| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STATEMENT TO NOTEHOLDERS |
| June 17, 2026 |
| TRANSACTION PARTIES | ||
| Depositor: | BMO Commercial Mortgage Securities LLC | |
| Master Servicer: | Trimont LLC | |
| Special Servicer: | Rialto Capital Advisors, LLC | |
| Asset Representations Reviewer / | ||
| Pentalpha Surveillance LLC | ||
| Operating Advisor: | ||
| Trustee / Certificate Administrator: | Citibank, N.A. | |
| Danny Lee | Citibank, Agency and Trust | |
| (212) 816-4936 | 388 Greenwich Street Trading, 4th Floor | |
| danny1.lee@citi.com | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Other Information | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Mortgage Loan Detail | 14 |
| 7 | . | NOI Detail | 16 |
| 8 | . | Delinquency Loan Detail | 18 |
| 9 | . | Collateral Performance Delinquency and Loan Status Detail | 19 |
| 10 | . | Appraisal Reduction Detail | 20 |
| 11 | . | Historical Appraisal Reduction Detail | 21 |
| 12 | . | Loan Modification Detail | 22 |
| 13 | . | Historical Loan Modification Detail | 23 |
| 14 | . | Specially Serviced Loan Detail | 24 |
| 15 | . | Historical Specially Serviced Loan Detail | 25 |
| 16 | . | Unscheduled Principal Detail | 26 |
| 17 | . | Historical Unscheduled Principal Detail | 27 |
| 18 | . | Liquidated Loan Detail | 28 |
| 19 | . | Historical Liquidated Loan Detail | 29 |
| 20 | . | CREFC Investor Reporting Package Legends | 30 |
| 21 | . | Notes | 31 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION SUMMARY |
| June 17, 2026 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 9,909,000.00 | 8,664,397.85 | 4.903330 | % | 30/360 | 35,403.67 | - | 102,932.07 | 138,335.74 | - | - | 8,561,465.78 | |
| A-4 | 90,000,000.00 | 90,000,000.00 | 5.573170 | % | 30/360 | 417,987.75 | - | - | 417,987.75 | - | - | 90,000,000.00 | |
| A-5 | 326,456,000.00 | 326,456,000.00 | 5.870580 | % | 30/360 | 1,597,071.72 | - | - | 1,597,071.72 | - | - | 326,456,000.00 | |
| A-SB | 13,767,000.00 | 13,767,000.00 | 5.761980 | % | 30/360 | 66,104.32 | - | - | 66,104.32 | - | - | 13,767,000.00 | |
| A-S | 64,448,000.00 | 64,448,000.00 | 6.195100 | % | 30/360 | 332,718.17 | - | - | 332,718.17 | - | - | 64,448,000.00 | |
| B | 31,439,000.00 | 31,439,000.00 | 6.622581 | % | 30/360 | 173,506.12 | - | - | 173,506.12 | - | - | 31,439,000.00 | |
| C | 25,936,000.00 | 25,936,000.00 | 6.610581 | % | 30/360 | 142,876.70 | - | - | 142,876.70 | - | - | 25,936,000.00 | |
| D | 13,361,000.00 | 13,361,000.00 | 4.500000 | % | 30/360 | 50,103.75 | - | - | 50,103.75 | - | - | 13,361,000.00 | |
| E | 7,074,000.00 | 7,074,000.00 | 4.500000 | % | 30/360 | 26,527.50 | - | - | 26,527.50 | - | - | 7,074,000.00 | |
| F-RR | 14,147,000.00 | 14,147,000.00 | 4.500000 | % | 30/360 | 53,051.25 | - | - | 53,051.25 | - | - | 14,147,000.00 | |
| G-RR | 8,645,000.00 | 8,645,000.00 | 4.500000 | % | 30/360 | 32,418.75 | - | - | 32,418.75 | - | - | 8,645,000.00 | |
| J-RR | 23,579,318.00 | 23,579,318.00 | 4.500000 | % | 30/360 | 88,459.89 | - | - | 88,459.89 | - | - | 23,579,318.00 | |
| Uncert VRR | 12,112,516.00 | 12,088,539.87 | 0.000000 | % | 30/360 | 67,913.23 | - | 1,982.89 | 69,896.12 | - | - | 12,086,556.98 | |
| R | - | - | 0.000000 | % | 30/360 | - | - | - | - | - | - | - | |
| Total | 640,873,834.00 | 639,605,255.72 | 3,084,142.82 | - | 104,914.96 | 3,189,057.78 | - | - | 639,500,340.76 | ||||
| Notional | |||||||||||||
| X-A | 440,132,000.00 | 438,887,397.85 | 0.954491 | % | 30/360 | 349,095.18 | - | - | 349,095.18 | - | (102,932.07 | ) | 438,784,465.78 |
| X-B | 121,823,000.00 | 121,823,000.00 | 0.347705 | % | 30/360 | 35,298.75 | - | - | 35,298.75 | - | - | 121,823,000.00 | |
| X-D | 20,435,000.00 | 20,435,000.00 | 2.241581 | % | 30/360 | 38,172.26 | - | - | 38,172.26 | - | - | 20,435,000.00 | |
| XFRR | 14,147,000.00 | 14,147,000.00 | 2.241581 | % | 30/360 | 26,426.38 | - | - | 26,426.38 | - | - | 14,147,000.00 | |
| XGRR | 8,645,000.00 | 8,645,000.00 | 2.241581 | % | 30/360 | 16,148.73 | - | - | 16,148.73 | - | - | 8,645,000.00 | |
| XJRR | 23,579,318.00 | 23,579,318.00 | 2.241581 | % | 30/360 | 44,008.35 | - | - | 44,008.35 | - | - | 23,579,318.00 | |
| Total | 628,761,318.00 | 627,516,715.85 | 509,149.65 | - | - | 509,149.65 | - | (102,932.07 | ) | 627,413,783.78 | |||
| Grand Total | 1,269,635,152 | 1,267,121,972 | 3,593,292.47 | - | 104,914.96 | 3,698,207.43 | - | (102,932.07 | ) | 1,266,914,125 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION SUMMARY - FACTORS |
| June 17, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 05615 | DAA5 | 05/29/2026 | 3.57288021 | - | 10.38773539 | 13.96061560 | - | - | 864.00906045 |
| A-4 | 05615 | DAB3 | 05/29/2026 | 4.64430833 | - | - | 4.64430833 | - | - | 1,000.00000000 |
| A-5 | 05615 | DAC1 | 05/29/2026 | 4.89215000 | - | - | 4.89215000 | - | - | 1,000.00000000 |
| A-SB | 05615 | DAD9 | 05/29/2026 | 4.80165032 | - | - | 4.80165032 | - | - | 1,000.00000000 |
| X-A | 05615 | DAE7 | 05/29/2026 | 0.79316019 | - | - | 0.79316019 | - | - | 996.93834073 |
| A-S | 05615 | DAG2 | 05/29/2026 | 5.16258332 | - | - | 5.16258332 | - | - | 1,000.00000000 |
| B | 05615 | DAH0 | 05/29/2026 | 5.51881803 | - | - | 5.51881803 | - | - | 1,000.00000000 |
| C | 05615 | DAJ6 | 05/29/2026 | 5.50881786 | - | - | 5.50881786 | - | - | 1,000.00000000 |
| X-B | 05615 | DAF4 | 05/29/2026 | 0.28975440 | - | - | 0.28975440 | - | - | 1,000.00000000 |
| D | 05615DAM9 U0903EAB0 | 05/29/2026 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 | |
| E | 05615DAP2 U0903EAC8 | 05/29/2026 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 | |
