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cik0000904333:C000195502Member 2017-12-20 2026-04-30 0000904333 cik0000904333:Russell1000GrowthIndexMember 2017-12-20 2026-04-30 0000904333 us-gaap:StandardPoors500IndexMember 2017-12-20 2026-04-30 0000904333 cik0000904333:C000195503Member 2017-12-20 2026-04-30 0000904333 cik0000904333:Russell1000ValueIndexMember 2017-12-20 2026-04-30 0000904333 cik0000904333:C000195504Member 2017-12-20 2026-04-30 0000904333 cik0000904333:RussellMidcapIndexMember 2017-12-20 2026-04-30 0000904333 cik0000904333:C000271750Member 2026-02-26 2026-04-30 0000904333 cik0000904333:DowJonesUSTotalStockMarketIndexMember 2026-02-26 2026-04-30 0000904333 cik0000904333:BloombergUSAggregateBondIndexMember 2026-02-26 2026-04-30 0000904333 cik0000904333:Target2070CompositeIndexMember 2026-02-26 2026-04-30 iso4217:USD pure cik0000904333:Holding cik0000904333:HOLDING false 0000904333 N-1A semi-annual shareholder report 0.019 0.020 0.021 0.008 0.009 0.009 0.009 0.014 0.017 0.006 0.127 0.188 0.194 0.026 0.034 0.037 0.040 0.044 0.038 0.046 0.063 0.072 0.085 0.119 0.177 0.195 0.005 0.014 0.020 0.029 0.066 0.067 0.068 0.069 0.071 0.106 semi-annual shareholder report 0.026 0.076 0.091 0.107 0.027 0.027 0.042 0.044 0.055 0.069 0.003 0.080 0.106 0.108 0.135 0.387 0.005 0.012 0.024 0.036 0.037 0.067 semi-annual shareholder report 0.039 0.039 0.040 0.026 0.028 0.028 0.031 0.037 0.037 0.026 0.006 0.027 0.051 0.062 0.073 0.090 0.111 0.114 0.130 0.139 0.197 semi-annual shareholder report 0.070 0.085 0.087 0.109 0.019 0.028 0.032 0.040 0.059 0.068 0.080 0.128 0.151 0.485 0.067 0.058 0.027 0.004 semi-annual shareholder report 0.020 0.014 0.010 0.010 0.013 0.011 0.011 0.010 0.010 0.010 0.206 0.178 0.167 0.162 0.094 0.056 0.050 0.049 0.016 0.015 0.001 0.006 semi-annual shareholder report 0.120 0.072 0.059 0.044 0.039 0.038 0.030 0.027 0.026 0.026 0.055 0.048 0.048 0.028 0.026 0.021 0.017 0.001 0.818 0.031 0.421 0.225 0.156 0.055 0.050 semi-annual shareholder report 0.017 0.023 0.026 0.039 0.017 0.017 0.018 0.018 0.019 0.019 0.025 0.027 0.027 0.040 0.053 0.071 0.054 0.070 0.116 0.130 0.196 0.227 0.013 0.024 0.025 0.045 0.050 0.050 0.079 0.083 0.093 0.130 0.173 0.199 semi-annual shareholder report 0.022 0.017 0.014 0.064 0.049 0.042 0.036 0.032 0.029 0.078 0.350 0.120 0.110 0.100 0.088 0.085 0.049 0.035 0.024 0.020 0.019 0.00 semi-annual shareholder report 0.005 0.005 0.005 0.004 0.019 0.009 0.008 0.006 0.005 0.005 0.190 0.164 0.161 0.161 0.080 0.062 0.051 0.046 0.028 0.026 0.017 0.014 semi-annual shareholder report 0.026 0.019 0.015 0.012 0.069 0.057 0.043 0.037 0.032 0.028 0.037 0.023 0.331 0.124 0.102 0.101 0.099 0.090 0.047 0.022 0.001 0.023 semi-annual shareholder report 0.086 0.110 0.131 0.032 0.033 0.034 0.042 0.052 0.057 0.024 0.003 0.003 0.004 0.004 0.004 0.007 0.027 0.055 0.065 0.070 0.128 0.130 0.500 semi-annual shareholder report 0.024 0.021 0.020 0.019 0.018 0.017 0.016 0.013 0.027 0.026 0.194 0.141 0.133 0.108 0.084 0.072 0.070 0.069 0.044 0.041 0.040 0.003 0.001 semi-annual shareholder report 0.009 0.008 0.007 0.007 0.007 0.006 0.012 0.011 0.009 0.006 0.193 0.061 0.052 0.043 0.034 0.004 0.001 0.148 0.136 0.104 0.085 0.071 0.068 semi-annual shareholder report 0.013 0.014 0.015 0.026 0.009 0.010 0.010 0.012 0.012 0.013 0.068 0.082 0.095 0.104 0.197 0.247 0.230 0.148 0.038 0.036 0.033 0.113 0.100 0.092 0.090 0.067 0.053 0.040 0.041 0.041 0.061 0.006 0.018 semi-annual shareholder report 0.014 0.015 0.016 0.019 0.02 0.022 0.022 0.025 0.025 0.041 0.181 0.005 0.016 0.032 0.041 0.074 0.088 0.097 0.101 0.102 0.119 0.144 semi-annual shareholder report 0.004 0.004 0.004 0.004 0.004 0.010 0.005 0.005 0.005 0.005 0.008 0.199 0.158 0.138 0.121 0.085 0.066 0.063 0.055 0.043 0.036 0.028 semi-annual shareholder report 0.010 0.041 0.025 0.013 0.013 0.011 0.008 0.019 0.009 0.008 0.028 0.030 0.045 0.048 0.075 0.101 0.108 0.118 0.120 0.150 0.169 0.007 0.008 0.040 0.047 0.062 0.070 0.080 0.088 0.097 0.136 0.150 0.223 semi-annual shareholder report 0.002 0.003 0.003 0.003 0.003 0.003 0.003 0.003 0.004 0.007 0.011 0.297 0.222 0.102 0.090 0.045 0.049 0.066 0.068 0.086 0.113 0.026 0.254 0.117 0.116 0.030 0.045 0.074 0.049 0.040 0.035 0.033 0.032 semi-annual shareholder report 0.014 0.061 0.031 0.030 0.029 0.028 0.026 0.025 0.017 0.015 0.235 0.187 0.028 0.038 0.053 0.126 0.090 0.029 0.015 0.005 0.303 0.216 0.146 0.150 0.141 0.091 0.067 0.047 0.033 semi-annual shareholder report 0.023 0.088 0.099 0.152 0.266 0.365 0.419 0.027 0.088 0.100 0.366 semi-annual shareholder report 0.161 0.240 0.050 0.050 0.054 0.071 0.124 0.135 0.034 0.049 0.050 0.077 0.089 0.283 0.501 semi-annual shareholder report 0.033 0.033 0.121 0.120 0.105 0.052 0.043 0.040 0.208 0.160 0.437 0.208 0.161 0.070 0.051 0.040 0.033 semi-annual shareholder report 0.090 0.085 0.042 0.040 0.039 0.033 0.030 0.305 0.156 0.091 0.306 0.156 0.061 0.040 0.033 0.030 0.333 0.025 0.016 semi-annual shareholder report 0.034 0.028 0.026 0.020 0.480 0.109 0.063 0.061 0.060 0.051 0.017 0.482 0.222 0.104 0.063 0.041 0.034 0.020 0.017 semi-annual shareholder report 0.036 0.031 0.025 0.025 0.283 0.157 0.114 0.084 0.069 0.038 0.020 0.020 0.019 0.012 0.459 0.218 0.084 0.074 0.069 0.025 semi-annual shareholder report 0.128 0.076 0.064 0.047 0.040 0.037 0.028 0.023 0.259 0.136 0.089 0.077 0.064 0.023 0.022 0.022 0.426 0.243 0.021 0.013 semi-annual shareholder report 0.243 0.139 0.122 0.071 0.061 0.052 0.042 0.041 0.029 0.025 0.023 0.022 0.019 0.014 0.405 0.261 0.098 0.072 0.061 0.025 semi-annual shareholder report 0.045 0.044 0.030 0.029 0.232 0.144 0.114 0.068 0.059 0.058 0.022 0.017 0.015 0.271 0.108 0.068 0.060 0.026 0.023 0.390 semi-annual shareholder report 0.062 0.055 0.048 0.038 0.038 0.037 0.169 0.168 0.080 0.074 0.007 0.033 0.033 0.028 0.015 0.010 0.333 0.305 0.150 0.049 0.037 semi-annual shareholder report 0.044 0.041 0.037 0.037 0.184 0.116 0.099 0.074 0.068 0.047 0.389 0.225 0.182 0.044 0.041 0.037 0.033 0.018 0.017 0.008 0.006 semi-annual shareholder report 0.194 0.051 0.045 0.041 0.041 0.037 0.110 0.085 0.079 0.076 0.167 0.054 0.041 0.032 0.029 0.022 0.018 0.004 0.426 0.207 semi-annual shareholder report 0.085 0.055 0.055 0.051 0.045 0.044 0.041 0.198 0.121 0.092 0.226 0.114 0.062 0.044 0.041 0.022 0.018 0.014 0.002 0.457 semi-annual shareholder report 0.197 0.130 0.102 0.091 0.058 0.057 0.055 0.051 0.046 0.041 0.467 0.247 0.072 0.069 0.055 0.046 0.018 0.015 0.009 0.002 semi-annual shareholder report 0.197 0.135 0.102 0.096 0.059 0.059 0.058 0.056 0.049 0.044 0.481 0.251 0.075 0.058 0.049 0.049 0.020 0.011 0.006 semi-annual shareholder report 0.199 0.136 0.101 0.099 0.063 0.061 0.060 0.057 0.047 0.044 0.008 0.005 0.252 0.079 0.064 0.048 0.033 0.020 0.491 semi-annual shareholder report 0.047 0.101 0.068 0.061 0.060 0.059 0.048 0.199 0.139 0.102 0.498 0.255 0.081 0.069 0.048 0.020 0.020 0.005 0.004 semi-annual shareholder report 0.069 0.063 0.061 0.060 0.048 0.047 0.201 0.142 0.105 0.099 0.261 0.080 0.069 0.049 0.021 0.012 0.005 0.003 0.500 N-CSRS Schwab Capital Trust 2026-04-30 Schwab International Opportunities Fund Schwab International Opportunities Fund SWMIX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8493753;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED April 30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Opportunities Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$44</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.84%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 44 0.0084 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Mon<div style="letter-spacing: 0px; top: 0px;display:inline;">th</div>s</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: <div style="display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">Schwab International Opportunities Fund</div> </div>(04/02/2004)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2,3</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.89%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">28.40%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.51%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">7.95%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4</div> <div style="clear:right"></div> </div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.98%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">24.60%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.83%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.85%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:197.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund commenced operations on October 16, 1996 which became the Schwab International Opportunities Fund Investor Shares. The Investor Shares were consolidated </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">into Select Shares on February 26, 2019. The performance presented is that of the former Select Shares which commenced operations on April 2, 2004.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab International Opportunities Fund 2004-04-02 0.0989 0.284 0.0351 0.0795 MSCI EAFE® Index (Net) 0.0998 0.246 0.0883 0.0885 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,024</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1,016</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized; excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">35%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1<div style="display:inline;">7</div>1,631</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">18.6</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.6</div></div></div></td></tr></table></div>

