EXHIBIT 99.7
AMC Supplemental Data
Supplemental Data
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO | Scope |
| xxxxxx | 841663 | xxxxxx | N/A | xxxxxx | No | No | $4,195.83 | $4,195.83 | 6.625% | No | No | Permanent Resident Alien | Permanent Resident Alien | 1 | xxxxxx | $4,449.00 | xxxxxx | $370.75 | 0.000% | 0.000% | 0.000% | 08/29/2025 | 770 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 4.6 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.83 | 0.35 | 240 | xxxxxx | $36,918.25 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 34.09 | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 843514 | xxxxxx | Safe Harbor QM (APOR) | xxxxxx | Yes | No | $1,490.00 | $8,062.14 | xxxxxx | 6.823% | $7,171.48 | $7,494.95 | 6.625% | No | No | Employed | Not Employed | Permanent Resident Alien | Permanent Resident Alien | $65,955.53 | 1 | xxxxxx | $3,486.96 | xxxxxx | $290.58 | xxxxxx | xxxxxx | $558.00 | Annually | 13.038% | 12.612% | 13.038% | 04/16/2025 | 800 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025 [Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $1,490.00 | xxxxxx | 6.690% | $1,000.00 | 1.5 | DU | ApproveIneligible | No | No | 7.058% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | xxxxxx | $325,519.50 | 23.250% | No | 18 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | Yes | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | Resident Alien Card | 22.96 | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 844854 | xxxxxx | N/A | xxxxxx | No | No | $6,896.56 | $6,896.56 | 7.250% | No | No | xxxxxx | 1 | xxxxxx | $3,243.96 | xxxxxx | $270.33 | xxxxxx | $250.00 | Monthly | 0.000% | 0.000% | 0.000% | 07/14/2025 | 739 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.23 | 240 | xxxxxx | $879,910.27 | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 87.45 | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 848890 | xxxxxx | N/A | xxxxxx | No | No | $3,002.43 | $3,002.43 | 6.400% | No | No | Permanent Resident Alien | 1 | xxxxxx | $2,145.00 | xxxxxx | $178.75 | xxxxxx | xxxxxx | $285.00 | Monthly | 0.000% | 0.000% | 0.000% | 09/08/2025 | 772 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.400% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | xxxxxx | $85,317.36 | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 67.45 | Yes | 17.000% | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 849684 | xxxxxx | N/A | xxxxxx | No | No | $2,062.76 | $2,062.76 | 6.875% | No | No | xxxxxx | 3 | xxxxxx | $2,355.96 | xxxxxx | $196.33 | 0.000% | 0.000% | 0.000% | 09/05/2025 | 797 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.22 | 0.44 | xxxxxx | $38.67 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 87.35 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 850434 | xxxxxx | N/A | xxxxxx | No | No | $8,502.45 | $8,502.45 | 7.500% | No | No | Permanent Resident Alien | 4 | xxxxxx | $4,491.00 | xxxxxx | $374.25 | 0.000% | 0.000% | 0.000% | 09/16/2025 | 667 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.87 | xxxxxx | $3,603.64 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 12.26 | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 850502 | xxxxxx | N/A | xxxxxx | No | No | $2,739.38 | $2,739.38 | 6.750% | No | No | 0 | xxxxxx | xxxxxx | 1 | xxxxxx | $1,417.20 | xxxxxx | $118.10 | xxxxxx | $1,280.00 | Monthly | 0.000% | 0.000% | 0.000% | 10/06/2025 | 796 | 762 | 789 | 764 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 2.5 | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.71 | 240 | xxxxxx | No | Yes | Commitment | Fee Simple | Trust | Foreign Business Entity | Individual | xxxxxx | Individual | xxxxxx | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 17.87 | Yes | 35.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 851541 | xxxxxx | N/A | xxxxxx | No | No | $2,005.60 | $2,005.60 | 7.250% | No | No | xxxxxx | 1 | xxxxxx | $1,190.04 | xxxxxx | $99.17 | 0.000% | 0.000% | 0.000% | 09/23/2025 | 664 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.97 | xxxxxx | $30,788.76 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 28.8 | Yes | 35.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 851862 | xxxxxx | N/A | xxxxxx | No | No | $3,713.80 | $3,713.80 | 6.625% | No | No | xxxxxx | 4 | xxxxxx | $974.04 | xxxxxx | $81.17 | 0.000% | 0.000% | 0.000% | 07/11/2025 | 811 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.94 | 0.51 | xxxxxx | $142,353.61 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | Yes | No | xxxxxx | xxxxxx | xxxxxx | No | 23.9 | Yes | 35.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 852402 | xxxxxx | N/A | xxxxxx | No | No | $4,215.89 | $4,215.89 | 6.750% | No | No | xxxxxx | 1 | xxxxxx | $333.00 | xxxxxx | $27.75 | xxxxxx | $730.00 | Monthly | 0.000% | 0.000% | 0.000% | 09/09/2025 | 722 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 4.4 | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.91 | 1.1 | xxxxxx | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 109.14 | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 856499 | xxxxxx | N/A | xxxxxx | No | No | $1,715.09 | $1,715.09 | 7.750% | No | No | xxxxxx | 2 | xxxxxx | $2,348.52 | xxxxxx | $195.71 | 0.000% | 0.000% | 0.000% | 10/10/2025 | 691 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 85.48 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 857607 | xxxxxx | N/A | xxxxxx | No | No | $4,625.23 | $4,625.23 | 7.624% | No | No | xxxxxx | 1 | xxxxxx | $840.96 | xxxxxx | $70.08 | xxxxxx | xxxxxx | $556.00 | Monthly | 0.000% | 0.000% | 0.000% | 09/30/2025 | 810 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.624% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.77 | 1.28 | 240 | xxxxxx | No | Yes | Preliminary | Fee Simple | Trust | Business Entity | Individual | xxxxxx | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 122.51 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 240 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 857618 | xxxxxx | N/A | xxxxxx | No | No | $5,955.09 | $5,955.09 | 6.990% | No | No | xxxxxx | xxxxxx | 1 | xxxxxx | $1,952.04 | xxxxxx | $162.67 | 0.000% | 0.000% | 0.000% | 10/21/2025 | 794 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.56 | 1.8 | xxxxxx | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 116.01 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 23 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 860983 | xxxxxx | N/A | xxxxxx | No | No | $1,937.32 | $1,937.32 | 6.430% | No | No | xxxxxx | 1 | xxxxxx | $6,617.64 | xxxxxx | $551.47 | xxxxxx | xxxxxx | $130.00 | Annually | 0.000% | 0.000% | 0.000% | 02/18/2026 | 782 | No | No | DSCR | Chapter 7 | xxxxxx | 1 | 256.68 | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.430% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.63 | 0.62 | xxxxxx | Yes | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 24.97 | Yes | 17.000% | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 861965 | xxxxxx | N/A | xxxxxx | No | No | $4,716.37 | $4,716.37 | 6.800% | No | No | 0 | xxxxxx | xxxxxx | 1 | xxxxxx | $1,224.00 | xxxxxx | $102.00 | 0.000% | 0.000% | 0.000% | 02/02/2026 | 780 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.800% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | 240 | xxxxxx | $3,878.71 | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 15.09 | Yes | 24.000% | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 862020 | xxxxxx | N/A | xxxxxx | No | No | $1,022.50 | $1,022.50 | 6.980% | No | No | xxxxxx | 1 | xxxxxx | $711.00 | xxxxxx | $59.25 | 0.000% | 0.000% | 0.000% | 02/27/2026 | 709 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.980% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | xxxxxx | $8,865.29 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 32.8 | Yes | 17.000% | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 862649 | xxxxxx | N/A | xxxxxx | No | No | $1,666.99 | $1,666.99 | 6.970% | No | No | 0 | xxxxxx | 2 | xxxxxx | $1,302.12 | xxxxxx | $108.51 | 0.000% | 0.000% | 0.000% | 02/23/2026 | 745 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.970% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | 240 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 33.44 | Yes | 17.000% | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 862651 | xxxxxx | N/A | xxxxxx | No | No | $1,849.95 | $1,849.95 | 6.970% | No | No | 0 | xxxxxx | 2 | xxxxxx | $1,904.16 | xxxxxx | $158.68 | 0.000% | 0.000% | 0.000% | 02/23/2026 | 745 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.970% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.7 | 240 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 19.92 | Yes | 17.000% | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 863618 | xxxxxx | N/A | xxxxxx | No | No | $3,326.51 | $3,326.51 | 7.000% | No | No | xxxxxx | 1 | xxxxxx | $8,407.80 | xxxxxx | $700.65 | xxxxxx | xxxxxx | $183.19 | Monthly | 0.000% | 0.000% | 0.000% | 03/17/2026 | 771 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.82 | 1.22 | xxxxxx | $5,730.82 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 91.26 | Yes | 23.000% | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 863680 | xxxxxx | N/A | xxxxxx | No | No | $4,772.08 | $4,772.08 | 6.500% | No | No | xxxxxx | 3 | xxxxxx | $4,727.04 | xxxxxx | $393.92 | 0.000% | 0.000% | 0.000% | 02/19/2026 | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.66 | 0.6 | 240 | xxxxxx | $266,839.02 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 35.59 | Yes | 23.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864016 | xxxxxx | N/A | xxxxxx | No | No | $1,341.69 | $1,341.69 | 8.625% | No | No | xxxxxx | 1 | xxxxxx | $1,373.28 | xxxxxx | $114.44 | 0.000% | 0.000% | 0.000% | 03/05/2026 | 673 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | xxxxxx | $71,813.42 | 31.220% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 11.69 | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864028 | xxxxxx | N/A | xxxxxx | No | No | $1,165.51 | $1,165.51 | 7.375% | No | No | xxxxxx | 1 | xxxxxx | $753.00 | xxxxxx | $62.75 | 0.000% | 0.000% | 0.000% | 02/17/2026 | 725 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | xxxxxx | $3,205.21 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 28.85 | Yes | 23.000% | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864039 | xxxxxx | N/A | xxxxxx | No | No | $2,379.06 | $2,379.06 | 6.750% | No | No | xxxxxx | 1 | xxxxxx | $2,715.00 | xxxxxx | $226.25 | xxxxxx | xxxxxx | $784.00 | Annually | 0.000% | 0.000% | 0.000% | 03/26/2026 | 762 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.76 | 1.32 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 67 | Yes | 23.000% | 10 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864366 | xxxxxx | N/A | xxxxxx | No | No | $2,212.24 | $2,212.24 | 6.500% | No | No | xxxxxx | 1 | xxxxxx | $1,194.00 | xxxxxx | $99.50 | 0.000% | 0.000% | 0.000% | 03/02/2026 | 815 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | xxxxxx | $1,189,371.64 | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 261.83 | Yes | 23.000% | 10 | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864401 | xxxxxx | N/A | xxxxxx | No | No | $2,734.01 | $2,734.01 | 8.000% | No | No | xxxxxx | 1 | xxxxxx | $1,651.56 | xxxxxx | $137.63 | 0.000% | 0.000% | 0.000% | 04/07/2026 | 714 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.79 | 1.26 | xxxxxx | $102,521.62 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 24.21 | Yes | 23.000% | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864435 | xxxxxx | N/A | xxxxxx | No | No | $2,024.52 | $2,024.52 | 7.125% | No | No | 0 | Permanent Resident Alien | xxxxxx | 1 | xxxxxx | $2,447.04 | xxxxxx | $203.92 | 0.000% | 0.000% | 0.000% | 789 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.75 | 1.33 | xxxxxx | $429,620.18 | 95.470% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 89.37 | Yes | 23.000% | 10 | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864721 | xxxxxx | N/A | xxxxxx | No | No | $2,549.77 | $2,549.77 | 7.000% | No | No | xxxxxx | 1 | xxxxxx | $7,578.96 | xxxxxx | $631.58 | 0.000% | 0.000% | 0.000% | 03/19/2026 | 766 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.75 | 1.33 | xxxxxx | $0.04 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | xxxxxx | xxxxxx | xxxxxx | No | 89.04 | Yes | 23.000% | 0 | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864727 | xxxxxx | N/A | xxxxxx | No | No | $4,614.82 | $4,614.82 | 7.500% | No | No | xxxxxx | 1 | xxxxxx | $2,279.04 | xxxxxx | $189.92 | xxxxxx | xxxxxx | $696.00 | Monthly | 0.000% | 0.000% | 0.000% | 03/03/2026 | 687 | No | No | DSCR | xxxxxx | 1 | 36.84 | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.77 | 1.29 | xxxxxx | $4,218.68 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 41 | Yes | 23.000% | 10 | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 864881 | xxxxxx | N/A | xxxxxx | No | No | $2,772.39 | $2,772.39 | 7.500% | No | No | xxxxxx | 1 | xxxxxx | $2,659.20 | xxxxxx | $221.60 | 0.000% | 0.000% | 0.000% | 01/27/2026 | 711 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | xxxxxx | $264.61 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 20.82 | Yes | 23.000% | 10 | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865307 | xxxxxx | N/A | xxxxxx | No | No | $2,032.54 | $2,032.54 | 6.875% | No | No | Non-Permanent Resident Alien | 1 | xxxxxx | $793.44 | xxxxxx | $66.12 | xxxxxx | xxxxxx | $350.00 | Monthly | 0.000% | 0.000% | 0.000% | 04/20/2026 | 689 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.89 | 1.12 | xxxxxx | $239,729.91 | 50.360% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 24.26 | Yes | 23.000% | 10 | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865393 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $28,545.00 | $31,528.00 | xxxxxx | 7.028% | $6,952.97 | $6,952.97 | 6.750% | No | No | Non-Employment Income | Not Employed | xxxxxx | xxxxxx | $16,600.37 | 1 | xxxxxx | $2,067.00 | xxxxxx | $172.25 | xxxxxx | xxxxxx | $518.00 | Monthly | 40.565% | 40.565% | 40.565% | 02/05/2026 | 792 | Yes | No | [Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Primary Income - Asset Depletion]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | xxxxxx | xxxxxx | $28,545.00 | xxxxxx | 6.020% | $0.00 | 4.