|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Field Name
|
Verified Value
|
Bid Tape Value
|
Comment
|
|
409051306
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Total DTI is confirmed with the income and liabilities and supports the lenders DTI
|
|
|
409051311
|
XXXXX
|
Loan Purpose
|
XXX
|
XXX
|
XXX is Primary XXX Per XXX
|
|
|
409051326
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
REO losses were calculated higher than Stated on properties for XXX
|
|
|
409054142
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
The total DTI is XXX% the discrepancy is from the XXX difference in the monthly payments that was included.
|
|
|
409054143
|
XXXXX
|
Loan Purpose
|
XXX
|
XXX
|
Loan Is a XXX.
|
|
|
409054151
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
DTI variance due to lender’s XXX calcs of investment property differs from XXX $XXX. Using XXX figure as it is higher.
|
|
|
409051365
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
The total DTI is XXX% the discrepancy is due to the XXX taxes + XXX HOA dues. Taxes and HOA Fees for Subject Property XXX on XXX in loan file images does not match
documentation found in file or on the Underwriter Information Summary and when used calculates a XXX% DTI that is in variance to Lender value used for loan approval of XXX%.
|
|
|
409051368
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
VARIANCE TAXES AND XXX
|
|
|
409054159
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Qualifying DTI is higher due to reviewers income calculation with XXX is slightly lower than Lenders calculation. DTI still meets guidelines
|
|
|
409054161
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
The qualifying total DTI is XXX the discrepancy is from the XXX net rental loss.
|
|
|
409051372
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
DTI Discrepancy: The Income discrepancy arises because the lender included only the meals expense amount ($XXX), whereas the tax return reflects total meals and
entertainment expenses of XXX resulting in a difference in the income calculation cause the DTI discrepancy.
|
|
|
409049574
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
DTI is XXX% Higher Due to included the Flood XXX Premium.
|
|
|
409054272
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Variance in other debt payments
|
|
|
409054167
|
XXXXX
|
Loan Purpose
|
XXX
|
XXX
|
This is a XXX transaction
|
|
|
409051387
|
XXXXX
|
Loan Purpose
|
XXX
|
XXX
|
Loan Is a XXX.
|
|
|
409054172
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
The total DTI is XXX% the discrepancy is due to the XXX difference in the monthly HOA Dues.
|
|
|
409051390
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Variance in consumer debt payments
|
|
|
409051392
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
DTI variance due to Originator excluding a payment for XXX #XXX. Per XXX this debt is paid by another, however Auditor was unable to locate verification in the
loan file, hence the debt was included resulting in a back-end DTI of XXX% versus the Originator's back-end DTI of XXX%. Loan still falls within guidelines and does not affect ability to repay. Max DTI XXX% per guidelines.
|
|
|
409051423
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Discrepancy is due rental income differs from Originators calculations.
|
|
|
409054197
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Rounding
|
|
|
409054202
|
XXXXX
|
Loan Purpose
|
XXX
|
XXX
|
This is a XXX
|
|
|
409051440
|
XXXXX
|
Loan Purpose
|
XXX
|
XXX
|
Updated As Per Final 1003
|
|
|
409054221
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Confirmed the liabilities and documented income
|
|
|
409054227
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Per income docs on file. XXX Calculated lesser SE income then was provided on Final 1003.
|
|
|
409054242
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Confirmed XXX% DTI variance due to XXX variance in All Other monthly payments.
|
|
|
409054262
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Within variance
|
|
|
409054265
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
XXX- Income- $XXX/Total Liabilities- $XXX= XXX% DTI
|
|
|
409054268
|
XXXXX
|
Loan Purpose
|
XXX
|
XXX
|
This is a XXX transaction
|
|
|
409052846
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed to be XXX is XXX
|
|
|
409052846
|
XXXXX
|
Property Type
|
XXX
|
XXX
|
Update as per Appraisal document
|
|
|
409052846
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Update as per Asset documents
|
|
|
409052709
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052737
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052737
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052737
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052689
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052689
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052805
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Updated as per Final CD & Escrow Waiver document
|
|
|
409052805
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Updated as per Appraisal document
|
|
|
409052805
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Assets updated as per assets document
|
|
|
409052659
|
XXXXX
|
Borrower 1 Self-Employment Flag
|
XXX
|
XXX
|
Confirmed S/E with 2nd income.
|
|
|
409052659
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations
|
|
|
409052713
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052713
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052713
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations
|
|
|
409052710
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052695
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Per Appraisal
|
|
|
409052695
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Per Appraisal
|
|
|
409052695
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per Assets
|
|
|
409052839
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed XXX using the AUS.
|
|
|
409052839
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052701
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
confirmed with system calculations.
|
|
|
409052828
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed with Sales Price on Final CD.