1024000000

1016

0.35

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g2img252a6c032.jpg" style="height:172pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g2img9d9235453.jpg" style="height:192pt;width:253pt"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Country Weight<div style="letter-spacing: 0px; top: 0px;display:inline;">ings</div> % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g2imgf17de4714.jpg" style="height:145pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:175.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g2img9d9235453.jpg" style="height:192pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:175.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Core Equity Fund Schwab Core Equity Fund SWANX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="display:inline;"><span style="-sec-ix-hidden:hidden8493644;display:inline;">semiannual shareholder report</span></span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED April 30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Core Equity Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$36</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.72%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 36 0.0072 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total<div style="display:inline;"> Re</div>turns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Core Equity Fund (07/01/1996)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">23.79%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.93%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.26%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"> </div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:233.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="clear: both; position: relative; max-height: 0px;"> </div> Schwab Core Equity Fund 1996-07-01 0.0306 0.2379 0.1105 0.1293 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,519</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of <div style="display:inline;">Holdings</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">56</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">17%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,896,379</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">30.8</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">7.1</div></div></div></td></tr></table></div>

1519000000

0.17

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div></div></div></div></div> <img alt=" " src="g162998g3img7d6c432c2.jpg" style="height:161pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g3img266f42db3.jpg" style="height:190pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:208.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g3img266f42db3.jpg" style="height:190pt;width:253pt"/><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:208.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Dividend Equity Fund Schwab Dividend Equity Fund SWDSX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8494116;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED April 30, <div style="display:inline;">2026 </div></div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Dividend Equity Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$46</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.88%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div><div style="color:#385768;font-family:Arial Narrow;font-size:4pt;line-height:4pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:4pt;line-height:4pt;display:inline;"> </div></div></div><div style="clear:both;position:relative"> </div></div> 46 0.0088 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">To obtain performance information current to the most </div><div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">recent month end, please visit </div><div style="color:#24EBFF;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</div><div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">.</div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Average Annual Total Returns</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;display:inline;">Fund and Inception Date</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">6 Months</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;text-transform:uppercase;display:inline;">1 Year</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">5 Years</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">10 Years</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Fund: Schwab Dividend Equity Fund (09/02/2003)</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">1,2</div> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">9.44%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">20.43%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">9.68%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">9.47%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">S&P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">3</div> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">15.26%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Russell 1000</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Value Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">14.13%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">29.25%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">10.29%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">11.22%</div></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:193pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">These </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"></div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The S&P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The Russell 1000</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Value Index is the fund’s additional </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">index and is more representative of the fund’s investment universe than the <div style="display:inline;">regulatory </div><div style="display:inline;">index</div>.</div></div></div><div style="clear:both;position:relative"> </div></div> Schwab Dividend Equity Fund 2003-09-02 0.0944 0.2043 0.0968 0.0947 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 Russell 1000® Value Index 0.1413 0.2925 0.1029 0.1122 <div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">These </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$630</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">64</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">4%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$585,333</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">21.7</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.9</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">30-Day SEC Yield</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">1.51%</div></div></div></td></tr></table></div>

