Billiton Ltd ADR Com 088606108 7,914 95 SH DFND 95 0 0
Blackstone Inc. Com 09260D107 45,891 390 SH SOLE 390 0 0
Blackrock Inc. Com 09290D101 85,579 89 SH SOLE 89 0 0
Blackrock Inc. Com 09290D101 57,694 60 SH DFND 60 0 0
Boeing Company Com 097023105 9,092 42 SH SOLE 42 0 0
Booking Holdings Inc Com 09857L108 26,736 150 SH SOLE 150 0 0
Bristol-Myers Squibb Com 110122108 439,929 7,635 SH SOLE 7,135 500 0
Bristol-Myers Squibb Com 110122108 57,620 1,000 SH DFND 1,000 0 0
Broadcom Inc Com 11135F101 3,418,638 9,050 SH SOLE 9,050 0 0
Broadcom Inc Com 11135F101 377,750 1,000 SH DFND 1,000 0 0
CBRE Group Inc Com 12504L109 13,334 99 SH SOLE 99 0 0
C.H. Robinson Worldwide, Inc. Com 12541W209 56,502 300 SH DFND 300 0 0
Cigna Corp Com 125523100 35,563 129 SH SOLE 129 0 0
CMS Energy Corp Com 125896100 107,483 1,405 SH SOLE 1,405 0 0
CVS Health Corp Com 126650100 46,553 450 SH SOLE 450 0 0
Capital One Financial Corporat Com 14040H105 19,460 97 SH SOLE 97 0 0
Cardinal Health Inc Com 14149Y108 59,390 250 SH SOLE 0 250 0
Carrier Global Corp Com 14448C104 191,590 2,612 SH SOLE 2,612 0 0
Carrier Global Corp Com 14448C104 22,005 300 SH DFND 300 0 0
Caterpillar Inc Com 149123101 518,606 487 SH SOLE 487 0 0
Caterpillar Inc Com 149123101 532,450 500 SH DFND 500 0 0
Centerpoint Energy Com 15189T107 8,808 200 SH SOLE 200 0 0
Chevron Corp Com 166764100 607,676 3,666 SH SOLE 3,666 0 0
Chevron Corp Com 166764100 266,211 1,606 SH DFND 1,606 0 0
Chipotle Mexican Grill Inc Com 169656105 794,580 23,370 SH SOLE 23,370 0 0
Chipotle Mexican Grill Inc Com 169656105 29,206 859 SH DFND 859 0 0
Cisco Systems Inc Com 17275R102 512,126 4,360 SH SOLE 4,360 0 0
Cisco Systems Inc Com 17275R102 587,300 5,000 SH DFND 5,000 0 0
Citigroup Inc Com 172967424 71,799 513 SH SOLE 513 0 0
Citizens Financial Group Inc Com 174610105 126,126 1,800 SH SOLE 1,800 0 0
Coca-Cola Co Com 191216100 576,042 7,088 SH SOLE 6,688 400 0
Coca-Cola Co Com 191216100 24,381 300 SH DFND 300 0 0
Colgate-Palmolive Co Com 194162103 181,251 1,977 SH SOLE 1,977 0 0
Colgate-Palmolive Co Com 194162103 10,360 113 SH DFND 113 0 0
Comcast Corp Com 20030N101 20,597 839 SH SOLE 839 0 0
Comcast Corp Com 20030N101 34,370 1,400 SH DFND 1,400 0 0
Conagra Brands Com 205887102 6,151 457 SH SOLE 457 0 0
Conagra Brands Com 205887102 49,466 3,675 SH DFND 3,675 0 0
ConocoPhillips Com 20825C104 12,163 117 SH SOLE 117 0 0
ConocoPhillips Com 20825C104 103,960 1,000 SH DFND 1,000 0 0
Constellation Energy Com 21037T109 41,229 166 SH DFND 166 0 0
Corteva Inc Com 22052L104 3,388 40 SH SOLE 40 0 0
Costco Wholesale Corp Com 22160K105 864,374 924 SH SOLE 924 0 0
Cummins Inc Com 231021106 231,080 324 SH SOLE 324 0 0
DNP Select Income Fund Inc Com 23325P104 5,395 500 SH SOLE 500 0 0
DTE Energy Co Com 233331107 35,807 235 SH DFND 235 0 0
Danaher Corp Com 235851102 142,098 746 SH SOLE 746 0 0
Danaher Corp Com 235851102 10,095 53 SH DFND 53 0 0
Darden Restaurants Inc Com 237194105 133,907 650 SH SOLE 350 300 0
