v3.26.1
Consolidated Statements of Cash Flows - JPY (¥)
¥ in Millions
12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:      
Net income before attribution of noncontrolling interests ¥ 1,883,904 ¥ 1,267,638 ¥ 1,377,569
Adjustments to reconcile net income before attribution of noncontrolling interests to net cash provided by operating activities:      
Depreciation and amortization (Notes 5 and 6) 424,894 383,408 368,561
Impairment of goodwill (Note 6) 97,475 150,089 0
Impairment of intangible assets (Note 6) 8,417 14,353 15,042
Provision for credit losses (Note 4) 226,112 121,790 258,795
Employee benefit income for severance indemnities and pension plans (Note 13) (76,990) (63,046) (26,771)
Investment securities (gains) losses—net (666,069) 832,533 (1,382,458)
Amortization of discounts on investment securities (118,431) (94,981) (44,064)
Changes in financial instruments measured at fair value under fair value option, excluding trading account securities-net (Note 31) (676) (13,951) 16,736
Foreign exchange (gains) losses—net (164,961) (730,529) 534,351
Equity in earnings of equity method investees—net (871,185) (669,400) (464,054)
Provision (benefit) for deferred income tax expense (195,309) 167,781 91,212
Increase in trading account assets, excluding foreign exchange contracts (20,139,548) (5,752,205) (3,047,277)
Increase in trading account liabilities, excluding foreign exchange contracts 17,989,388 4,282,380 2,101,271
Net decrease (increase) in collateral for derivative transactions (1,615,883) 568,191 (461,210)
Net decrease (increase) in margin for listed derivative transactions (28,937) (61,511) 132,819
Decrease in cash collateral for the use of Bank of Japan’s settlement infrastructure 0 923,000 0
Unrealized gain on the contract to purchase equity shares of Shriram Finance Limited (Note 33) (25,111) 0 0
Other—net (93,555) (296,704) (1,262,107)
Net cash provided by (used in) operating activities (3,366,465) 1,028,836 (1,791,585)
Cash flows from investing activities:      
Proceeds from sales of Available-for-sale debt securities (including proceeds from debt securities under the fair value option) (Note 3) 69,089,810 53,000,461 62,450,011
Proceeds from maturities of Available-for-sale debt securities (including proceeds from debt securities under the fair value option) (Note 3) 35,991,213 46,068,373 31,969,733
Purchases of Available-for-sale debt securities (including purchases of debt securities under the fair value option) (Note 3) (98,773,329) (101,306,253) (87,816,718)
Proceeds from maturities of Held-to-maturity debt securities 3,184,932 5,845,448 1,380,753
Purchases of Held-to-maturity debt securities (5,511,035) (4,329,574) (3,889,987)
Proceeds from sales and redemption of Equity securities (including proceeds from equity securities under the fair value option) 5,133,867 4,106,446 3,148,971
Purchases of Equity securities (including purchases of equity securities under the fair value option) (4,639,404) (3,085,879) (2,894,534)
Net increase in loans (8,103,596) (3,620,030) (1,565,920)
Net decrease (increase) in call loans, funds sold, and receivables under resale agreements and securities borrowing transactions 2,357,295 348,469 (3,758,551)
Proceeds from sales of premises and equipment 60,678 46,977 55,625
Capital expenditures for premises and equipment (302,858) (131,724) (111,213)
Purchases of intangible assets (344,077) (306,656) (317,308)
Proceeds from sales and dispositions of investments in equity method investees 69,696 44,381 41,179
Proceeds from sales of consolidated VIEs and subsidiaries—net 296,821 129,683 163,521
Other—net (180,180) 6,608 73,762
Net cash used in investing activities (1,686,306) (3,336,616) (1,252,841)
Cash flows from financing activities:      
Net increase in deposits 5,530,380 2,227,431 4,134,276
Net increase (decrease) in call money, funds purchased, and payables under repurchase agreements and securities lending transactions (4,907,011) 6,796,160 (6,079,068)
