The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS Common Stock 002824100 320,131 3,528 SH OTR 3,308 0 220
ABBVIE INC Common Stock 00287Y109 1,099,415 4,369 SH OTR 3,966 0 403
ABBVIE INC Common Stock 00287Y109 1,533,746 6,095 SH SOLE 6,095 0 0
ADOBE SYSTEMS INCORPORATED Common Stock 00724F101 15,377 75 SH OTR 20 0 55
ADOBE SYSTEMS INCORPORATED Common Stock 00724F101 337,053 1,644 SH SOLE 1,644 0 0
ADVANCED MICRO DEVICES INC Common Stock 007903107 101,659 175 SH OTR 17 0 158
ADVANCED MICRO DEVICES INC Common Stock 007903107 171,368 295 SH SOLE 295 0 0
ALLSTATE CORP Common Stock 020002101 49,967 210 SH OTR 7 0 203
ALLSTATE CORP Common Stock 020002101 218,191 917 SH SOLE 917 0 0
ALPHABET INC Common Stock 02079K107 223,305 632 SH OTR 215 0 417
ALPHABET INC Common Stock 02079K107 2,904,373 8,220 SH SOLE 8,220 0 0
ALPHABET INC Common Stock 02079K305 5,400,933 15,113 SH SOLE 15,113 0 0
ALPHABET INC Common Stock 02079K305 141,876 397 SH OTR 142 0 255
ALTRIA GROUP INC Common Stock 02209S103 2,734 38 SH OTR 38 0 0
ALTRIA GROUP INC Common Stock 02209S103 203,619 2,830 SH SOLE 2,830 0 0
AMAZON COM INC Common Stock 023135106 289,106 1,213 SH OTR 267 0 946
AMAZON COM INC Common Stock 023135106 4,119,707 17,285 SH SOLE 17,285 0 0
AMERICAN CENTY ETF TR Exchange Traded Fund 025072604 4,543,521 47,088 SH SOLE 47,088 0 0
AMERICAN TOWER CORP NEW Common Stock 03027X100 308,657 1,887 SH SOLE 1,887 0 0
AMERICAN TOWER CORP NEW Common Stock 03027X100 3,599 22 SH OTR 22 0 0
AMERIPRISE FINL INC Common Stock 03076C106 915,226 1,995 SH SOLE 1,995 0 0
AMERIPRISE FINL INC Common Stock 03076C106 7,340 16 SH OTR 16 0 0
AMPHENOL CORP NEW Common Stock 032095101 154,633 877 SH SOLE 877 0 0
AMPHENOL CORP NEW Common Stock 032095101 195,892 1,111 SH OTR 0 0 1,111
APPLE INC Common Stock 037833100 298,620 1,032 SH OTR 323 0 709
APPLE INC Common Stock 037833100 7,497,318 25,910 SH SOLE 25,910 0 0
APPLIED MATLS INC Common Stock 038222105 21,690 30 SH OTR 15 0 15
APPLIED MATLS INC Common Stock 038222105 729,507 1,009 SH SOLE 1,009 0 0
BANK NEW YORK MELLON CORP Common Stock 064058100 95,443 660 SH OTR 0 0 660
BANK NEW YORK MELLON CORP Common Stock 064058100 237,883 1,645 SH SOLE 1,645 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 26,020 52 SH OTR 45 0 7
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 1,988,049 3,973 SH SOLE 3,973 0 0
BLACKROCK ETF TRUST Exchange Traded Fund 09290C103 414,249 6,091 SH OTR 0 0 6,091
BLACKSTONE INC Common Stock 09260D107 40,008 340 SH OTR 68 0 272
BLACKSTONE INC Common Stock 09260D107 781,093 6,638 SH SOLE 6,638 0 0
BOOKING HOLDINGS INC Common Stock 09857L108 1,696,488 9,518 SH SOLE 9,518 0 0
BOOKING HOLDINGS INC Common Stock 09857L108 13,368 75 SH OTR 75 0 0
BROADCOM INC Common Stock 11135F101 327,132 866 SH OTR 108 0 758
BROADCOM INC Common Stock 11135F101 3,145,147 8,326 SH SOLE 8,326 0 0
CAPITAL GROUP GROWTH ETF Exchange Traded Fund 14020G101 478,042 10,128 SH OTR 0 0 10,128
CATERPILLAR INC Common Stock 149123101 2,092,529 1,965 SH SOLE 1,965 0 0
CATERPILLAR INC Common Stock 149123101 83,062 78 SH OTR 25 0 53
CHEVRON CORP NEW Common Stock 166764100 4,641 28 SH OTR 28 0 0
CHEVRON CORP NEW Common Stock 166764100 503,745 3,039 SH SOLE 3,039 0 0
CHUBB LIMITED Common Stock H1467J104 870,591 2,555 SH SOLE 2,555 0 0
CHUBB LIMITED Common Stock H1467J104 11,244 33 SH OTR 33 0 0
CISCO SYS INC Common Stock 17275R102 1,563,275 13,309 SH SOLE 13,309 0 0
CISCO SYS INC Common Stock 17275R102 153,050 1,303 SH OTR 484 0 819
COCA COLA CO Common Stock 191216100 62,009 763 SH SOLE 763 0 0
COCA COLA CO Common Stock 191216100 401,393 4,939 SH OTR 4,260 0 679
CONOCOPHILLIPS Common Stock 20825C104 626,567 6,027 SH SOLE 6,027 0 0
CONOCOPHILLIPS Common Stock 20825C104 8,629 83 SH OTR 83 0 0
CORNING INC Common Stock 219350105 237,805 931 SH OTR 19 0 912
CORNING INC Common Stock 219350105 250,321 980 SH SOLE 980 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 1,032,759 1,104 SH SOLE 1,104 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 16,838 18 SH OTR 18 0 0
DANAHER CORPORATION Common Stock 235851102 4,572 24 SH OTR 24 0 0
DANAHER CORPORATION Common Stock 235851102 435,056 2,284 SH SOLE 2,284 0 0
DARDEN RESTAURANTS INC Common Stock 237194105 247,212 1,200 SH OTR 1,200 0 0
DIGITAL RLTY TR INC Common Stock 253868103 259,134 1,443 SH SOLE 1,443 0 0
DIGITAL RLTY TR INC Common Stock 253868103 718 4 SH OTR 4 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V500 4,796,717 58,255 SH SOLE 58,255 0 0
EATON CORP PLC Common Stock G29183103 161,499 379 SH OTR 40 0 339
EATON CORP PLC Common Stock G29183103 1,755,188 4,119 SH SOLE 4,119 0 0
ECOLAB INC Common Stock 278865100 27,861 100 SH OTR 31 0 69
ECOLAB INC Common Stock 278865100 659,748 2,368 SH SOLE 2,368 0 0
EXXON MOBIL CORP Common Stock 30231G102 1,910,115 13,971 SH SOLE 13,971 0 0
EXXON MOBIL CORP Common Stock 30231G102 488,501 3,573 SH OTR 3,573 0 0
FIRST TR EXCHANGE-TRADED FD VI Exchange Traded Fund 33738R506 348,801 4,303 SH OTR 0 0 4,303
FIRST TR EXCHNG TRADED FD VIII Fixed Income ETF 33740F888 291,345 11,710 SH SOLE 11,710 0 0
FORTIVE CORP Common Stock 34959J108 4,887 80 SH OTR 80 0 0
FORTIVE CORP Common Stock 34959J108 346,197 5,667 SH SOLE 5,667 0 0
GRAINGER W W INC Common Stock 384802104 1,360 1 SH OTR 1 0 0
GRAINGER W W INC Common Stock 384802104 710,129 522 SH SOLE 522 0 0
HOME DEPOT INC Common Stock 437076102 39,500 112 SH OTR 35 0 77
HOME DEPOT INC Common Stock 437076102 1,208,987 3,428 SH SOLE 3,428 0 0
HONEYWELL INTL INC Common Stock 438516106 935,454 4,178 SH SOLE 4,178 0 0
HONEYWELL INTL INC Common Stock 438516106 10,747 48 SH OTR 48 0 0
INTEL CORP Common Stock 458140100 6,004 43 SH OTR 43 0 0
INTEL CORP Common Stock 458140100 961,073 6,883 SH SOLE 6,883 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 115,296 410 SH OTR 410 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 91,112 324 SH SOLE 324 0 0
