Exhibit 99.3
Exception Grades
Run Date - 6/29/2026 11:12:25 AM
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | Loan Exception ID | Exception ID | Exception Date | Exception Type | Exception Category | Exception Subcategory | 15E Category | Exception | Exception Detail | Exception Information | Compensating Factors | Compensating Factor Information | Applying Party | Follow-up Comments | Cleared Date | Cured Date | Waived Date | Waived with Regrade | Exception Level Grade | DBRS Initial Exception Rating | DBRS Final Exception Rating | Fitch Initial Exception Rating | Fitch Final Exception Rating | Kroll Initial Exception Rating | Kroll Final Exception Rating | Moody's Initial Exception Rating | Moody's Final Exception Rating | S&P Initial Exception Rating | S&P Final Exception Rating | Note Date | Property State | Occupancy | Purpose | Exception Remediation | Overall Initial Loan Grade |
Overall Final Loan Grade |
Credit Initial Loan Grade |
Credit Final Loan Grade |
Compliance Initial Loan Grade |
Compliance Final Loan Grade |
Property Initial Loan Grade |
Property Final Loan Grade |
Originator QM ATR Status | TPR QM ATR Status | Is Curable |
| [redacted] | RCKT2026CESP10002 | 36675619 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/10/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10002 | 36675622 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10002 | 36675623 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. Buyer Comment (2026-06-11): Please refer to [redacted] |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10002 | 36694407 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The coborrower's [redacted] W2 in the file is blank. Please provide the most recent year W2 or equivalent documentation for review. | Reviewer Comment (2026-06-11): Received [redacted] W-2. Exception cleared. Buyer Comment (2026-06-11): Please see the attached [redacted] W2. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | PA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10002 | 36694416 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-11): Received [redacted] W-2. Exception cleared. Buyer Comment (2026-06-11): Please see the attached [redacted] W2. |
06/11/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10002 | 36694417 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-11): Received [redacted] W-2. Exception cleared. Buyer Comment (2026-06-11): Please see the attached [redacted] W2. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | PA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10073 | 36675422 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/10/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10073 | 36675465 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file is missing the co-borrower's most recent paystub. Please provide for review. | Reviewer Comment (2026-06-11): Received YTD paystub. Exception cleared. Buyer Comment (2026-06-11): Please see the attached paystub. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10073 | 36675498 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-11): Received YTD paystub. Exception cleared. Buyer Comment (2026-06-11): Please see the attached paystub. |
06/11/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10073 | 36675507 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-11): Received YTD paystub. Exception cleared. Buyer Comment (2026-06-11): Please see the attached paystub. |
06/11/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10073 | 36699297 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10079 | 36675384 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10079 | 36675386 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10090 | 36676939 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/10/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10090 | 36700417 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-10): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/10/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10090 | 36777726 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10130 | 36676414 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/10/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10130 | 36676415 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10130 | 36676416 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-10): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10130 | 36676480 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | Loan designation failure due to the rate set date. Please provide evidence of the re-lock which occurred [redacted] per the QM Findings. | Reviewer Comment (2026-06-19): Evidence of re-lock which occurred on[redacted] has been provided. Exception cleared. Buyer Comment (2026-06-17): Please see the attached rate history. Reviewer Comment (2026-06-16): The history provided shows [redacted] as of [redacted]. Diligence needs evidence of the change to [redacted] on [redacted] per the QM Findings. Please provide evidence of the relock from [redacted] for review. Buyer Comment (2026-06-11): Please see the attached pricing history showing interest rate lowered to [redacted] |
06/19/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10132 | 36675618 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/10/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10132 | 36675620 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10132 | 36675621 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-10): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10132 | 36697443 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | A corrected W2 was provided for 2025, however, it only contains [redacted] info. The full W2 or equivalent documentation for [redacted] is required. | Reviewer Comment (2026-06-23): 2025 W2 provided, income is supported. Exception cleared. Buyer Comment (2026-06-23): Please see the 2025 W2 for [redacted] attached |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10175 | 36676236 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10175 | 36719286 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10201 | 36675364 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10201 | 36743420 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] moderately exceeds the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.) | Loan designation failure due to DTI calculation being higher than approved. DTI variance is due to [redacted] property PITIA being higher than the lender's final 1003 document shows. Full PITI was entered as shown on the statement provided. | Reviewer Comment (2026-06-23): Client confirmed the shortage is paid over [redacted] months for the non-subject property. If the shortage began on[redacted] per docs provided, and payment confirmed due [redacted], [redacted] months have been paid, leaving [redacted] months remaining. Acceptable to exclude the shortage as [redacted] months per client guidelines. Exception cleared. |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10201 | 36743428 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | The DTI exceeds the maximum allowed, causing the loan to waterfall through QM Testing, resulting in a Loan Designation discrepancy. | Reviewer Comment (2026-06-23): Client confirmed the shortage is paid over [redacted] months for the non-subject property. If the shortage began on[redacted] per docs provided, and payment confirmed due [redacted], [redacted] months have been paid, leaving [redacted] months remaining. Acceptable to exclude the shortage as [redacted] months per client guidelines. Exception cleared. Reviewer Comment (2026-06-22): In order to exclude the shortage, please provide servicing documentation which confirms the total shortage and pay history. Diligence is unable to determine based on the documentation provided when this began, or how much time remains. Please provide additional supporting documentation for review. Buyer Comment (2026-06-18): Please see the attached [redacted] and [redacted] statements which shows [redacted] in month shortages. Since the shortage started in [redacted], and the borrower has made [redacted] payments since, the borrower has [redacted] payments left on their shortage and therefore should be excluded form PITIA and should result in a DTI of [redacted]. |
06/23/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10201 | 36743557 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Discrepancy in approved DTI and audited DTI is due to the [redacted] property PITI payment being higher than detailed on approval documents. PITI was entered as shown on the mortgage statement provided. | Reviewer Comment (2026-06-23): Client confirmed the shortage is paid over [redacted] months for the non-subject property. If the shortage began on[redacted] per docs provided, and payment confirmed due [redacted], [redacted] months have been paid, leaving [redacted] months remaining. Acceptable to exclude the shortage as [redacted] months per client guidelines. Exception cleared. Reviewer Comment (2026-06-22): In order to exclude the shortage, please provide servicing documentation which confirms the total shortage and pay history. Diligence is unable to determine based on the documentation provided when this began, or how much time remains. Please provide additional supporting documentation for review. Buyer Comment (2026-06-18): Please see the attached [redacted] and [redacted] statements which shows [redacted] in month shortages. Since the shortage started in [redacted], and the borrower has made [redacted] payments since, the borrower has [redacted] payments left on their shortage and therefore should be excluded form PITIA and should result in a DTI of [redacted]. |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10201 | 36743565 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | The DTI exceeds the maximum allowed, causing the loan to waterfall through QM Testing. | Reviewer Comment (2026-06-23): Client confirmed the shortage is paid over [redacted] months for the non-subject property. If the shortage began on[redacted] per docs provided, and payment confirmed due [redacted], [redacted] months have been paid, leaving [redacted] months remaining. Acceptable to exclude the shortage as [redacted] months per client guidelines. Exception cleared. Reviewer Comment (2026-06-22): In order to exclude the shortage, please provide servicing documentation which confirms the total shortage and pay history. Diligence is unable to determine based on the documentation provided when this began, or how much time remains. Please provide additional supporting documentation for review. Buyer Comment (2026-06-18): Please see the attached [redacted] and [redacted] statements which shows [redacted] in month shortages. Since the shortage started in [redacted], and the borrower has made [redacted] payments since, the borrower has [redacted] payments left on their shortage and therefore should be excluded form PITIA and should result in a DTI of [redacted]. |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10201 | 36744044 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10202 | 36677223 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10202 | 36677224 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10202 | 36677225 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10211 | 36674483 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10211 | 36674490 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10211 | 36674492 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10213 | 36678347 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10213 | 36678349 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10213 | 36678351 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10240 | 36675780 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10240 | 36675784 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10240 | 36675787 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10262 | 36682822 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10262 | 36719414 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10270 | 36676059 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10270 | 36719506 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10331 | 36675171 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10331 | 36675175 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10349 | 36675231 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10349 | 36675232 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10349 | 36675233 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10351 | 36676261 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10351 | 36676266 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10351 | 36676268 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10357 | 36676618 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10357 | 36676619 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10357 | 36676620 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10362 | 36675168 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10362 | 36722162 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10371 | 36677569 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10371 | 36677682 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Residential Mortgage Loan (Disclosure of Material Terms Not Provided Timely) | [redacted]: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower within [redacted] business days of receipt of the loan application. | Mortgage loan file does not contain a disclosure summary of all material terms provided to the borrower within [redacted] business days of receipt of the loan application. | Buyer Comment (2026-06-17): seller accepts; no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10371 | 36749948 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10377 | 36676878 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10377 | 36676886 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10377 | 36676887 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10394 | 36678159 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10394 | 36678160 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10394 | 36678161 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10394 | 36678266 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/11/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10394 | 36678267 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/11/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10408 | 36678093 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10408 | 36678094 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10408 | 36678095 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10421 | 36684511 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10421 | 36684518 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10421 | 36684520 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10425 | 36683929 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10425 | 36722430 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10426 | 36676484 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10426 | 36676490 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10426 | 36676491 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10492 | 36679209 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10492 | 36721016 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10501 | 36675518 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10501 | 36675519 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10501 | 36675521 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10503 | 36675678 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10503 | 36675679 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10503 | 36675680 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10551 | 36676330 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10551 | 36722520 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10585 | 36682883 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10585 | 36682884 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10585 | 36682886 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10606 | 36677234 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10606 | 36724318 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10610 | 36680870 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10610 | 36680872 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10610 | 36680873 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10621 | 36681096 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10621 | 36724419 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10624 | 36682562 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10624 | 36682565 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10624 | 36682570 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10643 | 36679999 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-24): Seller acknowledges exception, no change to grading. Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/24/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WY | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10643 | 36680217 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WY | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10643 | 36680534 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached proof of self-employment. |
06/17/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | WY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10643 | 36741756 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached proof of self-employment. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WY | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10643 | 36741758 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached proof of self-employment. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WY | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10643 | 36741764 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached proof of self-employment. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WY | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10643 | 36741765 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-24): Seller acknowledges exception, no change to grading. Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/24/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WY | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10643 | 36744014 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WY | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10685 | 36684292 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10685 | 36684295 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10685 | 36684296 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10686 | 36677583 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10686 | 36724534 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10687 | 36683582 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10687 | 36723655 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10706 | 36682819 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10706 | 36723575 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | DTI is excessive due to the [redacted] policy that was provided and was considered by diligence. Lender did not consider the wind coverage, only the general hazard coverage. | Reviewer Comment (2026-06-15): [redacted] Insurance is already included in Escrow so excluded. Exception cleared. Buyer Comment (2026-06-15): [redacted] insurance is included in the escrow collection. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10706 | 36723608 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-15): [redacted] Insurance is already included in Escrow so excluded. Exception cleared. Buyer Comment (2026-06-15): [redacted] insurance is included in the escrow collection. |
06/15/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10706 | 36723609 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and[redacted] of [redacted] moderately exceeds the guideline maximum of[redacted]. (DTI Exception is eligible to be regraded with compensating factors.) | DTI is excessive due to the [redacted] policy that was provided and was considered by diligence. | Reviewer Comment (2026-06-15): [redacted] Insurance is already included in Escrow so excluded. Exception cleared. Buyer Comment (2026-06-15): [redacted] insurance is included in the escrow collection. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10706 | 36723610 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-15): [redacted] Insurance is already included in Escrow so excluded. Exception cleared. Buyer Comment (2026-06-15): All insurance documents have been provided. We have used the greater amount to qualify [redacted] as a conservative estimate of the total payment. This meets all guidelines. We are not required to itemize the escrow account. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10706 | 36724776 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10706 | 36724843 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | The total escrow on the [redacted] lien mortgage statement is [redacted]. Even with the windstorm coverage added, the variance in what is being collected vs what is being qualified with for taxes and insurance is nearly [redacted] month. Please confirm diligence has all property insurance and the correct taxes for the subject. | Reviewer Comment (2026-06-15): [redacted] Insurance is already included in Escrow so excluded. Exception cleared. Buyer Comment (2026-06-15): All insurance documents have been provided. We have used the greater amount to qualify [redacted] as a conservative estimate of the total payment. This meets all guidelines. We are not required to itemize the escrow account. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10727 | 36682258 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10727 | 36682259 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10729 | 36683348 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ND | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10729 | 36777739 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | ND | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10734 | 36680060 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10734 | 36724023 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10755 | 36674838 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10755 | 36674839 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10755 | 36674842 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10755 | 36723265 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The borrower's [redacted] W2 is missing. Please provide the most recent year W2 or equivalent documentation for review. | Reviewer Comment (2026-06-15): WVOE received along with [redacted] & [redacted] YTD income. Exception cleared. Buyer Comment (2026-06-15): Please see the attached WVOE. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10755 | 36723273 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to Qualified Mortgage failure. This exception will be cleared when all Qualified Mortgage related exceptions are cleared. | Reviewer Comment (2026-06-15): WVOE received along with [redacted] & [redacted] YTD income. Exception cleared. Buyer Comment (2026-06-15): Please see the attached WVOE. |
06/15/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10755 | 36723274 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-15): WVOE received along with [redacted] & [redacted] YTD income. Exception cleared. Buyer Comment (2026-06-15): Please see the attached WVOE. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10759 | 36683401 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10759 | 36725716 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10767 | 36678067 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/12/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10767 | 36678086 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10767 | 36678087 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10767 | 36678090 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Buyer Comment (2026-06-15): Seller acknowledges exception, no change in grading |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10780 | 36678269 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10780 | 36678340 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-15): Please see addressed exceptions |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10780 | 36678341 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The initial Loan Estimate did not contain the required appraisal language on [redacted]. Please provide the Right to Receive Appraisal Disclosure provided within [redacted] days of the application. | Reviewer Comment (2026-06-17): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-15): Please see the loan file. The document titled Government Disclosures contains the required [redacted] language. I have attached a screenshot from our document verification page to confirm it was delivered within [redacted] days of application |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10780 | 36678358 | Compliance | Compliance | State Compliance | State Defect | [redacted]SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-17): Client provided the executed Certificate of Compliance, exception cleared. Buyer Comment (2026-06-15): Please see attached, cert of comp as requested. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10780 | 36678359 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP10780 | 36724888 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10797 | 36680944 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10797 | 36680945 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10797 | 36680946 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10804 | 36680804 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10804 | 36680805 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10804 | 36680807 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10841 | 36683430 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10841 | 36725846 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10842 | 36677515 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10842 | 36677517 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10842 | 36677518 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10843 | 36683635 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10843 | 36725255 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10843 | 36725259 | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | HOA Error: HOA dues not provided. | - | Subject property was appraised as a [redacted] family; however, the file contains a [redacted]. Borrower was qualified without HOA dues, and the file is missing documentation to verify HOA dues are not required for this [redacted] property. | Reviewer Comment (2026-06-15): Client provided verification of HOA dues and an updated 1003 and 1008 to include the HOA dues in the DTI, exception cleared. Buyer Comment (2026-06-15): Please refer to [redacted] for the subject HOA dues and see attached updated 1003 and 1008. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10846 | 36683448 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10846 | 36725311 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10851 | 36682291 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10851 | 36682294 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10851 | 36682296 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10856 | 36683246 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10856 | 36683247 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10856 | 36683248 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10865 | 36683600 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10865 | 36725382 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10872 | 36676651 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10872 | 36676652 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10872 | 36676655 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10884 | 36677558 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10884 | 36742699 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10894 | 36680680 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10894 | 36680681 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10894 | 36680684 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10921 | 36682744 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10921 | 36682745 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10921 | 36682747 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10923 | 36683178 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10923 | 36725615 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10924 | 36683703 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10924 | 36725656 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10950 | 36684076 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10950 | 36725706 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10954 | 36683431 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10954 | 36683433 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10954 | 36683434 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10969 | 36680659 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10969 | 36680660 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10969 | 36680667 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): ERRONEOUS EXCEPTION: Renewal HOI policy is only required on first mortgage. Not CES |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10979 | 36677882 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10979 | 36677883 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10979 | 36677884 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10980 | 36683699 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10980 | 36725978 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10996 | 36683636 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10996 | 36683637 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10996 | 36683638 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10996 | 36744533 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | Missing Third Party Verification dated within [redacted] days. Document in file is not dated or timestamped. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached proof of self-employment. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10996 | 36744556 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached proof of self-employment. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10996 | 36744560 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Missing Third Party Verification dated within [redacted] days. Document in file is not dated or timestamped, causing the loan to waterfall through QM Testing, resulting in a Loan Designation discrepancy. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached proof of self-employment. |
06/17/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11007 | 36684394 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11007 | 36684421 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-15): Please see the loan file. The document titled Government Disclosures contains the required [redacted]language. I have attached a screenshot from our document verification page to confirm it was delivered within [redacted] days of application |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11007 | 36684422 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The file is missing evidence that the Right to Receive Appraisal Disclosure was provided within [[redacted]] days of the application. Please provide for review. | Reviewer Comment (2026-06-17): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-15): Please see the loan file. The document titled Government Disclosures contains the required [redacted]language. I have attached a screenshot from our document verification page to confirm it was delivered within [redacted] days of application |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11007 | 36725986 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11049 | 36715869 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11049 | 36726078 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11060 | 36683490 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11060 | 36726184 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11066 | 36684337 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11066 | 36684346 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP11066 | 36726280 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11087 | 36682871 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11087 | 36682872 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11087 | 36682874 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11088 | 36684299 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11088 | 36684300 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11088 | 36684301 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11094 | 36678311 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11094 | 36678313 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11094 | 36678315 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11101 | 36678277 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11101 | 36726360 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11116 | 36683953 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11116 | 36683955 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11116 | 36683956 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11145 | 36684090 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11145 | 36726100 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11158 | 36683668 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11158 | 36683669 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11158 | 36683670 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11184 | 36684187 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11184 | 36726262 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11194 | 36683504 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11194 | 36683503 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11194 | 36683505 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Buyer Comment (2026-06-15): seller accepts; no change to grading. AVM provided during origination. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11234 | 36683766 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11234 | 36683796 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-15): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The Government Disclosure is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NV | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11234 | 36683797 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The file is missing evidence that the Right to Receive Appraisal Disclosure was provided within [[redacted]] days of the application. Please provide for review. | Reviewer Comment (2026-06-17): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-15): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The Government Disclosure is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NV | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11234 | 36683825 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP11234 | 36726506 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11282 | 36683594 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11282 | 36728489 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11301 | 36684132 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11301 | 36684136 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11302 | 36684365 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11302 | 36684369 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11302 | 36684375 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11309 | 36684391 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11309 | 36684395 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11309 | 36684396 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11316 | 36684000 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11316 | 36684001 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11316 | 36684002 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11320 | 36684493 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11320 | 36729459 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11322 | 36683489 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | |||||||||||||