Deere & Company Com 244199105 36,157 57 SH SOLE 57 0 0
Dell Technologies - C Com 24703L202 80,683 187 SH SOLE 187 0 0
Diamondback Energy Com 25278X109 52,734 300 SH DFND 300 0 0
Walt Disney Co Com 254687106 359,686 3,737 SH SOLE 3,737 0 0
Dollar General Corp Com 256677105 23,252 202 SH SOLE 202 0 0
Dominion Energy Inc Com 25746U109 136,580 2,000 SH SOLE 2,000 0 0
Dow Inc Com 260557103 3,721 136 SH SOLE 136 0 0
Duke Energy Corp Com 26441C204 146,200 1,155 SH SOLE 1,155 0 0
Duke Energy Corp Com 26441C204 71,518 565 SH DFND 565 0 0
EOG Resources Inc Com 26875P101 8,951 69 SH SOLE 69 0 0
Eastman Chemical Company Com 277432100 13,396 200 SH SOLE 200 0 0
Ecolab Inc Com 278865100 111,444 400 SH SOLE 400 0 0
Emerson Electric Co Com 291011104 171,780 1,200 SH SOLE 0 1,200 0
Enbridge Inc Com 29250N105 5,421 100 SH SOLE 100 0 0
Enterprise Products Partners L Com 293792107 170,897 4,649 SH SOLE 4,649 0 0
Enterprise Products Partners L Com 293792107 62,492 1,700 SH DFND 1,700 0 0
Equifax Inc Com 294429105 5,555 35 SH SOLE 35 0 0
Evergy Inc Com 30034W106 86,430 1,000 SH DFND 1,000 0 0
Eversource Energy Com 30040W108 43,362 600 SH DFND 600 0 0
Exelon Corporation Com 30161N101 23,310 500 SH DFND 500 0 0
Exxon Mobil Corporation Com 30231G102 1,662,789 12,162 SH SOLE 10,805 1,357 0
Exxon Mobil Corporation Com 30231G102 321,839 2,354 SH DFND 2,354 0 0
Meta Platforms Inc Com 30303M102 1,487,649 2,641 SH SOLE 2,523 118 0
Meta Platforms Inc Com 30303M102 181,943 323 SH DFND 323 0 0
First Busey Corp Com 319383204 134,786 4,569 SH SOLE 4,569 0 0
First Financial Corp Com 320218100 48,220,184 622,678 SH SOLE 2,691 0 619,987
First Financial Corp Com 320218100 653,129 8,434 SH DFND 0 0 8,434
First Internet Bank Com 320557101 83,400 3,000 SH SOLE 3,000 0 0
First Internet Bank Com 320557101 83,400 3,000 SH DFND 3,000 0 0
First Trust Morningstar Div Le Com 336917109 91,238 1,875 SH DFND 1,875 0 0
First Trust Inter Duration Pfd Com 33718W103 98,191 5,404 SH SOLE 5,404 0 0
First Trust Inter Duration Pfd Com 33718W103 7,304 402 SH DFND 402 0 0
First Trust Financial AlphaDEX Com 33734X135 188,692 3,021 SH SOLE 3,021 0 0
FlexShares Global Natural Reso Com 33939L407 595,302 12,080 SH SOLE 12,080 0 0
FlexShares Global Natural Reso Com 33939L407 73,181 1,485 SH DFND 1,485 0 0
FlexShares Intl Quality Div In Com 33939L837 3,610,483 104,470 SH SOLE 104,470 0 0
FlexShares Quality Dividend In Com 33939L860 1,085,514 12,072 SH SOLE 12,072 0 0
FlexShares Quality Dividend In Com 33939L860 197,914 2,201 SH DFND 2,201 0 0
Freeport-McMoRan Inc. Com 35671D857 13,647 217 SH SOLE 217 0 0
GE Healthcare Technology Com 36266G107 128 2 SH DFND 2 0 0
GE Vernova Inc Com 36828A101 23,497 20 SH SOLE 20 0 0
GE Vernova Inc Com 36828A101 110,437 94 SH DFND 94 0 0
General Dynamics Com 369550108 230,256 650 SH SOLE 650 0 0
General Dynamics Com 369550108 26,568 75 SH DFND 75 0 0
GE Aerospace Com 369604301 177,522 475 SH DFND 475 0 0