630000000

0.04

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Sector Weightings % of Investments</div></div></div></div></div> <img alt=" " src="g162998g4img2fa3a2e62.jpg" style="height:141pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g4imgdf4461043.jpg" style="height:190pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div><div style="line-height:9.0pt;margin-top:240.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles<div style="display:inline;"> Sch</div>wab & Co., Inc.</div></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g4imgdf4461043.jpg" style="height:190pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div><div style="line-height:9.0pt;margin-top:240.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Large-Cap Growth Fund Schwab Large-Cap Growth Fund SWLSX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8496686;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED April 30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div>ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">COSTS </div>OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">COSTS </div>PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Large-Cap Growth Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$49</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.98%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 49 0.0098 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Large-Cap Growth Fund (10/03/2005)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:26.57pt"><div style="display:flex;white-space:nowrap;width:26.57pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 26.57pt; letter-spacing: 0px; top: 0px;display:inline;">0.72%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">33.26%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.07%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">16.28%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">S&P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:26.57pt"><div style="display:flex;white-space:nowrap;width:26.57pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 26.57pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.26%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Russell 1000</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Growth Index</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:26.57pt"><div style="display:flex;white-space:nowrap;width:26.57pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 26.57pt; letter-spacing: 0px; top: 0px;display:inline;">-1.49%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">30.63%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.82%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">18.26%</div></div></div></div></td></tr></table></div> <div style="line-height:9.0pt;margin-top:202pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div> <div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Growth Index is the fund’s additional </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">index and is more representative of the fund’s investment universe than the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab Large-Cap Growth Fund 2005-10-03 0.0072 0.3326 0.1407 0.1628 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 Russell 1000® Growth Index -0.0149 0.3063 0.1382 0.1826 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$592</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">55</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">7%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,038,118</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">36.3</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">12.4</div></div></div></td></tr></table></div>

592000000

0.07

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g5img592a9a202.jpg" style="height:135pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="float:left;margin-left:36pt;margin-top:6.00pt;width:255pt;min-height:209.01pt"><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g5img0b26f6953.jpg" style="height:189pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="clear: both; max-height: 0px;"></div> <div style="float:left;margin-left:36pt;margin-top:3.00pt;width:522pt;min-height:283.98pt"><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:247.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g5img0b26f6953.jpg" style="height:189pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:247.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Small-Cap Equity Fund Schwab Small-Cap Equity Fund SWSCX <span style="display:inline;">This <span style="-sec-ix-hidden:hidden8494940;display:inline;">semiannual shareholder report</span></span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div><div style="display:inline;">ON </div>A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Small-Cap Equity Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$58</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">1.08%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 58 0.0108 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Small-Cap Equity Fund (07/01/2003)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">16.80%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">46.81%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.69%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.14%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">2</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.26%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Russell 2000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.63%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">44.41%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.75%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.98%</div></div></div></div></td></tr></table></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:202pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The Russell 2000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index is the fund’s additional index and </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">is more representative of the fund’s investment universe than the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab Small-Cap Equity Fund 2003-07-01 0.168 0.4681 0.0969 0.1114 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 Russell 2000® Index 0.1363 0.4441 0.0575 0.1098 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$703</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">347</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">46%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$7,506</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">17.8</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.7</div></div></div></td></tr></table></div>

703000000

347

0.46

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g6imgbdaa20142.jpg" style="height:161pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g6img3c9e4cde3.jpg" style="height:191pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:198.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g6img3c9e4cde3.jpg" style="height:191pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:198.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Health Care Fund Schwab Health Care Fund SWHFX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8496692;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, <div style="display:inline;">2026 </div></div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div><div style="display:inline;">ON </div>A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Health Care Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$40</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.80%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 40 0.008 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div> <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: <div style="display:inline;">Schwab Health Care Fund</div> (<div style="display:inline;">07/03/2000</div>)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">2.35%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.26%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.99%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.26%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Global Health Care Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">1.95%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.24%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">3.30%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.91%</div></div></div></div></td></tr></table> <div style="float:left;margin-left:36pt;margin-top:6.00pt;width:522pt;min-height:277.48pt"><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:193pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The Dow Jones Global Health Care Index is the <div style="display:inline;">fund’s </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">additional index and is more representative of the fund’s investment universe than the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div></div> <div style="clear: both; max-height: 0px;"></div> Schwab Health Care Fund 2000-07-03 0.0235 0.0586 0.0426 0.0799 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 Dow Jones Global Health Care Index 0.0195 0.0724 0.033 0.0791 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$614</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">86</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">25%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$260,162</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">23.6</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">4.9</div></div></div></td></tr></table></div>

614000000

0.25

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Industry Weightings % of Investments</div></div></div></div></div></div> <img alt="" src="g162998g7imge9a4265a2.jpg" style="width: 337px; height: 185px;"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt="" src="g162998g7img0fc0268d3.jpg" style="width: 337px; height: 252px;"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Country Weightings % of Investments</div></div></div></div></div></div> <img alt="" src="g162998g7img9f18737c4.jpg" style="width: 337px; height: 180px;"/> <div style="line-height:9.0pt;margin-top:232.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">Portfolio </div>holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of <div style="display:inline;">MSCI </div>and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt="" src="g162998g7img0fc0268d3.jpg" style="width: 337px; height: 252px;"/> <div style="line-height:9.0pt;margin-top:232.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">Portfolio </div>holdings may have changed since the report date.</div></div> Schwab International Core Equity Fund Schwab International Core Equity Fund SICNX This <span style="-sec-ix-hidden:hidden8494952;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div><div style="display:inline;">ON </div>A <div style="display:inline;">HYPOTHETICAL </div>$10,000 <div style="display:inline;">INVESTMENT</div>)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Core Equity Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$45</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.86%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 45 0.0086 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab International Core Equity Fund (05/30/2008)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.92%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.07%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.63%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.18%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">MSCI EAFE</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index (Net)</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">3</div> <div style="clear:right"> </div> </div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.98%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">24.60%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.83%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.85%</div></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:206.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab International Core Equity Fund 2008-05-30 0.1292 0.3107 0.1163 0.0918 MSCI EAFE® Index (Net) 0.0998 0.246 0.0883 0.0885 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$979</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">143</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">39%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$165,831</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">14.8</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.2</div></div></div></td></tr></table></div>