| [redacted] | RCKT2026CESP11322 | 36742877 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11347 | 36682241 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11347 | 36682242 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11347 | 36682243 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11351 | 36684364 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11351 | 36729678 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11356 | 36683612 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11356 | 36683613 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11356 | 36683614 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11364 | 36683307 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11364 | 36683308 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11364 | 36683309 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11378 | 36684453 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11378 | 36730087 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11405 | 36683402 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11405 | 36683403 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11405 | 36683404 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11407 | 36684184 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11407 | 36684185 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11407 | 36684186 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11460 | 36684077 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11460 | 36734181 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11461 | 36683711 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11461 | 36734463 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11476 | 36683970 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11476 | 36683971 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11476 | 36683972 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11492 | 36683732 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11492 | 36683733 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11492 | 36683734 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11514 | 36684528 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11514 | 36684545 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11514 | 36684547 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11516 | 36684386 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11516 | 36684387 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11516 | 36684388 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11520 | 36684049 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11520 | 36684052 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11520 | 36684053 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11526 | 36684557 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11526 | 36684558 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11526 | 36684560 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11526 | 36684561 | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Reviewer Comment (2026-06-16): Hazard Insurance policy received. Exception cleared. Buyer Comment (2026-06-16): Please see the attached HOI policy. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11526 | 36684566 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/15/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11538 | 36685105 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11538 | 36685118 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11538 | 36685119 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11547 | 36684100 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11547 | 36684101 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11547 | 36684106 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11570 | 36684021 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11570 | 36684022 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11570 | 36684023 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11600 | 36684596 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11600 | 36684604 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11600 | 36684605 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11631 | 36683561 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11631 | 36683564 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11631 | 36683566 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11639 | 36684635 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11639 | 36734557 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11663 | 36684102 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11663 | 36684103 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11663 | 36684104 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11663 | 36684120 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-23): [redacted] imposed on creditor subsidiary and passed to borrower treated as a finance charge under [redacted]. Reviewer Comment (2026-06-22): Clarification on the purpose of this fee what not provided for entity that charged the fee. Cannot determine if charge is a fee or a tax. Exception remains. Buyer Comment (2026-06-19): No further clarification is needed per the text copied in the response, it may appear as a tax but it was not paid to a government entity, therefore it is a finance charge. Please update the finance charge to include the fee not paid to a taxing entity. Reviewer Comment (2026-06-18): Further clarification is needed for to confirm what the [redacted] is being charged for. Clarification is need to determine if this is a fee or a tax. Explanation states fee was not paid to any taxing entity so it appears that a tax is being collected that is not ultimately being passed on to a taxing or government authority. The commentary under [redacted] states that "Generally, a tax imposed by a state or other governmental body solely on a creditor is a finance charge if the creditor separately imposes the charge on the consumer." Exception remains Buyer Comment (2026-06-16): It appears that [redacted] is not including the [redacted], which was not paid to any taxing entity. Please include this fee to arrive at the correct APR. |
06/23/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11680 | 36684577 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11680 | 36684579 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11680 | 36684580 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11681 | 36684190 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11681 | 36684193 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11681 | 36684194 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11715 | 36684709 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11715 | 36684711 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11715 | 36684714 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11724 | 36693361 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11724 | 36693363 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11724 | 36693365 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11732 | 36684213 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11732 | 36735986 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11735 | 36685022 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11735 | 36685023 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11735 | 36685025 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11760 | 36684409 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11760 | 36684412 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11760 | 36684415 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11772 | 36684847 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11772 | 36684848 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11772 | 36684849 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11789 | 36683531 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11789 | 36683532 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11789 | 36683533 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11791 | 36684081 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11791 | 36684082 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11791 | 36684085 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11811 | 36683555 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11811 | 36683556 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11811 | 36683557 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11811 | 36732356 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file is missing the HOA dues documentation for this property. Please provide for review. | Reviewer Comment (2026-06-16): Received HOA verification document along with updated 1003 & 1008 subject property does not have any HOA dues. Exception cleared Buyer Comment (2026-06-16): Please see attached confirmation there are no HOA dues, removed erroneous HOA dues and provided an updated 1003 and 1008. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | KY | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11845 | 36685236 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11845 | 36685238 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11845 | 36685239 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11848 | 36683355 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11848 | 36683357 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11848 | 36683362 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11893 | 36684471 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11893 | 36684477 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11893 | 36684478 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | RI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11893 | 36684526 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached screeenshot. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | RI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11893 | 36684562 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached screeenshot. |
06/17/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | RI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11893 | 36684563 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Please see the attached screeenshot. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | RI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11896 | 36684225 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11896 | 36684226 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11896 | 36684227 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11939 | 36684982 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11939 | 36684983 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11939 | 36684984 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11949 | 36684765 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11949 | 36733646 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11956 | 36684097 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11956 | 36684098 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11956 | 36684099 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11960 | 36684677 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11960 | 36684689 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11960 | 36684695 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11962 | 36686013 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11962 | 36686023 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-16): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. Reviewer Comment (2026-06-15): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/16/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11962 | 36734252 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11985 | 36685303 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11985 | 36685308 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11985 | 36685310 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11989 | 36683949 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11989 | 36683952 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11989 | 36683957 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12009 | 36738724 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | The borrower's paystub indicates pay for [redacted]. Since the VVOE is through [redacted], and there is a lag in reporting, please provide confirmation from the employer of what this termination payout is for to confirm borrower is still employed. | No | 3 | C | C | C | C | C | C | C | C | C | C | CA | Primary | Refinance - Cash-out - Other | C | C | C | C | C | C | A | A | Safe Harbor QM (APOR) | QM (APOR) Risk | No | |||||||||||||
| [redacted] | RCKT2026CESP12009 | 36738846 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all other QM related exceptions are cleared. | No | 3 | B | B | C | C | B | B | C | C | B | B | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | C | C | C | C | C | A | A | Safe Harbor QM (APOR) | QM (APOR) Risk | Yes | ||||||||||||
| [redacted] | RCKT2026CESP12009 | 36738847 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | No | 3 | C | C | C | C | C | C | C | C | C | C | CA | Primary | Refinance - Cash-out - Other | C | C | C | C | C | C | A | A | Safe Harbor QM (APOR) | QM (APOR) Risk | No | ||||||||||||||
| [redacted] | RCKT2026CESP12009 | 36684441 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | C | C | C | C | C | A | A | Safe Harbor QM (APOR) | QM (APOR) Risk | No | ||||||||||||||
| [redacted] | RCKT2026CESP12009 | 36684447 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | C | C | C | C | C | A | A | Safe Harbor QM (APOR) | QM (APOR) Risk | No | ||||||||||||
| [redacted] | RCKT2026CESP12009 | 36684454 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | C | C | C | C | C | C | A | A | Safe Harbor QM (APOR) | QM (APOR) Risk | No | ||||||||||||
| [redacted] | RCKT2026CESP12010 | 36685397 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12010 | 36685398 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12010 | 36685399 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12010 | 36685404 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/16/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12036 | 36685460 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12036 | 36685613 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Received evidence of receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the attached evidence of govt disclosure. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12036 | 36685614 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review | Reviewer Comment (2026-06-18): Received evidence of receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the attached evidence of govt disclosure. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP12036 | 36738819 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12040 | 36686114 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12040 | 36686116 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12040 | 36686119 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12092 | 36685379 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12092 | 36685380 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12092 | 36685381 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12124 | 36683856 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12124 | 36683857 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12124 | 36683858 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12125 | 36684036 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12125 | 36684037 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12125 | 36684038 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12134 | 36685635 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12134 | 36739089 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12177 | 36684312 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12177 | 36684316 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12177 | 36684318 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12213 | 36684642 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12213 | 36684644 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12213 | 36684645 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12269 | 36684218 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12269 | 36684221 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12269 | 36684222 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12305 | 36684341 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12305 | 36739376 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12307 | 36691547 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12307 | 36691548 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12307 | 36691549 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12312 | 36684016 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12312 | 36684018 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12312 | 36684019 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12328 | 36685350 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12328 | 36685351 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12328 | 36685352 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12329 | 36685603 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12329 | 36685607 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12329 | 36685609 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12336 | 36685448 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12336 | 36685451 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12336 | 36685453 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12349 | 36690911 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12349 | 36690918 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12349 | 36690927 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12354 | 36684017 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12354 | 36741776 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12358 | 36685182 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12358 | 36685184 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12358 | 36685189 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12372 | 36684691 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12372 | 36684694 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12372 | 36743804 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12381 | 36684801 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12381 | 36684802 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12381 | 36684804 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12394 | 36685783 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12394 | 36685856 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12394 | 36685857 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12397 | 36684139 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12397 | 36684141 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12397 | 36684143 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12458 | 36685895 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12458 | 36685897 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12458 | 36685898 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12484 | 36684238 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12484 | 36684240 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12484 | 36684245 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12499 | 36685072 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12499 | 36685073 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12499 | 36685074 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12534 | 36685337 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12534 | 36685340 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12534 | 36685341 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12534 | 36685344 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | Award Letter / Continuance Letter is missing in this file. | Reviewer Comment (2026-06-17): Bank statement received reflecting [redacted] income. Exception cleared. Buyer Comment (2026-06-17): Please look at the bottom of[redacted] where the [redacted] is clearly shown as deposited and it is not a shared bank account. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12534 | 36685431 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-17): Bank statement received reflecting [redacted] income. Exception cleared. Buyer Comment (2026-06-17): Please look at the bottom of[redacted] where the [redacted] is clearly shown as deposited and it is not a shared bank account. |
06/17/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12534 | 36685432 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-17): Bank statement received reflecting [redacted] income. Exception cleared. Buyer Comment (2026-06-17): Please look at the bottom of[redacted] where the [redacted] is clearly shown as deposited and it is not a shared bank account. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12557 | 36684443 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12557 | 36684445 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12557 | 36684446 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12586 | 36685956 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12586 | 36685958 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12586 | 36685959 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12595 | 36692901 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12595 | 36692903 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12595 | 36692906 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12645 | 36691428 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12645 | 36750063 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12675 | 36686720 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12675 | 36686741 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12675 | 36686767 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12694 | 36690490 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12694 | 36690515 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12694 | 36690538 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12694 | 36743397 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file is missing the insurance documentation for this property, please provide for review. | Reviewer Comment (2026-06-18): [redacted] indicated he does not have access to the HOI as he is only the co-borrower. Guidelines then allow the premium to be calculated based on .[redacted] of the stated value. Exception cleared. Buyer Comment (2026-06-17): Please see attached LOX from the borrower, [redacted] of the value was used for HOI premium to qualify. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12723 | 36686007 | Compliance | Compliance | State Compliance | State Defect | [redacted] | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-18): Received [redacted] Cert of Compliance. Exception cleared. Buyer Comment (2026-06-17): Please see the attached [redacted] cert. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12723 | 36686008 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12723 | 36686009 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12723 | 36686010 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12739 | 36684681 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12739 | 36684682 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12739 | 36684683 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12754 | 36692725 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12754 | 36692809 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12754 | 36692818 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12757 | 36684824 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12757 | 36684825 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12757 | 36684826 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | LA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12790 | 36693280 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12790 | 36693282 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12790 | 36693283 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12793 | 36685396 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12793 | 36743939 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12821 | 36685293 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12821 | 36685294 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12821 | 36685297 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12894 | 36685354 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12894 | 36685355 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12894 | 36685356 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12898 | 36693607 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12898 | 36693608 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12898 | 36693610 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12914 | 36694382 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12914 | 36694392 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12914 | 36694393 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12914 | 36694400 | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Policy expires within [redacted] days of the Note Date or is already expired. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Reviewer Comment (2026-06-17): Received mortgage statement in which taxes and insurance are escrowed. Exception cleared. Buyer Comment (2026-06-17): Please be advised the dec page on file meets guideline requirements, a renewal is not required. The policy is active at closing and the borrower is not escrowing. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MO | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12914 | 36694423 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12927 | 36689482 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12927 | 36689493 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12927 | 36689523 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12931 | 36684932 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12931 | 36684933 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12931 | 36684934 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12959 | 36684197 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12959 | 36684203 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12959 | 36684204 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12979 | 36690550 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12979 | 36690557 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12979 | 36690563 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13027 | 36684258 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13027 | 36684259 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13027 | 36684260 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13035 | 36684871 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13035 | 36684872 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13035 | 36684878 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10153 | 36693060 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10153 | 36693061 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10160 | 36685671 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10160 | 36685672 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10160 | 36685673 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10160 | 36685707 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/11/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10160 | 36685708 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/11/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10228 | 36692929 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10228 | 36692930 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10317 | 36684450 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10317 | 36684451 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10317 | 36684452 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10332 | 36684578 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10332 | 36684581 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10339 | 36694477 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10339 | 36694478 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10354 | 36693757 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10354 | 36693759 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10354 | 36693776 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted] | [redacted] business tax return was not present in the file. Evidence of the tax return extension was not provided. | Reviewer Comment (2026-06-24): Seller acknowledges exception, no change to grading. Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/24/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10379 | 36693464 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10379 | 36693465 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10379 | 36693472 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Evidence the Government Disclosures was provided with the Early Disclosure Package on [redacted] has been provided. Government Disclosures reflects the required appraisal language. Exception cleared. Buyer Comment (2026-06-15): Please see attached |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10379 | 36693489 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | Verification the borrower received the Right to Receive Appraisal Disclosure within [redacted] days of application was missing from the file. Earliest documented appraisal language is on the Government Disclosures provided [redacted] | Reviewer Comment (2026-06-17): Evidence the Government Disclosures was provided with the Early Disclosure Package on [redacted] has been provided. Government Disclosures reflects the required appraisal language. Exception cleared. Buyer Comment (2026-06-15): Please see attached |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10465 | 36693482 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | The file was missing a copy of the AVM considered at origination. Please provide for review. | Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see attached, AVM as requested. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NJ | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10465 | 36693485 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10465 | 36693486 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] ("Use for LTV") valuation was provided. Sec ID: [redacted] | The file was missing a copy of the AVM considered at origination. Please provide for review. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see attached, AVM as requested. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | NJ | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10465 | 36693487 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10465 | 36730475 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10575 | 36685622 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10575 | 36685623 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10575 | 36685628 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10575 | 36685634 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10592 | 36684829 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10592 | 36684831 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10671 | 36694385 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-24): LOE, proof of delivery ([redacted] and new RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-23): Please see the attached NORTC package. |
06/24/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10671 | 36694401 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10671 | 36694402 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10717 | 36693433 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NC | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10717 | 36693436 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10717 | 36693438 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] ("Use for LTV") valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | NC | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10717 | 36693439 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10717 | 36730969 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10927 | 36685313 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10927 | 36685314 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10927 | 36685315 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): ERRONEOUS EXCEPTION: Renewal HOI policy is only required on [redacted] mortgage. Not CES |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10968 | 36726660 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10968 | 36726664 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10973 | 36685653 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10973 | 36685656 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10981 | 36684180 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10981 | 36684181 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10981 | 36684183 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10983 | 36684215 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10983 | 36684216 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11156 | 36685683 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11156 | 36685699 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] ("Use for LTV") valuation was provided. Sec ID: [redacted] | The valuation used at origination is missing. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-18): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-18): Please see attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | OH | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11156 | 36685700 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Informational level two exception. No documentation required. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11156 | 36751660 | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Reviewer Comment (2026-06-18): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-18): Please see attached AVM. |
06/18/2026 | No | 1 | D | A | D | A | D | A | D | A | D | A | OH | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11156 | 36758309 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP11232 | 36693886 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11232 | 36693890 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11243 | 36694021 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11243 | 36694024 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11243 | 36694025 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11261 | 36692996 | Compliance | Compliance | State Compliance | State HPML | (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-12): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/12/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | OK | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11261 | 36693003 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11261 | 36693006 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11265 | 36694408 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11265 | 36694410 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11266 | 36693649 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see provided documentation, AVM as requested. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11266 | 36693653 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11266 | 36693664 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see provided documentation, AVM as requested. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11266 | 36693665 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see provided documentation, AVM as requested. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11266 | 36693683 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/12/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11266 | 36731533 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP11389 | 36692932 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11389 | 36692943 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11394 | 36693073 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11394 | 36693075 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11394 | 36693076 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11413 | 36693091 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11413 | 36693093 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11413 | 36693094 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11442 | 36694271 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11442 | 36694272 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11442 | 36694274 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11488 | 36693760 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11488 | 36693763 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11494 | 36695202 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11494 | 36695203 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11775 | 36685668 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11775 | 36685675 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11814 | 36695186 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ME | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11814 | 36695208 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ME | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11814 | 36695272 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | This file was missing a copy of the AVM considered at origination. Please provide for review. | Reviewer Comment (2026-06-16): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached AVM. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | ME | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11814 | 36741995 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-16): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | ME | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11814 | 36743775 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | ME | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP11916 | 36693467 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11916 | 36693468 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11916 | 36733476 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | Missing the most recent [redacted] receipt of Notes Receivable income. | Reviewer Comment (2026-06-19): Client provided guideline to confirm [redacted] with [redacted] can be used for note receivable income. Exception cleared. Buyer Comment (2026-06-17): Please see our guidelines and refer to the 2025 tax returns that were provided. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11916 | 36733487 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to missing Income documentation. This exception will be cleared when all Qualified Mortgage related exceptions are cleared. | Reviewer Comment (2026-06-19): Per client guides,[redacted] can be used to confirm note receivable income. Exception cleared. Buyer Comment (2026-06-17): Please see our guidelines and refer to the 2025 tax returns that were provided. |