General Mills Inc Com 370334104 10,892 313 SH SOLE 313 0 0
General Mills Inc Com 370334104 29,232 840 SH DFND 840 0 0
General Motors Co Com 37045V100 53,956 700 SH DFND 700 0 0
German American Bancorp Inc Com 373865104 135,878 2,863 SH DFND 2,863 0 0
Gilead Sciences Inc Com 375558103 5,306 42 SH SOLE 42 0 0
GSK PLC - Spon ADR Com 37733W204 13,210 252 SH SOLE 252 0 0
Goldman Sachs Group Inc Com 38141G104 23,262 23 SH SOLE 23 0 0
HCA Healthcare Inc Com 40412C101 194,945 500 SH DFND 500 0 0
Halliburton Co Com 406216101 23,765 700 SH DFND 700 0 0
Home Depot Inc Com 437076102 1,410,015 3,998 SH SOLE 3,974 24 0
Home Depot Inc Com 437076102 76,884 218 SH DFND 218 0 0
Howmet Aerospace Inc Com 443201108 26,886 100 SH SOLE 100 0 0
Illinois Tool Works Com 452308109 2,705 10 SH SOLE 10 0 0
Innovator Emerging Markets Pow Com 45782C359 24,813 754 SH SOLE 754 0 0
Innovator International Develo Com 45782C367 24,177 728 SH SOLE 728 0 0
Intel Corp Com 458140100 342,094 2,450 SH SOLE 2,450 0 0
Intel Corp Com 458140100 614,372 4,400 SH DFND 4,400 0 0
Intercontinental Exchange Inc Com 45866F104 758,604 6,162 SH SOLE 5,904 258 0
Intercontinental Exchange Inc Com 45866F104 21,421 174 SH DFND 174 0 0
IBM Com 459200101 184,755 657 SH SOLE 557 100 0
IBM Com 459200101 49,212 175 SH DFND 175 0 0
Invesco QQQ Trust Series 1 Com 46090E103 1,586,206 2,154 SH SOLE 2,154 0 0
Intuitive Surgical Inc Com 46120E602 8,749 22 SH SOLE 22 0 0
Invesco NASDAQ 100 ETF Com 46138G649 3,062,724 10,109 SH SOLE 10,109 0 0
Invesco NASDAQ 100 ETF Com 46138G649 56,352 186 SH DFND 186 0 0
Invesco S&P MidCap 400 Revenue Com 46138G672 275,113 1,881 SH SOLE 1,881 0 0
Iron Mountain Inc Com 46284V101 189,465 1,500 SH DFND 1,500 0 0
iShares Gold Trust Com 464285204 53,990 715 SH SOLE 715 0 0
iShares S&P 100 ETF Com 464287101 178,545 488 SH SOLE 488 0 0
iShares Core S&P Total US Stoc Com 464287150 22,998 140 SH SOLE 140 0 0
iShares Select Dividend ETF Com 464287168 187,560 1,200 SH DFND 1,200 0 0
iShares S&P Core S&P Com 464287200 9,271,258 12,380 SH SOLE 12,380 0 0
iShares Core US Aggregate Bond Com 464287226 142,135 1,436 SH SOLE 1,436 0 0
iShares MSCI EAFE ETF Com 464287465 2,506,001 24,124 SH SOLE 24,124 0 0
iShares MSCI EAFE ETF Com 464287465 101,283 975 SH DFND 975 0 0
iShares Russell Mid-Cap Value Com 464287473 438,988 2,667 SH SOLE 2,667 0 0
iShares Russell Mid-Cap Growth Com 464287481 368,953 2,520 SH SOLE 2,520 0 0
iShares Russell Mid-Cap ETF Com 464287499 649,895 5,891 SH SOLE 5,891 0 0
iShares Core S&P Mid-Cap ETF Com 464287507 30,458 395 SH SOLE 395 0 0
iShares Russell 1000 Value ETF Com 464287598 291,886 1,204 SH SOLE 1,204 0 0
iShares Russell 1000 Value ETF Com 464287598 300,613 1,240 SH DFND 1,240 0 0
iShares Russell 1000 Income ET Com 464287614 852,303 6,864 SH SOLE 6,864 0 0
iShares Russell 1000 ETF Com 464287622 1,882,472 4,597 SH SOLE 4,597 0 0
iShares Russell 2000 ETF Com 464287655 1,316,271 4,381 SH SOLE 4,381 0 0