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 60 | xxxxxx | $2,203,858.21 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 196.12 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865394 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $6,741.81 | $9,328.17 | xxxxxx | 6.829% | $2,693.79 | $2,693.79 | 6.625% | No | No | Self-Employed | Permanent Resident Alien | $18,145.69 | 1 | xxxxxx | $2,033.04 | xxxxxx | $169.42 | 38.699% | 38.699% | 38.699% | 01/20/2026 | 776 | No | Yes | 24 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,741.81 | xxxxxx | 6.140% | $0.00 | 4.3 | None | No | No | 6.625% | 0 | 0 | 0 | 2 | 3 | 12 | 0.00 | No | xxxxxx | $11,443.75 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | No | 3.06 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 4 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865395 | xxxxxx | N/A | xxxxxx | No | No | $1,572.60 | $1,572.60 | 6.625% | No | No | xxxxxx | 1 | xxxxxx | $1,681.44 | xxxxxx | $140.12 | xxxxxx | xxxxxx | $615.00 | Annually | 0.000% | 0.000% | 0.000% | 02/05/2026 | 807 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 4.6 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | xxxxxx | $70,921.71 | 23.100% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 13.79 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865396 | xxxxxx | Exempt from ATR | Yes | xxxxxx | Yes | No | $23,394.00 | $21,770.85 | xxxxxx | 6.855% | $3,433.39 | $3,433.39 | 6.500% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $6,714.15 | 1 | xxxxxx | $1,136.04 | xxxxxx | $94.67 | 36.472% | 36.472% | 36.472% | 01/17/2026 | 728 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo CPA P&L | xxxxxx | 1 | 165.72 | 0 | 0 | 0 | xxxxxx | xxxxxx | $23,394.00 | xxxxxx | 6.130% | $10,000.00 | 2.6 | None | N/A | No | 6.500% | 0 | 0 | 0 | 3 | 0 | 12.00 | No | xxxxxx | $86,693.88 | 12.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | 11.76 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865399 | xxxxxx | N/A | xxxxxx | No | No | $2,021.16 | $2,021.16 | 7.125% | No | No | xxxxxx | 1 | xxxxxx | $1,169.04 | xxxxxx | $97.42 | 0.000% | 0.000% | 0.000% | 12/17/2025 | 729 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 2.8 | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | xxxxxx | $100.00 | 0.020% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 41.63 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865400 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $15,400.00 | $5,263.61 | xxxxxx | 7.491% | $1,500.79 | $1,500.79 | 7.250% | No | No | Not Employed | Self-Employed | xxxxxx | $313,561.14 | 4 | xxxxxx | $4,212.00 | xxxxxx | $351.00 | 1.681% | 1.681% | 1.681% | 02/05/2026 | 772 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2016 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $15,400.00 | xxxxxx | 6.120% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $3,520.17 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 62.16 | No | Yes | xxxxxx | $318,921.40 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865402 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $10,432.50 | $12,145.22 | xxxxxx | 7.857% | $2,272.45 | $2,272.45 | 7.500% | No | No | Self-Employed | xxxxxx | $18,088.30 | 1 | xxxxxx | $2,238.00 | xxxxxx | $186.50 | xxxxxx | xxxxxx | $525.00 | Annually | 39.479% | 39.479% | 39.479% | 03/17/2026 | 661 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - Year Not Available |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $10,432.50 | xxxxxx | 5.980% | $0.00 | 3.0 | None | N/A | No | 7.500% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $50,529.75 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 14.93 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865404 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $11,095.00 | $4,958.92 | xxxxxx | 7.470% | $2,762.70 | $2,762.70 | 7.375% | No | No | Self-Employed | xxxxxx | $8,504.37 | 1 | xxxxxx | $7,935.96 | xxxxxx | $661.33 | xxxxxx | xxxxxx | $780.00 | Annually | 47.832% | 47.832% | 47.832% | 02/05/2026 | 646 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $11,095.00 | xxxxxx | 5.990% | $0.00 | 1.0 | None | N/A | No | 7.375% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 18.95 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 4 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865408 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $45,420.00 | $10,424.26 | xxxxxx | 6.499% | $4,722.70 | $4,722.70 | 6.375% | No | No | Self-Employed | xxxxxx | $82,689.29 | 1 | xxxxxx | $2,288.04 | xxxxxx | $190.67 | 12.840% | 12.840% | 12.840% | 02/10/2026 | 736 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $45,420.00 | xxxxxx | 5.990% | $0.00 | 2.6 | None | No | No | 6.375% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $202,309.15 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 34.62 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865409 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $13,782.50 | $15,490.02 | xxxxxx | 7.315% | $2,135.02 | $2,135.02 | 6.875% | No | No | Employed | xxxxxx | $3,353.37 | 1 | xxxxxx | $2,976.00 | xxxxxx | $248.00 | 44.838% | 44.838% | 44.838% | 12/11/2025 | 709 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $13,782.50 | xxxxxx | 6.100% | $0.00 | 1.0 | None | N/A | No | 6.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 25.67 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865410 | xxxxxx | N/A | xxxxxx | No | No | $4,365.61 | $4,365.61 | 6.999% | No | No | Permanent Resident Alien | 1 | xxxxxx | $2,679.96 | xxxxxx | $223.33 | 0.000% | 0.000% | 0.000% | 02/26/2026 | 710 | No | No | DSCR | 1 | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.9 | 1.11 | xxxxxx | $111,825.44 | 12.780% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 0.71 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865411 | xxxxxx | N/A | xxxxxx | No | No | $1,349.63 | $1,349.63 | 7.999% | No | No | xxxxxx | 1 | xxxxxx | $4,589.04 | xxxxxx | $382.42 | 0.000% | 0.000% | 0.000% | 02/09/2026 | 670 | No | No | DSCR | Chapter 7 | xxxxxx | 1 | 147.72 | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 3.8 | No | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | xxxxxx | $1,400.57 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 86.01 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865413 | xxxxxx | N/A | xxxxxx | No | No | $1,896.20 | $1,896.20 | 6.500% | No | No | xxxxxx | 3 | xxxxxx | $3,788.64 | xxxxxx | $315.72 | 0.000% | 0.000% | 0.000% | 02/10/2026 | 722 | No | No | DSCR | xxxxxx | 1 | 176.76 | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.76 | 0.57 | xxxxxx | $812,121.83 | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 208.34 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865414 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $4,325.00 | $6,518.22 | xxxxxx | 6.724% | $1,630.74 | $1,630.74 | 6.500% | No | No | Employed | xxxxxx | $4,494.59 | 1 | xxxxxx | $0.00 | xxxxxx | $0.00 | xxxxxx | xxxxxx | $600.00 | Monthly | 36.008% | 36.008% | 36.008% | 01/26/2026 | 785 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | xxxxxx | xxxxxx | $4,325.00 | xxxxxx | 6.100% | $57,000.00 | 1.3 | None | Yes | No | 6.500% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | xxxxxx | $30,647.54 | 9.500% | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 8.45 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865415 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $23,855.00 | $27,353.75 | xxxxxx | 7.809% | $9,909.11 | $9,909.11 | 7.625% | No | No | Self-Employed | xxxxxx | $15,059.66 | 1 | xxxxxx | $5,745.96 | xxxxxx | $478.83 | xxxxxx | xxxxxx | $1,046.00 | Annually | 45.988% | 45.988% | 45.988% | 01/26/2026 | 717 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 1 | 1 | 0 | xxxxxx | xxxxxx | $23,855.00 | xxxxxx | 6.140% | $0.00 | 3.0 | None | N/A | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 57.49 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865416 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $18,883.16 | $23,891.01 | xxxxxx | 7.285% | $4,799.67 | $4,799.67 | 6.999% | No | No | Self-Employed | xxxxxx | $13,111.73 | 1 | xxxxxx | $2,399.04 | xxxxxx | $199.92 | 44.833% | 44.833% | 44.833% | 02/03/2026 | 723 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $18,883.16 | xxxxxx | 5.980% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $1,300.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 3 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865417 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $8,455.00 | $13,184.27 | xxxxxx | 7.052% | $2,542.50 | $2,542.50 | 6.750% | No | No | Self-Employed | Self-Employed | xxxxxx | xxxxxx | $8,179.16 | 1 | xxxxxx | $4,352.16 | xxxxxx | $362.68 | xxxxxx | xxxxxx | $150.00 | Monthly | 52.630% | 52.630% | 52.630% | 04/01/2026 | 808 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $8,455.00 | xxxxxx | 6.120% | $10,000.00 | 4.4 | None | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 2 | 12 | 0.00 | No | xxxxxx | $91,303.23 | 18.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 20.66 | Yes | No | xxxxxx | $8,633.32 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865418 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $17,098.13 | $19,085.11 | xxxxxx | 7.262% | $4,806.33 | $4,806.33 | 6.999% | No | No | Self-Employed | xxxxxx | $17,212.18 | 1 | xxxxxx | $2,546.04 | xxxxxx | $212.17 | 24.837% | 24.837% | 24.837% | 01/20/2026 | 738 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - No Results Returned - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $17,098.13 | xxxxxx | 5.980% | $135,000.00 | 3.2 | None | No | No | 6.999% | 0 | 0 | 0 | 3 | 1 | 12 | 0.00 | No | xxxxxx | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 3.97 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865419 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $48,513.88 | $20,463.44 | xxxxxx | 7.334% | $3,986.42 | $3,986.42 | 6.999% | No | No | Not Employed | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $6,344.45 | 1 | xxxxxx | $8,515.56 | xxxxxx | $709.63 | 44.995% | 44.995% | 44.995% | 12/10/2025 | 718 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $48,513.88 | xxxxxx | 6.120% | $0.00 | 2.8 | None | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $149,839.84 | 18.750% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | 0 | Yes | $11,534.31 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865424 | xxxxxx | N/A | xxxxxx | No | No | $5,860.08 | $5,860.08 | 6.750% | No | No | xxxxxx | 2 | xxxxxx | $1,977.96 | xxxxxx | $164.83 | 0.000% | 0.000% | 0.000% | 02/17/2026 | 809 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | xxxxxx | $340,003.02 | 24.460% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 1.54 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865425 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $4,745.00 | $5,588.44 | xxxxxx | 6.980% | $960.47 | $960.47 | 6.625% | No | No | Self-Employed | xxxxxx | $6,065.90 | 1 | xxxxxx | $2,582.04 | xxxxxx | $215.17 | 49.811% | 49.811% | 49.811% | 02/10/2026 | 738 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $4,745.00 | xxxxxx | 5.980% | $0.00 | 999.0 | None | N/A | No | 6.625% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $128,749.17 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 94.17 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865426 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $89,722.00 | $4,517.11 | xxxxxx | 6.896% | $10,083.33 | $10,083.33 | 6.875% | No | No | Not Employed | Self-Employed | Self-Employed | 1.22 | xxxxxx | xxxxxx | $130,173.08 | 1 | xxxxxx | $2,415.96 | xxxxxx | $201.33 | 15.351% | 15.351% | 17.581% | 02/03/2026 | 745 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | Yes | 12 | Business | 100.000% | 50.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $89,722.00 | xxxxxx | 5.980% | $0.00 | 3.1 | None | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | 240 | xxxxxx | $282,717.63 | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 34.02 | No | Yes | xxxxxx | $153,779.12 | $0.00 | No | No | No | No | 2 | 240 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865427 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $16,865.00 | $18,688.00 | xxxxxx | 7.094% | $3,424.60 | $3,424.60 | 6.750% | No | No | Self-Employed | xxxxxx | $7,878.06 | 1 | xxxxxx | $2,492.04 | xxxxxx | $207.67 | 36.210% | 36.210% | 36.210% | 01/12/2026 | 742 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $16,865.00 | xxxxxx | 5.980% | $0.00 | 1.0 | None | No | No | 6.750% | 0 | 0 | 0 | 3 | 0 | 12.00 | No | xxxxxx | $27,072.99 | 4.100% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 3.53 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865428 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $15,097.50 | $16,228.31 | xxxxxx | 7.561% | $3,643.50 | $3,643.50 | 7.250% | No | No | Self-Employed | xxxxxx | $6,604.12 | 2 | xxxxxx | $1,620.00 | xxxxxx | $135.00 | 49.425% | 49.425% | 49.425% | 02/02/2026 | 741 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $15,097.50 | xxxxxx | 6.120% | $6,000.00 | None | No | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 12.00 | No | xxxxxx | $68,659.67 | 8.990% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 4.53 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865430 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $16,557.50 | $21,291.19 | xxxxxx | 7.202% | $4,138.65 | $4,138.65 | 6.875% | No | No | Employed | Non-Permanent Resident Alien | xxxxxx | $6,089.79 | 1 | xxxxxx | $3,477.12 | xxxxxx | $289.76 | 45.275% | 45.275% | 45.275% | 03/05/2026 | 806 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 [Borrower - xxxxxx | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Non-Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $16,557.50 | xxxxxx | 6.020% | $0.00 | 1.0 | None | N/A | No | 6.875% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | xxxxxx | $312,301.09 | 38.080% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | 19.63 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865432 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $78,400.00 | $27,745.00 | xxxxxx | 6.983% | $7,264.30 | $7,264.30 | 6.750% | No | No | Not Employed | Self-Employed | Self-Employed | 11.57 | xxxxxx | xxxxxx | $453,059.52 | 1 | xxxxxx | $353.04 | xxxxxx | $29.42 | xxxxxx | xxxxxx | $400.00 | Monthly | 15.641% | 15.641% | 15.641% | 03/19/2026 | 744 | Level 2-Stated/Not Verified | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | Yes | 12 | Business | 100.000% | 45.