06/19/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | NH | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11916 | 36733488 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-19): Per client guides,[redacted] can be used to confirm note receivable income. Exception cleared. Buyer Comment (2026-06-17): Please see our guidelines and refer to the 2025 tax returns that were provided. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11980 | 36694264 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11980 | 36694265 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12093 | 36685795 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12093 | 36685796 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12093 | 36685797 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12141 | 36694743 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12141 | 36694744 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12141 | 36694756 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12160 | 36695282 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12160 | 36695283 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12160 | 36695319 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12160 | 36695320 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12265 | 36693984 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12265 | 36693988 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12265 | 36751673 | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Reviewer Comment (2026-06-18): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached AVM. |
06/18/2026 | No | 1 | D | A | D | A | D | A | D | A | D | A | VA | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12265 | 36757841 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-18): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | VA | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12265 | 36760029 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | D | A | D | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP12266 | 36693391 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | The file was missing the AVM used at origination to determine property value. Please provide for review. | Reviewer Comment (2026-06-16): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached AVM. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12266 | 36693401 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12266 | 36693402 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | The file was missing the AVM used at origination to determine property value. Please provide for review. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-16): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | CA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12266 | 36693403 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12266 | 36743759 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP12282 | 36693192 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12282 | 36693193 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12282 | 36693194 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12296 | 36684967 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12296 | 36684968 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12459 | 36693118 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12459 | 36693119 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12459 | 36693120 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12623 | 36693726 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12623 | 36693727 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12623 | 36693728 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12661 | 36695395 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12661 | 36695396 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12661 | 36695397 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12788 | 36693756 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12788 | 36693764 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12788 | 36693766 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Informational level two exception. No documentation required | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13083 | 36685218 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13083 | 36685219 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13083 | 36685220 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13083 | 36685228 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file is missing the Borrower's award letter's, 1099, or equivalent. Please provide for review. | Reviewer Comment (2026-06-18): Received the 1099-SSA form for [redacted] in file, Exception cleared. Buyer Comment (2026-06-17): Please see the attached SSA 1099. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13083 | 36685242 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Received the 1099-SSA form for [redacted] in file, Exception cleared. Buyer Comment (2026-06-17): Please see the attached SSA 1099. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13083 | 36685243 | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Reviewer Comment (2026-06-18): Received the 1099-SSA form for [redacted] in file, Exception cleared. Buyer Comment (2026-06-17): Please see the attached 1099. |
06/18/2026 | No | 1 | B | A | B | A | B | A | B | A | B | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13083 | 36685244 | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Reviewer Comment (2026-06-18): Received the 1099-SSA form for [redacted] in file, Exception cleared. Buyer Comment (2026-06-17): Please see the attached 1099. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13083 | 36685246 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-18): Received the 1099-SSA form for [redacted] in file, Exception cleared. Buyer Comment (2026-06-17): Please see the attached SSA 1099. |
06/18/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP13083 | 36685247 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-18): Received the 1099-SSA form for [redacted] in file, Exception cleared. Buyer Comment (2026-06-17): Please see the attached SSA 1099. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10006 | 36714381 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10006 | 36720937 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10010 | 36713878 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10010 | 36720941 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10013 | 36714700 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10013 | 36720948 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10017 | 36714247 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10017 | 36714250 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10017 | 36714251 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10037 | 36726424 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10037 | 36726426 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10038 | 36715091 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10038 | 36715092 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10038 | 36715094 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10053 | 36715630 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10053 | 36715631 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10053 | 36715636 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10053 | 36718096 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/11/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10054 | 36714881 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10054 | 36714883 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10054 | 36714884 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10071 | 36714765 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10071 | 36714766 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10071 | 36714767 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10085 | 36720074 | Compliance | Compliance | State Compliance | State HPML | (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-11): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/11/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | OK | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10085 | 36720079 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10085 | 36720081 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10085 | 36720083 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10087 | 36716737 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10087 | 36716741 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10087 | 36716742 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10135 | 36720010 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10135 | 36720016 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10135 | 36720023 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10143 | 36715864 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | Reviewer Comment (2026-06-12): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-12): Please see the attached AVM. |
06/12/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10143 | 36715868 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10143 | 36715873 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] ("Use for LTV") valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-12): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-12): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10143 | 36715880 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-12): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-12): Please see the attached AVM. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10143 | 36723403 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10161 | 36722886 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10161 | 36722887 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10161 | 36722888 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10161 | 36722909 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/12/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10170 | 36715156 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10170 | 36715159 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10170 | 36715163 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10179 | 36715671 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10179 | 36720919 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10194 | 36722772 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | The file was missing the AVM considered at origination. Please provide the AVM for review. | Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see attached AVM as requested. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | AZ | Primary | Refinance - Cash-out - Other | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10194 | 36722774 | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Reviewer Comment (2026-06-17): Current insurance policy unable to be provided. [redacted] was provided from 2025, however, the [redacted] is escrowed. Qualifying insurance premium calculated using the following: [redacted] annually and was considered by diligence. Variance with lender unable to be resolved. Exception cleared. Buyer Comment (2026-06-16): Please see attached, Ins information as requested Reviewer Comment (2026-06-16): Please provide Hazard Insurance Policy document to verify the[redacted]. Exception Remains. Buyer Comment (2026-06-15): Insurance policy is not required. The [redacted] mortgage with [redacted] confirms insurance coverage. Policy amounts or descriptions are not required. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | AZ | Primary | Refinance - Cash-out - Other | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10194 | 36722782 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10194 | 36722784 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted]) valuation was provided. Sec ID: [redacted] | The file was missing the AVM considered at origination. Please provide the AVM for review. | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see uploaded document. AVM as requested. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | AZ | Primary | Refinance - Cash-out - Other | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10194 | 36722785 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10194 | 36722826 | Compliance | Compliance | Federal Compliance | TILA | Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application. | Please confirm if a different loan officer began the application process. The loan officer on the initial and final 1003 was not licensed as of application date [redacted]. The 1003 was not signed until [redacted], but it is unable to be conclusively determined that the loan officer listed was not the loan officer who began the process. Loan officer who appears was not authorized to conduct business in [redacted] until [redacted]. Please provide supporting documentation for the application taken [redacted] for review. | Reviewer Comment (2026-06-17): Initial loan officer with [redacted] has been confirmed as active in [redacted] at the time of the initial application. LO who closed the loan was licensed as of revised application and closing. Exception cleared. Buyer Comment (2026-06-15): Please see [redacted] of the loan file [redacted] was the original loan officer and was licensed in [redacted] at the time of application. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | AZ | Primary | Refinance - Cash-out - Other | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10194 | 36722827 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10194 | 36731064 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-15): Re-opening EV1 exception. Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10195 | 36714570 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10195 | 36714571 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10195 | 36714572 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10195 | 36741948 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The third-party verification for the borrower's [redacted] is dated [redacted]. Current verification was not provided. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-17): Proof of SE is attached. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10195 | 36741985 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to missing employment documentation and excessive ratios. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp along with Mortgage statement. Exception cleared. Buyer Comment (2026-06-17): Please see the attached mtg statement. |
06/17/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10195 | 36741986 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp along with Mortgage statement. Exception cleared. Buyer Comment (2026-06-17): Please see the attached mtg statement. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10195 | 36746223 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | A current mortgage statement or pay history was not provided for the [redacted] mortgage. The credit report payment o[redacted]was used due to lack of documentation. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp along with Mortgage statement. Exception cleared. Buyer Comment (2026-06-17): Please see the attached mtg statement. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10195 | 36746238 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and[redacted] of [redacted] moderately exceeds the guideline maximum of[redacted]. (DTI Exception is eligible to be regraded with compensating factors.) | A current mortgage statement or pay history was not provided for the [redacted] mortgage. The credit report payment of [redacted] was used due to lack of documentation. | Reviewer Comment (2026-06-17): Third party verification received with Time stamp along with Mortgage statement. Exception cleared. Buyer Comment (2026-06-17): Please see the attached mtg statement. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10235 | 36714431 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10235 | 36714432 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10235 | 36714433 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10256 | 36715296 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | Reviewer Comment (2026-06-12): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-12): Please see the attached AVM. |
06/12/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10256 | 36715305 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10256 | 36715307 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-12): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-12): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10256 | 36715308 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-11): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10256 | 36724005 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10263 | 36715443 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10263 | 36715445 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10272 | 36715422 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10272 | 36715423 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10272 | 36715427 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10290 | 36715889 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10290 | 36715890 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10304 | 36717026 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10304 | 36717027 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10304 | 36717029 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10326 | 36715433 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10326 | 36715435 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10326 | 36715436 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10328 | 36713956 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10328 | 36713963 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached AVM. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10328 | 36713994 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | Reviewer Comment (2026-06-16): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached AVM. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10328 | 36713998 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-16): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10328 | 36744602 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10391 | 36713931 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10391 | 36713932 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10401 | 36715618 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10401 | 36715619 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | The file was missing the AVM considered at origination. Please provide for review. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | RI | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10401 | 36715621 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | RI | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10401 | 36715665 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | The file was missing the AVM considered at origination. Please provide for review. | Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | RI | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10401 | 36730758 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10409 | 36716344 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/12/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10409 | 36716466 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10409 | 36716470 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10409 | 36716475 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Buyer Comment (2026-06-15): Seller accepts; no change to grading. AVM provided. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10409 | 36716510 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10409 | 36730896 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10418 | 36714687 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/17/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10418 | 36714704 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10418 | 36714705 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10418 | 36714706 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10418 | 36716004 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed RTC forms for review. | Reviewer Comment (2026-06-19): Received executed RTC. Exception cleared. Buyer Comment (2026-06-17): Please see the attached[redacted] |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TX | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10435 | 36715463 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/11/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10435 | 36715465 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10435 | 36715467 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10441 | 36720511 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Evidence the Government Disclosures was provided with the Early Disclosure Package on [redacted] has been provided. Government Disclosures reflects the required appraisal language. Exception cleared. Buyer Comment (2026-06-15): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | GA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10441 | 36720512 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The Right to Receive Appraisal Disclosure provided within [redacted] days of the application was missing from the file. | Reviewer Comment (2026-06-17): Evidence the Government Disclosures was provided with the Early Disclosure Package on [redacted] has been provided. Government Disclosures reflects the required appraisal language. Exception cleared. Buyer Comment (2026-06-15): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | GA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10441 | 36720518 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10441 | 36720519 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10462 | 36715224 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10462 | 36715225 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10462 | 36715226 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10471 | 36716459 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10471 | 36716460 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10471 | 36722897 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-12): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/12/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10472 | 36719522 | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided | The file was missing the AVM considered at origination. Please provide for review. | Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/15/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | GA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10472 | 36719523 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10472 | 36719524 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No eligible [redacted] valuation was provided. Sec ID: [redacted] | The file was missing the AVM considered at origination. Please provide for review. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Cleared Reviewer Comment (2026-06-15): Received AVM Document. Exception Cleared. Buyer Comment (2026-06-15): Please see the attached AVM. |
06/22/2026 | No | 1 | D | A | D | A | D | A | N/A | A | D | A | GA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10472 | 36719525 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10472 | 36730720 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): . Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | D | A | C | A | A | A | D | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10513 | 36716968 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10513 | 36716969 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10513 | 36716971 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10534 | 36714723 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10534 | 36714724 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10534 | 36714725 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-11): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/11/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10550 | 36715542 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10550 | 36715545 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10550 | 36715547 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10587 | 36719270 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10587 | 36719271 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10587 | 36719272 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10611 | 36720457 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10611 | 36720458 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10611 | 36720463 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10619 | 36715362 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10619 | 36715364 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10619 | 36715366 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10656 | 36715675 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10656 | 36715676 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10656 | 36715677 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10664 | 36716881 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10664 | 36723864 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10692 | 36716818 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10692 | 36716820 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10692 | 36716822 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10704 | 36714906 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10704 | 36714963 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted] Days) | [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | Counseling disclosure was provided on [redacted] | Reviewer Comment (2026-06-12): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||
| [redacted] | RCKT2026CESP10704 | 36724012 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10704 | 36724018 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-12): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/12/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10705 | 36714015 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10705 | 36714020 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The Final 1003 is incomplete due to not being executed by the borrower. Please provide the fully executed Final 1003 for review. | Reviewer Comment (2026-06-16): Received Final 1003 with fully executed. Exception Cleared. Buyer Comment (2026-06-15): Please see the final 1003 attached Buyer Comment (2026-06-15): Please see attached |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | UT | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10705 | 36714046 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | UT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10705 | 36723955 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10761 | 36714202 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10761 | 36714204 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10761 | 36714205 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10761 | 36714213 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10783 | 36713886 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10783 | 36713887 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10783 | 36713888 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10784 | 36714244 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10784 | 36714245 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10784 | 36714246 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10787 | 36714064 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10787 | 36714066 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10787 | 36714067 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10788 | 36719660 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10788 | 36719661 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10788 | 36719664 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): ERRONEOUS EXCEPTION: Renewal HOI policy is only required on [redacted] mortgage. Not CES |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10799 | 36715700 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10799 | 36715701 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10799 | 36715702 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10799 | 36715865 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10835 | 36714812 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Reviewer Comment (2026-06-16): Received signed and dated RTC. Exception cleared. Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10835 | 36714813 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] [redacted] business days from transaction date of [redacted] | Reviewer Comment (2026-06-16): Received signed and dated RTC. Exception cleared. Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10835 | 36714814 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-16): Received signed and dated RTC. Exception cleared. Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10835 | 36714815 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Reviewer Comment (2026-06-16): Received signed and dated RTC. Exception cleared. Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10835 | 36714819 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10835 | 36714820 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10835 | 36714821 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10835 | 36714828 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed RTC forms for review. | Reviewer Comment (2026-06-16): Received signed and dated RTC. Exception cleared. Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10876 | 36716980 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10876 | 36716982 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10876 | 36716984 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10883 | 36714370 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10883 | 36730691 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10891 | 36716554 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10891 | 36716555 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10891 | 36716556 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10907 | 36720185 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10907 | 36720187 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10907 | 36720188 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10914 | 36716527 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10914 | 36716530 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10914 | 36716532 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): ERRONEOUS EXCEPTION: Renewal HOI policy is only required on [redacted] mortgage. Not CES |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10922 | 36715658 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10922 | 36738387 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10934 | 36715022 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10934 | 36715024 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10965 | 36716545 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10965 | 36716547 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10965 | 36716548 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-12): ERRONEOUS EXCEPTION: Renewal HOI policy is only required on [redacted] mortgage. Not CES |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10991 | 36725894 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10991 | 36725897 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10991 | 36725898 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11002 | 36717569 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11002 | 36717571 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11002 | 36717572 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11033 | 36719737 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11033 | 36719738 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11033 | 36719739 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11045 | 36715489 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11045 | 36777741 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP11120 | 36718449 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11120 | 36718453 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11120 | 36718454 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11130 | 36716985 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11130 | 36716986 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11130 | 36716987 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11130 | 36717078 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-24): Seller acknowledges exception, no change to grading. Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/24/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11135 | 36715498 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11135 | 36753021 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or [redacted]. Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-22): Client provided screenshot of LOS to confirms consumer was provided Appraisal Disclosure of [redacted]within [redacted] of application. Exception cleared. Buyer Comment (2026-06-18): Please see attached evidence of govt disclosure. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11135 | 36753022 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | Application date of [redacted] per Evidentiary Document. Earliest Right to Appraisal is dated [redacted]. The initial Loan Estimate does not contain the proper verbiage | Reviewer Comment (2026-06-22): Client provided screenshot of LOS to confirms consumer was provided Appraisal Disclosure of [redacted]within [redacted] of application. Exception cleared. Buyer Comment (2026-06-18): Please see attached evidence of govt disclosure. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11135 | 36777750 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||||||||