979000000

143

0.39

137526000000

502

0.01

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Sector Weightings % of Investments</div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</div></div></div></div></div> <img alt=" " src="g162998g9img8bd408c42.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g9img8c1657343.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:190.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Excludes derivatives.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Less than 0.05%.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear:both;position:relative"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g9img8c1657343.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:190.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Small-Cap Index Fund Schwab Small-Cap Index Fund SWSSX This <span style="-sec-ix-hidden:hidden8494671;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six <div style="display:inline;">months </div>ENDED <div style="display:inline;">April </div>30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(<div style="display:inline;">BASED</div> <div style="display:inline;">ON </div>A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Small-Cap Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:11.99pt;display:inline;">$2</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.04%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div><div style="color:#385768;font-family:Arial Narrow;font-size:4pt;line-height:4pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:4pt;line-height:4pt;display:inline;"> </div></div></div><div style="clear:both;position:relative"> </div></div> 2 0.0004 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">To obtain performance information current to the most </div><div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">recent month end, please visit </div><div style="color:#24EBFF;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</div><div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">.</div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Average Annual Total Returns</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;display:inline;">Fund and Inception Date</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">6 Months</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;text-transform:uppercase;display:inline;">1 Year</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">5 Years</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">10 Years</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Fund: Schwab Small-Cap Index Fund (05/19/1997)</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">1</div> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">13.66%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">44.49%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">5.80%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">11.04%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">S&P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">2</div> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">15.26%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Russell 2000</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">13.63%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">44.41%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">5.75%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">10.98%</div></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:181pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Index ownership – “Russell 2000</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">” is a registered mark of the Frank Russell Company (Russell) and has been licensed for use by the Schwab Small-Cap Index Fund. The </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Schwab Small-Cap Index Fund is not sponsored, endorsed, sold or promoted by Russell and Russell makes no representation regarding the advisability of investing in the </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">fund.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The S&P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">the Russell 2000</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear:both;position:relative"> </div></div> Schwab Small-Cap Index Fund 1997-05-19 0.1366 0.4449 0.058 0.1104 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 Russell 2000® Index 0.1363 0.4441 0.0575 0.1098 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$7,221</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">1,924</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(not annualized; excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">5%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$6,863</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">19.6</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.3</div></div></div></td></tr></table></div>

7221000000

1924

0.05

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Sector Weightings % of Investments</div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g162998g10img84aec9022.jpg" style="height:161pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g162998g10img79ad51523.jpg" style="height:191pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:198.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Excludes derivatives.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear:both;position:relative"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g162998g10img79ad51523.jpg" style="height:191pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:198.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Total Stock Market Index Fund Schwab Total Stock Market Index Fund SWTSX This <span style="-sec-ix-hidden:hidden8494677;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div><div style="display:inline;">ON </div>A <div style="display:inline;">HYPOTHETICAL </div>$10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Total Stock Market Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$2</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.03%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 2 0.0003 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Total Stock Market Index Fund (06/01/1999)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.32%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.84%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr></table></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:185.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – “Standard & Poor’s</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” and “S&P</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” are registered trademarks of Standard & Poor’s Financial Services LLC (S&P), and “Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” is a registered trademark </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">of Dow Jones Trademark Holdings LLC (Dow Jones) and have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Charles Schwab Investment Management, Inc. The “Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">SM</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” is a product of S&P Dow Jones Indices LLC or its affiliates, and has been </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">licensed for use by Charles Schwab Investment Management, Inc. The Schwab Total Stock Market Index Fund is not sponsored, endorsed, sold or promoted by S&P Dow </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Jones Indices LLC, Dow Jones, S&P, or their respective affiliates, and neither S&P Dow Jones Indices LLC, Dow Jones, S&P, nor their respective affiliates make any </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">representation regarding the advisability of investing in the fund.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab Total Stock Market Index Fund 1999-06-01 0.0618 0.3132 0.1184 0.1467 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$41,279</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2,958</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized; excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,324,347</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">26.6</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5.0</div></div></div></td></tr></table></div>

41279000000

2958

0.02

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g11imgc22f40a42.jpg" style="height:161pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g11img71881da83.jpg" style="height:190pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:199.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g11img71881da83.jpg" style="height:190pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:199.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab U.S. Large-Cap Growth Index Fund Schwab U.S. Large-Cap Growth Index Fund SWLGX This <span style="-sec-ix-hidden:hidden8494713;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height: 6pt; text-align: left; font-size: 6pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS <div style="display:inline;">FOR </div>THE <div style="display:inline;">LAST </div><div style="display:inline;">six </div>months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div><div style="display:inline;">ON </div><div style="display:inline;">A </div><div style="display:inline;">HYPOTHETICAL </div>$10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Large-Cap Growth Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$2</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:32.11pt"><div style="display:flex;white-space:nowrap;width:32.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 32.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.035%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 2 0.00035 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Returns</div></div></div></div> <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:72.97pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Since Inception</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Large-Cap Growth Index Fund (12/20/2017)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:26.57pt"><div style="display:flex;white-space:nowrap;width:26.57pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 26.57pt; letter-spacing: 0px; top: 0px;display:inline;">-1.49%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">30.55%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.78%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">17.29%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:26.57pt"><div style="display:flex;white-space:nowrap;width:26.57pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 26.57pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.40%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Russell 1000</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Growth Index</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:26.57pt"><div style="display:flex;white-space:nowrap;width:26.57pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 26.57pt; letter-spacing: 0px; top: 0px;display:inline;">-1.49%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">30.63%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.82%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">17.34%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:181pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – The Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Growth Index is a registered mark of the Frank Russell Company (Russell) and has been licensed for use by the Schwab U.S. Large-Cap </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Growth Index Fund. The Schwab U.S. Large-Cap Growth Index Fund is not sponsored, endorsed, sold or promoted by Russell and Russell makes no representation regarding </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the advisability of investing in the fund.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Growth Index. The fund does not seek to track the regulatory index.</div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab U.S. Large-Cap Growth Index Fund 2017-12-20 -0.0149 0.3055 0.1378 0.1729 S&P 500® Index 0.0603 0.3105 0.1314 0.144 Russell 1000® Growth Index -0.0149 0.3063 0.1382 0.1734 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$4,738</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">386</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized; excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,168,564</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">34.2</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">13.1</div></div></div></td></tr></table></div>