| X-D | 05615DAK3 U0903EAA2 | 05/29/2026 | 1.86798434 | - | - | 1.86798434 | - | - | 1,000.00000000 | |
| F-RR | 05615 | DAR8 | 05/29/2026 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 |
| XFRR | 05615 | DAT4 | 05/29/2026 | 1.86798473 | - | - | 1.86798473 | - | - | 1,000.00000000 |
| G-RR | 05615 | DAV9 | 05/29/2026 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 |
| XGRR | 05615 | DAX5 | 05/29/2026 | 1.86798496 | - | - | 1.86798496 | - | - | 1,000.00000000 |
| J-RR | 05615 | DAZ0 | 05/29/2026 | 3.75158815 | - | - | 3.75158815 | - | - | 1,000.00000000 |
| XJRR | 05615 | DBB2 | 05/29/2026 | 1.86639622 | - | - | 1.86639622 | - | - | 1,000.00000000 |
| Uncert VRR | 25C12UVRR | 05/29/2026 | 5.60686401 | - | 0.16370587 | 5.77056988 | - | - | 997.85684329 | |
| R | 05615 | DBD8 | 05/29/2026 | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| June 17, 2026 |
| Rate | Interest | Shortfall | Paid | |||||||||||||
| Cap | ||||||||||||||||
| Accrual | Net | Accreted | Non | Carry | Cap Carryover | Carryover | ||||||||||
| Class | Uncapped Capped | Next | Dates | Accrued | /Deferred | Recovered | Forward | /Basis Risk | Accrued | Carry Forward /Basis Risk | Total | |||||
| A-1 | 4.90333 | % | 4.90333 | % | 4.90333 | % | 05/01-05/31 | 35,403.67 | - | - | - | - | 35,403.67 | - | - | 35,403.67 |
| A-4 | 5.57317 | % | 5.57317 | % | 5.57317 | % | 05/01-05/31 | 417,987.75 | - | - | - | - | 417,987.75 | - | - | 417,987.75 |
| A-5 | 5.87058 | % | 5.87058 | % | 5.87058 | % | 05/01-05/31 | 1,597,071.72 | - | - | - | - | 1,597,071.72 | - | - | 1,597,071.72 |
| A-SB | 5.76198 | % | 5.76198 | % | 5.76198 | % | 05/01-05/31 | 66,104.32 | - | - | - | - | 66,104.32 | - | - | 66,104.32 |
| A-S | 6.19510 | % | 6.19510 | % | 6.19510 | % | 05/01-05/31 | 332,718.17 | - | - | - | - | 332,718.17 | - | - | 332,718.17 |
| B | 6.62258 | % | 6.62258 | % | 6.62258 | % | 05/01-05/31 | 173,506.12 | - | - | - | - | 173,506.12 | - | - | 173,506.12 |
| C | 6.61058 | % | 6.61058 | % | 6.61058 | % | 05/01-05/31 | 142,876.70 | - | - | - | - | 142,876.70 | - | - | 142,876.70 |
| D | 4.50000 | % | 4.50000 | % | 4.50000 | % | 05/01-05/31 | 50,103.75 | - | - | - | - | 50,103.75 | - | - | 50,103.75 |
| E | 4.50000 | % | 4.50000 | % | 4.50000 | % | 05/01-05/31 | 26,527.50 | - | - | - | - | 26,527.50 | - | - | 26,527.50 |
| F-RR | 4.50000 | % | 4.50000 | % | 4.50000 | % | 05/01-05/31 | 53,051.25 | - | - | - | - | 53,051.25 | - | - | 53,051.25 |
| G-RR | 4.50000 | % | 4.50000 | % | 4.50000 | % | 05/01-05/31 | 32,418.75 | - | - | - | - | 32,418.75 | - | - | 32,418.75 |
| J-RR | 4.50000 | % | 4.50000 | % | 4.50000 | % | 05/01-05/31 | 88,422.44 | - | - | 4.53 | - | 88,422.44 | 37.45 | - | 88,459.89 |
| Uncert VRR | 0.00000 | % | 0.00000 | % | 0.00000 | % | 05/01-05/31 | 67,913.23 | - | - | - | - | 67,913.23 | - | - | 67,913.23 |
| R | 0.00000 | % | 0.00000 | % | 0.00000 | % | 05/01-05/31 | - | - | - | - | - | - | - | - | - |
| Total | 3,084,105.37 | - | - | 4.53 | - | 3,084,105.37 | 37.45 | - | 3,084,142.82 | |||||||
| Notional | ||||||||||||||||
| X-A | 0.95449 | % | 0.95449 | % | 0.95449 | % | 05/01-05/31 | 349,095.18 | - | - | - | - | 349,095.18 | - | - | 349,095.18 |
| X-B | 0.34771 | % | 0.34771 | % | 0.34771 | % | 05/01-05/31 | 35,298.75 | - | - | - | - | 35,298.75 | - | - | 35,298.75 |
| X-D | 2.24158 | % | 2.24158 | % | 2.24158 | % | 05/01-05/31 | 38,172.26 | - | - | - | - | 38,172.26 | - | - | 38,172.26 |
| XFRR | 2.24158 | % | 2.24158 | % | 2.24158 | % | 05/01-05/31 | 26,426.38 | - | - | - | - | 26,426.38 | - | - | 26,426.38 |
| XGRR | 2.24158 | % | 2.24158 | % | 2.24158 | % | 05/01-05/31 | 16,148.73 | - | - | - | - | 16,148.73 | - | - | 16,148.73 |
| XJRR | 2.24158 | % | 2.24158 | % | 2.24158 | % | 05/01-05/31 | 44,045.80 | - | - | 40.51 | - | 44,008.35 | - | - | 44,008.35 |
| Total | 509,187.10 | - | - | 40.51 | - | 509,149.65 | - | - | 509,149.65 | |||||||
| Grand Total | 3,593,292.47 | - | - | 45.04 | - | 3,593,255.02 | 37.45 | - | 3,593,292.47 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| June 17, 2026 |
| Cap Carryover / | |||||||||||||
| Non-Recov Shortfall | Carry Forward Interest | Basis Risk Shortfall | |||||||||||
| Other | |||||||||||||
| Class | PPIS | SSRA | Shortfall | Prior | Int. on Prior | New | Paid | Outstanding | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-4 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-5 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-SB | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-S | - | - | - | - | - | - | - | - | - | - | - | - | - |
| B | - | - | - | - | - | - | - | - | - | - | - | - | - |
| C | - | - | - | - | - | - | - | - | - | - | - | - | - |
| D | - | - | - | - | - | - | - | - | - | - | - | - | - |
| E | - | - | - | - | - | - | - | - | - | - | - | - | - |
| F-RR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| G-RR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| J-RR | - | - | - | 1,208.92 | 4.53 | - | 37.45 | 1,176.00 | - | - | - | - | - |
| Uncert VRR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total | - | - | - | 1,208.92 | 4.53 | - | 37.45 | 1,176.00 | - | - | - | - | - |
| Notional | |||||||||||||
| X-A | - | - | - | - | - | - | - | - | - | - | - | - | - |
| X-B | - | - | - | - | - | - | - | - | - | - | - | - | - |
| X-D | - | - | - | - | - | - | - | - | - | - | - | - | - |
| XFRR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| XGRR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| XJRR | - | - | - | 544.54 | 3.06 | 37.45 | - | 585.05 | - | - | - | - | - |
| Total | - | - | - | 544.54 | 3.06 | 37.45 | - | 585.05 | - | - | - | - | - |