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $78,400.00 | xxxxxx | 6.120% | $0.00 | 1.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $542.18 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 76.52 | No | Yes | xxxxxx | $537,057.84 | $0.00 | No | No | No | No | 10 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865433 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $7,187.50 | $7,709.99 | xxxxxx | 7.286% | $1,796.14 | $1,796.14 | 6.999% | No | No | Self-Employed | Permanent Resident Alien | $2,522.32 | 1 | xxxxxx | $1,425.96 | xxxxxx | $118.83 | 49.453% | 49.453% | 49.453% | 01/17/2026 | 755 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 1 | 0 | 0 | xxxxxx | xxxxxx | $7,187.50 | xxxxxx | 6.120% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 3 | 12 | 0.00 | No | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | No | 11.93 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865434 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $32,345.00 | $18,431.94 | xxxxxx | 9.369% | $2,517.44 | $2,517.44 | 8.750% | No | No | Not Employed | Self-Employed | xxxxxx | $241,873.51 | 2 | xxxxxx | $4,440.00 | xxxxxx | $370.00 | 10.375% | 10.375% | 10.375% | 04/01/2026 | 709 | No | Yes | 12 | Business | 100.000% | 50.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $32,345.00 | xxxxxx | 6.120% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 15.93 | No | Yes | xxxxxx | $269,873.85 | $0.00 | No | No | No | No | 11 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865436 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $73,515.00 | $37,717.97 | xxxxxx | 7.323% | $5,419.66 | $5,419.66 | 6.875% | No | No | Non-Employment Income | xxxxxx | $43,424.16 | 1 | xxxxxx | $2,581.08 | xxxxxx | $215.09 | 24.698% | 24.698% | 24.698% | 01/02/2026 | 752 | Yes | No | [Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2026 | Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | xxxxxx | xxxxxx | $73,515.00 | xxxxxx | 6.100% | $0.00 | 3.1 | None | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 60 | xxxxxx | $10,365,980.33 | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 1480.8 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865437 | xxxxxx | N/A | xxxxxx | No | No | $4,649.78 | $4,649.78 | 7.500% | No | No | xxxxxx | 1 | xxxxxx | $1,008.96 | xxxxxx | $84.08 | xxxxxx | xxxxxx | $1,120.00 | Monthly | 0.000% | 0.000% | 0.000% | 01/20/2026 | 700 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 10.13 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865440 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $48,815.00 | $19,350.37 | xxxxxx | 7.245% | $4,496.99 | $4,496.99 | 6.999% | No | No | Not Employed | Self-Employed | xxxxxx | $48,064.76 | 1 | xxxxxx | $2,918.04 | xxxxxx | $243.17 | xxxxxx | $28.00 | Monthly | 24.422% | 24.422% | 24.422% | 01/23/2026 | 755 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $48,815.00 | xxxxxx | 6.100% | $0.00 | 1.2 | None | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $166,998.88 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 40.68 | No | Yes | xxxxxx | $63,596.35 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865441 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $10,907.51 | $17,423.04 | xxxxxx | 6.542% | $5,591.43 | $5,591.43 | 6.375% | No | No | Employed | xxxxxx | $11,569.51 | 1 | xxxxxx | $1,335.00 | xxxxxx | $111.25 | xxxxxx | xxxxxx | $525.00 | Monthly | 49.515% | 49.515% | 49.515% | 02/16/2026 | 754 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $10,907.51 | xxxxxx | 6.020% | $0.00 | 3.0 | None | N/A | No | 6.375% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | xxxxxx | $394,725.81 | 33.030% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individually and as xxxxxx | No | Individually and as xxxxxx | No | No | xxxxxx | xxxxxx | xxxxxx | 8.79 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865442 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $19,324.30 | $9,193.84 | xxxxxx | 7.085% | $4,590.12 | $4,590.12 | 6.999% | No | No | Employed | Not Employed | xxxxxx | xxxxxx | $5,166.87 | 1 | xxxxxx | $2,046.96 | xxxxxx | $170.58 | 49.444% | 49.444% | 49.444% | 02/09/2026 | 789 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $19,324.30 | xxxxxx | 5.980% | $0.00 | 1.0 | None | N/A | No | 6.999% | 3 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | xxxxxx | $39,465.57 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 7.81 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865443 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $81,575.00 | $28,540.94 | xxxxxx | 6.983% | $7,491.31 | $7,491.31 | 6.750% | No | No | Not Employed | Self-Employed | Self-Employed | 11.57 | xxxxxx | xxxxxx | $437,898.44 | 1 | xxxxxx | $353.04 | xxxxxx | $29.42 | xxxxxx | xxxxxx | $286.86 | Monthly | 18.464% | 18.464% | 18.464% | 03/19/2026 | 744 | Level 2-Stated/Not Verified | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | Yes | 12 | Business | 100.000% | 45.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $81,575.00 | xxxxxx | 6.120% | $0.00 | 2.6 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 80.54 | No | Yes | xxxxxx | $537,057.84 | $0.00 | No | No | No | No | 11 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865444 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $19,796.25 | $7,221.74 | xxxxxx | 6.890% | $1,704.83 | $1,704.83 | 6.625% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $23,496.28 | 1 | xxxxxx | $516.00 | xxxxxx | $43.00 | xxxxxx | xxxxxx | $495.00 | Monthly | 40.149% | 40.149% | 40.149% | 02/20/2026 | 772 | No | No | Borrower Prepared | [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - xxxxxx | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $19,796.25 | xxxxxx | 5.980% | $0.00 | 1.0 | None | N/A | No | 6.625% | 1 | 1 | 0 | 0 | 1 | 13.00 | No | xxxxxx | $34,492.33 | 9.710% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | 17.91 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 5 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865445 | xxxxxx | N/A | xxxxxx | No | No | $2,651.45 | $2,651.45 | 6.375% | No | No | xxxxxx | 1 | xxxxxx | $1,848.00 | xxxxxx | $154.00 | xxxxxx | xxxxxx | $1,695.00 | Annually | 0.000% | 0.000% | 0.000% | 01/28/2026 | 737 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.02 | 0.49 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 35.82 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865446 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $7,375.92 | $8,896.18 | xxxxxx | 8.744% | $1,826.07 | $1,826.07 | 8.375% | No | Yes | Not Employed | Self-Employed | xxxxxx | xxxxxx | $9,676.06 | 1 | xxxxxx | $3,215.28 | xxxxxx | $267.94 | 27.807% | 27.807% | 27.807% | 03/26/2026 | 735 | No | Yes | 12 | Personal | 100.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $7,375.92 | xxxxxx | 6.220% | $0.00 | 1.0 | None | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $16,574.32 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 6.22 | No | No | xxxxxx | $13,403.12 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865449 | xxxxxx | N/A | xxxxxx | No | No | $1,055.70 | $1,055.70 | 7.875% | No | No | xxxxxx | 1 | xxxxxx | $2,358.96 | xxxxxx | $196.58 | 0.000% | 0.000% | 0.000% | 03/25/2026 | 674 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 2.0 | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 0.07 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865450 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $48,772.00 | $19,117.93 | xxxxxx | 7.248% | $4,390.55 | $4,390.55 | 6.999% | No | No | Not Employed | Self-Employed | xxxxxx | $44,794.08 | 1 | xxxxxx | $2,918.04 | xxxxxx | $243.17 | xxxxxx | $28.00 | Monthly | 29.580% | 29.580% | 29.580% | 01/23/2026 | 755 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2013 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $48,772.00 | xxxxxx | 5.980% | $0.00 | 4.3 | None | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $126,566.14 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 31.58 | No | Yes | xxxxxx | $63,609.45 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865452 | xxxxxx | N/A | xxxxxx | No | No | $38,768.00 | $14,827.75 | xxxxxx | 6.754% | $3,362.60 | $3,362.60 | 6.500% | No | No | Self-Employed | xxxxxx | $969,678.85 | 1 | xxxxxx | $1,776.00 | xxxxxx | $148.00 | 2.016% | 2.016% | 2.016% | 01/14/2026 | 762 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $38,768.00 | xxxxxx | 6.100% | $0.00 | 3.3 | None | No | No | 6.500% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $510,857.90 | 76.820% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 115.83 | Retail | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 5 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865453 | xxxxxx | N/A | xxxxxx | No | No | $21,943.13 | $9,959.79 | xxxxxx | 7.120% | $1,678.25 | $1,678.25 | 6.750% | No | No | Self-Employed | xxxxxx | $24,624.62 | 1 | xxxxxx | $1,335.00 | xxxxxx | $111.25 | 15.943% | 15.943% | 15.943% | 01/05/2026 | 728 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $21,943.13 | xxxxxx | 6.130% | $0.00 | 1.0 | None | Yes | No | 6.750% | 0 | 0 | 0 | 4 | 0 | 12 | 0.00 | No | xxxxxx | $12,682.33 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 75.43 | Retail | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865454 | xxxxxx | Non QM | xxxxxx | Yes | No | $7,078.00 | $7,700.62 | xxxxxx | 7.515% | $997.85 | $997.85 | 6.999% | No | No | Self-Employed | Not Employed | xxxxxx | xxxxxx | $3,858.62 | 1 | xxxxxx | $1,712.04 | xxxxxx | $142.67 | 26.263% | 26.263% | 26.263% | 12/16/2025 | 699 | No | Yes | 24 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2025 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2024 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | Chapter 13 | xxxxxx | xxxxxx | 2 | 68.64 | 0 | 0 | 0 | xxxxxx | xxxxxx | $7,078.00 | xxxxxx | 5.990% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | No | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 56.74 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865455 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $8,595.00 | $13,429.33 | xxxxxx | 7.045% | $4,004.64 | $4,004.64 | 6.875% | No | No | Self-Employed | xxxxxx | $9,819.48 | 1 | xxxxxx | $4,582.32 | xxxxxx | $381.86 | 43.412% | 43.412% | 43.412% | 01/25/2026 | 687 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $8,595.00 | xxxxxx | 6.100% | $4,000.00 | 2.5 | None | N/A | No | 6.875% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $218,212.03 | 28.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 7.73 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865456 | xxxxxx | N/A | xxxxxx | No | No | $29,983.00 | $16,240.71 | xxxxxx | 7.244% | $2,091.73 | $2,091.73 | 6.750% | No | No | Employed | xxxxxx | $5,235.18 | 2 | xxxxxx | $2,997.96 | xxxxxx | $249.83 | 16.237% | 16.237% | 16.237% | 12/15/2025 | 756 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $29,983.00 | xxxxxx | 6.100% | $0.00 | None | No | No | 6.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | xxxxxx | $272,045.47 | 63.260% | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 41.75 | Retail | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865457 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $7,182.50 | $8,034.35 | xxxxxx | 7.372% | $1,446.89 | $1,446.89 | 6.999% | No | No | Employed | xxxxxx | $2,853.26 | 1 | xxxxxx | $369.96 | xxxxxx | $30.83 | xxxxxx | xxxxxx | $460.00 | Monthly | 42.875% | 42.875% | 42.875% | 01/20/2026 | 798 | No | No | [Borrower - xxxxxx | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - xxxxxx | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - xxxxxx | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - xxxxxx | Primary Income - Wages]; Other - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | xxxxxx | xxxxxx | $7,182.50 | xxxxxx | 5.980% | $0.00 | 1.0 | None | N/A | No | 6.999% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | xxxxxx | $29,789.62 | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 11.92 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865458 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $6,077.50 | $7,029.50 | xxxxxx | 7.154% | $1,057.21 | $1,057.21 | 6.750% | No | No | Employed | xxxxxx | $2,792.43 | 1 | xxxxxx | $3,594.96 | xxxxxx | $299.58 | 44.665% | 44.665% | 44.665% | 01/16/2026 | 685 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,077.50 | xxxxxx | 5.980% | $0.00 | 1.3 | None | N/A | No | 6.