| [redacted] | RCKT2026CESP11142 | 36714649 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11142 | 36715157 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to missing borrower's signatures. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-16): Received Final 1003 with singed. Exception Cleared. Buyer Comment (2026-06-16): Please see the 1003 signed at closing. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11142 | 36715165 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed Right to Cancel forms for review. | Reviewer Comment (2026-06-16): Received Right to Cancel Document with signed. Exception Cleared Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11142 | 36715202 | Compliance | Compliance | State Compliance | State Defect | [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | [redacted]Home Loan: Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction. | Buyer Comment (2026-06-16): seller accepts; no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | SC | Primary | Refinance - Cash-out - Other | "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80 Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation." |
C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11142 | 36715203 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-16): Received Final CD with Signed. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached signed CD> |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11142 | 36715204 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Reviewer Comment (2026-06-16): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11142 | 36715205 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-16): Received Right to Cancel Document with signed. Exception Cleared. . Buyer Comment (2026-06-16): Please see the attached signed [redacted]. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11142 | 36730752 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11166 | 36715861 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11166 | 36715862 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11166 | 36715863 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11174 | 36714708 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11174 | 36714718 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/15/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP11174 | 36728321 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11175 | 36715289 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11175 | 36715290 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11175 | 36715292 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11175 | 36715338 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-12): Seller acknowledges exception, no change to grading. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11176 | 36715420 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11176 | 36715426 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11176 | 36715428 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11180 | 36714164 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11180 | 36714165 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11180 | 36714166 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11250 | 36714868 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11250 | 36728068 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11269 | 36714792 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11269 | 36715268 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Received evidence disclosure was provided on[redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the loan file. The document titled Government Disclosures contains the required appraisal language. I have attached a screenshot from our document verification page to confirm it was delivered within [redacted] days of application |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11269 | 36715269 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review | Reviewer Comment (2026-06-17): Received evidence disclosure was provided on[redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the loan file. The document titled Government Disclosures contains the required appraisal language. I have attached a screenshot from our document verification page to confirm it was delivered within [redacted] days of application |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11269 | 36715271 | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision)[redacted] Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details) | [redacted] Higher-Priced Mortgage Loan: Federal HPML Not Compliant. Refer to failed messages for Federal HPML for more details. | Reviewer Comment (2026-06-17): Received evidence disclosure was provided on[redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the loan file. The document titled Government Disclosures contains the required appraisal language. I have attached a screenshot from our document verification page to confirm it was delivered within [redacted] days of application |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11269 | 36715272 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Received evidence disclosure was provided on[redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the loan file. The document titled Government Disclosures contains the required appraisal language. I have attached a screenshot from our document verification page to confirm it was delivered within [redacted] days of application |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MA | Primary | Refinance - Cash-out - Other | No obvious cure | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11269 | 36728132 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11269 | 36752060 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/17/2026 | No | 1 | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||||
| [redacted] | RCKT2026CESP11290 | 36719564 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11290 | 36719568 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11290 | 36719569 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11291 | 36719404 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11291 | 36719405 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11291 | 36719407 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11305 | 36720051 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11305 | 36720053 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11305 | 36720054 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11308 | 36714605 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11308 | 36714606 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11308 | 36714607 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11329 | 36714510 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11329 | 36729361 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11353 | 36720119 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11353 | 36730197 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11354 | 36720470 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11354 | 36720471 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11354 | 36720472 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11354 | 36720749 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Loan was disbursed prior to midnight of the [redacted] business day after consummation based on the Security Instrument being signed [redacted]. Lender is to re-open rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-24): New RTC, proof of delivery [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-23): Please see the attached package mailed to the borrower along with proof of delivery. |
06/24/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11354 | 36720761 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | RTC disclosed incorrect transaction and expiration dates. Lender is to re-open rescission, provide a copy of the new Right to Cancel form, the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the expiration of the new rescission period. | Reviewer Comment (2026-06-24): New RTC, proof of delivery [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-23): Please see the attached package mailed to the borrower along with proof of delivery. |
06/24/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11376 | 36715386 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11376 | 36715387 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11376 | 36715389 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11385 | 36714836 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11385 | 36714837 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11385 | 36714838 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11385 | 36714879 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-24): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-24): Please see the attached notice of right to cancel. |
06/24/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11401 | 36714619 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11401 | 36714622 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11401 | 36714623 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11401 | 36714628 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | Loan file is missing HOA verification for subject property, upon receipt of the missing HOA verification additional conditions may apply. | Reviewer Comment (2026-06-17): Received HOA verification document subject property does not have any HOA dues. Exception cleared Buyer Comment (2026-06-17): Please see the screen shot attached confirming [redacted] in HOA dues for the subject property |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11403 | 36714786 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11403 | 36714787 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11403 | 36715068 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11409 | 36715524 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11409 | 36715531 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11409 | 36715533 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11422 | 36719579 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11422 | 36719580 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11422 | 36719581 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11433 | 36719557 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ND | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11433 | 36719558 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ND | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11433 | 36719559 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ND | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11433 | 36731896 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | Please provide the documentation that shows the application was cancelled with [redacted] for the new [redacted] account. 1008 confirms the documentation was received from the borrower. | Reviewer Comment (2026-06-17): Received evidence borrower cancelled the application for the new [redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the attached evidence of cancellation. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | ND | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11434 | 36715502 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11434 | 36715503 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11434 | 36715504 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11458 | 36717054 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11458 | 36717055 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11475 | 36720304 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11475 | 36730665 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11475 | 36730678 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11499 | 36719238 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11499 | 36731910 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11506 | 36725664 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11506 | 36725665 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11506 | 36725666 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11528 | 36716962 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11528 | 36717009 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-24): LOE, proof of delivery ([redacted] and new RTC provided. New rescission period has passed, exception cured. Buyer Comment (2026-06-23): Please see the attached package mailed to the borrower along with proof of delivery. |
06/24/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP11528 | 36732365 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11546 | 36716593 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11546 | 36716595 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11546 | 36716598 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11546 | 36716650 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/16/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11546 | 36731541 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The HOA document provided does not reflect the property address for verification. Please provide for review. | Reviewer Comment (2026-06-16): HOA document received. Exception cleared. Buyer Comment (2026-06-16): Please see the attached screenshot. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11558 | 36719158 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11558 | 36719159 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11587 | 36716872 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11587 | 36716873 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11587 | 36716874 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11605 | 36726099 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11605 | 36726101 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11605 | 36726107 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11637 | 36714692 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11637 | 36714693 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11637 | 36714694 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11637 | 36714950 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11650 | 36716877 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11650 | 36716882 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11650 | 36716884 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11677 | 36715690 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11677 | 36715692 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11677 | 36715694 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11692 | 36716676 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11692 | 36716679 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11692 | 36716681 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11716 | 36715513 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11716 | 36715514 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11716 | 36715515 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | RI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11719 | 36719617 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11719 | 36719618 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11719 | 36719619 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11787 | 36720082 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11787 | 36720084 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11787 | 36720085 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11793 | 36715062 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11793 | 36739378 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11803 | 36716461 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11803 | 36716464 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11803 | 36716465 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11803 | 36739563 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file was missing the YTD paystub or equivalent documentation for the co-borrower. The paystub provided was from [redacted] not [redacted]. Please provide supporting documentation for[redacted] earnings for review. | Reviewer Comment (2026-06-16): Current paystub received for the month of [redacted] dated [redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the attached YTD paystub. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11803 | 36739570 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. | Reviewer Comment (2026-06-16): Current paystub received for the month of [redacted] dated [redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the attached YTD paystub. |
06/16/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11803 | 36739571 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-16): Current paystub received for the month of [redacted] dated [redacted]. Exception cleared. Buyer Comment (2026-06-16): Please see the attached YTD paystub. |
06/16/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11813 | 36716462 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11813 | 36716800 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11813 | 36716802 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11813 | 36716809 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file is missing the third-party verification for [redacted] years self-employment obtained within [redacted] days of closing. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see attached active business license and confirmation of when it was received. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OR | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11813 | 36716858 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see attached active business license and confirmation of when it was received. |
06/18/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11813 | 36716859 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see attached active business license and confirmation of when it was received. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OR | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11817 | 36719672 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11817 | 36739703 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11818 | 36726335 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11818 | 36726338 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11818 | 36726339 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11821 | 36719560 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11821 | 36719561 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11821 | 36719562 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11823 | 36720779 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11823 | 36720811 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-16): Please see the attached evidence of the govt disclosure being provided at application. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11823 | 36720841 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The file is missing evidence that the Right to Receive Appraisal Disclosure was provided within [[redacted]] days of the application. Please provide for review. | Reviewer Comment (2026-06-18): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-16): Please see the attached evidence of the govt disclosure being provided at application. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11823 | 36732893 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11827 | 36722057 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11827 | 36722058 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11827 | 36722059 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11828 | 36722620 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11828 | 36722627 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11828 | 36722628 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11839 | 36716511 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11839 | 36740868 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11850 | 36720452 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11850 | 36733022 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11879 | 36720740 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11879 | 36720741 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11879 | 36720742 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11883 | 36718901 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11883 | 36718904 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11883 | 36718907 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11885 | 36719543 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11885 | 36740974 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11892 | 36720769 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11892 | 36720770 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11892 | 36720789 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11900 | 36720211 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11900 | 36741142 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11928 | 36714645 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11928 | 36714650 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11928 | 36714652 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11937 | 36719278 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11937 | 36719279 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11937 | 36719280 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11950 | 36720360 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11950 | 36733312 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-15): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/16/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11950 | 36734419 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11958 | 36715466 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11958 | 36734550 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11967 | 36725380 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11967 | 36734597 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11977 | 36719344 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11977 | 36719345 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11977 | 36719346 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11988 | 36720317 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11988 | 36720318 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11988 | 36720319 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11988 | 36736002 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | The borrower was qualified with monthly retirement income of [redacted]. However, the monthly income is being calculated at [redacted] using the documents provided. Please provide additional documentation to support the monthly income used to qualify. | Reviewer Comment (2026-06-19): Client provided updated final 1008 and 1003 disclosing the monthly income corrected at [redacted] DTI is within guideline maximum, exception cleared. Buyer Comment (2026-06-17): We updated the 1099 income calc to annual instead of monthly and DTI is still in line at [redacted]. Please see the corrected 1003 and 1008 attached. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12052 | 36721938 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12052 | 36721940 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12052 | 36721947 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12062 | 36726180 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Loan was disbursed prior to midnight of the [redacted] business day after consummation. Lender to reopen rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-25): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception. Buyer Comment (2026-06-24): Please see the attached package mailed to the borrower along with proof of delivery. |
06/25/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12062 | 36726181 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right to Cancel disclosed incorrect transaction and expiration dates. Lender to reopen rescission, provide a copy of the new Right to Cancel form, the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the expiration of the new rescission period. | Reviewer Comment (2026-06-25): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception. Buyer Comment (2026-06-24): Please see the attached package mailed to the borrower along with proof of delivery. |
06/25/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12062 | 36726193 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12062 | 36741333 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12068 | 36721743 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12068 | 36721744 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12068 | 36721745 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AR | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12068 | 36721750 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file was missing evidence of the HOA dues for the subject property. Please provide supporting documentation for the HOA dues for review. | Reviewer Comment (2026-06-17): HOA document received. Exception cleared. Buyer Comment (2026-06-17): Please see the attached HOA verification. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | AR | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12073 | 36719591 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12073 | 36719593 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12073 | 36719594 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12077 | 36722661 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12077 | 36722662 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12077 | 36722666 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12101 | 36722179 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12101 | 36722182 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12101 | 36722184 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12131 | 36723045 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12131 | 36723046 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12131 | 36723047 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12140 | 36721209 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12140 | 36742631 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12161 | 36722708 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12161 | 36722709 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12161 | 36722712 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12170 | 36722546 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12170 | 36722555 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12170 | 36722617 | Compliance | Compliance | State Compliance | State Defect | [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | [redacted]Home Loan: Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction. | Buyer Comment (2026-06-17): Seller acknowledges exception, no change in grading |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | SC | Primary | Refinance - Cash-out - Other | "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80 Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation." |
B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12180 | 36722554 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12180 | 36722558 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12180 | 36722559 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12205 | 36722511 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12205 | 36722513 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12205 | 36722519 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12206 | 36714525 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12206 | 36743449 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12218 | 36722646 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12218 | 36743515 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12220 | 36721279 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12220 | 36721280 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12220 | 36721281 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12222 | 36719706 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12222 | 36719708 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12222 | 36719713 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12255 | 36720070 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12255 | 36720071 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12255 | 36720075 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12261 | 36722835 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12261 | 36722839 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12261 | 36722840 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12261 | 36722860 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file was missing the third party verification for the borrower's business. Please provide evidence of the third party verification for the business obtained within [redacted] days of the Note date for review. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of proof of se. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12261 | 36722901 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of proof of se. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12261 | 36722902 | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | The [redacted] was not met because the valuation was not completed by a licensed appraiser. Please provide evidence that it was completed by a licensed appraiser. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of proof of se. |
06/18/2026 | No | 1 | B | A | B | A | B | A | B | A | B | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12261 | 36722903 | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of proof of se. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12261 | 36722905 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of proof of se. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12261 | 36722906 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-18): Third party verification received with Time stamp. Exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of proof of se. |
06/18/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | OH | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12279 | 36722052 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12279 | 36722053 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12279 | 36722206 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12293 | 36722347 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12293 | 36722352 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12293 | 36722355 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12304 | 36721661 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12304 | 36721662 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12304 | 36721663 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12322 | 36721813 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12322 | 36721814 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12322 | 36721815 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12324 | 36715557 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12324 | 36715572 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The borrower's [redacted] W2 in the file was blank. Please provide the most recent year W2 or equivalent documentation for review. | Reviewer Comment (2026-06-17): W-2 received for the year [redacted]. Exception cleared. Buyer Comment (2026-06-17): Please see attached W2. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12324 | 36715587 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-17): W-2 received for the year [redacted]. Exception cleared. Buyer Comment (2026-06-17): Please see attached W2. |
06/17/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12324 | 36715588 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-17): W-2 received for the year [redacted]. Exception cleared. Buyer Comment (2026-06-17): Please see attached W2. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12324 | 36715589 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12324 | 36715590 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12324 | 36737280 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12346 | 36722710 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12346 | 36722715 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12346 | 36722716 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12369 | 36722763 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12369 | 36722766 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12369 | 36722767 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12377 | 36722114 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12377 | 36722116 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12377 | 36722118 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12398 | 36722219 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12398 | 36722220 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12398 | 36722222 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12398 | 36722330 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/17/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12449 | 36721950 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12449 | 36721953 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12449 | 36721955 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12451 | 36721070 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12451 | 36721071 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12451 | 36721072 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12463 | 36715720 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12463 | 36715721 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12463 | 36715722 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12486 | 36723333 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12486 | 36723334 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12486 | 36723335 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12495 | 36721995 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12495 | 36721996 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12495 | 36721997 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12497 | 36722440 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12497 | 36722445 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12497 | 36722451 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12519 | 36722799 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12519 | 36722800 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12519 | 36722801 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12530 | 36716795 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most [redacted] available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12530 | 36717023 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12530 | 36744199 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12532 | 36721551 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12532 | 36721552 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12532 | 36721553 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12538 | 36721642 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12538 | 36721644 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12538 | 36721648 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12580 | 36720143 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12580 | 36720144 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12580 | 36720145 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12589 | 36721643 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12589 | 36721645 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12589 | 36721646 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12589 | 36721779 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12589 | 36721780 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12597 | 36721939 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12597 | 36744613 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12604 | 36722392 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12604 | 36722393 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12604 | 36722397 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12604 | 36722421 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12619 | 36714966 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12619 | 36744642 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12622 | 36722683 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12622 | 36722684 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12622 | 36722686 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12624 | 36723377 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12624 | 36723378 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12624 | 36723379 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12632 | 36722235 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12632 | 36722236 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12632 | 36722237 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12636 | 36722128 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12636 | 36722130 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12636 | 36722132 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12643 | 36722169 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12643 | 36722170 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12643 | 36722171 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12663 | 36722537 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12663 | 36722538 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12663 | 36722539 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12672 | 36721093 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12672 | 36721094 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12672 | 36721095 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12683 | 36720229 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | RI | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12683 | 36720312 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | A signed copy of the final [redacted] Closing Disclosure was not provided. | Reviewer Comment (2026-06-18): [redacted] received proof of receipt by all parties of final CD on[redacted] Buyer Comment (2026-06-17): Please see the attached CD and ROR. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | RI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||