| Grand Total | - | - | - | 1,753.46 | 7.59 | 37.45 | 37.45 | 1,761.05 | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| June 17, 2026 |
| Accretion | |||||||||||||||
| & | |||||||||||||||
| Non-Cash | |||||||||||||||
| Balance | Cumulative | ||||||||||||||
| Prior | Principal | Accreted | Realized Loss | Increase/ | Current | Realized | Class % | Class % | Sub % | Sub % | |||||
| Class | Balance | Distributed | Principal | /(Recovery) | (Decrease) | Balance | Loss | Original | Current | Original | Current | ||||
| A-1 | 8,664,397.85 | 102,932.07 | - | - | - | 8,561,465.78 | - | 0.00 | % | 1.34 | % | 0.00 | % | 30.06 | % |
| A-4 | 90,000,000.00 | - | - | - | - | 90,000,000.00 | - | 0.00 | % | 14.07 | % | 0.00 | % | 30.06 | % |
| A-5 | 326,456,000.00 | - | - | - | - | 326,456,000.00 | - | 0.00 | % | 51.05 | % | 0.00 | % | 30.06 | % |
| A-SB | 13,767,000.00 | - | - | - | - | 13,767,000.00 | - | 0.00 | % | 2.15 | % | 0.00 | % | 30.06 | % |
| A-S | 64,448,000.00 | - | - | - | - | 64,448,000.00 | - | 0.00 | % | 10.08 | % | 0.00 | % | 19.79 | % |
| B | 31,439,000.00 | - | - | - | - | 31,439,000.00 | - | 0.00 | % | 4.92 | % | 0.00 | % | 14.78 | % |
| C | 25,936,000.00 | - | - | - | - | 25,936,000.00 | - | 0.00 | % | 4.06 | % | 0.00 | % | 10.65 | % |
| D | 13,361,000.00 | - | - | - | - | 13,361,000.00 | - | 0.00 | % | 2.09 | % | 0.00 | % | 8.52 | % |
| E | 7,074,000.00 | - | - | - | - | 7,074,000.00 | - | 0.00 | % | 1.11 | % | 0.00 | % | 7.39 | % |
| F-RR | 14,147,000.00 | - | - | - | - | 14,147,000.00 | - | 0.00 | % | 2.21 | % | 0.00 | % | 5.14 | % |
| G-RR | 8,645,000.00 | - | - | - | - | 8,645,000.00 | - | 0.00 | % | 1.35 | % | 0.00 | % | 3.76 | % |
| J-RR | 23,579,318.00 | - | - | - | - | 23,579,318.00 | - | 0.00 | % | 3.69 | % | 0.00 | % | 0.00 | % |
| Uncert VRR | 12,088,539.87 | 1,982.89 | - | - | - | 12,086,556.98 | - | 0.00 | % | 1.89 | % | 0.00 | % | 0.00 | % |
| R | - | - | - | - | - | - | - | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % |
| Total | 639,605,255.72 | 104,914.96 | - | - | - | 639,500,340.76 | - | 0.00 | % | 100.00 | % | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| RECONCILIATION DETAIL |
| June 17, 2026 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | ||||
| Interest Funds Available | Scheduled Fees | ||||
| Scheduled Interest | 3,603,242.26 | Servicing Fee | 2,250.04 | ||
| Prepayment Interest Shortfall | - | Trustee/Certificate Administrator Fee | 6,212.70 | ||
| Interest Adjustments | - | Operating Advisor Fee | 1,002.39 | ||
| ASER Amount | - | Asset Representations Reviewer Ongoing Fee | 209.27 | ||
| Realized Loss in Excess of Principal Balance | - | CREFC Intellectual Property Royalty License Fee | 275.39 | ||
| Total Interest Funds Available | 3,603,242.26 | Total Scheduled Fees | 9,949.79 | ||
| Principal Funds Available | Additional Fees, Expenses, etc. | ||||
| Scheduled Principal | 104,914.96 | Additional Servicing Fee | - | ||
| Unscheduled Principal Collections | - | Special Servicing Fee | - | ||
| Net Liquidation Proceeds | - | Work-out Fee | - | ||
| Repurchased Principal | - | Liquidation Fee | - | ||
| Substitution Principal | - | Trust Fund Expenses | - | ||
| Other Principal | - | Trust Advisor Expenses | - | ||
| Reimbursement of Interest on Advances to the Servicer | - | ||||
| Total Principal Funds Available | 104,914.96 | ||||
| Borrower Reimbursable Trust Fund Expenses | - | ||||
| Other Funds Available | |||||
| Other Expenses | - | ||||
| Yield Maintenance Charges | - | ||||
| Withdrawal of Withheld Amounts from the Interest Reserve | Total Additional Fees, Expenses, etc. | - | |||
| Account | - | ||||
| Distributions | |||||
| Deposit of Withheld Amounts to the Interest Reserve Account | - | ||||
| Interest Distribution | 3,593,292.47 | ||||
| Total Other Funds Available | - | Principal Distribution | 104,914.96 | ||
| Yield Maintenance Charge Distribution | - | ||||
| Total Distributions | 3,698,207.43 | ||||
| Total Funds Available | 3,708,157.22 | ||||
| Total Funds Allocated | 3,708,157.22 | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| OTHER INFORMATION |
| Interest Reserve Account Information |
| June 17, 2026 |
| Beginning Interest Reserve Account Balance | 0.00 | |
| Deposit of Withheld Amounts to the Interest Reserve Account | 0.00 | |
| Withdrawal of Withheld Amounts from the Interest Reserve Account | 0.00 | |
| Ending Interest Reserve Account Balance | 0.00 | |
| Collateral Information | ||
| % of Cut-Off Principal Balance Outstanding | 99.785684 | % |
| Controlling Class Information | ||
| Controlling Class is Class J-RR. | ||
| The Controlling Class Representative is RREF V - D AIV RR L, LLC. | ||
| There Are No Disclosable Special Servicer Fees. |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| June 17, 2026 |
| Anticipated Remaining Term | ||||||
| Anticipated Remaining | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Term Range | Count | Balance | Agg.Bal. WAC | WAM | DSCR | |
| 60 Months or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 61 to 90 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 91 Months or Greater | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Debt Service Coverage Ratio | ||||||
| Debt Service Coverage | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Ratio Range | Count | Balance | Agg.Bal. WAC | WAM | DSCR | |
| 1.250 or Less | 15 | 188,197,166.03 | 29.43 | 6.2699 | 106 | 0.444514 |
| 1.251 to 1.500 | 9 | 87,316,821.04 | 13.65 | 6.9336 | 106 | 1.370560 |
| 1.501 to 1.750 | 9 | 139,717,380.41 | 21.85 | 6.5935 | 105 | 1.612854 |