iShares Core S&P U.S. Value ET Com 464287663 193,754 1,759 SH SOLE 1,759 0 0
iShares U.S. Real Estate ETF Com 464287739 2,075,777 20,301 SH SOLE 20,301 0 0
iShares U.S. Real Estate ETF Com 464287739 35,481 347 SH DFND 347 0 0
iShares Core S&P Small-Cap ETF Com 464287804 275,857 1,860 SH SOLE 1,860 0 0
iShares S&P Small-Cap 600 Grow Com 464287887 107,160 600 SH SOLE 600 0 0
iShares JP Morgan Emerging Mar Com 464288281 13,984 145 SH SOLE 145 0 0
iShares Tr Global Infrastruc Com 464288372 1,103,229 16,565 SH SOLE 16,565 0 0
iShares MSCI EAFE Growth ETF Com 464288885 240,006 1,929 SH SOLE 1,929 0 0
iShares Core MSCI EAFE ETF Com 46432F842 427,560 4,427 SH SOLE 4,427 0 0
iShares Core MSCI Emerging Mar Com 46434G103 109,929 1,327 SH SOLE 1,327 0 0
iShares MSCI Emerging Markets Com 46434G764 2,274,743 22,236 SH SOLE 22,236 0 0
iShares Core Toal USD Bond Mar Com 46434V613 35,397 767 SH SOLE 767 0 0
iShares Broad USD High Yield C Com 46435U853 19,065 515 SH SOLE 515 0 0
JPMorgan Chase & Co Com 46625H100 3,145,641 9,610 SH SOLE 9,462 148 0
JPMorgan Chase & Co Com 46625H100 137,479 420 SH DFND 420 0 0
Johnson & Johnson Com 478160104 532,067 2,095 SH SOLE 1,695 400 0
KLA Corp Com 482480100 820,651 2,720 SH SOLE 2,720 0 0
Kimberly-Clark Corp Com 494368103 14,270 130 SH SOLE 130 0 0
Kimberly-Clark Corp Com 494368103 21,954 200 SH DFND 200 0 0
Lamb Weston Holdings Inc Com 513272104 6,434 149 SH SOLE 149 0 0
Lamb Weston Holdings Inc Com 513272104 52,464 1,215 SH DFND 1,215 0 0
Lennar Corp Com 526057104 200,707 2,218 SH SOLE 2,218 0 0
Eli Lilly & Co Com 532457108 3,359,603 2,801 SH SOLE 2,789 12 0
Eli Lilly & Co Com 532457108 1,692,396 1,411 SH DFND 1,411 0 0
Lockheed Martin Corp Com 539830109 1,317,464 2,586 SH SOLE 2,565 21 0
Lockheed Martin Corp Com 539830109 74,891 147 SH DFND 147 0 0
Lowe's Companies, Inc Com 548661107 255,768 1,160 SH SOLE 1,160 0 0
Lowe's Companies, Inc Com 548661107 11,686 53 SH DFND 53 0 0
Marathon Petroleum Corporation Com 56585A102 242,631 949 SH SOLE 949 0 0
Marathon Petroleum Corporation Com 56585A102 306,804 1,200 SH DFND 1,200 0 0
Marriott International Inc - C Com 571903202 445,820 1,203 SH SOLE 1,203 0 0
Masco Corp Com 574599106 22,051 271 SH SOLE 271 0 0
Mastercard Inc Com 57636Q104 406,258 791 SH SOLE 791 0 0
McDonald's Corp Com 580135101 447,633 1,656 SH SOLE 1,356 300 0
McDonald's Corp Com 580135101 189,217 700 SH DFND 700 0 0
McKesson Corp Com 58155Q103 21,157 28 SH SOLE 28 0 0
Melco Resorts & Entertainment Com 585464100 10,540 2,000 SH DFND 0 2,000 0
Merck & Co. Inc Com 58933Y105 800,555 6,230 SH SOLE 6,230 0 0
Merck & Co. Inc Com 58933Y105 706,750 5,500 SH DFND 5,500 0 0
MetLife Inc Com 59156R108 42,305 500 SH SOLE 500 0 0
Microsoft Corp Com 594918104 4,583,670 12,288 SH SOLE 11,266 1,022 0
Microsoft Corp Com 594918104 1,649,494 4,422 SH DFND 4,422 0 0
Microchip Technology Inc. Com 595017104 22,800 250 SH SOLE 250 0 0
Micron Technology Inc Com 595112103 217,007 188 SH SOLE 188 0 0