4738000000

386

0.03

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g12imgfdcb2ee92.jpg" style="height:172pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g12img7744fe453.jpg" style="height:189pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:189.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g12img7744fe453.jpg" style="height:189pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:189.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab U.S. Large-Cap Value Index Fund Schwab U.S. Large-Cap Value Index Fund SWLVX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8494574;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, <div style="display:inline;">2026 </div></div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Large-Cap Value Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$2</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:32.11pt"><div style="display:flex;white-space:nowrap;width:32.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 32.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.035%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 2 0.00035 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:72.97pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Since Inception</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Large-Cap Value Index Fund (12/20/2017)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.10%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">29.23%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.26%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.18%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">2</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.40%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Value Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.13%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">29.25%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.29%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.24%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"> </div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:181pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – The Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Value Index is a registered mark of the Frank Russell Company (Russell) and has been licensed for use by the Schwab U.S. Large-Cap </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Value Index Fund. The Schwab U.S. Large-Cap Value Index Fund is not sponsored, endorsed, sold or promoted by Russell and Russell makes no representation regarding the </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">advisability of investing in the fund.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="clear: both; position: relative; max-height: 0px;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Value Index. The fund does not seek to track the regulatory index.</div> Schwab U.S. Large-Cap Value Index Fund 2017-12-20 0.141 0.2923 0.1026 0.1018 S&P 500® Index 0.0603 0.3105 0.1314 0.144 Russell 1000® Value Index 0.1413 0.2925 0.1029 0.1024 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,072</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">854</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$481,293</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21.9</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.2</div></div></div></td></tr></table></div>

1072000000

854

0.03

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g13imgdc441b872.jpg" style="height:172pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g13img31f3b13f3.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g13img31f3b13f3.jpg" style="height:190pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab U.S. Mid-Cap Index Fund Schwab U.S. Mid-Cap Index Fund SWMCX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="display:inline;">This </span><span style="-sec-ix-hidden:hidden8496678;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED April 30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div>ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Mid-Cap Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$2</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.04%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 2 0.0004 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Returns</div></div></div></div> <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:72.97pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Since Inception</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Mid-Cap Index Fund (12/20/2017)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.83%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">25.76%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.68%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.43%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.40%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:294.07pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Russell Midcap</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.80%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">25.78%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.72%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:72.97pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:60.97pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.47%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:181pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – The Russell Midcap</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index is a registered mark of the Frank Russell Company (Russell) and has been licensed for use by the Schwab U.S. Mid-Cap Index </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund. The Schwab U.S. Mid-Cap Index Fund is not sponsored, endorsed, sold or promoted by Russell and Russell makes no representation regarding the advisability of </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">investing in the fund.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Russell Midcap</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index. The fund does not seek to track the regulatory index.</div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab U.S. Mid-Cap Index Fund 2017-12-20 0.0983 0.2576 0.0768 0.1043 S&P 500® Index 0.0603 0.3105 0.1314 0.144 Russell Midcap® Index 0.098 0.2578 0.0772 0.1047 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,592</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">792</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$37,682</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">22.5</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.3</div></div></div></td></tr></table></div>

2592000000

792

0.01

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g14img058513582.jpg" style="height:172pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g14img710b8f093.jpg" style="height:191pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g14img710b8f093.jpg" style="height:191pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab International Index Fund Schwab International Index Fund SWISX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8493899;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED April 30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div>ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$3</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.06%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 3 0.0006 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div> <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab International Index Fund (05/19/1997)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.56%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">25.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.09%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</div> <div style="clear:right"></div> </div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.98%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">24.60%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.83%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.85%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:194.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – “MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” is a registered mark of MSCI and has been licensed for use by the Schwab International Index Fund. The Schwab International Index Fund is </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">not sponsored, endorsed, sold or promoted by MSCI and MSCI bears no liability with respect to the fund. The Statement of Additional Information contains a more detailed </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">description of the limited relationship MSCI has with the fund.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab International Index Fund 1997-05-19 0.1056 0.2518 0.0906 0.0909 MSCI EAFE® Index (Net) 0.0998 0.246 0.0883 0.0885 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$14,035</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">693</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$112,885</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">18.0</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.2</div></div></div></td></tr></table></div>

14035000000

693

0.03

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g15imge0ee8b512.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g15imgae13b7a03.jpg" style="height:191pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Country Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g15img8a7b7b9c4.jpg" style="height:135pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g15imgae13b7a03.jpg" style="height:191pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Fundamental U.S. Large Company Index Fund Schwab Fundamental U.S. Large Company Index Fund SFLNX This <span style="-sec-ix-hidden:hidden8494689;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months <div style="display:inline;">ENDED</div> April 30, <div style="display:inline;">2026 </div></div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Fundamental U.S. Large Company Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$13</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.25%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 13 0.0025 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Fundamental U.S. Large Company Index Fund (04/02/2007)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">34.01%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.08%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.03%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">2</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.77%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">30.42%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.32%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.01%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">RAFI Fundamental High Liquidity US Large Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.33%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">34.31%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fundamental US Large Spliced Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.33%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">34.31%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.35%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.30%</div></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:131.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – The RAFI Fundamental High Liquidity US Large Index (the Index) is a service mark of RAFI Indices, LLC or its affiliates (collectively, RAFI) and has been </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">licensed for use by Charles Schwab Investment Management, Inc. The intellectual and other property rights to the Index are owned by or licensed to RAFI. The Schwab </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fundamental U.S. Large Company Index Fund is not sponsored, endorsed, sold or promoted by RAFI, its agents or service providers (collectively, the RAFI Parties). The RAFI </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Parties: (i) make no representation or warranty as to the results to be obtained from the use of the Index or otherwise; and (ii) shall not be liable (whether in negligence or </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">otherwise) to any person for any error in the Index. For full disclaimer, please see the fund’s statement of additional information.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the RAFI Fundamental High Liquidity US Large Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The inception date of the RAFI Fundamental High Liquidity US Large Index is January 31, 2024. The fund began tracking the index after the close of business on June 21, </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">2024.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab Fundamental U.S. Large Company Index Fund 2007-04-02 0.1414 0.3401 0.1308 0.1403 Russell 1000® Index 0.0577 0.3042 0.1232 0.1501 RAFI Fundamental High Liquidity US Large Index 0.1433 0.3431 Fundamental US Large Spliced Index 0.1433 0.3431 0.1335 0.143 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$12,228</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">738</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized; excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$726,563</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21.0</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.0</div></div></div></td></tr></table>

12228000000

738

0.05

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g16imgebefa3f52.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g16img783cd1ac3.jpg" style="height:189pt;width:253pt"/><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g16img783cd1ac3.jpg" style="height:189pt;width:253pt"/><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Fundamental U.S. Small Company Index Fund Schwab Fundamental U.S. Small Company Index Fund SFSNX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8494004;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Fundamental U.S. Small Company Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$13</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.25%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 13 0.0025 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div> <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Fundamental U.S. Small Company Index Fund (04/02/2007)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">16.89%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">37.30%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.01%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.91%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.26%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">RAFI Fundamental High Liquidity US Small Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">17.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">37.61%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fundamental US Small Spliced Index</div></div></div> </td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">17.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">37.61%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.21%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.10%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Russell 2000</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.63%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">44.41%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.75%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.98%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:118pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – The RAFI Fundamental High Liquidity US Small Index (the Index) is a service mark of RAFI Indices, LLC or its affiliates (collectively, RAFI) and has been </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">licensed for use by Charles Schwab Investment Management, Inc. The intellectual and other property rights to the Index are owned by or licensed to RAFI. The Schwab </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fundamental U.S. Small Company Index Fund is not sponsored, endorsed, sold or promoted by RAFI, its agents or service providers (collectively, the RAFI Parties). The RAFI </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Parties: (i) make no representation or warranty as to the results to be obtained from the use of the Index or otherwise; and (ii) shall not be liable (whether in negligence or </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">otherwise) to any person for any error in the Index. For full disclaimer, please see the fund’s statement of additional information.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&P 500</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the RAFI Fundamental High Liquidity US Small Index. The fund does not seek to track the regulatory index.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The inception date of the RAFI Fundamental High Liquidity US Small Index is January 31, 2024. The fund began tracking the index after the close of business on June 21, </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">2024.</div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab Fundamental U.S. Small Company Index Fund 2007-04-02 0.1689 0.373 0.0801 0.1091 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 RAFI Fundamental High Liquidity US Small Index 0.1705 0.3761 Fundamental US Small Spliced Index 0.1705 0.3761 0.0821 0.111 Russell 2000® Index 0.1363 0.4441 0.0575 0.1098 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,353</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">938</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized; excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">13%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$9,229</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">19.3</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1.9</div></div></div></td></tr></table></div>