INVESCO EXCHANGE TRADED FD TR Exchange Traded Fund 46137V357 33,618 158 SH SOLE 158 0 0
INVESCO EXCHANGE TRADED FD TR Exchange Traded Fund 46137V357 271,495 1,276 SH OTR 0 0 1,276
INVESCO QQQ TR Exchange Traded Fund 46090E103 66,276 90 SH SOLE 90 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103 490,442 666 SH OTR 0 0 666
ISHARES INC Exchange Traded Fund 46434G103 327,715 3,956 SH OTR 0 0 3,956
ISHARES TR Exchange Traded Fund 464287200 1,362,980 1,820 SH SOLE 1,820 0 0
ISHARES TR Exchange Traded Fund 464287200 71,893 96 SH OTR 0 0 96
ISHARES TR Exchange Traded Fund 464287507 23,287 302 SH OTR 0 0 302
ISHARES TR Exchange Traded Fund 464287507 664,534 8,618 SH SOLE 8,618 0 0
ISHARES TR Exchange Traded Fund 464287622 558,558 1,364 SH OTR 0 0 1,364
ISHARES TR Exchange Traded Fund 464287804 249,754 1,684 SH SOLE 1,684 0 0
ISHARES TR Exchange Traded Fund 46432F339 379,614 1,730 SH OTR 0 0 1,730
ISHARES TR Exchange Traded Fund 46432F842 368,839 3,819 SH OTR 0 0 3,819
ISHARES TR Exchange Traded Fund 46432F842 6,400,646 66,273 SH SOLE 66,273 0 0
ISHARES TR Fixed Income ETF 464288612 1,151,555 10,854 SH SOLE 10,854 0 0
ISHARES TR International Equity ETF 464288240 345,311 4,537 SH SOLE 4,537 0 0
J P MORGAN EXCHANGE TRADED FD Fixed Income ETF 46641Q837 752,482 14,880 SH SOLE 14,880 0 0
JOHNSON & JOHNSON Common Stock 478160104 369,018 1,453 SH SOLE 1,453 0 0
JOHNSON & JOHNSON Common Stock 478160104 102,096 402 SH OTR 37 0 365
JPMORGAN CHASE & CO Common Stock 46625H100 2,509,312 7,666 SH SOLE 7,666 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 706,705 2,159 SH OTR 1,553 0 606
LAM RESEARCH CORP Common Stock 512807306 86,233 199 SH OTR 28 0 171
LAM RESEARCH CORP Common Stock 512807306 545,996 1,260 SH SOLE 1,260 0 0
LILLY ELI & CO Common Stock 532457108 543,342 453 SH SOLE 453 0 0
LILLY ELI & CO Common Stock 532457108 137,934 115 SH OTR 12 0 103
LOCKHEED MARTIN CORP Common Stock 539830109 19,869 39 SH OTR 39 0 0
LOCKHEED MARTIN CORP Common Stock 539830109 201,746 396 SH SOLE 396 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104 593,208 1,155 SH SOLE 1,155 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104 7,190 14 SH OTR 14 0 0
MCDONALDS CORP Common Stock 580135101 1,010,419 3,738 SH SOLE 3,738 0 0
MCDONALDS CORP Common Stock 580135101 38,384 142 SH OTR 33 0 109
MCKESSON CORP Common Stock 58155Q103 105,784 140 SH OTR 0 0 140
MCKESSON CORP Common Stock 58155Q103 442,782 586 SH SOLE 586 0 0
MEDTRONIC PLC Common Stock G5960L103 1,721 22 SH OTR 22 0 0
MEDTRONIC PLC Common Stock G5960L103 238,602 3,050 SH SOLE 3,050 0 0
MERCK & CO INC Common Stock 58933Y105 15,163 118 SH OTR 118 0 0
MERCK & CO INC Common Stock 58933Y105 1,562,946 12,163 SH SOLE 12,163 0 0
META PLATFORMS INC Common Stock 30303M102 1,598,054 2,837 SH SOLE 2,837 0 0
META PLATFORMS INC Common Stock 30303M102 86,747 154 SH OTR 29 0 125