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 56.56 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865459 | xxxxxx | N/A | xxxxxx | No | No | $1,939.31 | $1,939.31 | 6.999% | No | No | xxxxxx | 1 | xxxxxx | $1,614.00 | xxxxxx | $134.50 | xxxxxx | xxxxxx | $2,057.00 | Annually | 0.000% | 0.000% | 0.000% | 01/27/2026 | 702 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 2.2 | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.79 | 1.26 | 240 | xxxxxx | $1,149,641.48 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 384.58 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865460 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $14,101.44 | $9,157.35 | xxxxxx | 7.181% | $1,954.36 | $1,954.36 | 6.875% | No | No | Self-Employed | Permanent Resident Alien | $5,616.52 | 1 | xxxxxx | $777.96 | xxxxxx | $64.83 | xxxxxx | xxxxxx | $308.00 | Monthly | 44.462% | 44.462% | 44.462% | 01/13/2026 | 743 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $14,101.44 | xxxxxx | 6.220% | $21,000.00 | 1.1 | None | N/A | No | 6.875% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $17,500.00 | 5.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | 8.99 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865461 | xxxxxx | Exempt from ATR | Yes | xxxxxx | Yes | No | $5,313.75 | $5,545.56 | xxxxxx | 6.814% | $1,106.12 | $1,106.12 | 6.500% | No | No | Self-Employed | xxxxxx | $1,975.79 | 1 | xxxxxx | $1,185.72 | xxxxxx | $98.81 | 39.817% | 39.817% | 39.817% | 01/06/2026 | 726 | No | Yes | 12 | Personal | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $5,313.75 | xxxxxx | 6.100% | $0.00 | 1.0 | None | N/A | No | 6.500% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $3,660.42 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 113.9 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865462 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $3,254.85 | $3,254.85 | xxxxxx | 7.068% | $1,103.64 | $1,103.64 | 6.875% | No | No | Self-Employed | xxxxxx | $2,248.04 | 1 | xxxxxx | $1,523.04 | xxxxxx | $126.92 | xxxxxx | xxxxxx | $32.00 | Monthly | 46.351% | 46.351% | 46.351% | 01/08/2026 | 782 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $3,254.85 | xxxxxx | 6.020% | $0.00 | 2.5 | None | N/A | No | 6.875% | 0 | 0 | 0 | 3 | 0 | 12.00 | No | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 6.71 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865464 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $21,275.00 | $11,861.13 | xxxxxx | 7.089% | $1,613.58 | $1,613.58 | 6.625% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $6,772.93 | 1 | xxxxxx | $705.00 | xxxxxx | $58.75 | xxxxxx | xxxxxx | $1,175.00 | Annually | 36.473% | 36.473% | 36.473% | 03/23/2026 | 722 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $21,275.00 | xxxxxx | 5.990% | $0.00 | 1.0 | None | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $28,456.29 | 9.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | 3.9 | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865465 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $31,074.80 | $38,672.36 | xxxxxx | 6.470% | $8,584.58 | $8,584.58 | 6.250% | No | No | Self-Employed | xxxxxx | $140,147.78 | 1 | xxxxxx | $3,521.04 | xxxxxx | $293.42 | xxxxxx | xxxxxx | $71.00 | Monthly | 10.915% | 10.915% | 10.915% | 03/04/2026 | 799 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $31,074.80 | xxxxxx | 5.980% | $0.00 | 3.2 | None | N/A | No | 6.250% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $719,169.14 | 41.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 34.17 | Yes | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865466 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $24,170.38 | $11,592.36 | xxxxxx | 7.518% | $1,769.52 | $1,769.52 | 7.125% | No | No | Self-Employed | Self-Employed | xxxxxx | xxxxxx | $15,280.12 | 1 | xxxxxx | $1,065.96 | xxxxxx | $88.83 | 13.097% | 13.097% | 13.097% | 02/24/2026 | 796 | No | Yes | 12 | Personal | 100.000% | 50.000% | 50.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Personal - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $24,170.38 | xxxxxx | 6.220% | $0.00 | 1.0 | None | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $30,347.75 | 9.820% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 6.78 | No | Yes | xxxxxx | $8,791.44 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865467 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $9,751.25 | $13,178.87 | xxxxxx | 7.235% | $2,143.23 | $2,143.23 | 6.875% | No | No | Self-Employed | Self-Employed | xxxxxx | xxxxxx | $124,645.42 | 1 | xxxxxx | $1,922.52 | xxxxxx | $160.21 | xxxxxx | xxxxxx | $1,210.00 | Monthly | 24.460% | 24.460% | 24.460% | 02/16/2026 | 720 | No | Yes | 24 | Business | 100.000% | 100.000% | 50.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $9,751.25 | xxxxxx | 6.020% | $0.00 | 1.4 | None | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 3 | 12 | 0.00 | No | xxxxxx | $139,629.00 | 32.090% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 22.84 | No | No | xxxxxx | $60,760.83 | $0.00 | No | No | No | No | 5 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865468 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $8,495.00 | $9,277.50 | xxxxxx | 7.204% | $1,297.20 | $1,297.20 | 6.750% | No | No | Not Employed | Non-Employment Income | xxxxxx | $48,345.31 | 1 | xxxxxx | $3,473.04 | xxxxxx | $289.42 | 19.594% | 19.594% | 19.594% | 02/19/2026 | 691 | Yes | No | [Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2025 | Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | xxxxxx | xxxxxx | $8,495.00 | xxxxxx | 6.020% | $0.00 | 1.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 60 | xxxxxx | $3,607,565.17 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 1590.45 | No | Yes | xxxxxx | $60,126.09 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865469 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $6,795.00 | $8,501.67 | xxxxxx | 7.159% | $1,708.01 | $1,708.01 | 6.875% | No | No | Self-Employed | xxxxxx | $9,629.29 | 1 | xxxxxx | $2,265.96 | xxxxxx | $188.83 | xxxxxx | $65.00 | Monthly | 39.392% | 39.392% | 39.392% | 02/24/2026 | 713 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,795.00 | xxxxxx | 6.100% | $4,000.00 | 1.1 | None | N/A | No | 6.875% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $103,656.86 | 31.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 11.57 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865472 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $7,258.44 | $9,879.88 | xxxxxx | 7.216% | $2,449.73 | $2,449.73 | 6.999% | No | No | Self-Employed | xxxxxx | $6,759.97 | 1 | xxxxxx | $1,629.60 | xxxxxx | $135.80 | xxxxxx | xxxxxx | $300.00 | Annually | 43.677% | 43.677% | 43.677% | 03/04/2026 | 803 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $7,258.44 | xxxxxx | 6.100% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 3 | 12.00 | No | xxxxxx | $159,379.17 | 31.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 3.98 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865475 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $7,745.00 | $8,598.29 | xxxxxx | 7.932% | $1,433.39 | $1,433.39 | 7.500% | No | No | Employed | xxxxxx | $9,444.04 | 1 | xxxxxx | $757.20 | xxxxxx | $63.10 | xxxxxx | xxxxxx | $748.00 | Monthly | 49.795% | 49.795% | 49.795% | 02/19/2026 | 683 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 [Borrower - xxxxxx | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - xxxxxx | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | xxxxxx | xxxxxx | $7,745.00 | xxxxxx | 6.020% | $0.00 | 1.9 | None | N/A | No | 7.500% | 2 | 2 | 0 | 1 | 3 | 0.00 | No | xxxxxx | $110,708.57 | 37.520% | No | 14 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 39.74 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 4 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865477 | xxxxxx | N/A | xxxxxx | No | No | $977.90 | $977.90 | 6.999% | No | No | xxxxxx | 1 | xxxxxx | $7,527.96 | xxxxxx | $627.33 | xxxxxx | xxxxxx | $16.00 | Monthly | 0.000% | 0.000% | 0.000% | 02/04/2026 | 749 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | xxxxxx | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 66.6 | Yes | 18.000% | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865478 | xxxxxx | N/A | xxxxxx | No | No | $985.39 | $985.39 | 6.875% | No | No | xxxxxx | 1 | xxxxxx | $3,763.08 | xxxxxx | $313.59 | 0.000% | 0.000% | 0.000% | 02/24/2026 | 670 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 2.5 | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 83.7 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865479 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $24,385.63 | $25,207.65 | xxxxxx | 7.434% | $5,583.44 | $5,583.44 | 7.125% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $19,200.30 | 1 | xxxxxx | $4,364.40 | xxxxxx | $363.70 | xxxxxx | xxxxxx | $613.00 | Monthly | 44.575% | 44.575% | 44.575% | 02/11/2026 | 744 | No | No | Borrower Prepared | [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Balance Sheet - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $24,385.63 | xxxxxx | 6.020% | $0.00 | 1.1 | None | Yes | No | 7.125% | 0 | 1 | 0 | 3 | 3 | 12.00 | No | xxxxxx | $241,386.85 | 24.750% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Passport, VISA | 9.48 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865480 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $19,200.92 | $21,892.62 | xxxxxx | 6.611% | $10,623.39 | $10,623.39 | 6.500% | No | No | Employed | xxxxxx | $27,277.69 | 1 | xxxxxx | $5,622.96 | xxxxxx | $468.58 | xxxxxx | xxxxxx | $282.00 | Monthly | 52.912% | 52.912% | 52.912% | 02/14/2026 | 720 | Yes | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | xxxxxx | xxxxxx | $19,200.92 | xxxxxx | 6.100% | $10,000.00 | 1.0 | None | N/A | No | 6.500% | 1 | 0 | 0 | 3 | 3 | 0.00 | No | 60 | xxxxxx | $1,927,990.87 | 91.760% | No | 3 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 120.07 | Yes | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865481 | xxxxxx | N/A | xxxxxx | No | No | $2,261.48 | $2,261.48 | 6.875% | No | No | 0 | xxxxxx | xxxxxx | 1 | xxxxxx | $2,751.84 | xxxxxx | $229.32 | 0.000% | 0.000% | 0.000% | 01/22/2026 | 779 | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.5 | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | xxxxxx | No | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 19.09 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865482 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $9,507.50 | $12,091.40 | xxxxxx | 7.424% | $1,386.12 | $1,386.12 | 6.875% | No | No | Non-Employment Income | xxxxxx | $2,657.34 | 1 | xxxxxx | $2,811.96 | xxxxxx | $234.33 | xxxxxx | xxxxxx | $166.00 | Monthly | 49.633% | 49.633% | 49.633% | 02/02/2026 | 649 | No | No | [Borrower - xxxxxx | Primary Income - Social Security]; Account Statements - 2026 [Borrower - xxxxxx | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - xxxxxx | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - xxxxxx | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - No Results Returned - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | Chapter 7 | xxxxxx | 1 | 13.08 | 0 | 0 | 0 | xxxxxx | xxxxxx | $9,507.50 | xxxxxx | 5.990% | $0.00 | 1.0 | None | N/A | No | 6.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | xxxxxx | $1,000.00 | 0.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 40.72 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865483 | xxxxxx | N/A | xxxxxx | No | No | $1,489.68 | $1,489.68 | 6.625% | No | No | 0 | xxxxxx | xxxxxx | 1 | xxxxxx | $587.04 | xxxxxx | $48.92 | xxxxxx | xxxxxx | $725.00 | Monthly | 0.000% | 0.000% | 0.000% | 03/20/2026 | 794 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | xxxxxx | $213,608.25 | 50.490% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 0 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865484 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $13,601.25 | $18,092.79 | xxxxxx | 8.346% | $3,523.57 | $3,523.57 | 7.999% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $181,230.28 | 1 | xxxxxx | $627.00 | xxxxxx | $52.25 | xxxxxx | xxxxxx | $1,515.00 | Monthly | 11.633% | 11.633% | 11.633% | 02/17/2026 | 798 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $13,601.25 | xxxxxx | 6.220% | $0.00 | 1.0 | None | N/A | No | 7.999% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $332,783.71 | 58.890% | No | Yes | Commitment | Fee Simple | Individual | Individually and as xxxxxx | No | Individually and as xxxxxx | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | 42.77 | Yes | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 6 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865485 | xxxxxx | N/A | xxxxxx | No | No | $1,075.72 | $1,075.72 | 6.625% | No | No | Permanent Resident Alien | Permanent Resident Alien | 1 | xxxxxx | $3,521.04 | xxxxxx | $293.42 | xxxxxx | xxxxxx | $800.00 | Annually | 0.000% | 0.000% | 0.000% | 02/27/2026 | 755 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | xxxxxx | $104,272.71 | 43.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 13.7 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865486 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $17,766.00 | $6,164.50 | xxxxxx | 7.858% | $1,560.58 | $1,560.58 | 7.625% | No | No | Employed | xxxxxx | $6,051.14 | 1 | xxxxxx | $1,666.32 | xxxxxx | $138.86 | xxxxxx | xxxxxx | $475.00 | Annually | 34.052% | 34.052% | 38.812% | 03/12/2026 | 761 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | Chapter 7 | xxxxxx | 1 | 73.8 | 0 | 0 | 0 | xxxxxx | xxxxxx | $17,766.00 | xxxxxx | 5.990% | $0.00 | 1.0 | None | N/A | No | 7.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 8.9 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 240 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865489 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $14,382.50 | $18,636.27 | xxxxxx | 7.097% | $3,015.98 | $3,015.98 | 6.750% | No | No | Non-Employment Income | xxxxxx | $3,037.16 | 1 | xxxxxx | $1,178.04 | xxxxxx | $98.17 | xxxxxx | xxxxxx | $87.00 | Monthly | 54.922% | 54.922% | 54.922% | 01/16/2026 | 816 | Yes | No | [Borrower - xxxxxx | Primary Income - Pension]; Account Statements - 2026 [Borrower - xxxxxx | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - xxxxxx | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | xxxxxx | xxxxxx | $14,382.50 | xxxxxx | 6.100% | $0.00 | 1.