Midland States Bancorp Inc Com 597742105 32,230 1,035 SH SOLE 1,035 0 0
Millrose Properties Inc. Com 601137102 31,823 1,059 SH SOLE 1,059 0 0
Molson Coors Beverage Company Com 60871R209 23,376 600 SH DFND 600 0 0
Mondelez International Inc Com 609207105 646,883 11,184 SH SOLE 10,589 595 0
Mondelez International Inc Com 609207105 96,130 1,662 SH DFND 1,662 0 0
Morgan Stanley Com 617446448 115,808 554 SH SOLE 554 0 0
National Fuel Gas Co Com 636180101 7,721 100 SH SOLE 100 0 0
Netflix Inc Com 64110L106 19,278 270 SH SOLE 270 0 0
Newsmax Inc. Com 65250K105 1,706 206 SH SOLE 206 0 0
NextEra Energy, Inc Com 65339F101 1,214,035 13,832 SH SOLE 13,751 81 0
NextEra Energy, Inc Com 65339F101 118,928 1,355 SH DFND 1,355 0 0
NIKE Inc Com 654106103 46,838 1,141 SH SOLE 1,141 0 0
NIKE Inc Com 654106103 4,105 100 SH DFND 100 0 0
Norfolk Southern Corp Com 655844108 31,459 100 SH SOLE 100 0 0
Norfolk Southern Corp Com 655844108 94,377 300 SH DFND 300 0 0
Northern Trust Corp Com 665859104 225,992 1,300 SH DFND 0 1,300 0
Northrop Grumman Corp Com 666807102 4,074 8 SH SOLE 8 0 0
Novartis AG - ADR Com 66987V109 15,515 99 SH SOLE 99 0 0
Novartis AG - ADR Com 66987V109 78,360 500 SH DFND 500 0 0
Novo-Nordisk ADR Com 670100205 310,172 6,470 SH SOLE 6,470 0 0
Nucor Corporation Com 670346105 151,916 682 SH SOLE 82 600 0
NVIDIA Corporation Com 67066G104 2,554,349 12,766 SH SOLE 11,566 1,200 0
NVIDIA Corporation Com 67066G104 1,602,721 8,010 SH DFND 2,410 5,600 0
O'Reilly Automotive Inc Com 67103H107 23,483 255 SH SOLE 255 0 0
Occidental Petroleum Corp Com 674599105 9,714 200 SH DFND 200 0 0
Occiden Pete Warrant Com 674599162 666 25 SH DFND 25 0 0
Old National Bancorp Com 680033107 36,260 1,400 SH SOLE 1,400 0 0
ONEOK Inc Com 682680103 57,989 667 SH DFND 667 0 0
Oracle Corporation Com 68389X105 335,013 2,286 SH SOLE 2,286 0 0
Organon & Co. Com 68622V106 6,093 450 SH DFND 450 0 0
Otis Worldwide Corporation Com 68902V107 65,299 912 SH SOLE 912 0 0
Otis Worldwide Corporation Com 68902V107 10,740 150 SH DFND 150 0 0
Packaging Corp of America Com 695156109 119,140 500 SH DFND 500 0 0
Palo Alto Networks Inc Com 697435105 2,064,535 6,054 SH SOLE 5,992 62 0
Palo Alto Networks Inc Com 697435105 55,927 164 SH DFND 164 0 0
PayPal Holdings Inc Com 70450Y103 564,060 13,063 SH SOLE 13,063 0 0
PayPal Holdings Inc Com 70450Y103 26,038 603 SH DFND 603 0 0
PepsiCo Inc Com 713448108 210,547 1,555 SH SOLE 1,355 200 0
PepsiCo Inc Com 713448108 145,555 1,075 SH DFND 1,075 0 0
Pfizer Inc Com 717081103 203,717 8,460 SH SOLE 8,460 0 0
Pfizer Inc Com 717081103 42,140 1,750 SH DFND 1,750 0 0
Philip Morris International In Com 718172109 113,069 625 SH SOLE 625 0 0
Philip Morris International In Com 718172109 53,730 297 SH DFND 297 0 0
Phillips 66 Com 718546104 11,664 69 SH SOLE 69 0 0
Pinnacle West Capital Corp Com 723484101 53,500 500 SH DFND 500 0 0
T. Rowe Price Group Inc. Com 74144T108 28,423 250 SH DFND 250 0 0
Proctor & Gamble Co Com 742718109 1,124,875 7,671 SH SOLE 7,254 417 0
