Atlas A&D Opportunity Fund III LP ABS-15G

Exhibit 99.21

 

ALT ID Seller Loan ID Seller Loan ID Investor Loan ID Queue Created Date Last Modified Date Finding Status Event Level Finding Category Finding Sub Category Finding Name Reviewer Comments Seller Comments Finding Resolution Finding Document Reviewer Comp Factors Originator Comp Factors State Occupancy Loan Purpose Refinance Purpose Unique Finding ID Acknowledged / Waived By Waiver in File?
1008 XXXXX XXXXXX     Closed 2026-03-22 15:54 2026-04-28 13:35 Resolved 1 - Information Credit Missing Doc HO6 Insurance Policy is Missing Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-03/30/2026

Ready for Review-Document Uploaded. Please see the HO6. - Buyer-03/27/2026

Open-Missing HO-6 Insurance Policy - Due Diligence Vendor-03/22/2026		   Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-03/30/2026

 XXXXXXX_HO6.pdf     XX Investment Purchase NA 8254520 N/A N/A
1008 XXXXX XXXXXX     Closed 2026-03-22 16:19 2026-03-22 16:21 Waived 2 - Non-Material Credit Eligibility Condo Questionnaire - Ownership Concentration Waived-Ownership concentration does not meet guidelines. A single entity owns > 10% of the units. One entity owns 43.75% of the project.  Lender provided an approved exception dated prior to consummation all lender compensating factors have been documented and validated.  - Due Diligence Vendor-03/22/2026   Waived-Ownership concentration does not meet guidelines. A single entity owns > 10% of the units. One entity owns 43.75% of the project.  Lender provided an approved exception dated prior to consummation all lender compensating factors have been documented and validated.  - Due Diligence Vendor-03/22/2026

     No credit events past 40 months
No mortgage late payments in the last 24 months
5+ years credit history
No consumer late payments in the last 24 months
Credit score > 40 points than minimum required
Reserves > 6 months		 XX Investment Purchase NA 8254640 Originator Pre-Close Yes