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 60 | xxxxxx | $359,209.88 | 53.210% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 32.76 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865490 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $11,220.00 | $13,908.97 | xxxxxx | 6.969% | $2,241.09 | $2,241.09 | 6.625% | No | No | Self-Employed | xxxxxx | $14,389.47 | 1 | xxxxxx | $3,507.48 | xxxxxx | $292.29 | 19.551% | 19.551% | 19.551% | 03/02/2026 | 751 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $11,220.00 | xxxxxx | 6.020% | $0.00 | 1.0 | None | N/A | No | 6.625% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $57,580.12 | 10.460% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 13.43 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865491 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $26,907.50 | $31,610.86 | xxxxxx | 7.140% | $11,225.85 | $11,225.85 | 6.999% | No | No | Self-Employed | Not Employed | xxxxxx | xxxxxx | $36,053.72 | 1 | xxxxxx | $3,484.44 | xxxxxx | $290.37 | 34.731% | 34.731% | 34.731% | 03/25/2026 | 777 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $26,907.50 | xxxxxx | 6.220% | $74,500.00 | 1.3 | None | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 2 | 0 | 12.00 | No | xxxxxx | $147,870.80 | 6.420% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 11.45 | Yes | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865492 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $14,531.00 | $14,018.11 | xxxxxx | 7.546% | $3,208.96 | $3,208.96 | 7.250% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $4,824.84 | 1 | xxxxxx | $1,406.04 | xxxxxx | $117.17 | 44.922% | 44.922% | 44.922% | 02/02/2026 | 691 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $14,531.00 | xxxxxx | 6.120% | $0.00 | 1.0 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $11,697.92 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | No | 3.24 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865493 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $19,345.00 | $21,382.80 | xxxxxx | 7.251% | $5,321.88 | $5,321.88 | 6.999% | No | No | Not Employed | Employed | Employed | 8.61 | xxxxxx | xxxxxx | $6,417.73 | 1 | xxxxxx | $1,508.04 | xxxxxx | $125.67 | 49.837% | 49.837% | 49.837% | 02/03/2026 | 796 | 793 | 796 | 808 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Yes | No | [Coborrower(s) - xxxxxx | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $19,345.00 | xxxxxx | 5.980% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | 60 | xxxxxx | $153,554.82 | No | 37 | 26 | Yes | Preliminary | Fee Simple | Trust | Business Entity | Individual | Individually and as xxxxxx | Individual | Individually and as xxxxxx | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 48.96 | No | xxxxxx | $2,559.25 | $10,234.58 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865494 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $56,475.00 | $17,546.67 | xxxxxx | 6.664% | $5,663.33 | $5,663.33 | 6.500% | No | No | Self-Employed | xxxxxx | $108,420.16 | 2 | xxxxxx | $3,941.04 | xxxxxx | $328.42 | 12.071% | 12.071% | 12.071% | 02/13/2026 | 814 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $56,475.00 | xxxxxx | 5.980% | $0.00 | None | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $379,425.44 | 33.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 17.81 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865495 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $6,845.00 | $2,156.09 | xxxxxx | 7.056% | $2,328.32 | $2,328.32 | 6.999% | No | No | Self-Employed | xxxxxx | $7,693.67 | 1 | xxxxxx | $4,883.04 | xxxxxx | $406.92 | xxxxxx | xxxxxx | $195.00 | Monthly | 47.107% | 47.107% | 47.107% | 02/11/2026 | 718 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | Chapter 7 | xxxxxx | 1 | 113.4 | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,845.00 | xxxxxx | 6.100% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 3 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 24.76 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865497 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $8,840.00 | $12,467.70 | xxxxxx | 7.495% | $1,676.39 | $1,676.39 | 6.999% | No | No | Self-Employed | Permanent Resident Alien | $7,836.34 | 1 | xxxxxx | $2,934.96 | xxxxxx | $244.58 | xxxxxx | xxxxxx | $180.00 | Monthly | 32.960% | 32.960% | 32.960% | 02/19/2026 | 675 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $8,840.00 | xxxxxx | 5.980% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | No | 44.21 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865498 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $9,993.97 | $2,842.73 | xxxxxx | 7.090% | $1,839.43 | $1,839.43 | 6.999% | No | No | Self-Employed | xxxxxx | $2,687.42 | 1 | xxxxxx | $1,563.00 | xxxxxx | $130.25 | 46.366% | 46.366% | 46.366% | 02/25/2026 | 696 | Yes | Yes | 12 | Personal | 59.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $9,993.97 | xxxxxx | 6.020% | $11,847.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | 60 | xxxxxx | $215,290.53 | 54.510% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 99.51 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865499 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $36,770.00 | $6,460.64 | xxxxxx | 6.708% | $4,290.08 | $4,290.08 | 6.625% | No | No | Self-Employed | xxxxxx | $33,287.01 | 2 | xxxxxx | $5,001.00 | xxxxxx | $416.75 | 30.172% | 30.172% | 30.172% | 02/26/2026 | 738 | No | Yes | 12 | Business | 100.000% | 87.500% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 87.50% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 87.50% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $36,770.00 | xxxxxx | 6.120% | $0.00 | None | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 30.4 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865500 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $17,495.00 | $11,364.75 | xxxxxx | 6.997% | $5,912.36 | $5,912.36 | 6.875% | No | No | Self-Employed | xxxxxx | $21,747.40 | 1 | xxxxxx | $2,589.00 | xxxxxx | $215.75 | 23.607% | 23.607% | 23.607% | 01/21/2026 | 728 | No | Yes | 12 | Personal | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | Chapter 7 | xxxxxx | 1 | 113.88 | 0 | 0 | 0 | xxxxxx | xxxxxx | $17,495.00 | xxxxxx | 6.120% | $0.00 | 2.2 | None | N/A | No | 6.875% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $293,431.67 | 26.080% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 5.7 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865501 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $3,191.98 | $5,334.43 | xxxxxx | 8.172% | $1,746.19 | $1,746.19 | 7.999% | No | No | Self-Employed | xxxxxx | $8,423.24 | 1 | xxxxxx | $1,982.28 | xxxxxx | $165.19 | xxxxxx | $143.00 | Annually | 25.740% | 25.740% | 25.740% | 03/09/2026 | 737 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $3,191.98 | xxxxxx | 6.220% | $28,400.00 | 1.2 | None | N/A | No | 7.999% | 0 | 0 | 0 | 2 | 2 | 12 | 0.00 | No | xxxxxx | $36,880.50 | 13.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 10.79 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865502 | xxxxxx | N/A | xxxxxx | No | No | $2,951.12 | $2,951.12 | 6.750% | No | No | xxxxxx | 1 | xxxxxx | $3,138.00 | xxxxxx | $261.50 | 0.000% | 0.000% | 0.000% | 02/24/2026 | 769 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 101.07 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865504 | xxxxxx | N/A | xxxxxx | No | No | $4,661.42 | $4,661.42 | 7.999% | No | No | xxxxxx | 1 | xxxxxx | $2,673.48 | xxxxxx | $222.79 | 0.000% | 0.000% | 0.000% | 03/04/2026 | 691 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.4 | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.78 | 1.28 | 240 | xxxxxx | $537,806.96 | 53.830% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 44.84 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865507 | xxxxxx | Non QM | xxxxxx | Yes | No | $7,013.44 | $10,189.94 | xxxxxx | 7.840% | $2,786.94 | $2,786.94 | 7.625% | No | No | Self-Employed | xxxxxx | $18,337.45 | 1 | xxxxxx | $1,069.32 | xxxxxx | $89.11 | xxxxxx | xxxxxx | $1,235.00 | Monthly | 23.401% | 23.401% | 23.401% | 01/06/2026 | 776 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $7,013.44 | xxxxxx | 5.980% | $0.00 | 1.2 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 43.6 | Retail | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865508 | xxxxxx | N/A | xxxxxx | No | No | $1,483.78 | $1,483.78 | 7.125% | No | No | xxxxxx | 1 | xxxxxx | $1,569.00 | xxxxxx | $130.75 | 0.000% | 0.000% | 0.000% | 02/18/2026 | 740 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | xxxxxx | $179,396.80 | 50.250% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 29.62 | Retail | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865509 | xxxxxx | Non QM | xxxxxx | Yes | No | $6,215.00 | $6,934.20 | xxxxxx | 7.321% | $1,436.91 | $1,436.91 | 6.999% | No | No | Self-Employed | xxxxxx | $3,503.96 | 1 | xxxxxx | $855.00 | xxxxxx | $71.25 | 47.158% | 47.158% | 47.158% | 01/14/2026 | 788 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,215.00 | xxxxxx | 6.100% | $6,000.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $52,792.07 | 19.550% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 21.35 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865510 | xxxxxx | N/A | xxxxxx | No | No | $4,433.40 | $4,433.40 | 8.625% | No | No | xxxxxx | 7 | xxxxxx | $5,917.08 | xxxxxx | $493.09 | 0.000% | 0.000% | 0.000% | 01/21/2026 | 755 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | xxxxxx | $98,939.18 | 13.010% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 3.88 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865511 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $8,791.25 | $11,050.79 | xxxxxx | 9.302% | $1,164.90 | $1,164.90 | 8.500% | No | No | Self-Employed | xxxxxx | $53,410.00 | 1 | xxxxxx | $1,035.00 | xxxxxx | $86.25 | 9.849% | 9.849% | 9.849% | 02/02/2026 | 684 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $8,791.25 | xxxxxx | 5.980% | $0.00 | 1.0 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $8,702.00 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 43.66 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865512 | xxxxxx | N/A | xxxxxx | No | No | $1,339.47 | $1,339.47 | 7.375% | No | No | xxxxxx | 1 | xxxxxx | $1,932.00 | xxxxxx | $161.00 | xxxxxx | xxxxxx | $1,160.00 | Annually | 0.000% | 0.000% | 0.000% | 11/14/2025 | 780 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.99 | 1.01 | xxxxxx | $27,113.96 | 10.480% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 11.67 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865513 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $6,178.00 | $6,843.47 | xxxxxx | 7.245% | $1,857.34 | $1,857.34 | 6.999% | No | No | Self-Employed | Permanent Resident Alien | $6,056.16 | 1 | xxxxxx | $1,476.96 | xxxxxx | $123.08 | xxxxxx | $710.00 | Annually | 30.233% | 30.233% | 30.233% | 11/24/2025 | 763 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Business License - 2025 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Alternative Documentation (A) | 12mo CPA P&L | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,178.00 | xxxxxx | 6.190% | $75,911.15 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 0 | 12.00 | No | xxxxxx | $15,195.17 | 4.350% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | 3.21 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865514 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $25,220.00 | $9,514.43 | xxxxxx | 7.060% | $5,987.12 | $5,987.12 | 6.999% | No | No | Self-Employed | xxxxxx | $15,736.62 | 1 | xxxxxx | $1,800.00 | xxxxxx | $150.00 | 47.798% | 47.798% | 47.798% | 02/17/2026 | 744 | No | Yes | 12 | Business | 90.000% | 50.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - xxxxxx | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 1 | 0 | 0 | xxxxxx | xxxxxx | $25,220.00 | xxxxxx | 6.020% | $0.00 | 1.0 | None | N/A | No | 6.999% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 131.75 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865516 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $22,090.00 | $24,122.30 | xxxxxx | 9.168% | $3,675.06 | $3,675.06 | 8.625% | No | No | Self-Employed | xxxxxx | $7,966.81 | 1 | xxxxxx | $3,117.00 | xxxxxx | $259.75 | 37.372% | 37.372% | 37.372% | 03/17/2026 | 667 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2023 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2023 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $22,090.00 | xxxxxx | 6.430% | $0.00 | 3.4 | None | N/A | No | 8.625% | 0 | 0 | 0 | 2 | 0 | 12.00 | No | xxxxxx | $10,900.89 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 12.52 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865519 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $49,793.00 | $24,122.45 | xxxxxx | 7.742% | $4,304.29 | $4,304.29 | 7.375% | No | No | Self-Employed | xxxxxx | $30,934.89 | 1 | xxxxxx | $1,416.00 | xxxxxx | $118.00 | 23.379% | 23.379% | 23.379% | 03/19/2026 | 719 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $49,793.00 | xxxxxx | 6.430% | $0.00 | 1.7 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $23,370.00 | 3.