Proctor & Gamble Co Com 742718109 29,475 201 SH DFND 201 0 0
Prudential Financial Inc Com 744320102 58,390 541 SH SOLE 541 0 0
Prudential Financial Inc Com 744320102 32,379 300 SH DFND 300 0 0
QUALCOMM Inc Com 747525103 238,379 1,290 SH SOLE 1,290 0 0
Rayonier Inc Com 754907103 77,246 3,630 SH SOLE 3,630 0 0
RTX Corp Com 75513E101 653,430 3,444 SH SOLE 3,444 0 0
RTX Corp Com 75513E101 56,919 300 SH DFND 300 0 0
Ready Capital Corp Com 75574U101 910 520 SH SOLE 520 0 0
Republic Services Inc Com 760759100 13,637 64 SH SOLE 64 0 0
Republic Services Inc Com 760759100 532,700 2,500 SH DFND 2,500 0 0
Riddell National Bank Stock Com 765555AF8 1,624,896 29,016 SH SOLE 29,016 0 0
Shell PLC - ADR Com 780259305 317,449 4,094 SH SOLE 4,094 0 0
Shell PLC - ADR Com 780259305 27,139 350 SH DFND 350 0 0
SPDR S&P 500 ETF Trust Com 78462F103 429,393 575 SH SOLE 575 0 0
SPDR Gold Trust Com 78463V107 355,487 965 SH SOLE 965 0 0
SPDR Portfolio S&P Growth ETF Com 78464A409 1,788,658 15,032 SH SOLE 15,032 0 0
SPDR Portfolio S&P 500 Value E Com 78464A508 70,334 1,157 SH SOLE 1,157 0 0
SPDR Dow Jones Industrial Aver Com 78467X109 729,779 1,397 SH SOLE 1,397 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107 1,725,293 2,453 SH SOLE 2,453 0 0
Spdr S&p 500 Fossil Fuel Free Com 78468R796 51,507 843 SH SOLE 843 0 0
Salesforce Inc Com 79466L302 178,749 1,141 SH SOLE 1,141 0 0
Schlumberger Ltd Com 806857108 7,113 153 SH SOLE 153 0 0
Schlumberger Ltd Com 806857108 27,894 600 SH DFND 600 0 0
Charles Schwab Corp Com 808513105 38,569 418 SH SOLE 286 132 0
Schwab US Small-Cap ETF Com 808524607 21,533 596 SH SOLE 596 0 0
Schwab US Dividend Equity ETF Com 808524797 279,270 8,807 SH SOLE 8,807 0 0
Schwab US Dividend Equity ETF Com 808524797 320,588 10,110 SH DFND 10,110 0 0
ServiceNow Inc Com 81762P102 17,374 175 SH SOLE 175 0 0
Simon Property Group Inc Com 828806109 22,365 100 SH SOLE 100 0 0
Simon Property Group Inc Com 828806109 67,095 300 SH DFND 300 0 0
Skyworks Solutions Inc Com 83088M102 1,356 20 SH SOLE 20 0 0
J M Smucker Co Com 832696405 16,875 150 SH SOLE 150 0 0
J M Smucker Co Com 832696405 22,500 200 SH DFND 200 0 0
Starbucks Corp Com 855244109 84,818 830 SH SOLE 830 0 0
Suncor Energy Inc Com 867224107 553,441 10,310 SH SOLE 10,180 130 0
Suncor Energy Inc Com 867224107 12,078 225 SH DFND 225 0 0
Sysco Corp Com 871829107 484,430 5,796 SH SOLE 5,711 85 0
Sysco Corp Com 871829107 16,215 194 SH DFND 194 0 0
TJX Companies Inc Com 872540109 178,619 1,179 SH SOLE 1,179 0 0
T-Mobile US Inc Com 872590104 17,612 105 SH SOLE 105 0 0
Taiwan Semiconductor Manufactu Com 874039100 113,662 238 SH SOLE 238 0 0
Tesla Inc. Com 88160R101 17,245 41 SH SOLE 41 0 0
Texas Instruments Inc Com 882508104 491,517 1,649 SH SOLE 1,649 0 0
Thermo Fisher Scientific Inc Com 883556102 1,151,624 2,297 SH SOLE 2,282 15 0
Thermo Fisher Scientific Inc Com 883556102 38,605 77 SH DFND 77 0 0
3M Co Com 88579Y101 11,658 72 SH SOLE 72 0 0