| [redacted] | RCKT2026CESP12683 | 36720313 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] [redacted] business days from transaction date of [redacted] | A signed copy of the fina[redacted] Closing Disclosure was not provided. Transaction date set as [redacted] per [redacted] rule. | Reviewer Comment (2026-06-18): [redacted] received proof of receipt by all parties of final CD on[redacted] Buyer Comment (2026-06-17): Please see the attached CD and ROR. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | RI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes | ||||||||||
| [redacted] | RCKT2026CESP12683 | 36720314 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | A signed/dated copy of the RTC was not provided. | Reviewer Comment (2026-06-18): Signed RTC was provided to confirm all parties signed RTC. Exception cleared Buyer Comment (2026-06-17): Please see the attached CD and ROR. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | RI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes | ||||||||||
| [redacted] | RCKT2026CESP12683 | 36720315 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | A signed copy of the fina[redacted] Closing Disclosure was not provided. Transaction date set as [redacted] per [redacted] rule. | Reviewer Comment (2026-06-18): [redacted] received proof of receipt by all parties of final CD on[redacted] Buyer Comment (2026-06-17): Please see the attached CD and ROR. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | RI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes | ||||||||||
| [redacted] | RCKT2026CESP12683 | 36750102 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | RI | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12684 | 36721627 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12684 | 36721628 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12684 | 36721630 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12688 | 36723427 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12688 | 36723428 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12688 | 36723430 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12704 | 36722241 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12704 | 36722243 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12704 | 36722244 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12715 | 36722916 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12715 | 36722917 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12715 | 36722919 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12728 | 36722506 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12728 | 36750123 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12731 | 36723102 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12731 | 36723103 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12731 | 36723106 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12735 | 36722141 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most [redacted] available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12735 | 36722180 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12735 | 36722185 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12735 | 36722186 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12755 | 36723214 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12755 | 36723215 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12755 | 36723216 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12756 | 36726070 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12756 | 36726072 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12756 | 36726073 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12762 | 36721754 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12762 | 36721755 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12762 | 36721756 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12762 | 36721789 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12762 | 36721790 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12779 | 36721982 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12779 | 36721983 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12779 | 36721984 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12781 | 36725012 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12781 | 36725013 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12781 | 36725014 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12806 | 36722636 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12806 | 36722637 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12806 | 36722638 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12806 | 36722652 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-25): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception. Buyer Comment (2026-06-24): Please see the attached package mailed to the borrower along with proof of delivery. |
06/25/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12814 | 36722932 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12814 | 36722937 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12814 | 36722938 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12823 | 36726459 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12823 | 36726461 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12823 | 36726463 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12885 | 36723564 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12885 | 36723603 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12885 | 36723606 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12930 | 36722821 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12930 | 36722822 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12930 | 36722824 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12934 | 36722700 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12934 | 36722701 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12934 | 36722702 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12935 | 36724705 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12935 | 36724707 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12935 | 36724709 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12935 | 36724763 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12941 | 36722804 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12941 | 36722805 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12941 | 36722806 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12949 | 36723611 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12949 | 36723612 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12949 | 36723613 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12960 | 36721254 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12960 | 36721255 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12960 | 36721256 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12960 | 36721257 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to not being signed by the borrower. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-18): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached signed CD, 1003, and Notice of Right to Cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12960 | 36721259 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed Right to Cancel forms for review. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached signed CD, 1003, and Notice of Right to Cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12960 | 36721274 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | A copy of the final Signed/Dated Closing Disclosure was not provided. | Reviewer Comment (2026-06-18): Received final 1003,Right to Cancel nad Final Closing Disclosure documents with signed. Exception Cleared . Buyer Comment (2026-06-18): Please see the attached signed CD, 1003, and Notice of Right to Cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||
| [redacted] | RCKT2026CESP12960 | 36721276 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] [redacted] business days from transaction date of [redacted] | A copy of the final Signed/Dated Closing Disclosure was not provided. Transaction date set as[redacted] based on the [redacted] rule. | Reviewer Comment (2026-06-18): Received final 1003, Right to Cancel and Final Closing Disclosure documents with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached signed CD, 1003, and Notice of Right to Cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12960 | 36721277 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | A signed copy of the Right to Cancel was not found in file. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached signed CD, 1003, and Notice of Right to Cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12960 | 36721278 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | A copy of the final Signed/Dated Closing Disclosure was not provided. Transaction date set as[redacted] based on the [redacted] rule. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached signed CD, 1003, and Notice of Right to Cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12986 | 36723151 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12986 | 36723153 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12986 | 36723154 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12993 | 36726440 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12993 | 36726442 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12993 | 36726443 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13003 | 36723064 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13003 | 36723066 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13003 | 36723075 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13019 | 36722836 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13019 | 36722837 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13019 | 36722838 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13049 | 36723645 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13049 | 36750152 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13080 | 36725310 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13080 | 36725312 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | [redacted] valuation is not required. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13080 | 36725314 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | [redacted] valuation is not required. | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13099 | 36724972 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13099 | 36724973 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13099 | 36724977 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13132 | 36723908 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13132 | 36723909 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13132 | 36723910 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13199 | 36723190 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13199 | 36723191 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13199 | 36723193 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13210 | 36725536 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13210 | 36725537 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13210 | 36725539 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13233 | 36723388 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13233 | 36723389 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13233 | 36723390 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10058 | 36715039 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10058 | 36715121 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-17): Evidence the Government Disclosures was provided with the Early Disclosure Package on [redacted] has been provided. Government Disclosures reflects the required appraisal language. Exception cleared. Buyer Comment (2026-06-15): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | KS | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10058 | 36715122 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review | Reviewer Comment (2026-06-17): Evidence the Government Disclosures was provided with the Early Disclosure Package on [redacted] has been provided. Government Disclosures reflects the required appraisal language. Exception cleared. Buyer Comment (2026-06-15): Attached are screen shots showing the early disclosure package was sent to the borrower on [redacted]. We have included the full early disclosure package where the cover letter confirms the date it was printed. The [redacted] is on the last page and contains the required verbiage bolded and underlined. Please use this to confirm the disclosure was included in the early disclosure package and was delivered to the borrower in the required timeframe. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | KS | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10058 | 36723012 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10125 | 36725634 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10125 | 36725635 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10125 | 36725636 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10225 | 36725964 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10225 | 36726025 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/15/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10225 | 36726026 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/15/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10225 | 36726603 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10225 | 36726604 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10248 | 36724075 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10248 | 36724076 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10248 | 36724077 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10319 | 36726464 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10319 | 36727696 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10335 | 36725870 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10335 | 36727700 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10340 | 36720349 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10340 | 36750668 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10393 | 36723125 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10393 | 36751376 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10393 | 36751377 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-17): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/17/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10459 | 36726214 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/15/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10459 | 36726230 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10459 | 36726232 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10459 | 36726233 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10488 | 36726345 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10488 | 36726346 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10488 | 36726347 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10544 | 36715042 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10544 | 36723038 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10566 | 36725430 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/15/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10566 | 36725436 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10566 | 36725437 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10566 | 36725441 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10571 | 36725919 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10571 | 36725920 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10571 | 36725922 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/16/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10819 | 36714796 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10819 | 36714797 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10840 | 36715273 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10840 | 36715411 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Received evidence of receipt of the disclosure on [redacted] Exception cleared. Buyer Comment (2026-06-17): Please see the attached government disclosure. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10840 | 36715412 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. | If the file does not contain the initial Loan Estimate or the Right to Receive Appraisal Disclosure: The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-18): Received evidence of receipt of the disclosure on [redacted] Exception cleared. Buyer Comment (2026-06-17): Please see the attached government disclosure. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10840 | 36727754 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10888 | 36716777 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10888 | 36724321 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-15): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/15/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10888 | 36727802 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10902 | 36722753 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10902 | 36722755 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10902 | 36722758 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11082 | 36725836 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11082 | 36725841 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11082 | 36725843 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11082 | 36725903 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/15/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11191 | 36715612 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11191 | 36737357 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11203 | 36714803 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11203 | 36777761 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP11227 | 36726616 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/17/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11227 | 36726626 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11227 | 36726627 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11227 | 36726629 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11255 | 36724031 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ME | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11255 | 36724032 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ME | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11255 | 36724033 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-12): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/12/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ME | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11264 | 36725816 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most [redacted] available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/12/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||||
| [redacted] | RCKT2026CESP11264 | 36725886 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/12/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11264 | 36777777 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||||||||
| [redacted] | RCKT2026CESP11279 | 36726605 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11279 | 36726606 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11279 | 36726608 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11295 | 36715360 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11295 | 36728020 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11318 | 36722871 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/15/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11318 | 36722874 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11318 | 36722875 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11482 | 36725225 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11482 | 36725226 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11482 | 36725227 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11482 | 36725295 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11496 | 36724239 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11496 | 36724240 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11496 | 36724241 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-15): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/15/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11616 | 36726468 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11616 | 36726470 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11616 | 36726471 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11644 | 36720272 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11644 | 36720316 | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided | Reviewer Comment (2026-06-19): Received the [redacted] master policy evidencing flood coverage. Exception cleared. Buyer Comment (2026-06-19): The flood policy premium is not required as it is covered by the [redacted] complex. Please see page [redacted] which shows the borrower has flood and it is active and shows a coverage amount. Reviewer Comment (2026-06-19): Please provide flood insurance policy to verify premium. Exception remains Buyer Comment (2026-06-18): Please see the attached HOI |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11644 | 36751581 | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | The subject is located in a [redacted] project. The file is missing the [redacted] master insurance policy. | Reviewer Comment (2026-06-19): Master policy provided. Exception cleared Buyer Comment (2026-06-18): Please see the attached HOI |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11644 | 36751682 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11647 | 36726668 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11647 | 36733091 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11704 | 36723337 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11704 | 36723341 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11704 | 36723342 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11721 | 36726421 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11721 | 36726422 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11721 | 36726423 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11770 | 36723690 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11770 | 36723692 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11770 | 36723693 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-15): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11874 | 36716883 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11874 | 36737385 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11936 | 36724345 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11936 | 36737421 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11993 | 36726704 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11993 | 36737453 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12012 | 36725551 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12012 | 36725552 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12012 | 36725553 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12018 | 36714665 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12018 | 36714666 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12018 | 36714668 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12032 | 36726498 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12032 | 36737493 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12090 | 36723202 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12090 | 36737515 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12193 | 36726264 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12193 | 36726265 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12193 | 36726266 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12193 | 36726326 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12193 | 36726327 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12235 | 36715499 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12235 | 36737682 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12236 | 36726494 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12236 | 36726497 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12236 | 36726499 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12274 | 36714548 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12274 | 36714575 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MS | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP12274 | 36750177 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12436 | 36723432 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most [redacted] available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12436 | 36724163 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12436 | 36724167 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12436 | 36724168 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12510 | 36725730 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12510 | 36725731 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12510 | 36725732 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12539 | 36726578 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12539 | 36726579 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12539 | 36726582 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12591 | 36726588 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP12591 | 36726593 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12591 | 36741692 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12634 | 36725488 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12634 | 36725491 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12634 | 36725492 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12681 | 36717098 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12681 | 36750189 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12849 | 36726362 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12849 | 36726363 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12849 | 36726364 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12889 | 36715277 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12889 | 36750213 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12995 | 36726462 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12995 | 36726473 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12995 | 36726474 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13175 | 36726564 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13175 | 36726565 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13175 | 36726566 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13175 | 36726569 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10003 | 36748839 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10003 | 36748928 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+[redacted], or [redacted] Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-22): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-18): Please see attached confirmation this was provided on the Government disclosures document in the early disclosure package. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10003 | 36748929 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file is missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-22): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-19): Please see attached confirmation this was provided on the Government disclosures document in the early disclosure package. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10003 | 36753087 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10024 | 36749282 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10024 | 36749286 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10028 | 36739266 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10028 | 36739267 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10028 | 36739269 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10041 | 36749132 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10041 | 36749133 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10041 | 36749134 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10062 | 36737448 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10062 | 36737450 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10062 | 36737451 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10067 | 36746382 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10067 | 36746383 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10067 | 36746384 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10093 | 36753173 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/18/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10093 | 36753177 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10093 | 36753178 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10093 | 36753179 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10114 | 36750150 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10114 | 36750151 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10114 | 36750153 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10114 | 36750259 | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. | - | The file is missing the verbal verification of employment obtained within [redacted] business days of closing. | Reviewer Comment (2026-06-19): Paystub within [redacted] days provided. Exception cleared Buyer Comment (2026-06-18): Please see [redacted], the borrowers paystub is dated within [redacted] days of closing. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10118 | 36746697 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10118 | 36748682 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10144 | 36747411 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10144 | 36748837 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10150 | 36753595 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10150 | 36753596 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10150 | 36753597 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10178 | 36753335 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10178 | 36753339 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10178 | 36753340 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10210 | 36747197 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10210 | 36747198 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10210 | 36747199 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10216 | 36748130 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10216 | 36748146 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10216 | 36748164 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or [redacted]. Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-22): Received lender screen shot verifying receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached proof of govt disclosure. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10216 | 36748167 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-22): Received lender screen shot verifying receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached proof of govt disclosure. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10236 | 36738392 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10236 | 36738394 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10236 | 36738397 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10238 | 36748299 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10238 | 36748300 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10238 | 36748301 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10242 | 36747518 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10242 | 36747520 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10242 | 36747524 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | Please provide documentation to verify the P&I payment for the [redacted] lien. | Reviewer Comment (2026-06-18): Received Mortgage Statement. Exception Cleared. Buyer Comment (2026-06-18): Please see attached confirmation of [redacted] P&I. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10243 | 36750761 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10243 | 36750763 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10275 | 36747118 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10275 | 36747120 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10275 | 36747122 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10276 | 36747554 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10276 | 36747555 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10276 | 36747556 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10280 | 36751359 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10280 | 36751360 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10280 | 36751361 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10287 | 36753581 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10287 | 36757516 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10292 | 36747533 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10292 | 36747534 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10292 | 36747535 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10318 | 36751442 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10318 | 36777797 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10343 | 36749001 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10343 | 36749002 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10343 | 36749005 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10364 | 36748674 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10364 | 36748675 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10364 | 36748676 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10382 | 36746915 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10382 | 36777839 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | AK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10386 | 36748535 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10386 | 36752897 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10429 | 36749169 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10429 | 36749170 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10429 | 36749171 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10464 | 36753556 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or [redacted]. Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-22): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of govt disclosure. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10464 | 36753557 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file is missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-22): Client provided screenshot of LOS system confirming the Early Disclosure package was sent to borrower timely, exception cleared. Buyer Comment (2026-06-18): Please see the attached evidence of govt disclosure. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10464 | 36753561 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10464 | 36757673 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10499 | 36748579 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ME | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10499 | 36748580 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ME | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10509 | 36739573 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10509 | 36750129 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10516 | 36750040 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10516 | 36754531 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10520 | 36738187 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10520 | 36750274 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10532 | 36749103 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10532 | 36749104 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10532 | 36749107 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10533 | 36748840 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10533 | 36748841 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10533 | 36748842 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10540 | 36748222 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10540 | 36748225 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10540 | 36748227 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10562 | 36748136 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10562 | 36748137 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10562 | 36748141 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10625 | 36750779 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10625 | 36750780 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10625 | 36750782 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10625 | 36750845 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/18/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10644 | 36751794 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10644 | 36757769 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10693 | 36750879 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10693 | 36750881 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10693 | 36750882 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10693 | 36751430 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/18/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10696 | 36747162 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10696 | 36747167 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10696 | 36747171 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10724 | 36748905 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10724 | 36748906 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10724 | 36748907 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10779 | 36749143 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10779 | 36749144 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10779 | 36749145 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10779 | 36750794 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Reviewer Comment (2026-06-24): Seller acknowledges exception, no change to grading. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/24/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10779 | 36754613 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The borrower's internet business entity search is not timestamped to verify timing requirements. In addition, the search is showing the business as [redacted]. Although there is an Annual Report filed by the borrower on [redacted], there is no evidence of was received and accepted by the state. Please provide updated business entity search to show the business has been revived and no longer forfeited. | Reviewer Comment (2026-06-22): Although the payment was received by the client on [redacted], the invoice provided is dated [redacted] which is not within [redacted] days of the note. However, diligence confirmed the business now has a revived status on the state business entity search which correlations with the Annual Report filed on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached company invoice. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10779 | 36754620 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-22): Although the payment was received by the client on [redacted], the invoice provided is dated [redacted] which is not within [redacted] days of the note. However, diligence confirmed the business now has a revived status on the state business entity search which correlations with the Annual Report filed on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached company invoice. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10779 | 36754624 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all other QM related exceptions are cleared. | Reviewer Comment (2026-06-22): Although the payment was received by the client on [redacted], the invoice provided is dated [redacted] which is not within [redacted] days of the note. However, diligence confirmed the business now has a revived status on the state business entity search which correlations with the Annual Report filed on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached company invoice. |
06/22/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10782 | 36751432 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10782 | 36751433 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10782 | 36751434 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10789 | 36753677 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10789 | 36760801 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10789 | 36760809 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-18): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/18/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP10805 | 36748706 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10805 | 36748710 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10805 | 36748737 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10825 | 36748238 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10825 | 36748239 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10847 | 36737863 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10847 | 36737864 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10881 | 36748272 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NM | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10881 | 36748273 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10881 | 36748274 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10881 | 36748335 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NM | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10906 | 36747836 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10906 | 36748256 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-19): Received evidence of receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached govt disclosure. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10906 | 36748257 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review | Reviewer Comment (2026-06-19): Received evidence of receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached govt disclosure. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10906 | 36754647 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10919 | 36747085 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10919 | 36747086 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10919 | 36747088 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10931 | 36753609 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-26): Seller acknowledges exception, no change to grading. |
06/26/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10931 | 36753610 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10931 | 36753626 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10931 | 36759583 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10932 | 36751124 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10932 | 36751128 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10932 | 36751133 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10940 | 36746717 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10940 | 36746721 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10940 | 36746723 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10940 | 36746803 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted] | [redacted] 1040 was not present in the file. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10956 | 36747590 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10956 | 36747591 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10956 | 36747592 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10960 | 36748696 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10960 | 36748707 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10967 | 36749345 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10967 | 36749353 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10967 | 36749355 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10971 | 36744430 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10971 | 36744431 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10972 | 36747043 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10972 | 36747048 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10972 | 36747049 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10972 | 36748304 | Compliance | Compliance | State Compliance | State Defect | [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) | [redacted]Home Loan: Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction. | Buyer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | SC | Primary | Refinance - Cash-out - Other | "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80 Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation." |
B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11025 | 36747119 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11025 | 36747121 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11041 | 36739432 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11041 | 36751814 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11080 | 36746664 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11080 | 36750690 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11092 | 36753464 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11092 | 36758336 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11102 | 36749529 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11102 | 36749531 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11102 | 36749532 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11104 | 36739377 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11104 | 36754770 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11110 | 36753194 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11110 | 36759675 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11111 | 36748355 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11111 | 36748356 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11111 | 36748357 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11143 | 36748956 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11143 | 36749018 | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted] | [redacted] 1040 was not present in the file. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AZ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11143 | 36754810 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11182 | 36751398 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11182 | 36751399 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11211 | 36739425 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11211 | 36739429 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11211 | 36739430 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11252 | 36746665 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11252 | 36746666 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11252 | 36746667 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11253 | 36746707 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11253 | 36746708 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11253 | 36746709 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11267 | 36748885 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11267 | 36750045 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11274 | 36747293 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11274 | 36747294 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11362 | 36747152 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11362 | 36747153 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11362 | 36747154 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11418 | 36746417 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11418 | 36746428 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11418 | 36746429 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11418 | 36746430 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MN | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11439 | 36748370 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11439 | 36749536 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11474 | 36747103 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11474 | 36747104 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11474 | 36747105 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11495 | 36746348 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11495 | 36746349 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11495 | 36746350 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11519 | 36747168 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11519 | 36747169 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11519 | 36747170 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11519 | 36747178 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11521 | 36738206 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11521 | 36738226 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11535 | 36738287 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11535 | 36738289 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11535 | 36738290 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11535 | 36754933 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | Please provide documentation to verify the [redacted] payment. | Reviewer Comment (2026-06-19): Received closing disclosure verified [redacted] P&I. Exception cleared Buyer Comment (2026-06-18): Please see the attached updated associated cd. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11535 | 36754965 | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided | Guidelines require a [redacted]-housing history, and the credit report is only reporting [redacted]. The borrower just acquired the subject property on [redacted], but the 1003 reflects the borrower has been there for [redacted]. It is not possible to determine if the borrower owned her prior residence or rented to determine if additional housing history is required. Please provide prior history to verify the additional months required or evidence the borrower did not own prior to the subject property. | Reviewer Comment (2026-06-19): Received 1003 showing the borrower did not have prior housing as well as a property history report verifying the borrower does not own the prior property. Exception cleared. Buyer Comment (2026-06-18): Please see the attached updated 1003. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MD | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11549 | 36747406 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11549 | 36747407 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11549 | 36747408 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11567 | 36737599 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11567 | 36737601 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Second Home | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11569 | 36747645 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11569 | 36747646 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11569 | 36747649 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11581 | 36747705 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11581 | 36747706 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11594 | 36747761 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11594 | 36747762 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11594 | 36747763 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11606 | 36748361 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11606 | 36748362 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11606 | 36748365 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11610 | 36748561 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11610 | 36748562 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11610 | 36748563 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11645 | 36750465 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11645 | 36750466 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11645 | 36750484 | Compliance | Compliance | State Compliance | Compliance | [redacted] Appraisal Management Company Service Fee | [redacted] Points and Fees: Alternate points and fees testing methodology utilized under [redacted]) treating Appraisal Management Company service fees paid to unaffiliated [redacted]] as [redacted] and excluded from [redacted]points and fees calculations. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WV | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11668 | 36748564 | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Reviewer Comment (2026-06-18): Provided Hazard insurance policy amount. Exception Cleared Buyer Comment (2026-06-17): See [redacted] and beyond. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11668 | 36748565 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11668 | 36748566 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11668 | 36748567 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11675 | 36738328 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11675 | 36738330 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11675 | 36738333 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Investor to order any additional value tools. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11703 | 36746892 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11703 | 36746897 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11703 | 36746898 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11742 | 36748959 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11742 | 36748963 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11747 | 36737893 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11747 | 36737895 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11749 | 36743882 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11749 | 36743885 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11749 | 36743887 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11749 | 36743918 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/18/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11753 | 36747067 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11753 | 36747069 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11788 | 36739005 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11788 | 36739006 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11788 | 36739007 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11807 | 36751488 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11807 | 36751489 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11808 | 36749343 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11808 | 36749352 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11808 | 36749540 | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | The subject is located in a [redacted] project. The file is missing the [redacted] master insurance policy. | Reviewer Comment (2026-06-23): Client provided HOA master policy, exception cleared. Buyer Comment (2026-06-23): Please see the attached master insurance policy maintained through the HOA. |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11820 | 36743946 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11820 | 36743947 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11820 | 36744039 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or [redacted]. Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-22): A screenshot from the lender's LOS system evidencing the transmission of the Early Package along with a LOE/attestation indicating all the documents provided/uploaded to diligence on that date, were all the documents, including the appraisal disclosure were included in the [redacted] to the borrower on [redacted]. Buyer Comment (2026-06-18): Please see attached confirmation the verbiage was provided in the early disclosure package. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11820 | 36744047 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-22): A screenshot from the lender's LOS system evidencing the transmission of the Early Package along with a LOE/attestation indicating all the documents provided/uploaded to diligence on that date, were all the documents, including the appraisal disclosure were included in the [redacted] to the borrower on [redacted]. Buyer Comment (2026-06-18): Please see attached confirmation the verbiage was provided in the early disclosure package. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WA | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP11826 | 36737791 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11826 | 36737800 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11854 | 36746393 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11854 | 36746394 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11854 | 36746395 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11863 | 36751820 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11863 | 36751826 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11866 | 36747466 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11866 | 36747467 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11866 | 36747651 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted] Days) | [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | Counseling disclosure was provided on [redacted] | Reviewer Comment (2026-06-18): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted[ Subprime Loan |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||
| [redacted] | RCKT2026CESP11866 | 36759866 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-22): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/18/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP11880 | 36748882 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11880 | 36748883 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11880 | 36748884 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11880 | 36750254 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared. | Reviewer Comment (2026-06-19): As per provided statement current balance is being paid off. Exception cleared. Buyer Comment (2026-06-19): Please see the attached paid in full evidence. Attached is also a screenshot of the soft credit pull matching the account number to the [redacted] account. please remove this debt from the borrowers total debts. |
06/19/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP11880 | 36750255 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs don't match and both moderately exceed Guidelines | General QM: The DTIs calculated in accordance with the Lenders Guidelines of [redacted] and based on[redacted] moderately exceed the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.) | DTI is excessive due to the inclusion of a liability that had been previously excluded by the lender. | Reviewer Comment (2026-06-19): As per provided statement current balance is being paid off. Exception cleared. Buyer Comment (2026-06-19): Please see the attached paid in full evidence. Attached is also a screenshot of the soft credit pull matching the account number to the [redacted] account. please remove this debt from the borrowers total debts. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11880 | 36750271 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | DTI is excessive due to the inclusion of a liability that had been previously excluded by the lender. | Reviewer Comment (2026-06-19): As per provided statement current balance is being paid off. Exception cleared. Buyer Comment (2026-06-19): Please see the attached paid in full evidence. Attached is also a screenshot of the soft credit pull matching the account number to the [redacted] account. please remove this debt from the borrowers total debts. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11880 | 36750328 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-19): As per provided statement current balance is being paid off. Exception cleared. Buyer Comment (2026-06-19): Please see the attached paid in full evidence. Attached is also a screenshot of the soft credit pull matching the account number to the [redacted] account. please remove this debt from the borrowers total debts. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11902 | 36737077 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11902 | 36737078 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11902 | 36737079 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11902 | 36737095 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11902 | 36737096 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11914 | 36747366 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11914 | 36747367 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11914 | 36747368 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11918 | 36746598 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11918 | 36746599 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11968 | 36753719 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11968 | 36753720 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11968 | 36753724 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11968 | 36753727 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/18/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11995 | 36747530 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11995 | 36747531 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11995 | 36747532 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11995 | 36747609 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12002 | 36751800 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12002 | 36751801 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12002 | 36751804 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12005 | 36753091 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12005 | 36753092 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12005 | 36753093 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12005 | 36753100 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file is missing the HOA dues documentation for this property. Please provide for review. | Reviewer Comment (2026-06-18): HOA document received. Exception cleared. Buyer Comment (2026-06-18): Please see the attached HOA verification. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12007 | 36737930 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most [redacted] available index value used for bona fide discount point testing. | 06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12007 | 36738754 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12007 | 36738755 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/25/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12016 | 36749887 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12016 | 36749893 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12016 | 36749896 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12016 | 36749937 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12048 | 36746899 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12048 | 36746902 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12048 | 36746903 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12054 | 36747825 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12054 | 36747826 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12054 | 36747827 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12054 | 36753805 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | The file is missing evidence of the principal and interest payment of the [redacted] lien. The payment of [redacted] has been considered as the P&I. Please provide the [redacted] mortgage statement or equivalent document. | Reviewer Comment (2026-06-22): Received mortgage statement verifying P&I payment was [redacted] as escrows were included in the[redacted] payment. Exception cleared. Buyer Comment (2026-06-18): Please see the attached confirmation of P&I. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12067 | 36749074 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12067 | 36749080 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12067 | 36749083 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12102 | 36747285 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12102 | 36747286 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12102 | 36747287 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12119 | 36747044 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12119 | 36747046 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12119 | 36747047 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12126 | 36748943 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12126 | 36748947 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12135 | 36737959 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12135 | 36737960 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12135 | 36737964 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12135 | 36738236 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | W-2 missing in 2025. | Reviewer Comment (2026-06-19): Received [redacted] and [redacted] W-2. Exception cleared. Buyer Comment (2026-06-19): Please see the attached W2s. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NV | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12135 | 36738280 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12135 | 36738534 | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - | The file was missing the borrower 2025 W-2 or equivalent documentation. Please provide for review. | Reviewer Comment (2026-06-19): Received [redacted] and [redacted] W-2. Exception cleared. Buyer Comment (2026-06-19): Please see the attached W2s. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NV | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12135 | 36738575 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to w-2 was Missing. | Reviewer Comment (2026-06-19): Received [redacted] and [redacted] W-2. Exception cleared. Buyer Comment (2026-06-19): Please see the attached W2s. |
06/19/2026 | No | 1 | B | A | C | A | B | A | C | A | B | A | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12135 | 36738576 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Reviewer Comment (2026-06-19): Received [redacted] and [redacted] W-2. Exception cleared. Buyer Comment (2026-06-19): Please see the attached W2s. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NV | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12163 | 36747854 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12163 | 36747859 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12163 | 36747861 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12167 | 36737516 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12167 | 36737518 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12167 | 36737520 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12167 | 36737551 | Compliance | Compliance | State Compliance | State Defect | [redacted] | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | The compliance certification provided is not filled out as required | Reviewer Comment (2026-06-19): Received [redacted] Cert of Compliance. Buyer Comment (2026-06-18): Please see the attached [redacted] cert. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12188 | 36739075 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12188 | 36739077 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12188 | 36739078 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12217 | 36738154 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12217 | 36738155 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12217 | 36738157 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12227 | 36748969 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12227 | 36748971 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12227 | 36748974 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12241 | 36739502 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12241 | 36739503 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12243 | 36738172 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12243 | 36738176 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12244 | 36737308 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12244 | 36737309 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12244 | 36737310 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12244 | 36737409 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12244 | 36737410 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12244 | 36737411 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12244 | 36737412 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12259 | 36747675 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12259 | 36747676 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12259 | 36747677 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12259 | 36747745 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/18/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12264 | 36738239 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12264 | 36738242 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12264 | 36738243 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12264 | 36738363 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12264 | 36738364 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12287 | 36737318 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12287 | 36737320 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12287 | 36737322 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12301 | 36738521 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12301 | 36738523 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12301 | 36738525 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12315 | 36737997 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12315 | 36738000 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12315 | 36738001 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12317 | 36736667 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12317 | 36736668 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12317 | 36736669 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12319 | 36742553 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12319 | 36742554 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12319 | 36742555 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12334 | 36734567 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12334 | 36735970 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within[redacted] Days) | [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | Counseling disclosure was provided on [redacted] | Reviewer Comment (2026-06-17): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||
