<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019ef9f6-c5b1-7c30-ac6a-f0ef792ec42f,g:38ea976b-51c7-4ebb-b318-264c897e5db5-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://arrowfinancial.com/role/CoverPage" xlink:type="simple" xlink:href="arow-20260701.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://arrowfinancial.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019ef9f6-c5b1-7747-a194-c360213e8250" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_DocumentType_019ef9f6-c5b1-7747-a194-c360213e8250" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019ef9f6-c5b1-782a-b7bf-82ecdd1475f7" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityRegistrantName_019ef9f6-c5b1-782a-b7bf-82ecdd1475f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019ef9f6-c5b1-7476-9840-1e0a82374e41" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019ef9f6-c5b1-7476-9840-1e0a82374e41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019ef9f6-c5b1-76a7-8c8f-3d76782dbb79" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityFileNumber_019ef9f6-c5b1-76a7-8c8f-3d76782dbb79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019ef9f6-c5b1-7de7-b2f4-40cf01265e16" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityTaxIdentificationNumber_019ef9f6-c5b1-7de7-b2f4-40cf01265e16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019ef9f6-c5b1-7360-b650-075e3f3352fe" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityAddressAddressLine1_019ef9f6-c5b1-7360-b650-075e3f3352fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019ef9f6-c5b1-7f24-97ed-6aa125fb77a9" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityAddressCityOrTown_019ef9f6-c5b1-7f24-97ed-6aa125fb77a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019ef9f6-c5b1-7dfa-b8c1-02dee70bd238" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityAddressStateOrProvince_019ef9f6-c5b1-7dfa-b8c1-02dee70bd238" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019ef9f6-c5b1-7c9a-849d-27abfb132745" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityAddressPostalZipCode_019ef9f6-c5b1-7c9a-849d-27abfb132745" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019ef9f6-c5b1-79b9-9ec4-6948e429b6d3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_CityAreaCode_019ef9f6-c5b1-79b9-9ec4-6948e429b6d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019ef9f6-c5b1-76cb-90a5-4e53006ea027" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_LocalPhoneNumber_019ef9f6-c5b1-76cb-90a5-4e53006ea027" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_019ef9f6-c5b1-7020-b79b-983c53d6b5a3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_WrittenCommunications_019ef9f6-c5b1-7020-b79b-983c53d6b5a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_019ef9f6-c5b1-7af6-a1b7-94de135685b2" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_SolicitingMaterial_019ef9f6-c5b1-7af6-a1b7-94de135685b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_019ef9f6-c5b1-7737-9320-52f2fa1f6fff" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_PreCommencementTenderOffer_019ef9f6-c5b1-7737-9320-52f2fa1f6fff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_019ef9f6-c5b1-7696-a602-d3f4d183d417" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_019ef9f6-c5b1-7696-a602-d3f4d183d417" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019ef9f6-c5b1-7f53-ab65-b1fbc46489d6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_Security12bTitle_019ef9f6-c5b1-7f53-ab65-b1fbc46489d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019ef9f6-c5b1-75ed-9ea3-63f7d8f93ed2" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_TradingSymbol_019ef9f6-c5b1-75ed-9ea3-63f7d8f93ed2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019ef9f6-c5b1-7d78-bce0-d05a87387dfe" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_SecurityExchangeName_019ef9f6-c5b1-7d78-bce0-d05a87387dfe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019ef9f6-c5b1-7752-8e3b-4acc3d761945" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityEmergingGrowthCompany_019ef9f6-c5b1-7752-8e3b-4acc3d761945" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019ef9f6-c5b1-73b6-b3fa-3950d10d92f2" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_EntityCentralIndexKey_019ef9f6-c5b1-73b6-b3fa-3950d10d92f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019ef9f6-c5b1-772d-97f1-d1d646167103" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_AmendmentFlag_019ef9f6-c5b1-772d-97f1-d1d646167103" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019ef9f6-c5b1-7f38-a56c-e9177139459f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ef9f6-c5b1-7820-bc79-ad0373899257" xlink:to="loc_dei_DocumentPeriodEndDate_019ef9f6-c5b1-7f38-a56c-e9177139459f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