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 42.17 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865521 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $13,097.00 | $15,365.05 | xxxxxx | 6.889% | $3,273.27 | $3,273.27 | 6.625% | No | No | Employed | xxxxxx | $13,207.00 | 1 | xxxxxx | $3,150.00 | xxxxxx | $262.50 | xxxxxx | xxxxxx | $250.00 | Annually | 34.700% | 34.700% | 34.700% | 02/04/2026 | 702 | Yes | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $13,097.00 | xxxxxx | 6.120% | $18,840.00 | 4.0 | None | N/A | No | 6.625% | 1 | 0 | 0 | 2 | 2 | 0.00 | No | 60 | xxxxxx | $710,603.60 | 100.000% | No | 27 | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 143.72 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865523 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $11,715.00 | $16,487.50 | xxxxxx | 7.933% | $2,573.11 | $2,573.11 | 7.500% | No | No | Self-Employed | xxxxxx | $11,251.90 | 1 | xxxxxx | $2,400.96 | xxxxxx | $200.08 | xxxxxx | xxxxxx | $350.00 | Monthly | 28.430% | 28.430% | 28.430% | 03/24/2026 | 792 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Audited P&L - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $11,715.00 | xxxxxx | 6.430% | $0.00 | 1.0 | None | N/A | No | 7.500% | 0 | 0 | 0 | 2 | 2 | 12.00 | No | xxxxxx | $19,870.31 | 4.310% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 54.43 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865525 | xxxxxx | N/A | xxxxxx | No | No | $2,476.62 | $2,476.62 | 6.875% | No | No | xxxxxx | 1 | xxxxxx | $1,038.24 | xxxxxx | $86.52 | xxxxxx | xxxxxx | $1,800.00 | Annually | 0.000% | 0.000% | 0.000% | 04/08/2026 | 696 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.4 | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | xxxxxx | $238,830.74 | 41.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 9.09 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865526 | xxxxxx | N/A | xxxxxx | No | No | $1,741.65 | $1,741.65 | 6.625% | No | No | 0 | xxxxxx | xxxxxx | 1 | xxxxxx | $939.00 | xxxxxx | $78.25 | xxxxxx | xxxxxx | $750.00 | Annually | 0.000% | 0.000% | 0.000% | 02/23/2026 | 804 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | xxxxxx | $5,000.00 | 1.470% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 15.98 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865527 | xxxxxx | N/A | xxxxxx | No | No | $1,114.27 | $1,114.27 | 6.999% | No | No | xxxxxx | 2 | xxxxxx | $3,873.00 | xxxxxx | $322.75 | 0.000% | 0.000% | 0.000% | 02/18/2026 | 742 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.57 | xxxxxx | $9,908.23 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 8.75 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865528 | xxxxxx | N/A | xxxxxx | No | No | $6,984.78 | $6,984.78 | 7.999% | No | No | xxxxxx | 1 | xxxxxx | $4,779.96 | xxxxxx | $398.33 | 0.000% | 0.000% | 0.000% | 02/20/2026 | 683 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.1 | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 6.26 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865530 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $69,375.00 | $36,198.25 | xxxxxx | 7.344% | $4,926.97 | $4,926.97 | 6.875% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $8,311.63 | 1 | xxxxxx | $2,324.40 | xxxxxx | $193.70 | 50.045% | 50.045% | 50.045% | 03/03/2026 | 749 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $69,375.00 | xxxxxx | 6.020% | $0.00 | 4.6 | None | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | VISA | No | 32.11 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865532 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $89,515.00 | $20,198.93 | xxxxxx | 7.010% | $9,484.41 | $9,484.41 | 6.875% | No | No | Employed | Non-Permanent Resident Alien | xxxxxx | $17,546.21 | 1 | xxxxxx | $864.96 | xxxxxx | $72.08 | xxxxxx | xxxxxx | $1,173.00 | Monthly | 28.367% | 28.367% | 28.367% | 02/06/2026 | 770 | No | No | [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $89,515.00 | xxxxxx | 6.120% | $0.00 | 1.2 | None | N/A | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0.00 | No | xxxxxx | $428,475.87 | 22.250% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Passport | 8.18 | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865533 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $15,725.00 | $7,537.31 | xxxxxx | 7.228% | $1,366.41 | $1,366.41 | 6.875% | No | No | Not Employed | Employed | xxxxxx | $6,819.82 | 1 | xxxxxx | $1,293.60 | xxxxxx | $107.80 | xxxxxx | xxxxxx | $203.00 | Annually | 31.802% | 31.802% | 31.802% | 03/13/2026 | 714 | No | No | [Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $15,725.00 | xxxxxx | 6.100% | $0.00 | 1.0 | None | Yes | No | 6.875% | 0 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | xxxxxx | $74,651.34 | 28.710% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 3.74 | Yes | xxxxxx | $0.00 | $10,000.03 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865536 | xxxxxx | N/A | xxxxxx | No | No | $1,447.37 | $1,447.37 | 7.500% | No | No | xxxxxx | 4 | xxxxxx | $2,064.96 | xxxxxx | $172.08 | 0.000% | 0.000% | 0.000% | 02/28/2026 | 790 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.71 | 0.58 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 20.93 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865537 | xxxxxx | N/A | xxxxxx | No | No | $1,746.03 | $1,746.03 | 7.375% | No | No | xxxxxx | 1 | xxxxxx | $1,103.04 | xxxxxx | $91.92 | 0.000% | 0.000% | 0.000% | 03/10/2026 | 732 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.1 | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | xxxxxx | $90,501.68 | 28.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 6.27 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865540 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $31,145.86 | $34,474.59 | xxxxxx | 7.426% | $5,073.10 | $5,073.10 | 6.999% | No | No | Self-Employed | xxxxxx | $15,689.03 | 1 | xxxxxx | $1,367.40 | xxxxxx | $113.95 | xxxxxx | xxxxxx | $127.00 | Monthly | 37.244% | 37.244% | 37.244% | 03/02/2026 | 730 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 2 | 0 | 0 | xxxxxx | xxxxxx | $31,145.86 | xxxxxx | 6.120% | $25,000.00 | 1.1 | None | No | No | 6.999% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $127,421.20 | 14.200% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 6.67 | Yes | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865541 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $11,241.20 | $11,099.93 | xxxxxx | 7.201% | $6,279.06 | $6,279.06 | 7.125% | No | No | Self-Employed | xxxxxx | $9,123.35 | 1 | xxxxxx | $1,726.20 | xxxxxx | $143.85 | 46.336% | 46.336% | 46.336% | 03/12/2026 | 744 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $11,241.20 | xxxxxx | 6.220% | $0.00 | 2.2 | None | N/A | No | 7.125% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | 0.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 4.63 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865543 | xxxxxx | N/A | xxxxxx | No | No | $6,993.09 | $6,993.09 | 7.375% | No | No | xxxxxx | 1 | xxxxxx | $3,266.04 | xxxxxx | $272.17 | 0.000% | 0.000% | 0.000% | 04/15/2026 | 789 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.2 | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 37.4 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865544 | xxxxxx | N/A | xxxxxx | No | No | $8,695.31 | $8,695.31 | 6.625% | No | No | xxxxxx | 1 | xxxxxx | $2,889.00 | xxxxxx | $240.75 | 0.000% | 0.000% | 0.000% | 01/12/2026 | 712 | No | No | DSCR | Chapter 7 | xxxxxx | 1 | 109.32 | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | 4.2 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | xxxxxx | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 5.57 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 240 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865546 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $24,455.00 | $10,667.44 | xxxxxx | 6.768% | $2,073.18 | $2,073.18 | 6.500% | No | No | Self-Employed | xxxxxx | $17,964.35 | 1 | xxxxxx | $1,809.60 | xxxxxx | $150.80 | 18.021% | 18.021% | 18.021% | 03/05/2026 | 810 | No | No | Borrower Prepared | [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $24,455.00 | xxxxxx | 5.980% | $0.00 | 3.0 | None | N/A | No | 6.500% | 0 | 1 | 0 | 0 | 4 | 1.90 | No | xxxxxx | $93,225.70 | 22.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 120.26 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865549 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $12,025.00 | $14,508.63 | xxxxxx | 7.913% | $3,339.02 | $3,339.02 | 7.625% | No | No | Not Employed | Self-Employed | Self-Employed | 22.72 | xxxxxx | xxxxxx | $444,781.62 | 1 | xxxxxx | $1,283.16 | xxxxxx | $106.93 | 3.211% | 3.211% | 3.211% | 03/10/2026 | 786 | 770 | 786 | 788 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | Yes | 12 | Business | 100.000% | 40.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2003 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2003 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2003 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2003 |
[Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $12,025.00 | xxxxxx | 6.430% | $0.00 | 1.0 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 3 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | xxxxxx | Individual | xxxxxx | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 115.21 | No | No | xxxxxx | $459,538.65 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865550 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $60,562.50 | $39,014.35 | xxxxxx | 9.395% | $5,015.22 | $5,015.22 | 8.750% | No | No | Self-Employed | xxxxxx | $13,219.99 | 3 | xxxxxx | $15,723.60 | xxxxxx | $1,310.30 | 47.399% | 47.399% | 47.399% | 02/17/2026 | 663 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L | 13 | 0 | 0 | 0 | xxxxxx | xxxxxx | $60,562.50 | xxxxxx | 6.120% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 12.00 | No | xxxxxx | $4,888.55 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 84.48 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865551 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $10,595.00 | $5,529.25 | xxxxxx | 6.716% | $2,881.40 | $2,881.40 | 6.625% | No | No | Not Employed | Not Employed | xxxxxx | xxxxxx | $10,159.61 | 1 | xxxxxx | $2,579.04 | xxxxxx | $214.92 | 36.012% | 36.012% | 36.012% | 03/16/2026 | 789 | Yes | No | [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | xxxxxx | xxxxxx | $10,595.00 | xxxxxx | 6.120% | $0.00 | 3.0 | None | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 1 | 0.00 | No | 60 | xxxxxx | $1,234,583.82 | No | Yes | Commitment | Fee Simple | Individual | Individually and as xxxxxx | Individual | Individually and as xxxxxx | No | Individually and as xxxxxx | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 340.62 | No | xxxxxx | $2,731.04 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865552 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $11,695.00 | $16,163.59 | xxxxxx | 6.679% | $4,298.06 | $4,298.06 | 6.500% | No | No | Self-Employed | Not Employed | Self-Employed | 7.97 | xxxxxx | Permanent Resident Alien | Permanent Resident Alien | $10,707.63 | 1 | xxxxxx | $6,711.96 | xxxxxx | $559.33 | 40.314% | 40.314% | 40.314% | 782 | 794 | 776 | 782 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | Yes | 24 | Personal, Business | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $11,695.00 | xxxxxx | 5.980% | $0.00 | 2.2 | None | No | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 12 | 0.00 | No | xxxxxx | $231,015.22 | 27.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | Resident Alien Card | 6.52 | Yes | No | xxxxxx | $9,998.57 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865553 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $23,302.05 | $14,598.15 | xxxxxx | 7.224% | $1,816.66 | $1,816.66 | 6.750% | No | No | Self-Employed | xxxxxx | $3,245.22 | 1 | xxxxxx | $1,453.80 | xxxxxx | $121.15 | xxxxxx | xxxxxx | $975.00 | Annually | 44.137% | 44.137% | 44.137% | 03/01/2026 | 796 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $23,302.05 | xxxxxx | 6.020% | $0.00 | 1.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 12 | 0.00 | No | xxxxxx | $91,678.93 | 27.780% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 13.6 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865554 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $11,635.00 | $14,340.75 | xxxxxx | 7.004% | $3,255.96 | $3,255.96 | 6.750% | No | No | Self-Employed | xxxxxx | $11,703.66 | 1 | xxxxxx | $4,671.96 | xxxxxx | $389.33 | xxxxxx | xxxxxx | $940.00 | Annually | 34.313% | 34.313% | 34.313% | 02/27/2026 | 678 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $11,635.00 | xxxxxx | 6.020% | $0.00 | 1.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 3 | 0 | 12.00 | No | xxxxxx | $39,851.58 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 9.19 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865555 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $19,990.00 | $3,676.09 | xxxxxx | 6.538% | $3,620.49 | $3,620.49 | 6.500% | No | No | Self-Employed | xxxxxx | $7,199.31 | 1 | xxxxxx | $6,254.64 | xxxxxx | $521.22 | 40.595% | 40.595% | 40.595% | 02/09/2026 | 779 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Alternative Documentation (A) | 1yr P&L w/Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $19,990.00 | xxxxxx | 6.020% | $28,640.00 | 1.0 | None | N/A | No | 6.500% | 0 | 0 | 0 | 2 | 0 | 12.00 | No | xxxxxx | $218,805.80 | 30.550% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 21.33 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865556 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $13,426.10 | $9,147.67 | xxxxxx | 6.880% | $1,893.89 | $1,893.89 | 6.625% | No | No | Self-Employed | Self-Employed | xxxxxx | xxxxxx | $3,700.11 | 1 | xxxxxx | $1,174.80 | xxxxxx | $97.90 | 46.560% | 46.560% | 46.560% | 03/02/2026 | 804 | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2024 [Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2024 [Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Other - 2024 [Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $13,426.10 | xxxxxx | 6.220% | $0.00 | 2.6 | None | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $112,471.85 | 30.330% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 8.62 | No | xxxxxx | $3,461.92 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865557 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $15,630.00 | $7,561.29 | xxxxxx | 7.330% | $4,556.94 | $4,556.94 | 7.250% | No | No | Employed | xxxxxx | $25,802.80 | 1 | xxxxxx | $849.24 | xxxxxx | $70.77 | xxxxxx | xxxxxx | $247.00 | Monthly | 45.645% | 45.645% | 45.645% | 02/17/2026 | 777 | Yes | No | [Borrower - xxxxxx | Primary Income - Wages]; Other - 2026 [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2026 [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2026 [Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2025 [Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026 [Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | xxxxxx | xxxxxx | $15,630.00 | xxxxxx | 6.120% | $0.00 | 1.6 | None | N/A | No | 7.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 60 | xxxxxx | $1,184,520.18 | 100.000% | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 202.94 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865559 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $15,835.00 | $18,792.00 | xxxxxx | 7.806% | $3,982.73 | $3,982.73 | 7.500% | No | No | Self-Employed | xxxxxx | $1,412,823.72 | 1 | xxxxxx | $2,350.92 | xxxxxx | $195.91 | xxxxxx | xxxxxx | $104.00 | Monthly | 0.486% | 0.486% | 0.486% | 02/26/2026 | 703 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $15,835.00 | xxxxxx | 6.430% | $0.00 | 2.6 | None | No | No | 7.500% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $10,000.00 | 1.400% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 19.62 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865560 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $13,585.00 | $15,783.89 | xxxxxx | 7.590% | $2,974.29 | $2,974.29 | 7.250% | No | No | Self-Employed | Permanent Resident Alien | $7,312.12 | 1 | xxxxxx | $3,224.04 | xxxxxx | $268.67 | xxxxxx | xxxxxx | $310.00 | Monthly | 41.296% | 41.296% | 41.296% | 03/23/2026 | 723 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Audited P&L - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $13,585.00 | xxxxxx | 6.430% | $8,600.00 | 1.0 | None | N/A | No | 7.250% | 0 | 0 | 0 | 2 | 0 | 12.00 | No | xxxxxx | $30,000.00 | 5.500% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | 3.56 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865561 | xxxxxx | N/A | xxxxxx | No | No | $3,258.43 | $3,258.43 | 8.999% | No | No | xxxxxx | 1 | xxxxxx | $3,019.80 | xxxxxx | $251.65 | xxxxxx | xxxxxx | $572.00 | Monthly | 0.000% | 0.000% | 0.000% | 02/04/2026 | 622 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 3.3 | N/A | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 55.61 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865566 | xxxxxx | N/A | xxxxxx | No | No | $1,964.67 | $1,964.67 | 7.250% | No | No | xxxxxx | 1 | xxxxxx | $1,352.04 | xxxxxx | $112.67 | 0.000% | 0.000% | 0.000% | 02/24/2026 | 667 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.4 | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 102.76 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865567 | xxxxxx | N/A | xxxxxx | No | No | $5,184.54 | $5,184.54 | 7.250% | No | No | xxxxxx | 1 | xxxxxx | $1,401.00 | xxxxxx | $116.75 | 0.000% | 0.000% | 0.000% | 02/03/2026 | 769 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | xxxxxx | $311,315.50 | 32.770% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 12.31 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865568 | xxxxxx | N/A | xxxxxx | No | No | $19,557.92 | $19,557.92 | 6.999% | No | No | xxxxxx | 1 | xxxxxx | $12,324.72 | xxxxxx | $1,027.06 | 0.000% | 0.000% | 0.000% | 03/10/2026 | 728 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 2.5 | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 114.64 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865569 | xxxxxx | N/A | xxxxxx | No | No | $2,149.24 | $2,149.24 | 7.750% | No | No | xxxxxx | 1 | xxxxxx | $1,769.04 | xxxxxx | $147.42 | 0.000% | 0.000% | 0.000% | 02/04/2026 | 800 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.86 | 1.16 | xxxxxx | $45,441.80 | 11.360% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 1.61 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865571 | xxxxxx | N/A | xxxxxx | No | No | $4,286.46 | $4,286.46 | 6.875% | No | No | xxxxxx | xxxxxx | 4 | xxxxxx | $4,418.52 | xxxxxx | $368.21 | 0.000% | 0.000% | 0.000% | 01/28/2026 | 703 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | xxxxxx | $231,471.88 | 26.600% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 5.21 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865573 | xxxxxx | N/A | xxxxxx | No | No | $1,995.37 | $1,995.37 | 7.250% | No | No | xxxxxx | 1 | xxxxxx | $1,022.76 | xxxxxx | $85.23 | 0.000% | 0.000% | 0.000% | 03/13/2026 | 663 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.2 | xxxxxx | $169,471.62 | 43.450% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 25.06 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865574 | xxxxxx | N/A | xxxxxx | No | No | $1,672.16 | $1,672.16 | 7.625% | No | No | Permanent Resident Alien | 1 | xxxxxx | $1,107.96 | xxxxxx | $92.33 | 0.000% | 0.000% | 0.000% | 03/16/2026 | 697 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | xxxxxx | $795.00 | 0.250% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 0 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865575 | xxxxxx | N/A | xxxxxx | No | No | $2,693.71 | $2,693.71 | 7.750% | No | No | xxxxxx | 1 | xxxxxx | $1,005.96 | xxxxxx | $83.83 | 0.000% | 0.000% | 0.000% | 03/21/2026 | 789 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.86 | 1.17 | xxxxxx | $325,034.31 | 69.150% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 109.22 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865578 | xxxxxx | N/A | xxxxxx | No | No | $1,783.64 | $1,783.64 | 6.750% | No | No | xxxxxx | xxxxxx | 1 | xxxxxx | $1,197.96 | xxxxxx | $99.83 | xxxxxx | xxxxxx | $68.00 | Monthly | 0.000% | 0.000% | 0.000% | 03/12/2026 | 739 | No | No | DSCR | xxxxxx | 1 | 210.96 | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.5 | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.9 | 1.11 | xxxxxx | $750,726.23 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 224.99 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865580 | xxxxxx | N/A | xxxxxx | No | No | $1,639.20 | $1,639.20 | 6.625% | No | No | 0 | xxxxxx | xxxxxx | 1 | xxxxxx | $849.96 | xxxxxx | $70.83 | xxxxxx | xxxxxx | $750.00 | Annually | 0.000% | 0.000% | 0.000% | 02/23/2026 | 804 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | xxxxxx | $5,000.00 | 1.560% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 0 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865582 | xxxxxx | N/A | xxxxxx | No | No | $5,561.20 | $5,561.20 | 8.625% | No | No | xxxxxx | xxxxxx | 1 | xxxxxx | $5,787.96 | xxxxxx | $482.33 | 0.000% | 0.000% | 0.000% | 03/02/2026 | 630 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 2.0 | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | xxxxxx | $25,000.00 | 1.850% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 11.46 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865583 | xxxxxx | N/A | xxxxxx | No | No | $1,842.43 | $1,842.43 | 7.500% | No | No | xxxxxx | 1 | xxxxxx | $1,403.52 | xxxxxx | $116.96 | 0.000% | 0.000% | 0.000% | 03/27/2026 | 702 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.97 | xxxxxx | $77,049.65 | 23.130% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 1.2 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865584 | xxxxxx | N/A | xxxxxx | No | No | $2,538.23 | $2,538.23 | 7.375% | No | No | xxxxxx | 1 | xxxxxx | $1,215.96 | xxxxxx | $101.33 | 0.000% | 0.000% | 0.000% | 03/19/2026 | 670 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | xxxxxx | $34,383.85 | 6.360% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 13.28 | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 865688 | xxxxxx | N/A | xxxxxx | No | No | $4,217.14 | $4,217.14 | 7.125% | No | No | xxxxxx | 1 | xxxxxx | $3,018.96 | xxxxxx | $251.58 | 0.000% | 0.000% | 0.000% | 03/05/2026 | 743 | No | No | DSCR | 0 | 0 | 0 | Yes | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.78 | 1.28 | xxxxxx | $956.68 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 13.04 | Yes | 23.000% | 0 | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866636 | xxxxxx | N/A | xxxxxx | No | No | $4,608.10 | $4,608.10 | 8.750% | No | No | xxxxxx | 8 | xxxxxx | $5,235.36 | xxxxxx | $436.28 | 0.000% | 0.000% | 0.000% | 04/16/2026 | 737 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | xxxxxx | $222,951.38 | 28.430% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 7.61 | Retail | Yes | 18.000% | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866809 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $6,708.00 | $3,688.45 | xxxxxx | 7.914% | $1,736.58 | $1,736.58 | 7.750% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $27,995.20 | 1 | xxxxxx | $2,211.00 | xxxxxx | $184.25 | 10.875% | 10.875% | 10.875% | 01/16/2026 | 714 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,708.00 | xxxxxx | 6.100% | $0.00 | 1.5 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | VISA | No | 6.98 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866814 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $41,795.00 | $23,542.32 | xxxxxx | 8.300% | $3,770.36 | $3,770.36 | 7.875% | No | No | Self-Employed | xxxxxx | $38,079.05 | 1 | xxxxxx | $3,626.40 | xxxxxx | $302.20 | 46.612% | 46.612% | 46.612% | 02/16/2026 | 711 | No | Yes | 48 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $41,795.00 | xxxxxx | 6.220% | $0.00 | 1.7 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $114,802.36 | 17.660% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 12.78 | No | Yes | $0.00 | $0.00 | No | No | No | No | 5 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866822 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $66,489.36 | $28,067.72 | xxxxxx | 7.102% | $5,107.66 | $5,107.66 | 6.750% | No | No | Not Employed | Not Employed | Self-Employed | 21.61 | Foreign National | Foreign National | xxxxxx | xxxxxx | $31,023.92 | 1 | xxxxxx | $2,424.96 | xxxxxx | $202.08 | xxxxxx | $600.00 | Monthly | 18.986% | 18.986% | 18.986% | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; Other - 2026 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $66,489.36 | xxxxxx | 6.430% | $0.00 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | xxxxxx | $565,515.53 | 53.850% | Yes | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Passport | VISA | 41.44 | No | Yes | xxxxxx | $38,294.54 | $0.00 | No | Yes | Yes | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866823 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $42,995.00 | $45,702.78 | xxxxxx | 7.623% | $12,708.42 | $12,708.42 | 7.375% | No | No | Self-Employed | xxxxxx | $54,437.62 | 1 | xxxxxx | $6,762.72 | xxxxxx | $563.56 | 36.603% | 36.603% | 36.603% | 02/26/2026 | 749 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Alternative Documentation (A) | 12mo CPA P&L | 0 | 0 | 0 | xxxxxx | xxxxxx | $42,995.00 | xxxxxx | 6.120% | $0.00 | 1.0 | None | N/A | No | 7.375% | 0 | 0 | 0 | 3 | 0 | 12.00 | No | xxxxxx | $100,554.59 | 4.310% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 10.38 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866829 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $23,764.00 | $3,341.97 | xxxxxx | 8.071% | $2,799.65 | $2,799.65 | 7.999% | No | No | Not Employed | Self-Employed | xxxxxx | $18,372.65 | 1 | xxxxxx | $1,760.04 | xxxxxx | $146.67 | xxxxxx | xxxxxx | $340.00 | Annually | 38.403% | 38.403% | 40.794% | 03/31/2026 | 758 | No | No | [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Audited P&L - 2026 [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2026 [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025 |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $23,764.00 | xxxxxx | 6.430% | $0.00 | 2.6 | None | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 240 | xxxxxx | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 14.46 | Yes | Yes | xxxxxx | $29,827.00 | $0.00 | No | No | No | No | 2 | 240 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866833 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $51,744.98 | $55,178.79 | xxxxxx | 7.139% | $13,138.57 | $13,138.57 | 6.875% | No | No | Self-Employed | xxxxxx | $1,175,179.22 | 1 | xxxxxx | $7,866.96 | xxxxxx | $655.58 | 1.294% | 1.294% | 1.294% | 02/08/2026 | 784 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $51,744.98 | xxxxxx | 6.120% | $0.00 | 1.6 | None | N/A | No | 6.875% | 0 | 0 | 0 | 2 | 2 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 49.57 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866834 | xxxxxx | Exempt from ATR | Yes | xxxxxx | Yes | No | $33,663.58 | $35,360.72 | xxxxxx | 7.116% | $6,162.85 | $6,162.85 | 6.750% | No | No | Self-Employed | Foreign National | xxxxxx | $35,869.63 | 1 | xxxxxx | $3,451.92 | xxxxxx | $287.66 | xxxxxx | xxxxxx | $1,460.00 | Monthly | 20.632% | 20.632% | 20.632% | No | No | [Borrower - xxxxxx | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $33,663.58 | xxxxxx | 6.430% | $0.00 | 2.1 | None | No | No | 6.750% | 0 | 0 | 0 | 2 | 0 | No | xxxxxx | $2,458,408.56 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | VISA | 261.89 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866836 | xxxxxx | Exempt from ATR | Yes | xxxxxx | Yes | No | $17,620.00 | $8,703.04 | xxxxxx | 8.213% | $3,154.89 | $3,154.89 | 7.999% | No | No | Self-Employed | Foreign National | xxxxxx | $15,645.36 | 1 | xxxxxx | $1,704.96 | xxxxxx | $142.08 | xxxxxx | xxxxxx | $1,500.00 | Annually | 22.976% | 22.976% | 22.976% | 04/16/2026 | 718 | No | No | Audited | [Borrower - xxxxxx | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $17,620.00 | xxxxxx | 6.370% | $0.00 | 1.5 | None | N/A | No | 7.999% | 0 | 0 | 0 | 2 | 0 | 15.77 | No | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | Passport | 15.17 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866857 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $24,402.00 | $11,177.04 | xxxxxx | 7.057% | $2,261.01 | $2,261.01 | 6.750% | No | No | Not Employed | Self-Employed | Not Employed | 0 | Foreign National | Foreign National | xxxxxx | xxxxxx | $5,574.60 | 1 | xxxxxx | $3,846.00 | xxxxxx | $320.50 | 33.329% | 33.329% | 33.329% | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; CPA Letter - 2026 | Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $24,402.00 | xxxxxx | 6.120% | $0.00 | 4.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | xxxxxx | $139,531.96 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Passport, VISA | Passport, VISA | No | 50.07 | Yes | xxxxxx | $8,361.37 | $0.00 | No | Yes | Yes | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866861 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $12,765.00 | $4,175.45 | xxxxxx | 7.357% | $2,646.84 | $2,646.84 | 7.250% | No | No | Self-Employed | xxxxxx | $29,952.84 | 1 | xxxxxx | $2,289.84 | xxxxxx | $190.82 | 13.474% | 13.474% | 13.474% | 03/17/2026 | 692 | No | Yes | 12 | Personal, Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $12,765.00 | xxxxxx | 6.370% | $15,000.00 | 1.5 | None | N/A | No | 7.250% | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No | xxxxxx | $5,000.00 | 1.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 8.5 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866862 | xxxxxx | N/A | xxxxxx | No | No | $5,352.73 | $5,352.73 | 7.375% | No | No | xxxxxx | 1 | xxxxxx | $8,692.32 | xxxxxx | $724.36 | xxxxxx | xxxxxx | $750.00 | Annually | 0.000% | 0.000% | 0.000% | 01/21/2026 | 763 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 3.0 | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.48 | 2.08 | xxxxxx | $732,827.36 | 47.270% | No | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | 2.04 | Yes | 18.000% | 0 | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866880 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $28,895.00 | $36,147.00 | xxxxxx | 6.438% | $9,605.19 | $9,605.19 | 6.250% | No | No | Self-Employed | xxxxxx | $41,838.99 | 1 | xxxxxx | $2,541.60 | xxxxxx | $211.80 | 27.934% | 27.934% | 27.934% | 03/16/2026 | 750 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $28,895.00 | xxxxxx | 6.260% | $0.00 | 2.7 | None | N/A | No | 6.250% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $587,080.04 | 30.100% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 13.67 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866884 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $18,126.60 | $10,189.36 | xxxxxx | 7.449% | $1,396.50 | $1,396.50 | 6.999% | No | No | Self-Employed | xxxxxx | $92,193.39 | 1 | xxxxxx | $1,688.04 | xxxxxx | $140.67 | 5.300% | 5.300% | 5.300% | 03/26/2026 | 682 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $18,126.60 | xxxxxx | 6.370% | $0.00 | 2.6 | None | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $291,868.69 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 136.47 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866888 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $8,595.00 | $11,255.50 | xxxxxx | 7.752% | $2,622.05 | $2,622.05 | 7.500% | No | No | Self-Employed | xxxxxx | $5,001.73 | 1 | xxxxxx | $2,939.04 | xxxxxx | $244.92 | 39.168% | 39.168% | 39.168% | 03/31/2026 | 642 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $8,595.00 | xxxxxx | 6.430% | $0.00 | 1.0 | None | N/A | No | 7.500% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $0.00 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 110.08 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866893 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $7,632.50 | $12,919.25 | xxxxxx | 7.247% | $1,566.36 | $1,566.36 | 6.750% | No | No | Self-Employed | xxxxxx | $4,619.11 | 1 | xxxxxx | $3,403.08 | xxxxxx | $283.59 | 33.010% | 33.010% | 33.010% | 04/03/2026 | 737 | No | No | [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr 1099 | xxxxxx | 1 | 198.6 | 0 | 0 | 0 | xxxxxx | xxxxxx | $7,632.50 | xxxxxx | 6.260% | $0.00 | 1.0 | None | N/A | No | 6.750% | 0 | 0 | 0 | 2 | 0 | No | xxxxxx | $1,446.31 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 3.09 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866904 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $10,076.30 | $3,259.55 | xxxxxx | 7.776% | $3,038.05 | $3,038.05 | 7.750% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $101,593.45 | 1 | xxxxxx | $965.28 | xxxxxx | $80.44 | xxxxxx | xxxxxx | $550.00 | Annually | 10.419% | 10.419% | 10.419% | 05/07/2026 | 740 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $10,076.30 | xxxxxx | 6.430% | $81,555.00 | 1.0 | None | N/A | No | 7.750% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $50,406.71 | 10.100% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | 23.19 | Yes | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866929 | xxxxxx | Exempt from ATR | Yes | xxxxxx | Yes | No | $6,633.00 | $8,174.61 | xxxxxx | 7.887% | $2,282.63 | $2,282.63 | 7.625% | No | No | Self-Employed | Foreign National | xxxxxx | $67,272.92 | 1 | xxxxxx | $2,240.40 | xxxxxx | $186.70 | xxxxxx | xxxxxx | $450.00 | Annually | 4.405% | 4.405% | 4.405% | No | No | Audited | [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2019 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | xxxxxx | xxxxxx | $6,633.00 | xxxxxx | 6.300% | $0.00 | 1.0 | None | N/A | No | 7.625% | 0 | 0 | 0 | 2 | 0 | 15.00 | No | xxxxxx | $9,650.00 | 2.240% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Passport | 43.33 | No | No | xxxxxx | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866941 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $4,595.00 | $2,358.82 | xxxxxx | 6.978% | $985.39 | $985.39 | 6.875% | No | No | Non-Employment Income | xxxxxx | $11,300.38 | 1 | xxxxxx | $1,088.76 | xxxxxx | $90.73 | xxxxxx | xxxxxx | $188.00 | Monthly | 27.441% | 27.441% | 27.441% | 04/20/2026 | 817 | Yes | No | [Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - xxxxxx | Non-Primary Income - Social Security]; 1099 Transcript - 2025 [Borrower - xxxxxx | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - xxxxxx | Non-Primary Income - Social Security]; 1099 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | xxxxxx | xxxxxx | $4,595.00 | xxxxxx | 6.260% | $5,000.00 | 1.0 | None | N/A | No | 6.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 60 | xxxxxx | $1,146,088.14 | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as xxxxxx | No | Individually and as xxxxxx | No | No | xxxxxx | xxxxxx | xxxxxx | 451.15 | No | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866953 | xxxxxx | N/A | xxxxxx | No | No | $5,204.19 | $5,204.19 | 7.875% | No | No | xxxxxx | 1 | xxxxxx | $5,147.04 | xxxxxx | $428.92 | 0.000% | 0.000% | 0.000% | 04/06/2026 | 639 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | xxxxxx | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 13.71 | Retail | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866955 | xxxxxx | N/A | xxxxxx | No | No | $1,061.91 | $1,061.91 | 7.375% | No | No | xxxxxx | 1 | xxxxxx | $1,326.60 | xxxxxx | $110.55 | 0.000% | 0.000% | 0.000% | 04/07/2026 | 774 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | 1.0 | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | xxxxxx | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | xxxxxx | xxxxxx | xxxxxx | No | 108.48 | Retail | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866956 | xxxxxx | N/A | xxxxxx | No | No | $1,202.65 | $1,202.65 | 7.500% | No | No | xxxxxx | xxxxxx | 2 | xxxxxx | $2,997.36 | xxxxxx | $249.78 | 0.000% | 0.000% | 0.000% | 03/19/2026 | 794 | No | No | DSCR | 0 | 0 | 0 | No | xxxxxx | xxxxxx | $0.00 | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.66 | xxxxxx | $9,944.82 | 4.620% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1.16 | Retail | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866957 | xxxxxx | N/A | xxxxxx | No | No | $6,891.47 | $6,891.47 | 9.125% | No | No | xxxxxx | 1 | xxxxxx | $6,318.00 | xxxxxx | $526.50 | xxxxxx | xxxxxx | $1,557.00 | Annually | 0.000% | 0.000% | 0.000% | 03/16/2026 | 650 | No | No | DSCR | 0 | 1 | 0 | No | xxxxxx | xxxxxx | $0.00 | 5.0 | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.98 | 1.02 | xxxxxx | $5,000.00 | 0.410% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | 60.35 | Broker | No | xxxxxx | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | No | No | No | No | 2 | 360 | Property Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 866958 | xxxxxx | Non QM | xxxxxx | Yes | No | $2,370.00 | $4,822.71 | xxxxxx | 8.020% | $12,091.29 | $12,091.29 | 7.999% | No | No | Not Employed | Self-Employed | xxxxxx | xxxxxx | $176,898.04 | 1 | xxxxxx | $2,124.96 | xxxxxx | $177.08 | 17.799% | 17.799% | 17.799% | 02/03/2026 | 722 | No | Yes | 12 | Business | 100.000% | 70.000% | [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $2,370.00 | xxxxxx | 6.370% | $0.00 | 1.0 | None | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | xxxxxx | $141,338.34 | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | No | 14.06 | Retail | No | No | xxxxxx | $215,202.21 | $0.00 | No | No | No | No | 3 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 867261 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $12,845.00 | $7,393.75 | xxxxxx | 8.851% | $2,333.37 | $2,333.37 | 8.625% | No | No | Self-Employed | Non-Permanent Resident Alien | xxxxxx | $4,361.90 | 1 | xxxxxx | $1,151.76 | xxxxxx | $95.98 | xxxxxx | xxxxxx | $151.00 | Monthly | 49.550% | 49.550% | 49.550% | 04/14/2026 | 668 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $12,845.00 | xxxxxx | 6.260% | $0.00 | 1.0 | None | N/A | No | 8.625% | 0 | 0 | 0 | 2 | 1 | 12 | 0.00 | No | xxxxxx | $130,619.21 | 32.650% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Employment Authorization | 6.65 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 867774 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $22,276.80 | $10,534.13 | xxxxxx | 7.514% | $2,030.00 | $2,030.00 | 7.250% | No | No | Self-Employed | xxxxxx | $42,965.11 | 1 | xxxxxx | $1,821.72 | xxxxxx | $151.81 | 36.360% | 36.360% | 37.286% | 01/14/2026 | 714 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 |
[Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $22,276.80 | xxxxxx | 6.430% | $0.00 | 1.0 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 12 | 0.00 | No | 240 | xxxxxx | $57,788.50 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | No | 21.75 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 5 | 240 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 867782 | xxxxxx | Exempt from ATR | N/A | Yes | xxxxxx | No | No | $100,017.00 | $32,269.50 | xxxxxx | 6.929% | $9,728.97 | $9,728.97 | 6.750% | No | No | Self-Employed | Not Employed | xxxxxx | xxxxxx | $22,791.92 | 1 | xxxxxx | $1,995.00 | xxxxxx | $166.25 | 48.602% | 48.602% | 48.602% | 04/01/2026 | 822 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $100,017.00 | xxxxxx | 6.320% | $0.00 | 3.0 | None | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $958,408.02 | 47.920% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 39.09 | No | Yes | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 867814 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $9,526.25 | $11,315.90 | xxxxxx | 6.961% | $1,992.97 | $1,992.97 | 6.625% | No | No | Self-Employed | xxxxxx | $16,872.05 | 1 | xxxxxx | $2,720.04 | xxxxxx | $226.67 | 13.573% | 13.573% | 13.573% | 04/11/2026 | 770 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $9,526.25 | xxxxxx | 6.410% | $0.00 | 1.5 | None | N/A | No | 6.625% | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | xxxxxx | $142,149.15 | 34.250% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | 9.79 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 867815 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $9,185.00 | $11,653.63 | xxxxxx | 7.525% | $1,859.46 | $1,859.46 | 7.125% | No | No | Self-Employed | Permanent Resident Alien | $5,984.03 | 1 | xxxxxx | $1,919.04 | xxxxxx | $159.92 | 30.253% | 30.253% | 30.253% | 04/06/2026 | 727 | No | No | Third Party Prepared | [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/Bank Statements | 0 | 0 | 0 | xxxxxx | xxxxxx | $9,185.00 | xxxxxx | 6.300% | $90,000.00 | 1.0 | None | N/A | No | 7.125% | 0 | 0 | 0 | 2 | 0 | 12.00 | No | xxxxxx | $14,925.39 | 4.320% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | Resident Alien Card | 3.89 | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Mortgagor Focused | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx | 867816 | xxxxxx | Exempt from ATR | Non QM | Yes | xxxxxx | Yes | No | $8,626.25 | $7,503.47 | xxxxxx | 7.614% | $1,942.52 | $1,942.52 | 7.375% | No | No | Self-Employed | Not Employed | xxxxxx | xxxxxx | $6,610.74 | 1 | xxxxxx | $2,560.32 | xxxxxx | $213.36 | 49.956% | 49.956% | 49.956% | 05/12/2026 | 698 | No | Yes | 24 | Personal | 100.000% | 100.000% | [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Personal - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | xxxxxx | xxxxxx | $8,626.25 | xxxxxx | 6.370% | $11,250.00 | 2.1 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | No | xxxxxx | $120,239.95 | 32.060% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 75.19 | Yes | No | xxxxxx | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Mortgagor Focused |