| [redacted] | RCKT2026CESP12334 | 36737363 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-17): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/17/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP12334 | 36737374 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12344 | 36738666 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12344 | 36738668 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12344 | 36738710 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12400 | 36737327 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12400 | 36737330 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12439 | 36747793 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12439 | 36747794 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12439 | 36747795 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12444 | 36742585 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12444 | 36742586 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12444 | 36742587 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12452 | 36739165 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12452 | 36739167 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12452 | 36739168 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12455 | 36736914 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most [redacted] available index value used for bona fide discount point testing. | 06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12455 | 36738448 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/25/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12455 | 36738450 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12455 | 36738451 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12456 | 36738485 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12456 | 36738533 | Property | Appraisal Reconciliation | Appraisal Documentation | Appraisal Reconciliation | Appraisal from prior transaction provided. No [redacted] valuation with effective date less than [redacted] months past note date provided. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12464 | 36739525 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12464 | 36739526 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12464 | 36739527 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12492 | 36738062 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12492 | 36738063 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12492 | 36738066 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12502 | 36744056 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12502 | 36744057 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12502 | 36744059 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12515 | 36747335 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12515 | 36747337 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12515 | 36747338 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12526 | 36739025 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12526 | 36739027 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12526 | 36739030 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12528 | 36748037 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12528 | 36748049 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12528 | 36748078 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12528 | 36748079 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12549 | 36733500 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12549 | 36733501 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12549 | 36733503 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12554 | 36747926 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12554 | 36747930 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12554 | 36747932 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12560 | 36737756 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12560 | 36737757 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12561 | 36739498 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to missing the co-borrower's signature. The [redacted]does not reflect the view and signature of the 1003 for the co-borrower. | Reviewer Comment (2026-06-18): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached 1003. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | KS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12561 | 36739528 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12561 | 36739537 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12561 | 36739544 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KS | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12594 | 36737736 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12594 | 36737738 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12594 | 36737739 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12602 | 36748741 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12602 | 36748742 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12602 | 36748743 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12616 | 36747189 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12616 | 36747191 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12616 | 36747192 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12616 | 36747222 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12616 | 36747223 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Non-Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | MD | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12631 | 36753640 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12631 | 36753641 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12631 | 36753642 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12656 | 36738619 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12656 | 36738620 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12656 | 36738623 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NM | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12657 | 36739113 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12657 | 36739119 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12657 | 36739121 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12659 | 36739001 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12659 | 36739002 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12670 | 36746696 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12670 | 36746698 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12680 | 36737587 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12680 | 36737588 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12680 | 36737591 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12692 | 36742427 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12692 | 36742433 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12692 | 36742434 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12701 | 36737043 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12701 | 36737045 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12701 | 36737046 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12702 | 36738725 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12702 | 36738727 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12702 | 36738729 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12737 | 36737466 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12737 | 36737467 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12737 | 36737468 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12740 | 36739013 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12740 | 36739016 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12740 | 36739019 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OR | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12745 | 36746925 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12745 | 36746926 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12745 | 36746927 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12750 | 36747050 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12750 | 36747051 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12750 | 36747052 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12782 | 36743585 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12782 | 36743586 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12784 | 36739416 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12784 | 36739417 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12784 | 36739419 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12796 | 36738707 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12796 | 36738709 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12797 | 36737835 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12797 | 36737836 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12797 | 36737840 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12799 | 36747082 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12799 | 36747113 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12799 | 36747114 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12802 | 36739044 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12802 | 36739045 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12828 | 36737671 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12828 | 36737677 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12828 | 36737678 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12828 | 36737720 | Compliance | Compliance | State Compliance | State Defect | [redacted] | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-19): Received [redacted] Cert of Compliance. Exception cleared. Buyer Comment (2026-06-18): Please see the attached [redacted] cert. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12867 | 36747747 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12867 | 36747748 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12867 | 36747750 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12869 | 36737965 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12869 | 36737968 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12869 | 36737969 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12891 | 36747010 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12891 | 36747013 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12891 | 36747014 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12893 | 36743521 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12893 | 36743529 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12893 | 36743533 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12908 | 36738018 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12908 | 36738019 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12908 | 36738020 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12919 | 36737100 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12919 | 36737103 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12919 | 36737104 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12921 | 36750798 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12921 | 36750799 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12921 | 36753593 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-25): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception. Buyer Comment (2026-06-24): Please see the attached package mailed to the borrower along with proof of delivery. |
06/25/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | DE | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12924 | 36738192 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12924 | 36738193 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12924 | 36738194 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12946 | 36749952 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12946 | 36749955 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12946 | 36749956 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12948 | 36736794 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete because it was not signed. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-18): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached final 1003. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12948 | 36736796 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12948 | 36736797 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12948 | 36736798 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12952 | 36737683 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12952 | 36737687 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12952 | 36737693 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12952 | 36746109 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to missing signature. Please provide a revised 1003 with all the sections completed. | Reviewer Comment (2026-06-18): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached 1003. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CA | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12957 | 36747018 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12957 | 36747019 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12957 | 36747020 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12963 | 36737556 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12963 | 36737558 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12963 | 36737559 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12968 | 36747832 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12968 | 36747833 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12968 | 36747834 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12971 | 36739612 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12971 | 36739613 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12988 | 36738544 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12988 | 36738548 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13013 | 36747456 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13013 | 36747457 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13013 | 36747458 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13016 | 36744166 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13016 | 36744167 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13016 | 36744169 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13025 | 36738283 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13025 | 36738284 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13025 | 36738285 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13025 | 36738301 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to not Signed by Borrower. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-17): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-17): Please see the attached 1003. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13028 | 36737653 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13028 | 36737654 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13028 | 36737655 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13033 | 36744378 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13033 | 36744379 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13033 | 36744380 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13037 | 36739151 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13037 | 36739154 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13037 | 36739155 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13042 | 36751573 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13042 | 36751574 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13050 | 36737772 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13050 | 36737773 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13050 | 36737774 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13086 | 36739489 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13086 | 36739490 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13086 | 36739491 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13089 | 36742603 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13089 | 36742605 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13089 | 36742606 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13089 | 36746139 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | The Right to cancel was issued on the incorrect form. Please provide the following: Letter of explanation, proof of delivery, and re-open recission using the correct model form. Note - This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-25): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception. Buyer Comment (2026-06-24): Please see the attached package mailed to the borrower along with proof of delivery. |
06/25/2026 | No | 2 | C | B | C | B | C | B | C | B | C | B | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP13097 | 36738641 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13097 | 36738642 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13097 | 36738643 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13098 | 36738246 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13098 | 36738254 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13098 | 36738260 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13110 | 36743894 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13110 | 36743895 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13110 | 36743896 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13112 | 36739115 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13112 | 36739116 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13112 | 36739118 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13120 | 36747768 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13120 | 36747769 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13120 | 36747773 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13127 | 36747688 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13127 | 36747693 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13127 | 36747694 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13129 | 36744674 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13129 | 36744675 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13129 | 36744676 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13129 | 36745259 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP13147 | 36738681 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13147 | 36738685 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13147 | 36738686 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13152 | 36742384 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13152 | 36742386 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13152 | 36742396 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13153 | 36743501 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13153 | 36743504 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13153 | 36743505 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13153 | 36743536 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP13169 | 36743901 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13169 | 36743907 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13169 | 36743909 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13181 | 36743510 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP13181 | 36743512 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP13183 | 36744097 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13183 | 36744098 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13183 | 36744102 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MD | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13187 | 36741604 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13187 | 36741606 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13187 | 36741607 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13192 | 36743459 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13192 | 36743463 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13192 | 36743465 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13217 | 36737786 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13217 | 36737787 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13217 | 36737788 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13222 | 36738557 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13222 | 36738565 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13222 | 36738567 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13238 | 36747967 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13238 | 36747973 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13238 | 36747976 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13241 | 36747064 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13241 | 36747065 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13241 | 36747066 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13257 | 36747604 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13257 | 36747607 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13257 | 36747612 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13259 | 36737454 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13259 | 36737455 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13259 | 36737456 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13260 | 36744584 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13260 | 36744586 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13260 | 36744587 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13267 | 36738355 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13267 | 36738357 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13267 | 36738360 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13273 | 36744381 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13273 | 36744382 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13273 | 36744383 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13280 | 36744536 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13280 | 36744537 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13280 | 36744538 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13283 | 36739173 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13283 | 36739175 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13283 | 36739176 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13294 | 36747392 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13294 | 36747393 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13295 | 36743596 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13295 | 36743601 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13295 | 36743604 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13295 | 36743666 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP13313 | 36739538 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13313 | 36739539 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13313 | 36739540 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13314 | 36748508 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13314 | 36748509 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13314 | 36748510 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10008 | 36728191 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10008 | 36728208 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10008 | 36728213 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10008 | 36728600 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NV | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10020 | 36728314 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to missing borrower's signature and date. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-18): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached 1003 |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10020 | 36728320 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10020 | 36728322 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10020 | 36728323 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines." [redacted] valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10020 | 36728334 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Final Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-19): Received signed RTC and final CD. Exception cleared. Buyer Comment (2026-06-18): Please see the attached CD |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||
| [redacted] | RCKT2026CESP10020 | 36728340 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Loan was disbursed prior to midnight of the [redacted] business day after consummation. Lender to reopen rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-19): Received signed RTC and final CD. Exception cleared. Buyer Comment (2026-06-18): Please see the attached NORTC. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10020 | 36728342 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed RTC forms for review. | Reviewer Comment (2026-06-19): Received signed RTC and final CD. Exception cleared. Buyer Comment (2026-06-18): Please see the attached NORTC. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10020 | 36728345 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right to Cancel disclosed incorrect transaction and expiration dates. Lender to reopen rescission, provide a copy of the new Right to Cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until the expiration of the new rescission period. | Reviewer Comment (2026-06-19): Received signed RTC and final CD. Exception cleared. Buyer Comment (2026-06-18): Please see the attached NORTC. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10020 | 36728351 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Right of Rescission Timing - Receipt Date Missing | Reviewer Comment (2026-06-19): Received signed RTC and final CD. Exception cleared. Buyer Comment (2026-06-18): Please see the attached NORTC. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10020 | 36728355 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed Right to Cancel forms for review. | Reviewer Comment (2026-06-19): Received signed RTC and final CD. Exception cleared. Buyer Comment (2026-06-18): Please see the attached NORTC. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10025 | 36727800 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10025 | 36727801 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10025 | 36727804 | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 | Reviewer Comment (2026-06-18): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see attached final 1003. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10025 | 36727861 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Loan was disbursed prior to [redacted] of the [redacted] business day after consummation. Lender to reopen rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared Buyer Comment (2026-06-18): Please see the attached notice of right to cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10025 | 36727865 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | The borrower(s) executed the Right to Cancel prior to the rescission period end date. The transaction has been rescinded. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached notice of right to cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10025 | 36727866 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] [redacted] business days from transaction date of [redacted] | Loan was disbursed prior to [redacted] of the [redacted] business day after consummation. Lender to reopen rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached notice of right to cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10025 | 36727868 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | [redacted] Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure. | Buyer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | OH | Primary | Refinance - Cash-out - Other | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10025 | 36727870 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached notice of right to cancel. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | C | B | C | A | C | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10044 | 36728699 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10044 | 36728700 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10044 | 36728703 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10047 | 36728637 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10047 | 36728640 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10047 | 36728643 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10047 | 36728659 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to a missing borrower signature. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-19): Received final 1003. Exception cleared Buyer Comment (2026-06-18): Please see the attached 1003. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10047 | 36728664 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed RTC forms for review. | Reviewer Comment (2026-06-19): Received executed final CD and RTC. Exception cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10047 | 36728693 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-19): Received executed CD and RTC. Exception cleared. Buyer Comment (2026-06-18): Please see the attached CD |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10047 | 36728694 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Reviewer Comment (2026-06-19): Received executed CD and RTC. Exception cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10047 | 36728695 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] [redacted] business days from transaction date of [redacted] | Loan was disbursed prior to [redacted] of the [redacted] business day after consummation. Lender to reopen rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-19): Received executed CD and RTC. Exception cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10047 | 36728696 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | The borrower(s) executed the Right to Cancel prior to the rescission period end date. The transaction has been rescinded. | Reviewer Comment (2026-06-19): Received executed CD and RTC. Exception cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10047 | 36728697 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | [redacted] disclosed incorrect transaction and expiration dates. Lender to reopen rescission, provide a copy of the new Right to Cancel form, the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until expiration of the new rescission period. | Reviewer Comment (2026-06-19): Received executed CD and RTC. Exception cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10064 | 36728315 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10064 | 36728316 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10219 | 36728396 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10219 | 36728400 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10219 | 36728420 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to missing borrower signatures. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-19): Final 1003 provided. Exception cleared Buyer Comment (2026-06-18): Please see the attached 1003. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10219 | 36728467 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or [redacted]. Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-19): Received lender screenshot verifying receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached govt disclosure package. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10219 | 36728472 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The Initial Loan Estimate does not contain the proper verbiage. The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. | Reviewer Comment (2026-06-19): Received lender screenshot verifying receipt of the disclosure on [redacted]. Exception cleared. Buyer Comment (2026-06-18): Please see the attached govt disclosure package. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10246 | 36729221 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed RTC forms for review. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NY | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10246 | 36729225 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to missing Signature of the borrower. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-18): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached 1003 |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NY | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10246 | 36729227 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10246 | 36729228 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10246 | 36729246 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-18): Received Final Closing Disclosure documents with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached CD |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10246 | 36729247 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10246 | 36729248 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | The borrower(s) executed the Right to Cancel prior to the rescission period end date. The transaction has been rescinded. | Reviewer Comment (2026-06-18): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-18): Please see the attached[redacted]. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10283 | 36732399 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/16/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10283 | 36732403 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10283 | 36732443 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-16): Seller acknowledges exception, no change to grading. |
06/16/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP10350 | 36731994 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10350 | 36731995 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10350 | 36732053 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or [redacted]. Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-23): Client has provided screenshot of [redacted] to confirm appraisal disclosure was provided with government disclosure package sent to borrower on [redacted] which is within [redacted] days of application. Exception cleared. Buyer Comment (2026-06-23): Please clear the exception. The commentary reflects that exception should be cleared. Reviewer Comment (2026-06-22): Client has provided screenshot of [redacted] to confirm appraisal disclosure was provided with government disclosure package sent to borrower on [redacted] which is within [redacted] days of application. Exception cleared. Buyer Comment (2026-06-18): Please see attached govt disclosure package. |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10350 | 36732063 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The initial [redacted] Loan Estimate did not include the applicable verbiage as the subsequent Loan Estimates did. An actual Appraisal disclosure was not provided | Reviewer Comment (2026-06-23): Client has provided screenshot of [redacted] to confirm appraisal disclosure was provided with government disclosure package sent to borrower on [redacted] which is within [redacted] days of application. Exception cleared. Buyer Comment (2026-06-23): Please clear the exception. The commentary reflects that exception should be cleared. Reviewer Comment (2026-06-22): Client has provided screenshot of [redacted] to confirm appraisal disclosure was provided with government disclosure package sent to borrower on [redacted] which is within [redacted] days of application. Exception cleared. Buyer Comment (2026-06-18): Please see attached govt disclosure package. |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10400 | 36730844 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10400 | 36730855 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file is missing the HOA dues documentation for this property. | Reviewer Comment (2026-06-18): [redacted] document received. Exception cleared. Buyer Comment (2026-06-18): PLease see the attached hoa verification. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10400 | 36730894 | Compliance | Compliance | State Compliance | State Defect | [redacted] Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | [redacted] Constitution Section [redacted]: Points and fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Original Principal Loan Amount. Points and Fees total $[redacted] on an Original Principal Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or [redacted]%.) | Reviewer Comment (2026-06-24): [redacted] received undiscounted rate of [redacted]% and undiscounted price of -[redacted] from lender. Reviewer Comment (2026-06-22): The YSP is not included in the [redacted] P&F test. [redacted] of $[redacted] are included. The [redacted] can be excluded with an undiscounted rate that is > the Note rate, or a signed [redacted] Disclosure. Currently there is no signed [redacted] Disclosure in file and the undiscounted base rate of [redacted]% from the QM Findings report is lower than the Note Rate of [redacted]% so discount points are not being excluded. Exception remains. Buyer Comment (2026-06-18): The partner compensation is included in the [redacted] and is being double counted, please see the attached LLPAs showing broker compensation included in the [redacted]. |