MICRON TECHNOLOGY INC Common Stock 595112103 492,882 427 SH SOLE 427 0 0
MICRON TECHNOLOGY INC Common Stock 595112103 15,006 13 SH OTR 13 0 0
MICROSOFT CORP Common Stock 594918104 6,846,036 18,353 SH SOLE 18,353 0 0
MICROSOFT CORP Common Stock 594918104 237,987 638 SH OTR 255 0 383
MORGAN STANLEY Common Stock 617446448 1,463 7 SH OTR 7 0 0
MORGAN STANLEY Common Stock 617446448 199,633 955 SH SOLE 955 0 0
NEXTERA ENERGY INC Common Stock 65339F101 280,864 3,200 SH SOLE 3,200 0 0
NEXTERA ENERGY INC Common Stock 65339F101 284,287 3,239 SH OTR 3,239 0 0
NORTHROP GRUMMAN CORP Common Stock 666807102 676,364 1,328 SH SOLE 1,328 0 0
NORTHROP GRUMMAN CORP Common Stock 666807102 7,640 15 SH OTR 15 0 0
NOVARTIS AG Int'l Common Stock 66987V109 255,924 1,633 SH SOLE 1,633 0 0
NVIDIA CORPORATION Common Stock 67066G104 6,698,013 33,475 SH SOLE 33,475 0 0
NVIDIA CORPORATION Common Stock 67066G104 230,104 1,150 SH OTR 438 0 712
PALANTIR TECHNOLOGIES INC Common Stock 69608A108 290,042 2,486 SH SOLE 2,486 0 0
PALANTIR TECHNOLOGIES INC Common Stock 69608A108 3,967 34 SH OTR 34 0 0
PEPSICO INC Common Stock 713448108 9,884 73 SH OTR 73 0 0
PEPSICO INC Common Stock 713448108 992,753 7,332 SH SOLE 7,332 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 599,355 3,313 SH SOLE 3,313 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 2,895 16 SH OTR 16 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105 35,209 143 SH OTR 32 0 111
PNC FINL SVCS GROUP INC Common Stock 693475105 1,008,271 4,095 SH SOLE 4,095 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 10,411 71 SH OTR 71 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 880,280 6,003 SH SOLE 6,003 0 0
PROLOGIS INC. Common Stock 74340W103 297,221 2,194 SH SOLE 2,194 0 0
PROLOGIS INC. Common Stock 74340W103 677 5 SH OTR 5 0 0
QUALCOMM INC Common Stock 747525103 2,033 11 SH OTR 11 0 0
QUALCOMM INC Common Stock 747525103 283,468 1,534 SH SOLE 1,534 0 0
QUANTA SVCS INC Common Stock 74762E102 234,013 325 SH SOLE 325 0 0
QUEST DIAGNOSTICS INC Common Stock 74834L100 260,699 1,230 SH SOLE 1,230 0 0
RAYMOND JAMES FINL INC Common Stock 754730109 1,113,012 7,321 SH SOLE 7,321 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 59,006 311 SH OTR 66 0 245
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 1,090,568 5,748 SH SOLE 5,748 0 0
S&P GLOBAL INC Common Stock 78409V104 221,549 544 SH SOLE 544 0 0
S&P GLOBAL INC Common Stock 78409V104 2,851 7 SH OTR 1 0 6
SALESFORCE INC Common Stock 79466L302 570,242 3,640 SH SOLE 3,640 0 0
SALESFORCE INC Common Stock 79466L302 26,632 170 SH OTR 50 0 120
SCHWAB STRATEGIC TR Exchange Traded Fund 808524300 1,137,972 33,628 SH SOLE 33,628 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524409 945,753 27,169 SH SOLE 27,169 0 0
SCHWAB STRATEGIC TR Fixed Income ETF 808524862 648,497 26,864 SH SOLE 26,864 0 0