Net increase (decrease) in due to trust account and other short-term borrowings (14,071,016) 12,379,688 822,146
Proceeds from issuance of long-term debt 4,581,637 3,829,535 3,210,761
Repayments of long-term debt (4,842,105) (22,910,590) (3,956,044)
Proceeds from sales of treasury stock 3,067 11,039 3,327
Payments for acquisition of treasury stock (Note 18) (500,066) (418,444) (400,090)
Dividends paid (846,715) (531,844) (438,716)
Dividends paid by subsidiaries to noncontrolling interests (21,652) (29,138) (25,767)
Other—net 117,704 51,976 (39,579)
Net cash provided by (used in) financing activities (14,955,777) 1,405,813 (2,768,754)
Effect of exchange rate changes on cash and cash equivalents 1,082,734 81,442 1,980,471
Net decrease in cash and cash equivalents (18,925,814) (820,525) (3,832,709)
Cash and cash equivalents at beginning of fiscal year 109,304,211 110,124,736 113,957,445
Cash and cash equivalents:      
Cash, due from banks and interest-earning deposits in other banks 90,369,985 109,298,114 110,118,623
Restricted cash included in other assets 8,412 6,097 6,113
Cash and cash equivalents at end of fiscal year 90,378,397 109,304,211 110,124,736
Cash paid during the fiscal year for:      
Interest 4,926,636 5,190,245 4,377,677
Income taxes, net of refunds (Note 8) 429,909 328,966 519,958
Non-cash investing and financing activities:      
Assets acquired under finance lease arrangements (Note 7) 12,115 4,657 15,987
Assets acquired under operating lease arrangements (Note 7) 74,817 40,608 51,764
HC Consumer Finance Philippines      
Cash flows from investing activities:      
Payments to acquire businesses, net of cash acquired 0 0 (64,104)
Noncash from acquisitions      
Fair value of assets acquired, excluding cash and cash equivalents 0 0 160,036
Fair value of liabilities assumed 0 0 96,152
PT Home Credit Indonesia Inc      
Cash flows from investing activities:      
Payments to acquire businesses, net of cash acquired 0 0 (29,219)
Noncash from acquisitions      
Fair value of assets acquired, excluding cash and cash equivalents 0 0 59,619
Fair value of liabilities assumed 0 0 30,494
PT Mandala Multifinance Tbk      
Cash flows from investing activities:      
Payments to acquire businesses, net of cash acquired 0 0 (46,025)
Noncash from acquisitions      
Fair value of assets acquired, excluding cash and cash equivalents 0 0 99,031
Fair value of liabilities assumed 0 0 34,676
Fair value of noncontrolling interests 0 0 10,448
Albacore Capital Group      
Cash flows from investing activities:      
Payments to acquire businesses, net of cash acquired 0 0 (42,817)
Noncash from acquisitions      
Fair value of assets acquired, excluding cash and cash equivalents 0 0 90,197
Fair value of liabilities assumed 0 0 12,187
Fair value of noncontrolling interests 0 0 17,214
Contingent consideration liabilities 0 0 17,979
MUFG Pension And Market Services Holding Ltd      
Cash flows from investing activities:      
Payments to acquire businesses, net of cash acquired 0 (91,938) 0
Noncash from acquisitions      
Fair value of assets acquired, excluding cash and cash equivalents 0 281,215 0
Fair value of liabilities assumed 0 188,316 0
WealthNavi Inc      
Cash flows from investing activities:      
Payments to acquire businesses, net of cash acquired (8,809) (61,408) 0
Noncash from acquisitions      
Fair value of assets acquired, excluding cash and cash equivalents 0 117,344 0
Fair value of liabilities assumed 0 43,294 0
TIDLOR Holdins Public Company Limited (TIDLOR)      
Cash flows from investing activities:      
Payments to acquire businesses, net of cash acquired (7,330) 0 0
Noncash from acquisitions      
Fair value of assets acquired, excluding cash and cash equivalents 576,773 0 0
Fair value of liabilities assumed 373,142 0 0
Fair value of noncontrolling interests ¥ 125,997 ¥ 0 ¥ 0