Toronto-Dominion Corp Com 891160509 60,715 500 SH DFND 500 0 0
Travelers Cos Inc Com 89417E109 99,036 300 SH DFND 300 0 0
Union Pacific Corp Com 907818108 550,528 2,024 SH SOLE 1,424 600 0
Ready Capital Corp Contingent Com 910CVR018 0 520 SH SOLE 520 0 0
United Parcel Service Inc Com 911312106 1,935 18 SH SOLE 18 0 0
UnitedHealth Group Inc Com 91324P102 537,410 1,293 SH SOLE 1,293 0 0
UnitedHealth Group Inc Com 91324P102 18,703 45 SH DFND 45 0 0
VF Corp Com 918204108 13,344 800 SH DFND 800 0 0
VanEck Agribusiness ETF Com 92189F700 316,800 4,000 SH DFND 4,000 0 0
Vanguard Dividend Appreciation Com 921908844 236,620 1,000 SH DFND 1,000 0 0
Vanguard Mega Cap ETF Com 921910873 684,075 2,500 SH SOLE 2,500 0 0
Vanguard FTSE Developed Market Com 921943858 11,163,593 156,682 SH SOLE 150,523 6,159 0
Vanguard FTSE Developed Market Com 921943858 140,291 1,969 SH DFND 1,969 0 0
Vanguard FTSE Emerging Markets Com 922042858 1,293,064 21,663 SH SOLE 21,663 0 0
Vanguard Consumer Discretionar Com 92204A108 2,737,799 6,903 SH SOLE 6,832 71 0
Vanguard Consumer Discretionar Com 92204A108 148,332 374 SH DFND 374 0 0
Vanguard Consumer Staple ETF Com 92204A207 1,047,401 4,645 SH SOLE 4,607 38 0
Vanguard Consumer Staple ETF Com 92204A207 64,039 284 SH DFND 284 0 0
Vanguard Energy ETF Com 92204A306 742,093 4,943 SH SOLE 4,872 71 0
Vanguard Energy ETF Com 92204A306 51,945 346 SH DFND 346 0 0
Vanguard Financial ETF Com 92204A405 3,452,263 26,233 SH SOLE 25,981 252 0
Vanguard Financial ETF Com 92204A405 148,971 1,132 SH DFND 1,132 0 0
Vanguard Health Care ETF Com 92204A504 2,533,213 8,472 SH SOLE 8,352 120 0
Vanguard Health Care ETF Com 92204A504 109,139 365 SH DFND 365 0 0
Vanguard Industrials ETF Com 92204A603 2,796,909 7,761 SH SOLE 7,675 86 0
Vanguard Industrials ETF Com 92204A603 147,756 410 SH DFND 410 0 0
Vanguard Information Technolog Com 92204A702 16,893,674 141,346 SH SOLE 139,154 2,192 0
Vanguard Information Technolog Com 92204A702 1,619,735 13,552 SH DFND 13,552 0 0
Vanguard Materials ETF Com 92204A801 590,965 2,583 SH SOLE 2,562 21 0
Vanguard Materials ETF Com 92204A801 64,290 281 SH DFND 281 0 0
Vanguard Utilities ETF Com 92204A876 711,087 3,633 SH SOLE 3,590 43 0
Vanguard Utilities ETF Com 92204A876 61,068 312 SH DFND 312 0 0
Vanguard Communication Service Com 92204A884 4,331,287 23,546 SH SOLE 23,351 195 0
Vanguard Communication Service Com 92204A884 168,498 916 SH DFND 916 0 0
Vanguard Russell 2000 ETF Com 92206C664 583,787 4,808 SH SOLE 4,808 0 0
Vanguard Tax-Exempt Bond Index Com 922907746 59,432 1,175 SH SOLE 1,175 0 0
Vanguard S&P 500 ETF Com 922908363 35,412,610 51,561 SH SOLE 50,710 851 0
Vanguard S&P 500 ETF Com 922908363 462,910 674 SH DFND 674 0 0
Vanguard Mid-Cap Value ETF Com 922908512 4,150 21 SH SOLE 21 0 0
Vanguard Mid-Cap Growth ETF Com 922908538 3,982 13 SH SOLE 13 0 0
Vanguard Real Estate ETF Com 922908553 757,940 7,860 SH SOLE 7,607 253 0
Vanguard Real Estate ETF Com 922908553 12,922 134 SH DFND 134 0 0