| 1.751 to 2.000 | 3 | 84,798,973.53 | 13.26 | 6.7197 | 105 | 1.939350 |
| 2.001 to 2.250 | 5 | 77,770,000.00 | 12.16 | 6.5862 | 104 | 2.110459 |
| 2.251 to 2.500 | 1 | 38,000,000.00 | 5.94 | 6.4550 | 108 | 2.446300 |
| 2.501 to 2.750 | 1 | 18,200,000.00 | 2.85 | 6.3190 | 105 | 2.745000 |
| 2.751 to 3.000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 3.001 to 3.250 | 1 | 5,500,000.00 | 0.86 | 6.3200 | 106 | 3.129000 |
| 3.251 to 3.500 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 3.501 to 3.750 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 3.751 to 4.000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| June 17, 2026 |
| Ending Schedule Balance | ||||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| 1 to 5,000,000 | 4 | 10,305,000.00 | 1.61 | 7.0260 | 105 | 1.074963 |
| 10,000,001 to 15,000,000 | 6 | 74,380,781.27 | 11.63 | 6.7874 | 106 | 1.607346 |
| 15,000,001 to 20,000,000 | 7 | 127,316,750.56 | 19.91 | 6.3782 | 104 | 1.378356 |
| 20,000,001 to 25,000,000 | 3 | 69,054,167.00 | 10.80 | 6.5076 | 106 | 1.018838 |
| 25,000,001 to 30,000,000 | 3 | 84,995,833.00 | 13.29 | 6.5782 | 105 | 1.277996 |
| 30,000,001 to 35,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 35,000,001 to 40,000,000 | 2 | 78,000,000.00 | 12.20 | 6.0422 | 107 | 1.656710 |
| 40,000,001 to 45,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 45,000,001 to 50,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5,000,001 to 10,000,000 | 18 | 132,211,335.65 | 20.67 | 6.6909 | 106 | 1.358476 |
| 50,000,001 to 55,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 55,000,001 to 60,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 60,000,001 to 65,000,000 | 1 | 63,236,473.53 | 9.89 | 6.8000 | 105 | 1.952300 |
| 65,000,001 to 70,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 70,000,001 to 75,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 75,000,001 to 80,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 80,000,001 to 85,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 85,000,000+ | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| June 17, 2026 |
| Loan Rate | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| Loan Rate Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| 4.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.01 to 4.25 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.26 to 4.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.51 to 4.75 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.76 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5.01 to 5.25 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5.26 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5.51 to 5.75 | 6 | 128,000,000.00 | 20.02 | 5.6135 | 106 | 0.776012 |
| 5.76 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 6.01 to 6.25 | 4 | 56,306,198.80 | 8.80 | 6.1410 | 105 | 1.638687 |
| 6.26 to 6.50 | 10 | 134,590,000.00 | 21.05 | 6.4289 | 106 | 1.900569 |
| 6.51 to 6.75 | 5 | 40,719,514.61 | 6.37 | 6.6748 | 107 | 1.506553 |
| 6.76 to 7.00 | 9 | 155,628,294.57 | 24.34 | 6.8238 | 105 | 1.647255 |
| 7.01 or Greater | 10 | 124,256,333.03 | 19.43 | 7.4071 | 105 | 1.225573 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Property Type | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| Property Type Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| Industrial | 1 | 14,000,000.00 | 2.19 | 6.4000 | 105 | 1.936900 |
| Lodging | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Mixed Use | 3 | 82,411,473.53 | 12.89 | 6.7720 | 105 | 1.825372 |
| Multifamily | 8 | 78,639,904.63 | 12.30 | 6.6686 | 105 | 1.760901 |
| Office | 4 | 62,356,667.00 | 9.75 | 7.2706 | 104 | 1.812603 |
| Other | 10 | 148,270,833.00 | 23.19 | 6.0989 | 106 | 0.285277 |
| Retail | 11 | 187,601,462.85 | 29.34 | 6.4935 | 106 | 1.882339 |
| Self Storage | 7 | 66,220,000.00 | 10.35 | 6.5806 | 104 | 1.402977 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| June 17, 2026 |
| Remaining Amortization Term | ||||||
| Remaining Amortization | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Term Range | Count | Balance | Agg.Bal. | WAC | WAM | DSCR |
| 240 Months or Less | 29 | 388,425,000.00 | 60.74 | 6.3026 | 106 | 1.393583 |
| 241 to 270 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 271 to 300 Months | 2 | 26,636,198.80 | 4.17 | 6.1388 | 105 | 1.610010 |
| 301 Months or Greater | 13 | 224,439,142.21 | 35.10 | 7.0046 | 105 | 1.484586 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Seasoning | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| Seasoning Range | Count | Balance | Agg.Bal. | WAC | WAM | DSCR |
| 12 Months or Less | 6 | 86,475,000.00 | 13.52 | 6.6896 | 108 | 1.746838 |
| 13 to 24 Months | 38 | 553,025,341.01 | 86.48 | 6.5191 | 105 | 1.385702 |
| 25 to 36 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 37 to 48 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 49 Months or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| June 17, 2026 |
| State | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| State Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| Arizona | 2 | 16,700,000.00 | 2.61 | 6.6589 | 107 | 1.116157 |
| California | 6 | 69,735,000.00 | 10.90 | 6.3686 | 105 | 1.664281 |
| Connecticut | 1 | 6,175,000.00 | 0.97 | 6.6900 | 108 | 1.400000 |
| Florida | 3 | 31,809,167.00 | 4.97 | 7.1826 | 106 | 1.699056 |
| Georgia | 1 | 18,200,000.00 | 2.85 | 6.3190 | 105 | 2.745000 |
| Illinois | 2 | 34,666,750.56 | 5.42 | 6.5046 | 106 | 1.452308 |
| Louisiana | 1 | 3,925,000.00 | 0.61 | 7.1300 | 107 | 1.537400 |
| Massachusetts | 1 | 38,000,000.00 | 5.94 | 6.4550 | 108 | 2.446300 |
