The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 485,641 836 SH SOLE 0 0 0 836
ALPHABET INC CAP STK CL A 02079K305 672,749 1,883 SH SOLE 0 0 0 1,883
AMAZON COM INC COM 023135106 293,039 1,230 SH SOLE 0 0 0 1,230
AMERICAN CENTY ETF TR US EQT ETF 025072885 7,133,004 55,692 SH SOLE 0 0 0 55,692
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 832,083 9,328 SH SOLE 0 0 0 9,328
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 721,821 7,481 SH SOLE 0 0 0 7,481
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 10,689,903 117,201 SH SOLE 0 0 0 117,201
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 5,528,003 75,375 SH SOLE 0 0 0 75,375
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 2,737,276 27,621 SH SOLE 0 0 0 27,621
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072166 7,552,575 91,502 SH SOLE 0 0 0 91,502
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216 717,994 8,445 SH SOLE 0 0 0 8,445
AMERICAN CENTY ETF TR AVANTIS US LARG 025072158 40,543,803 450,687 SH SOLE 0 0 0 450,687
AMERICAN CENTY ETF TR AVAN EMER EX ETF 02507A101 4,938,903 57,665 SH SOLE 0 0 0 57,665
AMERICAN CENTY ETF TR AVAN TOTA EQ ETF 02507A606 6,974,885 128,110 SH SOLE 0 0 0 128,110
AMERICAN ELEC PWR CO INC COM 025537101 234,082 1,711 SH SOLE 0 0 0 1,711
APPLE INC COM 037833100 533,290 1,843 SH SOLE 0 0 0 1,843
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 201,657 403 SH SOLE 0 0 0 403
CORNING INC COM 219350105 337,168 1,320 SH SOLE 0 0 0 1,320
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 7,896,520 96,370 SH SOLE 0 0 0 96,370
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 1,693,747 58,466 SH SOLE 0 0 0 58,466
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 14,290,552 383,536 SH SOLE 0 0 0 383,536
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 889,344 21,883 SH SOLE 0 0 0 21,883
EATON CORP PLC SHS G29183103 248,215 583 SH SOLE 0 0 0 583
GALLAGHER ARTHUR J & CO COM 363576109 297,293 1,295 SH SOLE 0 0 0 1,295
GE VERNOVA INC COM 36828A101 431,174 367 SH SOLE 0 0 0 367
ISHARES INC EMNG MKTS EQT 46434G889 295,238 4,030 SH SOLE 0 0 0 4,030
ISHARES TR MSCI INTL VLU FT 46435G409 270,351 6,465 SH SOLE 0 0 0 6,465
ISHARES TR MSCI USA MIN ETF 46429B697 213,948 2,218 SH SOLE 0 0 0 2,218
ISHARES TR MSCI USA QLT FCT 46432F339 3,296,826 15,025 SH SOLE 0 0 0 15,025
ISHARES TR CORE UNIVRSL USD 46434V613 461,962 10,010 SH SOLE 0 0 0 10,010
ISHARES TR EAFE VALUE ETF 464288877 2,020,970 26,401 SH SOLE 0 0 0 26,401
ISHARES TR S&P 100 ETF 464287101 5,126,936 14,013 SH SOLE 0 0 0 14,013
ISHARES TR U.S. TECH ETF 464287721 1,669,065 6,617 SH SOLE 0 0 0 6,617
ISHARES TR EXPND TEC SC ETF 464287549 799,924 4,890 SH SOLE 0 0 0 4,890
ISHARES TR EUROPE ETF 464287861 1,657,046 22,746 SH SOLE 0 0 0 22,746
ISHARES TR CORE S&P500 ETF 464287200 260,989 349 SH SOLE 0 0 0 349
ISHARES TR S&P 500 GRWT ETF 464287309 208,083 1,513 SH SOLE 0 0 0 1,513
ISHARES TR RUS 1000 ETF 464287622 476,451 1,163 SH SOLE 0 0 0 1,163
ISHARES TR 0-3 MTH TREASURY 46436E718 370,063 3,676 SH SOLE 0 0 0 3,676
ISHARES TR ESG AWR MSCI USA 46435G425 2,980,914 18,213 SH SOLE 0 0 0 18,213
ISHARES TR US INFRASTRUC 46435U713 280,034 4,442 SH SOLE 0 0 0 4,442
ISHARES TR ESG MSCI LEADR 46435U218 339,490 2,557 SH SOLE 0 0 0 2,557
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 595,462 11,775 SH SOLE 0 0 0 11,775
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 6,138,972 121,588 SH SOLE 0 0 0 121,588
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 2,252,654 47,575 SH SOLE 0 0 0 47,575
JOHNSON & JOHNSON COM 478160104 255,367 1,006 SH SOLE 0 0 0 1,006
MICROSOFT CORP COM 594918104 1,563,602 4,192 SH SOLE 0 0 0 4,192
NORTHERN LTS FD TR IV INSPIRE GBL HOPE 66538H658 958,262 20,094 SH SOLE 0 0 0 20,094
PGIM ETF TR PGIM ULTRA SH BD 69344A107 2,517,970 50,817 SH SOLE 0 0 0 50,817
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 483,139 20,888 SH SOLE 0 0 0 20,888
SOUTHERN CO COM 842587107 285,886 2,987 SH SOLE 0 0 0 2,987
SPDR SERIES TRUST ST STR PR SP1500 78464A805 481,365 5,302 SH SOLE 0 0 0 5,302
SPDR SERIES TRUST ST STR NUVEE ETF 78468R721 216,588 4,729 SH SOLE 0 0 0 4,729
SPDR SERIES TRUST ST STR P500ETF 78464A854 13,183,388 150,016 SH SOLE 0 0 0 150,016
TIMOTHY PLAN INTL ETF 887432334 788,566 21,136 SH SOLE 0 0 0 21,136
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 588,875 857 SH SOLE 0 0 0 857
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,616,004 4,367 SH SOLE 0 0 0 4,367
VANGUARD WORLD FD INF TECH ETF 92204A702 773,533 6,472 SH SOLE 0 0 0 6,472
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 334,433 928 SH SOLE 0 0 0 928
VERTIV HOLDINGS CO COM CL A 92537N108 309,709 925 SH SOLE 0 0 0 925