The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104 1,037,896 46,616 SH SOLE Rob/Lee/Zach 0 0 46,616
ALPHABET INC CAP STK CL C 02079K107 441,065 1,234 SH SOLE Rob/Lee/Zach 0 0 1,234
AMAZON COM INC COM 023135106 452,974 1,867 SH SOLE Rob/Lee/Zach 0 0 1,867
APPLE INC COM 037833100 495,136 1,679 SH SOLE Rob/Lee/Zach 0 0 1,679
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 380,018 8,716 SH SOLE Rob/Lee/Zach 0 0 8,716
BOEING CO COM 097023105 763,540 3,523 SH SOLE Rob/Lee/Zach 0 0 3,523
BROADCOM INC COM 11135F101 452,580 1,219 SH SOLE Rob/Lee/Zach 0 0 1,219
FIRST TR EXCHANGE-TRADED ALP COM SHS 33734Y109 232,650 1,611 SH SOLE Rob/Lee/Zach 0 0 1,611
FIRST TR EXCHANGE-TRADED ALP COM SHS 33735B108 204,238 1,400 SH SOLE Rob/Lee/Zach 0 0 1,400
GINKGO BIOWORKS HOLDINGS INC CL A NEW 37611X209 164,995 15,165 SH SOLE Rob/Lee/Zach 0 0 15,165
HASBRO INC COM 418056107 204,027 2,475 SH SOLE Rob/Lee/Zach 0 0 2,475
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 431,076 2,012 SH SOLE Rob/Lee/Zach 0 0 2,012
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 2,371,556 42,387 SH SOLE Rob/Lee/Zach 0 0 42,387
ISHARES TR MSCI EAFE ETF 464287465 246,668 2,392 SH SOLE Rob/Lee/Zach 0 0 2,392
ISHARES TR GL TIMB FORE ETF 464288174 249,027 3,765 SH SOLE Rob/Lee/Zach 0 0 3,765
ISHARES TR CORE 60/40 BALAN 464289867 407,692 5,877 SH SOLE Rob/Lee/Zach 0 0 5,877
ISHARES TR NEW YORK MUN ETF 464288323 399,124 7,430 SH SOLE Rob/Lee/Zach 0 0 7,430
ISHARES TR CORE 80/20 AGGRE 464289859 827,412 8,480 SH SOLE Rob/Lee/Zach 0 0 8,480
ISHARES TR CORE MSCI TOTAL 46432F834 912,097 9,637 SH SOLE Rob/Lee/Zach 0 0 9,637
ISHARES TR ESG MSCI KLD 400 464288570 1,609,978 11,312 SH SOLE Rob/Lee/Zach 0 0 11,312
ISHARES TR ESG AWR MSCI EM 46434G863 823,760 15,405 SH SOLE Rob/Lee/Zach 0 0 15,405
ISHARES TR ESG AWARE MSCI 46435U663 1,040,222 18,625 SH SOLE Rob/Lee/Zach 0 0 18,625
ISHARES TR NATIONAL MUN ETF 464288414 24,199,122 225,728 SH SOLE Rob/Lee/Zach 0 0 225,728
ISHARES TR GLOBAL REIT ETF 46434V647 18,796,873 679,938 SH SOLE Rob/Lee/Zach 0 0 679,938
ISHARES TR CORE INTL AGGR 46435G672 42,637,479 849,268 SH SOLE Rob/Lee/Zach 0 0 849,268
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 5,543,619 109,873 SH SOLE Rob/Lee/Zach 0 0 109,873
JUMIA TECHNOLOGIES AG SPONSORED ADS 48138M105 154,594 21,084 SH SOLE Rob/Lee/Zach 0 0 21,084
MICRON TECHNOLOGY INC COM 595112103 740,628 700 SH SOLE Rob/Lee/Zach 0 0 700
MICROSOFT CORP COM 594918104 594,300 1,542 SH SOLE Rob/Lee/Zach 0 0 1,542
NUSHARES ETF TR NUVEEN ESG US 67092P870 3,304,995 149,955 SH SOLE Rob/Lee/Zach 0 0 149,955
NVIDIA CORPORATION COM 67066G104 15,901,481 81,134 SH SOLE Rob/Lee/Zach 0 0 81,134
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 227,181 6,644 SH SOLE Rob/Lee/Zach 0 0 6,644
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 270,464 5,132 SH SOLE Rob/Lee/Zach 0 0 5,132
SPDR GOLD TR GOLD SHS 78463V107 355,119 946 SH SOLE Rob/Lee/Zach 0 0 946
SPDR INDEX SHS FDS STATE STREET SPD 78463X871 393,225 8,960 SH SOLE Rob/Lee/Zach 0 0 8,960
SPDR INDEX SHS FDS STATE STREET SPD 78463X509 3,752,645 72,835 SH SOLE Rob/Lee/Zach 0 0 72,835
SPDR INDEX SHS FDS STATE STREET SPD 78464A805 30,877,753 339,708 SH SOLE Rob/Lee/Zach 0 0 339,708
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 47,216,952 946,137 SH SOLE Rob/Lee/Zach 0 0 946,137
SPDR S&P 500 ETF TR TR UNIT 78462F103 670,460 898 SH SOLE Rob/Lee/Zach 0 0 898
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 2,030,238 42,429 SH SOLE Rob/Lee/Zach 0 0 42,429
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 3,062,437 102,413 SH SOLE Rob/Lee/Zach 0 0 102,413
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 24,941,221 272,895 SH SOLE Rob/Lee/Zach 0 0 272,895
SPDR SERIES TRUST ST STR SP600 SML 78468R853 21,812,944 376,832 SH SOLE Rob/Lee/Zach 0 0 376,832
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 25,887,684 895,179 SH SOLE Rob/Lee/Zach 0 0 895,179
VANGUARD BD INDEX FDS TOTAL BND MR 921937835 40,502,825 554,009 SH SOLE Rob/Lee/Zach 0 0 554,009
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 303,606 6,288 SH SOLE Rob/Lee/Zach 0 0 6,288
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 8,973,982 36,406 SH SOLE Rob/Lee/Zach 0 0 36,406
VANGUARD INDEX FDS TOTAL STK MKT 922908769 247,186,302 667,332 SH SOLE Rob/Lee/Zach 0 0 667,332
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 433,444 2,768 SH SOLE Rob/Lee/Zach 0 0 2,768
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,805,653 44,087 SH SOLE Rob/Lee/Zach 0 0 44,087
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 24,633,301 296,966 SH SOLE Rob/Lee/Zach 0 0 296,966
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22,745,534 382,829 SH SOLE Rob/Lee/Zach 0 0 382,829
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,073,264 61,986 SH SOLE Rob/Lee/Zach 0 0 61,986
VANGUARD MALVERN FDS CORE BD ETF 922020748 32,378,737 421,187 SH SOLE Rob/Lee/Zach 0 0 421,187
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 253,876 3,599 SH SOLE Rob/Lee/Zach 0 0 3,599
VANGUARD WORLD FD INF TECH ETF 92204A702 212,139 1,800 SH SOLE Rob/Lee/Zach 0 0 1,800
VANGUARD WORLD FD ESG INTL STK ETF 921910725 3,486,333 42,746 SH SOLE Rob/Lee/Zach 0 0 42,746
VANGUARD WORLD FD ESG US STK ETF 921910733 10,614,869 79,946 SH SOLE Rob/Lee/Zach 0 0 79,946
WALMART INC COM 931142103 221,638 2,063 SH SOLE Rob/Lee/Zach 0 0 2,063