| Michigan | 1 | 10,969,448.24 | 1.72 | 6.1800 | 105 | 1.710000 |
| N/A | 8 | 104,345,833.00 | 16.32 | 6.2321 | 106 | 0.000000 |
| New Hampshire | 1 | 28,000,000.00 | 4.38 | 6.8000 | 104 | 1.627100 |
| New Mexico | 1 | 8,200,000.00 | 1.28 | 7.0900 | 104 | 1.340000 |
| New York | 5 | 91,930,000.00 | 14.38 | 6.2364 | 106 | 1.380047 |
| Ohio | 1 | 6,432,014.61 | 1.01 | 6.7300 | 107 | 1.730000 |
| Oregon | 1 | 29,100,000.00 | 4.55 | 5.5770 | 106 | 2.167200 |
| Pennsylvania | 3 | 35,212,500.00 | 5.51 | 7.3279 | 102 | 1.811570 |
| Texas | 2 | 66,461,473.53 | 10.39 | 6.8141 | 104 | 1.922589 |
| Various | 1 | 14,600,000.00 | 2.28 | 7.6000 | 108 | 1.331700 |
| Wisconsin | 3 | 25,038,154.07 | 3.92 | 7.0874 | 106 | 1.330837 |
| Total | 44 | 639,500,341.01 | 100.00 | 6.5422 | 105 | 1.434536 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| MORTGAGE LOAN DETAIL |
| June 17, 2026 |
| Prop | Paid | Beginning | Ending | Payment Workout Mod | |||||||||||||||
| Type | Through | Gross | Interest | Principal | Scheduled | Scheduled | Maturity | Status | Strategy Code | ||||||||||
| Loan ID | OMCR | (1) | City | State | Date | Coupon | Payment | Payment | Balance | Balance | Date | (2 | ) | (3 | ) | (4 | ) | ||
| 656121053 | 1 | RT | Portland | OR | 06/06/2026 | 5.57700 | % | 139,750.32 | - | 29,100,000.00 | 29,100,000.00 | 04/06/2035 | 0 | 0 | 0 | ||||
| 399570190 | 10 | RT | Naperville | IL | 06/06/2026 | 6.83000 | % | 111,746.39 | - | 19,000,000.00 | 19,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930011 | 11 | MF | Milledgeville | GA | 06/06/2026 | 6.31900 | % | 99,032.77 | - | 18,200,000.00 | 18,200,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 399570181 | 12 | MF | Belleville | IL | 06/06/2026 | 6.11000 | % | 82,542.64 | 21,624.11 | 15,688,374.67 | 15,666,750.56 | 03/06/2035 | 0 | 0 | 0 | ||||
| 695101729 | 13 | RT | Various | XX | 06/06/2026 | 7.60000 | % | 95,548.89 | - | 14,600,000.00 | 14,600,000.00 | 06/06/2035 | 0 | 0 | 0 | ||||
| 329930014 | 14 | IN | Oceanside | CA | 06/06/2026 | 6.40000 | % | 77,155.56 | - | 14,000,000.00 | 14,000,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930015 | 15 | MU | New York | NY | 06/09/2026 | 6.67500 | % | 74,722.92 | - | 13,000,000.00 | 13,000,000.00 | 05/09/2035 | 0 | 0 | 0 | ||||
| 329930016 | 16 | OF | Rancho Santa Fe | CA | 06/06/2026 | 6.47500 | % | 62,392.02 | - | 11,190,000.00 | 11,190,000.00 | 04/06/2035 | 0 | 0 | 0 | ||||
| 329930017 | 17 | RT | Canton Township | MI | 06/06/2026 | 6.18000 | % | 58,455.27 | 14,943.83 | 10,984,392.07 | 10,969,448.24 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930018 | 18 | MF | Milwaukee | WI | 06/01/2026 | 7.27500 | % | 66,580.39 | 6,730.77 | 10,628,063.80 | 10,621,333.03 | 05/01/2035 | 0 | 0 | 0 | ||||
| 329930019 | 19 | SS | Roseville | CA | 06/06/2026 | 6.08700 | % | 50,686.11 | - | 9,670,000.00 | 9,670,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 301271947 | 1 | A | N/A | 06/06/2026 | 5.57700 | % | 81,641.08 | - | 17,000,000.00 | 17,000,000.00 | 04/06/2035 | 0 | 0 | 0 | |||||
| 329930001 | 1 | B | N/A | 06/06/2026 | 5.57700 | % | 2,161.09 | - | 450,000.00 | 450,000.00 | 04/06/2035 | 0 | 0 | 0 | |||||
| 329930111 | 1 | C | N/A | 06/06/2026 | 5.57700 | % | 83,802.17 | - | 17,450,000.00 | 17,450,000.00 | 04/06/2035 | 0 | 0 | 0 | |||||
| 301271952 | 2 | N/A | New York | NY | 06/06/2026 | 5.65000 | % | 194,611.11 | - | 40,000,000.00 | 40,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930020 | 20 | MF | New Paltz | NY | 05/06/2026 | 7.06600 | % | 57,682.11 | - | 9,480,000.00 | 9,480,000.00 | 05/06/2035 | B | 0 | 0 | ||||
| 329930021 | 21 | SS | Phoenix | AZ | 06/01/2026 | 6.37000 | % | 47,721.92 | - | 8,700,000.00 | 8,700,000.00 | 06/01/2035 | 0 | 0 | 0 | ||||
| 329930022 | 22 | SS | Santa Fe | NM | 06/01/2026 | 7.09000 | % | 50,063.28 | - | 8,200,000.00 | 8,200,000.00 | 02/01/2035 | 0 | 0 | 0 | ||||
| 329930023 | 23 | RT | Corona | NY | 06/06/2026 | 6.80600 | % | 46,885.78 | - | 8,000,000.00 | 8,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930024 | 24 | RT | Tucson | AZ | 06/06/2026 | 6.97300 | % | 48,036.22 | - | 8,000,000.00 | 8,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930025 | 25 | SS | Glen Mills | PA | 06/01/2026 | 6.77000 | % | 44,597.38 | - | 7,650,000.00 | 7,650,000.00 | 03/01/2035 | 0 | 0 | 0 | ||||
| 329930026 | 26 | OF | Berwyn | PA | 06/06/2026 | 6.64000 | % | 43,240.69 | - | 7,562,500.00 | 7,562,500.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930027 | 27 | MF | Van Nuys | CA | 06/06/2026 | 6.65000 | % | 43,234.24 | - | 7,550,000.00 | 7,550,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930028 | 28 | MF | Milwaukee | WI | 06/01/2026 | 6.95500 | % | 44,728.33 | 5,274.04 | 7,468,378.72 | 7,463,104.68 | 03/01/2035 | 0 | 0 | 0 | ||||
| 329930029 | 29 | SS | Folsom | CA | 06/01/2026 | 6.77000 | % | 42,702.72 | - | 7,325,000.00 | 7,325,000.00 | 03/01/2035 | 0 | 0 | 0 | ||||
| 301271954 | 2 | A | N/A | 06/06/2026 | 5.65000 | % | 116,766.67 | - | 24,000,000.00 | 24,000,000.00 | 05/06/2035 | 0 | 0 | 0 | |||||
| 28002555 | 3 | MU | Fort Worth | TX | 06/06/2026 | 6.80000 | % | 370,557.99 | 46,674.13 | 63,283,147.66 | 63,236,473.53 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930030 | 30 | MF | Milwaukee | WI | 06/01/2026 | 6.94300 | % | 41,603.43 | 4,898.53 | 6,958,614.89 | 6,953,716.36 | 04/01/2035 | 0 | 0 | 0 | ||||
| 329930031 | 31 | RT | Chardon | OH | 06/06/2026 | 6.73000 | % | 37,302.95 | 4,769.55 | 6,436,784.16 | 6,432,014.61 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930032 | 32 | MU | Norwalk | CT | 06/06/2026 | 6.69000 | % | 35,573.15 | - | 6,175,000.00 | 6,175,000.00 | 06/06/2035 | 0 | 0 | 0 | ||||