|
|
|
409052828
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052828
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052828
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052688
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Compliance
|
|
|
409052688
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052688
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052677
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052677
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052677
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052848
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed Sales Price on Final CD.
|
|
|
409052848
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052746
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052746
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052746
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052810
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed with sales price on Final CD.
|
|
|
409052778
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset stmts and system calculations.
|
|
|
409052808
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset Statement and system calculations.
|
|
|
409052852
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed XXX using the AUS.
|
|
|
409052852
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052809
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Per Property Valuation provided
|
|
|
409052809
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Per Property Valuation provided
|
|
|
409052809
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Per Property Valuation provided
|
|
|
409052809
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per Asset Verified and proivided
|
|
|
409052803
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
$XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit
|
|
|
409052817
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per assets provided in file Verified assets are XXX
|
|
|
409052811
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Updated as per Asset Documents $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available
assets post close / Audit
|
|
|
409052779
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052779
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052779
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052822
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052764
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations
|
|
|
409052667
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Rounded Up Issue
|
|
|
409052667
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Rounded Up Issue
|
|
|
409052667
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset stmts and system calculations.
|
|
|
409052692
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Per property valuation in file
|
|
|
409052692
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Per property valuation in file
|
|
|
409052844
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
As per audit, qualifying property value is the sales price of XXX Tape data value is the property appraisal value of XXX
|
|
|
409052836
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed Sales Price on Final CD.
|
|
|
409052836
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset stmts and system calculations.
|
|
|
409052815
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052807
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052807
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052807
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052820
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
XXX updated as per asset Statement and system calculations.
|
|
|
409052838
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed XXX using the appraisal.
|
|
|
409052838
|
XXXXX
|
Property Type
|
XXX
|
XXX
|
Confirmed XXX using the appraisal.
|
|
|
409052838
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052832
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Per Property Valuation in file
|
|
|
409052832
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per assets provided in file
|
|
|
409052870
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed on the Final CD and Appraisal Report
|
|
|
409052870
|
XXXXX
|
Primary Appraised Property Value
|
$XXX
|
$XXX
|
Confirmed with appraisal.
|
|
|
409052870
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052870
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052870
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset stmts and system calculations.
|
|
|
409052653
|
XXXXX
|
Percent of Borrower's Funds for Down Payment
|
XXX
|
XXX
|
Verified assets using bank Statements, XXX% used
|
|
|
409052653
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Verified DTI XXX% and matches lender XXX
|
|
|
409052702
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Rounding
|
|
|
409052702
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Rounding
|
|
|
409052702
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per asset documents
|
|
|
409052873
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052715
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Compliance
|
|
|
409052715
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052760
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
$XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS The lender reduced the balance by the amount of the XXX
EMD. Audit did not. $XXX Total available assets post close / Audit
|
|
|
409052798
|
XXXXX
|
Borrower 2 SSN
|
XXX
|
XXX
|
Confirmed on Final 1003 and credit report.
|
|
|
409052773
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed the lower of the sales price and appraisal value, XXX was used to qualify.
|
|
|
409052773
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed total qualifying assets using the asset documents.
|
|
|
409052770
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052686
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Rounded Up Matches with XXX
|
|
|
409052686
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Rounded Up Matches with XXX
|
|
|
409052652
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per asset documents
|
|
|
409052679
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Compliance
|
|
|
409052679
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Exception set
|
|
|
409052679
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Exception set
|
|
|
409052679
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052673
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052673
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052707
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations
|
|
|
409052813
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
True data verified per appraisal.
|
|
|
409052813
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
True data verified per bank Statements.
|
|
|
409052796
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052792
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed sales price with Final CD.
|
|
|
409052792
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052705
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed sales price.
|
|
|
409052802
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset stmts and system calculations.
|
|
|
409052882
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052882
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052826
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052826
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052826
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052761
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Per XXX
|
|
|
409052761
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Per XXX
|
|
|
409052761
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per assets
|
|
|
409052763
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052763
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052763
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052799
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052795
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed with Final CD for sales price.
|
|
|
409052795
|
XXXXX
|
Property Type
|
XXX
|
XXX
|
Confirmed SF attached with appraisal.
|
|
|
409052795
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052825
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052825
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052825
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052834
|
XXXXX
|
Borrower 1 FTHB
|
XXX
|
XXX
|
Confirmed using the final application
|
|
|
409052834
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052855
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052847
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Escrow is not required
|
|
|
409052847
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
XXX = SP. XXX = AV.
|
|
|
409052847
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Lender LTV__6420__% CLTV__6420__%. Audit LTV__6421__% CLTV__6421__% The difference is due to system rounding
|
|
|
409052847
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Lender LTV__6420__% CLTV__6420__%. Audit LTV__6421__% CLTV__6421__% The difference is due to system rounding
|
|
|
409052847
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
$XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit
|
|
|
409052797
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed sales price with XXX agreement and approval.
