The risk-adjusted capital amounts and ratios, and leverage ratios, of MUFG, MUFG Bank and Mitsubishi UFJ Trust and Banking presented in the following table are based on amounts calculated in accordance with Japanese GAAP as required by the FSA.

Starting from the fiscal year ended March 31, 2025, the fiscal year of Krungsri has been changed from the previous January to December period to an April to March period for consolidation purposes. In connection with the change, the amount of retained earnings under Japanese GAAP which is included in MUFG's Common Equity Tier 1 capital component as of March 31, 2025, reflects Krungsri's relevant amount for the fifteen months ended March 31, 2025.


	Actual					For capital adequacy purposes
	Amount		Ratio			Amount		Ratio
	(in millions, except percentages)
Consolidated:
At March 31, 2025:
Total capital (to risk-weighted assets):
MUFG(1)	¥	20,145,046		18.83	%	¥	13,002,746		12.16	%
BK	16,477,609			19.63		6,714,352			8.00
TB	1,941,654			19.96		777,957			8.00
Tier 1 capital (to risk-weighted assets):
MUFG(1)	17,804,875			16.65		10,864,137			10.16
BK	14,843,203			17.68		5,035,764			6.00
TB	1,596,399			16.41		583,468			6.00
Common Equity Tier 1 capital (to risk-weighted assets):
MUFG(1)	15,169,261			14.18		9,260,180			8.66
BK	12,675,137			15.10		3,776,823			4.50
TB	1,318,755			13.56		437,601			4.50
Leverage ratio:
MUFG(2)	17,804,875			5.29		13,273,327			3.95
BK	14,843,203			5.45		8,566,333			3.15
TB	1,596,399			5.90		851,341			3.15


At March 31, 2026:
Total capital (to risk-weighted assets):
MUFG(1)	¥	20,273,605	16.85	%	¥	14,650,318	12.18	%
BK	18,098,607		18.02		8,033,498		8.00
TB	2,111,919		19.40		870,859		8.00
Tier 1 capital (to risk-weighted assets):
MUFG(1)	17,984,016		14.95		12,244,683		10.18
BK	16,498,319		16.42		6,025,123		6.00
TB	1,693,288		15.55		653,144		6.00
Common Equity Tier 1 capital (to risk-weighted assets):
MUFG(1)	15,002,259		12.47		10,440,457		8.68
BK	13,932,121		13.87		4,518,843		4.50
TB	1,397,763		12.84		489,858		4.50
Leverage ratio:
MUFG(2)	17,984,016		4.94		14,372,395		3.95
BK	16,498,319		5.25		9,883,615		3.15
TB	1,693,288		5.83		914,784		3.15


	Actual					For capital adequacy purposes
	Amount		Ratio			Amount		Ratio
	(in millions, except percentages)
Stand-alone:
At March 31, 2025:
Total capital (to risk-weighted assets):
BK	¥	12,248,919		17.07	%	¥	5,739,789		8.00	%
TB	2,176,037			20.06		867,561			8.00
Tier 1 capital (to risk-weighted assets):
BK	10,940,244			15.24		4,304,842			6.00
TB	1,832,137			16.89		650,671			6.00
Common Equity Tier 1 capital (to risk-weighted assets):
BK	8,830,971			12.30		3,228,631			4.50
TB	1,556,637			14.35		488,003			4.50
Leverage ratio:
BK	10,940,244			4.51		7,634,457			3.15
TB	1,832,137			7.21		800,252			3.15
At March 31, 2026:
Total capital (to risk-weighted assets):
BK	¥	12,369,824		14.34	%	¥	6,898,666		8.00	%
TB	2,280,149			18.26		998,875			8.00
Tier 1 capital (to risk-weighted assets):
BK	11,172,136			12.95		5,174,000			6.00
TB	1,862,616			14.91		749,156			6.00
Common Equity Tier 1 capital (to risk-weighted assets):
BK	8,677,713			10.06		3,880,500			4.50
TB	1,568,616			12.56		561,867			4.50
Leverage ratio:
BK	11,172,136			4.21		8,358,062			3.15
TB	1,862,616			6.82		859,923			3.15

(1)Effective March 31, 2016, the FSA’s capital conservation buffer, countercyclical buffer and G-SIB surcharge requirements became applicable to Japanese banking institutions with international operations conducted through foreign offices. As a result, in addition to the 4.50% minimum Common Equity Tier 1 capital ratio, MUFG is required to maintain a capital conservation buffer of 2.5% and a G-SIB surcharge of 1.5% as of March 31, 2025 and 2026, respectively, and the countercyclical buffer of 0.16% and 0.18% as of March 31, 2025 and 2026, respectively.

(2)Effective March 31, 2023, the G-SIB leverage ratio buffer requirement became applicable to Japanese banking institutions with international operations conducted through foreign offices. As a result, in addition to the 3.00% minimum leverage ratio, MUFG is required to maintain a G-SIB leverage ratio buffer of 0.75% as of March 31, 2024. On and after April 1, 2024, the minimum leverage ratio has been raised to 3.15% and MUFG is required to maintain a G-SIB leverage ratio buffer of 0.75% plus 0.05%.