| 329930033 | 33 | RT | Miramar | FL | 06/06/2026 | 6.32000 | % | 29,932.22 | - | 5,500,000.00 | 5,500,000.00 | 04/06/2035 | 0 | 0 | 0 | ||||
| 695101725 | 34 | N/A | Lafayette | LA | 06/06/2026 | 7.13000 | % | 24,098.41 | - | 3,925,000.00 | 3,925,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| MORTGAGE LOAN DETAIL |
| June 17, 2026 |
| Prop | Paid | Beginning | Ending | Payment Workout Mod | |||||||||||||||
| Type | Through | Gross | Interest | Principal | Scheduled | Scheduled | Maturity | Status Strategy Code | |||||||||||
| Loan ID | OMCR | (1) | City | State | Date | Coupon | Payment | Payment | Balance | Balance | Date | (2 | ) | (3 | ) | (4 | ) | ||
| 329930035 | 35 | SS | Arlington | TX | 06/01/2026 | 7.09000 | % | 19,689.52 | - | 3,225,000.00 | 3,225,000.00 | 02/01/2035 | 0 | 0 | 0 | ||||
| 329930036 | 36 | MF | Ocala | FL | 06/01/2026 | 7.04000 | % | 16,398.31 | - | 2,705,000.00 | 2,705,000.00 | 02/01/2035 | 0 | 0 | 0 | ||||
| 301271944 | 4 | OF | Miami | FL | 06/06/2026 | 7.40000 | % | 150,411.00 | - | 23,604,167.00 | 23,604,167.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 301271946 | 4 | A | N/A | 06/06/2026 | 7.40000 | % | 177,758.45 | - | 27,895,833.00 | 27,895,833.00 | 05/06/2035 | 0 | 0 | 0 | |||||
| 329930005 | 5 | RT | Hyannis | MA | 06/01/2026 | 6.45500 | % | 211,221.94 | - | 38,000,000.00 | 38,000,000.00 | 06/01/2035 | 0 | 0 | 0 | ||||
| 329930105 | 5 | A | N/A | 06/01/2026 | 6.45500 | % | 33,350.83 | - | 6,000,000.00 | 6,000,000.00 | 06/01/2035 | 0 | 0 | 0 | |||||
| 329330120 | 6 | SS | Long Island City | NY | 06/06/2026 | 6.48500 | % | 119,783.35 | - | 21,450,000.00 | 21,450,000.00 | 02/06/2035 | 0 | 0 | 0 | ||||
| 329330320 | 6 | A | N/A | 06/06/2026 | 6.48500 | % | 32,249.36 | - | 5,775,000.00 | 5,775,000.00 | 02/06/2035 | 0 | 0 | 0 | |||||
| 329330420 | 6 | B | N/A | 06/06/2026 | 6.48500 | % | 32,249.36 | - | 5,775,000.00 | 5,775,000.00 | 02/06/2035 | 0 | 0 | 0 | |||||
| 329930007 | 7 | RT | Bedford | NH | 06/06/2026 | 6.80000 | % | 163,955.56 | - | 28,000,000.00 | 28,000,000.00 | 02/06/2035 | 0 | 0 | 0 | ||||
| 399570180 | 8 | RT | Corona | CA | 06/06/2026 | 6.17000 | % | 106,261.11 | - | 20,000,000.00 | 20,000,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930009 | 9 | OF | Plymouth Meeting | PA | 06/06/2026 | 7.80139 | % | 134,357.25 | - | 20,000,000.00 | 20,000,000.00 | 10/06/2034 | 0 | 0 | 0 | ||||
| Total | Count = 44 | 3,603,242.26 | 104,914.96 | 639,605,255.97 | 639,500,341.01 | ||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 15 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| NOI DETAIL |
| June 17, 2026 |
| Property | Ending | Preceding | Most | Most Recent | Most Recent | |||||
| Type | Scheduled | Fiscal | Recent | Financial As of | Financial Asof | |||||
| Loan ID | OMCR | (1) | City | State | Balance | Year NOI | NOI | Start Date | End Date | |
| 656121053 | 1 | RT | Portland | OR | 29,100,000.00 | 43,640,913.63 | 32,625,027.87 | Not Available | Not Available | |
| 399570190 | 10 | RT | Naperville | IL | 19,000,000.00 | 2,127,929.23 | 0.11 | Not Available | Not Available | |
| 329930011 | 11 | MF | Milledgeville | GA | 18,200,000.00 | 2,522,902.48 | 801,994.19 | 01/01/2026 | 03/31/2026 | |
| 399570181 | 12 | MF | Belleville | IL | 15,666,750.56 | 1,963,347.83 | 0.13 | Not Available | Not Available | |
| 695101729 | 13 | RT | Various | XX | 14,600,000.00 | 1,901,107.00 | 400,118.55 | 01/01/2026 | 03/31/2026 | |
| 329930014 | 14 | IN | Oceanside | CA | 14,000,000.00 | 1,441,631.46 | 450,210.45 | 01/01/2026 | 03/31/2026 | |
| 329930015 | 15 | MU | New York | NY | 13,000,000.00 | 1,246,023.15 | 0.10 | Not Available | Not Available | |
| 329930016 | 16 | OF | Rancho Santa Fe | CA | 11,190,000.00 | 1,411,949.38 | 375,294.60 | 01/01/2026 | 03/31/2026 | |
| 329930017 | 17 | RT | Canton Township | MI | 10,969,448.24 | 1,426,939.38 | 0.15 | Not Available | Not Available | |
| 329930018 | 18 | MF | Milwaukee | WI | 10,621,333.03 | 1,168,633.73 | 0.11 | Not Available | Not Available | |
| 329930019 | 19 | SS | Roseville | CA | 9,670,000.00 | 708,936.95 | 0.11 | Not Available | Not Available | |
| 301271947 | 1 | A | N/A | 17,000,000.00 | - | - | Not Available | Not Available | ||
| 329930001 | 1 | B | N/A | 450,000.00 | - | - | Not Available | Not Available | ||
| 329930111 | 1 | C | N/A | 17,450,000.00 | - | - | Not Available | Not Available | ||
| 301271952 | 2 | N/A | New York | NY | 40,000,000.00 | 9,268,536.00 | 6,875,442.00 | Not Available | Not Available | |
| 329930020 | 20 | MF | New Paltz | NY | 9,480,000.00 | 1,040,411.39 | 386,472.87 | 01/01/2026 | 03/31/2026 | |
| 329930021 | 21 | SS | Phoenix | AZ | 8,700,000.00 | 842,147.00 | 570,515.00 | Not Available | Not Available | |
| 329930022 | 22 | SS | Santa Fe | NM | 8,200,000.00 | 762,018.00 | 0.10 | Not Available | Not Available | |
| 329930023 | 23 | RT | Corona | NY | 8,000,000.00 | 1,246,467.00 | 295,191.03 | 01/01/2026 | 03/31/2026 | |
| 329930024 | 24 | RT | Tucson | AZ | 8,000,000.00 | 0.11 | 542,770.00 | 01/01/2025 | 09/30/2025 | |
| 329930025 | 25 | SS | Glen Mills | PA | 7,650,000.00 | 625,705.00 | 496,768.00 | Not Available | Not Available | |
| 329930026 | 26 | OF | Berwyn | PA | 7,562,500.00 | 1,086,357.49 | 243,486.40 | 01/01/2026 | 03/31/2026 | |
| 329930027 | 27 | MF | Van Nuys | CA | 7,550,000.00 | 657,275.44 | 0.09 | Not Available | Not Available | |
| 329930028 | 28 | MF | Milwaukee | WI | 7,463,104.68 | 805,133.64 | 213,468.15 | 01/01/2026 | 03/31/2026 | |