|
|
|
409052797
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052872
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed with Sales price.
|
|
|
409052872
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052656
|
XXXXX
|
Percent of Borrower's Funds for Down Payment
|
XXX
|
XXX
|
Confirmed funds for closing belong to the borrower.
|
|
|
409052656
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Confirmed Audit DTI of XXX% using income from Final 1003, initial underwriter's income worksheet and the Delegated Eligibility Certificate.
|
|
|
409052706
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Per Appraisal
|
|
|
409052706
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Per Appraisal
|
|
|
409052706
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Per Assets
|
|
|
409052708
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Rounding
|
|
|
409052708
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Rounding
|
|
|
409052665
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Verified per Note in File
|
|
|
409052665
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Verified per Note in file
|
|
|
409052879
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Audit data is post-closing assets. Tape data is pre-closing assets.
|
|
|
409052886
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052886
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052886
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052849
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed with Sales price on Final CD.
|
|
|
409052849
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset stmts and system calculations.
|
|
|
409052816
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
As per audit, loan does not collect escrows, therefore Escrow Waiver is "Yes". Tape data States "No" for No Escrows collected.
|
|
|
409052816
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
As per audit, Final Qualifying Value is the sales price. Tape data is the actual property value from the appraisal.
|
|
|
409052816
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
As per audit, figure is post-closing assets. Tape data is pre-closing assets.
|
|
|
409052850
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052850
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052850
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052784
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052769
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Complaince
|
|
|
409052769
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052769
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052823
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052831
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052831
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052831
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052861
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Completed by compliance analyst. N/A for credit review.
|
|
|
409052861
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed XXX using the AUS.
|
|
|
409052861
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052867
|
XXXXX
|
Borrower 2 Self-Employment Flag
|
XXX
|
XXX
|
Confirmed B2 is not self XXX with Final 1003 and income documents.
|
|
|
409052867
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052867
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052854
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed Total qualifying assets post closing is correct.
|
|
|
409052864
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed XXX using the AUS.
|
|
|
409052864
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052864
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052864
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052888
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Difference due to rounding.
|
|
|
409052888
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Difference due to rounding.
|
|
|
409052888
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052857
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed XXX using the AUS.
|
|
|
409052857
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052853
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
XXX = SP. XXX = 1st Appraised value.
|
|
|
409052853
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
$XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit
|
|
|
409052860
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed XXX using the AUS.
|
|
|
409052860
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed XXX using the asset documents.
|
|
|
409052721
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations
|
|
|
409052865
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Confirmed sales price with Final CD.
|
|
|
409052865
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with asset stmts and system calculations.
|
|
|
409052680
|
XXXXX
|
Final Qualifying Property Value
|
$XXX
|
$XXX
|
Final Value confirmed on Sales Contract
|
|
|
409052680
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets.
|
|
|
409052685
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Audit DTI matches DU
|
|
|
409052878
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Audit is post-closing assets. Tape data is pre-closing assets.
|
|
|
409052835
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052835
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed XXX using AUS. The variance is due to rounding.
|
|
|
409052754
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Per rounding
|
|
|
409052754
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Per rounding
|
|
|
409052748
|
XXXXX
|
Escrow Waiver in File
|
XXX
|
XXX
|
Compliance
|
|
|
409052748
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052748
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Due to rounding
|
|
|
409052748
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
Confirmed with system calculations.
|
|
|
409052806
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
$XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit • XXX
#XXX ending date XX/XX/XXXX $XXX. The lender did not update the balance with the current Statement in DU. • XXX #XXX ending date XXX/XXX/XXX. $XXX. the lender did not update the balance with the current Statement in DU.
|
|
|
409052859
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
True data verified per appraisal and loan documents.
|
|
|
409052859
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
True data verified per appraisal and loan documents.
|
|
|
409052859
|
XXXXX
|
Total Qualified Assets Post-Close
|
XXX
|
XXX
|
True data verified per bank Statements.
|
|
|
409052671
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV was rounded up to the whole percentage. XXX % to XXX%
|
|
|
409052671
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV was rounded up to the whole percentage. XXX % to XXX%
|
|
|
409052691
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Audit DTI <tape data but >DU because lender used a lower HOA fee for the subject
|
|
|
409052694
|
XXXXX
|
Loan Amount
|
$XXXXXX
|
$XXXXXX
|
Confirmed per Note.
|
|
|
409052694
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Matches lender, rounding issue.
|
|
|
409052743
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Audit matched lender XXX page XXX for pitia, taxes, XXX, all other debt and income.
|