2353000000

938

0.13

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g17imge2cb04d22.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g17imgeb95f7303.jpg" style="height:189pt;width:253pt"/><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g17imgeb95f7303.jpg" style="height:189pt;width:253pt"/><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Fundamental International Equity Index Fund Schwab Fundamental International Equity Index Fund SFNNX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8496698;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six <div style="display:inline;">months </div>ENDED <div style="display:inline;">April </div>30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(<div style="display:inline;">BASED </div>ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Fundamental International Equity Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$14</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.25%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">*</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div><div style="color:#385768;font-family:Arial Narrow;font-size:4pt;line-height:4pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:4pt;line-height:4pt;display:inline;"> </div></div></div><div style="clear:both;position:relative"> </div></div> 14 0.0025 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">To obtain performance information current to the most </div><div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">recent month end, please visit </div><div style="color:#24EBFF;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</div><div style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">.</div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Average Annual Total Returns</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;display:inline;">Fund and Inception Date</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">6 Months</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;text-transform:uppercase;display:inline;">1 Year</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">5 Years</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">10 Years</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Fund: Schwab Fundamental International Equity Index Fund (04/02/2007)</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">1,2</div> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">21.12%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">43.72%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">13.39%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">11.10%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">MSCI EAFE</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index (Net)</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">3,4</div> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">9.98%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">24.60%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">8.83%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">8.85%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">RAFI Fundamental High Liquidity Developed ex US Large Index (Net)</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">3,5</div> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">20.72%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">43.34%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">N/A</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">N/A</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Fundamental Developed ex US Large Spliced Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">20.72%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">43.34%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">13.44%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">11.08%</div></div></div></div></td></tr></table><div style="clear:both"> </div><div style="line-height:1.0pt;text-align:right"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:113.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Index ownership – The RAFI Fundamental High Liquidity Developed ex US Large Index (the Index) is a service mark of RAFI Indices, LLC or its affiliates (collectively, RAFI) and </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">has been licensed for use by Charles Schwab Investment Management, Inc. The intellectual and other property rights to the Index are owned by or licensed to RAFI. The </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Schwab Fundamental International Equity Index Fund is not sponsored, endorsed, sold or promoted by RAFI, its agents or service providers (collectively, the RAFI Parties). The </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">RAFI Parties: (i) make no representation or warranty as to the results to be obtained from the use of the Index or otherwise; and (ii) shall not be liable (whether in negligence </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">or otherwise) to any person for any error in the Index. For full disclaimer, please see the fund’s statement of additional information.</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="clear:both;position:relative"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div><div style="clear:both;position:relative"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">3</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div><div style="clear:both;position:relative"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">4</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The MSCI EAFE</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">included in the RAFI Fundamental High Liquidity Developed ex US Large Index (Net). The <div style="display:inline;">fund </div>does not seek to track the regulatory index.</div><div style="clear:both;position:relative"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">5</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The inception date of the RAFI Fundamental High Liquidity Developed ex US Large Index (<div style="display:inline;">Net</div>) is January 31, 2024. The fund began tracking the index after the close of </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">business on June 21, 2024.</div> Schwab Fundamental International Equity Index Fund 2007-04-02 0.2112 0.4372 0.1339 0.111 MSCI EAFE® Index (Net) 0.0998 0.246 0.0883 0.0885 RAFI Fundamental High Liquidity Developed ex US Large Index (Net) 0.2072 0.4334 Fundamental Developed ex US Large Spliced Index 0.2072 0.4334 0.1344 0.1108 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$4,870</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">890</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">8%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$129,692</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">16.3</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">1.5</div></div></div></td></tr></table></div>

4870000000

890

0.08

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Sector Weightings % of Investments</div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</div></div></div></div></div> <img alt=" " src="g162998g18img11cdde4c2.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g18img48c61e0e3.jpg" style="height:190pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Country Weightings % of Investments</div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</div></div></div></div></div> <img alt=" " src="g162998g18img6017cb204.jpg" style="height:135pt;width:253pt"/><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been <div style="display:inline;">licensed </div>for use by Charles Schwab & Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Excludes derivatives.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear:both;position:relative"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g18img48c61e0e3.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Fundamental International Small Equity Index Fund Schwab Fundamental International Small Equity Index Fund SFILX This <span style="-sec-ix-hidden:hidden8494701;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div>ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Fundamental International Small Equity Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$21</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.39%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 21 0.0039 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Fundamental International Small Equity Index Fund (01/31/2008)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.42%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">35.20%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.20%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.84%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3,4</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.98%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">24.60%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.83%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.85%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">RAFI Fundamental High Liquidity Developed ex US Small Index (Net)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3,5</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.99%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">35.07%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fundamental Developed ex US Small Spliced Index</div></div></div> </td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.99%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">35.07%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.43%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.97%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&P Developed ex-U.S. Small Cap Index (Net)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</div> <div style="clear:right"></div> </div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.05%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">32.20%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">5.16%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">7.76%</div></div></div></div></td></tr></table> <div style="float:left;margin-left:36pt;margin-top:6.00pt;width:522pt;min-height:250.48pt"><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:100pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – The RAFI Fundamental High Liquidity Developed ex US Small Index (the Index) is a service mark of RAFI Indices, LLC or its affiliates (collectively, RAFI) and </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">has been licensed for use by Charles Schwab Investment Management, Inc. The intellectual and other property rights to the Index are owned by or licensed to RAFI. The </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Fundamental International Small Equity Index Fund is not sponsored, endorsed, sold or promoted by RAFI, its agents or service providers (collectively, the RAFI </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Parties). The RAFI Parties: (i) make no representation or warranty as to the results to be obtained from the use of the Index or otherwise; and (ii) shall not be liable (whether in </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">negligence or otherwise) to any person for any error in the Index. For full disclaimer, please see the fund’s statement of additional information.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the RAFI Fundamental High Liquidity Developed ex US Small Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The inception date of the RAFI Fundamental High Liquidity Developed ex US Small Index (Net) is January 31, 2024. The fund began tracking the index after the close of </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">business on June 21, 2024.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div></div> <div style="clear: both; max-height: 0px;"></div> Schwab Fundamental International Small Equity Index Fund 2008-01-31 0.1542 0.352 0.082 0.0884 MSCI EAFE® Index (Net) 0.0998 0.246 0.0883 0.0885 RAFI Fundamental High Liquidity Developed ex US Small Index (Net) 0.1499 0.3507 Fundamental Developed ex US Small Spliced Index 0.1499 0.3507 0.0843 0.0897 S&P Developed ex-U.S. Small Cap Index (Net) 0.1205 0.322 0.0516 0.0776 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$727</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">1,572</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">11%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$6,268</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">15.3</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">1.4</div></div></div></td></tr></table></div>