| 329930029 | 29 | SS | Folsom | CA | 7,325,000.00 | 640,982.00 | 396,109.00 | Not Available | Not Available | |
| 301271954 | 2 | A | N/A | 24,000,000.00 | - | - | Not Available | Not Available | ||
| 28002555 | 3 | MU | Fort Worth | TX | 63,236,473.53 | 10,320,802.79 | 2,721,891.60 | 01/01/2026 | 03/31/2026 | |
| 329930030 | 30 | MF | Milwaukee | WI | 6,953,716.36 | 717,305.59 | 199,164.75 | 01/01/2026 | 03/31/2026 | |
| 329930031 | 31 | RT | Chardon | OH | 6,432,014.61 | 1,015,522.00 | 0.15 | Not Available | Not Available | |
| 329930032 | 32 | MU | Norwalk | CT | 6,175,000.00 | 496,322.87 | 0.10 | Not Available | Not Available | |
| 329930033 | 33 | RT | Miramar | FL | 5,500,000.00 | 920,908.00 | 282,569.33 | 01/01/2026 | 03/31/2026 | |
| 695101725 | 34 | N/A | Lafayette | LA | 3,925,000.00 | 383,204.00 | 108,868.00 | 01/01/2026 | 03/31/2026 | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 16 of 31 | © Copyright 2026 Citigroup | |||||||
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| NOI DETAIL |
| June 17, 2026 |
| Property | Ending | Preceding | Most | Most Recent | Most Recent | |||||
| Type | Scheduled | Fiscal | Recent | Financial As of | Financial Asof | |||||
| Loan ID | OMCR | (1) | City | State | Balance | Year NOI | NOI | Start Date | End Date | |
| 329930035 | 35 | SS | Arlington | TX | 3,225,000.00 | 296,689.00 | 0.10 | Not Available | Not Available | |
| 329930036 | 36 | MF | Ocala | FL | 2,705,000.00 | 0.10 | 57,035.00 | 01/01/2025 | 09/30/2025 | |
| 301271944 | 4 | OF | Miami | FL | 23,604,167.00 | 5,776,944.00 | 0.14 | Not Available | Not Available | |
| 301271946 | 4 | A | N/A | 27,895,833.00 | - | - | Not Available | Not Available | ||
| 329930005 | 5 | RT | Hyannis | MA | 38,000,000.00 | 10,802,501.89 | 2,283,680.78 | 01/01/2026 | 03/31/2026 | |
| 329930105 | 5 | A | N/A | 6,000,000.00 | - | - | Not Available | Not Available | ||
| 329330120 | 6 | SS | Long Island City | NY | 21,450,000.00 | 14,322,604.01 | 3,711,403.50 | 01/01/2026 | 03/31/2026 | |
| 329330320 | 6 | A | N/A | 5,775,000.00 | - | - | Not Available | Not Available | ||
| 329330420 | 6 | B | N/A | 5,775,000.00 | - | - | Not Available | Not Available | ||
| 329930007 | 7 | RT | Bedford | NH | 28,000,000.00 | 2,904,739.85 | 836,756.59 | 01/01/2026 | 03/31/2026 | |
| 399570180 | 8 | RT | Corona | CA | 20,000,000.00 | 2,279,526.40 | 1,699,975.62 | Not Available | Not Available | |
| 329930009 | 9 | OF | Plymouth Meeting | PA | 20,000,000.00 | 7,251,146.08 | 0.20 | Not Available | Not Available | |
| Total | Count = 44 | 639,500,341.01 | 134,023,563.87 | 56,574,214.87 | ||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 17 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DELINQUENCY LOAN DETAIL |
| June 17, 2026 |
| Actual | Paid | Current P&I | Total P&I | Cumulative | Other Expense | Payment Workout | Most Recent | ||||||||
| Principal | Through | Advances | Advances | Accrued Unpaid | Advances | Status | Strategy | Special Serv | Foreclosure | Bankruptcy | REO | ||||
| Loan ID | OMCR | Balance | Date | (Net of ASER) | Outstanding | Interest Advances | Outstanding | (2 | ) | (3 | ) | Transfer Date | Date | Date | Date |
| 329930020 | 20 | 9,480,000.00 | 05/06/2026 | 57,661.70 | 57,661.70 | 11.63 | - | B | 0 | ||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 18 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS DETAIL |
| – |
| June 17, 2026 |
| Delinquent | |||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | |||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | + Day | Bankruptcy | Foreclosure | REO | |||||||||||||||||||
| Distribution | |||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 06/17/2026 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 05/15/2026 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 04/17/2026 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 03/17/2026 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 02/18/2026 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 01/16/2026 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 12/17/2025 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 11/18/2025 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 10/20/2025 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 09/17/2025 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 08/15/2025 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 07/17/2025 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 19 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| APPRAISAL REDUCTION DETAIL |
| June 17, 2026 |
| Beginning | Ending | Appraisal | Appraisal | Most Recent | Cumulative | |||
| Loan ID | OMCR | Property Name | Scheduled Balance | Scheduled Balance | Reduction Amount | Reduction Date | ASER Amount | ASER Amount |
| No Loans with Appraisal Reduction Activity. | ||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 20 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL APPRAISAL REDUCTION DETAIL |
| June 17, 2026 |
| Distribution | Beginning | Ending | Appraisal | Appraisal | Most Recent | Cumulative | |||
| Date | Loan ID | OMCR | Property Name | Scheduled Balance | Scheduled Balance | Reduction Amount | Reduction Date | ASER Amount | ASER Amount |
| No Loans with Appraisal Reduction Activity. | |||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 21 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| LOAN MODIFICATION DETAIL |
| June 17, 2026 |
| Modification | Modification | |||
| Loan ID | OMCR | Property Name | Date | Code (4) |