SEAGATE TECHNOLOGY HLDNGS PLC Int'l Common Stock G7997R103 344,505 357 SH OTR 7 0 350
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103 1,341,199 1,796 SH SOLE 1,796 0 0
SPDR SER TR Fixed Income ETF 78464A474 435,145 14,500 SH SOLE 14,500 0 0
STARBUCKS CORP Common Stock 855244109 229,621 2,247 SH SOLE 2,247 0 0
STARBUCKS CORP Common Stock 855244109 22,175 217 SH OTR 13 0 204
STRYKER CORPORATION Common Stock 863667101 767,580 2,438 SH SOLE 2,438 0 0
STRYKER CORPORATION Common Stock 863667101 1,259 4 SH OTR 4 0 0
TARGET CORP Common Stock 87612E106 159,083 1,218 SH SOLE 1,218 0 0
TARGET CORP Common Stock 87612E106 44,277 339 SH OTR 4 0 335
TE CONNECTIVITY PLC Common Stock G87052109 34,475 171 SH OTR 44 0 127
TE CONNECTIVITY PLC Common Stock G87052109 712,087 3,532 SH SOLE 3,532 0 0
TESLA INC Common Stock 88160R101 20,189 48 SH OTR 48 0 0
TESLA INC Common Stock 88160R101 723,853 1,721 SH SOLE 1,721 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 40,109 80 SH OTR 20 0 60
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 822,230 1,640 SH SOLE 1,640 0 0
UNION PAC CORP Common Stock 907818108 2,050,064 7,537 SH SOLE 7,537 0 0
UNION PAC CORP Common Stock 907818108 62,016 228 SH OTR 111 0 117
VANGUARD BD INDEX FDS Fixed Income ETF 921937819 1,479,390 19,288 SH SOLE 19,288 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363 557,690 812 SH OTR 0 0 812
VANGUARD INDEX FDS Exchange Traded Fund 922908363 198,488 289 SH SOLE 289 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908629 10,577,955 131,289 SH SOLE 131,289 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908629 300,687 3,732 SH OTR 0 0 3,732
VANGUARD INDEX FDS Exchange Traded Fund 922908769 531,377 1,436 SH SOLE 1,436 0 0
VANGUARD TAX-MANAGED FDS Exchange Traded Fund 921943858 66,904 939 SH OTR 0 0 939
VANGUARD TAX-MANAGED FDS Exchange Traded Fund 921943858 6,775,519 95,095 SH SOLE 95,095 0 0
VANGUARD WORLD FD Exchange Traded Fund 921910873 547,260 2,000 SH SOLE 2,000 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 192,139 4,538 SH SOLE 4,538 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 43,356 1,024 SH OTR 67 0 957
VERTIV HOLDINGS CO Common Stock 92537N108 93,415 279 SH OTR 5 0 274
VERTIV HOLDINGS CO Common Stock 92537N108 120,870 361 SH SOLE 361 0 0
VISA INC Common Stock 92826C839 2,497,009 7,278 SH SOLE 7,278 0 0
VISA INC Common Stock 92826C839 157,478 459 SH OTR 59 0 400
WALMART INC Common Stock 931142103 1,336,468 11,800 SH SOLE 11,800 0 0
WALMART INC Common Stock 931142103 162,415 1,434 SH OTR 146 0 1,288
WELLS FARGO CO NEW Common Stock 949746101 314,363 3,804 SH SOLE 3,804 0 0
WELLS FARGO CO NEW Common Stock 949746101 3,058 37 SH OTR 37 0 0
WILLIAMS COS INC Common Stock 969457100 391,251 5,263 SH SOLE 5,263 0 0
WILLIAMS COS INC Common Stock 969457100 50,477 679 SH OTR 0 0 679
ZOETIS INC Common Stock 98978V103 267,607 3,724 SH SOLE 3,724 0 0
ZOETIS INC Common Stock 98978V103 3,306 46 SH OTR 46 0 0