727000000

1572

0.11

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Sector Weightings % of Investments</div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</div></div></div></div></div> <img alt=" " src="g162998g19imgd8546f932.jpg" style="height: 215px; width: 337px;"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g19img5430f4ea3.jpg" style="height: 255px; width: 337px;"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Country Weightings % of Investments</div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</div></div></div></div></div> <img alt=" " src="g162998g19imge9b8ef5d4.jpg" style="height: 180px; width: 337px;"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div> <div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which <div style="display:inline;">was</div> developed by and is the exclusive property of MSCI Inc. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g19img5430f4ea3.jpg" style="height: 255px; width: 337px;"/><div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Fundamental Emerging Markets Equity Index Fund Schwab Fundamental Emerging Markets Equity Index Fund SFENX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8494637;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Fundamental Emerging Markets Equity Index Fund</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$21</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.39%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 21 0.0039 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Fundamental Emerging Markets Equity Index Fund (01/31/2008)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.04%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">39.68%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.26%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.28%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI Emerging Markets Index (Net) </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3,4</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.13%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">46.68%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.23%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">RAFI Fundamental High Liquidity Emerging Markets Index (Net)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3,5</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.11%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">38.93%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">N/A</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fundamental Emerging Markets Spliced Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.11%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">38.93%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.40%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.77%</div></div></div></div></td></tr></table><div style="margin-top:0.0pt"></div><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:113.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership – The RAFI Fundamental High Liquidity Emerging Markets Index (the Index) is a service mark of RAFI Indices, LLC or its affiliates (collectively, RAFI) and has </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">been licensed for use by Charles Schwab Investment Management, Inc. The intellectual and other property rights to the Index are owned by or licensed to RAFI. The Schwab </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fundamental Emerging Markets Equity Index Fund is not sponsored, endorsed, sold or promoted by RAFI, its agents or service providers (collectively, the RAFI Parties). The </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">RAFI Parties: (i) make no representation or warranty as to the results to be obtained from the use of the Index or otherwise; and (ii) shall not be liable (whether in negligence </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">or otherwise) to any person for any error in the Index. For full disclaimer, please see the fund’s statement of additional information.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI Emerging Markets Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">that are included in the RAFI Fundamental High Liquidity Emerging Markets Index (Net). The fund does not seek to track the regulatory index.</div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The inception date of the RAFI Fundamental High Liquidity Emerging Markets Index (Net) is January 31, 2024. The fund began tracking the index after the close of business </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">on June 21, 2024.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab Fundamental Emerging Markets Equity Index Fund 2008-01-31 0.1404 0.3968 0.1026 0.1028 MSCI Emerging Markets Index (Net) 0.1513 0.4668 0.0605 0.0923 RAFI Fundamental High Liquidity Emerging Markets Index (Net) 0.1311 0.3893 Fundamental Emerging Markets Spliced Index 0.1311 0.3893 0.104 0.1077 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,728</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">352</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">7%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$199,766</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">11.8</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1.4</div></div></div></td></tr></table></div>

1728000000

352

0.07

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g20imgb1bb3ed92.jpg" style="height:141pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g20imge346d2453.jpg" style="height:195pt;width:253pt"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Country Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g162998g20imgd2b538f24.jpg" style="height:135pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:212.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g20imge346d2453.jpg" style="height:195pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:212.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Balanced Fund Schwab Balanced Fund SWOBX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8495229;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED April 30, <div style="display:inline;">2026 </div></div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVES<div style="letter-spacing: 0px; top: 0px;display:inline;">TM</div>ENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Balanced Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inceptio<div style="letter-spacing: 0px; top: 0px;display:inline;">n</div> Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Balanced Fund (11/18/1996)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.38%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">18.55%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.30%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.80%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">S&P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index</div><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.03%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.05%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.26%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Balanced Blended Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">5.03%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.23%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.28%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.49%</div></div></div></div></td></tr></table></div> <div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab Balanced Fund 1996-11-18 0.0338 0.1855 0.063 0.088 S&P 500® Index 0.0603 0.3105 0.1314 0.1526 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Balanced Blended Index 0.0503 0.2023 0.0728 0.0949 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div> <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$758</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">7</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">4%</div></div></div></td></tr></table>

758000000

0.04

1180000000

0.07

1108000000

0.07

643000000

0.07

208000000

0.07

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Asset Class <div style="display:inline;">Weightings </div>% of Investments</div></div></div></div></div> <img alt=" " src="g162998g25img4753ffc92.jpg" style="height:182pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top <div style="display:inline;">Holdings </div>% of Net <div style="display:inline;">Assets</div></div></div></div></div></div> <img alt=" " src="g162998g25img8d4381e23.jpg" style="height:205pt;width:253pt"/><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:205.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top <div style="display:inline;">Holdings </div>% of Net <div style="display:inline;">Assets</div></div></div></div></div></div> <img alt=" " src="g162998g25img8d4381e23.jpg" style="height:205pt;width:253pt"/><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:205.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Target 2010 Fund Schwab Target 2010 Fund SWBRX This <span style="-sec-ix-hidden:hidden8496672;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div><div style="display:inline;">30</div>, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Target 2010 Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height: 6pt; margin-top: 0pt; text-align: left; font-size: 6pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Target 2010 Fund (07/01/2005)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.11%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.74%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;"></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Target 2010 Composite Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.17%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.20%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.45%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.85%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"> </div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="clear: both; position: relative; max-height: 0px;"> </div> Schwab Target 2010 Fund 2005-07-01 0.0314 0.1219 0.0411 0.0574 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Target 2010 Composite Index 0.0317 0.122 0.0445 0.0585 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:237.17pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:17.83pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$44</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:237.17pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:17.83pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:237.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:17.83pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">12%</div></div></div></td></tr></table>

44000000

0.12

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Asset Class Weightings % of Investments</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g26img0d0b11b22.jpg" style="height:202pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g26img50d967823.jpg" style="height:206pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since <div style="display:inline;">the </div>report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g26img50d967823.jpg" style="height:206pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since <div style="display:inline;">the </div>report date.</div></div> Schwab Target 2015 Fund Schwab Target 2015 Fund SWGRX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8496676;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Target 2015 Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Target 2015 Fund (03/12/2008)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.43%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.26%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.44%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.04%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;"></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div> </td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Target 2015 Composite Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.51%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.29%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.84%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.18%</div></div></div></div></td></tr></table></div> <div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab Target 2015 Fund 2008-03-12 0.0343 0.1326 0.0444 0.0604 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Target 2015 Composite Index 0.0351 0.1329 0.0484 0.0618 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:239.05pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:15.95pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$46</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:239.05pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:15.95pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:239.05pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:15.95pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">6%</div></div></div></td></tr></table></div>