| No Loans with Modification Activity to Report. | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 22 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL LOAN MODIFICATION DETAIL |
| June 17, 2026 |
| Distribution | Modification | Modification | |||
| Date | Loan ID | OMCR | Property Name | Date | Code (4) |
| No Loans with Modification Activity to Report. | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 23 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| SPECIALLY SERVICED LOAN DETAIL |
| June 17, 2026 |
| Special Servicing | Ending | Ending | Most | Most Recent | Most Recent | Most Recent | |||
| Workout | Fee Amount | Scheduled | Actual | Recent | Valuation | Special Servicer | Master Servicer | ||
| Loan ID | OMCR | Strategy (3) | Plus Adjustments | Balance | Balance | Value | Date | Transfer Date | Return Date |
| No Loans Specially Serviced to Report. | |||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 24 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL SPECIALLY SERVICED LOANS |
| June 17, 2026 |
| Special Servicing | Ending | Ending | Most | Most Recent | Most Recent | Most Recent | ||||
| Distribution | Workout | Fee Amount | Scheduled | Actual | Recent | Valuation | Special Servicer | Master Servicer | ||
| Date | Loan ID | OMCR | Strategy (3) | Plus Adjustments | Balance | Balance | Value | Date | Transfer Date | Return Date |
| No Loans Specially Serviced to Report. | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 25 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| UNSCHEDULED PRINCIPAL DETAIL |
| June 17, 2026 |
| Liquidation / | Liquid / Prepay | Principal | Principal | Prepayment Interest | Prepayment | Yield Maintenance | ||
| Loan ID | OMCR | Prepayment Date | Code (5) | Collections | Adjustments | Excess / (Shortfall) | Penalties (PPP) | Penalties (YM) |
| No Loans with Unscheduled Principal Activity to Report. | ||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 26 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL UNSCHEDULED PRINCIPAL DETAIL |
| June 17, 2026 |
| Distribution | Liquidation / | Liquid / Prepay | Principal | Principal | Prepayment Interest | Prepayment | Yield Maintenance | ||
| Date | Loan ID | OMCR | Prepayment Date | Code (5) | Collections | Adjustments | Excess / (Shortfall) | Penalties (PPP) | Penalties (YM) |
| No Loans with Unscheduled Principal Activity to Report. | |||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 27 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| LIQUIDATED LOAN DETAIL |
| June 17, 2026 |
| Beginning | Most | Liquidation | Net | Net | Realized | Date of | Loss with | ||||
| Scheduled | Recent | Sales | Proceeds | Liquidation | Proceeds | Loss to | Current | Current Cumulative | Cumulative | ||
| Loan ID | OMCR | Balance | Value | Price | Received | Expense | Available | Trust | Adj. to Loan | Adj. to Loan Adj. to Loan | Adj. to Trust |
| No Loans liquidated to Report. | |||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 28 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL LIQUIDATED LOAN |
| June 17, 2026 |
| Beginning | Most | Liquidation | Net | Net | Realized | Date of | Loss with | ||||
| Distribution | Scheduled | Recent | Sales | Proceeds | Liquidation | Proceeds | Loss to | Current | Current Cumulative | Cumulative | |
| Date | Loan ID OMCR | Balance | Value | Price | Received | Expense | Available | Trust | Adj. to Loan | Adj. to Loan Adj. to Loan | Adj. to Trust |
| No Loans liquidated to Report. | |||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 29 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| CREFC® INVESTOR REPORTING PACKAGE LEGENDS |
| June 17, 2026 |
| 1|CREFC Investor Reporting Package Legends | |||||
| Property Type (1) | Workout Strategy (3) | Liquidation/Prepayment Code (5) | |||
| MF | Multifamily | 1 | Modification | 1 | Partial Liquidation (Curtailment) |
| RT | Retail | 2 | Foreclosure | 2 | Payoff Prior To Maturity |
| HC | HealthCare | 3 | Bankruptcy | 3 | Disposition / Liquidation |
| IN | Industrial | 4 | Extension | 4 | Repurchase / Substitution |
| MH | Mobile Home Park | 5 | Note Sale | 5 | Full Payoff At Maturity |
| OF | Office | 6 | DPO | 6 | DPO |
| MU | Mixed Use | 7 | REO | 7 | Liquidation prior to 7/1/2006 |
| LO | Lodging | 8 | Resolved | 8 | Payoff With Penalty |
| SS | Self Storage | 9 | Pending Return to Master Servicer | 9 | Payoff With Yield Maintenance |
| SE | Securities | 10 | Deed In Lieu of Foreclosure | 10 | Curtailment With Penalty |
| CH | Cooperative Housing | 11 | Full Payoff | 11 | Curtailment With Yield Maintenance |
| ZZ | Missing Information | 12 | Reps and Warranties | ||
| SF | SF | 13 | TBD | ||
| WH | Warehouse | 98 | Other | ||
| OT | Other | ||||
| Modification Code (4) | |||||
| Payment Status of Loan (2) | |||||
| 1 | Maturity Date Extension | ||||
| A | In Grace Period | 2 | Amortization Change | ||
| B | Late, but less than 30 Days | 3 | Principal Write-Off | ||
| 0 | Current | 4 | Blank (formerly Combination) | ||
| 1 | 30-59 Days Delinquent | 5 | Temporary Rate Reduction | ||
| 2 | 60-89 Days Delinquent | 6 | Capitalization of Interest | ||
| 3 | 90-120 Days Delinquent | 7 | Capitalization of Taxes | ||
| 4 | Performing Matured Balloon | 8 | Other | ||
| 5 | Non Performing Matured Balloon | 9 | Combination | ||
| 6 | 121+ Days Delinquent | 10 | Forbearance | ||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 30 of 31 | © Copyright 2026 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| NOTES |
| June 17, 2026 |
| No Notes available for this deal at this time. |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 31 of 31 | © Copyright 2026 Citigroup |