The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 329,702 3,456 SH SOLE 0 0 3,456
ABBVIE INC COM 00287Y109 991,268 3,797 SH SOLE 0 0 3,797
ALPHABET INC CAP STK CL C 02079K107 549,942 1,544 SH SOLE 0 0 1,544
ALPHABET INC CAP STK CL A 02079K305 1,486,428 4,130 SH SOLE 0 0 4,130
AMAZON COM INC COM 023135106 705,199 2,906 SH SOLE 0 0 2,906
AMERICAN CENTY ETF TR US QUALITY GROW 025072307 13,659,647 117,502 SH SOLE 0 0 116,372
APPLE INC COM 037833100 4,999,841 16,200 SH SOLE 0 0 16,200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 345,290 680 SH SOLE 0 0 680
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 278,843 5,349 SH SOLE 0 0 5,349
BNY MELLON ETF TRUST CONCENTRATED INT 09661T834 4,927,225 91,287 SH SOLE 0 0 91,287
BOEING CO COM 097023105 585,250 2,584 SH SOLE 0 0 2,584
BROADCOM INC COM 11135F101 1,066,932 2,960 SH SOLE 0 0 2,960
CATERPILLAR INC COM 149123101 2,601,960 2,700 SH SOLE 0 0 2,700
CHEVRON CORPORATION COM 166764100 416,570 2,462 SH SOLE 0 0 2,462
CHURCH & DWIGHT CO INC COM 171340102 2,241,770 22,736 SH SOLE 0 0 22,736
CISCO SYS INC COM 17275R102 276,475 2,453 SH SOLE 0 0 2,453
CLOUGH GLOBAL EQUITY FD COM 18914C100 260,686 30,207 SH SOLE 0 0 30,207
COCA COLA CO COM 191216100 355,639 4,227 SH SOLE 0 0 4,227
COSTCO WHOLESALE CORPORATION COM 22160K105 286,453 301 SH SOLE 0 0 301
DEERE & CO COM 244199105 598,904 964 SH SOLE 0 0 964
EA SERIES TRUST DEFINED DURTN 10 02072L748 2,249,366 89,572 SH SOLE 0 0 89,572
EXXON MOBIL CORP COM 30231G102 874,784 6,381 SH SOLE 0 0 6,381
FLAHERTY & CRUMRINE PFD INCO COM 338480106 544,212 46,996 SH SOLE 0 0 46,996
FLEXSHARES TR MORNSTAR UPSTR 33939L407 19,303,740 387,547 SH SOLE 0 0 387,547
GALLAGHER ARTHUR J & CO COM 363576109 530,124 2,100 SH SOLE 0 0 2,100
GMO ETF TRUST GMO US VALUE 90139K605 245,551 8,080 SH SOLE 0 0 8,080
GMO ETF TRUST GMO INTL VALUE 90139K407 1,806,157 47,468 SH SOLE 0 0 47,468
GMO ETF TRUST GMO US QUALITY E 90139K100 1,198,583 28,743 SH SOLE 0 0 28,743
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 88,221,455 883,009 SH SOLE 0 0 881,462
HECLA MINING COMPANY COM 422704106 166,321 10,185 SH SOLE 0 0 10,185
HONEYWELL INTL INC COM 438516106 3,115,522 13,554 SH SOLE 0 0 13,554
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 1,586,534 34,430 SH SOLE 0 0 34,430
INTEL CORP COM 458140100 242,144 2,012 SH SOLE 0 0 2,012
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804 618,379 13,209 SH SOLE 0 0 13,209
INVESCO QQQ TR UNIT SER 1 46090E103 2,997,908 4,207 SH SOLE 0 0 4,207
ISHARES INC MSCI GERMANY ETF 464286806 740,425 17,500 SH SOLE 0 0 17,500
ISHARES INC CORE MSCI EMKT 46434G103 42,858,945 536,810 SH SOLE 0 0 536,104
ISHARES INC EM MKT SM-CP ETF 464286475 4,225,964 56,453 SH SOLE 0 0 56,453
ISHARES TR MSCI ACWI ETF 464288257 37,648,523 241,105 SH SOLE 0 0 241,105
ISHARES TR TRUST ISHARE 0-1 464288679 1,235,210 11,220 SH SOLE 0 0 11,220
ISHARES TR GLOBAL MATER ETF 464288695 20,028,523 185,828 SH SOLE 0 0 185,828
ISHARES TR NATIONAL MUN ETF 464288414 816,033 7,591 SH SOLE 0 0 7,591
ISHARES TR CORE MSCI EAFE 46432F842 37,801,662 388,506 SH SOLE 0 0 386,588
ISHARES TR MSCI EAFE MIN VL 46429B689 242,490 2,724 SH SOLE 0 0 2,724
ISHARES TR ESG AW MSCI EAFE 46435G516 1,285,073 12,439 SH SOLE 0 0 12,439
ISHARES TR MSCI INTL QUALTY 46434V456 1,286,326 25,934 SH SOLE 0 0 25,934
ISHARES TR ESG AWARE MSCI 46435U663 374,268 6,821 SH SOLE 0 0 6,821
ISHARES TR 0-3 MNTH TREASRY 46436E718 293,787 2,925 SH SOLE 0 0 2,925
ISHARES TR ESG EAFE ETF 46436E759 554,303 6,587 SH SOLE 0 0 6,587
ISHARES TR ESG SELECT SCREE 46436E544 847,589 16,309 SH SOLE 0 0 16,309
ISHARES TR ESG SELECT SCRE 46436E551 555,283 10,778 SH SOLE 0 0 10,778
ISHARES TR RUS MID CAP ETF 464287499 3,680,391 33,355 SH SOLE 0 0 33,355
ISHARES TR RUS MD CP GR ETF 464287481 850,612 5,950 SH SOLE 0 0 5,950
ISHARES TR U.S. BAS MTL ETF 464287838 1,938,440 10,642 SH SOLE 0 0 10,642
ISHARES TR U.S. TECH ETF 464287721 218,158 896 SH SOLE 0 0 896
ISHARES TR MSCI EAFE ETF 464287465 6,716,836 64,356 SH SOLE 0 0 64,356
ISHARES TR CORE S&P MCP ETF 464287507 252,704 3,321 SH SOLE 0 0 3,321
ISHARES TR CORE S&P SCP ETF 464287804 30,800,507 210,271 SH SOLE 0 0 210,271
ISHARES TR S&P SML 600 GWT 464287887 2,820,832 16,037 SH SOLE 0 0 16,037
ISHARES TR S&P 500 VAL ETF 464287408 6,693,986 29,079 SH SOLE 0 0 29,079
ISHARES TR CORE S&P500 ETF 464287200 1,089,403 1,456 SH SOLE 0 0 1,456
ISHARES TR S&P 500 GRWT ETF 464287309 4,038,062 29,821 SH SOLE 0 0 29,821
ISHARES TR RUS 1000 ETF 464287622 1,389,750 3,400 SH SOLE 0 0 3,400
ISHARES TR RUS 1000 VAL ETF 464287598 3,618,235 14,660 SH SOLE 0 0 14,660
ISHARES TR RUS 1000 GRW ETF 464287614 538,435 4,444 SH SOLE 0 0 4,444
ISHARES TR RUSSELL 2000 ETF 464287655 313,352 1,053 SH SOLE 0 0 1,053
ISHARES TR RUSSELL 3000 ETF 464287689 680,416 1,600 SH SOLE 0 0 1,600
ISHARES TR MSCI EMG MKT ETF 464287234 3,111,881 47,365 SH SOLE 0 0 47,365
ISHARES TR 1 3 YR TREAS BD 464287457 360,536 4,400 SH SOLE 0 0 4,400
ISHARES TR MORNINGSTAR GRWT 464287119 205,932 1,805 SH SOLE 0 0 1,805
ISHARES TR MRGSTR SM CP ETF 464288505 326,317 4,350 SH SOLE 0 0 4,350
ISHARES TR MSCI AC ASIA ETF 464288182 3,218,919 28,251 SH SOLE 0 0 28,251
ISHARES TR CORE US AGGBD ET 464287226 1,558,620 15,806 SH SOLE 0 0 15,806
ISHARES TR ESG OPTIMIZED 464288802 287,508 1,869 SH SOLE 0 0 1,869
ISHARES TR CORE S&P TTL STK 464287150 1,506,592 9,200 SH SOLE 0 0 9,200
ISHARES TR 3YRTB ETF 464288125 267,914 3,601 SH SOLE 0 0 3,601
JOHNSON & JOHNSON COM 478160104 1,183,739 4,500 SH SOLE 0 0 4,500
JPMORGAN CHASE & CO COM 46625H100 564,251 1,687 SH SOLE 0 0 1,687
MARATHON PETE CORP COM 56585A102 475,435 1,785 SH SOLE 0 0 1,785
MATTHEWS ASIA FDS EMERGING MKT DIS 577125743 2,775,482 87,942 SH SOLE 0 0 87,942
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578 9,741,732 229,271 SH SOLE 0 0 229,271
META PLATFORMS INC CL A 30303M102 451,748 775 SH SOLE 0 0 775
MICROSOFT CORP COM 594918104 2,633,855 6,745 SH SOLE 0 0 6,745
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 2,075,693 22,103 SH SOLE 0 0 22,103
NORFOLK SOUTHN CORP COM 655844108 613,472 1,901 SH SOLE 0 0 1,901
NVIDIA CORPORATION COM 67066G104 1,711,440 8,784 SH SOLE 0 0 8,784
OREILLY AUTOMOTIVE INC COM 67103H107 203,063 2,250 SH SOLE 0 0 2,250
PHILIP MORRIS INTL INC COM 718172109 707,572 3,882 SH SOLE 0 0 3,882
PROCTER & GAMBLE CO COM 742718109 616,131 4,069 SH SOLE 0 0 4,069
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 810,035 29,488 SH SOLE 0 0 29,488