06/24/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10400 | 36742375 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. CU and LCA results are contradictory. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10403 | 36728269 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10403 | 36728270 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10403 | 36728399 | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted]. Compliant Higher Priced Loan. | Reviewer Comment (2026-06-18): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/18/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10411 | 36727888 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-19): Received Final Closing Disclosure documents with signed. Exception Cleared . Buyer Comment (2026-06-19): Please see the attached closing disclosure. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10411 | 36727889 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached notice of right to cancel. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP10411 | 36727892 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached notice of right to cancel. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10411 | 36727930 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10411 | 36727933 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10411 | 36727935 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10411 | 36727964 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to not being signed. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-19): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached final 1003. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10411 | 36728891 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Loan was disbursed prior to midnight of the [redacted] business day after consummation. Lender to reopen rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached notice of right to cancel. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10411 | 36728892 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | The borrower(s) executed the Right to Cancel prior to the rescission period end date. The transaction has been rescinded. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached notice of right to cancel. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP10411 | 36728907 | Compliance | Missing Document | General | Missing Document | Incomplete Document: Right to Cancel (RTC) is incomplete | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed RTC forms for review. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached notice of right to cancel. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | OH | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10515 | 36732644 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10515 | 36732645 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10515 | 36778449 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 2 | A | A | A | N/A | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10515 | 36778458 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. |
06/22/2026 | No | 1 | N/A | A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||||
| [redacted] | RCKT2026CESP10524 | 36728808 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10524 | 36728810 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10524 | 36728812 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10547 | 36730561 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10547 | 36730565 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10547 | 36730567 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10570 | 36727877 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10570 | 36727878 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10570 | 36727881 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10574 | 36728591 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10574 | 36728592 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10574 | 36728593 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10589 | 36729612 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Investor to order any additional value tools. | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP10589 | 36729615 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10589 | 36729616 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10599 | 36727995 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10599 | 36727996 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10599 | 36727997 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10609 | 36730102 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10609 | 36730106 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10613 | 36729871 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10613 | 36729873 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided CU and/or LCA do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10669 | 36729134 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | B | A | A | A | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10669 | 36729136 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | B | A | A | A | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10669 | 36771324 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-19): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/19/2026 | No | 1 | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | A | B | A | A | A | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||||||||
| [redacted] | RCKT2026CESP10675 | 36732487 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP10675 | 36732488 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10675 | 36732551 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of[redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or [redacted]. Non-Compliant Higher Priced Mortgage Loan. | Reviewer Comment (2026-06-22): Proof Appraisal Disclosure was provided to borrower was in file. Exception cancelled Buyer Comment (2026-06-19): Please refer to[redacted] and [redacted] confirming the Government Disclosures document was provided to the borrower with the required verbiage. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NY | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP10675 | 36732552 | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. | The file was missing evidence that the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application. Please provide for review. | Reviewer Comment (2026-06-22): Proof Appraisal Disclosure was provided to borrower was in file. Exception cancelled Buyer Comment (2026-06-19): Please refer to pages [redacted] and [redacted] confirming the Government Disclosures document was provided to the borrower with the required verbiage. |
06/22/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | NY | Primary | Refinance - Cash-out - Other | C | B | A | A | C | B | A | A | Non QM | Non QM | No | |||||||||||
| [redacted] | RCKT2026CESP10675 | 36760697 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-22): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan. |
06/18/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes | |||||||||||
| [redacted] | RCKT2026CESP10694 | 36727724 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10694 | 36727725 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10694 | 36727726 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10753 | 36728845 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10753 | 36728846 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10757 | 36729311 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10757 | 36729314 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10757 | 36729315 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP10757 | 36729393 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10757 | 36729400 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10777 | 36727831 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10777 | 36727832 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10777 | 36727834 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10977 | 36730989 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP10977 | 36730991 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP10977 | 36730992 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11000 | 36728218 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11000 | 36728220 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11000 | 36728238 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11236 | 36729549 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11236 | 36729550 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11245 | 36728463 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11245 | 36728464 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11245 | 36728465 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11263 | 36728538 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11263 | 36728540 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11273 | 36728056 | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). | Reviewer Comment (2026-06-19): Security Instrument received with sign & dated. Exception cleared. Buyer Comment (2026-06-19): Please see the attached mortgage. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP11273 | 36728057 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11273 | 36728060 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11273 | 36728061 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MI | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11321 | 36728803 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11321 | 36728806 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11321 | 36728809 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11411 | 36728948 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11411 | 36728949 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11411 | 36728950 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11449 | 36728572 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11449 | 36728573 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11449 | 36728575 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | UT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11459 | 36728062 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11459 | 36728064 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11459 | 36728065 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11459 | 36728106 | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted]. Test performed using [redacted] value or other valuation method in file other than appraisal. | Reviewer Comment (2026-06-25): Seller acknowledges loan meets all guidelines and regulatory requirements and exception is informational only. |
06/18/2026 | No | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11480 | 36728221 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11480 | 36728222 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11480 | 36728259 | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Reviewer Comment (2026-06-19): Received [redacted] Cert of Compliance. Exception cleared. Buyer Comment (2026-06-19): Predatory lending cert is attached. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | IL | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11658 | 36729856 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11658 | 36729863 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11658 | 36729864 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11748 | 36728822 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file was missing evidence of the HOA dues for the subject property. Please provide for review. | Reviewer Comment (2026-06-18): Received HOA verification document along with updated 1003 & 1008. Exception cleared Buyer Comment (2026-06-18): Please see the attached confirmation of HOA dues and an updated 1003 and 1008. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP11748 | 36728824 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11748 | 36728827 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11748 | 36728841 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11761 | 36732385 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11761 | 36732386 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11773 | 36728724 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11773 | 36728726 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11781 | 36729906 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11781 | 36729909 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CO | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11847 | 36733117 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11847 | 36733118 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11847 | 36733119 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11868 | 36728878 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11868 | 36728879 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11868 | 36728881 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11884 | 36731962 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11884 | 36731963 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11961 | 36728608 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP11961 | 36728610 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP11973 | 36729281 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP11973 | 36729282 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP11973 | 36729283 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12066 | 36729422 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12066 | 36729423 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12066 | 36729424 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12078 | 36728796 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12078 | 36728797 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12078 | 36728798 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12081 | 36729761 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12081 | 36729762 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12111 | 36727583 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12111 | 36727585 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12111 | 36727587 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12130 | 36728426 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12130 | 36728429 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12130 | 36728526 | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted]. Compliant SubPrime Loan. | Reviewer Comment (2026-06-18): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/18/2026 | No | 1 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12130 | 36728547 | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted] Days) | [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | Counseling disclosure was provided on [redacted] | Reviewer Comment (2026-06-18): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | NY | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||
| [redacted] | RCKT2026CESP12183 | 36728932 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12183 | 36728933 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12183 | 36728934 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | HI | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12203 | 36729159 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12203 | 36729162 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12204 | 36729172 | Compliance | Compliance | State Compliance | Compliance | [redacted] has been discontinued effective [redacted]. Most [redacted] available index value used for bona fide discount point testing. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||
| [redacted] | RCKT2026CESP12204 | 36730077 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12204 | 36730078 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12204 | 36730085 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AR | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12210 | 36728452 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TX | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12210 | 36728453 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TX | Primary | Refinance - Cash-out - Other | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12210 | 36728674 | Compliance | Compliance | State Compliance | State Defect | [redacted] Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | [redacted]): Points and fees on subject loan of [redacted] is in excess of the allowable maximum of [redacted] of the Original Principal Loan Amount. Points and Fees total [redacted] on an Original Principal Loan Amount of[redacted] vs. an allowable total of [redacted] (an overage of [redacted]or [redacted].) | Please provide any rate adjusters if applicable by confirming the true undiscounted rate and undiscounted price. | Reviewer Comment (2026-06-23): Undiscounted Rate provided to exclude loan discounts as bona fide. Buyer Comment (2026-06-23): Please be advised the prior exception comment regarding the standard does not apply to the [redacted] points and fees test. The full amount of points [redacted] is excludable. See the attached base rate. Reviewer Comment (2026-06-22): An undiscounted base rate of [redacted] minus the interest rate of [redacted]. [redacted] divided by[redacted] eligible points equals[redacted], which does not meet the [redacted] standard. Please provide additional true undiscounted rates, if applicable. Exception remains for additional information. Buyer Comment (2026-06-19): Please see the attached evidence of base rate, points paid down to get to the borrower chosen rate and adjustors. |
06/23/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12421 | 36728853 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12421 | 36728854 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12421 | 36728855 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12430 | 36727882 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12430 | 36727883 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12430 | 36727894 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12461 | 36729836 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12461 | 36729838 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12461 | 36729934 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12521 | 36733481 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12521 | 36733482 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12521 | 36760159 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12565 | 36729757 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12565 | 36729759 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12566 | 36729636 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12566 | 36729637 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12566 | 36729640 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12570 | 36729997 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12570 | 36729998 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12570 | 36729999 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12609 | 36728509 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12609 | 36728510 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12699 | 36728033 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12699 | 36728034 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12736 | 36729736 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12736 | 36729737 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12736 | 36729738 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12749 | 36732898 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to not being signed. Please provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-19): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached 1003. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12749 | 36732917 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12749 | 36732921 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12749 | 36732923 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12749 | 36743868 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | The Right to Cancel was not signed and dated by all parties to the transaction. Please provide the fully executed Right to Cancel forms for review. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached NORTC. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12773 | 36728337 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12773 | 36728339 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12789 | 36727772 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP12789 | 36727773 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP12862 | 36732896 | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete | The final 1003 is incomplete due to missing signature. Provide a revised 1003 with all sections completed. | Reviewer Comment (2026-06-19): Received Final 1003 with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached 1003 |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WV | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12862 | 36732906 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Final Closing Disclosure (Material Disclosures) Provided to All Parties | Truth in Lending Act: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-19): Received Final Closing Disclosure documents with signed. Exception Cleared . Buyer Comment (2026-06-19): Please see the attached final CD. |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Evidence of earlier receipt of accurate material disclosures or if unavailable, provide: CD with accurate material disclosures to all parties with right to rescind, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form with new 3-day waiting period | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP12862 | 36732908 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Loan was disbursed prior to midnight of the [redacted] business day after consummation. Lender to reopen rescission, provide the new Right to Cancel form, a copy of the letter of explanation sent to the borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached NORTC> |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12862 | 36732910 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new Right to Cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached NORTC> |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | ||||||||||
| [redacted] | RCKT2026CESP12862 | 36732913 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | WV | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12862 | 36732916 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | WV | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12862 | 36732920 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, [redacted] valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | WV | Primary | Refinance - Cash-out - Other | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12862 | 36761067 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Reviewer Comment (2026-06-19): Received Right to Cancel Document with signed. Exception Cleared. Buyer Comment (2026-06-19): Please see the attached NORTC> |
06/19/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | WV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes | |||||||||||
| [redacted] | RCKT2026CESP12911 | 36729463 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12911 | 36729464 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/18/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12911 | 36729465 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ID | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12943 | 36728896 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12943 | 36728898 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12943 | 36728899 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12943 | 36728925 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Buyer Comment (2026-06-18): seller accepts; no change to grading. Reviewer Comment (2026-06-17): This exception is informational only due to the notary date not being present on the Security Instrument. Client can waive exception if desired. |
06/18/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | GA | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12969 | 36730815 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP12969 | 36730816 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12997 | 36728198 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12997 | 36728199 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP12997 | 36728201 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13017 | 36729569 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13017 | 36729571 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OH | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13109 | 36729975 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13109 | 36729977 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13109 | 36729981 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13123 | 36729793 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13123 | 36729797 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13123 | 36729798 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | MS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13148 | 36733264 | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). | Please provide the Security Instrument that is executed by the borrower and has the notary completed. | Reviewer Comment (2026-06-17): Received fully executed Security Instrument. Exception cleared. Buyer Comment (2026-06-17): Please see the attached signed mortgage. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | B | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13148 | 36733265 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | B | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13148 | 36733267 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | B | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13148 | 36733268 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | B | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13148 | 36748195 | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Due to the notary missing on the Security Instrument. | Reviewer Comment (2026-06-17): Received fully executed Security Instrument with notary date. Exception cleared. Buyer Comment (2026-06-17): Please see the attached signed mortgage. |
06/17/2026 | No | 1 | B | A | B | A | B | A | B | A | B | A | VA | Primary | Refinance - Cash-out - Other | C | A | C | A | B | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13178 | 36732353 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/18/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13178 | 36732355 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13178 | 36732357 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-18): Seller acknowledges exception, no change to grading. |
06/18/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13189 | 36730961 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13189 | 36730966 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13189 | 36730968 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | PA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13193 | 36732856 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13193 | 36732857 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13193 | 36732858 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | CT | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13203 | 36731909 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13203 | 36731912 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NY | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13211 | 36730145 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13211 | 36730146 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13211 | 36730147 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | KS | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13218 | 36732680 | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). | Please provide the signed Security Instrument and [redacted] Rider. | Reviewer Comment (2026-06-18): Received Signed Security Instrument and[redacted] Rider. Exception Cleared Buyer Comment (2026-06-17): Please see the attached mortgage and rider. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | FL | Second Home | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13218 | 36732683 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Second Home | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13218 | 36732688 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Second Home | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13218 | 36732690 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Second Home | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13230 | 36732310 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13230 | 36732311 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided. The provided [redacted] and/or [redacted] do not provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13230 | 36746093 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: | Please provide documentation for confirmation of the [redacted] income frequency to verify it does not need to be annualized to support the amount used to qualify. If this cannot be provided, bonus will be calculated at [redacted] for qualifying. | Reviewer Comment (2026-06-18): Received revised 1008 and 1003 with revised annualized bonus income calculation. Exception cleared. Buyer Comment (2026-06-17): Please see attached updated 1003 and 1008 matching [redacted] calculation, loan still qualifies with DTI. |
06/18/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | TN | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13240 | 36729832 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13240 | 36729833 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13240 | 36729834 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13248 | 36733012 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13248 | 36733013 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13248 | 36733014 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13248 | 36744133 | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - | The file was missing the documentation to verify the HOA dues for this property, please provide for review. | Reviewer Comment (2026-06-17): HOA document received. Exception cleared. Buyer Comment (2026-06-17): Please see the attached evidence of HOA dues. |
06/17/2026 | No | 1 | C | A | C | A | C | A | C | A | C | A | SC | Primary | Refinance - Cash-out - Other | C | A | C | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13251 | 36728736 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP13251 | 36728737 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | CA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP13276 | 36730015 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13276 | 36730017 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13276 | 36730019 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NC | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13285 | 36731941 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | DE | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13285 | 36731943 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing the [redacted] valuation required for securitization purposes. | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | DE | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | |||||||||||
| [redacted] | RCKT2026CESP13285 | 36731944 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | DE | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13285 | 36732027 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | DE | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13285 | 36732028 | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/17/2026 | No | 2 | B | B | B | B | B | B | B | B | B | B | DE | Primary | Refinance - Cash-out - Other | B | B | A | A | B | B | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13290 | 36732686 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||||
| [redacted] | RCKT2026CESP13290 | 36732689 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One [redacted] was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Non QM | Non QM | No | ||||||||||||
| [redacted] | RCKT2026CESP13291 | 36731170 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13291 | 36731172 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13291 | 36731173 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | VA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13293 | 36729683 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13293 | 36729684 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13293 | 36729685 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13299 | 36734124 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | ND | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13299 | 36734126 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | ND | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13299 | 36734127 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | ND | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13310 | 36730340 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13310 | 36730341 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13310 | 36730342 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13315 | 36727855 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13315 | 36727859 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13315 | 36727860 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | TN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13317 | 36733585 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13317 | 36733588 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13317 | 36733589 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | GA | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13320 | 36730259 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13320 | 36730261 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13320 | 36730263 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | OK | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13323 | 36731949 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13323 | 36731950 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13323 | 36731951 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | NJ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13325 | 36728200 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13325 | 36728202 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13325 | 36728204 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | AZ | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13327 | 36729972 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13327 | 36729976 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation was provided, with no [redacted] or [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13327 | 36729980 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | FL | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13329 | 36730251 | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. | 06/17/2026 | Yes | 2 | A | A | A | A | A | A | A | A | A | A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| [redacted] | RCKT2026CESP13329 | 36730256 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines. |
06/17/2026 | No | 1 | N/A | N/A | A | A | N/A | N/A | N/A | N/A | N/A | N/A | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||
| [redacted] | RCKT2026CESP13329 | 36730257 | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines. Reviewer Comment (2026-06-22): Seller acknowledges exception, secondary valuation not required per product guidelines." Secondary valuations are not required per product guidelines. Reviewer Comment (2026-06-22): Updating comment Reviewer Comment (2026-06-17): Seller acknowledges exception, no change to grading. |
06/22/2026 | No | 2 | A | A | A | A | A | A | N/A | N/A | B | B | IN | Primary | Refinance - Cash-out - Other | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |