The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769 166,360,880 449,575 SH SOLE 0 449,575 0 0
iShs 7-10 ys Tsy ETF 464287440 39,713,537 419,938 SH SOLE 0 419,938 0 0
Schwab Inter Tsy ETF 808524854 35,451,748 1,437,622 SH SOLE 0 1,437,622 0 0
Vanguard FTSE All ETF 922042775 21,901,211 261,507 SH SOLE 0 261,507 0 0
Schwb US Broad ETF 808524102 12,161,487 419,941 SH SOLE 0 419,941 0 0
Vanguard Tx Ex Bd ETF 922907746 9,122,710 180,362 SH SOLE 0 180,362 0 0
iShs Lehman 1-3Tsy ETF 464287457 8,682,968 105,748 SH SOLE 0 105,748 0 0
Schwab Intl Equity ETF 808524805 4,741,347 171,168 SH SOLE 0 171,168 0 0
SPDR Brcy1-3 Ser ETF 78468R663 4,075,414 44,472 SH SOLE 0 44,472 0 0
Apple COM 037833100 1,672,501 5,780 SH SOLE 0 5,780 0 0
SPDR S&P 500 ETF 78462F103 1,659,338 2,222 SH SOLE 0 2,222 0 0
Vanguard Indx ETF 922908363 1,235,571 1,799 SH SOLE 0 1,799 0 0
Vanguard Bd Inx ETF 921937835 647,036 8,814 SH SOLE 0 8,814 0 0
Vanguard Indx Fd ETF 922908736 594,366 6,900 SH SOLE 0 6,900 0 0
Microsoft COM 594918104 499,474 1,339 SH SOLE 0 1,339 0 0
Vanguard Inx Lrg ETF 922908637 496,950 1,445 SH SOLE 0 1,445 0 0
iShs Core S&P ETF 464287200 495,765 662 SH SOLE 0 662 0 0
Vanguard Info Tech ETF 92204A702 356,648 2,984 SH SOLE 0 2,984 0 0
iShs MSCI USA ETF 46432F339 346,919 1,581 SH SOLE 0 1,581 0 0
Invesco QQQ Tr ETF 46090E103 312,970 425 SH SOLE 0 425 0 0
Invesco Rusl 1000 ETF 46138J619 288,553 4,210 SH SOLE 0 4,210 0 0
Exxon Mobil COM 30231G102 284,241 2,079 SH SOLE 0 2,079 0 0
Vanguard Indx Fd ETF 922908751 268,867 887 SH SOLE 0 887 0 0
iShs MSCI EAFE ETF 464287465 265,725 2,558 SH SOLE 0 2,558 0 0
Schwab Stratgc Tr ETF 808524201 231,503 7,866 SH SOLE 0 7,866 0 0
Duke Energy COM 26441C204 222,464 1,757 SH SOLE 0 1,757 0 0