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 475,049 16,158 SH SOLE 0 0 16,158
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 468,871 13,427 SH SOLE 0 0 13,427
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 574,660 16,842 SH SOLE 0 0 16,842
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 635,979 11,950 SH SOLE 0 0 11,950
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 2,022,969 11,202 SH SOLE 0 0 11,202
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 533,504 6,653 SH SOLE 0 0 6,653
SPDR GOLD TR GOLD SHS 78463V107 260,910 690 SH SOLE 0 0 690
SPDR INDEX SHS FDS STATE STREET SPD 78463X541 489,992 7,210 SH SOLE 0 0 7,210
SPDR SERIES TRUST STATE STREET SPD 78464A672 770,846 27,248 SH SOLE 0 0 27,248
SPDR SERIES TRUST STATE STREET SPD 78468R663 8,763,776 95,842 SH SOLE 0 0 95,842
SPDR SERIES TRUST STATE STREET SPD 78464A508 599,757 9,730 SH SOLE 0 0 9,730
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 16,959,385 22,771 SH SOLE 0 0 22,771
SUN LIFE FINANCIAL INC. COM 866796105 345,601 4,339 SH SOLE 0 0 4,339
TESLA INC COM 88160R101 464,713 1,181 SH SOLE 0 0 1,181
THE BALDWIN INSURANCE GRP IN COM CL A 05589G102 2,170,354 76,394 SH SOLE 0 0 76,394
TRUIST FINL CORP COM 89832Q109 240,931 4,726 SH SOLE 0 0 4,726
VANECK ETF TRUST GOLD MINERS ETF 92189F106 339,523 4,329 SH SOLE 0 0 4,329
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,594,960 4,651 SH SOLE 0 0 4,651
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,374,698 11,864 SH SOLE 0 0 11,864
VANGUARD INDEX FDS VALUE ETF 922908744 115,877,988 528,713 SH SOLE 0 0 527,857
VANGUARD INDEX FDS MID CAP ETF 922908629 47,508,773 590,098 SH SOLE 0 0 586,814
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,680,648 15,133 SH SOLE 0 0 15,133
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,797,861 19,304 SH SOLE 0 0 19,304
VANGUARD INDEX FDS GROWTH ETF 922908736 102,564,838 1,199,589 SH SOLE 0 0 1,199,589
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,687,357 4,576 SH SOLE 0 0 4,576
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,650,725 2,410 SH SOLE 0 0 2,410
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 31,125,275 412,146 SH SOLE 0 0 412,146
VANGUARD INSTL INDEX FD ULTRA-SHORT TREA 922040852 15,638,508 207,201 SH SOLE 0 0 207,201
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,852,755 65,257 SH SOLE 0 0 65,257
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 479,790 5,782 SH SOLE 0 0 5,782
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 35,158,557 597,935 SH SOLE 0 0 596,853
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9,777,217 40,974 SH SOLE 0 0 40,974
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,458,927 48,848 SH SOLE 0 0 48,848
VANGUARD WORLD FD MEGA CAP INDEX 921910873 696,876 2,555 SH SOLE 0 0 2,555
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,083,167 13,351 SH SOLE 0 0 13,351
VANGUARD WORLD FD INF TECH ETF 92204A702 2,649,560 23,112 SH SOLE 0 0 23,112
VANGUARD WORLD FD MATERIALS ETF 92204A801 1,684,277 7,240 SH SOLE 0 0 7,240
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527 18,645,521 398,354 SH SOLE 0 0 398,354
VISA INC COM CL A 92826C839 312,156 862 SH SOLE 0 0 862
WORLD GOLD TR SPDR GLD MINIS 98149E303 1,383,326 16,965 SH SOLE 0 0 16,965