46000000

0.06

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Asset Class Weightings % of Investments</div></div></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g27img5dc220592.jpg" style="height:202pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g27img36fdbac33.jpg" style="height:206pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g162998g27img36fdbac33.jpg" style="height:206pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Target 2020 Fund Schwab Target 2020 Fund SWCRX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8496674;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Target 2020 Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Target 2020 Fund (07/01/2005)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.70%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.01%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.69%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.54%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;"></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div> </td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Target 2020 Composite Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.74%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.02%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.10%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.68%</div></div></div></div></td></tr></table><div style="margin-top:0.0pt"></div><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab Target 2020 Fund 2005-07-01 0.037 0.1401 0.0469 0.0654 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Target 2020 Composite Index 0.0374 0.1402 0.051 0.0668 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$288</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5%</div></div></div></td></tr></table></div>

288000000

0.05

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Asset Class Weightings % of Investments</div></div></div></div></div></div> <img alt=" " src="g162998g28imgcc2a71882.jpg" style="height:202pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g28img73f02ef03.jpg" style="height:206pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g28img73f02ef03.jpg" style="height:206pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Target 2025 Fund Schwab Target 2025 Fund SWHRX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8496670;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Target 2025 Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Target 2025 Fund (03/12/2008)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.84%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.58%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.04%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.37%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;"></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div> </td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Target 2025 Composite Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.90%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.51%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">5.56%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.59%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinve<div style="display:inline;">sted. In</div>dex figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab Target 2025 Fund 2008-03-12 0.0384 0.1458 0.0504 0.0737 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Target 2025 Composite Index 0.039 0.1451 0.0556 0.0759 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$398</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5%</div></div></div></td></tr></table></div>

398000000

0.05

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Asset Class Weightings % of Investments</div></div></div></div></div></div> <img alt=" " src="g162998g29imgf5235b7f2.jpg" style="height:202pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g29img4b5c36e43.jpg" style="height:206pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g29img4b5c36e43.jpg" style="height:206pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:184.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Target 2030 Fund Schwab Target 2030 Fund SWDRX <span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8496664;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, </span><span style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Target 2030 Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Target 2030 Fund (07/01/2005)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">4.90%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">18.42%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.48%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;"></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div> </td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"> <div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Target 2030 Composite Index</div></div></div> </td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">4.97%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">18.24%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">6.82%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.75%</div></div></div></div></td></tr></table><div style="clear: both; max-height: 0px;"></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include tr<div style="display:inline;">ading </div>and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="clear: both; position: relative; max-height: 0px;"></div> Schwab Target 2030 Fund 2005-07-01 0.049 0.1842 0.0619 0.0848 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Target 2030 Composite Index 0.0497 0.1824 0.0682 0.0875 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,050</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">22</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">8%</div></div></div></td></tr></table></div>

1050000000

0.08

707000000

0.05

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Asset Class Weightings % of Investments</div></div></div></div></div> <img alt=" " src="g162998g31img800cf2022.jpg" style="height:222pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g31img618866953.jpg" style="height:206pt;width:253pt"/><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:164.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div> <img alt=" " src="g162998g31img618866953.jpg" style="height:206pt;width:253pt"/><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:164.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Target 2040 Fund Schwab Target 2040 Fund SWERX This <span style="-sec-ix-hidden:hidden8496659;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">April </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(<div style="display:inline;">BASED </div>ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Target 2040 Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Target 2040 Fund (07/01/2005)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.64%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">23.95%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.70%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.96%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Target 2040 Composite Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.61%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">23.64%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.45%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.35%</div></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab Target 2040 Fund 2005-07-01 0.0664 0.2395 0.077 0.0996 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Target 2040 Composite Index 0.0661 0.2364 0.0845 0.1035 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,373</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:228.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:26.5pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5%</div></div></div></td></tr></table>

1373000000

0.05

<div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Asset Class Weightings % of Investments</div></div></div></div></div></div> <img alt=" " src="g162998g32img369960722.jpg" style="height:193pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g32img53b426ef3.jpg" style="height:197pt;width:253pt"/><div style="line-height:9.0pt;margin-top:202.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Top Holdings % of Net Assets</div></div></div></div></div></div> <img alt=" " src="g162998g32img53b426ef3.jpg" style="height:197pt;width:253pt"/><div style="line-height:9.0pt;margin-top:202.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Target 2045 Fund Schwab Target 2045 Fund SWMRX This <span style="-sec-ix-hidden:hidden8496656;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of November 1, 2025, to April 30, 2026. You can find additional information about the fund at www.schwabassetmanagement.com/prospectus. You can also request this information by calling 1-866-414-6349 or by sending an email request to orders@mysummaryprospectus.com. www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months <div style="display:inline;">ENDED </div>April <div style="display:inline;">30</div>, <div style="display:inline;">2026 </div></div></div><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Target 2045 Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$0</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.00%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. This agreement to limit the total annual </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund operating expenses is limited to the fund’s direct operating expenses and, therefore, does not apply to acquired fund fees and expenses (AFFE), which are indirect </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">expenses incurred by the fund through its investments in the underlying funds.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 4pt; line-height: 4pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 0 0 The performance data quoted represents past performance. Past performance does not guarantee future results. <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">To obtain performance information current to the most </div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">recent month end, please visit </div></div><div style="color: rgb(36, 235, 255); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average Annual Total Returns</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:52.42pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6 Months</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:49.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Target 2045 Fund (01/23/2013)</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">7.31%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">26.14%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">8.24%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.48%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Total Stock Market Index</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">SM</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.19%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">31.37%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.86%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">0.54%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">4.06%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">0.18%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">1.67%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:321.49pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Target 2045 Composite Index</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:52.42pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:37.42pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">7.24%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:49.52pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">25.73%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.03%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.92%</div></div></div></div></td></tr></table></div><div style="line-height: 1pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:179.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab Target 2045 Fund 2013-01-23 0.0731 0.2614 0.0824 0.1048 Dow Jones U.S. Total Stock Market IndexSM 0.0619 0.3137 0.1186 0.1471 Bloomberg US Aggregate Bond Index 0.0054 0.0406 0.0018 0.0167 Target 2045 Composite Index 0.0724 0.2573 0.0903 0.1092 <div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These </div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">returns do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.</div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: "Arial Narrow"; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$396</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21</div></div></div></td></tr> <tr style="height:22.25pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:234.73pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(not annualized)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:20.27pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: "Arial Narrow"; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3%</div></div></div></td></tr></table>

396000000

0.03

414000000

0.01

307000000

137000000

0.01

50000000

0.01

1000000

0.09