Vanguard Small-Cap Growth ETF Com 922908595 502,472 1,374 SH SOLE 1,374 0 0
Vanguard Small-Cap Growth ETF Com 922908595 25,599 70 SH DFND 70 0 0
Vanguard Small-Cap Value ETF Com 922908611 8,505 35 SH SOLE 35 0 0
Vanguard Mid-Cap ETF Com 922908629 6,421,510 79,701 SH SOLE 79,701 0 0
Vanguard Mid-Cap ETF Com 922908629 137,372 1,705 SH DFND 1,705 0 0
Vanguard Growth ETF Com 922908736 4,652 54 SH SOLE 54 0 0
Vanguard Growth ETF Com 922908736 162,805 1,890 SH DFND 1,890 0 0
Vanguard Small-Cap ETF Com 922908751 5,759,583 19,001 SH SOLE 19,001 0 0
Vanguard Small-Cap ETF Com 922908751 83,964 277 SH DFND 277 0 0
Vanguard Total Stock Market ET Com 922908769 196,491 531 SH SOLE 531 0 0
Verizon Communications Inc Com 92343V104 76,635 1,810 SH SOLE 1,684 126 0
Verizon Communications Inc Com 92343V104 108,941 2,573 SH DFND 2,573 0 0
Viatris Inc Com 92556V106 2,890 182 SH SOLE 182 0 0
Visa Inc - A Com 92826C839 1,431,715 4,173 SH SOLE 4,041 132 0
Visa Inc - A Com 92826C839 75,137 219 SH DFND 219 0 0
Walmart Inc Com 931142103 1,046,522 9,240 SH SOLE 9,240 0 0
Walmart Inc Com 931142103 135,912 1,200 SH DFND 1,200 0 0
Walgreens Boots Alliance DAP R Com 931CVR013 0 1,800 SH DFND 1,800 0 0
Warner Bros Discovery Inc Com 934423104 427 16 SH SOLE 16 0 0
Warner Bros Discovery Inc Com 934423104 9,598 360 SH DFND 360 0 0
Waste Connections Inc Com 94106B101 1,625,228 9,750 SH DFND 9,750 0 0
Waste Management Inc Com 94106L109 274,365 1,231 SH SOLE 1,231 0 0
Wells Fargo & Co Com 949746101 240,565 2,911 SH SOLE 2,911 0 0
Wells Fargo & Co Com 949746101 165,280 2,000 SH DFND 2,000 0 0
Williams Co Inc Com 969457100 74,340 1,000 SH DFND 1,000 0 0
WisdomTree Emerg Mkts ex-St-Ow Com 97717X578 1,360,073 27,655 SH SOLE 27,655 0 0
WisdomTree Emerg Mkts ex-St-Ow Com 97717X578 46,573 947 SH DFND 947 0 0
WisdomTree Intl Hedged Qual Di Com 97717X594 170,235 3,250 SH SOLE 3,250 0 0
SPDR Gold MiniShares Trust Com 98149E303 5,718 72 SH SOLE 72 0 0
YUM! Brands, Inc. Com 988498101 24,778 155 SH SOLE 155 0 0
Zimmer Biomet Holdings, Inc Com 98956P102 3,185 37 SH SOLE 37 0 0
Accenture PLC - A Com G1151C101 156,794 1,260 SH SOLE 1,260 0 0
Eaton Corp PLC Com G29183103 61,787 145 SH SOLE 145 0 0
Everest Group Ltd Com G3223R108 71,446 200 SH DFND 200 0 0
Johnson Controls International Com G51502105 1,121,102 7,673 SH SOLE 7,524 149 0
Johnson Controls International Com G51502105 30,537 209 SH DFND 209 0 0
Linde PLC Com G54950103 945,509 1,822 SH SOLE 1,815 7 0
Linde PLC Com G54950103 27,504 53 SH DFND 53 0 0
Medtronic PLC Com G5960L103 14,942 191 SH SOLE 191 0 0
Norwegian Cruse Line Holdings Com G66721104 2,111 100 SH SOLE 100 0 0
Seagate Technology Holdings Com G7997R103 319,415 331 SH SOLE 331 0 0
Seagate Technology Holdings Com G7997R103 340,645 353 SH DFND 353 0 0
Chubb Ltd Com H1467J104 43,615 128 SH SOLE 128 0 0
Chubb Ltd Com H1467J104 85,185 250 SH DFND 250 0 0
ASML Holding N.V. - NY Com N07059210 25,863 13 SH SOLE 13 0 0